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State Florida
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Allowed (Our partner lenders provide payments in Florida)
Loan amount limit $500
Loan terms 7-31 days
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Maximum APR (Annual percentage rate) 419%

50 Towne Center Circle, Sanford, FL 32771

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Sanford

9251 S Orange Blossom Trail No. 12, Orlando, FL 32837

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Orlando

2669 Davis Boulevard, Naples, FL 34104

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3559 Us Highway 441 South, Okeechobee, FL 34974

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Okeechobee

6239 N Us Highway 1, Cocoa, FL 32927

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Cocoa

2750 W 68th Street No. 113, Hialeah, FL 33016

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Hialeah

1200 W 68th Street, Hialeah, FL 33014

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Hialeah

19750 S Dixie Highway, Miami, FL 33157

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2320 Clark Street, Apopka, FL 32703

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3401 S Congress Avenue No. 110, Lake Worth, FL 33461

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Lake Worth


Frequently asked questions about florida emergency bridge loan

  • My problem is my dad. I can't send him money fast enough. My dad is 61 years old. He has lived with my grandma (his Mom), since 1983, after him and my mom split. He never got over the divorce. In his lifetime he has filed for bankruptcy twice. I think the total between the two was $75000. Last year, he convinced his mom to sell her house and move with him to Florida. He has had a retirement account since I think 1976, and that was a very nice retirement account. However, he was allowed to take money out of it and now that well is almost dry. Grandma got $80000 for her house. That was one year ago. The money is almost gone. I sent them a check today, and now I only have $157 left in my wallet, and I still need to buy food to last until my next pay period which is one week from today! In the past I had great success with investments, but investing can sometimes be a gamble. Last year, against my own judgment, Dad convinced me to let him loan me $9000 out of Grandma's bank account to invest the money for them and make them rich with it. I told him numerous times that it was possible to lose money that way, but he didn't listen. Instead of making money, I lost that money plus $10000 of my own money in investments. I decided to quit before I got even more behind. I make $50000 per year with my miserable job. I promised Grandma I would pay her back that money out of my own paychecks before the end of the year, plus $2000 as a gift, which I will do. I think that's only fair. That's not fast enough for my dad. I will pay this money to her by working at a job. However, I decided that after I pay off Grandma, they will never see money from me again. Right now, I'm not planning to talk to him again after I have the money paid back. Another problem is, job isn't in Dad's vocabulary. He's also a Seventh Day Adventist, and that's a Christian denomination that takes the 4th Commandment (prohibits working from sunset Friday to sunset Saturday) seriously. His objection to getting a job is that that would require him to break God's Laws. The Bible does say "six days you shall labor and on the seventh day you shall rest". He has the part about resting on the seventh day mastered. It's the part about "six days you shall labor" that seems to be a problem for him. He spends seven days a week relaxing by the pool or the beach. During this time, he gets stressed out about running out of his mom's money, but during that time, the idea of getting a job doesn't seem to enter his mind. Suggesting that would garner a very negative response from him, such as screaming or yelling. He's a financial black hole because money disappears below his event horizon. Like scientists who don't know what happens to the matter once it falls into a black hole, I don't know where the money goes! I'm sending Grandma money as fast as I can, but I had two emergencies of my own this month that cost a lot of money! What am I supposed to do about this??
  • Make friends with the word "NO". Your dad is a spending addict. If other people don't give him money, he'll be jonesin' for more money from other people and he'll say anything to get it. After you're done sending him money, he has no more use for you. Sorry, but that's the way it is. You need to let him hit rock bottom, even if that means he lives under a bridge. That's exactly the way my ex-husband was. When we got married, his parents gave us money to buy a house. We didn't buy a house. He took the money and bought a new truck, then he used the rest of it for a down payment on a boat. We ended up renting a house when we could have owned one free of a mortgage! I worked full time, he wouldn't hold on to a job. I would came home from work, he'd be on the couch watching TV. I asked him what happened to his job, he said he quit. He had the dumbest reasons for quitting. One time he quit because someone at work didn't like the shirt he wore! He needed a new car and a new boat every year. He needed hunting equipment, fishing equipment, and I don't even know where the rest of my paychecks went! We had no savings account. I got paid every Friday, by Monday my checking account was less than one dollar. We ran out of heating oil in the winter. I couldn't afford to buy new clothes for myself. He screamed and yelled at me because I bought new socks for myself at Wal-Mart and that wasn't in his budget! I only bought six pairs! When we got married, I had $100000 in a savings account. When we got divorced five years later, I had to move in with my sister because I had no money. I divorced him. You can divorce your husband or wife, but unfortunately you can't divorce a father, mother, sister, or brother. After I divorced him, he bad mouthed me to everybody. I talked to his brother last year. My ex moved in with his mother, and he drained her savings. When that ran out, he hit his brother up for money and broke his bank. When his brother refused to send more money, my ex bad mouthed his brother to everyone he could. His brother told me that my ex now lives in a homeless shelter, where he still tells everyone how evil I was. He hates me. I know how your dad thinks. I was married to someone exactly like that for five years. You promised your Grandma $11000, pay it off, but don't talk to your dad ever again. He will bad mouth you to every family member and friend of the family that he can when the money dries up, but that's what a spending addict does when he's jonesin' for more money. You'll need to be able to see through that.
  • Hmm well, your dad apparently raised you nice and fine. Meaning, im sure he has had a job before? He doesnt even need a good job, just something to get him going with little income. I think you should consider asking him to get a part-time job, or finding a work from home option. I realize he is a Seventh Day Adventist, so i think part-time wont affect him much, and then you wont be dragged for money. Now, im only 14 and im not an expert, but you can make enough money at a part-time job for whatever hes doing with it. As for your grandmother, Only send her what you can afford. I'm sure she will understand that you cant pay her back by the end of the year (if you cant). I know my grandmother would. Hope i helped.
  • Tough love. As long as you weaken and send him money, say bye bye to it. Unfortunately, it's the old "cry wolf" problem. How do you know when it's really and emergency when it's ALWAYS an emergency. Cut him off, but open a separate account and squirrel a little away every month. Don't let him (or Grandma) know about it. When the real emergency (the heart attack, the eviction etc.) comes, maybe you'll be ready. Until then it's, "Sorry Dad, I'm broke." 1) My car conked out 2) A pipe broke in my house and ruined the carpet etc. etc. Yeah, I hate to lie too, but maybe it's right in this case. Or, you could be brutally honest (good luck...) You need to take care of yourself. But, like I say, have a back-up plan. Don't tell ANYONE though or you'll be squeezed like a lemon all of the time.
  • First, your father's excuse is rather pathetic. My in-laws are Orthodox Jews who observe the sabbath. All have jobs and make money to support their families working Sunday through Thursday (many through the very religious communities they're part of). I think your right about ending the support checks, doing otherwise encourages him continuing to behave this way and cements the expectation that you'll pick up where his mother leaves off. I think you should find some time to visit your grandmother to talk to her about the situation (it's effect the two of you (both financially and emotionally), what's going to happen when she's gone and his needing to move on in life and persevere) and your intentions to stop providing aid. That you (i assume) would have no issue with helping her out when needed, but that you can't do so as long as your father isn't contributing to the situation or isn't removed from the equation.
  • You need to close the Bank of Sock to this man who is sucking you dry. He will not be pleasant and he will not make life pleasant for you. Too bad. I think you are afraid to say no to him, perhaps. There are all kinds of problems going on here. Your FATHER is the one who should be paying his mother back the $9,000. Not you. But now you have said you will do it. Your father is not old. It is time for him to fend for himself. There is also scripture in Timothy which says if you don't take care of your family, you are worse than a non-believer.. He's not taking care of his family, which includes his mother There is also a verse in the Bible that says if you don't work, you don't eat. Explain to them (either by phone or in writing) that you can't do any more money-giving, and it's over. Explain about your own emergencies, and how you need to build up your savings. Talk to Grandma and tell her it will take you longer to pay her back, and that really this "dad" person should be doing that. If you get concerned that she does not have any money to eat on - send her a gitt card to walmart, but no more cash, ever. They're killing you. See what I recommend you read and look at below
  • Calm Down. Yeah you made a mistake, you let your dad talk you into doing something you shouldn't have done. Pay her back every month, sending as much money as you can. Know this, the worst thing in the world is to bring money into family affair you did that, Now you have to pay the price. Don't panic and pay the whole money little by little. Then Stop, I mean stop sending money to your grandma or your father because you know who gets the money, Your father, your grandmother acts as an enabler. If you think he is going to treat your grandma badly. then ask her to live with you or put her in a home. After you have paid all the money that is!, then after she is living with you or in a home, make an account in a bank for her. Put a small payment in her account, either provide her with everything yourself. Or tell the administrators at the home, to only deal with money through you. You have to learn one thing, your father is not fiscally responsible, if your grandma refuses both of your options (Home or living with you), then tell her that you are done providing for her because she is enabling your father. MAKE SURE that you provide her with the options only after you have paid her back in full.
  • The best thing for you to do is going to be the hardest thing for you to do...don't give him anymore money, ever. You keep bailing your dad out and he knows that he can count on you. He knows that he's never going to hit rock bottom because you're always going to be there to make sure that he doesn't. My husband has this problem with his mother. She's horrible with money, she purposefully overdrafts her bank account and then when she falls into a large amount of money somehow, she blows it on frivolous stuff and doesn't pay her bills. My husband has bailed her out for years. When we got married it caused us some stress because we're not made of money and every time he bailed her out, we as a family suffered. I hope that you are not married because like I said, it takes away from your family. You've got to finally put your foot down and say "No more!" He's your dad, but his irresponsibility is not your problem. Once he learns that you're not going to bail him out, he's going to find the way himself. Do not let him guilt you into giving him more money, these people are notorious manipulators and I wouldn't be surprised if your dad is one too. I know first hand how stressful this situation is, but honestly, it's never going to get better until you stop giving him money. If you owe your grandmother money, pay her back in a way that you know for sure it will not go to your dad. I feel for your mother too. Our parents should be role models that children can look up to, and I'm sorry that your dad and my mother-in-law are not people we can look up to. I wish you all the best in the world. Look up "Lazy" and "Laziness" in the Bible, see what you find. Bottom line, take care of your emergencies first, then work on paying your grandmother back. This is my most sincere advice that I have to offer and I will be praying for your dad and this situation. Good luck and God bless.
  • It's your dad's fault, and your grandmother's for letting it happen. It's not up to you, so if you insist on paying back the money you told them they could lose, the first thing I would do is TELL (not ask) your grandmother about a different repayment plan. If you're broke and can't live on your decent income, there's a problem. So, talk to her about it, not him. He's already sucked you dry and his own mother on top of it. And stop listening to your dad about money. His mother is also responsible for herself, and she allows this to happen. So don't talk to them at all about money once you figure out how you can pay her back, and honestly, I don't think I would. You gave fair warning and you lost your own money in the same shady investment. Glad you learned your lesson early. Stop worrying about them-pay the money back if you feel better about it, but do it on your terms. I don't think you need to pay it back by law, but don't ruin yourself in the process, or you'll only fall into the same trap your grandmother is in. Let them figure out how they're going to get money to live. Don't forget, the more you send, the less incentive he has to get off his butt and find a job. He should NOT be taking advantage of his kid on top of his mother. Jeepers!
  • Wow, hard question to answer. Make sure you put it all out there. Turn any rocks unturned, write a journal with him/her about their life. Spend as much time with the person as possible. Is not really what happens after the passing but what happens before. Because after the person dies you can do nothing. If you do as much as you can before the person passes then it will help your pain because you will know that one you loved that person unconditionally and two, that the person accepted you. Those two things will make a world of difference when doubts start coming. Make sure you talk about everything, get questions answered, but most of all seek a helping hand, or a shoulder to cry on. Be strong and over time after the initial shock just know that all storms pass.
  • Well I would check into how he lives and his lifestyle. That makes no sense. If I were giving away that much money I would make it my business to but in and make sure it was spent on only bills needed, items needed and a minimum food balance. And really, bringing a religion into the topic has no play or role on what is happening to the money. If you want to keep digging your self into a whole, keep doing what your doing. If not get involved with his finances and take control. If he does not allow this, then he must not want to receive the help.
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