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State Minnesota
Legal status
Allowed (Our partner lenders provide payments in Minnesota)
Loan amount limit $350
Loan terms Max: 30 days
Finance rates $5.50: $0-$50; 10%+$5: $51-$100; 7% (min. $10) + $5: $101-$250; 6% (min. $17.50) + $5: $251-$350 (After default: 2.75% per month)
Finance charges $15
Maximum APR (Annual percentage rate) 390%

17400 Kenwood Trail, Lakeville, MN 55044

Minnesota

Lakeville

650 Professional Drive, Northfield, MN 55057

Minnesota

Northfield

12004 County Road 11, Burnsville, MN 55337

Minnesota

Burnsville

8343 210th Street West, Lakeville, MN 55044

Minnesota

Lakeville

701 W Main Street, Anoka, MN 55303

Minnesota

Anoka

2125 Highway 13 W No. 106, Burnsville, MN 55337

Minnesota

Burnsville

8160 West County Road 42 Suite 700, Savage, MN 55378

Minnesota

Savage

450 1st Avenue West, Shakopee, MN 55379

Minnesota

Shakopee

551 W 78th Street No. 5, Chanhassen, MN 55317

Minnesota

Chanhassen

2304 Mountain Shadow Drive, Duluth, MN 55811

Minnesota

Duluth


Frequently asked questions about bad credit loan minnesota

  • Yes, in a sense it is. But it gets worse. The normal banking system has some reserve requirements. The shadow banking system is unregulated and so has no reserve requirements at all: http://en.wikipedia.org/wiki/Shadow_bank...Furthermore, more loans come out of the shadow banking system than come out of the regulated system: http://www.npr.org/blogs/money/2010/07/1...And yes, there are many who consider this to be a great Ponzi scheme and others, such as the justice of the peace in the Jerome Daly case who consider all this “repugnant to the Constitution of the United States and the Bill of Rights in the Minnesota Constitution". But the fact is that on a daily basis, we all really do consider credit with a bank to be of real value. If you want some analogies, consider physics where our normal instincts is to treat matter and energy separately, even though the physicists tell us it is all one and that what we think of as solid is mostly empty space. Or consider the classic story about stone soup. What counts is not the money itself but what it gets others to do for you and for themselves. Money is not a thing, it is a relationship. As Krugman notes about Midas and gold: http://www.pkarchive.org/cranks/goldbug....There are differences between gold-backed money and fiat money, but both have their value because of faith - whether faith that people are going to want gold or faith that people will accept fiat money in exchange for gold. http://en.wikipedia.org/wiki/Tinkerbell_effect (BTW, for centuries, Chinese money was based on silver, not on gold. Gold was just a pretty metal used for jewelry. So when the Europeans bought all those silks, teas, and porcelains from China, a stream of silver went the other way. Soon Europe was running out of silver even though it still had plenty of gold. http://en.wikipedia.org/wiki/Opium_Wars#European_trade_with_Asia And even in Europe, silver was the primary money for many years. The silver "thaler" was where the word dollar came from: http://en.wikipedia.org/wiki/Thaler So the whole idea of gold being the only "real" money is just a joke.) And just to make the stew even harder to handle, think about Krugman's babysitting club story: http://www.slate.com/id/1937/ It all makes perfectly good sense on a piece-meal basis. But just as the lawyers in the story didn't really understand the solution and the implications for monetary policy in general, neither do most other people, and (guessing from the comments of various economists I've read) not even all economists. In any case, just because money is created out of thin air, doesn't mean you can create as much as you want without consequences. Create too much and you do get inflation, the value of your money goes down, etc. (Related to this is the Chartalist idea that the real reason fiat money has value is that the state will accept it for payment of taxes. Since everyone has to pay taxes, everyone needs at least some money. http://en.wikipedia.org/wiki/Chartalism Also check out the colonial scrip used because the early colonies didn't have enough gold. http://en.wikipedia.org/wiki/Early_American_currency BTW, none of these ideas and none of this confusion is new. Mark Twain wrote about the nature of money and the surrounding confusion back in 1889 in his "A Connecticut Yankee in King Arthur's Court" http://en.wikipedia.org/wiki/A_Connecticut_Yankee_in_King_Arthur's_Court
  • not thin air but posible and should be illegal. there are lots of movies that talk about making money by getting the fractions of the deposits for example. or in the stock market when companies buy a stock a fraction of a second before an order comes in that will rasie the price. should be illegal but as elizabeth warren said the financial people are working on short cuts constantly that will bypass the regulations and generate easy money.
  • The best way to make money online is by learning affiliation marketing. Here you can find a lot of useful information to start making money from today http://moneyonline.toptips.org It's everything free! I have been doing that method and I am earning good money now. Good luck!
  • money is created out of people & business who want to borrow money. I am not sure you can describe those as "thin air".
  • I still say, the only stimulus we need is to provide a stop-gap replacement for the 50% of the commercial credit that vanished when the banks collapsed this past fall. Replace the missing credit and you restore the economy Do it via a central bank and keep a close eye on it so the cure isn't worse than the disease and we will be fine∙ Make sure that EVERYONE that QUALIFIES for the loans has equal and fair access and that congress cant steal too much for "other" projects - just keep in mind that it is only through congressional neglect that we ever got here.
  • The crisis is just an excuse. The only real stimulus in the package is the tax cuts. The rest is money for the voting base. AKA pork
  • If there were no economic crisis there would be no economic stimulus so what are you ranting about. If you're concerned about the validity of the projects proposed then clearly state that.
  • "if there were no economic crisis" part is redundant. Pork it is, it will not help the economy, government waste never helps the economy.
  • Merely a cherry on top of President Bush's already-impressive run up in the debt.
  • Yep, sure, ok where's my check? I like pork and gravy on mashed potatoes.
  • Reading your question Bladesinger, the word cynic comes to mind!
  • I have banked there for a few years and my family has forever. They are ok, not a problem with banking. I live in minnesota as well. I would suggest your parents do a mortgage request on lending tree. That way you have several offers to choose from. I did this a year ago and got my 30 year fixed rate loan at 6.1%. If you would like the name of my broker I can give you that. We did not have great credit either. Good luck!
  • I have student loans from private lenders and the amounts are ridiculous. I understand that federal loans have much greater collection powers but what about private lenders? Say i make about 8$ an hour and work full time. I live in minnesota and my wages are protected by 40X minimum wage which is about what i make. But what i am mostly worried about is a levy on my bank account, can private lenders do that? There are no protections for bank levies so they can take everything from my bank account. There are 3 different lenders chase, sallie mae, and peaks. And again they are private lenders not backed by the government and i just want to know the worst case scenerio?
  • They can sue you like any other creditor (like a credit card), garnish your wages and seize your assets when they win. Not "if" they win, but "when" they win. Keep working with them and paying them what you owe on time and you won't get there.
  • You aren't reading it right.... you get to keep 75% of your wages. They can and will garnish 25% of your gross income until the debt is paid off. Student loans (federal or private) never "expire", can not be discharged in bankruptcy and if you don't make sufficient payments then the added interest will make the amount(s) grow larger and larger until you end up paying on it decades later and still haven't made a dent into the mountain of debt you got yourself into. If they have to get a garnishment order then besides the 25% out of your pay check they will take every tax return and yes, they will raid every bank account that has your name on it. This includes joint accounts you may have with other people too.
  • Ask for a bail out package from the government
  • Here in Minnesota Pharmacy is a 6 year Pharm D degree. New pharmacists who are willing to work retail (bad hours, weekends etc.) are being offered around $50 per hour for a 35 - 40 hour week and some big retailers are even offering to pay back student loans with a 5 year committment. I am not sure what tuition is per credit right now but would be around the same in any big 10 college.
  • Currently, the average starting income is about $100k. To get in right after high school, you'll have to go to a 6 year school. Most of the pharmacy schools are 4 years in length, and that means, you have to do prepharm for at least 2 years before transferring into pharmacy. Pharmacy admissions are extremely competitive. My own school has about 10 applicants per seat. You'll also have to take the PCAT exam. In school, you can get a job as a pharmacy intern. Average salary is $15-$20 per hour.
  • you could try to be a pharmacist tech right after high school, it's only like a semester class. you get payed $11.00-$15.00 an hour plus you get the one year training that you need for pharmacy, and you can pay for you're dorm room or save up for college. Than go to college and do the remaining 5 years to be a pharmacist.
  • Lol. NarciciciicisissSISSIESthT... As for Lindros. guy, yet another large participant who might have been in rivalry in all likelihood if not for a shortened profession. Edit: now and lower back i ask your self HOW a number of those adult men with that length on the receiving end of a achievement like some he took that could positioned him out and end his profession early. Too damn undesirable. He became into the way forward for the NHL and a stress for a protracted time, if he might have remained healthful sufficient and persevered to play, yet regrettably we by no skill knew of his finished skill or what his actual numbers might have recognised like after a typical profession.
  • If your talking about internships to get experience in college, chances are you won't get paid and if you do it will be work-study meaning it'll contribute to your tuition cost. As for the cost of college, depends on the college. Look at colleges that you want to attend that have a major in pharmacy and see the tuition costs. Average starting salary is $27,000.
  • My Uncles got a farm, he does O.K. Get yourself a tracktor, bound to come in handy. Oh, and some ducks etc.
  • My 19 year old step-daughter just went through a Buy Here-Pay Here auto dealer to get a car. My husband and I strongly advised her NOT to do this, but the sales person at the dealer told her she'd never get a loan anywhere else and this was the best way to raise her credit. Well, the company sold her a 2002 Lincoln car (can't remember the model, but it's looks like a Cadillac) with 165,000 miles on it. 2 weeks after getting the car, the transmission went out and has had one mechanical issue after another since then. Here's the worst part... She is paying $330 a month for FOUR years for this car! She is paying $15,000 for a ten year old car. They scammed her. Yes, I know she's an adult and responsible for her actions. But I really feel this company took advantage of her. They won't work with her, only told her that she could trade the car in, but her payments would double. Is this predatory lending? Is this even legal? Is there anything we can do to help her out of this situation? We live in Minnesota if that is any help.
  • Yes....this is what Buy Here/Pay Here lots do....sell old, high mileage cards at high prices. You might want to have an attorney review her contract. Many states have 30 day "Lemon" laws that let you void a contract...not sure if this would apply. http://www.carlemon.com/lemon/MN_law.htm...If this car is outside of this period for your state, then if she just turns the car back to the dealer, they'll try to come after her for the remaining loan balance and she get a "repo" notation on her credit file.
  • You are a thief. Your middle will have been within the correct situation however you head wasn't.Why did not you ask in the event you would borrow the puppy or greater but, undertake a further puppy as a accomplice to your grieving puppy. The puppy belongs to the usual proprietor and you're fortunate you are not in prison correct now.
  • Due to a bad judgment call I lost my license. I would have been able to pay for it and taken my test by now but I was a stay at home mom and now I'm getting a divorce. I have nothing. No bank accounts, no assets, My husband and I were waiting to get taxes back, and he was going to give me half to move out, get my license and purchase a cheap-o car. BUT all of our tax money ended up going to my husband's old student loans. I've had to go on assistance and have finally been able to get a job. If I didn't live in northern Minnesota I would walk or ride bike to work but it's so damned cold and I have a little one to take to daycare once I do start my new job. I need my driver's license back, I'm sick of feeling naked without it. It's only $700 but for someone that has nothing, that's a lot of money. . I've searched for resources everywhere and I ruined my credit when I turned 18, now 26, so I can't ask for a small loan to get me on my way. Any advice would be greatly appreciated. Thank You for your time!
  • I'd start with the DMV for a hardship license and see if THEY have a resource or suggestion. I wouldn't hope for much.
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