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State Oklahoma
Legal status
Allowed (Our partner lenders provide payments in Oklahoma)
Loan amount limit $500
Loan terms 12-45 days
Finance rates $15 per $100: $0-$300;  an additional fee of $10 per $100: $301-$500
Finance charges $15
Maximum APR (Annual percentage rate) 390%

919 Arlington Street, Ada, OK 74820

Oklahoma

Ada

322 North Lynn Riggs Boulevard, Claremore, OK 74017

Oklahoma

Claremore

900 S Broadway, Edmond, OK 73034

Oklahoma

Edmond

1906 SE Washington Blvd., Bartlesville, OK 74006

Oklahoma

Bartlesville

4636 S Pennsylvania Avenue, Oklahoma City, OK 73119

Oklahoma

Oklahoma City

1474 N Main Street, Altus, OK 73521

Oklahoma

Altus

2401 12th Avenue Northwest, Ardmore, OK 73401

Oklahoma

Ardmore

852 Garth Brooks Boulevard, Yukon, OK 73099

Oklahoma

Yukon

2410 N Meridian Avenue, Oklahoma City, OK 73107

Oklahoma

Oklahoma City

234 S Muskogee Avenue, Tahlequah, OK 74464

Oklahoma

Tahlequah


Frequently asked questions about check into cash oklahoma city

  • We rented a house for $1000 a month for 2 years. We moved out in August 2009 having given a 30 day notice. The landlord walked through it with us and seemed content with its condition. We hoped to get our deposit back since we had taken good care of the house. We asked for it but never got it back. 4 months later he sends us a $4000 bill for damages to his house that he claims to have fixed. He is threatening to sue us for the amount. We have told him we do not agree with those charges. He says he will take us to court and have them garnish our wages to pay him. Isn't 4 months too long to be coming at us with a bill? He is listing painting, stretching the carpet etc on it. What is the legal procedure in Oklahoma? How do we go about this?
  • I am a real estate investor in Oklahoma City, so I feel qualified to answer your question. First of all, get all of your paperwork together as far as your lease agreement goes. If you paid with cash, collect all of your receipts over the course of a two year period. If you paid with cheques, get all of your statements together. Second of all, deny any damages other than normal wear and tear of the property. If your landlord doesn't have time dated photographs of the property on the date you moved out, his claims will be groundless. Remember, you have to be proven guilty without a shadow of a doubt in a court of law. Third of all, counter sue your landlord for your security deposit, and ask for proof that he has kept it in an escrow account over the course of two years. According to Oklahoma law, a security deposit MUST be held in a separate operating escrow account, and not touched for any reason with a ten foot pole. Ask the judge for proof that the security deposit was in escrow over the course of 24 months, which bank statements should prove one way or the other. If you can prove through reciept or cheque that you paid a deposit, but your landlord cannot prove that your money was held in an escrow account for 24 months which would be a separate account that is SOLELY for your deposit - then not only will his claim completely go out the window, you can file a judgement against him. Remember, the escrow account has to be separate from a personal account or a business operating account. It just sits there untouched. It sounds to me like your landlord spent your deposit money, and doesn't have it to pay you back. And to throw you off balance and make the problem go away, he is threatening to sue you for damages in hope that it will scare you off. What you described to me sounds like normal wear and tear in the rental, especially the paint job. Now, if your kiddos went through the house with a marker or a crayon - or you smoke 5 packs a cigarettes a day, that is one thing. But unless you lived in a 2,000 + square feet house, $4,000 for a paint job is just absolutely ridiculous, and I am speaking as an experienced rehabber here in Oklahoma City. I got a guy who would paint the whole inside of a house for $1,500 dollars. Besides the fact that unless you did something like scribble on the walls or smoke like a chimey - you shouldn't have to pay for that. And carpet stretching after two years is normal wear and tear, and should not be taken out of your deposit. But if "carpet stretching" is your way of saying that your dog pissed and crapped all over the floor, then your landlord has the right to deduct that out of your deposit, and also sue for any damanges that go over the deposit. I've been on both sides of the fence, but if you are being honest in your assessment of the situation, you didn't have destructive pets or kids, and you aren't a heavy smoker - then your landlord is trying to play hardball so he doesn't have to pay back your deposit. So, don't get scared, get even. Call his bluff, and DARE HIM to sue you. Once he backs down, sue him instead. But make sure you have all of your paperwork together in a neat little folder. Do not tell your landlord you are planning to sue him or on what grounds. Let him find out about that in front of the judge, when he is stammering and unable to provide the appropriate documentation for the escrow account. It has to be in a SEPARATE account, all by itself. Or else, you win the case. Keep on saying that over and over again to the judge, and you will win it.
  • I'm in California, but most states have similar laws. First, as a landlord, I'm required to provide a writen statement and refund, if any, of any deposits within 14 days of moveout. It's odd that this is happening 4 months after moveout and if I were a judge, I'd be suspicious about his claims. However, the long time period would NOT invalidate his claims if they were well documented...didn't you have a moveout checklist? Second, the department of consumer affairs has a specific list of household items, like paint and carpet, and tells me how long they should last. Eg, I can't charge for repainting after 2 years. You should have something similar in OK. search for something like "consumer affairs tenant rights" or whatever your state calls it. He should be able to provide a statement of repairs, but if painting and carpet are the extent of the repairs, then where does $4K come from? On the other hand, if there was a leak in the roof that you didn't tell him about so that he could fix it and he's had to replace drywall and electrical, then you're only the hook.
  • You need to know what the tenant laws are in your state. We can't advise, each state may be different. But I suggest while your at the city office finding out about those laws, that you ask them if he/she can do this. It sounds like scam to me. They want to keep your money and get more from you. I'd hire an attorney. Next time, before you leave, take pictures when you move in and when you move out, and have some third party with you to verify the condition of the unit.
  • Good luck on this one. Did you take pictures or video of the place before you moved in? If not, you're probably screwed. The problem is, that most judges are themselves landlords and property owners. If they give you ground and side with you, they would lose any precedence when it comes to them suing their tenants. It happened to me and that is what my attorney told me. I lost....
  • So I am 20 years old, recently engaged, living in a lovely apartment with my fiance. I love the town we live in, our apartment, everything. I am a nursing assistant at a hospital about 40 minutes from where I live but I don't mind because I love where I live and its affordable. Since the housing market is so great for buyers right now my parents decided that since they had some extra money they would invest in a 2nd house instead of the stock market. Makes sense. They would like for my fiance and me to move into the second house and pay them rent. This is good because it is in the same city as where I work, the house they made an offer on is LOVELY! The kind of house of my dreams. (My mother pointed out that is was small, but I think it is HUGE! 3 bedrooms! I don't have kids, what shall I do with all the extra space? Advice?) But anyway, beautiful house of my dreams, same rent I am paying now, close to my job and to my parents. Sounds really good. I am very grateful. Keep in mind that I have never asked them to do this. When it was first mentioned to me they made it sound like I was doing them a favor but that I would get some benefits as well. Of course I agreed. It sounded wonderful. Now they are acting as though I am the spoiled brat of the century and they are buying me a house! I'm a little hurt because although I don't have alot of money I try not to ask them for help. I'm trying to be independent as possible. Now my parents have decided that they would like the first home buyers discount. 8000 dollars. They forged my signature on all the paper work. They put money into my checking account without my knowledge and then forged a check of mine for the house. This was 150000 dollars! They wrote a check for this house! They had 150000 dollars lying around that they didn't know what to do with! I didn't know people had that much money in checking accounts! And it went in and out of my own account without my knowledge. The house is in my name and all my signatures were forged. I had no clue. I just saw the house yesterday. And did I mention my parents would like me to buy this house from them in a couple years. Its a beautiful house. I love it. It's just kind of strange to think that I have to buy a house from someone that I didn't get to help pick out and is already in my name. I'm just a little confused as to what to think. Was this fraud? Am I going to jail? Should I be upset, grateful? How should I react. I am very grateful because this is a beautiful house and I know I could never live in this beautiful of a house. But it was a little bit of a shocker to find out that my own mother forged a check. And that's alot of money to just have in a checking account. I'm sorry I'm ramboling, I think I'm just a little shocked. Can you just tell me what you think? Right now I'm so excited to be moving into a house!
  • It sounds like Identity theft. They basically used your identity and bank accounts to buy a house in your name, without your permission. They are the ones who need to worry, because it seems like they left a significant paper trail and evidence of a forged signature with the bank. I would be angry at the bank for cashing that check by-the-way. What you need to worry about it the IRS knocking on your door... You did just write a check for 150,000 dollars, and they'll want to know why it wasn't reported on your income taxes. So talk to an accountant and find out how you can explain this to the IRS in the case they do come knocking. Good luck, and congratulations on your new home =)
  • Yes, there was fraud and other laws broken. This is a mess. What will they do when they want to sell it, forge your signature again and tell you that it is sold and you have to move out? Your parents have a problem. I think I would move away from them. If they wanted to do this in your name they should have consulted with you. They could still have put this money in your checking account and let you sign the check. There is another problem. The IRS will want to know where you got $150000. They may want you to pay taxes on it. You should ask a tax attorney about what happened, just what you might owe. I think you should not prosecute your parents, because that is what you do with fraud and identity abuse. Ughhh.
  • MY GOODNESS!! I believe your parents had an ulterior motive. They really needed to be truthful with you about what was going on. They may have changed their minds in mid stream but, STILL should have kept you informed. As far as the checking account and purchasing the house in your name, they did not have to do that. If they paid for the house in cash, it is very easy to put the house in your name without going through all the loop holes that they did. It is illegal for them to forge your name on anything! I would ask them at what stage of this deal did things change from them buying it, you doing them a favor and renting it to you owning it and buying it from them in two years. Actually, if you wanted to get technical, YOU put the money in the bank, YOU wrote a check for a home and to prove that, the home is in your name. Anyone can check your bank account and see the transactions and the title speaks for itself. They actually no longer own the home. If the house were to ever have to be sold it could only be sold by you, you own it. It seems you really want the house but, you have to decide if within two years are you willing to still live in the home, is there a chance your circumstances may change? Do you agree to buy the home at that time? AND, at what price!! How does your fiancee feel about this? You have to consider him also. At any rate, a big sit down is in order!! You MUST have everything in writing signed and notarized as to what all of you agree to do about the house. I'm sure you do not want to file charges on your parents but, what they did IS illegal not even counting the fact that it was deceitful and an invasion of your privacy. . Please don't ever take it for granted that since it is your parents you don't need any sort of contract or something in writing! I got taken REALLY BAD once in dealing with a relative and I learned my lesson the hard way...really hard! Good luck!! JOSA
  • Even though they are your parents they defrauded you. You need to go to the bank and say that you did not give permission for money to go out of your account. I know you sound kind of excited but you have to do what is right. Under the circumstances you should not move into the house until your parents clear this mess up.
  • Yes, this is definitely forgery. They invaded your banking account and forged your signature. This isn't right even though they may not have stole money from you. I think they did it cause they are afraid that you won't pay the rent you agreed and so if it goes south financially then it on you. You should do something about this. And change your bank accounts. Don't give the information or even put them on the account to were they access. This is just not right, talk to someone about this. It needs to have something done about it.
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