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State Texas
Legal status
Allowed (Our partner lenders provide payments in Texas)
Loan amount limit Loan Terms:
Loan terms  Not specified
Finance rates  Up to 180 days for CAB agreement
Finance charges  No cap on Credit Access Business fees.  Lender interest capped at 10%.
Maximum APR (Annual percentage rate)  No cap.  Regulator reports average cost 410%.

1835 South Main Street, Weatherford, TX 76086

Texas

Weatherford

1220 N Town East Boulevard, Mesquite, TX 75150

Texas

Mesquite

13909 Nacogdoches Road, San Antonio, TX 78217

Texas

San Antonio

104 Austin Avenue, Weatherford, TX 76086

Texas

Weatherford

621 East Nolana Avenue, McAllen, TX 78504

Texas

Allen

3200 Andrews Highway, Midland, TX 79701

Texas

Midland

1250 Northwest Highway, Mesquite, TX 75149

Texas

Mesquite

5502 N Fry Road, Katy, TX 77449

Texas

Katy

1806 E End Boulevard N No. 1300, Marshall, TX 75670

Texas

Marshall

1304 W Davis Street No. Centre, Conroe, TX 77304

Texas

Conroe


Frequently asked questions about loans of texas

  • Im in default with my student loans and now they are taking %15 of my wages. Ive been reading up on yahoo answers that they can't do that in Texas (where I reside now) but the loan was taken out in when I was in Louisiana, but I used an address of a family member in Florida. Since they can't do it in Texas, why are they doing it anyways? That %15 is really causing a strain on my finances. Is there anything I can do to stop them from garnishing my wages?
  • I don't know who has been telling you that the government can't garnish your wages in Texas, but they don't know what they are talking about. The federal govt has the right to garnish wages on your defaulted loan no matter where you live. I would advise you to see an attorney to understand what rights you have. I would also contact the lender and see if they could work out some payment plan that works for you. Your going to have to pay this loan sooner or later whether you like it or not. Take care of this ASAP!!!
  • You may want to consider rehabilitating your defaulted loan(s). Advantages of rehabilitation include: * Your loan(s) will no longer be considered to be in a default status. * The default status reported by your loan holder to the national credit bureaus will be deleted. * You will be eligible for the same benefits that were available on the loans before the loans defaulted. This may include deferment, forbearance, and Title IV eligibility. * Wage garnishment ends and the Internal Revenue Service no longer withholds your income tax refund.
  • Yes, they can garnish your wages for a student loan no matter where you live or what state you got the loan. Your only option to keep them from garnishing your wages is to pay the loan off completely.
  • They can do that in Texas. It's a federal loan. Unfortunately it's easy to get student loans. They don't make enough effort to educate people on how much the payments will be and thus, soooo many people wind up in your situation. You'll just have to suck it up until it's paid back. You have no choice, they will hound you for the rest of your life if you don't.
  • The only debt that is not forgiven by bankruptcy or ANYTHING else is a student loan. You got your education, now pay up!
  • for ways of becoming a teacher contact the texas state dept. of ed. they should have a section on licensing requirements. as far as having your loans forgiven it's a little more complicated than just teaching for two years. you have to teach in a title I school for X years. title I schools are (usually) very low income schools that receive federal funds because they are failing, have high dropout rates, and can't get decent teachers to stick around. i think the programs vary by state but in nevada you had to teach a high need subject (science, math, special ed, bilingual) in the title I school for 5 years and then you only got a certain amount of the loan forgiven. the worthiness of the program depends upon the size of your student loans. your interest may capitalize to a point that the amount that's forgiven is far less than what you owe. in my case it wasn't worth it. again, i'd contact the texas state doe to see what they offer because i'm pretty sure the program varies state to state.
  • contact the Texas dept. of Ed.
  • Nope.................
  • Not usually, this is because not a debt is a breach of contract which is a civil matter. Only criminal if someone took credit out in another persons name. Civil matters don't put people in jail
  • NO you cannot go to jail in texas or anyother state for non payment
  • No...there are no debtors' prisons in the USA...This is against our constitution....If a debt collector is threatening you by insinuating that you can go to jail for not paying them, this is illegal behavior.
  • No. But they can get a judgement against you and then try to collect.
  • no but your credit will be ruined though late payments are always bad
  • no the collectors will be after you.
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