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State Texas
Legal status
Allowed (Our partner lenders provide payments in Texas)
Loan amount limit Loan Terms:
Loan terms  Not specified
Finance rates  Up to 180 days for CAB agreement
Finance charges  No cap on Credit Access Business fees.  Lender interest capped at 10%.
Maximum APR (Annual percentage rate)  No cap.  Regulator reports average cost 410%.

1835 South Main Street, Weatherford, TX 76086

Texas

Weatherford

1220 N Town East Boulevard, Mesquite, TX 75150

Texas

Mesquite

13909 Nacogdoches Road, San Antonio, TX 78217

Texas

San Antonio

104 Austin Avenue, Weatherford, TX 76086

Texas

Weatherford

621 East Nolana Avenue, McAllen, TX 78504

Texas

Allen

3200 Andrews Highway, Midland, TX 79701

Texas

Midland

1250 Northwest Highway, Mesquite, TX 75149

Texas

Mesquite

5502 N Fry Road, Katy, TX 77449

Texas

Katy

1806 E End Boulevard N No. 1300, Marshall, TX 75670

Texas

Marshall

1304 W Davis Street No. Centre, Conroe, TX 77304

Texas

Conroe


Frequently asked questions about loan texas

  • I got a pay day loan back in 2006 or 2007, and a collection agency is calling threatening to take me to court because I defaulted on the loan. I issued a check to the pay day loan company when I got the loan. I want to resolve this debt by making payments to them. They told me I could make three payments to them, but the first time I talked to them they insisted on paying something THIS month. I kept telling them I couldn't pay anything this month because I don't have any money...and they kept insisting that I pay something THIS month. I just got off the phone with them again,and they threatened to take me to court and they hung up on me. Is the statute of limitations on Texas pay days loans 4 years, or 10 years ? I understand the pay day loan SOLs are 4 years, but I wrote a check to obtain the pay day loan.
  • Unfortunately, whatever the Texas limitations are they started over when you spoke with the collection company on the phone. Addendum: Send them what you can, when you can. Even if it is a little bit, send it to them. I looked at the Texas laws concerning this and they're even less restrictive then Alabama's. Something I wouldn't have thought possible. Since you wrote a check to them, they can prosecute you!
  • a million) there is not often, if ever, a statute of barriers on the number of a debt, so long because of the fact the creditor has been attempting to make a restoration. 2) The state they're in would not count to that end, for the reason that they sued you in the state which you reside in. 3) It *could*. this is going to count on some complicated questions of Texas civil technique although, and the info of your case. 4) The statute of barriers is fantastically much truthfully not out- particularly if this is long previous to collections, and alter into served on you final 12 months. 5) once you have been served with papers, that substitute into your observe which you mandatory to make certain the date from the court- not wait for them to touch you. the different lawyer would not have a duty for preserving you as much as this point on your responsibilities. And so far as evidence of the debt, they are actually not required to "teach" it to you before you settle to circulate to court. you have been sued and served- this is as much as the court to come back to a decision in case you owe. There could be policies concerning to discovery of evidence, yet an casual request like that may not likely to set off them. 6) Your purely wish now's to touch an lawyer and need this is not too overdue for them to kind it out. With a default judgment entered against you, you're able to have waived any protection you had via not showing as much as court.
  • The SOL is 4 years from your last PAYMENT. If you haven't paid them in over four years don't start now. When they file in small claims court show up and bring your proof so they can't get a judgment. Just a heads up, judgments in Texas are hard to collect. They can put a lien on your house but if its your homestead they can't force a sale and if you do sell they must remove the lien and wait SIX MONTHS to try and collect. They also can't garnish bank accounts. Very consumer friendly!
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