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State Illinois
Legal status
Allowed (Our partner lenders provide payments in Illinois)
Loan amount limit lesser of $1000 or 25% gross monthly income.  Payday installment loan lesser of 22.5% gross monthly income or $1,000.
Loan terms 13 to 120 days. Payday installment loans 112 to 180 day terms.
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Finance charges $15.50
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2518 College Avenue, Alton, IL 62002

Illinois

Alton

1239 Sandy Hollow Road, Rockford, IL 61109

Illinois

Rockford

300 W Fairchild Street, Danville, IL 61832

Illinois

Danville

6029 N Lincoln Avenue, Chicago, IL 60659

Illinois

Chicago

2949 11th Street, Rockford, IL 61109

Illinois

Rockford

211 S Larkin Avenue No. Centre, Joliet, IL 60436

Illinois

Joliet

2324 W War Memorial Drive, Peoria, IL 61614

Illinois

Peoria

306 W Fairchild Street, Danville, IL 61832

Illinois

Danville

1700 Parkway Plaza Drive No. 2, Normal, IL 61761

Illinois

Normal

100 E Jeffery Street, Kankakee, IL 60901

Illinois

Kankakee


Frequently asked questions about illinois credit

  • well l'm going to attend Westinghouse College Prep in chicago this september and l need 32 credits to graduate. you can get extra creds if you do some stuff at your elementary school, like going back there and sitting around. (that's what the previous class did..weird..) l wish l could answer your other questions, but l'm a pre-freshman and l'm not too keen on all these credit things. =[ well maybe you can get help from visiting a high school's website in chicago...or wherever else in illinois.
  • I am confused on my situation for my Illinois State Tax. I am filing online and looking at Step 8 - Property Tax Credit. We purchased our home in 2008, so we did not own the property in 2007 - but we had to pay the 2007 property taxes (billed in 2008) as though we DID own the property. Do we get to claim a property tax credit?
  • No, you can start claiming the property tax credit on your 2009 tax return. http://www.revenue.state.il.us/Publications/Pubs/Pub-108.pdf
  • Illinois Property Tax Credit
  • It's a serious criminal offense; punishable by: Identity theft is a felony charge under Illinois law. The penalties become more serious as the value of the theft increases. Identity Theft where the value of the goods, property, credit, or money obtained is not more than $300 is a Class 4 Felony which carries a possible sentence of up to 3 years in a state penitentiary and/or a fine of up to $25,000. Identity Theft of goods or services between $301 and $2,000 is a Class 3 Felony which carries a possible sentence of up to 5 years in a state penitentiary and/or a fine of up to $25,000. Identity Theft of goods or services between $2,001 and $10,000 is a Class 2 Felony which carries a possible sentence of up to 7 years in a state penitentiary and/or a fine of up to $25,000. Identity Theft of goods or services above $10,000 is a Class X Felony which carries a possible sentence of up to 30 years in a state penitentiary and/or a fine of up to $25,000. The severity of the sentence also depends on the person whose Identity was stolen and also your criminal history. Get a lawyer.
  • Well... now that you are scared to death... Cut up the card, call the credit card company and cancel the account over the phone, then destroy every bit of written evidence and pray they never look into it any further. You didn't spend any money and hopefully the card didn't come with an annual fee, etc.
  • Contact the Illinois State Board of Education, 100 W. Randolph St., Suite 14-300, Chicago, IL 60601.
  • You might also try the following website:
  • I get e-mails from prospective employers requiring a recent credit score check before they will set up an interview. I heard that as of January 1, 2011, that is now against the law in Illinois to require that. Is this true? Also, if the scores are low or you don't report them, they won't contact you again. I got that a lot! Please help. Thanks
  • No such law. If there was such a law, I think all Illinois banks would close down if they were denied the right to run credit checks on job applicants
  • There is no such law. However, legitimate employers do not ask for you to provide a credit score/report. They will do their own credit check which will include your whole credit report, not just the score. They will only pull credit reports on people they intend to offer a job, not everyone intereviewed. There are tons of scam jobs out there that require you to send credit reports with application -- phishing to get your personal info. Or require you to go to a certain site and pay the fees for a credit report and score -- they are connected to the web site and get commission for getting you to sign up for the credit monitoring service. If you are running into a lot of potential employers requesting credit reports/scores in advance, you need to find somewhere else to do your job searches or be more realistic in what type of job/salary range you are qualified for.
  • How odd Are they requiring YOU to furnish your score? Are they jobs you are finding on Craigs List? Are they requesting you go to a website they provide to get your credit score? See, here's the thing: When an employer gets your resume or app, they are the ones who run the credit report ..not you. Sounds like some of these places you are getting emails from are trying to either steal your identity or scam you out of $$$ to buy your report from their site.
  • Anytime you see a job posting via the Internet where they are requiring that you submit to a credit score service where you have to pay $30 or so, then it's 100% a total scam. These people post fake job postings on CraigsList...when people respond, they direct them to credit checking sites. The scammers earn affiliate commissions. This is really horrible as they're exploiting people who are looking for work in hard times.
  • It's their job to run the credit reports, not yours. The only time a credit score would be requested if you are applying for a mortgage.
  • No such law that I can find on the IL Gov page.
  • I am first year student at the University of Illinois at Chicago. I am a Movement Science major (which is in the College of Applied Health Sciences) and doing pre-med. What i don't understand is when am i NO LONGER allowed to take courses at a community college. Is it once i HAVE 60 hours? Also do those 60 hours mean 60 hours of UIC credit or UIC credit+transfer credit. According to UIC's Undergraduate Catalouge, "When transferring credit from a community collefe after attaining juniops status, a student must earn at least 60 hours from the University or another approved four year college or university after attaining junior standing. Students are obligated to report all work from other institutioons once enrolled at UIC." Also, "Continuing student who would like to take a course at another institution must petition their academic department for approval prior to enrolling the course." Can someone please clarify this for me! Thanks!
  • Basically, colleges don't care if you get your core classes, which are generally taken during your freshman and sophomore years, at a random community college. History is history, no matter where it is taught. However, once you attain junior status or 60 hours of academic coursework, you generally begin taking classes directly relating to your major. Universities want you to take their classes which follow their curriculum so that you get all the information that they deem necessary to graduate and perform well in your chosen career. All that being said, to answer your specific questions, the 60 hours refer to 60 hours of credit, regardless of where the hours were earned. So basically, they just want to know what classes you have taken where, prior to earning the 60 hours, and after that, they want you to communicate with the department of whatever class you intend to take elsewhere to ensure that you will learn everything that you need to.
  • You have to have your final 60 hours at UIC. You'll probably be able to take classes at a community college this summer. I would recommend you talk with advising. There are loopholes to that rule.
  • To be considered to be a transfer student, I believe you need 24 hours by UIC's reckoning. Your ACT score is unimportant if you are a transfer student. Your college GPA is the most important thing.
  • There are only 9 community property States in this country and Illinois is not one of them. So unless you are a joint signer on the accounts you are not personally responsible for paying these debts. Authorized users are also not responsible for paying credit card debts. If your husband ends up with judgments from the court then the creditors could file liens on any property he may own like cars, boats, land and homes, they can also attach bank accounts even if they are joint accounts and garnish his wages (if your State allows it) but not yours. If he chooses to file chapter 7 bankruptcy you do not have to be involved as long as your name is not on the accounts as a joint signer. If he dies then his estate is responsible for paying the debt.
  • if you are signed on as a user then yes you are in every state. now ultimately all husbands and wife's are responsible for each other. Lets say he files bk 7 on these debts and you have a marital home and there are judgments and liens on it then yo must pay them at some point. also when you need big ticket items and he is bk you may not be able to get them so now who is responsible both of you are as he was not responsible with debt and you were as well since he did not use all this money and you as a wife never see any thing come into the home that you knew you could not afford. Isn't that the case as well. So even if the law lets you off the future may not
  • Your mother is NOT responsible for these credit cards. Period. Now if he had assests they could order the assets sold and the cards paid for by the proceeds. If the only asset is this old vehicle this would be exempt. If they call, your mother needs to simply tell them that he passed away and there were no assets whatsoever. That should end it. They may be a pain but she is under zero obligation to pay these bills. She was NOT on the bills and being married does not obligate her to this.
  • Not unless this account is co-signed/joint...otherwise...no, you are not responsible.
  • No, in all state's it's the debtees responsibility and hot his/her spouse's.
  • NO
  • if he dies you are then responsible
  • To renew Illinois CPA license, licensees have to complete 120 credit hours during a three-year period. As part of the 120 hours, 4 hours of professional ethics is required per reporting period.
  • you probable would desire to study the Idaho enterprise for CPA's I bear in suggestions the ongoing hours was once 60 over a 2 twelve months era, yet some months in the past i replaced into at a table with one and she or he indicated the hours have greater notably these days
  • A credit card is considered an open ended account so in IL it is 5 years
  • I'm confident that you must find all financial clarification at: financial-care.info- RE Statute of limitations on credit card debt in illinois? does anyone have any case law or a specific statute or is it under the ucc statutes
  • lots of poor solutions back! would not anybody examine their responses from now on?????? The state statute would be the two the place the debtor lives or the place the settlement replaced into entered into. The creditor does have the right to compliment the state with the longer statute however the lenders or creditors area is moot. this is roofed in section 811 of the FDCPA and in shopper credit risk-free practices Sec. 1692i. here is the guideline; shopper credit risk-free practices Sec. 1692i. --2) contained in relation to an action not defined in paragraph (a million), convey such action purely interior the judicial district or comparable criminal entity - (A) wherein such shopper signed the settlement sued upon; or (B) wherein such shopper is dwelling on the graduation of the action observe: movements related to actual assets securing your criminal accountability --the venue is different. the guideline is: Any debt collector who brings any criminal action on a debt against any shopper shall - (a million) contained in relation to an action to enforce an activity in actual assets securing the patron's criminal accountability, convey such action purely in a judicial district or comparable criminal entity wherein such actual assets is placed. Ohio SOL is 6 years Illiniois SOL is 5 years. observe, in spite of the undeniable fact that, that Ohio's rules with regards to credit card "revolving debts" is a gray section and not nicely addressed. Differant judges seem to be ruling differantly with them, and would evaluate them a "written" settlement with a SOL of 15 years. i'm nevertheless attempting to examine this one.
  • 5years for the last payment or activity. example your account was due on March 1 2005, became 30days late on March 31,2005 the SOL is up in Illinois on March 31 2010
  • 5 Yrs
  • As an FYI… per the Federal Trade Commission (FTC) http://www.ftc.gov/freereports , there is only one source for you to get a free credit report from all three credit repositories, “annualcreditreport.com”. https://www.annualcreditreport.com/cra/i...
  • You also have terrible English grammar. Sorry, you are out of luck. Goes with the terrible credit. I can send to a loan shark but that means you will default on the 100% interest loan, you will lose the car and get you legs broken. At least you can learn proper English grammar for free online.
  • Who is going to take a chance with you? Your terrible credit rating means you don't pay back what you say you will, I wouldn't touch you with a 10 foot pole. Anyone who lends you money to buy a vehicle is likely to be the next person you 'forget' to pay.
  • Anywhere that accepts cash.
  • I live in illinois and i want to know where online can i get credit for the 15 points to get my daycare licens? I know CPR first aid is a couple of points i did the shaken baby i did SIDS one the online orientation but what else is points i can get online for free 47 minutes ago - 4 days left to answer. Additional Details i also did the mand reporter
  • CCEI http://www.cceionline.com/ This program costs about $100 for a year of trainings you can do online. http://www.cceionline.com/index.cfm?id=9... These trainings are accept by the state of Illinois.
  • http://elearning.ilgateways.com/ Gateways to Opportunity is a good place. At my center, we are now required to be a member of this site.
  • I think you should consider a different career. You obviously have bad grammar, and can't type well. I wouldn't want you teaching my children.
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