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State Illinois
Legal status
Allowed (Our partner lenders provide payments in Illinois)
Loan amount limit lesser of $1000 or 25% gross monthly income.  Payday installment loan lesser of 22.5% gross monthly income or $1,000.
Loan terms 13 to 120 days. Payday installment loans 112 to 180 day terms.
Finance rates $15.50 per $100, plus a $1 verification fee
Finance charges $15.50
Maximum APR (Annual percentage rate) 403%

2518 College Avenue, Alton, IL 62002

Illinois

Alton

1239 Sandy Hollow Road, Rockford, IL 61109

Illinois

Rockford

300 W Fairchild Street, Danville, IL 61832

Illinois

Danville

6029 N Lincoln Avenue, Chicago, IL 60659

Illinois

Chicago

2949 11th Street, Rockford, IL 61109

Illinois

Rockford

211 S Larkin Avenue No. Centre, Joliet, IL 60436

Illinois

Joliet

2324 W War Memorial Drive, Peoria, IL 61614

Illinois

Peoria

306 W Fairchild Street, Danville, IL 61832

Illinois

Danville

1700 Parkway Plaza Drive No. 2, Normal, IL 61761

Illinois

Normal

100 E Jeffery Street, Kankakee, IL 60901

Illinois

Kankakee


Frequently asked questions about illinois state guaranteed loan

  • I want to serve my country really bad but i want to get an education to, but the thing is with the army i have to wait till my 4 years are over until i start education, and in the National Guard u get education right then and only serve 1 weekend a month. But i cant decide which one i want to do. I wanna go serve over seas too. Which one is better for me i need help deciding. One last thing no matter which one i pick and serve 4 years will i still get benefits after i retire from law enforcement in the civilian world from the military?
  • As Justin P stated, there is in fact a program where you can sign up through the Army Reserve and be guaranteed to stay off deployments for up to 4 years. HOWEVER, you must be enrolled into college full time for this to stay in affect, and you will lose a good portion of your college benefits if you chose this option. If you're primarily wanting to focus on college first, either the National Guard or Army Reserve is probably your better option. Army Reserve benefits are tapped out at this current moment -- being a $350/mo GI Bill kicker, $327/mo GI Bill, 20k enlistment bonus, 20k Student Loan Repayment Program (don't pay any of it back), up to $4,500/year Tuition Assistance. Not sure about the National Guard, however I have heard that in Illinois they just recently cut back some of their benefits. My recommendation, go to both the National Guard AND Army Reserve recruiting offices and find out what opportunities each have to offer for you. Best of luck, SSG McClintock US Army Recruiter
  • Your caps lock button seems to be broken. You need to get that fixed. The Army National Guard is the Combat Reserves for the regular Army. Unlike the regular Army Reserves which are owned and controlled by the Federal government, the National Guard is controlled by the state and answers to their states governor. In the Army National Guard (or Reserves), you only work one weekend a month and two weeks a year in the summer. You work a total of 39 days a year on average. As a Guardsman, you will go to the same basic training and advanced training and have the same requirements as the regular Army soldiers. Afterwards you will go to your local Armory and drill with them once a month.
  • You can go to night school while on active duty (often there is a satellite college on post or just off post) depending on your unit's schedule. Guard would be better if you want to get school over and done with quickly. So long as National Guard units rotate through Iraq and Afghanistan you will probably serve overseas. You only get military retirement benefits from doing 20+ years in the military. However you do get veteran benefits for completing your term of service (in your example 4 years) with an honorable discharge.
  • Army National Guard unit have 100% college paid. That depend on the state. Plus you get GI Bill. Yes its only one weekend a month, and 2 weeks a year. You will be on Active duty for your BCT & AIT. If you want to go into Law Enforcement in the Army National Guard, you will get your over seas duties....trust me on this one...MP is need everywhere.
  • I would do the Army National Guard. That's what i'm in and college is getting paid for me and yes it is only once a month and then 2 weeks during the summer after Basic Training and AIT. You can attend school first then get deployed if you want to. I had the same question you do and I decided to join the National Guard and i love it.
  • I had a recruiter talk to me. He said if you go into the army reserve. you can get into a program where you go to school and cannot be deployed while you are in school. Your term in the army is still being counted, too. I think you will still get the benefits but im not sure. talk to a recruiter about it.
  • So I'm in a rather tricky situation. I got accepted into my first choice University of Illinois Urbana Champaign but I didn't get accepted into my major. However, I did get into Purdue's First Year Engineering Program but at 45k a year " I really can't afford that". University Of Illinois Pros - 15/25K - 1st Choice -Love the Campus/Environment - More Prestige in Engineering Cons - Not In Major but I will be able to take all the classes the Engineering Majors take and get the opportunity to pursue a transfer ( no guarantees though) Purdue Pros - I will be able to jump right into my major ( ECE Courses) - Still has high recgonition for engineering but not better than Illinois Cons - 45k a year - Don't really like the school/campus envirnment as much Could be a con or pro Since all freshman start out in Purdues First Year Engineering Program There is still not guarentee I will get my desired major Since I know I'm pretty much ineligible for financial aid cost is important since I know I will be taking out loans I know a lot of international Students & students who go to public state schools who are out of state have to pay extra so my question is how did you or how are you paying for school?? What would you do if you were in my situation?
  • its different at every school.. you just have to go and see admissions to know exactly how you would have to pay for it.
  • I'm trying to get into The Illinois Institute of Art in Chicago. The question is describe how an education at The Illinois Institute of Art–Chicago will help them attain their career goals. Should I have a relaxed casual form of writing style or very formal? It is an Art school so I don't want to sound like I'm applying for Harvard because a big part of admissions is your essay. I want to be able to show my personality through any advice from people who have applied there or just anyone who knows how to write essays well?
  • They are open enrollment. That means you can right "YOU GUYS SUCK" and they will turn it into a literary gold piece. Its a facade to make it like its hard to get in. They take ANYONE. If its one of the Art Institutes run by EDMC (all of them that use the AI logo), avoid them like a plague. They're not an art school employers take seriously. They're open enrollment, they take ANYONE. They just want the financial aid from the government that you are entitled to. If you ask me, they're an elaborate corporate scam to funnel as many Government Pell grants and guaranteed loans out of students as they can and leave the students with the bill. They're like McDonald's of Art "Colleges". They're a chain that is popping up everywhere. They buy out dying schools, rename them, keep the accreditation. They may seem like they would be good, but it is all smoke and mirrors. Pretty building with pretty computers. Meanwhile, it will just ruin your life. The market demand they say they're meeting is not the demand of the Job market, its the demand of the students. Students that graduated AI are struggling to get jobs and have over more than $50,000+ or $90,000+ in debt depending on what degree they went for. Degrees that are worthless in the job market. Basically, AI is a degree mill. They use bloated success stats and circle logic to back them up. They count students working at Toys R Us as in the field. Avoid them if you want to actually have a decent future. If you really want to pursue your passion, go to a community college, study fine art, and then transfer into a state school. It will be cheaper and the money you save you can buy your own equipment and STILL have money left over for a better future. Their job leads are bogus, they go to Monster, Craigslist, and career builder just like everyone else. Their top employer is HOME DEPOT (Check their own website) and I guarantee none of those are art jobs. Don't make the same mistake my friends and I did. We'll be paying for it for the rest of our lives. If you go with AI you'll be folding clothes at Target or hawking video games at Toys R Us for $8.25 an hour and struggling to pay $90,000+ with bill collectors haunting your every waking moment for the REST OF YOUR LIFE with no way to stop them because there is no bankruptcy protection on Student loans. Please please please make sure you check out these news articles below. Many are accounts from students, staff, and teachers of AI. Feel free to check YELP ("Filtered results" as well.) What you do with this information is your choice, I just want to make sure you know everything before listening to one of their recruiters sales pitch. Remember, they're paid sales people. Not your friend. College may be expensive but what these guys are pulling is straight out highway robbery. And if those news articles aren't enough, check the news today. The New York Times, Bloomberg, and, CNBC all have a story about the department of Justice acting on a lawsuit against EDMC for illegally paying their recruiters. Decide for yourself.
  • A lot of the schools I applied to used the Common App, which was great because I could use exactly the same main essay. Most of them, though, required supplements (often in the form of essays about why you wanted to go to that particular school). Most of the schools that didn't use the Common App either asked for a writing sample about anything, or asked an essay question that was so similar to my Common App essay that I could tweak it just a little and make it work. So I ended up with about 4 slightly different versions of one essay, and about 4 supplemental essays. You'll probably end up having to do the same thing. If you can do it over the summer, write one fantastic essay on a general topic like a person that's influenced your life or the accomplishment you're most proud of. If you can, find the specific questions for the schools you're looking at, but chances are you'll be able to use an essay like that for most of them. You can send that exact essay to multiple Common App schools, and you should be able to tweak it for other ones (I also use parts of my Common App essay for scholarships and even class assignments, so it's a pretty useful thing to have senior year!). The more prestigeous the schools you're applying to, though, the more likely it is they'll require supplemental essays. You won't have to write 20 essays, but they add up. And they get really draining after awhile. I'm a good student and a hard worker, but I ended up spending 5 hours one day trying to write the first two paragraphs of a scholarship essay just because I was so burned out writing them. It gets really, really exhausting. I applied to 10 schools, and I can't recommend highly enough that you apply to fewer than that. Spend this summer narrowing down your options - visit schools, talk to friends in college, look at guidebooks, read college and college search webpages - and figure out the schools it's most likely you'll go to. Choose a "reach" school or two, a few that you really love and should be able to get into, and one or two "safties" that you know you'll be able to get into and would be happy with. Your applications will be better and you'll feel so much better if you don't get burned out.
  • hey, currently, i am a senior in high school..i live in canada, but i really want to go to university in the states..i am a dual citizen of both canada and america, as my father is american..the tuition for these schools are super expensive!! the costs of these schools i'm applying to range from 30,000-50,000 U.S., whereas canadian schools are only like 6,000/yr! so yea there's a huge difference! i was wondering if i would be guaranteed financial aid, or at least get some sort of financial help..i am a twin, and both my twin sister and i want to go to the states..i know that we have to state the family income, and ours is over $100,000..it's about $200,000..the thing is, despite this income, at this moment, we really cannot afford the cost for both of us to go..and the schools we're applying to, we cannot pay in-state fees since my father does not have residence in these particular states.. so my question is, although our family income is above $100,000, do you think we'd be guaranteed some sort of financial aid since my parents are seding 2 people (my twin sis and i) at the same time? thanks!
  • 1.Generally, income is calculated based on income tax.. Are you parents making money in the states?.. If not, I don't think you have to claim it. (though you may.. i'm not positive) 2.If you claim your independence.. You won't be limited to how much your parents make.. though.. there are requirements for that.. 3. You should be able to get scholarships and financial aid.. though not having lived in the states.. that will probably limit you some.. 4. Generally, private Universities (as well as state run) have some of their own scholarships.. 5. If all else fails, there are always student loans, 2 basic kinds.. one that the student can take out. the other that the parents can take out. Just remember.. there is always a way to make your dreams come true.. You just have to find it and do it!! Best wishes!
  • In order to determine this you will first have to fill out a FASFA form which I am providing a link to. List the schools you are attending and you will need your dad's tax form to do this. You then call the school 3 weeks to a month or so later so they can process your FASFA results. This will determine how much financial aid you will get.
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