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State Vermont
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Allowed (Our partner lenders provide payments in Vermont)

86 North Main, Rutland, VT 05701

Vermont

Rutland


Frequently asked questions about bad credit loans in vermont

  • So, quite awhile back - 8 years actually, my husband and I ran into some financial difficulties (he lost his job) and got behind on rent. His sister, my sister in law, loaned us $1500 to get caught up, the back rent for the previous few months. He signed a paper with her that we'd pay it back, NOT me - just him and at the time we weren't yet married, just engaged. Over time we have paid her back. We given her money and in addition my husband did work for her that following summer quite a bit, and she took so much off each time, or so she says. each time, I wrote it down at home to keep track of it. A while later we moved to the town we're in now - 2 hours away from her and in the last few years she's become a very mean person. Not just to us either - to everyone it seems. When we left she told us, verbally that we were "squared away.", and that the loan was paid. Now, she's trying to say we still owe her that money. I never got "receipts" when we paid actually money and besides me writing down every time my husband helped her, I have no real proof of that either. She wrote to us both on Facebook back in January and it said, "I know you two get a tax refund - all the lazy bums who dont make enough and get child credits do - and I want my money now. I loaned you $1500, and you never paid a dime. I am adding interest and with that interest, over the last 8 years I'd say it's fair to say you owe me at least $3000 now. " We never responded to that message. A few days later she texted my husband and he responded that we did pay her - both with money and him working, and that back then she agreed it was paid. She then said it wasn't and that if we don't pay she will take us to court. She claims she still has that paper we signed, BUT another family member (who sees her fairly often) has informed us that a few weeks ago she was at her house and she was talking about this, and then admitted, "I lost that paper years ago, but if I can scare them enough I'll get money from it." My question is: Even if she has that paper we signed (I'm just thinking worse case scenario) - can she still take us to court this many years later? I live in Vermont if that helps at all. I'm not trying to be difficult - if I owed her anything, I'd pay it, but we do not feel we do - she said we didn't! If there is not any statue of limitation and she CAN take us to court, what can we do?
  • She can very well file a claim. but i highly doubt that the judge would grant her the money. Its been over 8 years and the judge will ask her why she didn't file sooner if she wanted the money so badly. As long as you tell the judge the truth about paying her back and that your husband did work on her house for her then you should be fine. Really though 8 years later and you wish to sue a person...the courts wont deal with petty bs. My good friends brother is a lawyer and dealt with a similar case like yours and the women who was trying to sue his clients for 2700$ that was past overdue for 3 years lost and the case was dismissed. Let me add that his clients never did pay the women back but the married couple did do work on her 2 bedroom apartment to compensate for the money owed to her. I hope this helps, Best of luck!
  • Block her from Facebook. Do not respond to texts or Facebook posts. Don't get into any conversations, discussions, fights or arguments about it. Do not try to defend yourself. If she's going to do it - she will. But she probably won't. And even if you go to court - you will have the witness that could repeat what she said about losing the paper and just trying to scare you into paying. Just sit back, relax and let her do whatever she is going to do. If it winds up in court - just tell the truth, show your records. Too bad about the receipts but I understand. One doesn't usually think it's necessary when it's family. Usually if someone is trying to put one over on the court - the judge can see right through that. They deal with it many times a day, many days.
  • Just tell her to shut the hell up and sue already! She'll never win. If she keeps on harassing you, keep records for a year or so and then sue her in small claims court for harassment and defamation of character. You will probably will never win if the case even makes it to court. If you do win it will not be enough money to make it worth your time, IF you ever collect it. But it might just shut her up. Besides, small claims court is cheap and generally neither side is allowed to have a lawyer present. Make a couple of calls to your local courthouse to find out about how it is in your area.
  • Did you pay her back with checks? If you did you could request copies from the bank. I think too much time has passed for her to sue. Watch your back she sounds evil
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