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State Georgia
Legal status 🚫
Prohibited

1750 Marietta Highway, Canton, GA 30114

Georgia

Canton

1166 Franklin Road SE No. 9, Marietta, GA 30067

Georgia

Marietta

478 North Avenue, Athens, GA 30601

Georgia

Athens

310 Maple Street, Carrollton, GA 30117

Georgia

Carrollton

6135 Roswell Road Northeast, Atlanta, GA 30328

Georgia

Atlanta

6199 Highway 92, Acworth, GA 30102

Georgia

Acworth

1544 Tara Road, Jonesboro, GA 30238

Georgia

Jonesboro

1101 E Montgomery Xrd, Savannah, GA 31406

Georgia

Savannah

2141 W Broad Street No. Centre, Athens, GA 30606

Georgia

Athens

1015 Alpharetta Street, Roswell, GA 30075

Georgia

Roswell


Frequently asked questions about cash now loans in georgia

  • I am wanting to buy a house. What does your credit need to be? I have been working for a temp agency for about a year. It is a temp to hire position. My husband has had a job since august but has had 3 jobs in 3 different fields. The most current has been 2 weeks. We eventually want to buy a home with in this year. I know nothing about buying a home and what needs to be done in order to get one. My income is not the best but with his income it is better now and would be able to afford the mortgage. We are only wanting to buy a house in the range of 50k to 100k. I live in Georgia if that helps.
  • Here's what you'll need: -Credit score of at least 700... Preferably 740 if you don't want to get a costly high interest rate -Down payment (10-20% of the home purchase price) -Mortgage pre-approval which will require several years of paperwork. You may get denied because of a lack of stable income Let's say you want a home right in the middle of $75k.... -That means you'll need at least $7,500 or $15,000 cash ready for your down payment -You will likely need a combined income of no less than $30,000 to qualify for the loan
  • - Two years worth of solid employment required. (your temp work will not qualify). Show your husband how smart you are. Get a book from your library such as (or bookstore) Buying Your First Home For Dummies (or something similar). Spend about 2 nights reading it. It will tell you about getting your 3 reports, what your score needs to be, how to choose a realtor, how to do a home inspection, about closing, down payments, so very much to learn. Reading that book could be the best thing you could possibly do in your life.
  • stay away from activity basically or balloon loans, 20-80 loans are undesirable too, with the aid of fact the 20 p.c. is commonly due in 5 years or much less, and that's often an activity basically loan... FHA HUD and VA loans require a %5 downpayment. you are able to in all likelihood struggle by way of fannie Mae or Freddie Mac or possibly a traditonal loan with a 20 p.c. down fee...I propose analyzing the homebuying for dummies e book, it fairly facilitates clarify categories of mortgages obtainable, that may assist you're making an counseled decision. stable success!
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