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State Texas
Legal status
Allowed (Our partner lenders provide payments in Texas)
Loan amount limit Loan Terms:
Loan terms  Not specified
Finance rates  Up to 180 days for CAB agreement
Finance charges  No cap on Credit Access Business fees.  Lender interest capped at 10%.
Maximum APR (Annual percentage rate)  No cap.  Regulator reports average cost 410%.

1835 South Main Street, Weatherford, TX 76086

Texas

Weatherford

1220 N Town East Boulevard, Mesquite, TX 75150

Texas

Mesquite

13909 Nacogdoches Road, San Antonio, TX 78217

Texas

San Antonio

104 Austin Avenue, Weatherford, TX 76086

Texas

Weatherford

621 East Nolana Avenue, McAllen, TX 78504

Texas

Allen

3200 Andrews Highway, Midland, TX 79701

Texas

Midland

1250 Northwest Highway, Mesquite, TX 75149

Texas

Mesquite

5502 N Fry Road, Katy, TX 77449

Texas

Katy

1806 E End Boulevard N No. 1300, Marshall, TX 75670

Texas

Marshall

1304 W Davis Street No. Centre, Conroe, TX 77304

Texas

Conroe


Frequently asked questions about cash store texas

  • Some private pet stores with buy the fish and give you cash or store credit. Chain stores will usually not give anything for them, and sometimes will not even take them. You can also try selling them on craglist or a number of Aquarium keeping forums. Hope this helps!!
  • Possibly on the texas, but I doubt it on the pleco. Large plecos are given up all the time, and don't command a high price.
  • Well recently in Lake Worth Texas they busted some eight liner places, and arrested the employees, managers, anyone there when they came in. Eight liners are legal if they don't pay cash. Gift certificates to stores are ok. If your working there, you know it's illegal to pay cash, so your an accomplice.
  • Like Studly said it is against credit card policy. It is also illegal in the following states: California Colorado Connecticut Florida Kansas Maine Massachusetts New York Oklahoma Texas. If they charge you a extra for using a credit card file complaints with the credit card companies for the company charging the fee/surcharge and also request a charge back for the fee/surcharge. If you live in one of those states file complaints with the proper authorities.
  • Being a business owner, I can tell you that most people do not understand a surcharge or minimum charge for using a credit/debit card. Let me try and explain a few things. It is perfectly legal to charge a minimum amount for credit/debit purchases. All the companies I have had merchant accounts with have all told me (speaking currently, not historically) it is ok to charge a minimum and there is nothing wrong with it. Charging a different PRICE for products? Thats something I have never encountered and am not sure what the legalities of that would be. In the past, a merchant could charge a different price for something cash and something credit. Later you had to charge the same amount for cash or credit. Now, to explain why we do this. We are charged a fee per transaction, a percentage per transaction, a fee for each batch completed, and a monthly service fee. All of this is for YOUR convenience in using your credit/debit card. You see the Visa comercials on TV talking about life being easier when using a card in comparison to cash or check. They tell you this because they want you to use it, that's how they make thier money. Customers have requested businesses to use credit/debit cards to the point that almost all businesses accept them now. A breakdown of what a business has to pay. You go into a store and buy something that totals $100, this would be what the retailer charges to your card. The average amount the retailer would pay for your transaction would be $2.50. That doesnt sound like alot. However, if that retailer did $10,000.00 in sales that day with credit cards they would have lost $250.00. Again, that doesnt sound like a lot when you think of the sales. However, again, you have to take into consideration what the retailers profit margin for that item is after purchase price of the item, their overhead, state/local/federal taxes, etc.... In a years time, the retailer has paid $91,250.00 for your convenience in using a credit/debit card. So, when you see a retailer that has a minimum order requirement, think about his cost in that process and if he might be losing anything. Most retailers will do a $10 - $20 minimum, which is relatively low. If you make a purchase and then decide to do a chargeback, please dont do that. If you don't agree with the minumum, just don't make the purchase. Every charge back just causes the cost for the retailer to increase. A chargeback was meant to be used when your card had a fraudulent charge on it. Not because you didn't agree with a retailer or was mad at them. Also, checks are becoming the same way for retailers. Historically these have always costs the US retailer enormous revenues due to NSF and other charges. Many retailers now use services that help protect them from this, and they also charge percentages and fees for their use. This has made it cheaper for retailers to handle checks, but there is still a cost involved. All retailers would rather deal in cash only, but the consumer wants more, so the retailer adapts to the changing market. Yes, at one time it was retailers that were using credit cards to get your business from places that werent accepting them, but that time has almost vanished. And visa, mastercard, amex, discover (the main cards) are all making huge amounts of money on the fees they charge retailers AND the interest they charge you for that sale.
  • Credit card companies charge the merchant a small percentage to process the charge. The store owner is trying to recoup that charge by raising his prices....totally illegal if he only does this for credit card purchases. The rates are lower for the store owner when customers use a debit card. Merchants can, however, set a minimum for credit card purchases. The owner's merchant number should be on the receipt. This is his ID number. Get that number and call the credit card company. I'm sure there will be someone who can help you, or tell you who you can call.
  • This is a loop hole to get around the merchant card services agreement. Business can offer a cash discount without a breach of contract with the credit card company but can not add a surcharge or a minimum purchase for using a Master Card or Visa. However, many small business owners do this anyway.
  • Yes, gas stations also do this. It is because credit card issuers charge a fee to process the transaction. Some stores won't even let you use a credit card unless you buy at least $xx.xx worth of stuff.
  • For Finance and credit solutions I recommend this website where you can find all the solutions. http://personalcreditsolutions.info/inde... RE :Is it legal for liquor stores to charge different prices for cash versus credit card purchases? Follow 11 answers
  • yes it is not uncommon for a store to pass on the cost of credit card purchases to cash customers!!!
  • having worked at bank of america, I can tell you the following. Merchants can offer discounts for using cash, but can not impose a min. purchase requirement, i.e "credit card purcahse must be a min $10."
  • Legal, yes, but it is a violation of their agreement with the credit card companies.
  • it is in some states but it should be illegal everywhere ive had that happen to me many times it sucks
  • I would very much like to purchase fiberglass resin and fiberglass cloth. But, Home Depot, Lowes and Walmart do not carry either items. Bondo was the particular brand I wanted, however, any brand will do. PLEASE DO NOT list, link, or recomend websites in which I can order from. I want to know a store so I can aviod ordering/mail/online/creditcards/waiting... What I'm saying is I'm well aware of multiple sites that I can order BFR and BFC but I'd prefer to pay in cash, face to face, with product in hand. Thanks-a-Billion!
  • I get it at Farm Supply stores such as that Texas chain, or our local livestock feed store. They always carry it so we can repair our livestock waters and other things on farms and ranches.
  • You need to find an auto parts store; Advance, Murry's, Auto-zone, Pep Boys...
  • I already have my building and it is equipped with all the things that I need. However to get the business name,papers,etc in line as far as the legality to sell to stores goes I need a little more cash. Does anyone know if you can make so much($$) as an individual before it counts as an actual business? If so what might that $ amount be? I am operating in Texas.
  • I posted links for you in the source box pertaining to starting a business in Texas. Hope that helps! I wish you much success & happiness in all your ventures!
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