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State Virginia
Legal status
Allowed (Our partner lenders provide payments in Virginia)
Loan amount limit $500
Loan terms Min: 2 pay periods
Finance rates 36% annual interest + $5 verification fee + 20% of loan
Finance charges $26.38
Maximum APR (Annual percentage rate) 687.76%

3335 Fall Hill Avenue, Fredericksburg, VA 22401

Virginia

Fredericksburg

5 Fort Evans Road Northeast, Leesburg, VA 20176

Virginia

Leesburg

4084 Airline Parkway, Chantilly, VA 20151

Virginia

Chantilly

6212 Jefferson Avenue, Newport News, VA 23605

Virginia

Newport News

7029 Mechanicsville Turnpike No. B, Mechanicsville, VA 23111

Virginia

Mechanicsville

7081 Mechanicsville Turnpike, Mechanicsville, VA 23111

Virginia

Mechanicsville

14226 Jefferson Davis Highway, Woodbridge, VA 22191

Virginia

Woodbridge

10158 W Broad Street, Glen Allen, VA 23060

Virginia

Glen Allen

616 Carolina Road, Suffolk, VA 23434

Virginia

Suffolk

4501 Williamsburg Road, Richmond, VA 23231

Virginia

Richmond


Frequently asked questions about bad credit loan virginia

  • I am a Senior in high school, and I'm trying to become a financial analyst. I study it for fun. (if that matters.) But I live, and take care of my disabled single mother. We live off social security, and make a pretty good 36,000 a year. But once I graduate high school, the income will be cut in half to 18,000 if she's lucky...I live in West Virginia, and I'm trying to get my Bachelors in Business administration with a focus in accounting. Then get my Maters in B.A to become a senior financial analyst. WVU is apparently my option, but if someone knows a cheaper way, please say. I don't care how much loans I borrow, because I know I will be successful in the career. I wouldn't mind joining the peace corp, but apparently they don't help receive loans, just help existing loans. I may be wrong, who knows. Any information at all would be great.
  • you could join the military & earn your GI bill have you done well enough in school to be a scholarship candidate at WVU? have you checked to see what aid might be available to you as an in-state student (your state might have something like HOPE) if your mom is on disability & the only household income is SSDI, then you will likely qualify for pell grant funding your mom probably shouldn't take out parent plus loans, because they can garnish her SSDI for the payments because parent plus will be in her name --- however, if her credit is really bad, then she can apply & get denied, this will increase your lending ability to the same as independent students it will be best if you find a way to work while in school. My son is in a rigorous engineering program & he works 30 hours per week as a waiter ---- working & his scholarship means he will graduate debt-free you need to find a way to graduate debt-free ----- please don't take the attitude that you don't care how much debt you go into to get your degree... that is a very unsafe & unsound mindset that will drown you for the next 40+ years another career you might want to research.... actuary science
  • scholarplan.org will show you how to get financial aid
  • I always wanted to go to this school so in 2010 I took a tour of the school and I liked it but the price scared me away and I am not looking to take out loans. I have an Associate's Degree in Graphic Design, so will the credits I already have transfer into this school? I looked at some reviews and mostly all of them was bad, the complaints was most of the time about financial aid and the students not getting the training and the help with job placement like they were promised. The major I'm looking at now is about $87,000 for a Bachelor's, what are your experiences/opinions for this school?
  • No. The Art Institute (all of them!) are for-profits that offer students over-priced and worthless "degrees."
  • If you got your associate's degree at a community college, your credits will transfer to a state university like Christopher Newport or Old Dominion, but not to a for-profit school like the Art Institute. Old Dominion has several art-related majors, including graphic design. If you live on campus, Old Dominion will cost you around $23,000/yr and you'll be done in two years, so it would be much cheaper than the Art Institute.
  • I am a student currently attending a community college, and I want to go to med school, but I also want to prepare for the worst if I somehow cannot enter med school. In other words, I want a degree that I can do more than one line of work with, but I also want those lines of work to be well-paying because I do not want to finish school and then not be able to pay back my student loans. I am planning on attending Shepherd University, and I am looking at these possibilities so far: comprehensive chemistry major (bio-pharmaceutical concentration), comprehensive chemistry major (biochemistry concentration), biology major (traditional), comprehensive biology major (ecological science concentration). From what I understand, I can use any degree I want so as long as the West Virginia University School of Medicine requirement courses have been satisfied. I'm really leaning towards the pharmaceutical one because it's less credits plus pharmacists make good money if I cannot get into med school, but the downside of that degree is that the degree itself comes from Shepherd even though I will take classes from West Virginia University. What should I do? Aside from this, I have more questions about the other degrees I'm looking at. Are there any at least 80K a year jobs in chemistry and biology? Can someone please tell me? Before answering my question, please understand that money is not my overall main focus here. I am going into studies that I do like. I love science, but I also want to be able to pay back my student loans because the lender has the right to pursue a criminal case against me and possibly make me do jail time if I am unable to make payments on my loan, and I don't want to spend my life like that. In addition to those concerns, I am not the marrying type or type that likes children, meaning I will live on my own. I currently live with my parents, but I will have to make it on my own when they are gone, so I need to be able to support myself. Any sound advice will be greatly appreciated for all of the questions that I have asked. Thanks.
  • Biology isn't something you should study unless you intend to follow that up with a post-grad degree. It's ok if you want to use it towards med school, or towards a phd, but just an undergrad bio degree doesn't get you very far, and as I understand it, chemistry is much the same. If you don't get into med school as planned, are you willing to do some other kind of post-graduate program? Because most of these really aren't great for jobs at the undergraduate level.
  • In history we are doing a news conference where we are asking hamilton and jefferson questions about their views. I have to come up with some questions that make Jefferson look good and/or Hamilton look bad. I've been looking up things for a while but I only have 2 good questions. If anyone can help I would be very grateful.
  • Good luck with that. Hamilton trumps Jefferson on every thing that is good, humanitarian, and intelligent. Jefferson was the ace of greed and self-serving motives. He was jealous of Hamilton's incredible accomplishments, his genius intelligence and that fact that Washington justifiably trusted and respected Hamilton, and therefore gave him free reign as Treasury Secretary. Jefferson even fought Hamilton on establishing a National Bank, the very bank that later made Jefferson's Louisiana Purchase possible when he was president. Jefferson wanted the country to be one of country farmers, with very little government (a weak central government). Hamilton knew we needed a strong central government. Had the foresight and knowledge to know we needed a national bank for government funds, loans and international credit to build a healthy economy. He knew we needed a diverse economy, and a substantial army and navy for protection. He also established the customs department. If your teacher knows anything of these men other than the over-inflated under factual account of Jefferson's character, he/she would agree. Ask your teacher who, while still in college, protected Washington with his artillery company so well when was retreating from New York, that Washington wanted to know who this talented, brave soldier was? Who took re-doubt # 10 at the victory of Yorktown, first up on the parapet fighting the British bayonet to bayonet. Ask also who got out of bed, rittled with rhumatic fever, to lead his men across the Delaware with Washington on Christmas, and then marched 8 miles in a snowstorm, to be one great artillery officer in the capture of the Hessians at Trenton. Ask who, as the best lawyer in New York, never took money from clients he felt could not afford him, then ask who lived by such high material standards that he was always in debt even though he had free slave labor. Ask who ran from his house to the woods for cover when Arnold and his troops were thrashing their was through (the state of which he was governor),Virginia. Oh yes, maybe if, as governor, Jefferson had raised the militia as he should have done, Arnold wouldn't have been above to burn his way through Virginia. Then ask who was always there, on the battlefield and brilliantly behind the pen, protecting Washington in any way he could. The only respect I have for Jefferson is the gift of his intelligence, which he was born with. Not like it was an accomplishment. (Even at that, Hamilton would have trumped him on the S.A.T.'s) (A well known author agrees.) I started out really liking and admiring Jefferson. In college as I learned more of him and of Hamilton, I was disappointed to learn the truth about Jefferson. This was the man who wrote "All men are created equal" while his slaves were managing his aristocratic-type lifestyle. (Fortunately, some of them were intelligent enough to figure that "all men are created equal" meant them, and they took off.) Yes, Jefferson contributed valuable things to our founding (still, historians consider Hamilton the indispensable founding father, next to Washington.) But when it comes to character and backbone, Jefferson is deficient. It pained me to learn that. I really used to think that Jefferson was all that and a bag of chips. What a disappointment. I am proud to say that I am a Hamiltonian; I have tremendous respect for him because of his character and motives. We owe so very much of the building of this country to him. You may hear that when Washington died, Hamilton remarked that Washington was his aegis (shield.) Some people misinterpret that as meaning that Hamilton's accomplishments were for self-acclamation, and he needed Washington to do that. But in truth, it was because people like Jerfferson and Adams were brutal to Hamilton; they lacked the smarts to realize that what Hamilton was doing was the basis for a sound country, and they were constantly trying to tear him down. Washington defended Hamilton, and facilitated the path for him to run with the ball, so to speak, because he knew Hamilton was right. Hamilton fought an uphill battle persistently, because he knew this was not for him, but for all future generations. (Ironically, he was not even from America. He was a poor orphan from the West Indies, who had a horrible childhood, one full of disasters of biblical proportions which few could ever survive.) Ask you teacher for me, please, if he/she didn't get that question backwards. Somethig good about Jefferson? Okay, he was responsible for bringing eggplant to this country. He pulled an all-nighter to blend several different documents to come up with the Declaration of Independence. Hamilton was running a large international shipping company in St. Croix when he was 14; the owner got sick and had to return to England. He was entirely comfortable leaving the business for young Alexander to manage. Alex had to understand international banking, credit,
  • My brother gave me his car after a DUI but it is being financed in his name (My credit is bad so I'm not being added to his loan). I am making the remaining payments to him. I am insuring the car under my name but it is still registered in his name. To renew the registration, he must file a FR44 (Virginia) with his insurance company that he doesn't have anymore. Do I have to file it under my insurance if he's not on it?
  • The problem now is its in his name and all someone has to do is check its still registered to him. you need to find out what the buy out is for the car ( its cheaper in the long run to pay it off cash you can save a lot of interest) right now you have a couple of problems its not legal what you are doing your insurance thinks you own the car which is registered to someone else as the owner and should not be on the road. The first cop that pulls you over would likely impound the vehicle anyway. I doubt getting on the loan was ever an option right now you made a big pickle out of this whole thing. good luck buy out the car put it in your name
  • you need to transfer the title or sign on to the loan,
  • I graduated with bachelor of science in mathematics back in May 2008. To date all I can ever find is minimum wage job only. Now I spent 88,000 dollars to make this degree possible and i cannot even make the repayment due. I have been granted deferment by sallie mae. At the same time I am also studying master's in math and am half way through. I maintain 4.0 GPA half way through my master's. However, I feel that even after master's degree in math, i would still only be able to get minimum wage job. Due to rising cost of tuition, federal loan never covered all the educational expenses and private bank education loans were used too for the 88,000 expense. I have defaulted on those private loan repayments (they have zero tolerance and give no deferment whatsoever) and my credit score has been damaged. To finance my master's degree in math I had to sell both my cars and now use public transport. I even sacrificed my cars! And despite all this nobody ever hires. Therefore I decided to vote against Obama. I live in Virginia and in 2008 I stupidly voted for Obama hoping job will be there. It appears to me that even if I complete phd in mathematics, minimum wage is all that's left.
  • If you can't find more than a minimum wage job with a MS, or you blame Obama for your failures, you are not very bright. But you would be smart to not vote for him again since he is a bad President who is only really helping his big money donors.
  • you have one vote...use it as you see fit. the current president isn't usually responsible for the current state of affairs. the previous administration did much economic damage that is now being reflected in the economy.
  • that sounds stupid. you can't tell me that we didn't have problems to begin with when he first got in. don't blame him. it's not his fault. and everyone is having trouble with jobs. quit whining. it's called life.
  • No. Bad dog. Bad idea.
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