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Loan amount limit Loan Terms:
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1835 South Main Street, Weatherford, TX 76086

Texas

Weatherford

1220 N Town East Boulevard, Mesquite, TX 75150

Texas

Mesquite

13909 Nacogdoches Road, San Antonio, TX 78217

Texas

San Antonio

104 Austin Avenue, Weatherford, TX 76086

Texas

Weatherford

621 East Nolana Avenue, McAllen, TX 78504

Texas

Allen

3200 Andrews Highway, Midland, TX 79701

Texas

Midland

1250 Northwest Highway, Mesquite, TX 75149

Texas

Mesquite

5502 N Fry Road, Katy, TX 77449

Texas

Katy

1806 E End Boulevard N No. 1300, Marshall, TX 75670

Texas

Marshall

1304 W Davis Street No. Centre, Conroe, TX 77304

Texas

Conroe


Frequently asked questions about bad credit texas

  • My suggestion would be to buy a $1000 car and get your credit in order. They will hose you on an interest rate with bad credit.
  • What jobs?Friends living in Texas say job prospects have gotten worse and so called minimum wage jobs don't cover cost of living even if they work 18 hours a day.
  • Funny how the Soros sheeple have been ordered to attack Perry because the weak anti-American left wingers can't defend their 57 state messiah!!! Nice job wolf but you are a hypocrite!!!!
  • Dunno... What did they say about Swarzy in CA?
  • Yes, there's plenty of Section 8 here. Lots off E. Riverside, Cameron Rd., Rundberg Lane area; also on N. Lamar north of 183 (sorry, there is no neighborhood name, it's just the city).
  • apartments n north austin
  • Lexy300, Congrats on the rug rat. They are fun untill they learn to talk. Seriously you don't say if you are working or got money. Well we know you haven't learned to handle money, so. You need to learn to use the bus routes effectively. You'll save money you don't have and will not need to choose between baby formula or gas. If you got two good legs learn to live and work in your area. Oh you get to burn off the baby fat . figure some thing you can do around the baby to earn the cash you need to buy a cash car. You don't need to have a repo. Have cash for everthing you do or you teach your kid about the slavery of debt. visit daveramsey.com to learn about money before you get BURNED by a 'nice' car dealer.
  • You WANT cable. You NEED to pay bills and fix credit
  • Most places that supply cable will take a deposit in place of good credit.
  • We recommend you apply to standard lenders, local and online, to obtain your personal loan for bad credit risks. Don't pay a fee to apply, or join a membership promising a list of lenders who will loan you money. You will only be throwing good money away!
  • They will most likely accept a cash deposit for them providing you with their cable services.
  • You have to offer a deposit
  • You *NEED* cable????
  • What state are you in. In some states items drop off your credit reports in less than 7 1/2 years. Ex: Texas is 4. Did you dispte the item just recently???
  • They didnt put on there in the first place so it can show up at any point. Check with the other two banks to make sure that they are not reporting it.
  • Well sometime companies do tease their old clients but you don't have to worry if your bad credit are cleared. Talk to your bank may they help you with it.
  • With bad credit, i doubt you could get anyone to finance you for over 48 months. Many will only go 24-36.
  • well there technically is not limit, but the most that car loans get is 72 months...
  • If it's paid off, all you have to do is either sell the car to your daughter or give it as a gift, either way you will have to pay taxes and a title transfer fee. Try this web site http://www.dmv.org/tx-texas/title-transf...
  • Life is not fair in any realm, not even justice, and who seems good to some may seem quite bad in their conduct to others, namely the judge and jury.
  • The best case scenario is that you win the lawsuit or the lawsuit is dismissed. The worst case scenario is that you lose the lawsuit. This is true for any lawsuit.
  • The family courts clerk of court should have a website -- check under your county, then see if the state of Texas does offer a dissolution, legal separation, etc. and see what the requirements are...
  • you ought to circulate to the courtroom homestead in Texas. Ask on the education table to have some one direct you to the workplace which will furnish you with that form. or you ought to objective to tug up the education on the internet website by typing interior the hunt area criminal separation contract of the state of Texas and push circulate.
  • One of the most common questions spouses ask when confronting a marriage crisis is this: How can I save my marriage if my partner doesn't want to help find a solution? How do I succeed I am trying to save my marriage on my own? Learn here https://tr.im/W6exvIt is a typical enough story: one partner leaves, the other stays. One remains 'in love', the other is uncertain. Whatever it is that has caused a couple to be apart, the one person who remains bears the prospect, fear, doubt, desire, hope of saving his or her marriage' alone.
  • I have an opportunity to move back to San Marcos for work but I just moved to Corpus Christi to start my own business and I now know it was a bad idea. My gf and I agreed to moving back but we are concerned with all the penalties and do not want our credit damaged. How can we get out of the lease as painlessly as possible?
  • Breaking a lease is expensive. You will need to speak to your landlord to find out what the penalties will be. Most landlords require 30-60 days written notice while you continue paying rent. You are then charged 2-3 months rent plus administrative fees in one lump sum as penalty for breaking the lease early. That's a lot of money to throw away. You should seriously consider whether it's worth it to move now.
  • I've done it. Make an appointment with your landlord. (In my case I had to move due to an emergency - not because it would be nice). The landlord made an agreement. I pay for her advertising to find a new tenant and I have to show my own apartment - taking time off from work to show the people. I also had to keep the apt immaculate and paid for shampooing the carpet. We found a new tenant. All I had to pay was the 2 weeks until they moved in and took over the lease. /
  • is this a private hire or company house? If an house then maximum probable will flow on credit document for as much as 7-Yrs? it is going to impact credit alongside with Public record showing an Eviction.
  • Nope, you'll be rejected because you aren't top 10%. Don't feel too bad though, looking back on my 4 years there, I wish I had been rejected. At least for me, Texas A&M would have been a much better choice, judging by my friends' experiences there.
  • id say you have a good chance 80 percent good luck btw you could always try that ACT instead if you want..but youll probly be ok
  • Im a freshman in high school, and i am currently doing ok in most of my classes ecept for pre-ap biology and spanish 2. I have to retake biology in summer school, but i have to retake spanish 2 instead of taking spanish 3 my sophmore year. Is this really bad? and will colleges like Texas Tech, A&M not accept me?I will probably end up taking spanish 3 as a dual credit class my junior year.
  • How bad are you doing in your classes? Typically for 4 year universities they want you pass classes with a C or higher. Since, you are a Freshmen and are currently taking Spanish 2, you will need one more full year of Spanish to be eligible for 4 year universities such as the ones you mention. Remember you have to take 2 full years of a language in H.S of the SAME language. So two full years of Spanish or what have you. Now, if you re-take it for a better grade, in your transcript it will have an "R" next to the first one saying you re-took it. College recruiters do not frown upon it because you were diligent and re-took the course for a better grade. Later on you can even ask your school's registrar to remove your first grade if possible from your transcript. Also, please see your school counselor and ask him or her to do an academic plan with you so you know what you need to take in order to be eligible for 4 year universities. Be active about it early as a Freshman you won't be lost as a Sophomore, Junior, and Senior. Good Luck with everything.
  • Absolutely no longer. In truth, many persons argue that specified language checks are designed to support ESL pupils who wrestle at the Reading and English sections of the SAT. If you may have a 790 on one scan and a 750 at the different, you are most likely set for any tuition you would wish to visit. However, a few faculties do nonetheless require three checks. I'd take the Spanish for any backup faculties that can ask for it and file your 2 maximum to the tuition you acknowledged.
  • You can, as long as you work 32 hours a week and collect child support. However, you have to wait just like everyone else, so will have to manage on your own for that time, which is about 5 years.
  • I waited for 5 years for section 8 and I no longer qualified when my turn came up. You need to get a better or a second job plus child support.
  • I believe you can. You could also get food stamps or SNAP benefits for you and your children. And you can get housing through section 8 or TANF... heres a link for more information :) http://www.hhsc.state.tx.us/Help/Financial/temporary-assistance.shtml
  • yes it is possible to get housing assistance from the government. normally there is a waiting list, in MN, its one whole year tho.
  • Like lets say i go to UTSA and by the end of my sophomore year i want to go to UCLA, can my credits be transferable from UTSA to UCLA? I searched all throughout the UTSA website to seek my answer but can't find it and my email isn't working on my phone to send them this question. So please anyone from experience help?
  • The transfer process is extremely competitive. The exact requirements depend on the department. UCLA is a flagship university of the system, and it's not uncommon for in-state students with a 4.0 and ACT in the mid 20s or higher to get rejected. The university gives preference to community college transfer students from within California. UCLA is extremely expensive for out-of-state students. http://www.admissions.ucla.edu/prospect/...I would recommend waiting until graduate school to appy to UCLA. In addition, visit the place to see if you really want to attend the campus. In Austin I worked with two engineers who had gone to college in the area. One guy went to USC, and another went to UCLA. Both remarked about how the traffic was horrible. For example, the guy from USC told me about how on one bad day it took several hours to get from LAX to his campus. LA has a major problem with smog and congestion. Be sure you do not have any allergies to pollution. Minor earthquake tremors are common, and seismologists still predict the "Big One" to arrive in the near future by geological standards. That "slowdown" in San Antonio merging from route 1604 to I-35 to Austin is nothing compared to LA traffic, which is bad even on weekends. On the positive side, UCLA is a public ivy institution. I have a relative who graduated from there long ago. The sports tradition is huge, and it's excellent for a career. The advantage of graduate school is that you can get more financial aid and can apply to multiple departments. I would also recommend USC, UC-Berkeley, San Diego State, UC Davis, Stanford, UC Irvine, etc. With good grades at UTSA a strong financial aid package in California is realistic in graduate school. Undergraduate financial aid is limited since California is suffering from a major budget crisis which hurts universities. I would recommend just finishing UTSA quickly. Rather than transferring, just stay and finish 1 or 2 semesters early. If you are doing well then you must have adapted to the campus and curriculum. I like the location on the northwest side of town without major traffic problems. It's easy to get around campus, and UTSA cost of living is very inexpensive. So it would seem best to graduate early, score high on the GRE, then apply to graduate school at UCLA and other universities in California.
  • I live in Texas, too. It depends on the policies of the company to which you are switching. If you meet their standards for a customer account, then they will accept you. Otherwise, no.
  • Go back to the original place in Irving Texas if that is the case and ask to rent there. They may know you better and give you the opportunity. Dispute the record on your credit report and say it was your husband's credit and not yours. then wait 30 days and apply. when disputing your credit report you can also put it on the statement what happened. you can dispute online.
  • It depends on the amount involved. Of course, if you want to ever open a bank account anywhere, you will not be able to until you pay what you owe. Banks have a database to keep track of these things. In some states, bad check charges never go away cause you've basically stolen money or goods, which is a really rotten thing to do. Why don't you contact the court that issued the warrants, explain that you've moved, and that you would like to set up payment arrangements to settle this matter. Most courts are more than willing to accept whatever you can afford. One last thing - if you fail to fix this, it will affect your credit, future job opportunities, public assistance, renting apartments, and can eventually lead to jail time.
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  • Even if they don't catch up with you right away, eventually somewhere down the line, they will. If Texas issues a bench warrant and Oklahoma has it in their computer, then you could be arrested if you got stopped for speeding or something like that. A lot of it has to do with the amount of the checks. If they are small amounts, you may be able to just call Texas and ask if it is possible to clear them up by just sending them the money. If they are large checks, then you may very well could end up being extradited if you were picked up. Your best is to get in touch with the clerk of court where you wrote the checks and see if you can make arrangements to pay them off somehow. It would look alot better for you if you make the first move. Best of luck to you. :)
  • Yes you do! If you are stopped for a traffic violation, at the officers discretion, he can run something called an N.C.I.C. which will show if you have an active warrant anywhere in the U.S. A worthless check is a pretty big deal, so he will probably arrest you and notify the authorities where the warrant was issued to have you transported back to face your charges. You really need to take care of this matter before it gets too out of control.
  • Most states will not extradite for misdemeanors. Usually small checks written on legitimate accounts. However any warrant that shows up on a computer check from another state is sufficient to arrest and hold you as a fugitive from justice, requiring bond to be posted. Most states can hold you up to 90 days on such a charge and then release you. However that does not take care of the original charge and you could be arrested again for still being a fugitive.
  • I don't know but you should get out of that mormon cult while you still can!
  • He stole the limelight from the SEALs who killed Osama also. He sucks so bad.
  • Enjoy short-term McJobs here in Texas! Rick Perry didn't "create" jobs --- he just lured in bottom-feeders who couldn't compete in other states like California. I don't see how Carl's Jr. moving to this state and opening a whole bunch of minimum-wage jobs qualifies as "growth". Oh, and Nevada has "no state income tax, fiscal restraint, low debt, etc.", but they have the nation's highest unemployment rate. WHY is that??
  • what is next year--- oh yea,, the presidential election. remember, politicans are not your friend until it is time to vote.
  • That's what leeches and looters do in order to try and appear relevant to the masses.
  • Link please
  • Pay cash for the car.
  • A company called Drivetime in Texas and possibly other places will sell you a car, but the interest will be high. You just need a job to get approved. They are in Arlington on Division and Collins.
  • Make your life alot easier, CASH.
  • That answer depends on your credit. If you have excellent credit and no money problems, definitely BUY. If you have no money and bad credit, buying is the worst mistake you could ever make! Other than taxes, insurance and utilities, that's pretty much it for household bills. The problem is that in your price range, you'll likely be looking at a condo which has HOA fees that can be very expensive, and HOA's are usually a hassle. You also have to be prepared for LIFE to happen. The roof may suddenly leak, or the refrigerator will go out. You need to make sure you can afford to fix these things asap - so having savings is key!
  • I just ran a mortgage calculation...your mortgage payment should be about $565 - at your income level - taking into account your net mortage payments should in the neighborhood of $450. However, utilities, insurance and taxes can add up - I'm not sure about electric bills there. My gut tells me that you should be preparedto spend around $1000/month including insurance, taxes, utilities cable, etc. If you can swing those payments - I would buy - now is a good time to buy - but also, you need to make sure that you are prepared to hold onto the house for 5 to 10 years and that your income is stable. If you don't fee comfortable in your income - I'd consider renting - at $35,000/year you may not have much of a cushion in case you lose your income for whatever reason. also, i'm not sure what your living situation is; but if you are ok with roommates - why not have them pay rent - that will subsidize your mortgage payments. good luck
  • Buying is great if you can afford it. But keep in mind that home ownership comes with more cost that just mortgage and taxes. If the furnace quits or the roof leaks or a pipe bursts that is now entirely your problem. The one advantage to renting is not being responsible for all that.
  • It depends on how long you plan on staying. If you only want to stay in a area for a short time than renting is better for you until you are ready to settle down. There is always something to spend on a house you have like maintenance and repairs landscaping sewer water building a deck ect. good luck
  • If you're looking to live in the same place for at least five years, you're probably better off buying. Other bills could include: HOA fee (home owners association fee) school tax landscaper if you have someone take care of your yard improvements to your house (for example, replacing the roof)
  • i would say rent. ive owned my own home and i would rather rent than own, mainly because as a renter youre not so responsable for the upkeep and other bills,insur,etc. also on your salary i would be very careful as far as what to spend on a home, you should wait until you have a better income. good luck!
  • Buying is the way to go. If renting the same type of home is less than $740.00 piti mortgage payment. Even if renting is less, think of the tax advantages as well as the appreciation benefits. Buy...... Buy...... Buy.......
  • Buy would be best. Before buying learn real estate investment and rehab first, don't affraid to learn and quick learner take all. Need more help on subject, let hear it again.
  • What are some programs in Texas ( johnson county ) I have a small house but needs major repairs.....electrian repairs and plumbing I need help with groceries, and paying utilities they want a $485 deposit to start service because they must have double the monthly average so I cant afford it I can do it any more any ideas?
  • sell your house... you can't afford it. Move into an apartment instead.
  • I received a letter from the Mann Bracken law firm with locations in GA, VA, NC, TN stating that a claim was filed with the National Arbitration Forum (NAF) regarding my old Chase Bank Card debt, and that I must respond. I have no idea what to do here. I am worried that they will garnish my wages and/or bank account. I beseech anyone with legal knowledge of this type of situation to please help me understand what I should do. I live in Texas. Thank you!
  • how about pay off your debit, Yes chase credit card is evil and they alone caused me to have bad credit and i dont recomened them to anyone but i made a settlement with them after they cancelled my card due to one missed payment due to the fact there website was down and i couldnt log in to pay it and i have paperless billing but enough about me i ended up paying half of what i owe they took away all the fines and fees they charged me and paid only what i used.
  • If the account is more than $5000, check out the source website. If it is less , pay it.
  • Just call them and see what the deal is ... give them NO info.. Good Luck!
  • UT in Austin has the best studio arts program in Texas. They're also way cheaper than all other art colleges, and Austin is probably the most art-friendly city in Texas. Great college environment. And yeah, I would really advise you to stay away from the Art Institute chain. It's a for-profit organization that isn't fully accredited yet (ie: their credits won't transfer to any other college other than fellow AI schools)... The Art Institute has a pretty bad rep in the industry, and 3 of my teachers in high school and college warned me to not bother with them.
  • its probably lawerance marshall also i forgot to say: the 610 loop is CLOSED this weekend so i recommend not going to the sale..traffic is horrible
  • While a college degree is preferred by the airlines, they actually don't give preference to pilots who have aviation degrees. Not that an aviation degree will hurt you, but don't get one just because you think it will put you on some kind of "fast track" to the major passenger or cargo airlines. It won't. That's a fact. Any degree will suffice. What they're most interested in is solid work experience as a pilot, a good flying record, a good personal history (no DUI's, no legal problems, no credit problems, etc), and good references. By the time you have the experience to be hired by a major carrier, where you went to school, where you learned to fly, and what kind of degree you got is of minor significance. Here's a list of aviation colleges and universities in Texas if you still wnt to pursue that route. http://www.ed-reference.us/10100/texas/a... Just be advised that if for some reason a flying career doesn't materialize, stalls, takes bad turn, or you simply get sick of it, most "professional pilot" type aviation degrees can't employ you very well. A good backup plan is to have a degree or skill that you can really use if you need to. I know. I got a useless Aeronautical Science degree from a prestgious school. It hasn't helped my career or my bank account to any appreciable degree.
  • Theres Texas State Technical College in Waco and Abilene that offer 2 year programs..I attended Waco one semester then went off to a flight school in Houston..If i were you, I would find a flight school on an airport you like or thats close, then get a degree in something other than aviation as previously stated while your getting your training.
  • I don't think any UC campus does. San Jose State has an aviation program. I'm not sure if it includes pilot training, but it is worth checking out. The other option is to check out the Naval ROTC programs and the Air Force ROTC programs at the UCs that offer them.
  • Hallmark School Of Aeronautics
  • The best school of Aeronautics I would recommend anyone is Hallmark School of Aeronautics. They are non-profit accredited educator and provide following programs in Aeronautics: 1. Associate of Applied Science in Airframe Technology Degree 2. Associate of Applied Science in Powerplant Technology Degree 3. Associate of Applied Science in Airframe Technology and Powerplant Technology 4. Aviation Technician Program 5. Bachelor of Science in Aviation Maintenance Management completion program I am sure once you visit their site and campus you will thank yourself. Their site is http://www.hallmarkcollege.edu/programs/school-of-aeronautics/ Hope this helps.
  • Students enrolling in any university in Texas beginning Fall 2007 are affected by the 6 W's rule. I am confused by this. I am currently taking 4 classes, which amount to 14 credit hours. I want to drop one class. Would it affect my GPA? I currently have a GPA of 2.8 So is the W give you no grade at all? If you use it, is it like you've never taken the class, only the fact that you've lost your money? I've tried researching into this but couldn't find much details, so anymore information would be appreciated. Thanks!
  • W's are placed on your transcript to show that you dropped the class after the deadline. The W is in place of a grade and shows that you took the class. As for GPA, it does not effect your overall GPA or your term GPA. However, I have always been told that W's look worse than F's on a transcript for grad schools or any continuing education. The 6 W's rule sounds like you are only able to drop 6 classes after the initial deadline which is probably earlier in the term.
  • i had seven w's on my transcript an still got in to grad school. whoever told you that is a idiot.
  • Yes you can be sued, however in Texas there is not much chance for recovery from a creditor. Texas consumers are protected by homestead exemption on their primary residence excluding rental property. Texas is a non garnishment state. They can't levy your wages or bank account. It's actually a debtors haven. Worst case a charge off will be on your credit 7 years. Most financial institutions won't spend the legal expense to get a judgment if they can't collect on it.
  • A litte more information is needed. What was the agreement? If you defaulted on a loan, for example you borrowed 10,000 and then can't pay it back, then the business that loaned you the money can of course sue you for recovery, or begin foreclosure proceedings against any property that you may have used to secure the loan with, or repossess whatever you bought with the money, or turn it over to a collections agency, or may other options. All really depends on what kind of agreement you're talking about and why you defaulted.
  • you can do it still if you are defaulted
  • Your local auto glass shop should be able to get it for you. Harmon Glass is one company I know working in Texas. If in doubt, contact your insurance company for a referral. They can give that information, even if you're not making a claim. Short of that - I'm sorry.. The only time I've been thankful for bad credit is when I tried to buy an Aveo from Bill Heard in Nashville.. I got buyers remorse when I saw the DAEWOO sticker in the door jamb. Fortunately, they couldn't get the financing done.
  • If your goal is to judge, please don't post to this. With that said, I would like some helpful answers concerning an auto repo in Texas. I had to let the car go back about 8 months ago. It was voluntary. I got divorced and just couldn't afford it any longer. I tried several options to sell, refinance, etc, with no luck. So now I'm getting calls about the unpaid balance, which I expected, but I'm looking for information on what can really happen, other than bad credit. They keep saying they are going to "take action against me" and "do I have legal representation". I understand the scare tactic, but is that all it is or could it be worse? They can't get blood from a turnip. I don't have the money, but what is it that they CAN do, realistically. Helpful answers are appreciated.
  • Tell them how much you can honestly afford to pay each month. after 12 months of timely payment, see if you can negotiate a lump sum discounted payment.
  • i'm sorry to hear about your problem what normally happens is they are gonna keep after you for the the unpaid balance.but in some cases they offer you to pay the unpaid balance for the return of your car are they auction it off if the balance is unpaid it will go on your credit report.so you have a few option at this point. offer them a settlement are payment installment.same thing hapened to me i told my creditor i don't have nothing so i can't give you nothing even though the offer me to get the car back
  • I am in the same situation, they can go to court and take your wages up to 25% a payday if you work, or they might just be trying to scare you into paying, there is no way to tell what they will do, offer them half of what you owe, or very small monthly payments
  • Realistically, about the only thing they could do is: a) obviously continue to harass you [as you have already noted]; and b) take you to court to garnish your income. Having said that, you have certain rights under the Fair Debt Collection Act. One thing they can't do is threaten to take you to court unless they actually mean it. Also, if you formally request that they stop calling, they have to stop. I have included a link to a publication that lays out your rights under the FDCA. It should be very helpful in getting them off your back. http://www.ftc.gov/bcp/edu/pubs/consumer...
  • A NJP (Non Judicial Punishment) will not affect the outcome of getting a security clearance. Bad credit, large amts of debt, dual citizenship, traveling frequently to foreign countries, etc. will but not an NJP. Good luck. ADDED: If it was a major thing, they wouldn't have given you a "honorable discharge".
  • What type of security clearance? Top Secret might have an impact on it, but that would depend on what the NJP was for. Secret and below, you shouldn't have a problem. "Will they be able to find it?" - Again, depends on what level clearance you need. If Top Secret, they will find it. This does involve an extensive background check. Secret doesn't do quite an intensive check, but it may still show up. Best to be honest and up front about it.
  • What kind of security clearance, for the state? Ok Kaz, if it were a major thing she would have gotten a court martial followed by a less than honorable discharge. Thanks for stating the obvious. My question is about a security clearance for the state of Texas. I am with an OIG in Texas for the feds and am aware of no such animal.
  • It is almost always cheaper to repair your current car than to buy a new one. You're saying it will cost $400 to fix your sunfire. It is likely you can get a newer car for less than $400? Obviously not. Also, you didn't say what was wrong with the Sunfire. Can you trade it in/sell it without making the $400 repair? Generally you can't sell/trade in a non running car, and if you do, you'll lose more in trade than what it would cost to fix. If not, then you're paying the $400 anyway. So the question really becomes should you get a new car. It sounds like it's not meeting your needs in terms of size, so maybe yes. If you have no credit (not bad credit, but no real history) you'll pay somewhat more than the normal rate. Can you get a cosigner? You should be able to get financed, but you may pay a high rate. Since you will probably have to get the sunfire fixed anyway, can you keep it for a few months while saving up a down payment? Waiting a few months and putting aside the amount of a car payment monthly is a good way to see if you can handle a car payment. Also be sure to check to see what any new car does to your insurance, you will probably find that a kia sportage (which would not be my first choice, try a small honda like the crv) will increase your rate. Good luck! Good luck.
  • i am a mother with 2 children and i applied for medicade and our income is me 680 a month my son who is 18 400 a month and a 6 year old daughter and i pay rent 700 car payment 485 because i have bad credit and i got a call from medical office sayin that im not eligable for medical because the income requirment is 188 dollers per person how could someone live off that im a single mom in need of help please help me
  • You can go to a local community health care center and sign up for "sliding fee" for 50% reduction of the cost. Texas is relatively a rich state that is why you are facing problem qualifying for Medicaid.
  • I am very, very, bad at math. I go to a very large public school and I need one on one attention to pass and I just can't get that in my school. They school offers tutors but it isn't enough just putting aside time for my homework and everything. I am wondering if it is possible that I could do my math classes (algebra 1 and geometry) with a private tutor outside of school and still get the credits for the classes? I live in Texas if that helps. I never thought about this as a possibility but if I can do it I will do really well in school this year because it will take the weight of my math classes off of my shoulders and I already have a lot of hard classes outside of math.
  • That is up to your school. But, I would suggest that you drop one of your math classes. If you are struggling with math, why do they have you in both Algebra and Geometry? Or, why did you sign up for both? Take one at a time!
  • GO to KBB.COM, and find out how much of a trade in amount they'll give u. KIA's suck, frankly. They definitely do not hold value, and i'm sure u probably wont get much. No credit is better in most instances than bad credit, and alot of places will work with u. Although, there are always the BHPH (buy here pay here) type places, where u can trade in ur car, also. You'd prolly get around 2k, i would say. Maybe 3.
  • go to Mannheim.com its rated number 1 car trader in the nation they tell you everything from how much you could get for a car to how much it cost and the have car fax's plus its better then going to a dealer.
  • wow, you werent kidding about the clunker part.
  • I played at the PA Sands this past weekend at 1/2 NL. I bought in for $200 and walked away with $550 after about 5 hrs of play. Yes I did well, however, the casino takes out 10% with a max of $5 PLUS $1 every hand for a bad beat jackpot. Then on top of that you have to tip the dealer at least $1 when you win, so you're looking at $7 being taken of any sizable pot. I use the player card that only credits me with $.50/hr in comps. Compare this to Binions in LV which charges max rake of $3 and a player card that earns $1/hr, which to me seems fair. PA Sands is a ripoff but it's the only place near me. Can this rake be beaten? It annoys me a lot because people don't think about these things, they just want to gamble. I wish everyone would boycott PA Sands until the rake is capped at $3 with no bad beat jackpot.
  • 10% rake plus a bad beat is ridiculous. Of course the game can be beaten but it makes it a lot more difficult. In my experience a $5 cap on the rake is more standard (in a casino) than a $3 cap but the rake should only be 5%. I would have a tough time paying 10%. I most certainly would not be tipping anyone and I would make it clear as to why I am not. Maybe a small tip after a winning session but not after every winning pot. Tell the dealers that the casino is stealing your tips (It's the truth). How well do you know your poker tells? Take the Test! http://www.areyouapokerfish.com/tells.ht...
  • 1/2NL at a casino is more than beatable...so much so that even if the cap were 15 dollars it would still be beatable.
  • In almost all states you have to have bachelor degree but not necessarily in education or the subject area. Texas is a but behind in education so I don't know but hope not. if they do it is worse than I thought.
  • Nope, no longer conceivable. Emergency certification is only to be qualified, yet you ought to nonetheless have a bachelor's degree at a minimum. even however, there are coaching assistant jobs obtainable that don't require a bachelors or certification, yet they gained't pay nicely. The commerce off is while you're working as an assistant and going to college on the comparable time, your artwork adventure can count selection as your student coaching adventure (so which you're extremely getting paid for student coaching on a similar time as human beings do no longer). additionally, you're probably to be employed as a instructor considering which you're already conscious of how the college purposes, as least it quite is the way it extremely is on the college I artwork for.
  • you won't know the answer until you contact the school district(s) personally & ask.
  • It was a pretty smart thing for Perry to pray for rain. If noting happens, and no one really expected anything to happen, there's not much of a downside. The faithful ignore it when prayers aren't answered and the rest of us know it's a matter of atmospheric conditions anyway. But if it had actually rained, LAWD HAVE MOICY!!! He would have been taking credit for it in every speech between now and the vote and the faithful would have given him that credit. They would probably have been scared NOT to vote for him.
  • He's trolling Rick Perry?
  • properly, the answer is glaring. save douchebags from mingling with one yet another. Rick Perry is a douche, as has been stated, and that i surprisingly suspect he's definitely one among the pinnacle douches, so we would desire to continually placed him on one among those surprisingly useful Russian rockets that by no potential merely explode merely off the launch pad and deliver him someplace a typhoon won't do plenty harm to do all his magical rain spell variety prayin'. like the solar.
  • God hates Texas. Perry is destroying God's good image. God is taking it out on the people of Texas. Yes.
  • because Rick Perry is an IDIOT, and God isn't real.
  • Try a rain dance... I hear those work...
  • My dad needs a dental plate, because he's got bad teeth, but for legal reasons he cant apply to get credit(NO CRIMINAL HISTORY). he's looking for a clinic where he could make payments there or to the dentist himsel, he's willng to let a rookie to take all hes teeth out, but if you know anyone or a dentist who is a friend of your's please ask if he can pay.....we're tight on money but will make payments without fail....i live in san antonio tx, if you know some clinic or dentist please answer ASAP.. THANK YOU (I am mexican, so is my dad and he's got no social security # i am ashamed to say it but my dad need dental care, if you know anyone please answer.
  • The University of Texas has a dental school in San Antonio. The dental schools' usually have a clinic where they treat patients as way to teach students practical experience with real patients, and most either do it free, or at a greatly reduced cost. You might check out the dental school's website, and contact their clinic number to find out more specifics such as cost, or appointment availability. This would be the most cost friendly option. Good luck to you and your dad, I hope that he can get treatment soon. Here is the website link: http://dental.uthscsa.edu/. After in that web-site click on the patient care tab, and check out what info it has there. Good luck again to the both of you.
  • Try calling 211 this is a nation wide referral hot line. They can tell you where the nearest free or low cost clinic is. I know this number works in California. Also try going to a Church and see if they know of someone who can see your father.
  • I moved out of state from Austin a little over a year ago with my family. I finally made a visit there just recently and it made me realize how much I love and miss Austin. Everything I love is there, all my good friends, and I even have a job opportunity there. I am finally starting community college here after taking a gap year. Is there any way I could transfer to a college in the Austin area after a year? Is this even practical? I need help. PS. I live in California
  • Well, can't you just go to a community college in Austin and room with one of your friends there, and maybe work part time to pay the bills? Sure, you can go to college in California for a year, hopefully work, too and save up enough to move back to Texas. I would think that SOME credits might transfer, but a lot of colleges are pretty stingy about that sort of thing. If you want it bad enough, you will make it work for you!
  • I left California for Austin, Texas, where it has been 100+ for days. I miss the cool Pacific breeze near San Francisco. I will trade places with you!! .
  • I suggest you stay in California. Austin has turned into a nightmare. It's stinky gross, polluted, humid, and plain ol' HOT. Stay in the lovely state of California.
  • You moved away, ten jerks from Cali took your spot. Sorry, you've lost your place.
  • hi, I am a single mom of three, have a good job but bad credit due from my divorce where we had joint credit.I want to move to dallas tx to start life over but really dont want to rent. I like to find a rent to own house or trailer so how do I go about it since right now I am still in another state and looking to move in about 2 to 3 month? any suggestions?
  • Here's a great site with 'rent to own' information. Also has links to listings for RtO. http://www.rentalhouses.com/lease_option...
  • Something else that might help is this new GoSasa.com website that collects classified ads from the major sources in an area (including craigslist and newspaper ads) and brings them all to one place. I don't know how well they support the Dallas TX area though (I'm from San Diego), but it might help a bit. I hope you find something that works out for you.
  • Rent To Own Home : http://RentToOwnHome.uzaev.com/?JmRR
  • No. In order for his income to be considered he must be a co-borrower on the mortgage. To your benefit, his bad credit is also not considered if he is not a co-borrower. You should speak with your mortgage representative about the affects of including your husband's income as well his bad credit on your mortgage.
  • No. He has to be on the mortgage to be bound to pay. Without that assurance, his income means nothing.
  • No! You can place his money in a trust and have the trust pay you, that is the only way... Jim MBA
  • I know UTA is hard to get into, but I didn't know about UTPA, also considering the 'Valley' isn't the best area... I did GREAT in high school, but messed up bad my first (and only) semester in community college. I would be applying as a freshman transfer, whick *LOOKS* like it goes off mostly high school scores,but I wasn't sure. Anyone know how hard it is to get into? Or any informtion at all? Thank you!!(:
  • Hi Paige Here is the summary from the College Board about UTPA admissions: https://bigfuture.collegeboard.org/colle...Look at all of the tabs - the information is accurate and useful. To an extent they even give you credit for D coursework !
  • Google it. Everything you want is on Google.
  • nicely quite, that entire must be be sure via how lots you the two make a month, AFTER taxes and reward pop out. Calculate in how lots you would be spending on expenses you have already got (automobile notes, coverage, bill expenses, groceries), and then once you have your ultimate stability for the month. pick an volume after the deductions below whats left on the grounds which you do no longer be attentive to what can ensue over 30 yrs (wellbeing expenses, layoffs, and so on...). you do no longer choose to max out your funds via any skill on the grounds that which will purely reason a headache in case you do run into any variety of subject concerns interior the destiny then multiply that via 30. that would desire to supply you strategies lots your place ought to value in case you pick to stay in charge in the time of your mortage existence. meanwhile, this would not incorporate interest, taxes and mortage coverage, even nonetheless I strongly recommend you get escrow, on the grounds that its a concern you do no longer ought to complication approximately. So in case you're thinking a pair of domicile, shall we are saying a hundred thirty,000, you the two might ought to make a minimum of three-4k mixed as a manner to pay on your place with taxes, interest, and mortage coverage mixed, plus all different expenses. Its basic math, in basic terms take how lots you will not strategies paying a month, upload approximately two hundred-3 hundred for escrow and multiply via 30. Thats your funds on your place.
  • ive been reading reviews on these other companies and from what ive been reading is that the other companies are just ripping people off. does anyone have some advice about who to switch to and who not to switch to i kno cirro is a rip off as well as amigo. i just need some help .i kno my options arent much right now with bad credit
  • Txu is now Oncor and they are BIG RIP OFFS.I have a 1 bedroom apt and they were billing me for more than 1000 more kwh than I was using.Had the meter checked,kept track of kwh myself(said I was Wrong) and everything.They are theives plain and simple.I now use Texas Power Online.They actual cost per kwh are a little higher but they dont jack me up.They bill me for actual usage.TXU bills were around $250.00 a month Texas power Online is about $60.00 in winter and $150.00 for my highset summer bill.Whatever you do dont use Oncor(TXU).
  • They are probably the most stable. But they definately have the worst customer service.
  • Check out CareCredit, it's like a credit card for medical & dental procedures. Also ask around who your friends & co-workers go to for their teeth in general. Some offices will let you pay it out up front or as you go and they usually don't add finance charges.
  • I had a credit card from Capital One around 3 or 4 years ago, paying on time every month. I lost my job about a year ago and couldn't make payments anymore..Well earlier tonight I was visited by the sherriffs office with a form saying I was being sued by Capital One..I'm still out of a job ( I live in a small dead town). I need advice on what to do..I'm supposed to submit a defense on why I hadn't made payments. I have friends telling me not to worry about it since I have no income coming in, they can't do anything about it...don't think I should be taking their advice though..
  • First of all, if you live in any of the following states, then they can not garnish wages. Pennsylvania, South Carolina, North Carolina and Texas Second, if you have no income and can prove it, then you are considered "judgment proof" which means there is nothing the creditor can collect from. The judgment can be set aside without prejudice (proceeding has been brought to a temporary end but that no legal rights or privileges have been determined, waived, or lost by the result) and the creditor will have to wait until you are gainfully employed.. Most important, SHOW UP and make your case, failure to appear and they win by default. Hope this answer is of help to you LEGAL DISCLAIMER: The answer provided here is intended for informational purposes only. It is not intended nor presumed to be legal counsel or professional legal advice
  • On the court date, DO NOT be a no-show under any circumstances whatsoever. People often make the HUGE mistake of not showing up because they think they’d loose anyway or because they can’t afford an attorney. Not showing up is the worst thing you can possibly do. Even if you are frightened....or you're sick with a 102 degree fever...or if you think that you'd loose, show up anyway! If you don't, the other side will get a default judgement and they will get this on THEIR terms. They will tack on all sorts of add-on fees and the amount of the judgment could end up being two or three times the actual amount of the debt...so if you want a judgement against you for 3 times that actual amount of debt...be sure to stay home and watch TV on the court date. IMPORTANT: bring complete documentation of your being unemployed and living expenses: Pay stubs and copies of bills. Even if you loose, you can use this to negotiate much more favorable repayment terms. If you are out of work and don't have any assets, then there is not a lot they can do to you as non existent wages cannot be garnished. DON"T use this as an excuse to not show up in court. When you start working again, you'll probably be subject to wage garnishment. If you don't show up in court, CapitalOne will decide for you what this will be...which can be 25% of your wages when you start working again. Here is a complete guide that I made for being sued for credit card debt: http://answers.yahoo.com/question/index;...
  • If you submit the defense and show up for court, then they do very little now (beyond further damage your credit), but can collect the money later, when you have income or property. If you fail to submit the defense or fail to show up for court, then they win the lawsuit by default.
  • You may end up filing for bankruptcy depending on the amount and other outstanding bills. Also, you can't possibly be the only person in that predicament. I'd follow the other guy's advice and see what your options are in court. Good luck :/
  • I think they just require that you sign a statement saying why you want to change your name and that you're not doing it to get away from bad credit or illegal stuff. Just give your social security center a call and ask them.
  • This is a bad neighbor and in my opinion he is willfully harassing me and my family because we found out he is a seasoned drug addicted personal property and credit identity theft criminal and we discontinued relations. He already came onto property with fists balled up and and tried to get us to make the first hit - while he was running his cameras no less. We did a police report but where is the line, at what point do I have recourse ? We reported these activities to authorities on all 3 levels and no one was interested. So now what - do we sue for staking or harassment ?
  • If he is viewing private areas, such as over the fence and inside your house, then yes he is violating the law. Since you can't get the police to do anything have you tried the city council? Making a public statement which could get on the news will usually get someone in gear to do something, and you can always file suit against him. Ordinances are city laws, and you can get copies by going to the city hall.
  • nicely, in the beginning, i does not soak up his step-son or anybody else. call an ambulance and the police. to place your self interior the middle of that tale by employing bringing somebody INTO my living house, after being accused of issues- is downright silly. Secondly, is there any skill of blocking off the digital camera? Bush/Fence/Tree/ development? in any different case, verify alongside with your community sheriff's workplace with regard to the legality of having a digital camera geared in the direction of your place. i might block it in any way possible, and that i might steer away from those human beings like the plague, and that i does not ever have anybody in my living house- you at the instant are not geared up to manage it, you're beginning your self as much as all varieties of legal accountability
  • Unfortunately, there's not a lot you can do unless his cameras are angled to see over fences, in which case he's violating an enclosed environment.
  • "1. If the lawn has been fertilized in August, can I still use Winterizer? When should I do this? 2. I put 4 pieces of sod on my lawn that had disease in it and one of the pieces just died. What should I do? The others do not look too good either. How long does it take for the sod to take root typically in Austin? 3. how often and how long do you water this lawn in Austin right now? 4. Does soap water work as a fungicide? 5. Any "DO NOT DO's" for me? I have no idea about all this and just moved into a new home. I am so overwhelmed and am going crazy cause the nice lawn is now going bad!!!! Pls help!!! Thanks in advance."
  • I have some information about this type of grass. I live in Texas, so I know what you are talking about. I am not an expert, but can give you some ideas. Contact me. The problem is that I saved the information for my personal use, but don't have the links. It is not Ok to publish it here without giving the authors proper credit.
  • St. Augustine needs water frequently until well established. Did you buy St. Augustine for shady areas by mistake, or not buy it when you should have? Dish soap and beer mixed work for bugs, not for fungus.
  • Not necessarily. Usually no one cares if you transfer from a community college to a university - it's good, it shows you wanted a higher degree. Grad schools may want to know WHY you transferred universities. Did family commitments get in the way (you had to move closer to home to take care of a sick parent, for example)? Did you apply for a program or major that wasn't available at your previous university? Transferring universities can also slow you down; not all the credits you've earned might count at your new school, especially if you've changed majors. It might be worth it, if you're moving up to a superior school or an excellent program, but that is something you'll have to weigh for yourself. My brother attended three universities and one community college, changed his major twice, but six years later he still earned his bachelor's degree from a respectable university. And he was accepted to grad school awhile later - a foreign school that we had never heard of, but still, he earned a master's degree.
  • Not if you have a good reason, and your gpa is high. I would be more concerned with the loss of credit hours. And, remember if you want to apply to graduate school you are going to need letters of reference from 3 profs you have worked with closely on some research project. You need to develop those relationships. You didn't state how long you were in each place, that matters also. If you are close to finishing I would not transfer again, for the reasons I mentioned above.
  • Not for me but hey, there are reasons and it might depend on your future employer/grad school. Phone universities to check it out. And why do you need the switch?? Good luck!
  • I don't think it will look bad. GPA score is what matters.
  • If you have decent credit and a job the local Ford dealer would probably give you a better package but if your credit is bad then Drivetime may be your best option as they deal with older high mileage cars and have high risk financing available. Good Luck
  • Never go to drivetime. Go to ford. Drivetime will charge you far greater intrest on the car then ford will. You might pay $500 up front but you will pay more than $500 extra at drivetime over the long term!
  • Yes, you can apply. Tech's minimum GPA requirement is a 2.25 and at least 24 credit hrs completed. Some departments might have their own minimum GPA, so you should check to see what school your major (or prospective major) is under and if there is a minimum. I strongly recommend applying to more schools besides Texas Tech because that is how you increase your chances of getting into some where. You can't just put all hopes on a couple of schools, since there is no 100% guarantee.
  • It is marginal, but you can transfer into less-selective state schools with a sub-3.0 GPA. The trouble is that a sub-3.0 GPA predicts the student is at high risk of failing in the accelerated academic climate of a 4yr school. Many students transfer with a sub-3.0 GPA, and somehow stagger to degree completion, but emerge with a worthless degree.
  • You should be fine. Tech doesn't have high standards.
  • I was wondering would that be a good idea since one is way prestigious than the other. I'm afraid I might do good at UH and then tranfer to A&M and do bad because I mis,sed out on so much information or something like that. If I was to transfer from a community college, would the physics and calculus basics classes be the same as A&M?
  • If A & M will accept your credits from the junior college then they should be adequate. There is no reason to think the junior college classes are any less than you would get at A & M. The difference is the quality of the students will probably be a bit higher but UH is not really a bad university. My son went to UH and got his mechanical engineering degree. He has a very good job as a result. Some of his friends have done just as well.
  • They will ruin your credit by reporting your failure to the major credit bureaus; they may bring a lawsuit to collect the debt, including filing liens on your real and personal property; they may have you do a debtor's exam, and if it's bad enough, they may force you into bankruptcy. On the other hand, if you're disputing the debt, get help and get an attorney -- very often collection agencies are ruthless and regularly violate the law (the Fair Debt Collection Practices Act, among others) which can entitle you to sue them. And, depending upon the size of the debt, if you say "then sue me," they may not do anything.
  • It takes a mark off your credit/fico score. Be cautioned, many collection agencies are now tagging interest rates to these debts. So if you're not disputing the debt and you're not currently paying it, it may be getting bigger by the month.
  • well that is nothing compared to mine I dated this guy in the military for 2 years. he was obessive compulsive and always corecting my gramar and putting me down about my clothes, hair, face, body In the end- not only did he get me pregnant he leaves for texas uses my credit cards the way down.. and for the next 2 weeks buys a enagement ring ( NOT FOR ME) on MY Credit card and marries in less then 3 months after leaving me and didnt even tell me it was over. SO 3500 later...I hope he dies and rots in hell.
  • Been there done that...yet it was with his best friend who I also trusted. My theory...men will always be looking for something better than what they have w/ out really trying for it, until they find the one that was actually is really compatible and good for them w/ out any interest in any other girl. Which is hard for most of the time for guys. Most men revolve their lives around their privates. Until their privates fall in love then, they will. Most men use intimacy to connect emotionally with a woman, not the other way around. Know this....what you won't do for you're boyfriend...someone else will! =)
  • thought mine was bad.I was one of my boyfriends first kiss,first love all that and hed talk about everything to his mates,u was 13,he was 15 and it wasnt right with him so we didnt do anything inapropriate.He used to get so clingy,and one day i find out he was with another girl at a party didnt bother me i trusted him and he was too shy and a week later he breaks up with me...but i had to help him break up with me whilst being upset lmao,he didnt know how to say it but i knew its what he wanted to say,good job i got it right realy lol.I managed to talk to him though,not knowing lasses poperly he would tell me everything not knowing the effect lol i asked if he would consider going out with her since we were now broke up and he said yes,i asked him if he wasnt with me would he have gone out with her...he said yes lmao i dont know i found it so funny but still you know,upsetting.that was my worst break up and yet thinking about it,it wasnt that bad. *hope your drink splashed on her too lol*
  • I have a similar story but the happy ending was that I got revenge and got him to suffer :) :) :)
  • I'v had more than one.
  • and have been accused of having Obama derangement syndrome. Should we the purveyors of truth on Y!A accept Obama derangement syndrome as the rational pursuit of the end of Obama's regime as our ailment of choice? What is the name of the sickness for those who oppose Obama? What is the name of the sickness that Obama supporters suffer?
  • I think anybody who voted for Obama has "Obama Derangement Syndrome". How else do you explain why ANYBODY would vote for a guy who: * Increased our national debt from $9 trillion to nearly $17 trillion * Increased our national spending deficit to over $1.3 trillion * Unemployment NEVER below 7.5% * Over 20 million unemployed Americans * $4.00 per gallon gasoline * Raised our debt limit after calling Bush "unpatriotic" for doing the same thing * Loss of our AAA credit rating due to lack of budget cuts * Worst oil disaster in US history * Solyndra rip off * Supporting Islamic militants overthrowing the government in Libya * Supporting Islamic militarnts overthrowing the government in Egypt * Suing the state of Arizona for wanting to enforce tighter immigration laws * Suing the state of Texas for requiring picture ID's to vote * On vacation in Hawaii while Congress works through the night on a budget deal * Flies with Oprah to Europe to lobby to have the Olympics in Chicago * Gives an iPod with recordings of his speeches to the Queen of England as a gift * Terrifies the people of New York with a low-pass flyover of Air Force One flanked by fighter jets for a photo opp. I could go on and on, but I think it's time to move on to something else. (please note that I didn't mention a single word about his skin color, since that has absolutely nothing to do with his failures as a president)
  • "The trouble with our liberal friends is not that they're ignorant; it's just that they know so much that isn't so." Ronald Reagan The Liberal ideology is a theory which holds forth beliefs that have no basis in reality. They are Advocates of a policy that empowers a strong government to enslave its people with a high tax burden incident to the support of extravagant and unnecessary social programs destructive to both the work ethic among the lower class, and the incentive to innovate and succeed among the working class. The problems we face today are because the people who work for a living are outnumbered by those who vote for a living. A democracy will continue to exist up until the time that voters discover that they can vote themselves generous gifts from the public treasury. From that moment on, the majority always votes for the candidates who promise the most benefits from the public treasury, with the result that every democracy will finally collapse over loose fiscal policy A broken government can't be fixed by the same government that broke it. @
  • Hmmmm, Obama supporters' disease. I think it's called common sense. And how about you put forth a problem under Obama. I'll call bullsh!t on three of the popular ones, right now. 1) Benghazi Don't say we should impeach Obama over Benghazi. There were over a dozen embassy/consulate attacks under Bush, resulting in over 50 American deaths. And the Obama administration tried to get more funding for protecting embassies and consulates, but it was stopped by republicans in congress. 2) The Recession The recession clearly started in 2007, well before Obama entered office. And the economy was declining all throughout Bush's time in office. Yes Obama increased the debt, but he had to to end the war in Iraq, start pulling out of Afghanistan, stimulate the economy, and end the recession. Then Hurricane Sandy came and he had to put money into relief. A Red Cross guy said it was worse than Katrina. But in Katrina the water didn't recede right away. But still, Obama handled Sandy better than Bush did Katrina. 3)FU€KING BIRTHERS!!! There are still birthers out there! Obama showed you his birth certificate! He was born in Hawaii almost 2 years after it became a state. He is a natural born US citizen.
  • You may be facing an "uphill battle" with that, I'm afraid! Here are a few facts that will make your quest difficult; Americans LOVE making money... About 65% of Americans (though not you, I'm guessing?) are patriotic enough to own US stocks... The S&P 500 lost half its value under the last Republican Administration, which is why it is unlikely you will SEE another GOP President for a decade or longer... MOST Americans now have access to the internet, so have access to information like this; http://www.nytimes.com/interactive/2008/...
  • Purveyors of TRUTH who oppose Obama should be called "Realists". Obama Supporters should be called "Delusionists".
  • I haven't a word yet for non supporters I dare post publicly, but delusional fits supporters pretty well.
  • Purveyors of truth? You sound like a Jehovah's Witness.
  • First you should know facts mean nothing to liberals if it doesn't fit their narrative. And per the left if you disagree with Obama on anything your a racist. Obama supporters in general suffer from an acute case of mental retardation.
  • The way to do that would be to focus on objective, verifiable facts. Without those it all becomes empty partisan noise.
  • Good luck with that. They have been programed in "college" When I went to college it was about debate they are fed a diet of leftist shite and they are told that educated people believe this, so if you want to be educated you will believe this, if you don't believe this you aren't educated. Thus the snarky comments about the right not being educated and backward etc. How do you fight brainwashing? There is no debate there is not exchange of ideas PERIOD. Who else used this? Hitler, Mao., Stalin. and his minions are the professors that feed this to our children.
  • We are selling great vacation deals in texas areas for 3 days and 2 nights at a Luxury Resorts inTexas Cities for only $59.... Must Be 21 years old and have a major credit card...all you have to do is take a tour of the resort and use its amenities free of charge!!! At no extra charge... Not Kidding!!!!!!!! No obligation to purchase anything... I PROMISE!!! ANSWER MY QUESTION IF INTERESTED!!!! SERIOUS INQUIRIES ONLY!!!!!!!!!!!!!!!!!!!
  • I think, someone's a very bad salesman.
  • That was honestly one of their platforms in the 2012 elections. “Knowledge-Based Education – We oppose the teaching of Higher Order Thinking Skills (HOTS) (values clarification), critical thinking skills and similar programs that are simply a relabeling of Outcome-Based Education (OBE) (mastery learning) which focus on behavior modification and have the purpose of challenging the student’s fixed beliefs and undermining parental authority.”—page 20 of "2012 RPT Platform (PDF)". http://www.texasgop.org/about-the-party/Wait. I thought it was the Democrats that were the rut-thinking idiots? What is going on here?
  • Starred Questions If it is the liberals that are so stupid, why was is it that the GOP of Texas wants to ban critical thinking? Stars In Government - 2 answers - 1 hour ago - Open Is the Republican Party fascist? Stars In Government - 6 answers - 1 hour ago - Open Is freedom a liberal value? Stars In Government - 2 answers - 1 hour ago - Open Where will Repubilcans get the money for the voter ID laws? Stars In Elections - 7 answers - 23 hours ago - Open Do Republicans deserve credit for their genius in improving upon the Jim Crow laws? Stars In Elections - 0 answers - 4 days ago - Open Are GOP members the sodomites that they so frequently condemn? Stars In Elections - 7 answers - 1 week ago - In Voting If unions are so bad, why hasn't a free country worked to eliminate them? Stars In Civic Participation - 1 answer - 1 week ago - Open Isn't abortion justifiable homocide? Stars In Law & Ethics - 2 answers - 1 week ago - Resolved Why do Republicans push for more absentee voting when that has the most fraud? 1 Stars In Elections - 3 answers - 4 weeks ago - Resolved Why are Republicans afraid of hard-working people being able to vote? Stars In Elections - 12 answers - 4 weeks ago - Resolved Why do Republicans want to instate poll taxes for voting for certain people? Stars In Elections - 10 answers - 4 weeks ago - Resolved If the USA is so great, why must the IRS force people to pay their taxes? Stars In Government - 4 answers - 4 weeks ago - Resolved Is freedom a liberal value? Stars In Politics - 7 answers - 4 weeks ago - Resolved Why the belief in rampant in person voter fraud? Stars In Elections - 8 answers - 1 month ago - Resolved What free country has worked to oppresss unions? Stars In Government - 4 answers - 1 month ago - Resolved Are Republicans fascist? Stars In Politics - 7 answers - 1 month ago - Resolved Thoughts about Republicans supporting a 1984 state? Stars In Government - 3 answers - 1 month ago - Resolved Thoughts about Republicans working to overturn the 4th amendment? Stars In Politics - 11 answers - 1 month ago - Resolved Should we trust corporations when they tell us their money doesn't influence politics? Stars In Elections - 7 answers - 1 month ago - Resolved How does the American Legislative Exchange Council not get in the news? 1 Stars In Government - 1 answer - 1 month ago - Resolved Go to Page
  • Yes. That is what they want to do in Texas. You see, an uneducated mind is easier to control.
  • I skimmed your link and saw no such statement. Lie much?
  • My mom's credit score is going downhill because of her husband's problems. She wants to file for divorce, just for a while, but he refuses. He then reveals that by Texas law, he will obtain 50% of her assets. It's not a problem right now, but she knows what he could do. Is there anything she could do to get out of this situation?
  • Sorry to tell you but not much. Texas is a LAW unto itself in this area and it is very difficult to skirt around such things in this state. If she is still married to him she is STUCK and it would be BETTER to try and straighten things out financially and help HIM get square with his debtors and debts too before she files for any divorce - if that is possible. Otherwise it will prob be even WORSE.
  • He might be wrong, he can obtain 50% of her assets that was earned DURING the marriage, anything she had before or after is all her's. And things like assets is, lets say she has a CD that earns a monthly interest she opened before she was married, he can have 50% of the interest earned during the marriage but not the actual CD. I suggest she gets herself a good lawyer, she sounds like she is going to need one.
  • Dont worry there are many methods of financial security in divorce cases through which u can secure ur assets and also succeed in getting divorce. Plz visit this site where u will get full knowledge regarding this subject. http://www.reviewlocator.com/reviews/sur...
  • Just file now and get a lawyer it all depends on how long they were married he automatically does not get 50 % she definitly needs an attorney
  • It's a pension plan. You will receive a fixed amount based on age, years of service, and final salary at retirement. For life. Many teachers do not participate in Social Security. Some people think that is good; others think it is bad.
  • it sounds like the teacher's retirement has some mechanism in their contract that you are credited with your SS time and wages, meaning that both would be combined when you eventually retired you would do well to investigate this further, no really on " I was told"--does the source speak with some authority?
  • My roommate neglected to pay the gas bill for about 6 months without saying a word, finally we got our gas shut off. He's acting like its no big deal. I don't really know if its a big deal or not. He's paying all the fees to get it turned on but I can't find out anything about when the gas company will come to turn it back on. Does it take a long time? I'd like to tell him some of the other consequences for this but I don't know them, doesn't it affect his credit since its in his name? Is there anything else the community can tell me? Thanks.
  • thedocto... what that link has to do with anything be darn if i know ? as long as he pays all the reconnect fees and pentalties should have it on with 2-3 days -it will not effect his credit rating but when ever he wants to set up service he will have bad rating within the company and they will charge all connect fees
  • Wow, its different in TX than here (in MA). Gas companies can't shut off your gas service legally here.. you just keep building up debt with them instead lol. Im guessing its because if they could shut off service, that people would literally freeze to death in the winter. TX doesn't freeze- which is a good thing for heating bills, trust me.
  • because of the fact the reason of the line try is the tenants non-cost and next re-start up of provider below a different man or woman's call, then the tenant would desire to be legally in charge. the line develop into in working order earlier, the tenant's movements resulted in the line try.
  • go here:http://fortysixland.myminicity.com/ind
  • I am a high school senior and here are my stats: Accademic stats 3.15 gpa ( I know it's not good, but the thing is that it has significantly improved since my freshman year) Sat: 1480 (I know it's bad) Cr: 520 Math: 460 Writing: 500 I also took a dual credit course at my school and received 6 hours for it. Also, I took an ap class my junior year. I am taking two other ap classes this year Extra curriculars 4 years varsity football 2 years jv/varsity basketball 2 years jv/ varsity soccer 2 years varsity baseball I was in my schools play junior year I have 48 house community service I am the co-founder of my schools investors club I have been working a job as a clerk since my freshman year for 10 hours a week Student council president Spanish honor society president I received my schools leadership award my junior year I feel confident about my application essays, and I know I have great letters of recommendation. ** I don't know if this matters or not but I am Iranian and aside from English I speak two other languages, Farsi and Turkish**
  • your GPA is okay and your SAT is pretty low..... but i guess your EC's will come to help and if you have a good essay than thats good too.... So i guess your chances are Okay .. but Texas A&M isnt that competitive so i guess its all right.. Do you know your class rank as well .. that might also help if you have a good standing in class rank like top 10%
  • I think you will get in. Texas A and M is not highly selective although it is an excellent state college. See if you can find their acceptance rate / lowest gpa for admission online on their website. Good luck.
  • Meaning, not much in rent, and not much in credit checks. I used to live in Texas, and I was astounded that 1 bedroom apartments in Corpus Christi were $300 a month compared to Austin or basically anywhere in Texas. My question is, where can I live with a roommate that offers that kind of city discount around the nation?
  • The least expensive rents that do not require credit checks and so forth are relatively easy to find in any city because they exist in the worst neighborhoods where no one else wants to live. But in general the least expensive rentals exist in states that have the lowest property taxes and in areas that are less desired. Often, the more rural you get, the lower the rental cost will be.
  • Ernie "Mr. Cub" Banks Come on now they already gave him a statue at Wrigley Hall of Famer What are you able to ask for from a dwelling Cubbie But you'll additionally pass with Ryno or Ron. Its pathetic that Ron Santo hasnt been voted into the HoF but.
  • in any shared unit in a college town
  • why dont you squat somewhere its actually legal and its free
  • making this short .. My boyfriend wants me and my kids out.. I have loved and waited for him to again be intimate with me for 2 years not even a kiss and he says if I would be just this way or that way he would be this way.. It is and was a constant cycle. Last month I told him I agreed with the 100 times he told me to leave but in the end he would act as if he wanted me to stay and of course the mixed signals made me never give up I had hope and faith it would work somehow.. After all this and so much more I sat down and went through 4 years of texts and emails and realized what an idiot I have been.. So in July I told him I agree to leave.. I sent him a dear john letter and I was serious.. He asked me for another for what I thought was a sincere chance.. Well now he's the same and I'm stuck again.. My question is he told me and my kids to leave but I'm the only one that works and I can't save I pay all the bills..I need to know where I can get a grant or another way to get money legally just for the one months rent and security deposit.. I have very bad credit due to an ex husband who ruined me when I got away from him due to domestic violence which is a whole different story I never rented before and I don't know what to do I feel so trapped I don't have many friends because I'm here in CT. And all my friends in Texas my mother basically said you made your bed now sleep in it..I can't anymore.. Please tell me what I can do.. I need another chance please..
  • That's a real bad situation you are in I'm so sorry! First when a man say they want you out just get up and go all that I'll change only last a few months. You say you working and live in CT I don't know how much you receive but I would get a little apartment temporarily for me and my kids save up as much as I can. If you make a little bit of money try getting food stamps until you get back on your feet. Income tax will be rolling around the corner real soon. So with that money you can get yourself something decent. Try not to let your mother know until you get on your feet because it don't sound like she's going to help you none unless you really desperate then you can bring up her grandkids. But for now just pray God would lead you in the right direction!
  • You deserve a better life! Take a decision to leave - but plan first. Look for affordable accommodation - maybe there are support groups in your area (a church maybe?) just to start you off. The most important thing is that you accept that there is a better life out there. http://my-mind-change.org
  • I have to Say I finally moved out and I am so happy.. now he wants to work it out and eventually get married.. we are still together but I want my space.. wish we could marry and live like we are in separate homes.. Thank you for your advice.. it took awhile yet it came right on time!! :)
  • Too depressing for me to answer.
  • In short, no. I would think that all you have to do is make sure you have enough elective credits and math credits to graduate, and you should be fine. The worst that could happen is that you would have to retake the class senior year.
  • Well, I know in Huntsville, Alabama, if you fail a class, you can retake JUST that class next year, however, you still have to take the required class for you senior year, so you'll have to be in two maths.
  • Currently a freshman at Texas State University. I took dual credit in high school and my university made me transfer the credits so I have a 2.81 GPA right now in college. Yea it sucks because most of them were 4.0's in high school because they were weighted. After this fall semester I will have a 3.21 GPA with 39 college credits. I'm positive that I will get all A's because i'm on a good stand in all my classes right now and I study my butt off. I'm going to take 15 hours for spring and 15 hours during the summer at a community college. So if I get all A's, I could bring it up to a 3.55. Also, I want to transfer to UT Austin or UT Dallas, do I have a chance? I am a accounting major right now and I want to switch to MIS when I transfer.
  • 3.2 and up is good. You shouldn't have a problem!
  • I guess it depends on the person. A 3.0 or higher in my opinion is fantastic. I currently have a 3.1 GPA in college, and it is labeled as good. I have always wanted good grades, but I never been the type to cry when I get a B. I do get upset with C's though.
  • payment. To make a long story short. I have a Civil matter to go to court for soon. Anyway, the judge will see that i am low income and cannot afford the payment. I can only afford $25.00 a month or $50.00 every two months. That is it. What do you think will happen? Otherwise I am barely able to keep up with my other bills, but I am. I had a friend that the judge told the company.."work out a payment plan with her."...and guess what? She never heard from them again...cuz they knew it would take forever to pay it off. By the way, it is OFF of her credit. Just people that have experience dealing with the courts please...and thank you!
  • First you should check to see if the debt is "time barred" meaning it is beyond your state statute of limitations to seek civil action in court. If it is time barred, then that would be your defense. You can check your states SOL at the following http://www.bcsalliance.com/statute_of_li...If it is NOT time barred, then you should work out a payment plan on the day of your hearing and if they (the plaintiff) does not want to work out something, then ask the judge to make the plaintiff provide evidence that they legally own the debt or they have legal right to represent the original creditor. If you are on any type of income assistance, there is not much they can do. Worst case scenario, they would get a judgment and garnish your wages (unless you live in North Carolina, Pennsylvania, South Carolina and Texas ). And even then, with a low income, they would only get a few dollars a month anyways. Hope this answer is of help to you LEGAL DISCLAIMER: The answer provided here is intended for informational purposes only. It is not intended nor presumed to be legal counsel or professional legal advice
  • It really depends on how much you owe, and what your other essential bills are. If you are paying for things a judge might consider discretionary, such as internet/cable at home, or a cell phone, or high car payments on a fancy car, they are not that likely to give you a break. If your only income is something very low and not likely to increase, such as SSDI or a social security retirement, then the judge and the company are more likely to work with you. At a minimum, you are probably looking at losing your cc, so you need to work up a budget and find out how you are going to pay cash for things you used to charge in the past. That alone might give you some ideas on changes you can make in your budget to free up some more cash and pay the cc's off. I would first try to work out something with the cc company, even offering to let them freeze the account and the late fees/charges in exchange for you paying this off in a year or two. Stay away from the debt consolidation companies that will post a "solution" to your question. If a court date is scheduled, it is too late for any of them to possibly help you. Be sure you are well prepared for court - dress appropriately, show up in plenty of time, and bring as many documents as you can to show your financial situation -pay stubs or benefit statements, rent receipts, medical bills, etc..
  • The result of your original court date sounds like it was continued. The obvious question is: until when? On that next court date, the judge will ask if you two have been able to work anything out. If the answer is "NO" as it sounds, they will enter a judgment against her. The collection company will move forward towards garnishing wages and freezing bank accounts
  • Sure, it's off her credit....
  • Tried all of the answers given so far already...even tried an online web business, that ended up just eating up what little money I had...so it is not like I have not tried everything I know to try. Catholic charities will not help someone on only Medicare...only if you are on Medicaid, which I am not yet....I still own a house from when I was well, which is being rented, so that helps a little with some extra income, but even that is not enough...paying rent and a mortgage, and locked into contract for that rental lease...in both apt. I am in, and the house I rent out.....BAD MESS....and the Medicare insurance does not cover the cost of my prescriptions...have asked dozens of companies about extra insurance coverage, to no avail......again.....need help here......
  • Section 8 housing has a waiting list every year that is VERY LONG...already living in a slum, that is considered section 8 type...it alone is making me MORE sick. Bankruptcy already considered, but locked into a contract on renting the house out....may try calling legalaid again....tried once already, to no avail....they basically said I would need to be considered "well" before doing the bankruptcy....I will never be "well" again....degenerative joint (Jaws, neck and back) and major anxiety disorder, and major depression....no short term memory, so that leaves out work.....
  • Food stamps in TX are only allowed if a single person's TOTAL assets are less than $11,000.....since I own a house, my assets are still not that low, but the ability to keep paying the mortgage and the apt and life's necessities, including addictive prescription drugs for sleep and pain, are draining me completely dry. I hide under the covers these days most days, praying for sleep, eating as little as possible, to keep a roof over my head.
  • You might want to consider a bankruptcy. This will get rid of the old debts, inclusing hte house, if you'd like. Then you can consider Section 8 house (housing where you pay a reduced rent). What is the nature of your disability? You are typing, so there must be some work you can do. Could you check into a temp agency to do some receptionist work? Or data entry? No reason to be "scared to death" especially in Texas. There are affordable places to live there, even on SSD. Take a deep breath make out a budget. If you can afford to live if you aren't paying your mortgage and whatever unsecured debt you may have (credit cards, medical bills) you may just need to file a Chapter 7 and get a fresh start. Call your local bar association for a number for a bankruptcy attorney who does free consultations. They'll help you get an idea of what your budget really is. Honestly, most people on social security are considered "uncollectable" meaning creditors can't take your money. Pulling from your IRA is just going to put you more in the hole because of the tax penalties. Contact the state unemployment office. They will be able to guide you to other agencies that provide help, food stamps, etc. Good luck. This is not the end of the world and you can still prevent living on the streets. Ok, since you've added more to your question, I'll add more to my answer. You say that you have too many assets because you own your house, but you aren't living there, but instead renting it out and then renting another place on your own. You say that is too much of a financial burden and more difficult when oyu are trying to afford other things. Well, in bankruptcy you can get rid of that house. It goes away as does any money you owe on it. I'm sorry, but you need to consider filing a Chapter 7. I think you may have misunderstood what LegalAid told you, or they misunderstood your position. If you want to file a Chapter 13 you need to be financially "well" enough to complete a 36-60 month repayment plan. That is not the case in a 7. Again, good luck.
  • First realize that it is not the government's responsibility to support you. It will assist you, but shouldn't be your only support. With that said, you should contact your local social service agencies: Catholic Charities is a good one to start. They will provide meals and sometimes rent assistance. You can also look into section 8 housing. You might qualify and get a rent subsidized apartment. Easter Seals will help you find employment that disabled people can do. In Las Vegas, we also have Opportunity Village that does job training, but that might be a local agency. Contact your local power company. Many times they have assistance programs for people who can't afford their utilities. The same for the phone company. If you are elderly, then check Elderly United. They can probably help with transportation and maybe your medication. Hope this helps. If you can't find this information in the phone book, then go to the welfare office or a nursing home. They should have a social worker who can point you in the right direction. Good luck.
  • the grey head avatars; they're hiding something. The homeless chickens are enormously possibility loose, except you take place to be donning a variety of widespread fits created from birdseed. the two way, with the chickens, what you spot is what you get; no hidden secret time table.
  • Visit the League City Police Department website. Police department websites often provide information about their applicant requirements, about how to apply, and about their hiring process. Below are some of the minimum applicant requirements for the League City Police Department. -Applicants must have a high school diploma or ged and at least one of the following: *At least 30 college credits *At least 15 college credits and TCLEOSE Basic Peace Officer Certification *At least an Intermediate Peace Officer Certification from TCLEOSE *An honorable discharge from the military -Applicants must be at least 21 years old at time of appointment. -Applicants must be United States citizens -Applicants must have a valid driver's license -Applicants must have a driving record indicative of safe driving habits. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. Do the best that you can in high school. Get a college degree. Getting a college degree is one of the best things that you can do. Don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, practice to improve your observation and memory skills, and become as physically fit as you can. Consider becoming a law enforcement explorer if possible. Best of luck!
  • Most police departments pay in step with the cost of dwelling, so for essentially the most phase the pay isn't a significant deal. Those in California around the Bay discipline are inclined to pay probably the most considering housing charges are the absolute best within the nation. Commencing salaries range anyplace from 30-70k per yr. Right here is an effective useful resource for studying what you must do now as a way to effectually come to be a cop.
  • Are you doing ride-alongs? Volunteer work? Both look really, really good on your college applications and will look good on your resume, too.
  • I'm in Texas dealing with application fees while trying to rent a house. The market in Austin is very competitive and landlords receive MANY applications and fees. My question revolves around this part of the statute "Application for leases or renewals entered into after January 1, 2008: After this date, the law differentiates between an application fee and an application deposit. An application fee is defined as a nonrefundable sum of money given to a landlord to offset the costs of screening an applicant. An application deposit is a sum of money that is refundable if the applicant is rejected as a tenant. At the time an applicant is presented with a rental application, the landlord must make the tenant selection criteria and the reasons that the application may be denied available to the tenant. This information may be included in the rental application if the notice is underlined or in bold print. The selection criteria may include: criminal history, previous rental history, current income, credit history, or failure to provide complete and accurate information. If a landlord does not provide an applicant with the tenant selection criteria and rejects the applicant, the landlord must refund both the application fee and application deposit. A landlord who in bad faith fails to refund an application deposit may be liable for an amount equal to the sum of $100, three times the amount of the application deposit, and the applicant’s reasonable attorney’s fees in a suit to recover the deposit." If the landlord rejects the application for reasons OTHER than the posted selection criteria am I entitled to a refund of my application fee, in this instance $100?
  • The text says that "selection criteria MAY INCLUDE: ...." To me, that does not imply that the list of selection criteria is exhaustive. Contrast "may include" with something like "consists only of the following." The latter is close ended, while the former is open ended.
  • The SEC is the best conference, but they're very overrated. If I were an Alabama or LSU fan, I'd be pissed that there are so many fans of other SEC schools taking credit for our hard work. For example, Texas A&M fans last week were chanting, "S-E-C. S-E-C." Their fans think that being part of the SEC automatically makes them awesome. That's hardly the case. Oregon and USC would steamroll any SEC school not named LSU nor Bama.
  • "rest that are not better than the best of the other five BCS conferences." They don't have to be the best, they just need to be able to compete with the 3rd, 4th, and 5th best teams of other conferences. LSU and Alabama are talented enough to defeat the top two teams in other conferences. Georgia, South Carolina, maybe even Missouri can compete as well.
  • Present me with evidence that another conference is better. Don't give me Big Ten because Ohio St. barely beat Cal today, who will be in last place in the Pac 12 after today. And Penn St. lost to Ohio and Virginia. Don't give me the Big 12 because a heavily favored OK St. team lost by 3 TD's to Arizona. So show me a conference where there middle of the road teams don't struggle against teams.
  • what approximately UGA vs oklahoma state or kentucky vs louisville, Auburn vs KState etc? did the different convention play that many NC video games against communities that have been quicker or later interior the main staggering 10? i do no longer think of it proves something the two way. i think of this weekend Georgia and Florida will win which you would be able to besides placed those too. Clemson will in all probability beat south carolina so placed that in case you like.... then publish the different meetings NC checklist. publish the huge 12's checklist! hi mississipi hung in with a collection it extremely is interior the main staggering 5 and could win the huge 12. no SEC fan thinks that ole pass over, pass over State, or Alabama are between the ideal communities interior the rustic. asserting maximum SEC followers think of it extremely is ridiculous.
  • Arkansas struggled because they have a lousy football team. Only morons seriously thought that Arkansas was anything better than an average football team. Auburn struggled because they were bored and their heads weren't in the game. They were basically sleep walking the entire game. And, yes, the SEC is the best conference. Deal with it.
  • We were not a national title contender, and people knew Auburn was going to go through a rough year.
  • They did have 2 teams play against each other in the Championship..
  • If "Better Than Most" wants to see moron all he needs to do is look in the mirror. Auburn wasn't "sleeping", they just ain't worth a damn.
  • Military or police experience would help more, but loss prevention experience will look good. Your chance probably depend a lot on how bad they need new officers and how many applications they received. Some things that could improve your chances are college, no criminal history, a good driving record, good credit, being in shape, and doing well during the interview if you get one.
  • If you have a clean record and your paper work looks good then you have a good chance to be hired. Williamson County has a reputation of not coddling criminals so some criminals try to avoid it.
  • If you're a big guy, above average intelligence, willing to work within the system, I'd say you'll get the job!
  • I'm an 18 year old high school student and my life long dream has to become a police officer, ever since i was a child i always had police costumes to dress up as a cop with the badges and the guns and the handcuffs arresting people and enforcing the "rules" and what not ha ha, and now that I'm getting older iv decided that's what i want to do. I wont get out of high school until I'm like 3 months away from being 20 years old because of being held back in kindergarten it was a huge mess teachers getting fired school board in chaos my whole class got held back and the fact that my birthday is in January also sucks because i was forced to start school late as well. Anyways the Educational part of the requirement's only say i quote "Must have a high school diploma; or Must have a G.E.D. certificate and 12 or more hours from an accredited college." I was raised to believe i had to have a Bachelors degree in Criminal Justice which would take 2 to 4 years of college am i wrong to assume that i don't have to have this anymore? Because my parents and family have told me some don't require college degrees. As you can see I'm kind of stuck here can someone help me out? And if the requirements don't require college would they hire me at 20 years old or would i be forced to and or want to wait until I'm 21 years of age? Thanks You and sorry for my punctuation i know it sucks lol.
  • Positions are filled on a competitive basis, those meeting the minimum requirements will not be as qualified as those with the best qualifications. And, there are more applicants than there are positions. To become a police officer, the standard requirement for most major police agencies seems to be a minimum of 60 undergraduate hours (from a regionally accredited college), although some allow substitution of military service, and a Bachelor's degree may be preferred (generally required for federal special agent positions); although some may only require a high school diploma. Some agencies (and federal agencies) have a military hiring preference, and being an officer counts more than being an enlisted person. Some agencies have age limits, for federal jobs it is 21 minimum and 37 maximum. Any major is acceptable, but Criminal Justice, Forensics, Computer Science, Sociology, or Psychology may stand you in better stead. Foreign language ability, particularly Spanish, is advantageous. Smaller agencies may have a high school requirement. And GPA may be more important than major. The agency normally provides training, but some states may have private academies (like TX). Those meeting the minimum requirements may not compare well to the best qualified applicants. Many agencies have increased pay levels for higher education, and higher education facilitates promotion. A Bachelor's degree is required for federal special agent positions (very few exceptions). As stated above, any major is acceptable. I attended an agency-sponsored Masters program for an MS in management. GPA, work experience, ability to communicate orally and in writing, and graduate degrees are what determine who gets hired for federal positions. And, there are always more applicants than positions. Those meeting the minimum requirements may not compare well to the best qualified applicants. Military service may provide hiring preference, service as an officer is preferred over enlisted service. The FBI likes lawyers and accountants, but they hire from various backgrounds (http://www.fbijobs.gov/). Other federal agency job announcements should be available at https://my.usajobs.gov/login.aspx; acceptance of applications is cyclical. NCIS’s website: http://www.ncis.navy.mil/ (oversold due to TV). You must have no felony arrests, and many misdemeanor arrests are also disqualifying, as may be bad credit. And, a domestic violence conviction will be disqualifying. Any prior drug use of any sort may be disqualifying, although exceptions are possible in some agencies. There may be a written exam, medical exam, polygraph test, physical fitness test, drug test, minimum eyesight requirements, psychological evaluation, oral board examination, and full background check. As I said, there are always more applicants than there are positions, so it may take many application submissions to get an acceptable job (at least it did for me).
  • Why would it be a bad idea? These creditors are about to sue you They will garnish your wages and tap into your assets Only if the debt is more than 7 years old, would I leave it alone google: statute of limitations followed by your state name Also, in Texas, they don't garnish wages Ask here how to deal with each specific debt. State a ball park amount, date of delinquency, and your state People will tell you how to negotiate settlements - you have to do it right Get your credit reports - this is a must They are free once a year at: Annual Credit Report.com No credit/debit card required. Don't get the score - it's useless for what you need You need the full details of who is about to sue you and the exact amounts
  • the other person gave you good advice. the worst thing you can EVER do is not talk to the collectors. you should make a payment arrangement. make sure, though, that you do not agree to pay more each month (or week, whatever) than you know you will be able to pay. if you know you can pay $100/month, say that. if they say it's not enough, reiterate that you can only pay $100/mo. keep on and on until they accept that amount. only you know how much you can pay. the more you can pay, the better off you are (saves you money in the long-run). but, if they are harsh and short and mean to you because they want $200/mo and you know you can't afford that and so you say you can only do $100/mo, stick by what you know you can do.
  • the other 2 are wrong....the collectors have to stop calling you if you tell them in writing to stop...yes, they might sue but they would much rather not do that.
  • I'm doing really bad In my College now, and I need help Bad, I'm in a community College and I want to Transfer to the University of Texas, But the way thing are now, I don;t think that will happen. I REALLY NEED HELP !!!!!!!!! I wan;t to go to school for Music and Psychology, Do I have to take the S.A.T ? Do I need a Mentor, a coach. What do I do ?????
  • What courses have you done poorly in so far? I can give you more advice if you give me more information about what you need help with or what questions you have. If you give me the name of your CC I could see if they have a better webpage that offers you information about the exact course requirements. Here are three pages that go over the requirements for transfer admissions and the application process. Any other important information will be found on the school's website. You will need to complete 60 units/credits before starting at University of Texas http://bealonghorn.utexas.edu/transfer/a...http://bealonghorn.utexas.edu/transfer/a...http://bealonghorn.utexas.edu/transfer/a...One source said they had a 46.6% percent acceptance rate in general. Here is a forum about transferring into UT, Austin that you may or may not find helpful. I personally find college confidential forums extremely helpful and kinda fun to go read through. http://talk.collegeconfidential.com/university-texas-austin/1062933-ut-austin-2011-12-transfer-guide.html You can also go to the counselors at your school. They should also be the ones guiding you and telling you what requirements are needed to transfer into UT. If you have questions go talk to them. They are extremely busy at the beginning of the quarters.semesters. It is better to talk to them sooner rather than later. My school also had free math tutoring. And I think most if not also schools have "writing centers" where someone will help you with any essays that you have. There also might be even more programs at your school that can help you --- I had to take a communications 101 class. It was similar to public speaking I imagine. For that class it was pretty basic. I read all of the chapters for that class while also taking notes and highlighting important, basic, and interesting stuff I read. I also always pay attention to the different fonts and sections the chapter was divided into. For that class I found the questions at the end of the chapter to be very helpful. Those questions at the end of the chapter will help you better comprehend the material that you just read. And since you are reading and answering the questions, there will be more ways the information is going into your brain. It will help your brain practice understanding the material, remembering it, and going back to retrieve that information. The more abstract questions will improve your critical thinking skill and help you connect the material to the larger scale world and different scenarios that people face while communicating with each other. -Say your test is on chp 8-11 after each chapter you finish reading go back to the past chapters and re