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State Florida
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Loan amount limit $500
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50 Towne Center Circle, Sanford, FL 32771

Florida

Sanford

9251 S Orange Blossom Trail No. 12, Orlando, FL 32837

Florida

Orlando

2669 Davis Boulevard, Naples, FL 34104

Florida

Naples

3559 Us Highway 441 South, Okeechobee, FL 34974

Florida

Okeechobee

6239 N Us Highway 1, Cocoa, FL 32927

Florida

Cocoa

2750 W 68th Street No. 113, Hialeah, FL 33016

Florida

Hialeah

1200 W 68th Street, Hialeah, FL 33014

Florida

Hialeah

19750 S Dixie Highway, Miami, FL 33157

Florida

Miami

2320 Clark Street, Apopka, FL 32703

Florida

Apopka

3401 S Congress Avenue No. 110, Lake Worth, FL 33461

Florida

Lake Worth


Frequently asked questions about bad credit florida

  • You can buy one at the "I'm to stupid to manage my money properly car store". If you have that bad a score, you really need to take a good look at how you spend your money. A car is the last thing that should be on your shopping list. I have absolutely no sympathy with people who get themselves in such a mess.
  • Any fly by night car dealer..I lived in Florida and South Florida is loaded with them...
  • With bad credit, you are not getting a mortgage anywhere. Save for a down payment, fix your credit, then think about buying a house.
  • A divorce doesn't mess up your credit. Speak with some lenders and see what they can offer. Otherwise, have a lawyer draw up contracts and see if your father will do owner financing (he acts as the bank).
  • Todd, what you might consider is a contract for deed. You should have a professional write this up for you. But basically, Dad and you agree to a sales price and a monthly payment and a length of time for the contract say 5 years. At the 5 year mark you would then need to go and get your own financing for the property for the balance owned to your dad. So for example if $100,000 and you paid dad $12,000 per year, that equals $60,000, you still owe him $40,000. Simple math. You could have interest involved. The terms are between you and your dad. Now if Dad has a mortgage on the property now, there are other legal issues you will need to resolve and have in writing. Yes this may cost you a few bucks now, but listen if something should happen to you or your dad, you want to legally have rights to that property for both of you. Consult with an attorney .
  • Get him to finance you. A lawyer with the title company can do the contract. Or, try Primesource Lending for the type of loan we call 'funny papers.' ETA: Your dad is in almost as bad shape as your are, if he needs the $100K to move to FL. One of you should probably get an appraisal on it before you decide on the next step. You may need to step aside and let him put it up for sale, unless Primesource or another lender can help you with the $100K.
  • Couple of ideas here. First, do you have a trade that you can use to barter with? If so, go online and find people in your area that barter. Next idea is to call a couple of SMALL air conditioning companies. You know the type, one guy with a van, a license, and keeps pretty busy. I know a few of these type people in Florida and their garages are full of old units that are still in good shape. Explain the situation and see what they can do to help. You might be surprised. Good luck.
  • Go to http://www.appliancerepairlosangeles.com Servicing Nation Wide Credit is not a issue to get a AC fixed
  • All repair work is C.O.D. If you don't have a credit card you'r S.O.L. Sorry, it's just the way it is.
  • I just moved here. I like it. I hear the humidity is BAD in the summer time (and I believe it). Some people seem to think there's a high crime rate ... which I haven't noticed. There is a lot of panhandling here though. Houses are cheap because too many people bought houses they couldn't afford, because property values have dropped like a rock with so many people walking away from underwater mortgages (or getting foreclosed), and because it's hard to get credit to buy them, so few of them (relative to the supply) are getting sold. But like I said, so far I like it here.
  • The houses are cheap because you'll be paying the rest on flood insurance just incase of a hurricane. And the economy is crap so most houses are on foreclosure.
  • cuz of natural disasters they are almost 1/5 n.y. houses
  • If you do find credit its gonna be expensive for you so u might want to consider a m/cycle much cheaper.
  • Buy here pay here dealer. $1500 down and owe $7995 for a $2000 car. Miss a payment and they turn the car off & later repo it. Or buy a car off craigslist for cash and owe nothing else. LEASE ?? LOL Yeah, sure.
  • It won't prevent you from getting a license, but it might prevent you from getting a job.
  • Insurance job? Did you put your resume on Monster or Career Builder? Did you get a call or an Email to sell insurance from home? Note: This is not a job. No one gets turned down. Pay the $1,200 or so and see if you can sell any insurance at all.
  • Yes. Not only will it prevent you from that but it will also banish you to the 5th dimension where the evil morglak live.
  • No. But it could keep you from getting appointed or hired.
  • I'm in georgia so i'm not sure. But most agencies check policies u have had in the past with other companies. and your record regarding tickets and accidents, but not your credit. They check 2 make sure u don't jump policies with diff companies.
  • yes they can but frost kills orange trees & you wont get any oranges for several years after new trees are planted. if this unusually cold weather kills the trees many growers will just sell the former orange groves to real estate developers. its expensive to plant new orange trees & they would have to pay taxes for several years on the valuable & highly taxed southern Florida property before the new trees start producing & generate enough income to pay the taxes. many growers just don't have the money or credit to replant if temperatures below 28f kill their trees.
  • the good ones and the bad one too. the juice industry has , for years now been extracting citrus oils from the peels of oranges and lemons that they have extracted juice from, basically selling the same product twice.
  • Yes, it's possible but it's a bad idea. They hold the entire amount of the anticipated charge on your card, sometimes as long as two weeks after wards. And what I mean by that is, say your total rental cost is $500. They will put a $500 hold on your debit card immediately, so you won't have access to that money during your vacation. Then, on the final day they charge you the actual $500, but they don't release the money right away so you've still got that $500 hold... for all practical purposes it's like they hijack that $500 for a couple of weeks. You can't use it and there's nothing you can do about it.
  • In addition to that, if you're under 25 years old, be prepared to pay EXTRA. My brother's girlfriend was there 2 weeks ago and she was charged $280 for the weekend.( Fri, Sat, Sun)
  • You need to go to a "Buy here pay here" dealer. You WILL pay more but they don't do credit checks and will finance you as long as you have the down payment. .
  • Well if you aren't going to pay for a car, noone is going to keep giving them to you and your family.
  • do u have a checking account?? and it is in good standing?? if so get a loan from ur bank or credit union... if u don't have a checking account in good standing open one....will help build ur credit as long as u don't write any bad checks...
  • I'd have to vote for the Baylor basketball player who murdered his teammate
  • Yeah... that was pretty BAD... to be so shady, the day after your buddy and his chick die you go fill up your tank and use her card for 6 months... He'll probably do some time, or get a fitting punishment, and then we'll all have to hear about how if he was a white or mexican, or any color but black, he wouldn't have done any time at all or how his punishment would have been less severe... and how his punishment was FAR more harsh because he is a black athlete... I can already hear Sharpton and Jackson now... As far as the WORST thing... This ranks in the Top 10, but I still think #1 is the second string kicker who stabbed the first string kicker to get his spot...
  • The whole state of Florida should just change their name to Thugville.
  • Thats just wrong. Not #1 but it's definitely Top 10.
  • That's pretty low.
  • your not much on making sense, are you?
  • There is a South Florida Federal CU and here is their website. www.southfloridafcu.com I did see this warning as soon as I opened their page though: FRAUD ALERT: If you have received an unsolicited check in the mail showing South Florida Federal Credit Union's name and logo you may be a victim of a fraudulent scam. Please contact us immediately at 305.545.0744 #112 or if you are outside Miami-Dade call 1.877.595.0744. Letters stating that you have won a prize and instructing you to deposit a check should be assumed as fraudulent and you should contact the financial institution that the check shows and contact your local authorities. You may also report this online. Please include your contact information and we will contact you during business hours.
  • Good that you're rebuilding your credit after destroying it but bad credit makes it very difficult to find new housing get letter of reference from current & prior LLs that you're good, quiet tenant who pays on time
  • If you got cash up front u can get into non corporate apartments.
  • I live in Florida and I worked for an apartment complex for a couple of months. If people broke their lease and would come to explain why, we would still charge them but we would give them like 60 days to pay before we sent it to a collection agency.
  • I broke a lease before...I'm not sure how it affected my credit score, but I couldnt lease another appartment untill I had verification that I paid off the remainder of what I owed...(the verification was faxed to the appartment I was trying to lease)
  • To make matters worse, a million other teams before Georgia did it as well. Maybe we should credit the Buckeyes for doing it with Stan Jackson and Joe Germaine.
  • Because they were successful at the highest level in the hardest conf. and won a national championship. When most of the time a 2 quaterback system usually means the coach doesnt trust either quaterback to stick with one and trickles down to the rest of the offense and seperates and frustrates the offense and are not usually successful.
  • Despite popular belief, everything football did not begin in the state of Georgia. Florida is creditied with it because of Spurrier's success. I am sure their were teams before his that have used it. Sincerely, Go Vols!!
  • The Dallas Cowboys did it 36 years ago.
  • If you owe money on a car to a Florida lender that has a lien on the title and you move to another state you are supposed to notify the lien holder within ten days. Not doing so shows intent of theft and fraud,,a warrant will issued. You can make them come and pick-up the car if you want but you must notify,best to do it in writing, register letter with notification of letter received and keep that in a safe place.IF the Lien holder is over 65, it gets a lot worse without the notification. If his name is on the title as an owner it's Auto theft.
  • They can sue you for the rest any balance left after they sell it. And they will tack on legal fees, extra interest and anything they pay to sell the house. Try to find a buyer on your own and then go to the mortgage company and attempt to make an offer and a "short sale". Trust me, the banks don't want your house, and you don't want to end up still owing $100,000 for this bad deal. You got yourself into the mess, try and pull yourself out of it.
  • try talking to some who does pre-forclosures. It is a gamble, what happens is you sign your rights to the house to this person they talk to your mortgage company tell them you cant afford the house any more and that they want to sell the home for less than market value, if the bank approves it and the person sells your home you are free from your mortgage obligations and check with your state to make sure it wont affect your credit. If it dosent sell you need to be prepared to either pay your mortgage up to date or let it foreclose.
  • It was an investment there was risk so deal with it. http://www.breakingbubble.com/Your Flip Flopped and i know you would of not shared the profits so I do not want to hear you and the other fool left holding the bag Cry like a baby.
  • They need money and are willing to assume some risk. They get the house back if you renig on the deal.
  • If they offer owner financing, with very little down payment, the price is going to be most likely at full market value or above. Sounds like a very motivated seller. The market is soft, he doesn't need the money now, but he can't afford an empty place that he bought to flip, but have not being able to do, and now is eating his profits so he's willing to be flexible. You mentioned is new. So it must be vacant. Owners don't like vacant properties. They eat profits. I think that you have a good deal in your hands. Check it out, you have nothing to lose. In Florida, everything should be handled by a title company to record deed for you. Don't do a table deal! Request a title company to handle closing. Make sure you take title, or at least title is place in escrow. Yes, you can pick title company of choice. Watch for terms. Make sure you get enough time to get property refinanced on your name. Most owner financed properties will call the loan due (Balloon Payment within 3-5 years, although private mortgage amortizes at 30 year term. PS: 2/2/1 means 2 bedrooms 2 baths 1 car garage
  • what is 2/2/1?
  • I seriously doubt that a home owner's association would bother doing credit checks. The covenants typically allow them to lien the property if fees aren't paid.
  • If they do they have to ask your permission....after the property was sold the new owner would have to have enough good credit to buy the property in the first place. In other words a guy with 575 credit ain't buying anything these days
  • Pay cash, up front.
  • You will have to use a credit card and they will charge the card for the full amount before you get the car so they don't care if your credit sucks as long as it gets approved. What are you doing in Florida if you can't pay your bills at home?
  • Not too bad Cost how many credits? How much for books? How much is living expenses? Credits x 122.06 = Tuition Now add Tuition+books (school supplies)+living expenses+ anything else = cost
  • The unemployment rate in Pensacola is about 1.6% worse than the national average. The hotel and guest services sector is no better than the rest of the economy. This site might be useful for your research on Pensacola: http://www.bestplaces.net/cost_of_living...
  • Probably not. A house usually costs like 100,000 dollars. If your credit is bad, that makes it worst.
  • Rather than moving right away, why not take part of that $6,000 and pay down some of your debt and bring up your fico score?
  • yes you can get a house go for a FHA loan i just got my house and it was 75.000 i put 1.000 down and here i am but if you want more info e mail me at dat_man_romo@yahoo.com and i will send you everything i got
  • Save it
  • I might be able to help you i work in a fiancial company which specializes in real estate and credit repair if interested please reply to m.asrat@yahoo.com
  • Depends how bad your credit history really is... bankruptcies?
  • 1
  • your 18 with no credit. if you would have a cosigner it would be very easy but with out it gets kinda hard. i would try toyota they help out people with no credit it might just be there basic yaris but its not to bad of a car all the american made cars dont help out new buyers with no credit. good luck
  • www.new-ride.com they sell cars for under $1000 that are worth many thousand. they also ship the car to you for free. i bought my first car from them 2 years ago for 700 and its still runnin good good luck
  • Can anyone tell me where to go to get help having all of my top teeth pulled and dentures I am on a fixed income and new to FL I dont have ins. They are getting worse by the day and I am always in pain. I dont have the best credit I cant get a loan. Does anyone know where in the Tampa bay area I can get some help? The pain effects my everyday living.
  • Welcome to Florida! I have only been here for a little over a year and I love it. You should check into a dental school in the Tampa area. Having dental work done at a dental school will be alot cheaper than going to a private practice. The dental students will be doing the work under the supervision of a dentist. Good Luck and I hope that you feel better soon.
  • It's Nationally accredited, which is a recognized, but lesser accreditation. You may likely have problems with employers or other colleges accepting your credits that are not regionally accredited
  • Florida Metropolitan is a for-profit university that is geared towards career training, kind of like those Univ. of Phoenix Online sites, except it offers both online distance education programs and real campuses. It is NOT a 4-year university, so if you're out of high school and want a Bachelor's degree, you should not go there. It has 12000 students on 10 campuses (though I bet many of the students are online) located in: Brandon, FL Jacksonville, FL Lakeland, FL Melbourne, FL Orange Park, FL Orlando North, FL Orlando South, FL Pinellas, FL Pompano Beach, FL Tampa, FL
  • The most important thing is for choosing university, not campus, and friends. the most important is professors. I think you should choose university with this criteria. education system and professors.
  • You may be considered "Judgment Proof" during periods of unemployment or while drawing disability pay or disability retired pay. Also, if you have no assets such as home, car, land, and other big-ticket items. In other words, you have no money and can prove it! Judgment-proof is the commonly used term but a more accurate term would be "execution-proof"! Although creditors and debt collectors win lawsuits, they still have to collect thus, if you are penniless you are insulated not from judgment but from execution (collection of the debt - at least temporarily). If you lose your "judgment proof" status due to new employment, the creditor or collector can seek a judgment and ask for a garnishment of wages up to 25% of your disposable income (in some states it's less). Once you're employed again, it's better to negotiate a reduced payoff rather than risk a court-ordered judgment. The difference is your credit report will show "debt settled" instead of the more negative "judgment"! Please read the link to the FL state statutes regarding garnishment I have provided in the source box. It will give you information on what to do before and after. Hope this answer is of help to you LEGAL DISCLAIMER: The answer provided here is intended for informational purposes only. It is not intended nor presumed to be legal counsel or professional legal advice
  • If they get a court judgment against you they can garnish a part of your wages. The amount depends on how much you make. Why in the world did you buy such an expensive car?
  • Wages can only be garnished after the creditor takes you court and wins a civil judgment against you. In Florida, you wages are exempt from garnishment if you are head of household (you provide more than 50% towards the support of another person). Hope this helps
  • If you don't have a job they can't! They have to file a lawsuit against you to garnish wages.
  • I have 6 classes but my 7th has been hell, Ive been switched around a few times and finally got put in ROTC, Because of rotc, i developed a testicular fungus because of excessive sweating and my anxiety has gotten worst. My question is, can i just take 6 classes in school and then 1 online in the library or at home? Can i take a class from next year like English 3? Im currently taking English 2. Or an online elective class? Please help. I live in florida.
  • This is normally allowable using Florida Virtual School. Talk to your counselor. You will probably have to finish out the semester of ROTC to receive credit and then you could start a new elective next semester with Florida Virtual School.
  • Bad Florida Metropolitan University now known as Everest University does not currently hold regional accreditation from the Higher Learning Commission (HLC). Consequently, many regionally accredited universities in Florida and other states have declined to accept transfer of FMU's credits
  • Bad idea i know florida inside out and rite now miami and orlando are geting really bad and dangerous!! miami is already a hot spot for cop killing and drug dealling but now that prices are up and pay is so down cops are moveing out rite and left so each day miami gets worst in crime and less in safty. for 2009 FBI crime reports they made it and the top 15 most dangerous citys in the us! and Miami and Orland ranked orland #6 and Miami #3 !!!!!!!!!!!!!!!!
  • Depends on how the timeshare was sold to you - it could just be an account on your credit that will show delinquent and maybe repossession. Since you only own a portion of the property not the property itself it will not be a foreclosure. You may see collection activity and this will DAMAGE your credit rating. Try to unload it - then negotiate with the creditor to take a settlement if you are upside down. Good Luck,
  • We are getting ready to file ch 7 bankruptcy. Problem is we recently just renovated our house with carpet and countertops (cheapest we could find by the way) totaling 7000 on home depot card and gemoneybank furniture card for 5000. i understand it needs to be 90 days since last use of cards. will it look bad if we just wait the 90 days then file? its total about 65000 credit cards plus a property with another 200,000 mortgage going into it. (but we recently added the 12000 plus in renovations)i know it sounds like we are taking advantage of the system, but we really needed carpet due to recent house fire, and countertops are simply fallinf apart cause they are as the house, so we just did it. the furniture was a little frivolous and in understand if they take it back, but i just didnt forsee being unable to pay this back (my husbands job is up and down with income suddenly) and my job is uncertain. any advice? should we wait longer to file? we dont want to get into trouble etc. thank
  • I would definately check with several attorneys, not just one. If i were you, I would try to take advantage of the system. If you watch " The Money Masters" video on google, ypou will understand that you are a victim of fraud by the banks that gave you the credit. There is no reason for you to have to pay for anything that you charged. Please watch the video, it is 3 and half hours and the first half hour is very boring. The rest in fanominal!!! It will chage your life and your way to thinking. You need to know th truth about the Federal Reserve and the banking system. They create money out of thin air and then charge you the principle and interest on money they never had!!!! If you need help with waiting for the needed time to season and are being harrased by the debtors, send me an email and I will send you a template letter to stop all calls. After 6 months of no payments, all credit cards get charged off anyway. In the case of the ones that were recently charged on though, I would ask the attorneys if you have to wait. Remember that the attorneys want to make money now and may tell you to go ahead an file now which could hurt you in the long run. I would call a few with a story of you have a friend that wants to file and then give them your story. Don't tell them that it is you.
  • What does your bankruptcy attorney say? Home Depot and GE Money Bank are *not* going to be happy and may very well file a motion to exclude that debt from your bankruptcy based on the fraud exception.
  • So currently I'm a junior in high school and i have a 3.8 unweighted GPA and a 4.3ish GPA weighted. i've taken all honors classes my entire school year and i've taken one AP class. i've gotten an "A" in all of my classes except for one (stupid geometry) and im in the National Honors Society Club, Interact, and i've been in band. i really want to go to UF after i graduate from high school but the thing is im doing dual enrollment for my senior year and i will be attending a community college as a full time student there. People have been telling me that i won't get accepted into UF because im doing dual enrollment. They're telling me that UF doesn't like students to do dual enrollment. Im really confused and i want to know if i would still get into UF if i do Dual Enrollment. i really want to go there. please help me.
  • The worst that UF would do is not accept your CC credits. Other than that, it shouldn't be seen as a negative.
  • Well.... my boyfriend used this company and they removed everything he wanted to be taken off. On the other hand, I am reading soooooo many complaints about them that say they are a rip-off. So I would say, just do some research for yourself and make the decision!
  • I have heard their heavy advertising on the radio here in Virginia. When I called, they stated the fee and tried to sign me up immediately. I would rather save the bucks and use the advice on Creditboards.com. It's free and just as effective.
  • Hey everyone. I am going to a CUNY college in January ( Brooklyn College), but not sure if I will be able to finish because I may or may not be pregnant ( I haven't gotten a pregnancy test as yet). I was thinking that if the worst happens and I am not able to complete college on campus, can I transfer those credits to an online college. Or will I have to start all over again? Please help?
  • Ideally, I'd rather you stay at Brooklyn, rather than transferring to another school. Check to see if Brooklyn College offers online classes. A lot of traditional colleges do now, so it may be possible for you to complete your degree at Brooklyn after all. In addition, check to see if Brooklyn offers childcare. A lot of colleges do, and it tends to be of extremely high quality. Students often have their child in the college's childcare center for 2 or 3 days per week, and take all their classes on those days. They use the time in between class to study, and then pick their child up at the end of the day (usually around 5pm). Keep in mind that the weeks just after the baby is born are going to be adjustment weeks for you. From my own experience, I'd suggest you take that semester off from school. Focus that time on your family, and then return to school the following term. If you do find that you *must* go to college online, then only look at traditional, brick and mortar schools that offer online degree programs. Employers don't tend to like the schools, like U of P, that are famous for being online, or are proprietary schools, so I'd rather you avoid them. Instead, look at the online degrees offered by NYU, the SUNYs (http://sln.suny.edu/dg/dg_bachelors.shtm... UMass Amherst, Florida State, Northeastern, etc. Because Brooklyn is regionally accredited, the credits you take there are eligible to transfer to other schools. Take a pregnancy test today - there are ones that you can get at the drugstore that test really early, so you don't have to wait. See where you stand. If you are not pregnant, then go on BC that you control - not the guy - immediately. Either go to planned parenthood or your doctor and get yourself on the pill or equivalent. Trying to get a college degree as a single mom is NOT FUN. It's not impossible, but it's extremely difficult. So if you aren't pregnant, do what you need to do to protect yourself in the future.
  • Don't waste your time with an online school. Just take some online classes through your current school.
  • it depends, did you break your lease? or just not pay one month. next time tell us what city/state you live in. there are rules that change state by state
  • ANY collection will damage your credit.How badly, depends on the other details of your credit report. If you feel the debt isn't valid, dispute it with apartment complex. If no response and you have 100% proof the debt isn't valid, take them to small claims court. If you win, no damage to your credit and can recoup the filing fee or worst case they prove the debt is leigte, it gives you a little additional time to save throughout the court process.
  • Yes the worst is yet to come. Every single aspect of the US Economy is fueled by Debt. The average american home carries at 10 thousand dollars or more in credit card debt a lone. This doesn't include a mortgage, car lease or any other type of debts they have. The US Government is entirely based on debt. They've got a budget deficit that is at a record 1.3 trillion dollars and growing. This debt doesn't include other spending they do such as stimulus spending and bail outs. To give you an idea how big that is it's over 1/3 of the budget more then 55% of the Federal Government tax revenue. Currently over 50% of the US work force is employed by the Government. That number doesn't include businesses that rely on government subsidies and tax credits. It also doesn't factor in the number of jobs that exist due to the fact that those government employees spend their income with private businesses. This spending is not sustainable and is destroying the US currency and credit rating. When the government has to make cuts it's going to have cut more then 33% of its spending. That's going to mean a lot of lay offs and a TON of cuts in wages which will have drastic effects on the US Economy. Raising taxes isn't an option the private sector is tapped. Even if they do raise taxes it will essentially be the same thing as making cuts but it will just be cutting that money out of the private sector. People do not understand what stimulus spending is or what it should be. They don't understand that it wasn't the construction of hoover dam that created jobs. It was the cheap power for industrial plants or a steady flow of water to farms. It wasn't the construction of the roads that fueled the economy or created jobs. It was the fact that the roads made it cheap and easy for factories to get their products to ports and shipped to other Countries. The only option that the US has to turn around it's Economy is to create GDP growth. The only way to do that is create a more friendly environment for businesses and wipe out the US Trade Deficit. The fastest way to see an increase in the US GDP will be to drill for oil. Currently over 50% of the US Trade Deficit is crude oil. If you were to trim that down or entirely wipe it out you'd see rather fast GDP growth and increased tax revenue. You also need consider this in 2018 the interest on the US Debts to China and other nations is going cost more then 1 trillion dollars a year. That is more then 50% of the US Tax Revenue so when the USA has to pay that and wipe out it's deficit spending you're taking over 2.3-2.5 trillion dollars out of the US Economy. If you think the housing bubble burst was bad wait until the USA feels the effects of deficit spending. This is just a small sample of the monsters that are sleeping.
  • Ummm no. Not even close. The worst was the collapse of the banks in 2008. It would have been a complete catastrophe but we stopped them from completely failing. The threat of a "Double dip" is long gone. America's economy is quite stable and steadily growing (its growing at a slower rate, but growing none-the-less). Your "gut feeling" has nothing to do with facts or evidence or economic indicators. America's economy wont just randomly collapse. We have the world's largest and most flexible economy in the world.
  • Yes I would have to agree with you. But a close friend once pointed out to me that all things great do fall.. This country as a whole is slowly sinking.
  • No. I think the economy is poised for growth and recovery. I think business owners are just waiting to see what happens with the midterm elections before committing to any long-term plans.
  • Yep-we will be heading into hyper inflation very soon.
  • yes i think it will be worst i just wish the best and i hope we can servive it
  • no, the worst is yet to happen.
  • If you already know the area you want to be in, that's a great start! It is definitely not difficult to buy a house in Florida -- in fact, you should have a wonderful choice of homes. Take a look at Realtor.com and just enter the information for area you want to live in. You will be able to do a broad search or a search that is tailored to your exact needs. You decide by choosing to enter very specific information or not. The site will not ask you to register or anything. It is the 'multiple listing' service for the area and will give you every house (pretty much) that is available to you. You will see pictures (often with outside and inside of the house), room sizes and all kinds of pedigree information. Each listing will provide information for you to contact a realtor when you are ready to take the next step. Spend some time navigating the site and look at it often for a period of time. It will definitely be time well spent. You will also find links to sites that will give you other information about the area such as demographics, schools, businesses, etc. Due diligence while you are alone and concentrating in front of your computer will give you just the information you need to do an intelligent, targeted search in person when you are ready!
  • There is a lot of real estate available in FL right now. FL is hard hit and has very high foreclosure rates. Check it out and do your research. Visit the neighborhood and schools at all times of day and night. Getting loan approval is not easy and requires good credit and down payment by buyers. Need 3.5% to 5% down and 10% is better--days of 0 down are gone.
  • You should not have any trouble finding what you want to buy. Financing should not be a problem either. This is a good time to buy. Rates are low and the housing market is in a slump.
  • Delray Beach, Florida is in mid Palm Beach County (on the east coast) about 20-30 minutes south of the city of West Palm Beach or about 45 minutes north of Ft. Lauderdale. By Florida standards, it is a nice, safe, sane place to live. Your going to enjoy wandering around Atlantic Ave with all the bars & restaurants & stuff. So many people from Michigan come here for the winter that there can't be many people left up there. It is tough to recommend a place to a stranger. Generally, the closer to the beach the better the neighborhood. There are large & small apartment & condo complexes all over the place, you will have a lot to choose from. Once you get here, go into a Publix or Winn-Dixie supermarket, usually, right near the entrance, you will find magazines that list places that are "for rent". The local paper is the Palm Beach Post, you can check for listings on line. Hope this helps, good luck.
  • once you're on the RenCen you're the two working for GM or you're a criminal expert. the closest/maximum secure towns are the Grosse Pointes. There are countless to decide for between. GP Park, city, Farms and seashores ... the earnings stages run the gamit from weathly to super rich, however the homestead expenses are low by way of standards in maximum areas of the country. The go backward and forward can run from 15 to 20 minutes counting on site visitors and different factors.
  • while you're on the RenCen you're the two working for GM or you're a criminal expert. the closest/maximum secure cities are the Grosse Pointes. There are quite a few to compliment between. GP Park, city, Farms and beaches ... the earnings tiers run the gamit from weathly to massive wealthy, however the abode expenses are low by utilising standards in maximum factors of the country. The holiday can run from 15 to twenty minutes finding on site visitors and different aspects.
  • Maybe you should go to Tampa its just an hour away. Its either that or just move to the hood.
  • There are a lot of places that will, they may not be in the best area though. If you dont have them on the lease and they bail you are stuck paying for them. Also, why move to Orlando? This place is the worse, its an open sewer and the weather is horrid. Its cold or it rains.
  • Doesn't exacltly sound like someone you shoud put a lot of trust in for your own sake. I've been lugging around a boyfriend for years without putting him on a lease. So far, no problems.
  • They aren't building in Florida right now. Since the credit crunch, many homes and commercial buildings are just sitting around unfinished and few new ones are being started... and it will get worse for another year or two before it get's better.
  • It gets worse. My bank only clears the direct deposit the day its supposed to get paid. I remember years ago, it used to show up days earlier. All legal. Just a way for banks to make money. If they hold everyones pay for that one extra day, they can make millions. Banks are hurting. They are only require to post the day it's supposed to post.
  • To make a long story short... I bought some tools from a Snap-on tool truck on truck credit. I paid religiously for a couple years, but about a year ago I lost my job and was unemployed for 9 months. I found another job 3 months ago, but I'm barely getting by at this point. I haven't made a payment since July 07', and my balance is $900. Yesterday I got a call from an attorney claiming that he is going to file grand theft charges with the states attorney on monday. Can he do that? This seems more like a cival matter to me, and I definately don't want to deal with a felony on my record!
  • Turn him in to the Department of Lawyer Regulation, The Florida Bar, 651 E. Jefferson St., Tallahassee, FL 32399-2300 (Phone 850-561-5775). Explain this in a detailed letter to the Dept. of Lawyer Regulation and send a copy of the lawyer in question as a courtesy. This is totally unethical conduct and makes all other lawyers look bad. You can do a favor to the legal profession by getting this guy to clean up his act.
  • there is an study underway to work out who the culprits are. She has been stated to INS. Jerry Brown would not have authority as a state attorney wide-unfold to arrest her for a federal immigration charge. He has completed his duty. Gloria Allred representing this female for violating her rights is a civil count. The employment employer probable did not do due dililgence in checking her information. She did not say her I.D. belonged to her sister. As I suggested, Jerry Brown won't be able to prosecute her till the police have concluded their study despite if that's identity theft.
  • That was not an attorney that called you. It was a bill collector claiming to be an attorney. Yes, it's a civil matter. You have rights under the Fair Debt Collection Practices Act. Google it and read more about it.
  • There is no private criminal prosecution in the u..s Only the prosecutor can decide whether to use taxpayer money to seek a criminal conviction. Furthermore, you are right that this is a civil matter. The seller can sue but there are no criminal charges available. Finally, it is unethical for a lawyer to threaten criminal charges in an effort to settle a civil lawsuit. Contact the state bar and report this sleaze.
  • Yes he can do that. The attorney is filing the charges because he was hired by the Snap-On Guy you bought the tools from to collect the unpaid balance on the account. Snap-On salesmen are independent contractors for Snap-On, they have to pay Snap-On for the tools they sell to you, and the truck that Snap-On leases to them. In other words, he has to pay his bills also, and he can't do that unless you pay your bill.
  • No, that's civil.
  • Trading in for score credit is almost always a bad idea. They will give you barely anything for the game so they can put their margin on it and resell it in store. Your best idea would be to sell the game to a friend or sell it online on Ebay. www.ebay.com You will make alot more money this way. Hope I have been helpful.
  • dont go for store credit.... sell it to someone.. the store will only give you 70 for the console and 20 for the game
  • Dont trade that game. Its an awesome game.
  • You should keep it. The game is way better than the actual sport.
  • Normally, I would have gone overseas on vacation, but a weak dollar kept me on US soil. The president enjoys a weak dollar because we sell more planes and automobiles and the trade deficit gap closes. But what about huge oil prices, it takes more dollars to buy more oil, and inflation could result. I cannot remember what my economics 200 level courses said about a weak dollar...do you think it is good or bad for an average family in america? How about a business owner?
  • In a small open economy other things being equal inflation is inevitable when a currency weakens. The US isn't a small economy and it is relatively closed so may be able to withstand inflation better. There is also the credit crunch ( which will get worse ) which will slow consumer spending down. The fed can't be too worried because talk is of lower interest rates ( also inflationary ) Jobs will benefit americans but a devaluation reduces the value of an Americans work relative to foreigners. I don't mind I am coming to florida looking for a cheap holiday at Easter.
  • Well I just had my International Monetary Economics exam and it says that having a weak currency increases the price of imports, which increases cost of living, and in turn, nominal wage rises to cope with the increase. Well you get back to the same place unless imports fall and exports rise, in which case, you are better off. USA needs to get a current account surplus.
  • I actual have an exceptionally solid opinion approximately individuals, I got here to this great united states while i became a splash lady, I actual have in no way been taken care of badly via any American, maximum of my acquaintances are individuals, I do agree that some don't understand what's happening exterior of their borders yet i discover that they are whiling to earnings in case you opt for to describe and instruct them. i discover it humorous what share so call Muslims answering on your questions (Watch it i'm a Muslim) are asserting very unfavorable issues approximately individuals and that they've asked interior the previous to no longer be decide via what the media photographs approximately Muslims yet they're judging individuals via what the media exhibits or via a number of them they understand or have heard approximately.
  • Taxes go up if your property is reassessed. Reassessment is triggered when you contract to have a home improvement done that requires a building inspection (room addition, swimming pool, etc) or an annual property assessment done by the taxing authority. Refinancing does not cause a tax increase.
  • which will represent a present day. If that is properly worth extra suitable than $12,000 a present day Tax return would be due and you have present Tax to pay based upon the fee of the valuables. (Deeding the valuables to a various individual without reimbursement is a present day with the aid of definition, for whoever gave this answer a thumbs down score.) This has no longer something to do with the recipient refinancing the valuables. it is an fullyyt unrelated subject.
  • no npothing to worry about
  • There is no minimum, you can be sued for as little as $0.01 if the creditor was so inclined. There was a time when you had to owe at least $1000-$2000 before you would be sued. Not because of any laws, but just because it was more effort than it was worth for lower amounts. However, creditors have started to use the "Small Claims" process. Because this is a cheaper route and they are trying to get back as much "bad" debt as they can. As such they are filing suit against people for as little as a couple hundred dollars. If you are sued be sure to follow the instructions on the summons, and GO TO COURT. If the debt is very old you may also want to take a look at the Statute of Limitations to see if they even can sue you anymore.
  • I bought a truck in FL @ a buy here pay here place. I have bad credit. I have since moved to PA. The truck is a piece of crap & I have put $4,000 into it in a yr. The whole buying process was messed up. Anyway I sent them a letter stating that I am defaulting on the loan & they an come repo it from me. Ive had it with the piece of crap. It costs me 2 to 3 hundred extra dollars a month just to fix. Now I have some guy claining to be a detective saying I need to bring the truck to them or they are going to report it stolen & he is threatening me saying Im going to lose my license & my job etc. etc. Im just wondering what is it that they can eally do besides come & get the truck & try to get a judgement for me to pay the rest of the loan?
  • This is a bluff. They can not report the vehicle stolen. A defaulted car loan is a civil, not criminal matter. They can send a repo company after it, or just write it off.
  • so basically i was freshman in florida and i passed all my classes but since i changed highschools (long story nothing bad) i never got to finish spanish so now i have 5 credits and you need 6 to go on to the 10th grade next year ill have all sophmore classes but am i still considered a freshman or? plus will this be on my record will this ruin my chance of getting a ROTC scholarship :( or getting into to a naval academy my biggest dream is to be a officer in the navy.. ive just been stressed out lately:(
  • I suggest you pick up the telephone tomorrow morning, call your new school, and make an appointment to meet with the counselor. Then dress decently, take your report cards from the old school, and go to the appointment. Ask the people who can give you reliable answers, not a bunch of strangers on the internet.
  • For those people who do not give credit to the SEC look at these FACTS. No one can argue facts.. The SEC is the only conference that is undefeated in the BSC national championship game. They are 3 - 0 Tennessee, LSU, and Florida. 3 out of 9 years are is not bad considering.. The only reason we don't make it more often is because we beat up on each other all year long.. All other conferences lost at least one championship game except the big east because they never made it. A better stat is that the SEC is 7-3 in all BCS bowl games.. No one has a better record than that..
  • The SEC record in BCS games is above average, but when you look at the SEC's out of conference and non-BCS bowl record, it's about the same as everyone else's.
  • While you're at it don't forget that Ohio State is 0 and 8 against SEC teams in bowl games. Soon to be 0 and 9.
  • yeah! I love the sec! everyone else who hates on us is just jealous!! go sec! and roll tide!
  • You must be at least 18 anywhere. 18 is the age of majority. Minor children cannot sign any lease, contract or agreement; open any bank or financial account in their own name; rent an apartment; work without the restrictions of child labor laws; etc. Even at age 18, no landlord need accept your application to rent. They routinely require verification of employment and income, references, and if you have not established credit or have bad credit they can require that your parents guarantee payment of your rent, especially if you are a student.
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  • Every cell has DNA and it is consisted of two strands tightly woven around each other. The thing that prevents the two strands from breaking apart is called a telomeric cap (which is random nucleotide sequences called nonsense codons. Codon is a 3 sequence of nucleotides that codes for amino acids eg. CUU is a amino acid called proline . A nonsense codon is one that doesnt code for any amino acid production) Every time your cells divide a small sequence is lost there by reducing the stability of the cell's DNA (in layman's terms). This will eventually lead do most of Ur cells' DNA becoming unstable. And usually when a mistake occurs in DNA the cell will perform auto cytolysis (cell suicide) to prevent problems. So when you are old most of ur cells telomeric caps will be low and they are prone to die when they try to divide.. Whats really interesting about this theory is the impact it has on evolution (because this happens on both meiotic as well as mitotic divisions. which means that a species grows old too before it mutates.. but thats a different story)
  • Legally 18, but a landlord can set a higher age.
  • 18 years old.
  • Florida you have to be 18, unless you are emancipated.
  • Rent To Own Home : http://RentToOwnHome.uzaev.com/?lvLQ
  • Okay so I just moved from Indiana to Florida. And im starting at a new school and even worse im starting it as a freshman. So obviously i dont know anyone. And Im really not the "everyone loves me all the time" type. So I need a little tips on what I do. Where do i sit at lunch, what do i wear, I may not love people but I care what people think.
  • 1. Be yourself, it’s clichĂ© buts it’s also TRUE. Don’t forget that your entering high school as an independent person and will leave high school that very same way; so don’t let anyone’s problem interfere with you and your life (socially and academically) 2. MAKE SURE; you go to your school’s orientation. Unless you have an emergency it’s not something that you should miss out on. They will tell you everything that you need to know. You might also receive: school schedules, class schedules, maps, sign-ups, and information about the school itself. IF you miss it then please call the school to try and get these things a little earlier so that you don’t run into problems the first day of school. 3. It’s good to have your own style and as you move up, you will realize that. But if your still a little concerned about common styles in high school, here are some: Shorts – especially during the summer (beginning of school year) Cami with Cardigan - same, during summer. flip flops - summer Skinny jeans Hollister, Aero, AE, A&F etc. Plaid tops Uggs – during winter Sandals Vans, Converse, Nike Although, I commonly advise one to use their own sense of fashion. 4. Choose the right classes; DO NOT choose a class that you know you can’t handle (such as AP or honors) you will regret it. You might end up failing the class and not get credit; and it can literally destroy your GPA which is pretty tough to bring up. –Try to go for what you can handle, you don’t want to put a lot of stress on yourself during your first year of high school, because you have 3 more years of it. 5. Focus on your grade and don’t procrastinate, that is another thing you will regret near graduation time. 6. BE INVOLVED; Join an extracurricular that you enjoy. Not only will it keep you busy but you might end up making a ton of friends. Or try community service if you want to get that out of the way, if you reach up to a certain amount of hours then you have a better chance at getting a scholarship. 7. Hang with the right crowd and stay away from DRAMA; it comes in all directions so just WATCH OUT. 8. SCHOOL SUPPLIES; It’s best to wait until school starts but I know how stores can run out of stuff easily before school starts, and their deals end quickly. Just try and get the basics. Teachers will say you need highlighters, glue, markers and all that stuff BUT really you don’t . . . its good to keep them at home for projects though. Here are the basics: Notebook Pencils Pen Binder or Folder (I recommend a folder for each class unless the teacher specifically says a binder) Highlighters
  • High school isn't as bad as you think! I started high school with almost no friends, and I'm a shy person. But don't underestimate a person's willingness to accept. My tip though: Don't stick your nose into other people's business until you know them personally, and if you feel threatened by someone (older), do what they say - but don't act frightened! You don't have to worry about what you want to wear. Personally, I hate it how people all the same these days. There's a new "in" every couple of weeks. Don't pretend to be someone you're not, or you could end up forgetting who you are!
  • hello, im a 17 year old high school senior my problem is i slacked off really really bad. currently. i have a 2.3 gpa.... horrible i know now on the bright side i scored a 2052 on my sat. on my first try. taking it again in december. right about 6 weeks into the first quarter. i have nearly straight A's i am also retaking 2 semesters of different classes online. assuming i get straight A's. which i feel is certainly in my grasps. with a final transcript. my GPA between 3.0 to 3.25 and a 2100+ on the sat. what are my chances at UM(university of miami) and UF(university of Florda) i have the options of taking more online classes come January. a guide would be amazing and i would be very grateful. also on how i could apply directly with my final transcript instead of with the one i get in my junior year would be helpful as well. i would really like to avoid community college. i know the first 2 years are the same anywhere, but i want to give my parents a sense of accomplishment. not attend community college like 4/5 kids at my school
  • You might want to try applying to smaller schools that evaluate each application individually. The state schools will probably just use their standard rubric or equation to determine whether to admit you, and then you'll suffer because of your bad cumulative GPA. Though even they might take a second look if you write an great essay explaining why you've decided to buckle down now and send them a transcript of your latest (good) grades. But smaller colleges will definitely look at the particulars of each application, and they'll give you credit for improving. It shows character, and your latest grades are a better indication of how well you'll do in college than your freshman grades anyway. I don't know the Florida colleges very well, but I think there's a place called New College that's supposed to be pretty good and not too selective. Another note: Many state schools have rolling admissions, which means they evaluate applications as they come in. These schools sometimes tend to get less selective as the admissions period draws to a close, since they need to make up the numbers for their freshman class. I've heard that admissions workers will admit people in spring or summer, if their application period extends year-round, whom they would never admit in September. If you apply later, that has the added benefit that your most recent transcript, the one you'll send in, will include your first semester grades. And you'll have enough time to really impress your teachers and get great recommendations. Finally, if you can't get in anywhere else, you don't have to wait two years before transferring from community college. Once you have a record at one college, other colleges don't even look at your high school transcript in evaluating transfer applications. If you get really good grades in challenging courses at community college and get involved in a few extra-curriculars, you could probably switch to a state school over winter break. Just make it clear to your parents that that's your plan, since once they get over their disappointment and see how much lower community college tuition is they might not want you to transfer so soon. And the first two years of college are most definitely not the same everywhere. Good luck.
  • The problem is college you apply to are going to be making their decision based off your first three years of high school, not your senior grades. And they will be looking at your cumulative GPA. Have you checked out tuition? Do you live in FL? In state tuition for University of FL is about $3300 per year. Tuition for University of Miami is $34,000 per year- out of state or in state. UF has a 48% acceptance rate. You may want to write your college essay on how you are taking school more seriously now-and get some good teacher recommendations.
  • Most times landlords look for things like evictions. If you have an eviction, you will need an extra security deposit. You should have 4 months of expected rent saved up in the bank. You can find an apartment, but it will be harder, and you will hear "no" a lot. Don't let that deter you, just let it make you work harder. Yes they will see your eviction even if it's in another state. It more then likely went on your credit, so anyone who checks your credit can see the eviction judgment. Have you paid it? If not, you need to start handling that. Be honest with the landlord about your situation. I would aim for private landlords not large apartment complexes. Complexes are not flexible with bad credit and evictions, you can talk to a person and if they like you, you both can come to a reasoning (normally a nice security deposit to cover his butt in case you skip out on him!) I know how it feels to have to settle and it's not good. Not very long ago, I rented a shoddy apartment to get away from my ex. Worst place I ever lived. I didn't have the time & money to really look and I picked a real winner! Crappy neighbors, cockroaches, horrible maintenance and a tyrant Landlord. I left the very day my lease was up! Yes, it is definitely worth the extra time and money to find a better place. If you have time, repair what you can and prepare to fork up serious money! Good Luck!
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  • If you have been separated from your parents you can file for emancipation. This shows that you are a legal adult and you can sign legal documents. Basically you divorce yourself from your parents. Its basically a filing fee and any court clerk can give you the paperwork. You go in front of the Judge and the emancipate you. Once this is done you become a legal adult regardless of age and everybody has to except it. You are legal to sign anything.
  • Rent-To-Own Home - http://RentToOwnHome.uzaev.com/?rmGV
  • 1. 2008 Florida- any team with Tim Tebow is deadly, and double when you consider Percy Harvin, Brandon Spikes, Carlos Dunlap, Joe Haden, and Jermaine Cunningham. Urban Meyer coaching all that talent? definitely the best. 2. 2005 USC- Yeah, they lost the big game, but the talent on that roster was undeniable. Matt Leinart (when he was talented) and Reggie Bush made this team uber-dangerous. Plus, Carrol was the coach. 3. 2011 LSU- These guys just find ways to win, but the Alabama game may have been a fluke. Regardless, they have a good, solid bunch, especially considering their leader, honeybadger. Les seems to have found their rhythm 2010 Auburn- As fishy as Newtons recruitment was, it was obvious he was a beast. Add in Dyer, and Fairly on defense, they were unstoppable. Chizik doesn't deserve credit for their success however. 4. 2010 Auburn- As fishy as Newtons recruitment was, it was obvious he was a beast. Add in Dyer, and Fairly on defense, they were unstoppable. Chizik doesn't deserve credit for their success however. 5. 2005 Texas- can't believe they are this low, but its not of their doing. VY was a beast, but I can't really place them above the other teams in this list. Brown us worst of all coaches in this list, behind Chizik.
  • 1. 2011 LSU if they win the NC 2. 2005 Texas 3. 2005 USC 4. 2008 Florida 5. 2010 Auburn
  • 1.LSU 2.gators 3.longhorns 4.Trojans 5. Auburn
  • 1.2001 Miami 3.2011 LSU
  • Steelers #1,Ravens suck!!!!
  • Can please anybody who recently bought house in Florida give me answers to some questions. We are buying a single family house as an investment property for $80,000. We would like to know how much we need to put a down payment when it is being purchased as an investment property. What is approximate closing fee, and what are the interest rates when my middle credit score is 770. And how long does it take to close it. Thank you for your responses.
  • any house bought for investment is going to require a 20% down pmt, plus another 3-6% for closing costs - that's whatteh Mtg company will require - yuo will need about $20,000 in cash and int rates won't be teh super low ones either since it is NOT for owner occupancy - hard to say exactly what they would charge - might be at least 1% higher than if you were buying to live in 770 should get one of the best possible rates you also need enough income to qualify for your existing mortgage and other debt - they will not consider any potential rent income until you have owned it as a rental property for at least 2 full years Typical rule of thumb for owner occupied is house priced at max of 3 times your annual salary, so you would need at least $25k cushion more in income over your current home value/income ratio rental market in FL is pretty bad - you may be paying that mortge yourself for awhile
  • New answer: Google the company name followed by the word (s): Scam, complaint, rip-off, review I wish I had time to do this for you. Remember that all companies have bad reviews, but if you spot 100's of other people with the same complaint as yours, you know you have a problem. All I can find is that this is a company based out of Arizona (which bothers me). Almost sounds like a subprime lender and they will always rip people off. And why they want you to do points is beyond me. --- I think I need eye drops. I gogled MTH mortgage scam. Pages of complaints. Are you a subprime borrower? Is that what is happening?
  • you have to find a bank to loan you the money and they will tell you what their closing costs are and what the required DP is. that's how people select a loan, depending on the bank's fees and requirements.
  • Are you talking, Citizens, owned by Hanover Insurance Group, or Citizens, the Florida state fund? If you're buying house insurance in Florida, CITIZENS is your ONLY choice - no one else is writing it. They are heavily underfunded - about $20B in assets, another $20B in credit lines, and $800B in insured properties. The last big hurricane to hit FL, it took them 9 - 12 months to pay the claims. But like I said, if you're talking FL, you have no other options. If it's the Hanover Group company, not a problem - but they don't write in FL.
  • If you are looking in Florida for insurance CITIZENS doesn't have to be your only option. I write home insurance all day long and I have several other companies depending on the age and location of the home. St. Johns Insurance Company, Universal Property & Casualty and Edison Insurance. Where are you located?
  • It just makes me wonder how many out here in Florida have had their electricity cut off for non payment. It breaks my heart that my friend, whose husband is even disabled has had her electric power just cut off minutes ago even after she had told FPL on the phone that tomorrow morning they would be paying because the only income coming in is through her husband's supplemental security income. She tells me she had even explained on the phone that they either suffocate in the home right now or huge two-inch roaches come flying in through the screenless windows because even though the apartment is refurbished it lacks screens everywhere and entire building is riddled with those nasty animals. Her husband had even been asking her about what any good a generator would do, but even if they had the money for it I think she's afraid to use one of those things. Ever since three years ago when things began to get really bad economically we all heard on TV that many were having the electricity cut off. Others are even stealing directly from building owners or sharing with relatives but in my friend's case I think she'll go through hell these couple of days, especially since when Florida Power & Light disconnects it takes 24 hours to get it back on.
  • Thats a shame. That company is ruthless. They had not credited my account after I had paid the bill and turned off my power. They were rude when I was calling to get it turned back on. My friend has had hers turned off many times because her family can not afford it. Good luck to your friends.
  • A couple months ago I financed a car for my little brother under my name. Unfortunately he lost his job and couldn't pay it. I cant pay it because I already have a car of my own financed. So I brought the car back to the dealership and they told me they cant take it back. So one of the Receptionist made a deal with me. We made a verbal agreement on the 2011 used dodge challenger. The agreement was that he has to pay the bill every month. Its been three months and he hasn't paid. Also I cant find him because he's changed his number and the guys at the dealership said he quit and they don't know where he lives nor have any records of his address. I think they're lying and trying to protect him. Its messing up my credit and I don't know what to do. Should I call the police and report the car stolen? What will the police say about the matter? And how well would a verbal agreement hold up in court? State of Florida by the way.
  • This is the second time you have asked this you just worded it differently. The truth is you made a very bad judgment and are now facing the consequences of your actions. Verbal agreement do not stand up in court period. You have a lot to learn about being responsible and it looks like the lesson is going to be very expensive. Good luck.
  • Gotta agree with Howard. That was dumb on your part to trust some "receptionist" at a car dealership. Report it stolen. Call the bank and let them repo it. The bank might find it before the cops do. Your credit is going to get trashed (prolly already is). The bank can repo the car, sell it at auction, and come after you for the balance on the loan. If you don't pay immediately, they can get a court order to seize your bank accounts and garnish your wages. So don't sit on this problem. Take care of it today. You can't force someone to pay for something, even if you have an agreement. The best you could hope for is a judgement in your favor, but then its on you to collect. It's not like your new friend is going to see the light and pay you back for the car. He's a scumbag. So taking him to court is a losing deal for you.
  • You must have "SUCKER" stamped on your forehead. You can't report the car stolen, because you gave the car to the guy. Your verbal agreement is worth the paper it's written on. You had no legal right to allow someone to take over the payments on YOUR car. Unfortunately, you are obligated to make these payments. Your credit is on the line, and it's you that will be sued, not your brother or the guy you gave the car to. You don't even have the collateral (the car) for the lender to repossess. You are in deep you know what.
  • If I understand this correctly you gave your car to a stranger on a verbal promise that he would make the payments. He didn't make any payments and disappeared along with the car. You probably have no proof that you even gave him the car. Go ahead and report it stolen but my guess is he took it to a chop shop so he doesn't have it anymore either. Stupidity has a price and you're in the process of paying it.
  • It's amazing the dumb things that people do when buying and selling cars. This one has to be in the Top 10. You don't have any good options. One way or another, you will pay the loan company for the car. There's a good chance the "guy" has wrecked the car or sold it to someone else, illegally of course. It might be in Mexico by now.
  • Are you fu(king kidding me??!!! You have to be the dumbest person I've seen on yahoo answers in my 4-5 years of answering questions. You, sir, are an idiot. My Lord! This makes me laugh. Take solace in the award you win though: Dumbest Person Ever To Ask a Question on Yahoo Answers. Way to go! Report it stolen is all you can do dipsh!t
  • I am a cosigner to this house with my brother. He was living there while I was away. Recently I just found out he haven't take his responsibility to pay the mortgage nor insurance and it has been vacant for more than five years. Disappointed. He is ignoring my phone calls. As a cosigner, can I still take over the very-late payments and move in to this home? I do not have any statement or information that this house is foreclosure, the recent loaner or what so ever....what should I do? I do not want to screw my debt over this house nor leave it vacant.
  • sorry as cosigner ur credit is screwed. u are lucky so far the bank hasn't chased u yet. or worse given u a 1099 for forgiven debt. THAT will wreak ur life for few years till u pay off IRS debt and penalties. if vacant 5 yrs it has been foreclosed and sold even in FL. u need to be real proactive on this. talk with a local lawyer about this so u can save up 10000s$ u may need to fix it. ask ur bro when he talks with u if u can take a term life insurance policy on him so u can get some of the money back.
  • Peter Pan runs in and around the Northeast, which includes Connecticut, District of Columbia, Delaware, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island. It does not run in or go to Florida. If you buy a bus ticket to Florida from one of the above areas it may be that you will ride a Peter Pan bus in these areas for a spell in the above areas. Unless you charter a bus or are able to find a company that caters to some very specific groups their routes are usually difficult to find or way too expensive to use. So we are left with the 'dog'! Try everything you can to avoid using Greyhound. (Riding the Dog). If the reason you want to travel on the ground is price consider some of the deals you can get plane via the internet. The reason that you will find the majority of dog riders doing so is because they don't have a credit or debit card; thus they must ride the dog (bus). They are infamously bad in every aspect. Especially in the area of customer service. They have no competition so they don't have to even be on time. Take the train (Amtrak) instead. The ticket price may be higher but they don't rip you off along the way. Wherever the 'dog' stops the merchants have jacked up prices. So, the ticket may be inexpensive but the food and drinks you buy on the way aren't. Also, there is nothing to do on the dog except sit and look out the window. This experience can be exacerbated if you are unlucky enough to sit next to some rude cell phone user. Once on the dog you are subject to the 'mood' of the driver. Whatever the driver says goes. You have no other recourse in a dispute except to sit down and shut up until you can get off the bus to use a pay phone to call someone or start using your cell phone likewise along the way.
  • I know that you are trying to save money, but the bus or train can be almost as expensive as flying these days. There are some great deals on travelocity and priceline that include hotel stays. I would be sure to check it out. We booked a week before we went to Disney last year and stayed at a 4 star hotel with flight for under $375 a person for 4 nights it was a deal!
  • To go to the 10th grade in Florida, you don't need a certain GPA. Its about how many credits you get. But to graduate, you need a certain GPA, so get it up!
  • I rather have a bachelors degree in Chemistry on the college of Tennessee. Which has a wee bit greater standards than Florida. Florida calls for a 24 on the ACT. 29 gets you an entire holiday. at the same time with your GPA my pal you're a stroll in. you may get a decrease ACT/SAT score and nonetheless get in merely confirm your around the 24 mark, if no longer greater.
  • sorry, but probably not. i would try to keep away from those things if i were you.
  • Flunk, as in put you back in the Freshman class, well, most schools are like this: NCLB, meaning No Child Left Behind, so no, they aren't flunking you. Not sure about Georgia, but I do know that in Florida you can get a "non-academic" diploma upon graduation, which isn't a good thing, I want you to know. You basically are moved up and out whether you are ready for the world or not. Try to work hard and get as much done in your first year in Georgia as you can. Consider some online courses and summer school also to get back on track before your Junior year. Best of luck to you.
  • If the state you're in now says you're tenth grade, then Georgia will probably put you in the tenth grade. However, you'll have to make up whatever credits you flunked before, and you'll need to get howevermany Georgia says you'll need to graduate.
  • In some states--AS I HAVE RECENTLY EXPLAINED YET AGAIN....community colleges will accept a special ed diploma for admission into a credit/degree program...one state is Florida)if other requirements are met). I had previously found a website listing what states would accept it, but cannot find the site again. some community colleges have open admissions and accept anyone who is at least 18--even if they don't have any type of HS certificate..so a special ed diploma would be ok as long as the student is 18 my community college does not offer GED classes. NY does not accept a special ed diploma except for the remedial/ GED classes. If you can understand this --you are a heck of a lot smarter then some people who went to college and think they know it all, but don't. Once you get the GED, you can then apply for enrollment in a degree program. A GED says you meet the minimum basic academic requirements. A special ed diploma says that you did not meet those requirements.
  • The certificate of attendance (special diploma) just says that you showed up for the required number of days and occupied space in the classroom. You don't have 'academic' credits according to your State's grade-level curriculum. You obtained attendance credits, but not academic credits. If you attempt to apply to college or a job, they will ask what degree you have previously completed. Community colleges have GED programs, but this is being admitted to a remedial/skills training program and is not 'college' credit. A GED is not a college degree. Even community organizations (churches, communty centers) are able to offer it--whereas licensing organizations are very selective about what is actually able to call themselves an "accredited college". You are not enrolled in college unless you are specifically admitted to college-level classes at a college.
  • Top Best 1. Abraham Lincoln - Hard to argue 2. George Washington - Hard to argue 3. Ronald Regan - Using new economic policies, he reduced inflation and unemployment, saving the country from a recession. 4. James Madison - Limited the role of factions (more in his federalist papers than in presidency) 5. Richard Nixon - Opened relations with China Top Worse 1. Jimmy Carter - Put us into debt and made the size of government too big. 2. Andrew Jackson - Acted as an emperor, going against the constitution and the supreme court (creating a corrupt national bank and driving the Cherokee Indians out of Florida) 3. Barack Obama - socialist (plain and simple) 4. Franklin D. Roosevelt - he takes credit for bringing this country out of the depression through his new deal policies, but when in reality, it was WWII that did that. All his policies do was augment debt. 5. William Henry Harrison - the whole dying after 1 month of being president haha
  • John F. Kennedy, Franklin Delano Roosevelt, Abraham Lincoln, Woodrow Wilson.
  • Honestly, I don't think I even KNOW that many presidents. Let's try, though, to name 10: 1. Bill Clinton 2. Barck Obama 3. George Bush, Jr. 4. George Bush, Sr. 5. Ronald Regan 6. George Washington 7. Thomas Jefferson ------Was he a president?? 8. Abraham Lincoln 9. Richard Nixon 10...... Ummmm....... Uhhhhh....... THEODORE ROOSEVELT!!!!!!
  • hmm top ten... Washington, lincoln, jefferson, madison, and both adams, reagon, bush sr, FDR, i cant think of a 10 president right now that i would name in a top (yes i can name more than 10 but a tenth one doesnt stick out) if i can cheat can i say bush jr's first term?
  • Presidents? who is that?
  • i just moved from florida to raleigh nc for my job and things are really tight for a while with all the extra expenses. I didnt take care good care of my teeth when i was younger and am paying for it now also my teeth are a little crooked not enough to notice or need braces but it does affect how things rub on my teeth. I brush and floss and rinse constantly but once damagestarts it doesnt normally stop unti somethings done. I tried getting there financing plans bu im only 20 and dont have bad credit i just have very little and cant get aproved they estimate all the work i need in the 1800-2000 dollar range is there anything I can do?
  • You can go to dental schools and have cheaper dental work done as they use you to learn. Try to find one in your area.
  • Welcome to the UNC School of Dentistry The mission of the University of North Carolina at Chapel Hill School of Dentistry is to promote the health of the people of North Carolina, the nation and the world through excellence in teaching, patient care, research and service. Information For: Prospective Students Patients (Pacientes)Current Students Alumni & Friends Faculty & Staff Dental Professionals http://www.dentistry.unc.edu/or East Carolina University School of Dental Medicine at http://www.ecu.edu/cs-dhs/dentistry/inde...The money you talk about will be more than enough, I think.....Contact them!
  • Have you tried "Charity Cars"? The family may qualify. Here are some websites -- find out how to apply & give it a shot. Can't hurt!! http://www.charity.com/indexcharitycars....http://www.autodealers.org/autodealers_0...http://www.fhit.org/charity-cars.html http://www.800charitycars.org/ Or contact 800 charity directly at 1-800-CHARITY 1-800-242-7489 info@800charitycars.org Charity Cars, Inc. 750 Miami Springs Drive Longwood, Florida 32779 http://cityteam.org/news/show_news.php?i... (religious ministry) http://www.justgive.org/html/ways/ways7.... http://www.carangel.org/ [EDIT] Jenu -- "confirm" your e-mail address. When you signed up for Yahoo!Answers, they send you an e-mail. There is a link in it that you must click on -- they need to know you have a legitimate address. No one can respond to your e-mail unitl you do. I tried to answer your e-mail... "I gave that same info to another person -- and she got a car rather quickly. Her life also turned around quickly & she wanted to donate it back. I am wishing you the same success!! (I'll say a little prayer too!!) Hope it all works out!! Clar"
  • I think your kinda asking the impossible when you want 0 down
  • i live in florida and my fiance and i moved in together and we didn't even last a a week after moving in. we have broken off the engagment and in a way im glad this happened now. my problem is how do we break the lease? whats going to happen and all that stuff? i feel bad cuz our land lady and land lord are really nice. my mom said just come home and don't worry about it tonight (last night) ne help would be awsome. ps they cashed our 1st rent's check and deposit already if that means anything.
  • Florida is THE worse state to break a lease in. Their laws are structured to hold the tenants liable for the entire lease. This means that the landlord does NOT have to mitigate his damages by finding a replacement tenant. He can just sit back and collect rent from you for the duration of the lease. If you fail to pay each month...he can sue your for the entire amount of the lease. He can then garnish your wages, levy your bank accounts, seize your IRS returns and place liens on any property you own (car/home) for the next 10-20 years. Talk to your landlord. Try to work something out. You do not want this on your credit report for the next 10-20 years.
  • The best bet is to check with the managers or owners. Usually there are options if you need to break a lease. One you might have to pay a hefty fee for wanting out, plus a couple months rent. Also, that might offer a lease break form. This is when you agree that they keep your security deposit and they try to find someone else to rent the unit, then you would be free and clear. It's best to talk to them. You can also see if you can have her removed from the lease, or vise verse, the form would have to be notarized and then returned to your landlord. See what you can work out. Best of luck to you and sorry about your break-up.
  • You said that the land lady and lord are nice, try talking to them and tell it straight on what happened. As to the electric bill and cable, The same thing too, talk to the companies and maybe they have a solution to it as this is not the first thing that happened. Yes you have a big problem, but there are solutions to it. When God closes a door, there is always a opened window for us. It is not always dark in the tunnel, as they say, there is a light at the end.
  • You are obligated to pay the rent until the lease expires. As for the power and cable, call and cancel them.
  • Al Gore had a nationwide lead of 537,179 popular votes. Gore’s nationwide lead was larger than, for example, Nixon’s lead of 510,314 in 1968 and Kennedy’s lead of 118,574 in 1960. The closeness of the 2000 presidential election was an artificial crisis manufactured by Florida’s use of the statewide winner-take-all system. No one would even have considered a recount in 2000 if the nationwide popular vote had controlled the outcome. No one would have cared whether Bush did, or did not, carry Florida by 537 popular votes.
  • Great idea, although you'll have to be more specific about a few things. Namely: Geography: as in where do you want to buy in the US? Return on investment. As in what rate of return on investment are you looking for? 1% or 100%? Familiar yourself with local tenancy laws, as tenants have lots of rights. Also, what is your price range that you are looking at? Don't be afraid to go ridiculously low. The worst that could happen is that your offer will be rejected or sent back with a counter offer. You could probably pick up the entire state of Florida for a real bargain price, although, Jeb Bush would have something to say about that. lol. If you have good credit, shop around and play one lender off against the other for the best deal going. You might be surprised on how much a lender might want to "shave" off the going rate in return for your business. Also, you may want to rent out your house or condo for a base rent + utilities. This forces the tenants to keep an eye on the utilities, because their paying for it. If its inclusive, watch out, because tenants will leave lights on, doors open during the heating/cooling season without a second thought about the utilities. Worst of all, YOUR paying for it out of the rent. Most importantly, who is going to looking after the maintenance of the property? Tenants don't take of nothing! Their tenants, not owners. Check with the local condo by-laws to see if indeed you can rent out the condo. Condo by-laws are most certainly enforceable in court. I.e., no smoking in the condo means the tenants have to smoke outside the unit and the condo building. Otherwise you might get a nasty registered letter from the condo board of directors telling you so. Finally, check the references of your prospective tenants. An ounce of prevention is worth a pound of cure. Happy house hunting!! :-))
  • I idea of FEMA isn't bad. Its the screening process that needs fine tuning. Working in the insurance field. You see alot of abuse and fraud.I dealt personally with Katrina victims and many will over state their claim and others have a legit claim. How do we know that fraud isn't happening. WE DON'T. But there is safe guards set up in the organization that will show the rats. Take Florida for instance.They have a wonderful system designed. FEMA functions good in Florida but Louisiana needs to reconstruct their organization.
  • Criminal actions require criminal prosecution. When this doesn't happen the criminals continue to commit crimes. Hey "Brand X", no-bid contracts aren't an abuse. They're almost always appropriate for small jobs or emergencies, AND when there's only one company willing and qualified to perform the job. No one questioned using Red Adair to stop the oilwell fires that Saddam started in Kuwait. No one questions Fluor Corp and others being used in Iraq and Afghanistan, not even Perini Corp (Democrat Dianne Feinstien, on the Senate Appropriations Committee, influences what contracts go to Perini, her husband's company). Everyone talks about Halliburton (even though Dick Cheney left Halliburton when he took office, and put his holdings into a blind trust, some of it for disbursement to charity) because it's a nice excuse to bash the administration.
  • because they were abused. They were used to buy luxury items instead of necessities for living. Handing out cash to the extremely poor is never a good idea. Providing them with what they need to survive is a better idea.
  • Every govt expenditure is subject to abuse (like no bid contracts). It's just a matter of politics as to which ones get scrutinized.
  • As long as man exist there will always be those who try to cheat/beat "the system". Its best that "the system" constantly strive to be ahead as its the publics money that is being bilked.
  • FEMA is a joke,talk about homeland security that did not see the levee could break
  • Well the transition was easy for most. They were just assigned different things to buy.
  • cuz people r always looking out for a scam, its the same around the world
  • answering this question will cost 10 points
  • yes, there are too many scumbags who will abuse that money.
  • I'm a new customer trying to set up Comcast at my new house. Comcast is the ONLY provider in that area, so I have no other choice. I've talked to THREE representatives trying to set up an account, all three telling me different things: Rep 1. Previous owner of the house doesn't have cancellation scheduled until the the 13th, can't fully set up your account until then. Rep 2. Previous owner of the house hasn't scheduled a cancellation, will set up your account anyway and have a rep call you within 48 hours to schedule an installation. Installation fee will be $35. (never called) Rep 3. Previous owner of the house still has an active account. We can't get you service until the previous owner has cancelled service. *Looks up my information* Looks like you don't have an account at all. I'll set you up one and have a rep come out in a week to set it up. Installation fee will be $65. I've been trying to get internet for a week! The previous owner HIMSELF told me he cancelled his account, and the first rep accurately told me the date of cancellation. So I waited until the closing date to set up the account so his service will have cancelled and I'm told he never cancelled! *fumes* How can three reps all tell me different things, all with different prices!!! Is service is this bad setting up an account, I can only imagine how awful their customer support is. How does Comcast get away with being so AWFUL?
  • They get away with it because they have a virtual monopoly. (Comcast has a presence here in Seattle as well. They are not my favorite either. I've been a customer of theirs before.) It's the same in Seattle, Washington, USA where I live. We have this 'company' called 'Century Link' (formerly Qwest, formerly something else, etc.) I don't know why cities allow ONE company to have a monopoly on things like internet service. I've been getting the 'runaround' from Century Link regarding internet service. I have it, and am thankful for it, but the quoted prices are all over the place, just as in your post. One guy said it would be $30 a month ... then the first bill was for $150 (?!?!?) ... then another 'rep' gave me a $54 credit on the bill ... then they wanted me to send in some paperwork to reduce my monthly bill. So I did that. Where did I have to mail it to? FLORIDA ! Clear across the country. Then they called me and said I need to give them more information (even though I filled out the prior paperwork exactly according to the instructions). It's just corporate America (greed) these days, I guess. Congress doesn't care about your and my problems ~ Congress members only 'work' like 120 days a year. The rest is vacation time for them. They are the 'power elite', the 1%. They vote themselves a raise each year as the first order of business and then go on vacation. (And start another decade long war ~ well, without actually declaring war. Looks like the USA is going back to Iraq. Makes the military-industrial corporations like Halliburton really happy. $$$)
  • I would look for a private owner selling their vehicle. I went to their website and it looks REALLY cheesy. Sounds like the sleezy buy here pay here places. Find a friend that knows a little bit about cars (preferably a guy) and start looking at Craigslist, the newspaper, car ad's in Auto Trader magazines, etc. I looked at their website and their car's seem to be WAY overpriced compared to their blue book or NADA value. I have seen these places before. They offer to give you a loan because you have bad credit, but they jack up the price of the car and the interest rate so you end up paying almost twice what the car is worth. That is how people get upside down on their cars (Owing more than the car is worth).
  • PLEASE does anyone out there have a rent to own in Pinellas County Florida. We are living with my husbands sister, she os OBNOXIOUS, she weighs about 250 pounds, walks around in just a shirt, no underpants, when she bends over, UG!!!! we have 2 children, they are probably scarred for life. She leaves nasty stains where she sits and cusses constantly, she cusses so much my 9 year old started crying. That is just the tip of the iceburg. Our credit is bad, but my husband and I both have decent jobs. We are looking for something in the $800.00 to $1000.00 a month range.
  • I would post an ad onto Craig's list.
  • I am 16, i live in florida. And here is the story. I was going over the bridge, it was 45, and the cop said I was going 80. (Please don't leave comments saying things that like "you're screwed") and I was going up the bridge, I knew I was speeding, but I didn't really know I was going that fast because there were no cars around me, and then I look at the speedometer, and it was around 70. and at the top of the bridge I just let the car go down by itself, and I start to break going down the bridge, and a state trooper is behind me. I tell him i am so sorry, that i understand i did wrong and I have never gotten in trouble before. He said he should take me to jail, and he ended up saying I have to go to court. I thankedhim. but now I don't know what to say to the judge, and make my case look better. I can't really afford an attorney. And i understand it was my fault, Im justnot a bad kid and it was a stupid little mistake, i just wanted to go play soccer with my friends and the speeding lasted for no more than 30 seconds. Please give me your stories, or anything useful.
  • If this is your first offense, you might be ordered to go to a 4 hour driver safety class. If you pass the class, you would get a 4 point credit on your license and no mark will go on your record. You will have to pay the fee for the class though.
  • Good news is that you didnt get arrested. Bad news is the cop probably cited your for Reckless Driving. Did he? See, if you speeding in most states if it is 20-23 mph over the speed limit that is considered Reckless Driving. So, you will probably get your license suspended for 6 months, pay a BIG FINE, and maybe get some community service. Just explain to the judge what happened. The only thing is I doubt he will knock down the speed on your ticket because usually if 20 mph over is reckless driving and you were doing 23-25 mph over they will usually knock it down so that you dont get your license taken away. But, in your case your were going over by about 30-35 mph. Honestly, if you can afford a lawyer get one! They will talk to the prosecuting attorney and see if you can plead guilty to a lesser offense being its your first mistake. That way your license wont get taken away and it will just be points on your license. Remember, nobody is perfect and mistakes happen. I wish you the best of luck
  • Inexperienced driver, almost twice the speed limit. Big problem! The judge is probably going to hit you with the maximum fine and probably suspend your license. Go to court ... see what the judge thinks of the situation, who knows? I could be wrong and the judge might consider this "just a little mistake"! I would have another driver with you when you go to court ... you may not be able to legally drive after the case is heard.
  • Whatever story you make up to tell the judge he is going to ask you a question. He is going to say "are you aware how many people you could have killed including yourself by going 80 mph in a 45 zone?" That is not a mistake. Its a wanton disregard for the law and its the first time you were caught.
  • normally there are 2 alternatives, there should be a number on the ticket you can call and ask the person how much it is, normally you can pay it and be on your marry way, ask them if its a must, that you have to go to court. i have got plenty of speeding tickets and ive never had to go to court. in oklahoma the highest speeding ticket i got was 255 bucks. its expensive. but its that or go to court and pay the court cost. no you dnt need an attorney. just go and sit when they call your name step fwd and the judge will discuss it with you. you cant prove the officer wrong so just plead guilty and get it over with. hope ive been of some help. good luck.
  • I'm currently 19, but have been planning to move to Florida when I turn 24. I have been wanting to do this since I was very young, so I know it's what I want. Currently, I live in Central New Jersey. (In a pretty good, almost country area) I am going to school to become a Cosmetologist, so I'm aiming towards working in a Salon or Spa as either a hair dresser or Esthetician, so I'm suuuure I can find SOME kind of work in Florida. I already have some credit built up and am working on putting money away for the move. I do have family in Tampa and Jacksonville, but I'm not really concerned about being close to them. I am absolutely in love with Orlando, and have wanted to move there for the LONGEST time, but I am a little concerned about actually living there. Does anybody know a good area for me to move to? Tips? Thank you<3
  • I would rule out Tampa because the economy is in bad shape there. It might behoove you to look into somewhere in the Greater Miami Area or stay put in New Jersey for a couple of years when the economy comes back around.
  • As a Flyers fan i realize why they traded Richards and Carter. They didn't do anything when it mattered and didn't go about it in the right way (attitude, talking to press, etc.) We now have a stud goalie, already had arguably the best defense in the league, and now have a better than average offense. Giroux, JVR, Briere, Hartnell, Versteeg....and then a lot of strong 3rd and 4th line guys like talbot, betts, voracek, nodl.
  • Probably because they shook up the entire team in the span of a week. I think trading both Richards and Carter was very risky, though I do like the additions of Simmonds and Schenn. They broke the bank for Bryzgalov who really disappointed against Detroit in the playoffs this year. Yes, they needed a money goaltender but is this the right man for the job (and did they have to pay him quite so much)? They do have a lot of depth at forward but you need to know that Versteeg was traded to Florida for a couple of draft picks and Leino signed with Buffalo. I want to give some credit to Holmgren for bravely rolling the dice they way he did, but I definitely think he overstepped it when he signed old man Jagr to an absurd $3.3 million contract. If some of the other moves don't come back to bite the Flyers, that one certainly will.
  • i've got seen that on right here some circumstances. I have no theory what company she is affiated with, yet she must be seen as Disney as a results of fact human beings think of that any youthful celebrity, who's healthful and purely somewhat corny must be a factor of the Mouse domicile.
  • Well I will only be able to tell until the season starts
  • I'm a senior in high school, and I will be graduating in May this year. Just out of curiosity I had to ask; I don't need anymore classes to graduate, I have all of my credits, I could've graduated early if I wanted to. The only thing I'm not too happy about is my GPA, I've slacked in school and my GPA isn't Top-Notch, get this kid into college level learning. I mean I understand all of the work and everything it's just I made the bad mistake in letting my grades say otherwise. So if I were to sign up to take classes over again, or extra classes I've never gotten the chance to take in my school like Pre-Cal and Cal, would it be too late, would I not be able to graduate because I'm still re-taking a class, or what?
  • Once you have graduated, you can't take classes on Florida Virtual School. The best thing that you can do now is to go to community college if your grades and classes are not good enough to get into a 4 year college.
  • you will possibly desire to actual call the college formerly she finishes because of the fact they won't. because of the fact, some colleges are no longer approved, so once you graduate you will possibly be able to desire to no longer even get a intense college degree, yet a chunk of paper that asserts "I, John Doe, have performed <insert what share days of school mandatory in the college 365 days>." additionally, some colleges will in simple terms settle for approved intense college DIPLOMAS, particularly the fairly reliable ones
  • Major tickets, criminal record, lawsuits, credit checks, education, military, and past employers. Some are looking if you have a facebook or myspace account. The government might talk to your neighbors and teachers. Just about anything except your medical care is private. If you do have something bad you should tell them about it and try to get a waiver.
  • This really can't be answered since every employer does what they want for a background. There are going to be some basic things looked at that most all employers will do. It also depends if you are talking about law enforcement agencies or private employers. The best way to pass? Answer the questions honestly then you don't have to worry about what they are going to find right? It seems to me these type of questions are asked because there is something you want to hide and want to make sure that someone isn't going to find out.
  • State courtroom web content many times have a seek engine for previous criminal costs, yet you may would desire to navigate those web content somewhat on the grounds that they could be somewhat complicated. try intercourse criminal registries, too. you may google the persons call to boot, yet you will get all people that has a similar call so as that is form of confusing. keep in mind, the courtroom and intercourse criminal web content exist state via state, i don't know in the adventure that your state has it. it would purely be greater effectual to pay the $40.00, in spite of the shown fact that and get something somewhat greater thurough
  • They check to see if you have ever been bankrupt they also check for past employment problems, how often you change jobs, and yes education.
  • They take your application and verify the information as well as check for arrests, convictions and judgements
  • honesty issues
  • In my experiece after living in Central Florida for 25 years very few Daytona area resorts are nice. They are all dumps in my opinion unless you are staying at a nationally known 4 star resort. Here are some of the worst of the reviews. This property is so old and outdated. The rooms smelled like mildew and my wife was sickened by the condoms left in the bathroom. Tiny roaches everywhere. We stayed about 45 minutes and only due to I was on the phone raising cane about the photo's vs accomodations and that the room smelled like an old bar. The property is old and weathered. It is next to an abandonded hotel, which is home to vegerants. The mini mall across the street burnded down on Labor Day and has not yet been grounded. After having reservations for over 3 months for a 2 bedroom suite, we got there and they told us that they overbook and do not have a room for us and that was a day after they called and asked if we needed anything when we got there. No appology. When I checked into my room, there was a burn mark in the carpet. This did not bother me very much, as I was planning on spending most of the time on the beach with my family. However, when I got home from my trip, I noticed an extra $575 charge on my credit card from the hotel. I called and talked to John Betros, the general manager, and he accused me of personally causing the burn mark in the carpet. He was extremely rude to me, and treated me like a criminal. He refused to even acknowledge the possibility that the burn was caused by a previous tenant, or a member of the hotel staff. He has refused to give me a refund. I would never stay at this hotel again. On the positive side here are a few of the good reviews. recently stayed a week at the Daytona Beach Regency and I was pleased with just about everything. The room was very nice. Had all good updated appliances and cookware. The only negative was the room could have been cleaner. The bathtubs looked they had barely been cleaned. The hallways had a smell to them. (yes, this is a POSITIVE review) Stayed at the Beach Regency for Labor Day week. The staff was very attentive and responded to all our needs. This is a very nice small family atmosphere Hotel. The 2 bedroom lock-out was very nice but the only problem was the pigeons on the balcony. We had to have the maintenance guy come and clean the chairs and floor. The pigeons were still frequent visitors during the week. Too bad because I love to sit on the balcony, from the bedrooms and balcony but the feathers and poop made me shy away from the balcony. (another POSITIVE review) I booked the room and when I drove up to the condo I wanted to cry because it looked old and in need of outside repair. But when I got inside I was really surprised. Lobby was very nice and check in was quick and simple...then on to the condo. Even being older they were very nice and clean...with new appliances. Bath could be updated...(another review that was positive.) I stayed here with my parents for 1 week and never had any problems whatsoever. The hotel is a bit dated, but most of the condo units are very nice.
  • there are somewhat some web content which you would be able to seek which will probable instruct you excellent inns on the perfect expenditures attainable. look into the internet website BookMe and you have the skill to check expenditures on each and all the respected shuttle web content in purely a pair minutes. this is totally handy and could shop you a gaggle of time and cash. additionally, verify you purchase them online... otherwise they fee lots greater expenses for telephone orders. stable success.
  • Just wondering if anyone has had any experience with this company, I ordered from them and am starting to think maybe I shouldn't have. Its taken an extremely long time to get my order and their excuses don't hold water. If anyone from them is reading this I am getting ready to "pull the pin" and contact my credit card company and you can take your pretty tires and shove them where the sun doesn't shine.
  • You might want to contact the attorney general of your state and possibly Florida as well. I've had my own problems with the airfreetires company. I've sent them emails and placed phone calls. The automated helpdesk that gives info on my order doesn't work anymore. Airfreetires says they'll contact you if there is a shipping delay, but they haven't bothered to return any of my inquires. I'm starting a website, airfreetires.googlepages.... I'm hoping that we can bring this bad business behavior to the attention of the public and possibly the appropriate legal authorities. Checking the web, airfreetires seems to have a long, very unsavory reputation. Maybe it's time for the public to know whats going on.
  • I am in a very bad situation right now....I am working for Disney and I was evicted from my apartment and I left there because of growing Violence, theft, and craziness. I am striving to try to stay on course to fly and visit my fiance in the Philippines. Right now my credit score, my eviction, and when I got down close over the bridge in Saint Petersburg area my car gave out and was dead. I am now without a car, and trying to find a roommate on Disney HUB, and trying to find a way to break the news to my father. I am not happy and my father will blow his top off about the car. What to do...I wish I could save myself from oblivion...what to do...I am trying to survive out in Florida...no one has told me where to live nor place that would be safe. I am always trying to seek help and saving my relationship with my fiance...I known her for over 13 years. My life is becoming hell and thought about ending it right there...But very confused and depressed right now.
  • Ring your dad , he will understand , we all get in scrapes throughout our lives I am sure your dad has too
  • If you destroyed your car over something so simple as not putting oil in the engine you really ARE stupid. For lack of a can of oil, you destroyed your car. Geesh, do us a favour and go get sterilised now, before you have any (more?) kids. Your genes, in a darwinian sense, should NOT be passed along to a new generation.
  • Your question is full of doom and gloom . Start thinking positive and stop being a loser.There are millions worse off than you. You are young fit and have a life in front of you . Next time you read of someone dying of cancer say to yourself "there but for the grace of God go I" Nobody is going to help you. You must help yourself
  • happened basically up the line from me. the section is very well-known with families walking and enjoying the nation-state. that is such a tragedy and we are all bowled over. The police are not announcing something approximately it. even even though it could seem that the daddy has tried to kill himself besides even although the police arrived and have been given him to wellness facility in time.
  • From now on keep this in mind, always check your oil stick at least once a week....ok. All the other fluids too. Radiator, brake fluid, power steering fluid, tranny fluid. You put yourself in this situation. Be a man or big girl, and get yourself out of it.
  • Stop worrying about your Dad & solve your own problems. Tighten your belt and get a bicycle and go for it or take the bus. Do what YOU have to do and don't rely on your Dad. P
  • Try honesty
  • Keep on trucking Homey!!
  • runaway, there's no hope.
  • It's cheaper to live in the outskirts of Major Cities. We lived in Kissimmee a town right next to Orlando and for two beds/ 2 bath the rent was $650 and it included basic cable. Another girl who I worked with lived in Orlando paid $750 for 1 bed/1bath The major cities are were most of the jobs at also because of tourism. If you have the experience it would make it easier to find a job and there are transportation going everywhere. You guys are right out of high school so there won't be any really good paying jobs. Orlando has plenty of jobs and I heard in Miami some places won't hire you unless you're good looking. I live in Panama City now, which is in Northwest FL and there aren't many jobs and a lot of them are near the beach. Most of them also only hire really pretty girls or guys ( I don't want to fall into that category). Some places require a credit score or won't let you live there unless you meet a specific monthly income in both Orlando area and Panama City. The rent here isn't that bad but the apartments aren't in the best shapes. Try moving to outskirts of big cities because you won't be so far away from everything. Miami has pretty good schools but most of them are a bit more expensive...I applied to two and the annual tuition was 29k for one and 20k for the other. You can try attending a community college which will save you some money and sometimes area universities have partnerships with them that the com. coll. students can attend there school after wards. I have to warn you though even if you live in a major city you will have to spend a lot of money in transportation.
  • I moved from Ohio to Florida about 14 years ago and I think it's cheaper to live here. We have no State tax, we have a homestead exemption on our homes, (meaning we don't have to pay taxes on the first 25K of our home) and our sales tax is 1% cheaper than Ohio. (at least the area I live in) There are dollar menu's at fast food restaurants, and the food is really no more expensive than it is up there. We have great weather, so growing a garden year round is easy to do so that can cut down on your grocery expenses. My parents still live in Ohio and we were discussing this very issue yesterday. My mom seems to think things here are so much more money but in reality my parents would save money by moving here. We don't have to run our heat 4- 6 month out of the year like people in Ohio do, and there's months where we don't need to run our heat or AC. This overall lowers your bills. The job market does suck though. That's my only real complaint. If you are lucky enough to find a job then they don't pay you what you are worth. I'm self employed and my husband works for a well known company in our area. We are lucky because his job is full time so we are eligible for medical benefits through his employer. This isn't the case with most. Most of the time you'll only find part time work unless you have a specialized degree. (which he does) I live on the opposite side of Tampa, so I'm not sure how much housing is there. I also don't know about the job market in that area. My best piece of advice would be to make a trip down here to the area you are thinking about moving to and look around. Look at the house prices, jobs available, etc. I was very fortunate I already had a good paying job lined up before I moved here. It's not an easy thing to do, but 14 years ago the job market and economy wasn't as bad.
  • I am having my 2nd child in early April. I will collect 2 weeks of vacation pay from my work & thats it. They do not have ANY maternity benefits. I plan on being out of work for 4-12 weeks (depnding on $). I will return to the same job. Will the state have any sort of benefits that they will offer so I can stay home longer? My husband will still be working but we will be taking a huge pay cut for me not to work-about 1/2. We make about $60,000 annually together. We have been working on getting ourselves out of debt so we dont have much $ saved, ontop of that we just had to buy a car (our old 1991 nissan finally called it quits). What do you think, will the state offer any sort of "unemployment" benefits? I know we dont qualify for WIC or anything like that because out income it too high.
  • The only benefit you could get is short-term disability if your employer offers it, but you would have had to have been signed up before pregnant. And if you do have it, it is usually only 60% of your pay and lasts until you are released from your doctor (6 weeks). With my first child (I live in FL, too), I only got the sick/vacation time I had saved up and then I went without pay for the rest of the 12 weeks I was off. You aren't unemployed, technically, because under FMLA you are taking your 12 weeks of unpaid time and your employer is holding your position for that time. I checked with my employer on all of the details this time, so I made sure I had short-term disability so that I'll have some income. Good luck! Maybe you can check into a home-equity line of credit or something if you own a home. This is the worst part of having a baby, not great maternity leave benefits. I hope it all works out for you.
  • Maternity Leave In Florida
  • RE: state of FLORIDA, maternity leave & no pay? I am having my 2nd child in early April. I will collect 2 weeks of vacation pay from my work & thats it. They do not have ANY maternity benefits. I plan on being out of work for 4-12 weeks (depnding on $). I will return to the same job. Will the state have any sort of benefits that they will offer...
  • In most all states the only regulation there is to maternity leave is that you can have up to 6 weeks but it does not have to paid.
  • I feel helpless right now. I work full time and go to school full time. Even though my parents agreed to pay my tuition until I graduated they decided 21 was a good age to cut me off completely. I am in my 3rd year of college with good academic standing. I have no family or friends that I could or would ask to co-sign a loan. Here is the unfortunate part even though my parents cut me off they still claim me as a dependent to gain money off me so I still have to claim them on my FASFA. They make to much for me to not qualify for any financial aid at all. I do not have bad credit and I pay all my bills on time but I do not ,even full-time, make more then 1100 a month which in getting a loan is a down fall. Between rent, insurance, utilities and books that is obviously more then I make. I need to find a loan that I can get with out a cosigner or am I just royally screwed to say the least? Financial Aid office at my school will not give me the time of day to help me.
  • BTW yes claiming has every baring whether they are on my FASFA read carefully if they do not claim me I claim them on my FASFA but that has no baring on whether I qualify for Fin Aid. 7500 for school that barely covers classes unless I go to Community College which I am way past that. Who are you to lecture me I need a loan to pay for school I asked if there were any out there. My parents have plenty of means to help me they just choose to put a pool in there home instead and pay 2000 dollars a month for my little sis to go to acting school. I am not ask for any hand outs I want to sign a loan so I don't have to drop classes and I can finish my education.
  • Your parents claiming you on their taxes has no bearing on weather or not you have to put them on your fafsa. Until you are 24, married, have kids you support, earn a bachelors degree or a few more rare things their info has to be included. It is not true that you do "not qualify for any financial aid" because EVERYONE does in the form of low interest federal student loans that do NOT require a cosigner. If you are classified as a Junior (over 90 hours) you can borrow up to 7,500 a YEAR in federal stafford loans. THis is plenty and if its not, you need to either find a cheaper school or find a way to cut your expenses. Perhaps your parents can't afford to help you monetarily, but can help you in other ways like giving you a free place to live. If that isn't an option, get a roommate, or two, or three, or four. Ditch the cell phone, all non-essentials like internet, computer, sell everything you own and buy a bicycle or whoever else that might be appropriate in your situation depending on your circumstances. THe fin aid office needs to be TOLD you are interested in student loans, you probably indicated you were NOT interested in them when you did your fafsa and so they aren't even offering them to you. Go back and tell them you want them. They will give you a master promissory note to sign and viola!! Money sent to your school to help you pay for it!! Good luck
  • I live in South Florida. I stopped paying my mortgage about 3 months ago. I have heard that because of the HUGE amount of foreclosures and budget cuts that are affecting the courts here in South Florida, that the wait time for a foreclosure in the court is appx 9 months. I don't want the HOA to send me to collections after all is said and done for unpaid HOA fee's. My question is when does the bank actually take ownership ?? And is that the point I should stop paying the HOA fees ? How do I know when this happens. Thanks for all the help ! I appreciate it.
  • I beleive that you can stop paying it now because you are going to forecloser meaning thats not no longer your house your credit will go bad for at least 2 to 3 years after it will get fixed thye will be calling you for money but you can tell them to stop if they dont stop you can sue them. good luck/..
  • FORECLOSURE BILL pending ....for now; Buy your home back from the bank NOW! at half the current loan amount. Watch the news...these banks wont tell you this but almost all loans held by lenders are reserved. That means they are worthless. So bank wont tell you they will take 50 cents on the dollar. they cannot. BUT THEY WILL, OH YES.....My friend - I spent 10 years on the secondary market and played hardball with people like you while I tried to get you to make an offer...any offer...DO YOU HEAR ME! So wake up. Fight damn it. Tommorrow is not an option. save your home and save your future. the lender is crying, beggin, pleading with you to find a way out.an option, anything to allow you to keep the home. most lose there home to foreclosure while a few know the secret to saving their home. . .where there is a will there is a way. Find the way www.borrowerhotline.com
  • Well, if you walked into the bank and handed them the keys, it would be almost immediate. But defaulting and then waiting is not smart.
  • I can't stand Florida. They make my Bulldogs look bad. I can't stand the Celtics cause they have a history of dominating my Hawks. It just is and this is just how I feel. I will give this kid a lot of credit for being a really tough football player. He is the leader on his team and if you watch him when he gets tackled he always tries to get the extra yard, foot or inch. This young man is tough and I like that in football players. Do you agree or disagree? Be honest. Thumbs up and Thanks for all answers
  • Agree 100% Tebow is tough and this coming from a Bama fan ROLL TIDE!
  • If he tries that in the NFL he is going to get his clocked cleaned
  • I got admitted to the University of Florida for the fall 2011 term. The cost of attendance is $19,856, my EFC is $658 so my financial need is $19,198. As of now I've got a Pell Grant of $4,900 and a Sub Fed Loan of $5,500 that makes $10,400. They told me that the Unsub Loans will be processed in mid June and I have the right to $7,000 more since I am independent. That leaves me $1,798 short. I have bad credit but my mother is willing to serve me as a co-signer to a loan. Is this the best way to meet my financial need? Any suggestions please.
  • Well not to be the bear of bad news but when I looked at unsubsidized loans the rates were SO high. like 10% and those accumulate overtime horribly.. So I asked a relative to lend me the money and now I have to pay them back. Then there's next semester, and the next so I'm planning on switching schools because I finally realized that I can't keep up with the payments unless I get a job
  • It all depends on how good or bad your credit is.
  • DEPENDS ON YOU JOB, YEARS AT CURRENT JOB, CREDIT HISTORY, DOWN PAYMENT AND DRIVING RECORD THAT WILL EFFECT YOUR INSURANCE RATES.
  • RACE bikes dont need payments, they are owned in full. Try the street bike section for street advice. You will find the street bike section under Transport. Good look.
  • Facts continue to enrage conservatives ... But don't worry ... having blamed all the bad news on Obama, they'll take credit for the good news themselves ...
  • That is the biggest weasel statement one could make...the economy could gain 10 jobs a month for a year, and you could say, "we've had consistent job growth for the past year". The simple truth is the economy has been stagnant as a result of over-regulation, stop denying it you dumb libs.
  • The jobs "created" are fewer than the new entrants to the work force. Therefore, although we are moving forward, we are falling behind the need.
  • Neither you or your liberal Democrat buddies are having any success with the faux job creation crap. Give it a rest.
  • ok Class are we ready to learn basic math??? Jobs created minus Jobs Lost equals the real number........... which ends up to be.......... A MINUS duh huh duh huh (the exception is when all those construction and seasonal jobs start back) then the administration will take credit for the weather)
  • Hello so I am currently living in Massachusetts and I am a freshmen in college and I finally decided I wanted to become a police officer. I know a couple people in Law Enforcement/Criminal Justice and I was wondering how I can get started on this. I honestly do not know much and an information will be helpful. Mainly I want to know how I can become a police officer in FL even though I live in MA now
  • Requirements to become a police officer vary and how you become a police officer varies depending on the police department. Visit the websites of the police departments that you might be interested in working for. Police department websites often provide information about their applicant requirements, about how to apply, and about their hiring process. Some relatively common minimum requirements include having at least a high school diploma or ged, being a citizen, being at least 21 years old, having a valid driver's license, and having no felony convictions. Some relatively common steps in hiring processes include application, written test, physical fitness test, interview, drug test, medical examination, and background investigation. Some police departments will hire you, and then send you to the police academy. In this case, you would already have a job and be paid while attending the academy. Some departments require applicants to have already completed police academy training before being hired. In this case, you have to apply to attend an academy, and if accepted, pay tuition to attend in hopes of getting hired after you graduate. Many academies are run by or through colleges or universities. It is great that you are in college. Getting a degree is one of the best things that you can do. Many departments require or prefer applicants to have college. Having a degree could help you get hired with some departments. Some departments pay their officers more if they have a degree. Having a degree could also help you get promoted during your career. Choose a major that interests you, that is marketable, and that could be useful for police work. There are many good majors for police officers and people that want to become police officers. Accounting, communications, computer science, a foreign language, and psychology are some examples. Whatever major you choose, make the most of your time and money in college. Get the highest grade point average that you can, participate in a couple extracurricular activities, get a good internship, and do some regular volunteer work. Knowing Spanish could benefit you. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, and become as physically fit as you can. Consider local, state, and federal jobs. How well you do on written tests and during interviews can be very important when trying to get police officer jobs. Make sure to prepare for any tests and interviews. Best of luck!
  • Ask your friends in law enforcement how to do it. The laws and qualifications vary from state to state.
  • Return check fees are amount of check plus a return check charge. Usually it is for instance: under $50 $25.00. I know some businesses that charge up to $75.00 if the bank returns a check for insufficient funds. Plus: The person who issues the worthless checks may be prosecuted under Chapter 832 of the Florida Statutes. Here is a legal brief regarding the situation. Have you ever seen such a long sentence??? LOL A person is presumed to have the intent to defraud or knowledge of insufficient funds in the drawee bank unless he or she, or someone for him or her, have paid the holder of the worthless check the face amount of the check, together with a service charge not to exceed the service fees authorized under Section 832.08(5) of the Florida Statutes or an amount of up to 5 percent of the face amount of the check, whichever is greater, within 7 days after receiving written notice that such check has not been paid to the holder thereof, and bank fees incurred by the holder. (Section 832.07.) This penalty does not apply to any check when the payee or holder knows or has been expressly notified prior to the drawing or uttering of the check, or has reason to believe, that the maker did not have on deposit or to the maker's credit with the drawee sufficient funds to ensure payment, nor does this apply to any postdated check. (Section 832.05(2)(a).) Anyway, good luck...
  • You can only charge $30 for each check. You must submit the check THREE TIMES before you can even bill for the fee.
  • No not all. Some times they will require a higher deposit. Make sure you go through a trusted website and that you deal with one person that way your card does not get charged multiple times.
  • Not really depending on the type of terms.. Some bookings will directly debit the card of the room rates. Others just use the card as a verification. Besides Hotel.com you can scout around for better rates. It varies tremendously. A comparison tool is www.bestResortAsia.com I use that alot just to check out what's the current rates
  • I'm a Cubs fan so I grew up watching Girardi and always thought even back then he would make a great manager someday. The guy was just a baseball smart guy who new what to do to get the job done. He obviously knows what he's doing, as he proved with the Florida Marlins a few years ago. The team he was handed wasn't very good and he had a great season with them, far better then most expected him to have with that team. So is it really Girardi's fault? I place the blame on the players, they're the one's that need to perform, all Girardi can do is make the right moves and hope his guys can get the job done (which they haven't been able to do). This is the sort of thing that happens when you put that many overpaid ego's on the same team.
  • I agree that Girardi is not the one to blame, but having said that I must also say this. The team he had here in Florida was a good team, look at them now... 1st place beating up on the D-backs who are the best team in baseball right now, and just gave Webb his first loss. These are the same guys, and I credit much of their sucess now to Joe and the molding he was able to do in just a year.
  • I don't blame Girardi for the teams slow start. Just look at their track record they're 21-25 this year, 07 they where 20-23, 06 24-19, and 05 22-21. They are a slow starting team, now if the team hasn't turned it by the all star brake then I'll start worrying and putting some blame on the shoulders of the manager. But I think the team will right themselves by mid June and start creeping up on the Sox.
  • I'm a Yankee fan, and I don't blame Girardi. I also don't think it has anything to do with "overpaid egos". It has to do with the fact that the Yankee have too many older players who are breaking down, and young ones who aren't quite ready. Damon, Matsui, Giambi, and even Abreu are past their prime. Mussina is done, and Pettitte is close. A lot of fans want to target the payroll, but that is just a way to Yankee-bash. They just don't have a lot of players in the prime now. Also, when you have been without an all-star catcher, Posada, for most of the season, and without A-Rod, an MVP for three weeks, that certainly doesn't help. Girardi is not the problem, it's an older team without great pitching, that has also been slumping and beat up.
  • A true Yankee fan which there are very few actual true yankee fans just bandwagon fans who want too see them because the Yankees signed their best player. Well any baseball fan knows that the Yankees are aging and the Yankees have no pitching. Their offensive players are nowhere near their prime anymore except for A-Rod. Damon doesn't have the speed he used to have, Jeter still can hit, but he has lost it at short, Abreu isn't the prototypical power hitter for them as well. Defensively their aging hasn't helped them either Jeter should be moved to second he has no arm anymore. A-Rod should have been made the short stop as soon as they got him. The 3rd baseman should have gone to Cano. Giambi has never been known for his defense. Posada is getting up there in age. Damon can barely run in the outfield anymore down in left field. Cabrera is the only one with speed and he has to make up for Damon and for Abreu in right field. Abreu has never been really fast but he knows how to position himself and he has a decent arm. The whole team is literally a mess and it's all thanks to George Steinbrenner who would rather spend money to steal talent away from other teams then to create a farm system with talent. So, when those players start to age and get injured they have a replacement to step in. Kennedy, Hughes, Rasner, and Chamberlain all were brought up too soon. Sure Chamberlain did a good job last year, but this year teams know what he throws. Kennedy has been sent down, Hughes got injured, Rasner is going to get hit hard. Pretty much all the problems on the Yankees have been created by Steinbrenner.
  • the people blaming girardi are wrong cause he is trying to win every game but the problem is the injurys that the yankees have had its a good thing they got a rod now back from injury he is hot with 2 homers in 2 games(3 technically since ref called no home run today) now they have jeter who almost would of been injured yesterday when he got hit with the ball and when posada will be back which is around a few weeks,they will get some wins!!
  • Because he is managing to not loose games instead of managing to win games. It's easy to yell at kids under 25 but that doesn't work with the Yankee veterans. His managerial style is best suited for a young talented team than a veteran laden team.
  • I dont. Its not his fault. Hes doing what he can do with a team thats not producing. If anyone is to blame its Cashman and he totally agrees.
  • Because blaming Steinbrenner is like blaming Dubyah. It only gets you tortured.
  • Hi, My names is Carmen Jones. I saw your question in yahoo answer .I decided to refer you to this God fearing man, because i have been SCAMMED twice by fake lenders. When i had bad credit, it was this man that gave me a loan of $45,000 to consolidate my bills you can get to him via Email: mrben_rume@yahoo.com. Tell him Carmen Jones referred you to him that he gave her a loan sometime ago. Goodluck, Carmen Jones
  • Move to AZ you won't have any trouble here and the cost of living is real low. You can rent a 2 bedroom house for $900. a month with a pool $1100. Florida is high and the weather is bad...
  • Do you mean "not so good credit" and "an old criminal record"? Um, not really. If you could tell us where you are in the country, someone might have a suggestion. (Just post a zipcode in the comments.)
  • Criminal Record Search Database : http://www.SearchVerifyInfos.com/Support
  • Hi, I am a Florida Virtual school student and for my report I must "interview" a banker or finical adviser. I will give the points to the person with the best answers (prefer if your job relates to finances). I have four questions that will be linked to each other (That's a shot at 40 points!). Question 4 4. When selecting a credit card, what factors should one consider?
  • 1. http://answers.yahoo.com/question/index;_ylt=Atf4jMq5jFgtWhLgkBi93mXsy6IX;_ylv=3?qid=20081203140122AA4SQkV 2. http://answers.yahoo.com/question/index;_ylt=AngOk38hyH7AKR0HHEhWbNLsy6IX;_ylv=3?qid=20081203140416AA4kQLo 3. http://answers.yahoo.com/question/index;_ylt=ArVxBk3r6Z0rwGYoUk0AHlrsy6IX;_ylv=3?qid=20081203140736AAZytL2 4. http://answers.yahoo.com/question/index?qid=20081203140913AATtqHj
  • 1.) Any yearly fee is a bad thing 2.) APR if you plan to keep a balance 3.) Rewards points like air miles or cash back. You might as well get something for all that money you spend 4.) Any other fees that may have an inpact on how you do business. For example, if you travel outsie the country you may use your credit card but there will be exchange rate fees and foreign transaction fees.
  • this is the route im thinking of going is it a good route also i want to go on july 2 to july 9 but want to spend the night in a really rich hotel that gives you room service and everything with it where celebs stay and go to a marlins game and go everywhere how much money should i bring but is this a good route
  • 21 ******* hour drive, are you serious man, take a flight it's only 1 hour and 35 minutes, $745.00, cheap flight, EDIT: Heck a road trip isn't that bad, stay at a motel for a night get that rest and start up bright and early! You can stay at the Days Inn in Montgomery that's only halfway between Springfield and Miami! That's a total of 321.95 with one person. But baby when you get to Miami, you must stay at the Hilton Bentley where Khloe and Kourtney Kardashian stayed! You'll get a 2 Bedroom, Presidential Suite, Oceanfront and Roof top Suite for 4000.00 dollars (I hope you got a money packed Credit Card). So my idea 322.00 + 4000.00 +1000.,00 (Spending Money) = 532 200 (I put that on a credit card)
  • I'm trying to send a leter to my girlfriend whom lives in Minnesota. I'm from Florida and i've sent her letters before and they've gotten to her with no problem, she tried to send a leter once though and it never got to me because she put something plastic in it. Is it bad if i put a Gift card in a letter and try to mail it?
  • A gift card should make it through the mail just fine. In fact I just got a package with several in it a month ago. Think of all the bank cards and credit cards that get mailed each day.
  • I signed a 6 month lease in August 2009 for an apartment in Miami. I was 17 at the time & turned 18 in September. The landlady did not know how old I was & did not ask for ID or anything. Now, I am not planning on paying the last month's rent because I know she is not going to return my deposit after some comments she has made to me. If I do not pay her, can she file for eviction or have anything put on my credit report even though I did not have the legal rights to sign the lease in the first place. Would my age make the whole transaction void? PLease let me know.
  • Yes, you were underage at the time you made a contract to rent an apartment - and this LL didn't even check your ID - so in fact - the lease is invalid - Go ahead and give 30 days notice, do not pay last months rent, and let your last month & security deposit go. If you put your 30 days notice in writing - she'll have to take you to court to pursue your illegal lease. Not very profitable for her. Don't trash the apartment, or I can promise you'll have a bad record on your Credit Score.
  • Utility bills are no differant then any other debt, and fall under the SOL rules. In Florida, this is considered an "open" contract, and the SOL is 4 years. See the link below. Note, however, that the utility will keep this debt on their files and will not allow you to get their services again. If they are still harrassing you, it depends on who is doing it. The original creditor is not under the rules of the Fair Debt Collections Act, so they can do pretty much whatever they want. If it's a collection agency or collection lawyer, just send them a "cease and desist" letter and they will be force to stop bothering you. This debt can NOT be placed on your credit report either, so you may want to check it out to make sure they didn't try posting it there.
  • Im a 21 year old pregnant single mother. I work full time and Im having a hard time improving mine and my childs life. Im not on welfare, I do not get child support and Im forced to live with a room mate to afford food, rent, utilities.....everything. Its very hard but Im very modiated Im even working all the way through my pregnancy and Im very careful of how I spend my money I try to save money and I really just want to be able to have an asset to give back to my children in the future but i do wonder since im not on assistance, single, I am pregnant, working fulltime what are my chances for qualifying?
  • You can always check into it. You don't have to be on public assistance but your income (based on size of household) has to fall within a certain range. Just so you know, they won't consider your application if you're in debt/have bad credit. You have to fix that first. They won't risk handing someone a house that might be forclosed on in a few years because of debt. And you have to do about 1000 hours (if I remember correctly) of community service with them up front, so it takes a couple of years. I know in our county in FL the waiting list is pretty long and they only build about 2 or 3 houses per year. I think it's a great idea to look into it however it's probably not going to change your immediate situation anytime soon.
  • In my county you have to be living in the county for at least one year, your income must be between 30%-60% of the Federal Median for the county, and you must currently be living in substandard housing. Applicants also are selected based on housing need, their ability to pay the mortgage, and are willing and able to meet the requirements of "sweat equity." I don't think living with a room mate is "substandard." If you can't afford a place now without a room mate, how will you afford a mortgage? If it were that easy to qualify, everyone would be home owners! Check your own county or city requirements. You are only 21, by the time your child is old enough to be left an "asset" things will have changed for you. You need to get child support. See a lawyer. You might get more answers if you asked this somewhere other than the home schooling category!
  • http://www.habitat.org/getinv/apply.aspxThe link above gives general guidelines. But each affiliate apparently can have additional requirements. You can search for affiliates in the geographic area you are interested in or you can call the 800 number listed.
  • this is the only contact info I have found for them: Registrant: JH 265 Ocean Dr S Miami, Florida 33158 United States Registered through: GoDaddy.com, Inc. (http://www.godaddy.com) Domain Name: FASHIONMANSION.COM Created on: 21-Mar-06 Expires on: 21-Mar-09 Last Updated on: 13-Jul-07 Administrative Contact: hitoshio, Jonathan nocontactsfound@secureserver.net JH 265 Ocean Dr S Miami, Florida 33158 United States 3054568987 Technical Contact: hitoshio, Jonathan nocontactsfound@secureserver.net JH 265 Ocean Dr S Miami, Florida 33158 United States 305456898
  • i ordered items on 9/11/07 they have given me a tracking number which says my parcel is still in shanghai since 23/11/07 i have also ordered more items on 20/11/07 they haven't even been shipped out.when you speak to them on live chat its always a man called jacob telling you all same information again again,i asked for my money bank they said i can't because my order is getting processed
  • Do you have family members that treat you bad? Myself, father and mother are falling on hard times but we were determined to deal with it ourselves. However my sister who has an apartment and was doing fine suggested we live with her until we get on our feet. We didn't want to we told her we didn't want to but she insisted until finally we had no choice so we went. But now that we are there all sorts of drama is happening. We can't eat certain foods, we get yelled at(including our parents) for things such as needing a ride to work, or grocery store or even to try to apply to other apartments so we can finally leave. She kicked us out and called the cops on us when she came in the apt upset over something with her credit card company and instead of telling us what the issue was or why she was upset she flew off the handle on me. I believe it was a conversation about running out of tissue and i said something about it, she got an attitude with me and yelled saying then said you know what get the hell out of my house then called the cops to get me, my father and my mother out of the house. So we stayed outside thinking about what our next move was while waiting on the cops, they came but she refused to talk to them so they did nothing and left. My dad is on disability and my mother also has heath issues so we are all out there in the hot sun trying to think of shelters we could go to but we couldn't get a ride there nor did we know where they were located She has cursed me out personally about silly things called me names just belittled us. We were in florida and she wanted us to come to the state where she is because of a domestic issue with her former husband and child, we came to help her out and now that we need her help she treats us like this. I am so angry everyday. My anger and this situation has challenged my faith in God. And caused me to really not like my sister. I love her because the bible says i have to but i dont like her. What can i do to deal with this. We have been here almost two months and we are praying that something changes for the better. She also has two cars. And as long as our parents were watching her child while she went out on dates it was cool that we could use one of them to get around but when my father went into the hospital and they could not watch her 3 year old son all of a sudden she wanted to fix the car and sell it. (nothing was wrong with the car at all). If things are not done the way she wants them done then she blames everyone else. even when it's her fault things are not going right. It's as if she because she knows we need her she fees she can do whatever she wants and we have to take it. and i guess she is right.
  • Yes,My 17 year old cousin. She treats me like street dog and she has never been there for me in any way. Her attitude is pathetic and one day a friend and I were going to smack for pulling a stunt on a boy who I thought was making her attitude go sour. But I still love her and I am just feeling like if I am out her life. By the way I am 14 years old and go to her same high school as her. My advice to you is just try to let them get a wake up call(for example: Just ask a friend if you can sleepover by them for a few days or tell another family member about the whole situation and maybe it can catch your parent's attention). Good Luck.
  • No. Good Luck to you and your parents. .
  • If Florida is anything like New York they won't look into your credit report nor should they look into your children's criminal records. I'm thinking they(landlords) are needing someone to fall back on for payment of rent should your husband not be able to pay. My credit is toasted, roasted and burnt and my husband and I just got an apartment under MY name totally on my rental history that is spotless. We also rented from a local couple who own a 2 family house and NOT a company. Less paperwork involved. Your state itself may also have programs or some ways to help you too. It's worth checking into. Good luck.
  • Criminal Record Search Database : http://www.InfoSearchDetective.com
  • Apartments are more strict than houses or condos that are rented by private owners. What you want to do is go through a private owner or rental service like the one below. That way you don't have to talk directly to the owner the service does it for you. Here is a service below that is very good.
  • UNLESS THE RECORD IS FOR CHILD MOLESTATION YOU SHOULD HAVE NOTHING TO WORRY ABOUT, THEY ONLY COUNT YOUR CREDIT REPORT IN SOME CASES, AND FOR THE MOST PART THEY USE THE RENTAL HISTORY AS WHAT THEY LOOK IN TO,
  • I have 6 classes but my 7th has been hell, Ive been switched around a few times and finally got put in ROTC, Because of rotc, i developed a testicular fungus because of excessive sweating and my anxiety has gotten worst. My question is, can i just take 6 classes in school and then 1 online in the library or at home? Can i take a class from next year like English 3? Im currently taking English 2. Or an online elective class? Please help. I live in florida.
  • You would need to ask your school counselor. The school would need to approve any courses not taken from them if you want credit. Some schools do not allow dual enrollment like that (usually due to funding since they don't get paid as much if you aren't full time).
  • Trayvon would have helped all right. To anything he could have put his hands on, Cell Phone, wallet, Credit Cards, Gun if the guy had one. What ever he could have pocketed and run with. Not a doubt in my mind.
  • Im sure trayvon would've just smashed their faces like he did to zimmerman and take whatever he can. I dont even know why all this blew up in the media... Maybe it was because of all the racist *** coon monkeys making a big deal because one hispanic person kills a black kid in self defense. Its funny though, 13% of the population is black, 55% of murders in the US are Black on black murders. What do you guys think the numbers are for white/hispanic on black murders??
  • Yes, Trayvon would have done awful things. I know this because I watch a lot of TV and the TV keeps telling me how horrible he was. Just because I have no first hand knowledge of the individual is irrelevant. I know - because I watch TV. edit: Sure you are - like how you know he would run like a "dear" from that scene - because of your secret information.
  • Racists on here would sooner spit on Zimmerman than sing his praises if it weren't for him killing Martin. You're not fooling anyone, racists.
  • Smashed his head into the side walk
  • Doing a good deed doesn't erase the bad ones.
  • Well "thanks" to zimmerman you can no longer ask him. So this will stay a mystery forever.
  • During a rushed trip to Florida for a funeral, I made reservations for four nights at a Days Inn. I was given incorrect information for the location of the services and discovered it during my drive from Ohio. I called to cancel the reservation about 18 hours later (4:00 PM on the day of the scheduled arrival) and ended up talking to the manager who insisted on charging me for not cancelling more than 24 hours before arrival. As it turned out it was too late to cancel before I even made the reservations. The hotel wasn't sold out and they didn't refuse anyone because of our reservation. After all of this I was charged for TWO nights at $125.00 per night when we didn't stay there at all. I have registered complaints with the Days Inn and contested the charge with American Express but the hotel hasn't contacted me. What is the best way to contest the charge? Supposedly the reservation conversation was recorded but they won't respond.
  • I used to be a Days Inn "Travel Rewards" member. I spent more time fighting to get credit for the nights I did spend there than it was worth. Every time I did try to redeem the points for the "FREE NIGHT" the points never seemed to add up and one time when it did they charged my credit card anyway. Most of the Days Inns were older motels with poor attempts at remodeling. A few of them weren't too bad but even the nicer ones had "that smell". I don't stay there anymore. Of course, if every place else is sold out it works as a last resort, literally. Gee, I wonder why they seem to still have rooms available...LOL
  • yes I had also that problem becouse I look so young.
  • Depends on the landlord, not all do background checks. They only way a landlord would find this out is if they do a background check through a court. Have him go to the court and ask for a report on himself, it might not even be there. I have seen this time and time again, where someone thinks they have bad credit or a record and find out they don't after being researched. If it's not on the report the only way this would get out is if he blows the whistle on himself. From what you've said, I don't think there will be much of an issue.
  • Could One arrest without conviction is not huge problem, but being felony is more serious, and having two in five years...... But two arrests start to indicate a pattern of misbehavior What does he have to show that he's turned his life around?
  • To summarize, he has a clean record. Anyone can be arrested. If there are no convictions, that is the important thing.
  • what puzzles me is if man is responsible for global warming, what caused global warming before there was man? dinosaur farts? they say cattle and chickens are the worst thing greenhouse emissions. shouldn't we also tax everyone who farts and have some type of cap and trade. those counties that eat more beans and produce more farts should have to buy credits from less gassy countries.
  • It is you. Global climate change is causing the polar caps to melt. That is altering he flow of the gulf stream and making weather patterns unpredictable. The south east no longer receives four distinct seasons. Instead we get a few warm days with temperatures in the mid-60's to lower-70's followed by freezing cold days in the lower-40's to mid-30's. That is why your crops have frozen. Normally, you would not be expecting the weather to cause a freeze. That is why you planted. But unexpectedly, it has. It is forcing you and other farmers to start farming later in the winter and spring and then pick your crops later in the winter. If you look at the Farmer's Almanac, the current climate does not follow it like it once did.
  • The name should have been labeled better...Instead of global warming, it should have been something like Global Climate Shift Variations. With more warming going on you will have more cooling as well (depending on continental plate saturation and other variables). Anyway, you can't have one with out the other until a balance is once again restored, and I don't care what any one has to say, but man is a MAJOR contributor. Rain isn't turning so acid and contaminated for no reason.
  • I think it is extreme and over done to some degree, if we were not in a global warming naturally we would not exist, the earth was once ice. We have only recorded the weather for less then 150yrs so who knows what is really normal, we know of horrid events over time with floods, fire etc and we julst need to not abuse by polluting our drinking water or air to severe degrees of sickness or death, In 1000yrs with no humans the earth would go back to wha it was millions ago. The problem is if you cannot explain to people the drastic outcome they will not care. I think it also justifies the high prices for energy etc and cleaner air, which we need for our genetic existance wihtout turning retarded,mental, deformed etc, or cancerous and other things yet unknown
  • I think the fact that your oranges are freezing in Florida gives direct evidence in support of Global Climate Change.
  • See you just do not understand. It is winter so it is global cooling. Now just after spring when it starts to get warm we will be in global warming mode. See how easy it is. gore the bore is an a8ss wipe. Too bad his mother did not believe in abortion. That killing I would not have minded.
  • It doesn't matter. No matter what happens with the climate over the next couple of years they will claim it as all part of GLOBAL WARMING. Climate change is just the name they adopted after the temperatures began to drop.
  • Gore is full of sh*t and his global warming is not only freezing your oranges in Florida but it's freezing my azz in Michigan.
  • You must understand If it is hot it's G/w If it's cold it's G/W If it's wet it's G/w If it's dry it's G/w So than matter what they can say ''see told you'' Love the name changing tactic
  • I am sorry you don't understand the scientific basis of global climate change (the correct term for it, btw). Perhaps do some real research and gain knowledge.
  • The market has actually been falling for about 18 months now, although the worst falls were in Sept this year. The cause was a massive loss of confidence caused by a number of factors. The basic facts as follows. Some years ago the idiots running the big banks developed new fixed income products based on shares in mortgages offered to thousands of borrowers. Ordinary mortgages were divided into pieces and each slice was assigned to these products which were then sold around the world as safe investments. The bankers thought the products were low risk because they were diversified and house prices would never go down. Of course house prices did go down, and when the borrowers started to default everyone realised that selling a slice of 7000 Florida mortgages is not low risk. No one knew who had invested in these things and who has lost money. The banks started to hoard cash to cover their losses and stopped lending to each other because they didn't know who was going to be bankrupt next week. Over time the credit market just stopped working because no one wanted to lend money. The situation was made worse because a new market has developed over the last few years in Credit Default Swaps. CDS are basically unregulated insurance policies taken out on anything and everything. So big banks like Citi or insurance companies like AIG were exposed to billions of losses. No one knew the scale of their exposure, so when the market started falling no one wanted to touch them. Eventually the scale of the losses wiped out half the investment banking industry, with the rest converting to retail bank status to allow them access to government funds.
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  • i wasnt arrested however did have a warrant, when i found that out i contacted the court and let them know i was out of state and would like to settle it with out going back to florida. they then lifted the warrent and set a new court date and are in the process of asking the state atty for a recommendation of sentence/plea.
  • Just pay the ticket. Once it appears on your credit report, send an explanation to the reporting agency to include with the record of it. It will be all right. It is not that serious as far as your "criminal" record goes. If you feel that it is, hire a lawyer to have your record expunged and it will not appear on your criminal record. (You were never actually arrested and booked, were you?) Note: expunging your record can usually only be done once in a lifetime, so don't commit any more infractions!
  • Criminal Records Search Database : http://CriminalRecords.InfoSearchDetective.com
  • So I live in Florida, and they've added a program called FLVS (Florida Virtual School) a few years ago that allows the student to take a course completely online. The other day, I found out by talking to a few staff members of my school that I could take these courses completely outside of school hours, thus allowing me to build an excessive number of credits. Say, maybe even enough that I fill up all of my credit needs before even reaching my last year. My question is this: if that was the case, would I be allowed to jump over my senior year and enter directly into college from my junior? Or am I for some reason required to go through the 4 years of high school before finally being able to graduate?
  • I would think that you would be able to do so, but it would be challenging because you would be taking your full senior year of high school while you are completing junior year. You would get overwhelmed and get worse grades, and that would be counterproductive. And what's the rush? You are better off just going through high school normally. If you really want to do this, though, ask your guidance counselor for details and email info@flvs.net and FLVS will usually get back to you within 2 business days. Hope I helped.
  • Yes, but our issue has been deregulation and a president that failed to regulate those on the books. Him and his family have had a lot of experience at that. His first big one was the Savings and Loan Scandal which cost American Taxpayers $2.3 Trillion and the Bush's were up to their eyeballs in it! Even Ex-Florida governor Jeb Bush got $2 million and a fully owned office complex out of it.
  • It seems to be the case with this administration, all part of the transformation. Since the union president has met with Obama nearly 20 times in the first year. There is an arm of the unions right into the oval office. The effects are still going on and a big push for much new regulation is in the works. OSHA has renewed life and will hinder our countries competitiveness. At the local level, our personal freedoms are in deep jeopardy. WI had to endure a flaming liberal democrat governor for 4 years and he's walked in lock step with Obama driving the state into deep debt, chasing business away. Local Union officials have lobbied the capital and pushed through intrusive mandates and expensive fees. Property owners are being pushed into a corner. Since 2005, car registration has doubled, a new fee for LLC's, well permit fee, expensive mandatory home building inspections, mandatory septic inspections and pumping, new fees on phones, mandate all home owners with a fuel source have CO detectors, new upper limits on car insurance which raised rates, new no smoking laws in all businesses, public biuldings etc. People are rolling over in this country and taking it like good little citizens. A scant few speak out, but it seems we have lost our free will and big brother will take us by the hand, guide us. And all this has to be enforced, so the local townships are initializing their own court system. I'm so happy with it all.
  • I can't seem to pass my FCAT reading. Im finished with my 24 credits. I finished school in May of 2013. I really dont want to take the GED because i feel like finished high school with 27 credits and a 2.8 is a waste of my high school time but i need a piece of a legitimate important paper that says I've graduated high school. its going to hold me back inthe future and i want to join the military (Air Force or Navy) I've been reading constantly to get reading skills up. Dont get me wrong, I can reading. I can read up to 358 words per minute. I've been tested on that. teachers cant seem to figure out why i cant pass the reading FCAT. My mom just thinks I dont understand what I'm reading. I just have bad memory and cant remember what i just read. once i get to the questions my mind goes blank like i didnt just read the story 2 seconds ago. so i was just wondering since i passed my FCAT Math and ACT Math, can i just take my reading GED test instead of all of the other unnecessary subjects? and if i cant what is the passing reading score in Florida on the GED? please serious answers. I really need to know. Thanks!
  • You will have difficulty enlisting with a GED because the military does not accept many applicants with GEDs and those who are accepted must score higher on the ASVAB. Many students who fail the FCAT reading, manage to score high enough on the ACT for the scores to substitute for the FCAT. I suggest that you sign up for and take the ACT.
  • OK, this is two different questions. The price of insurance on a mobile home is going to vary depending on how much is insured, and the age of the home (not to mention your credit score, and claims history). These things depreciate to nothing in about 20 years, so if it's really old, and/or not tied down, it will be a WAY LOT. I've seen these cost $400 to $500 a year, with Foremost Insurance. This does NOT include flood. Second question . .. is it wise? IMHO, a mobile home is a horrible "investment" choice, as you're borrowing money for a depreciating asset. After 20 or so years, they aren't worth anything at all. Plus, most of the time you don't own the land they sit on, either. The only time it's not a bad idea is 1. if you're getting an older one, paying cash, and it's less than a year's rent and 2. you can put it on your own land. Then after the first year, you're living free, essentially.
  • Between $200 and $2.000 depending on many variables. Then again if you pay $2000 and my home is worth 20 times your home, I can expect to pay a bit more than $2000, right? And, you could get a price off some insurer and the next would change you half for the same policy, then somebody else might charge you twice as much. Tough world out there but if you were to buy an onion it would be th esame, one price from that guy, a different price from the other guy. The smart way would be to get prices from everyone. This is where comparison websites can help you save time, you just input your info one time and they'll return you quotes from many insurers. Here's a couple: http://homeinsurance.nightbirdssolutions... and this is also very good: http://homeinsurance.nightbirdssolutions...there are many more in google and also the yellow pages, etc hope it works out for you,. RE: what is the going price for insurance on mobil homes in florida? want to buy a mobil home. but, do not know if it will be wise to do so.here in southern florida?
  • If you own the land or are in a park it's below a grand. If your on someone else's private property your looking at over 3 grand a yr., payable all at once. That is IF you can find a surplus insurance carrier who will insure you that way. It's tuff right now. Best of luck to you.
  • Sure. It could be difficult though. Many police officers take college classes. Some officers work full-time and go to school part-time. Some work part-time and go to school full-time. How convenient it is to take classes can depend a lot on what department you work for. Online classes can be convenient. Just make sure to choose a school that is properly accredited. Getting a college degree is one of the best things that you can do. Many police departments require or prefer applicants to have college. Having a degree could help you get hire with some departments. Some departments pay their officers more if they have a degree. Having a degree could also help you get promoted. Get the highest grade point average that you can. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, and become as physically fit as you can. Consider local, state, and federal jobs. Best of luck!
  • Depends on what you want a masters degree in. Some degrees are harder than others and require time to study. ex: a masters in computer programming may require 5 hours of study a day.
  • Okay, so i'm about to start the 9th grade and in order to get the high school credit, i took an FLVS course over the Summer. Well, i didn't realize that there was an time limit, and during the last week i finished 15 weeks worth of work. My teacher let me do two DBA's during one call, but i had to do the third another time. i've been trying to get a hold of her the past 3 days through e-mail and phone calls. She hasn't responded, and i think it's because of the weekend. But, my FLVS segment 1 course is supposed to be done by TOMORROW. i have no problem with the work, but i need the segment 1 test password as well as the module 3 test password in order to do it. My question is, if i don't finish these last few things, will i fail the course? if i do, can i retake it? i can't afford an F on my transcript and i really need help. PS- Sorry for the bad grammar, the "i" key on my keyboard doesn't work and i've had to copy and paste my i's. it's as annoying as it sounds.
  • Tomorrow would be the end of the 16th week of the course, i'm following the traditional honors pace. i remember my teacher telling me that i could fail if i didn't finish segment 1 by tomorrow, but she wasn't keen on details. My teacher called me a week and three days before today, so i had a bit over a week to finish it. i did around 8 assignments a day to finish the course by tomorrow (Although my original due date i set for myself was the 11th, because that's when i'd scheduled to have all of my DBA's done. But, i didn't know that you were only supposed to do one at a time.) , and i'd gladly do the rest of it if i only knew the password. i'm taking Earth and Space science for 9th grade, and i'm doing the honors assignments as well. i did work really hard this past week, even though it's my fault for procrastinating, and i would really hate it if i failed anyway.
  • If you don't meet their deadline, they have the right to fail you per the policies they've set. The best you can do is to keep trying to reach the teacher and ask politely if you can still finish--the worst she can do is to say no, but then again, she might be able to help you finish. Good luck.
  • Ok, this is very old question but to anyone that is new to it... I've been in an honors Geo Course and I got kicked out then back in and I'm still 20 weeks behind but it will be extremely easy for me since I have about 40 assignments... I'm a complete idiot for not doing them over time but you won't get kicked out for missing assignments for a week... I've even missed a whole 3 weeks and didn't get kicked till the fourth week but that's because my teacher is that generous but you guys shouldn't slack in it either way if you're looking for a question like this on yahoo answers... just don't do it... it's not worth the workload AT ALL.
  • Hi there, Unfortunately, for students entering the 9th grade there is a time limit to complete courses over the summer. This is the only grade that this is an issue for and it is due to laws surrounding the transition from middle to high school courses. The best thing you can do is stay in contact with your teacher, I know you said that you tried to contact her/him for a few days with no reply. Just keep working! When they contact you back, you should be able to get all of your questions answered, but in the meantime just do everything that you possibly can. You do not have to wait to complete your DBA, you can move on if you can't wait. Good luck! If you run into real trouble contacting your instructor, let us know 866-475-7655. Thank you!
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  • Hi! Can anyone tell me... I took a segment 1 exam and on the final question, the screen closed out!!! IS it possible to get a ticket or help from FLVS to retake... It's not fair, if I can't .. I was abot to type the final essay answer and then it locked me out!! Anybody with the same experience??? Did you get FLVS to help???? Thanks for any response..
  • yes you can take it but you have to pay for it. FVS is usually used only for making up credits though, at least thats what they told me when i tried doing it. Advantages, stay at home in pjs, Disadvantages its harder than going to a real school.
  • Not sure what to tell you other than good luck :L
  • You should consider trying to become a law enforcement explorer. Being an explorer is great for youths that want to become police officers. When you are old enough to work, you could get a job working for a police department. Some departments use volunteers. You should consider getting a college degree when possible. Getting a college degree is one of the best things that you can do. If you go to college, you can try to get an internship with a police department. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, and become as physically fit as you can. Best of luck!
  • hello, I need an answer as QUICKLY as possible. The thing is that I will be a senior this school year and I need to make up 2 credits. I signed up for them on Florida Virtual School. It's obvious that i'll still be working on them when the school year starts (which is on August 18). So my question is, will I be a 12th grader this school year? And will I be able to graduate since i'm already starting to make up the credits? (I'll have them done before the end of the school year) So does this mean i'll move up to 12th grade this school year and graduate? Please help me out, I need an answer. Thanks!
  • Yes you will still be a 12th grader, even if for whatever weird reason you're an 11th grader you can talk to your counselor and have your status changed after the two courses are made up. P.S. FLVS is the worst thing to happen to humanity.
  • Technically, you might be able to go to both and get a scholarship to both but.. No, I do not think it would be a good idea to attend both colleges. Most people have the best college experience (and get their degree faster) by going to college full-time, and you wouldn't be able to go to both schools full-time. Its not guaranteed the credits would transfer b/ the two schools. Also, I have heard many bad things about Full Sail's ability to place students in jobs upon graduation. When I was in high school two people that worked with me at a Publix were graduates from Full Sail, and there are other people I know that were not able to find a job in the industry.. also it is quite expensive $$$$ and did not receive its accreditation until 2008, I believe. UCF is a good school and has pretty solid digital media and computer science programs. If you are a junior, you should take the PSAT and meet with your guidance counselor to discuss prospective colleges. Ya, junior year is the best time to research different schools, because ideally, you should apply to schools fall semester of your senior year. Good luck on your search out there. there are alot of colleges out there.
  • i applied for fall 2011, but didn't get in. my scores were too low, so i want to apply as a spring transfer. i'll be taking courses at a local community college and will also retake my ACT in september. but so far my act is/was 22 ACT overall 25 english 22 reading 19 math 21 science 23 english/reading (not even going to say what my SAT scores are, they're so bad) my graduating weighted GPA is a 4.2, unweighted 3.1. but i had 2 D's the first semester, and 2 D's and a F for the second, and only my senior year grades are terrible- i had a lot of depression/ family issues most of my senior year and wasn't there half the time. i have wonderful EC's though. will they accept me, even with a couple of senior year flaws? and will it be too late if i send my final app in september when i get my scores back? i'm aiming for a 25-27 on my ACT. and will they get my college grades in progress? any feedback is welcome. and no, i don't want to wait two years. i'm a very bright student, and love Florida State!
  • senior year is not as important as sophomore and junior year, as long as you kept good grades during those 2 years you probably will get in, just get a good ACT score, FSU prefers at least a 25 on it so get it up and you probably will get in
  • in case you do properly on your SATS and/or ACTs, your possibilities in transferring into to Florida State is a lot larger. Grades are literally not each little thing. in case you're also pondering extra cirrucular activities, it is going to also develop your possibilities of creating into Florida State. do not enable others say you could not make it or inform you there isn't any danger. trust in your self, study for the SATs and ACTs and also you'll make it!!
  • currently I'm sophomore in high school. I have been on the basketball team for two years, and in book club, environmental club, art club, and national honors society. I work at dairy queen and have been volunteering at the library since 8th grade. I am also going to be a freshmen mentor. 9th grade first semester/second semester Honors bio B/A honors english B+/A- honors geometry B-/B Intro to engineering A/A PE A/A Spanish A/A World history A/A- Algebra 1 B/B+ Health (one semester) A 10th grade only have first semester so far Honors english A Principals of engineering A Spanish A Genetics A theater arts A Drawing A Honor chemistry A Honor Algebra 2 C+ (so upset about this!!!! Would it be better if i retook the regular class online and got an A or should I just leave it as an Honors C+????) Plan for 11th grade Spanish 3 Honors english 11 Ap world history Ap u.s history Ap chemistry creative writing/speech pre-calc/trig Plan for 12th grade Ap english Ap bio Med terminology Honors physics spanish 4 Ap calc Honors government first semester the psychology second semester Economics online So my dream college was to go to was Duke University or Notre Dame. but then after I started highschool I knew that probably was very out of the question considering my grades. I now am thinking about maybe going to butler? What colleges do you think would accept me? I want to major in forensic psychology and minor in creative writing. I also live in Indiana. so what colleges do you think would be good for me? thank you in advance for helping me out with this (:
  • so far your grades are great. if you really want to get rid of that C, then go ahead and retake it. and i don't see why duke would be out of the picture. colleges like to see improvement, and you seem to be doing just fine. but if you got a C in honors algebra 2, and if math is not you're strongest subject or is one that you may not be too good at, then maybe reconsider taking AP calc, it's no joke. so study your butt off for math courses, and also even though online classes are pretty much a breeze (i took econ/american gov't, and pre-cal online), its easy to slack off when your allowed to do things at your own pace so make sure you stay up to date with the assignments, and get it over with as soon as possible. and make sure you understand that AP exams require a lot of preparation, and you need to know the material in order to pass and get college credit. as long as you maintain your gpa above 3.0, and you strive for 3.5 or more, then you will have no problem getting into any college. im not familiar with any colleges outside of florida, but i'm sure these grades and your extracurriculars will give you a lot of options. keep it up, and study!
  • better than me when i was in hs
  • they're going to be leery approximately your admission. each admissions will likely be checked out, one doesnt leave comfortably bc u did unhealthy and u wish it to. it appears like u might pass both method. sorry i cant be anymore of aid
  • I'm not at all surprised. All you have to do is look at Baseball America's top prospects ranking, and you would have seen Josh Johnson, Ricky Nolasco and Scott Olsen all listed as guys who would be contributing soon. Add them to a staff that already has Dontrelle Willis, and there's no reason this team can't win games. Miguel Cabrera is the quietest superstar in the game (look at his numbers already at such a young age), and guys like Hermida and Willingham have huge upsides. They've also got more than they probably ever expected of Uggla, who seemed destined to be a career minor leaguer. Joe Girardi deserves some credit, too, for being a good teacher to these kids. Everyone counted this team out after their post-World Series fire sale in 1997, and they came back to win another title six years later. It seems to be a cycle with them - some terrible years leading up to a few years of contention, and I think that's what is beginning again right now. If they can just hold on to Ramirez, Cabrera and their young pitchers, they'll be a true contender.
  • I definately am. They got rid of every good player on the team with the exception of Willis and Cabrera. It goes to show you how good of a job Joe Girardi is doing . They definately have a chance at the wild card in the NL but shouldnt really have a real chance after that. Their payroll is almost 10 times less then the Yankees. Thats quite an accomplishment.
  • I remember when Joe Girardi was playing for the Yankees, everyone said he would be a terrific manager when he retired. I think we are seeing why people were saying that. They were 11-31 to start the year but Girardi hasn't let them quit and clearly Florida has done a great job developing young talent in the minors. It's a shame the Miami area will never warm up to them no matter how good they are.
  • I am very surprised, but your young players have really stepped up and proven themselves to be men under the guidance of Joe Girardi. I think you'll be back in the world series in 3-4 years if management holds onto the talent they have and adds more as the team gets to the point of needing 1 or 2 players to make a serious run.
  • No, for a couple reasons: 1. The NL is weaker this year 2. The Marlins do have some studs in their lineup 3. Like everyone else playing the Marlins, they are not taken seriously. Big mistake on their part 4. They have a solid manager 5. They traded for some great prospects 6. There's no pressure for them to perform well because no one expects them to perform well. But, here's to the UGGLAiest team in baseball. I love the underdog
  • I am quite a bit surprised. After having yet another "fire sale", I expected 100 losses in Florida this year. Girardi is doing an awesome job and should get consideration as Manager of the Year.
  • the marlins are not good at all, and need to trade miguel cabrera to the cardinals. If they were in first place, I would be surprised, but they are gonna do what everyone expected them to do, that is be below the top in their division and miss the playoffs, just as they are supposed to. This is what happens when you get rid of most of the players that helped you win the world series. Thanks for Edgar renteria.
  • because the Stadium is in an extremely Inaccessible section, so interior the experience construct a sparkling Ballpark in additional suitable Densely Populated section, it really is the position Tearing Down the Orange Bowl is geared up in.
  • No i`m surprise about what the Miami Heat did (n.b.a) Marlins your a very strange team why do u run your talented players out of town........go S.F GIANTS...PeAcE
  • I'll tell you what surprised me the most...I just found out yesterday they have a dance/cheerleading squad called the Mermaids! Who knew?
  • Im a transfer student with 24 credits, so not quite a sophomore. Im taking a year off from Howard University, where I got a taste of the film program and was extremely underwhelmed. The people in the program are good; but the program itself is bad. Im looking for schools with good undergrad film programs that are under 25 grand. My dream school is Florida State, but that is most likely a reach for me. I got a 2.5 unweighted high school GPA and a 27 on my ACT. In college, my GPA is 2.8. Do you know of any schools that I might fit the profile for? Thank you for any response
  • First the good news: try Georgia State University. They have a film program I've seen positive references to, their out-of-state tuition is about $24K, and I think you would have a good shot at being admitted there. This is not the case for the top film schools, which are a) generally much more expensive and b) extremely competitive for admission. The best is the USC School of Cinematic Arts at the University of Southern California in Los Angeles. A close second is the Maurice Kanbar Institute of Film and Television at the Tisch School of the Arts at New York University in New York City.  Other top film schools in no particular order include the University of Texas at Austin, Florida State University, Columbia University in New York, Northwestern University in Chicago, the School of the Art Institute of Chicago, the California Institute of the Arts in Valencia California and the American Film Institute Conservatory in Los Angeles. You have not completed enough college for any school to take you as a straight transfer student so they would have to consider your ACT and high school GPA which would not get you into any of these schools. BTW, I answered this two days ago and my answer disappeared.
  • I had a filling fall out a few months back. I have been dealing with the pain, keeping the area clean, etc. I can no longer deal with the pain. It keeps getting worse and worse. I have passed out twice now due to this, often have dizzy spells at work, my whole body is getting weird, sluggish, almost aching. I don't know what is going on, but I need help. I have spent the past 2 weeks looking up everything I can think of, there are no dental schools left in my area, there are no dentists I can find willing to help, and no insurance company that has less then a 3 month waiting period for what I need done. I just want the tooth removed. I can't afford much, have about 200 bucks, and the cheapest I can find for the extraction and the x-rays is around 450-500. My credit sucks and I have not tried to re-establish it therefor I can get no assistance that way. The local health clinic no longer assists adults, and I am out of options on what to do. For the first time in my life, I am actually afraid for my health, my life. If anyone out there has a suggestion, or is willing to help point me in the right direction, I will forever be in your debt. I live in St. Augustine, Florida, if that is of any relevance.
  • either ER or you can get a discount plan. there is one called the careington 500 series plan at http://www.1dental.com, it starts immediately and usually cuts the price of those procedures about in half at a general dentist. also here is a coupon to to aspen dental. it should get you a free exam and xray. http://www.aspendental.com/coupons/freeexamxray.pdf for the discount plan it looks like they have an office in their plan at Coast Dental 1081 A1a Beach Blvd Saint Augustine, FL 32080 Smilecare Dental Associates-St Augu 9 St Johns Med Pk, Ste B St Augustine, FL 32086 and Mark Weaver DDS Pa 150 S Park Blvd Saint Augustine, FL 32086 I hope that helps.
  • The only place i know they are not leagel in is California
  • Hospital ER will help you.
  • I've got a pretty good one to tell about my sister-in-law and her heartbreak. They weren't teenagers, but professional people in their late 20's. They worked at a computer company together. It took my SIL months to get a date from this guy. He was the "perfect" man according to her. Pretty soon, he was leaving roses on her carseat and they were inseparable. They dated for over three years, but he never mentioned a future. That always bothered me and I asked her about it. She always seemed offended and basically told me "everything is fine and I don't know why everyone is on my case about getting married!" He traveled for business frequently to Dallas, TX. He always called her and seemed anxious to get home to her. My SIL was 100% loyal to him and had eyes for him only. She felt sure it was only a matter of time he would say something to her about marriage. I got my first clue something wasn't right when my husband and I went out to dinner with them. My SIL got up from the table for a few minutes and my husband asked: "Do you and M. have plans to get married any time soon?" Mr. Perfect replied: "No, I don't have any plans for that." This was two years into the relationship. When I again tried to say something to her, she brushed me off. They bought a timeshare together in Florida and I think my SIL saw this as a commitment of some kind. She was wrong. This guy asked her to pick him up at the airport after a business trip. He told her he had something very, very important to talk to her about. Well, my SIL thinks: "This is IT. He's going to ask me to marry him tonight!" She picks him up, they go out for dinner, my SIL is just quivering with anticipation! He proceeds to tell her he's getting married........to someone else. All along, he's had a woman in Dallas. He plans to get married within 3 months and he's moving to another company in another state. He would be happy to buy her out of the timeshare when he can get the money together. I would have thrown my entire dinner into his face along with anything else on the table. My SIL calmly drove him home. She was a total shock, physically ill for weeks, and really never dated anyone seriously after that. She is still single, lives alone, and I credit this guy for seriously F****** her up.
  • 1
  • the worst break up I recall was a young married couple were fighting while driving in the car on the freeway. they also had a baby girl in the car under age 2. the mother was so distraught in the argument (I never got details about the entire relationship but) she opened the car door and hurled herself out onto the freeway and traffic and she was killed. a horrible suicide that left his child motherless and him blaming himself for the argument. that is the worst ive ever heard.
  • this didn't happen to me but my best friend. [ but i was involved] we were at a school dance and my friend Devon [guy] who was going out with this girl Ashlee walks up to me and says "Alexis I'm asking you as a friend can you make-out with me in front of my girlfriend so she knows that i want to break up with her." of course i said no cause that's just plain rude. When i had said no he walked over to another girl and asked the same question and i watched as the lip locked right in front of Ash. She broke down crying right there, that's how she knew they were over.
  • I remember in 9th grade a girl in my English class was in a relationship with this guy for almost a year and one day he came in to our class before the bell rang and shouted "We're through! besides you're a wh--e anyways" and the whole class was silent. The teacher caught him and yelled at him, but I felt really bad for her, even though I didn't care for her. :(
  • we had sex for the first time. we were both virgins. we talked the next couple days then just started ignoring me a week later he accused me of cheating ( he was lying about it of course) all of this is over texting! and he says: we are over. i dont want to see you anymore ive never talked to him since/ he ignores my texts, my calls, when i see him at school he looks the other way
  • my boyfriend went to a club with his guy friends n i let him n he whole way there he was saying how much he loved me n then he started acting really weird after.. n i told him i didnt want him going anymore. the next week i texted him n im like what are you doing n hes like you dont wanna know.. he ended up saying he was going again n im like okay fcuk you n hes like haha yeah a lot of girls will be fcuking me.. n im like wow ok its over. n then he's like i want more then one girl youre not enough. i was depressed he ended up talking to me the next day and told me he loved me a few days later... sadly i took him back after a week =\
  • that's easy when my bf was cheating on me and he moved away without even apologizing worst eva
  • MAH WORST BREAKUP WAS,THS BOY I WAS IN LOVE WITH BROKE UP WITH MEH AND BREAKING UP AND WHEN I TOLD HIM I WAS PREGNANT HE LEFT MEH FOR THE LAST TIME AND I FINALLY DIDNT TAKE HIM BACK
  • my bf was chaeting on me with my friend and my cousin knew that and didn't tell me and than her brothers told me and i ask how long this has been going on and they said for about half a year :'( and my so called "best friend" didn't tell me
  • I have 2 questions, One is if a house is for sale, and the listing says the taxes there are non- homestead, what does that mean, and is that a really bad idea to buy a home like that? The 2nd question is, if a home is forclosed, do you have to go through a realtor, are they always listed with a real estate agency? Thanks.
  • Homestead means that it is the owners primary resident and therefore they get a tax break on the property assessed value. Where I am in Florida Homestead removes $25,000 from the assessed value of the home according to the county's appraisers office. So you woul pay less taxes than if it was Not Homestead. Each State will be different. If you buy a home that is not Homestead, If it is going to be your primary home, than you will apply to get it Homestead after you buy it. Check with your local Tax Assesors Office for more information on the particular home. On the Foreclosure it will depend on who is selling it. The Bank, VA, Credit Union etc... you may catch the home before it gets assigned to a Realtor.They are not always done through a Realtor or
  • why do u have to have a new one? In 03 I purchased a used VW gl for 500 dollars and got me thru up till last week and it was still running. I found a mechanic who is affordable and kept it fixed and I spent maybe 1000 dollars into it. I finally had money to purchase a new car. I traded my vw in and bought an aveo. If I purchased a new car in 03 id be in debt so bad id probably lose the car. U can find a good used car if u shop wisely. Please don`t tell me it has to look good cuz my VW didnt look hot but it made it thrut the snow,ice and I moved to florida with the heat and was still running. In your budget id buy a good used car and have somone like your father to help u and make sure u don`t get ripped off and a lemon. Good things come to those who wait. Do not purchase a used veh. from a dealership,try to find one from a senior citizen or an honest person who needs to sell.
  • In this modern age, almost everyone wants to own a car. But everybody can not afford it. But they don't have to worry about it at all, because of car loans. There are several car loan finance companies which offer affordable car loan options in India these days. http://www.worldbestloans.com/guaranteed-car-loan.htm But before taking decision about car loans you need to verify which would be the best car loans. If you are searching the information about the best car loans, then the easiest way is to go Online to a specialist motoring or car loan website and find the information.
  • Check out the Consumer Report for Used cars. They recommend cars that they think are the best for the money with the least problems. It is available at your library or bookstore. The book costs around ten dollars.
  • I would recommend getting a used car as your first vehicle if you have zero credit history. You can also check out http://www.easyautosales.com/finance but don't get into something you can't manage to pay.
  • charge you card every month
  • try an online course. there are some really good online schools out there. talk to your counselor and see if he reccomends one. german is a particularly easy language to learn. a lot of the words sound similar to english-with-a-funky-accent and, well, i've never known anybody (even REALLY stupid people) to have problems with german. i'm self-teaching it right now and its not bad at all. from the few phrases i know, it seems that the word order is the same as english (don't quote me on that). for example: "i love you" = "ich liebe dich"
  • Why can't you do Spanish? What goes wrong? You need it for the scholarship. You must do it. Get switched back in, plan to spend a huge chunk of time on this class, and get a tutor. Also ask if your Spanish teacher will spend extra time with you after school. You really have no choice about this. In addition, see if the library has the Pimsleur Spanish CDs. Do them. Repeat each one several times, until you know it. But before you do any of this, check to find out if only one year of Spanish is even enough for the scholarship, anyway. As I understand it, you need two years of foreign language, not one. I think you may already be out of the running for this particular scholarship. There is one last chance. You could enroll in Spanish (or another language of your choice) at a community college, while you're still in high school. You'd need to take two terms of Spanish to make the equivalent to two years of HS Spanish. If you do this, get a tutor at the college from week 1.
  • I say institution within the lengthy mistaken it is going to be the greater option. The florida travel might be amusing for every week however institution might be extra benifitial. In our society at present institution is nearly a ought to have for lots of jobs. Even now you ought to cross to institution to end up a sanatation employee. So whilst disney might be amusing institution might aid to make a greater lifestyles later. I might definatly pick institution with out a bat of an eyelash.
  • What do you mean - you can't do it? What you mean is that you can't be bothered to try. Languages aren't difficult (especially Spanish) for someone who speaks English. Try harder or settle for less. It's your choice.
  • I know he has ruined our economy. I know he has controled both houses of congress and not done anything to help get jobs but waste our tax payer money to get union backing and buy votes. He also is one of the most corrupt presidents in the history of our great country., What happened to hope and change, It seemsevery time he speaks things get worse.Thank god for goverment hand outs. I live in a 2000 sq. foot home in sw florida with a pool and nice yard, two large flat sceen sony T.V's two computers and two very exspensive dog plus two brand new cars. BUT HAVE MANAGED TO GET OVER $ 30.OOO DOLLARS FROM THE GOVENMENT IN THE LAST TWO YEARS. $8.000 IN NEW HOME CREDIT , WE BOUGHT IN 2009.GOT A CHECK FROM THE GOVERNMENT FOR 8 GRAND WITCH WE USED TO PAINT OUR NEW HOME AND THE REST FOR OUR VACATION. I LIVE WITH MY GIRL OF 8 YEARS WHO HAS COLLECTED OVER $2o.ooo DOLLARS IN UNEMPLOYMENT THE LAST 18 MONTHS. AND OF CORSE DON'T FOR GET THE $6.000 IN FOOD STAMPS WE GOT TOO! SO WHAT IS WRONG WITH THIS PICTURE.JUST THINK OBAMA WANTS TO GIVE ME MORE MORE MORE MORE MORE MORE MORE.
  • Funny troll! Yes he has handed out more entitlements than most of his predecessor. I will give him that.
  • I know your trolling or being sarcstic, but you've answered your own question. Most people never stop to contemplate this one truth. The government has no wealth. Not one penny. Nada, nil, zilch. The government produces nothing; it only takes. Every penny in our non-existent budget (did you know Congress has NOT passed a budget since 2009?) comes from US the TAXPAYER. So the cash given to you so freely comes not from Obama but from me and your relatives and your neighbors; and it was all stolen from us at the point of a gun.
  • Spent greater in some months then the final 8 Presidents mixed springing up a topic the place the u . s . a . will like default on its loans. think of of it as in case you employed somebody to run a farm and the farm brings in $a hundred,000 in keeping with year. the administrative then borrows $a million million to purchase new kit interior the 1st month with the possibility of increasing income to $a hundred and fifty,000 in keeping with year. it could take 40 years or greater (with interest to pay off the indoors maximum loan on the wear even element however the indoors maximum loan demands it to be paid off in 20. that's spoke of as financial ruin and a definite sign of incompetence.
  • I am not an American, and from what I know I do not think he is the 'worst'. But he is still an Assh*le none the less
  • Well if what you say is true, remember you still have to pay the piper and he doesn't work cheap.
  • He is not..Most people that are saying that no Nothing of presidential history.. (yawns) Next
  • I just moved into an apt and literally cant afford to pay at once on furniture. I would like to pay on a monthly basis but I do not have credit established yet. Are there any places where i can get good furniture and pay monthly or something without having credit? my house is completely empty and its extremely depressing and even worse to know i cant afford to pay for a bed all at once! i can however afford to make payments a month just so i can have furniture. Anything in Miami Florida or close by?? and also to deliver cause i have no one that could help to move stuff :(
  • i think you can try this furniture store http://www.furniture-cn.com ,and buy furniture there online, they can ship the furniture to your destination,good quality and reasonable price. hope you can get the furniture you want.
  • The state of solar panel technology (especially thermal) is stuck where it was 30 years ago because the government is subsidizing projects using that old technology rather than investing in research into new more efficient was to capture solar energy. Here in Florida we have a glaring example of how much of our tax dollars the government can waste while making a select group rich. This solar project will never produce the energy it is suppose to. http://www.fpl.com/environment/solar/mar...But that's OK because the "green" energy traders will make millions off it and so will FPL Group from tax credits. And when a hurricane or hail storm wrecks the glass collectors, guess who will fund rebuilding it all over again.
  • "Solar panel technology is stuck where it was 30 years ago"? Are you kidding me? Solar panel research is ongoing and is cutting edge. Conversion efficiencies have skyrocketed in the past few years and we're now seeing thin-film solar technology that can be affixed to windows and roof tiles and such. We're at the point where solar power is reaching price parity with natural gas. Give it a few more years and it'll be economical to have it widespread. Sure, solar research could always use more money, but that doesn't mean we shouldn't put money into the end product. If no one is buying the fruits of the research, what's the point of the research? As for hail and storms, many modern panels are built to resist all but the worst impacts. In areas where this is a problem engineers take this into consideration and prepare for it. Solar is the way of the future as it's the only fuel source that is available world-wide and will never run out (ok, maybe in 5 billion years). Pair it up with natural gas in the short-term and hydrogen production in the long-term and you have an electric grid that's clean and doesn't depend on the whims of OPEC.
  • Solar technology hasn't been stuck in the last thirty years, the current record for photovoltaic efficiency is 42.8% and quantum dots are expected to bring that up to 65%. People citing efficiencies of 5 and 10% are dealing with information from the 70's. Commercially available photovoltaics will lag behind a bit so it would be common to see only 15% efficient panels being installed but keep in mind the maximum theoretical efficiency of photosynthesis is 6.6% and so far, we've mostly been using energy from photosynthesis (fossil fuel is from ancient photosynthesis). We've even made hydrocarbon fuels like gasoline and diesel from solar power, CO2 and H2O. Solar thermal is suitable for large power plants because it recovers energy from all wavelengths of the incident light and is a mature technology whereas solar photovoltaics is still advancing at a rapid rate and it would behoove a government to abstain from a large photovoltaic investment for a while. Florida has a hurricane resistant solar installation code so it's unlikely that significant damage would result from a hurricane. Maybe you should put a little into research before forming an opinion.
  • We learn from mistakes. You're right: we need to build on that experience and develop new and better solutions. When we get stuck in a paradigm...we're stuck. There are new solar energy panels that are much more efficient and durable. Yes, we need to invest in the future. Do you expect a government program for that? They are still trying to sell Global Warming so they can increase taxes on energy. What we need (what I would go for) is a plan to make the United States independent of foreign sources of energy. Even if it meant energy taxes. But they can't use a high-pressure catastrophe sales tactic. All they need to do is say "American ingenuity, American industry, American power". We need leaders (not politicians) that will do this.
  • I'm not from the US, but I agree that solar power is just not the way to go (even in a storm-free country such as the UK) because the panels do not produce that much power and they are horribly expensive to build and use a lot of chemicals. We've been using solar power for centuries anyway - what do you think clothes lines are? People run clothes drying machines in place of simply putting the stuff outside to dry. Those drying machines use kilowatts of power .. the simple measure of _not_ buying a machine and putting clothes outside provides about the same power saving as a solar panel, but nothing has to be manufactured and then run for 10 years to pay itself off. All this crap about "Green" measures just seems too freaking Orwellian it's not funny, they aren't actually that environmentally sound at all.
  • We all know that Charlie got married to throw off the gay scent off. Anyway,there are other countries working on solar power technology that actually work. instead of wasting money on research,we should just buy photoelectric polymers from those who successfully developed it.
  • you nailed it on the head. Unfortunately the government makes decisions based on lobbying companies. Government gets funded by these companies therefore they return the favors by financing their projects. Same idea as the Electric car. Instead they are wasting their money on hydrogen fuel cell technology that will never work! They already have great technology to make electric only cars but Oil companies lobby against them by telling everyone "you don't wan that puny car!" you want a huge freakin Hummer instead!
  • Solar Power Design Manual - http://SolarPower.duebq.com/?Wdc
  • We already have the technology to pull electricity out of thin air and power the world. we arnt using it because the government cant tax it. Why are people putting me thumbs down? i'm completely serious, the new nokia cell phone that charges itself uses this technology.
  • oh yes you are completely right. i utterly agree. utterly. haha. cows have utters. I wonder if sheep have utters too.
  • Im scared to tell my parents just yet because im scared he can go to jail can somebody please help me, I get confused with the florida law one say 18 but yet a person younger than 24 years of age can have sexual relationships with a person at least 16 years of age. Im really stressing over this so if someone may help me. Please and Thank you.
  • yeh, he could get in big trouble. you can too, but i have an idea.... not sure how well you/your family and him/his family get along, but you're about to find out. you can't hide a preg for very long & i highly recommend you don't get an abortion for lots of reasons. here's my idea... if you & boyfriend are committed to each other and can commit to care for this baby, it would benefit everybody concerned a whole lot more for him to be OUT of jail than IN it. if he's not working, he should get a job & support you guys. YOU need to finish school. sign up for summer school if it's not too late & get as many credits as possible before you have this baby. babies tend to take up a lot of time, even if they sleep a lot. considering your age, you're going to need support from your family, to teach you what you're going to need to know. you & boyfriend will need support from his family also, so that this child will have a better start than some who have young parents. don't stress too bad right now. you'll have enough of that coming up all by itself. tell your folks what's happened & see if they're willing to work with this new family instead of getting cops involved. not sure what school policy is where you have school, but talk to your counselor there also. you'll have preg still going on when school starts up again in august. you might have some things to deal with then & would be good to give the school time to work up a plan for your needs. all this is assuming your boyfriend doesn't head in the opposite direction. if he runs off, then he needs a reality check & the cops can certainly provide that. you guys have a lot to work on, hopefully together.
  • Statutory rape - 10 years in prison and the title of "child sex offender" for the rest of his life.
  • I learned in my High School and Community College, (Palm Beach, Florida) So try a community college in miami or broward. ASL is a Non Credit Course so there shouldn't be an age restriction but it probably won't be free. Wish I could help! I absolutely LOVE the language. ALSO CHECK: Miami Dade College & There is a Miami Dade Sign Language club that meets once a month for people just like you :) mdasl.mypodcast.com
  • Most colleges offer cheap courses in ASL, and it's all over the web as well. Also, many libraries have tapes that you can borrow, with detailed lessons. If you have an Association for the Hearing Impaired anywhere nearby, they generally offer classes and lend out said tapes and books. Good luck!
  • , You can find language lessons on YouTube, BBC, and other places online. You should be able to learn basic level conversation, by using these resources. If you would like to further your education in the language beyond the basic, Your best bet is to get involved with one of the new technology multi media courses available, the best courses are availble online, and you can get information with respect to any of them on this website. The most cost effective of the new technnology courses is through interactive software applications like Rocket, you can get their courses at the website below.
  • I made a agreement with a guy on a 2011 used dodge challenger. The agreement was that he has to pay the bill every month. Its been three months and he hasn't paid. Also i cant find him because he's changed his number. Its messing up my credit and I don't know what to do. Should I report the car stolen? And how well would a verbal agreement hold up in court?
  • This is the second time you have asked this you just worded it differently. The truth is you made a very bad judgment and are now facing the consequences of your actions. Verbal agreement do not stand up in court period. You have a lot to learn about being responsible and it looks like the lesson is going to be very expensive. Good luck.
  • These agreements NEVER hold up in court, because you cannot effectively "sublease" your car while it still has a lien against it. If your lender found out that you had made this arrangement, they'd come repo the car, anyway. This is a civil matter, not criminal, since you gave the car to him. He didn't take it forcefully nor take it without your knowledge. You need to find that car, now, and catch up on the payments. With the loan being 3 months behind, I'm sure a repo order has already been out on the vehicle. I wouldn't be surprised if it's already been taken. In the eyes of the court, the guy you "sold" the car to pretty much got a freebie. Any time you try to do one of these types of agreements ("take over payments"), the liability is on YOU. The insurance has to stay in your name, the registration as well. I'd say 75% or more of these agreements end up this way... in court.
  • And how well would a verbal agreement hold up in court? -- Not well. That's called hearsay. The only time those agreements hold up is when they are recorded and in most states you need to have the permission of the other party to even record them AND be admissible in court.
  • A verbal agreement will not stand-up in court, unless there happened to be a supreme court judge with a photographic memory sitting at the next table to back-up your story. The key is the title - Where is it ?? IF you signed to title over to him, then it's his car. If the title is still in your name & in your hand, then it's your car. If your car is gone, then it's car theft or unauthorized use of a motor vehicle.
  • i hope you didn't give him the title. if you have the title,report the car as stolen. they changed their number and are avoiding you. don't you know where he lives? go over to the house and take the car back.
  • Recent case studies clearly show that replacing popular longtime successful coaches often backfire on the team. Cases in point 1. Texas Tech: Firing offensive genius (but socially awkward and verbally abusive) Mike Leach with former Auburn head coach Tommy Tuberville. Leach led to Red Raiders to a 11-1 regular season record. Only reason they missed out on a BCS bowl was due to a tiebreaker. They're 5-7 this year and got blown out 5 games in a row after upsetting Oklahoma. 2. Penn State: Scapegoating the legendary Joe Paterno for the Jerry Sandusky scandal. Got humiliated by Wisconsin earlier today 3. Kansas: Similar to Leach, Mark Mangino was fired for abusing students despite leading perennial loser Kansas to a BCS bowl. They're 2-10 this year. 4. South Florida: Jim Leavitt built this program up from scratch but was fired after he struck a player in the locker room at halftime. They're 5-6 this year. 5. Maryland: Ralph Friedgen, an alumni of the school, was fired shortly after being named ACC coach of the year. A year later, they're 2-10 under new head coach Randy Edsall. 6. Florida State: Legendary head coach Bobby Bowden was forced out and replaced by assistant Jimbo Fisher. Yet this school continues to underachieve not to mention the school administration alienated the fanbase by firing a legend. They're 8-4 (unranked) this year after high expectation coming into the season (preseason AP rank #6). 7. Miami: After championship coach Larry Coker was fired in 2006, the Hurricanes got even worse under Randy Shannon and Al Golden. 8. Clemson: Tommy Bowden's Tigers were the epitome of mediocrity. To his credit, his team was above .500 every year he was there (1999-2008). Dabo Swinney hardly fared any better and after a hot start this year, Clemson is fading just like it did under the younger Bowden. 9. Ohio State: After Jim Tressell was forced out for covering up his players' memorabilia for tattoo scheme, the Buckeyes are 6-6 this year. 10. Texas A&M: After firing longtime head coach RC Slocum, who never had a sub .500 record in his 14 seasons, in 2002, the Aggies already have 4 sub .500 seasons since (2 under Dennis Franchione and 2 under Mike Sherman). Last year's 9-4 record was its best in years. After high expectation this season (preseason rank #7), the Aggies are 6-6, the norm in the post-Slocum era. 11. Washington State: Wazzu was competitive and relevant in the Mike Price era from 1989-2002 including 10 win seasons in his last year there as well as 2 Rose Bowl berth in '97 and 2002. After getting fired by Alabama due to disgraceful off the field conduct before ever coaching a game, there were public calls to bring Price, who attended Wazzu briefly in his playing career, back after his successor Bill Doba was fired. They hired Paul Wulff instead. Wulff is 9-40 as Wazzu's head coach with this year's 4-8 season his best. 12. Colorado: The Buffaloes were a force to be reckon with in the Big 12 with Gary Barnett as its head coach. Since his firing in 2005 due to numerous improprieties, they haven't had an above .500 season. 13. Tennessee: Longtime coach Phil Fulmer, an alumni of the university, was fired in 2008 after a down season despite being ranked #12 the year before. Since then, the Vols went through the one year Lane Kiffin fiasco and is currently a non-factor in the SEC under Derek Dooley (5-7 this year 1-7 in SEC conference play).
  • there are also countless times when it has helped the team
  • ACC: Frank Spaziani, Boston College, Jim Grobe, Wake Forest, Paul Johnson, Georgia Tech, Frank Beamer, Virginia Tech, Mike London, Virginia Big East: Skip Holtz, South Florida PAC 12: Kyle Whittingham, Utah, Jeff Tedford, Cal, Jon Embree, Colorado SEC: Gene Chizik, Auburn, John L. Smith, Arkansas, Derek Dooley, Tennessee, Joker Phillips, Kentucky
  • I was referred by a friend to this person who called me and told me abt the package. Price for our 7d/6n in cancun is $798 an all inclusive trip minus the airfare from au(i am in au) to cancun. All meals included plus non motor water activities and other sight seeing tour with volcanic massage. Plus we have a bonus trip either a cruise in the bahamas or disney world florida (again all inclusive trip except airfare and hotel tax) for 5 or 4 days. Once you agreed with them, they will give you booking number which you will use to access their website and i think from there you will make the payment. Though the guy said that the amount will not be deducted at once in your credit card . What more you can use your package at your disposal, any time you want even 2 years from now. I asked for the company's name and its Cancun Easy Vacations located in Kukulkan Blvd. What do you think of these vacation package? Too good to be true ?
  • First google the name along with scam - often times as you start writing the name in the google search key scam will automatically be a choice - this is a dead give away it is a scam or very mis-leading. It is possible it isn't a scam, but a really cheap vacation. Just remember usually you get what you pay for. Discount vacation companies often times do get discounted resort stays by buying a section or because that particular resort isn't selling well - beware - it is probably a crabby resort you are staying at. All-inclusive can mean just as described, but the food is crap cheap stuff served in buffet style, with the cheapest drinks possible, fair to poor rooms and service. Think about it - do you really want to stay at a cheap resort in Mexico? Same for Disney - there are lots of hotels in the area (many cheap, cheap) so you it could be legit, but just damn cheap and poor quality. If you are willing to risk and don't care about the quality (and find they are just a cheapo travel company) - I would also request the name of the resort and any detail you can get. You might want to check them out ahead of time. Something happened to us one time at a vacation expo - it wasn't really that bad a resort in Mexico, but they way overbooked and tried to move us quite a distance of the location we wanted to a much significantly less quality hotel (not even a resort) - we all put up a fuss - they tried to move us to an all inclusive saying how great it was - I got the details it was again significantly less quality and stars - we managed to reach the travel agent and he did get us all into a much nicer even higher quality hotel than we were supposed to be act. So be aware of specials.
  • I don't like: <<< Once you agreed with them, they will give you booking number which you will use to access their website and i think from there you will make the payment. >>> You don't need a booking number to access a website. Normally, you access a website, browse it and decide to buy a trip or not. I don't like <<< disney world florida (again all inclusive trip except airfare and hotel tax) for 5 or 4 days. >>> Even if they had a good deal with Disney a 4 day pass for 4 persons would still be many hundreds of $$$. I don't like <<< What more you can use your package at your disposal, any time you want even 2 years from now. >>> In 2 years, we can barely book anything more than 1 year in advance. In 2 years, your hotel can be devastated by a hurricane, be in bankruptcy and close. A real travel agency has to pay you back if you can't get your trip. Cancun Easy Vacations would just disappear to avoid to pay back. Conclusion: forget it!
  • Cancun Vacation Destinations
  • Cancun can be an open entrance to your desire vacation only like this place hotelbye to get there. Cancun features state-of-the-art lodge features on the list of best clubs, bars, and malls just a few legs away from the most lovely beaches on earth.One of the areas you'll need to see could be the Isla Mujeres. Here, the great breezes strike over the area during the day and evening and here you will like: the snorkelling, the diving, the swimming with dolphins, the rural beaches for moonlight hikes and personal discussions, and scores of waterfront restaurants surrounded by great buying and beautiful organic scenery. If you are buying a Cancun location place to relax, Isla Mujeres is the place to come.
  • Hello! Despite the fact that the Walt Disney Swan and Dolphin hotels are on Disney Property, they are not owned via Disney. So no, it wouldn't observe. Park hopper fee $52 per person for 1 day. However similar to magic your means park tickets the extra you play the less you pay. So it might be about a total of $200 for the week since you could grow to be spending like $6 a day for park hopper. I mislead you now.
  • I just came back using the vacation package i bought from them. It is legit . I had a very relaxing fun time in mexico. aug 3-9 2015. I thought at first it was a scam . But now i know its true. Cant wait to come back.
  • I called Mastercard because they just phones me and sounds like a good deal. Master Card confirmed they were a legitimate company and they are recognized and in good standing :)
  • CANCUNEASYVACATIONS.COM Registrant Name: James Johnston Registrant Organization: Registrant Street: 14409 Salem Dr W Registrant City: Carmel Registrant State/Province: Indiana Registrant Postal Code: 46033-8590 Registrant Country: United States Registrant Phone: +13178448901 Registrant Phone Ext: Registrant Fax: Registrant Fax Ext: Registrant Email: cancuneasyvacationsl@gmail.com
  • No! They are legit company because i purchased the same package before and i used it alraeady.
  • S.C.A.M. As just a small part, an adult ticket to Disney world is $90.00 US per day. Alone that is $450.00 per person per day.
  • I'm sure the bank would take the house back but would they come after me to pay it back? There are a lot of foreclosures going on now so would they just eat it and move on? I know my credit would be bad for a while but I could live with that. And if they did come after me for the loan could I just go bankrupt? Thanks for any help.
  • You're talking about a strategic default, and you can research that term to help you decide if that's the right decision for you. I've included a link from The Consumerist specifying why it's not a bad/wrong/unethical decision to strategically default, and there are other sources you can check out linked from there. Essentially, you'll lose your property and severely damage your credit for awhile, but eventually things will return to normal. Good luck.
  • hello i think after the foreclosure is over they will issue a 1099 for the forgiven amount you can claim it but you have to pay taxes i hope it can be of some use to you to get more Information about the federal rules & regulations all the best
  • You will definitely have foreclosure issues if you default on ur payments. If they auction off ur house, they will get their payment back and they will not come after u again.
  • Are you in a non recourse state? They will foreclose (duh) and may issue you a 1099 for the forgiven amount after they auction off your house You will have to claim this amount on your income taxes and pay tax on it.
  • hotels.com is the biggest rip off make sure they tell you everything about your reservation before you get to the hotel. I used them on my roadtrip i went from the florida keys to pennsylvania and when I got to washington dc they messed up my reservation didnt book me in a hotel that allows dogs and neglected to tell me all the addition fees of the hotel i had to sit on the phone with them for 2 hours to book another hotel and then they still owed me money that wasnt refunded back for weeks but I did get 200 free dollars out of it cause i freaked out at them so bad
  • i will in straight forward terms communicate for American enjoying cards. the only way you will possibly could pay some thing is that in case you get a card that has an annual fee. purely sidestep any that have an annual fee and you isn't charged something. you've gotten a card and easily no longer use it. regardless of the undeniable fact that some companies are actually shutting down unused enjoying cards so that's on your ultimate interest to apply your card a minimum of two times a twelve months. No great deal, purely purchase groceries with it one week and pay it off thoroughly whilst the bill comes. straight forward straight forward!!
  • It depends on what you book. Sometimes it charges the card right then and there. Other times, it doesn't. Make sure you read all the fine print if you're going to book through an internet agency.
  • Your card is billed when you check out. The card is only to guarantee your reservation
  • Don't be to picky with credit ( but then again they have bad credit for a reason), but alot of people are loosing their homes( as you already know) and have a repo on their credit but they are good people and you cant be sure under what circumstances they lost their home, but to me those type people would be good tenants and really need somewhere to go.
  • Craigslist, local newpapers
  • put out a sign
  • Any teachers out there who can help: how much coursework do I need to be an effective teacher? I hold a bachelor's degree in anthropology, but I've come to the realization that I do not desire a career in anthropology (too bad I didn't realize this BEFORE graduating). For the past two years I have been contemplating my career goals, and I believe I would really enjoy being a teacher. The problem is, however, that with my degree in anthropology, I do not feel like I have a very strong background in any specific subject taught in middle school (after extensive research, I'm fairly certain I want to teach middle school). I find that I retained a lot of information from my science classes in college, and I have always enjoyed biology and earth sciences. The local community college near me offers a one year EPI. It is my understanding that the state of Florida requires 18 credit hours of science related coursework to teach middle school general science. If I take various science courses alongside the educator preparation program, do you think that will be sufficient? I considered getting a second bachelor's degree in biology then becoming a certified teacher, but that would require a lot of time and money (almost three years at the least!). How much coursework do you think is necessary to be a great teacher? I'm willing to go beyond the 18 credit hours. Teaching a subject to middle school kids is a big responsibility. I want to be qualified for the job.
  • Many studies have shown that the educational background of a teacher does not make a large difference in their effectiveness. Instead, it seems to revolve more around how good they are at making the students interested and that they put in the effort to ensure all the students are treated like they can succeed. So I think you'll be fine with the basic educational requirements for becoming a good teacher. Also, if you haven't, watch the documentary listed in the sources. There are some good videos on TED.com about being a good teacher as well. =)
  • I am not sure if this will help...maybe... http://certificationmap.com/states/flori...
  • I know USC lost......by alot lol but im not immature like most of you yankee fans out there.....o0o ya i said it!!! and most bandwagon oregon fans who just want to see USC go down every week...grow a sack and stop being annoying....why dont you become a fan of a team that actually wins instead of haitng on teams who win alot now.....oregon congrats on beating USC....and prossibly taking the pac 10 this year i know USC cant be an unstoppable (sp?) force every year, so i actually give credit where credit is due so congrats ducks on an impressive win
  • Oregon had a bad game on the blue. I was blown away by that game. Of course it was the first game. I'd love to see Florida, or Texas, against the Ducks. I'd take the Ducks. In college every year is so different. Look at the Trojans, they basically are in a rebuilding year (isn't every team, every year?). I have noticed a change over the last few years, and I think the run is ending for USC. But man what a run. In the last 7 years nobody has been as good! 3 title games, at least two should have been in it, and if not for a Reggie Bush lateral, an amazing three straight titles! Fight on my fellow Trojan fan, and let's hope Chow comes back.
  • I had a feeling USC wouldn't win the Pac-10 this year, well I guess I was right.
  • im still stoked USC beat Notre Dame there...I wish it were by more....
  • WOW! thanks! GO DUCKS! QUACK DAMNIT!!
  • I'm in the middle of filing right now. Funny, I'm stuck because I can't pay everthing and that is the hold up right now. Can't come up with the court fee. Which is 299 dollars. But this has been a bad year. I lost my house, 2 cars and restaurant. And bills piling up on top of that. And then my Mother died. Both mine and my husbands jobs are slow right now, so we are not getting in 40 hours each. They gave me Friday off and Monday off. So, that's 2 more weeks of smaller checks. The economy is bad! People not buying like they did. It's gonna be a bad holiday season. But, with people not buying like they did, it affects both of our jobs. He drives a semi truck for a major company. It's UPS. And if they are slower, then that is bad. And then, I work at a custom made cabinet shop. And usually, this time of year, the rich people, who are the olny ones that can afford our cabinets, are re-decorateing their house for the holidays, and we don't have very much work. So, that tells us that it's starting to affect the richer class also. If they are not ordering like they used to. It was our first house we bought that we lost. That adjustable mortgage rate took us out. But, it's nice knowing that if anything major goes wrong here, all I have to do is make a call and they have to pay to fix it. I'm in Indiana and it's the same all over I believe. But, that's my story in a nutshell.
  • My friend is filing bankruptcy in Arkansas. Their business,(construction) did great for about 8 years, now the industry has slowed down so much in their area. They couldn't adjust their expenses to meet the changes. Sad thing for a lot of people.
  • The results of greed is catching up.
  • "I wonder why"
  • Finance is what I do for a living and I must agree with the second poster. I have some lenders that don't care I have others that say no way and still others that go so far as to insist that co-signers live together or no deal. Obviously since your dealing with your own bank you need to call and ask your banker what their policies are on co-signers.
  • in all danger now not. in case you terminate the employ, you're in fee for paying employ till finally a clean tenant signs and indicators and indicators a employ. the owner is obligated to sell the apt yet you will would desire to pay for the classified ads. In maximum states you're arranged to pay an entire month's employ inspite of in case you purely stay faster or later. maximum landlords will wait till finally a clean tenant is have been given right here upon or the time era of the employ expires interior the previous suing you. in the event that they sue and win, you will additionally be in fee for courtroom docket expenses, which in many circumstances provides you approximately $1000 to any judgment. it is not going it fairly is going to be properly easily rather well worth the expenses to bypass.
  • That will depend on your bank, some allow this and some do not.
  • Sure....that's not a problem.
  • Myself, father and mother are falling on hard times but we were determined to deal with it ourselves. However my sister who has an apartment and was doing fine suggested we live with her until we get on our feet. We didn't want to we told her we didn't want to but she insisted until finally we had no choice so we went. But now that we are there all sorts of drama is happening. We can't eat certain foods, we get yelled at(including our parents) for things such as needing a ride to work, or grocery store or even to try to apply to other apartments so we can finally leave. She kicked us out and called the cops on us when she came in the apt upset over something with her credit card company and instead of telling us what the issue was or why she was upset she flew off the handle on me. I believe it was a conversation about running out of tissue and i said something about it, she got an attitude with me and yelled saying then said you know what get the hell out of my house then called the cops to get me, my father and my mother out of the house. So we stayed outside thinking about what our next move was while waiting on the cops, they came but she refused to talk to them so they did nothing and left. My dad is on disability and my mother also has heath issues so we are all out there in the hot sun trying to think of shelters we could go to but we couldn't get a ride there nor did we know where they were located She has cursed me out personally about silly things called me names just belittled us. We were in florida and she wanted us to come to the state where she is because of a domestic issue with her former husband and child, we came to help her out and now that we need her help she treats us like this. I am so angry everyday. My anger and this situation has challenged my faith in God. And caused me to really not like my sister. I love her because the bible says i have to but i dont like her. What can i do to deal with this. We have been here almost two months and we are praying that something changes for the better. She also has two cars. And as long as our parents were watching her child while she went out on dates it was cool that we could use one of them to get around but when my father went into the hospital and they could not watch her 3 year old son all of a sudden she wanted to fix the car and sell it. (nothing was wrong with the car at all). If things are not done the way she wants them done then she blames everyone else. even when it's her fault things are not going right. It's as if she because she knows we need her she fees she can do whatever she wants and we have to take it. and i guess she is right.
  • Oh yeah, I learned the hard way, you dont do business with family. She probably had good intentions, but there is so much baggage in families that it all blows up eventually. The only thing you can really do is either try to talk through the baggage, and hurry up in finding your own place. I moved in with my cousin after loosing my job. I was actually helping her out, because she was about to not have a place to stay, I moved, found a job, etc. But everything was a huge fight, from how we fixed repairs before we could move in, down to how i decorated my bathroom. When her place turned out to be in too bad of a shape to fix (it was a trailor), I took action and got us an apartment, which was the worst thing I could have done, apparently. I worked 3 jobs to pay my bills plus part of hers, again, how dare I. She moved her boyfriend in, and then I got sick. I told her I couldnt pay the part of her bills I was helping her out with because i was paying for doc apts, she got angry, lied to her bf about why I was paying the bills, claiming it was money I owed her, when she really owed me. Then, when I was finally diagnosed with leukemia, they kicked me out while I was in the hospital because I offered groceries I had just bought to my mom who had taken unpaid leave to come be with me. That was horrible thing only a liar and user would do, because I told them they could keep the food without paying me for it. The whole 1/4 or less of what my mom took out of 200$ in groceries was going to leave them starving. Then they tried to black mail me because I was trying to push them into giving me the money they owed me. NEVER again.
  • Tell her how you feel but I doubt it will help. She should not treat u like that, especially her own parents, it is disgusting behaviour! you should all move out as asap. Relying on someone is not a bad thing, that is what family is for. And yes I have some horrid family members.
  • The announcing hold your household and peers near however your enemies nearer may be very real, and I found out that early in lifestyles. My mother and father had been utilising me and being profitable off of me for many years. They deal with you unhealthy considering they realize that regularly they may be able to break out with it.
  • I am just in a bad financial situation and sort of a chatch-22. I was unemployed for a long time and my unemployment ran out and was living on credit cards for the two months to survive. But now my credit cards are maxed out. Thankfully I JUST found a good paying job but now have to play catch up. The job took me 3 hours away from my friends. Or else I would just crash on their couches but I am strapped for cash for right now. I tried to call women's shelters but I now make too much and since I am thankfully not in an abusive relationship I cannot stay in those shelters. So I had to move out of my place. I just need a couple of months to get back on my feet since I cannot afford to move into a new place just yet. I did tell 2 of my friends and they were mad, but there is nothing I can do. I have no family here and I'd hate to move all the way back to California and leave my good paying job. I want to add I did tell one of the shelters I am a veteran but they said they will tell another agency (wouldn't give me the name by referral only) that may be able to loan me moving money and I can pay them back but they have 7 business days to call me back. Any suggestions?
  • Yes, Be careful and cautious. And I wish you your best. You might try contacting a local veterans hospital they might know of some shelters, or some other venues to check into. You have access to a comp. dig around for some different government or veterans sites for help. And a LOIUSVILLE SLUGGER wouldn't hurt. keep it close, Make it your friend.
  • Try sleeping in truck stops, some 24 hour shopping centers, churches, etc. If you do need to sleep in a strange place try hiding with covers or blocking the windows. Also, rest stops are an idea used by some. There is one other place to sleep but I am shy about sharing it. But if you think about it - It may come to you. Hope that this has been a help.
  • I suggest if possible reenlist into the military. They will possibly give you a house.
  • My boyfriend is trying to move down to Florida with me and we are already saving up for the moving costs. But once he gets here, if we both work full time with minimum wage, can we be able to afford living in an $500-$700 apartment? My car insurance is paid for by my father, and I would need to get this place before my boyfriend comes down and starts looking for a job here. Really need help with this, thanks.
  • It can easily take 6 months to find a job once you move there. Know that no one hires someone that lives hours away. They want local. So... save, save, save. Have that 6 months of emergency living expenses put away. Then.... move. Also, without a job, a landlord is going to want 6 months rent upfront (at least). Tell boyfriend that debt does not just go away. Collection angencies tend to sue in the future. So tell him to save for when they take him to court. --- oh, Florida has pretty high unemployment rate. Hope he is a professional with a college degree in demand.
  • No job, no move. There are many other expenses.
  • The Miami Marlins is a better name. Baseball teams should be named after cities, not states although the Colorado Rockies is a cool name and same with the Twins. However, one team probably shouldn;t have all the credit, it's like when the Angels were formed and called themselves the California Angels. There were still other teams in California, however if there is only one team in the state then it's okay I guess. The Marlins aren't that bad though, at least they have two World Chammpionships compared to the Rays. The Marlins won the World Series in their fifth season. The Rays didn't have their first winning season until 2008.
  • Always felt they should be the Miami Marlins, out of respect for the old IL team if nothing else. In that same expansion, we got the Colorado Rockies, and I felt they should have been the Denver Bears, for pretty much similar reasons. I believe public opinion in the 2 areas agreed when polled. In the case of Florida, that name usage left the option of moving to Orlando without even changing the stationery...there was some concern that So Fla wouldn't support MLBB, apparently justified...
  • That was part of the deal for the funding of the new ballpark. Miami is paying for a lot of it, Miami wanted the name.
  • In my opinion, they need to be contracted. Along with arizona. and for pete's sake put Milwaukee back in the AL.
  • my dads giving me money to spend their...i do not want to take to much money from him because i feel bad i love my dad i hate taking to much money from him..i dont want to get souvenirs..im just going to get 2 cartons of cigarettes(he knows i smoke and im going to get them) and maybe just some extra money just in case..you can never be careful..well how much money should i bring?..and also..we are going to universal which is your favorite ride???=]
  • I see you have your priorities in order/ Bring a credit card or ATM so you dont have to carry cash PS anyone who has a working nose and has ever been within 10 feet of you knows you smoke, It isnt something people can keep secret
  • For the economy to return. Even if it does a very very high majority of its people have been so badly mangled by this recession it may take them many years to overcome it if they can at all. They say jobs are being added all the time yet all I see in my state are jobs being LOST all the time. many more than those being gained.
  • The liberal media says things are improving in hopes of getting O'blunder re-elected, but the truth is things are worse. Here in Florida things are bad and not getting better. The recession started because of america living off credit for way too long, and housing prices going stupidly high in 2006 just to take a nose dive in 2008. The liberals blame Bush, even still today after the Obama administration has made things much worse with their failed policies, runaway spending and taxing. America will recover when we clean house in Washington, meaning congress, senate and especially the white house, regardless of political party. I plan to vote against all incumbents.
  • Stop blaming Bush! Barry is almost 3 years into his term. He has spent us into oblivion. Don't any of you have children--do you even think about the future and how in this putrid economy your children and grandchildren will owe money that NoBama spent? Don't you get it? The unemployment numbers are fake--they don't count those who have given up looking for jobs. They don't count those who are trying to enter the workforce for the first time either (like recent college grads who cannot find jobs--and they are out there). Jobs are b eing lost every day or are not materializing. Take down the smokescreen around Obama, folks. It is too late--the election is months away. NoBama will lose once gas continues to rise. He will be exposed for the failure that he is and always will be.
  • Yes, yes, Obummer has been fixing Bush's mess for the past 3 years. He himself said in 2009 that if he doesn't fix the economy in 3 years time, he'll be a 1 termer! What's so bad about holding the guy to his own standard? I don't think it's too late..yet anyway. If we get someone in who is deasd serious about the issues we face and actually cuts, opposed to just cuts in proposed spending, then I think we'll eventually be ok. I can't think of a better way to stimulate the economy then letting ppl keep more of their hard earned money!
  • Ahh, you must be in a Republican state where they fired so many teachers, firefighter and police that the job market is flooded while they gave the rich Millions in tax breaks.
  • Obama is a failed leader.After this little bump is over we will be going from the frying pan into the fire
  • Your state is the exception to the rule.
  • Relax, Obama is bringing us out of Bush's mess. Don't you cons have any ideas besides fear-mongering?
  • Aaron's, Rentway and Buddy's are some similar businesses in Florida.
  • You mean like Rent To Own? They end up costing you about two to three times what you would normally pay in a store.. It depends what you want to get.. If its furniture and you are handy at painting etc.. try the local thrift stores for great deals on stuff.. If you do end up renting.. read the fine print before you sign on that dotted line and make that purchase.. sometimes you can't send it back.. so be careful..
  • You are going to need more $$$. A FHA loan is about as good as you can do moneywise but you still need about a 3% downpayment and a few thousand more for closing costs and what not. You can always go into a local bank and sit down with a loan officer and see what they think you will need (based on your credit and income) and now you know what to shoot for (just ask them to prequalify you) but you're going to need more than $750.
  • FHA is 3.5% down (not 3%) but if you are a vet you can go no money down. FHA can also be 100% gift from a family member or long time freind that can be documented. You would still need to comply with all other guidelines. Credit histiry, source of income, funds to close - Good luck, Kathy
  • I feel like I really made the biggest mistake of my life freshman year of high school and I am so dissapointed in myself for doing this because I am very intelligent and I screwed my life up. Last year I failed Algebra 1 and due to that I have I am taking it right now my sophomore year. I am a sophomore in high school now and I am now in a different state and different county and at my old school freshmans did not take history and now I come to this new school and I find out that freshmans here do take history so now I am not only behind in Alegbra 1 but now I am also behind in World 1 History. Also, my freshman year I took earth science and now I come here and I am taking Biology 1 when I am supposed to be in Chemistry I feel extremely left behind and out of place and I don't know what to do honestly this worries me so much I can't sleep at night and I am constantly thinking about my life and my career, What do I do? I am behind and I am aiming not for the standard diploma but for the Advanced Diploma. I am behind in 3 classes (Algebra, World History 1, and Biology) how can I make these up? In VA the online courses are $700 per course and that is out of my range. How can I make up these credits? I really need it made up by junior year so that I could be on track and in AP classes all by 11th grade. Is that possible? I KNOW THAT I CAN HANDLE AND WORK REALLY HARD if i get to ap classes by junior year but can I make all the courses I failed freshman year over the summer or maybe even now? I would do anything literally just to get back on track I really need this.
  • Talk to your counselor. He or she should be able to help you work out the program. I know that SC and Florida have virtual school programs that are not at all expensive. I think that if your parents insist and you show that you can do the work by getting great grades in what you are taking, they will work with you. Proving that you can do it is critical. Also, being behind because of a change in schools is very common and not your fault. Your parents need to point that out to the school. However, if this does not work out, all is not lost. Look at summer programs. You can also start college the summer after you graduate high school and take those courses you would have taken as AP. Also, while you are a senior in high school you may be able to go to community college at night and take college courses. You can still get where you want to go. it just may take you a bit longer!
  • You need to talk to counselors at your HS. Ours works different from yours. Any HS student can take bio/world history and in any year. Sit down with a counselor, see what is required for graduation and leave out all the rest. take summer school if offered.
  • I wouldn't worry so much, it will all work out in the end.. I think summer school can catch you up, another thing, look at the community colleges- classes are usually pretty cheap there, and you can probably take them there after school if you want. talk to the school councilor they will help, usually in your JR and SR year you can take "elective classes" and you can take those classes your behind in then. (I took jr english and sr english my SR year) to make up for missed classes when I studied abroad my JR year.
  • Is there a possibility that you could take "any" classes in summer school. My son had to do that.
  • it depends on the schools. UC's don't, but private schools do. They look at it, but sophomore-senior year is more important. Plus there is room to discuss additional info where you can explain a bad semester
  • Nations Truck & SUV Center Buyer Beware On 10- 27-2009 I purchased a Chevy 4x4 From Nations Truck & SUV Center in Sanford Florida. A very clean truck with low miles. I looked and looked for a truck like this on one, unfortunately they had one, Today I wish they didn't because I have discovered that the truck was in a major wreck and rebuilt. Just looking at it one would never be able to tell unless you knew what to look for. What I'm going to tell you is 1st hand from a very reputable body shop. The entire right side of the bed was replaced, and not done properly over half the weld points were never welded, the bed at the tail light end moves a lot when the tail gate is open its moving so much it has cracked the seam sealant that was installed over the seam and this sealant is made to stay flexible, the cab end of the bed was never welded either and has some movement, the list gets longer. The entire front clip including the core support has been removed to replace the core support, when it was all put back together nothing lines up. The head lamps are not even pointing on the road. The right upper control arm was replaced. Under the hood there is all kinds of plastic pieces broken, bolts missing, and who knows what else. The body shop stated they couldn't tell the entire extent of all the damages unless it was all taken apart. The right side of the truck was repainted, The only thing that was credited to who ever did the paint work, was really good, so good it fooled me. Don't buy from Nations Truck & SUV Center Conclusion, I contacted them and told them all that was discovered about the truck,they immediately said there is now way the truck was pieced together. So now I'm on the phone arguing asking them, so now your telling me Its all just a bad dream or that I'm just making all of this up. Will someone please wake me up because this is a really bad nightmare. After three days, five phone calls. I was told by a law firm to make them an offer to take the truck back refunding the total amount back to me less a set price of .35 per mile for what miles that have been put on the truck to date. There counter offer was to bring the truck back and trade it in one something else. Well for one they don't have what I want and even if they did why should I have to pay sales tx or anything at all. They sold me a pile of crap. All I wanted was a full refund less milage and hand shake saying we are sorry that this was over looked since we had purchaced it from an auction, or anything along those lines. No, just denial all the way to the end. There other offer was to buy the truck back for 3k less than what I just paid for it. This is all so wrong it makes me sick. I tried to get rid of the truck no one would touch it so I ended up selling it back to them for the 3k loss plus my attorneys fees. dont make the same mistake they sell wrecked trucks
  • Some states require a reconstructed title check your state if not, sorry not much you can do other than lobby your state reps
  • In this economy,more and more companies like this,are surfacing.All 50 States have lemon laws.You first move should have been to file the incident with the State Attorney Generals Office.However,you can still report them to this office and an investigation file,will still be opened.You can also check to see if they are members of the BBB and if they are,they too will investigate it and possibly ban them from membership.You can also make sure,no one else goes through this,by logging your complaint at www.ripoffreport.com and dozens of other sites like it.
  • Hi, this is for a friend that needs to be moved out of her apartment in 2 days. Almost 2 months ago she found a place that she fell in love with and paid all the application fees and I believe she said she had paid well over $500 to the HOA. Her real estate agent keeps promising her that she will be getting the keys soon but now 2 days left before she has to be out of her old place she is getting tired of this. I know it takes a while for the application to be exempted and from what I understand it was and she is good to go but they keep coming up with new excuses in why she can’t have it yet. Is there anywhere she can complaint about this? I just feel so bad since I know how difficult it is to move and to think that you have to do it all in one day seems crazy. It’s for the state of Florida. I don’t know if that matters at all. If you have any advice for her please let us know! Thank you!
  • I have a real estate broker's license in 2 states and I belong to 3 different homeowner's associations. I have never heard of an HOA doing a credit or background check on potential residents. They must do things very differently in Florida.
  • I've lived in two communities that require membership in their hoa. The first one used to be in a large house elaborate. The persons who ran the organization were nazi-like. They might walk around and give tickets for barking dogs (what canine does not bark when any one is jogging next to their condo?), for leaving a trashcan out past 5:00 pm on trash day, and a bunch of alternative foolish ideas. We hated it. Now I live in an association that makes certain our roads are good-maintained. The rules don't seem to be very strict. I quite recognize the association can pay for snow plowing when you consider that without it we'd be on our possess since this is a small mountain neighborhood.
  • I called the number they gave me and it was a cell phone number I found out, I did look at the BBB they do list them at none rated they have no information other then there name. and they have there phone number listed different as well the number on the BBB gave me be longed to a doctor office. So I guess stay away from them. Also the message on the cell phone was a Koren voice that did not speak very well English.
  • 100% scam. There is no job. There is only a scammer trying to steal your hard-earned money and maybe your identity as well. The next email will be from another of the scammer's fake names and free email addresses pretending to be the "secretary/assistant/accountant" and will demand you accept a fake bank deposit. The deposit will be from a stolen credit card, hi-jacked paypal account or phished bank account. You are then suppose to withdrawal the money before your bank realizes the transfer was made with stolen money. You are suppose to send the "money" via Western Union or moneygram back to the scammer posing as the "supply company" while you "keep" a small portion. When the credit card/paypal/bank account owner realizes their money is in your account, your bank reverses the transfer now you get the real life job of paying back the bank for all the bank's money you sent to an overseas criminal. Western Union and moneygram do not verify anything on the form the sender fills out, not the name, not the street address, not the country, not even the gender of the receiver, it all means absolutely nothing. The clerk will not bother to check ID and will simply hand off your cash to whomever walks in the door with the MTCN# and question/answer. Neither company will tell the sender who picked up the cash, at what store location or even in what country your money walked out the door. Neither company has any kind of refund policy, money sent is money gone forever. Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer. 6 "Rules to follow" to avoid most fake jobs: 1) Job asks you to use your personal bank account and/or open a new one. 2) Job asks you to print/mail/cash a check or money order. 3) Job asks you to use Western Union or moneygram in any capacity. 4) Job asks you to accept packages and re-ship them on to anyone. 5) Job asks you to pay visas, travel fees via Western Union or moneygram. 6) Job asks you to sign up for a credit reporting or identity verification site. Avoiding all jobs that mention any of the above listed 'red flags' and you will miss nearly all fake jobs. Only scammers ask you to do any of the above. No. Exceptions. Ever. For any reason. If you google "fake check cashing job", "fake job bank account Western Union scam", "money mule moneygram scam" or something similar you will find hundreds of posts from victims and near-victims of this type of scam.
  • Me too & they just emailed me their employment package. The question that I have is...has everyone here been searching online for jobs lately? Well, I have been for about 3 weeks now & I never applied for the position of "Project Account Manager" Job# 1347656776 at this company. Also, for a web design company their website sucks & you can tell it is fake & when I googled the address they are not even listed there. Anyway if anyone is interested, here are the names of who has contacted me so far: Ashley Hirashio - ashleyhirashio@nikrizsoftinc.com Carol Wright - info@exposurewebdiz.com James Alpaso - info@exposurewebdiz.com I would never have given them my info without making certain that it was not a scam...you know the old saying "if it sounds too good to be true, it probably isn't true'. I'll check back to see what else has been found out. Chow
  • i have also been offered a home based position. they claim they have been doing business for over 10 years, but the website just launched on sept 17 and is run through a proxy register site in Malaysia. red flag #1. they want your SSN for the W-4 form for tax withdrawal, red flag #2. they also want your photo ID and your bank account number and routing # to take payments from the clients and to get paid. i am having a lawyer friend look over the documents so i will keep you posted. the thing is, i cant remember applying for this position, just getting an email and responding to it. sounds like hardcore identity theft to me, but i was just working with a mail forwarding company that seemed extra sketchy and i actually did get paid, so i may give it a shot. <edit> looking at the long header information in the email, the originating IP address is based out of the Netherlands, not the United States. seems kind of strange a business would have to proxy through a server that doesn't even service this country <edit#2> i have reported them to the FBI like i said before, the site was just launched on sept 17 and google hasnt spidered it yet and with lack of actual text they will fly under the radar for quite some time. also in response to my asking them why their server was in the netherlands, they resent me the "employment pack" lmao
  • Why would you even consider taking any job from a company you can't find anything about? That doesn't seem odd to you? The first thing to do is call the northern Florida BBB and check on the company.
  • I received the same information. I went to their website, and it seems odd. If you click on the photo that says "Print" for media, it just opens to a picture. If this is supposed to show professional webdesign or other, it just shows pictures. It doesn't make sense nor does it pull together. I got an email asking for the bank account, sign this employee agreement that has a notary-like stamp on it with their name on it.
  • Nope, you can host with whoever you want. Try Bluehost. I' ve got a website there, and no problems so far! It's really cheap, too
  • i cant either i looked at their website they offered me a job as well i will be calling them as i look more into the company.
  • Wow following closely along!!! I just got "HIRED" but they never asked for a resume or anything. It seemed kinda strange.
  • even i am trying to pull more information about same. seems to be scam but lets dig inn more
  • Tell the credit card company that you will not accept that charge and dispute it. Then call the hotel and tell them if they think you stole something to call the police and prove it in court. 500.00 for a toaster and spoons and they accuse you of being a thief? Look, they can't prove theft just by the maid saying that after you left they were gone, hell the maid could have been the one that took them. Make them prove it. they can't and they know that. Also tell them you are going to contact the local news and complain about this treatment and post the complaint on every social network and travel network you can. Make them worry about bad publicity and don't let them make threats they can't back up. You didn't take it so they do not have video of you walking out with it, they have nothing.
  • Tell the credit card company the charge is not valid.
  • Michael: Bama Pass Def is good they need to tackle Better getting in their and hit them hard make them hurt so they don't want to get up again last year it took the gators four qt to beat alabama. This Time they are going to have a hard time with Nico Johnson he is a beast Rolando McClain is Beast too Tim going to Need all the prayers he can get with these guys!
  • Bama. As a UGA fan, I know Tebow gets too much credit. im not saying hes bad, im saying the receivers are good. Bama has to be able to stop Florida's passing game. Bama already has a good rushing defense.Bama also needs to keep the ball mainly on the ground. Ingram should be able to run through the Gators.
  • B-A-M-A Bama all the way! Roll Tide. McClain is going to sack Teblow nonstop, Arenas and Barron will intercept every pass Teblow throws when he gets the ball off before McClain smashes him. Ingram will destroy the Gator defense, then Richardson will continue to destroy them after Ingram is done with them.
  • Gators
  • Alabama because Ingram is going to punish the defense
  • go bama
  • I grew up in Florida in a family with a stay at home mom and a father that made $10/hour to support a family of 4. He ended up selling drugs to support the family and was a somewhat verbally/physically abusive guy. My parents split up/divorced in 1997 (My freshman year of high school.) which also turned out to be my last due to moving back and forth between parents. I finally got a ged in 2003 (big deal, everyone makes fun of you for it, or in the case of the military, it's not good enough.) So among many of my issues is I'm very indecisive, I can't make up my mind about anything for nothing. In the last 14 years I've moved from Tampa to Orlando to Tampa to Orlando to Tampa to Nashville to Ft. Myers to Nashville to Orlando to Nashville to Tampa to Nashville to Houston to Nashville to New Orleans to Nashville to New Orleans and am finally back in Houston (for who knows how long ?) I went to a state university in Nashville and tried to do it while working full time and just couldn't do it. When I try to study math my brain freezes up and i can't do anything. I'm now in my 3rd college still as a freshman. I got married in 2007 which was a huge mistake. I love my wife but shes just a mean person and selfish she only cares about herself and she throws punches for trivial things.. I'm 28 years old, None of my friends from school can even remember who I am. I have no friends and have had no friends since 1998. My days consist of playing on the computer or watching tv. The only jobs I can seem to get are grocery jobs at places like Wal-Mart or Kroger. I've always felt like I've had a higher calling in my life but I have nothing to work with. It's always been my dream to be a cop or in the military but i'm overweight, i have a ged, and because of my beautiful loving wife my credit is in the dumps because of 2 car repossessions. We both lost our jobs in 2009 and ended up living in a homeless shelter. We're still unemployed but this great charity is helping us out.. I want to be happy, I want to live a happy life. I don't even have to be rich but I'm spiraling out of control and have no idea what to do. I haven't truly been happy since 1996. Is there any hope for me ? Please don't reply with mean answers, I really need help and need real, and sincere answers.. Thank you..
  • Yes we have hope as long as we have life. But you have proven yourself already as a good person and capable of success by the fact you are still with your wife and you went on and got your GED after you were unable to finish high school. Congratulations on such a job well done, so far. So yes, there is hope for you. Stay in college and get a part time job. Don't get involved with drugs or anyone who has anything to do with the dope. Keep your standards high for friends. Your wife is a good person and you will see this for yourself. She will be the happiness in your life for you because you are particular about who you associate with. So she was a good choice you made for yourself. You will see after you pay some more dues. She is paying hers same as you are. ................................They made me cut out most of my reply...................................... And finally, I want to thank you for giving me this opportunity to share with you some of my life experience. No one has an easy life and it isn't always a happy journey. But as long as we hang in there and stick it out, there is a marvelous reward. Your beautiful loving wife will turn out to be the best choice you ever made in life and will bring you peace, love, and happiness for many years after you and she get your dues paid. It is a wonderful life. Without the trials, troubles, and challenges it would be a bore. Be happy and look forward to what you are about to achieve. You're life is about to begin on a journey that is going to reward you with the most precious accomplishments this life of yours has to offer. You will soon see for yourself. One last word of importance. Please stay away from alcohol and drugs of any kind not prescribed legally by a doctor and don't take anyone else's prescriptions. You are the best ever and will succeed. its past my lunchtime...God Bless You and your sweet wife.
  • the only way to change your life is to actually do something about it instead of looking for nonsensical answers from random people on the internet. you want real advice? ok. if you want to be a cop start losing weight it will not take long if its the only thing you focus on. once your in shape start applying for jobs in the precinct take the cop test, study so you actually pass. theres no easy way around just coming into something awesome and one would think you would have realized this by now being 28 and overweight and still unhappy. how about we start connecting the dots there buddy? you dont have friends? just go out to bars, social clubs, even the grocery store you work at, and start making conversation. its actually as easy as opening your mouth and saying what you think you should say instead of overthinking and doing nothing which is probably the story of your life. this isnt mean its brutal honesty which you wont get from anybody else but me on this godforsaken website
  • just try to view your life more positively. once you do this you will be able to go from there. as far as the financial side is concerned, i suggest you seek financial support for your problems. try to get your life back on track and find a career that is meaningful to you. it will not be easy but as long as you love every minute of it, money will not be a problem. just find something that you enjoy doing. even if you have to get a dead end job, as long as you enjoy your free time, that is all that matters.
  • hiya mate - feels like you've taken manage by means of becoming a member of the marines. well on you. each person is in manage in their possess lives. you triggered that unhealthy stuff to occur to you, both by means of loss of attempt to make anything higher occur , or downright dull behaviour (dui) , at the flipside of that you'll additionally make exceptional stuff occur to you - it frequently takes longer to occur however in the event you placed with the intention to get comfortable then you're going to. feels like you've taken a relatively well step ahead by means of becoming a member of the marines - it'll thoroughly difference your existence. additionally - take a look at maintaining a constructive outlook on the whole lot ... consider approximately the well stuff for your existence, if theres now not ample move out and discover extra ... good enough well success mate i am hoping matters move exceptional for you
  • I will be finishing up my AA degree at a community college at the end of next summer, with around 100 of the required 128 credits for a BA in engineering. I plan on probably transferring to University of North Florida in the fall of 2010. So far I have a GPA of 3.7, but have no scores for standardized test such a SAT or whatever else, since I was not a high school grad. Is this going to mess me up? Should I try to find out if the test is takable for someone outside of high school?
  • I don't think it will affect you since you went to a community college.
  • particular, with the aid of fact those tests could be studied for, and reading is the way you do nicely academically. in case you may get reliable grades, you could probable do nicely on those tests. i do no longer think of they could degree intelligence, nevertheless. I raised my score 5 factors by skill of reading, and that i do no longer think of my IQ extra effective as quickly as I did that. those tests are equalizers, relatively. At distinctive colleges GPA is calculated in any different case, and a few colleges are harder than others. yet each and every person, wealthy or undesirable, reliable college or no longer, takes a similar ACT and SAT. i'm sixteen. I took the ACT final twelve months and have been given a 33. I took the SAT 2 years in the past and have been given a 1970. I graduate in 2014.
  • Today as a second year college student I signed my first lease as a co-signer. However, I made a huge mistake in signing a lease out of desperation to have a place to stay next year and not rationality. My problem is that I went in to sign a fall lease asking only for a fall lease and was pressured into getting a lease for two months that I do not need by the property manager. I expressed apprehension and balked at the idea many times saying that I only need the lease I came for however, somehow out of intimidation I brought myself to sign two leases. The leasing agent and property manager both kept telling me that the fall lease was the wrong choice for me, and not answering my questions in a direct way. This all doesnt matter I suppose because I signed a lease which said anything communicated orally cannot be used to terminate the lease. I hope that one loophole does exist in that my parents are the co-signers because I have no credit history. They have not signed any of their forms and refuse to. The lease was signed earlier today and no exchanges have been made other than my signing of the lease. I went back later and was rudely told that the lease could not just be voided, even though I came in 2 hours later. The lease attempts to rule out anyway that I could terminate the lease, but everything is worded terribly. I am just wondering if there are any rules set in stone that could give me a legal advantage of any sort.
  • didi they hold a gun to your head or hold your child as ransom to force you to sign a lease you didn't want? the terms "buyer beware" come to mind here. they told you the fall lease is bad for you because it brings them less revenue than a full lease. but ultimately it was your decision. if your parents are on the lease, their signatures are required for it to be enforced. if they haven't you probably have a way out of it. don't allow yourself to be pushed around.
  • I need to have almost all my upper teeth pulled and have some infection right now. I don't have insurance and am in the middle of a court case over workmans comp. I've used my savings for survival but now my teeth are KILLING me. I live near Brooksville, Florida. I have bad credit now also, due to this extensive court case. Does anyone know of a dentist in the area that could help? PLEASE...I'm desperate, and I'm about to lance this abscess myself, it's driving me crazy!
  • It depends on the area where you live, but if you will check with the low-income clinics, sometimes they have a dentist on staff.
  • I am not a cheerleader for the dental profession. I can tell you plenty of horror stories about greedy and/or incompetent dentists I have been to. But in the case you describe, it seems like a misunderstanding that could easily have been avoided. And I'm actually inclined to have more sympathy for the dentist. Because dentists as a group do have to put up with a lot of hatred and fear from their patients. (Not only because what they do is often very costly, but because it often involves pain.) The suicide rate among dentists is very high. I had a cousin who was a dentist and wound up taking his own life. Plus, they get sued all the time. So they are at least as afraid of their patients as their patients are of them. So when you unthinkingly trust the report of your senile relative without checking the accuracy of her claim, and then, instead of simply calling the dentist on the phone--which would be the thing most people would do--and instead write him or ler a letter, you can understand why the dentist might assume you are laying the groundwork for some kind of legal attack.
  • There are several dental colleges nearby (well, in Tampa) that may provide free or at least low-cost dental work. The students need patients to practice on. Many dental schools offer sliding scale rates. Just google "dental colleges near Brooksville Fl"
  • Any good dentist would help you, either by reducing his fees or by referring you to somewhere where they help people like you (dental colleges, for instance). My own dentist (the BEST!) does a lot of 'pro bono' work. Pulling teeth and fitting plates is not really even all that expensive compared to trying to save the teeth with root canals, etc. Go to a dentist, let him examine you, and tell him the situation.
  • Is there a Dental College associated with a University near you ?? They would help you. Also, contact your local Dental Society for advice. Any local dentist's office would help you to find either of these two agencies.
  • Can you go to the department of Vocational Rehabilitation in your state? If you are trying to get back to work but can't alot of times they can help. You might be able to qualify for services there. There is no rule that you can't have WC and VR at the same time.
  • Go to or call your local homeless outreach,it will be something that helps street people.Ask them if they do dental work for the indigent.The one around here does and I have had one tooth filled and one pulled. It really helped me,I had a tooth that sheared in two.It abcessed and I did lance it.That really helped too,I used a sewing needle to do it with. Until you can get them pulled,go ahead and lance.Just use rubbing alcohol to disinfect the needle.
  • try and volunteer at a teaching institute for dentistry. sometimes they will pay u for your participation.
  • Go to Tijuana
  • I studied to do Fractions, Decimals, Percents and the other basic math stuff including use of a calculator and it turned out none of it was on my test..yep... I learned how to use the calculator for the Positive and Negative number problems and for Fractions and it was in vain. Also the Reading was exactly that...reading. No correcting grammar or anything like that. Has anyone experienced this as well? There was also a math problem that I swear was Calculus. Of course I goofed on that one. I'd have to say it was harder than I was lead to believe by the answers on here about "is it easy or hard". I think that they give everyone different booklets that have more of one thing than another...like one test booklet many have more Algebra and less Fractions. Anyone know?
  • To the jenniferjohnson2008...I never said I didn't stay in school. I actually went all the way through 12th grade. I lacked a few credits at the time that they were raising the number of credits you had to have. But my school never told me I was short any credits till it was too late. Their "bad" not mine. Anyways..I did goof off alot which I wished a million times over I hadn't done. Thanks to everyone's input and kind words also. ;)
  • Did you pass? I took my G.E.D. a long time ago and it was the easiest test I'd ever taken, it was mostly the basics. I know times have changed (I can tell that by my kids home work). Sorry it wasn't what you expected but good luck I hope you passed.
  • I'm sorry it was so hard for you. I'll bet you passed though. :) I donno, I took my GED about 10 years ago in NY. I had been out of school for about 7 years, had all of an eighth grade education, took NO preperation for the test and passed it very well and with ease. I am sorta self educated, though, I guess, as I read voraciously. Anything other than math I'm most likely to know a bit about. The bright side? If you didn't pass, you can probably just sit for the portion that you failed...and you'll know what to work on. You're bound to succeed the second time around. But I think you got it this time. ;) Best of luck to you in your future!
  • thats what i thought a few years back when i took the meap in michigan
  • that is suprising ... Stupid fractions ... I pray that you passed. kt
  • Guess you should have stayed in school, huh?
  • I attend Nova Southeastern University which is a private institution in South Florida. it would take me 3 more semesters to finish although i have 102 credits because of pre-requisites for some of the classes. If i transfer to Carlos Albizu University which is not really a prestigious school i would finish next semester. Would it be a bad decision to just finish faster? Does the ranking of the school make a difference?
  • CAU requires that you earn at least 30 credit hours at that school in order to be awarded a degree. https://bigfuture.collegeboard.org/colle...Transferring seems pointless.
  • Okay...so I have no credit. Not good, not bad, just none. I just moved here to Florida and I would like to find somewhere that I could get a loan for about $10,000 from. A personal loan. I want to pay my rent for a few months in advance, pay some bills in advance and some other personal things. Where would be a good place to get a loan like that? How much do you think payments would be? Do you make monthly payments on something like that?
  • good day Im not really sure if I could help you 100% but try askng the NHBS Team, I think they have a great program for these matters, my aunt used to got assistance from them. http://www.newhorizon.org have a great day and goodluck
  • Try the bank
  • In the worst case scenario the wallet is gone with all my IDs and Credit/debit cards. The biggest problem i foresee from this is that i fly soon. I want an ID for flying. I read you can fly without an ID, but i don't want to find out for myself. I am a resident of FL. I am in the state of MO right now. Is there a way i can replace the ID in MO? or get another ID?
  • According to the first link below, Florida residents who are out-of-state and have lost their ID may order a replacement online and have it sent to their out-of-state address. If you need it sooner than they can provide the replacement, then you will either have to go through the process of obtaining an ID in Missouri (which may mean establishing residence there, which may affect your residence status in Florida), or you'll have to go through the process of flying without any ID. One of the answers mentions that persons under the age of 18 do not need ID to fly domestically, and that is true, according to the TSA, but I'm going to venture that this does not apply to you, since you mention things (e.g. credit and debit cards) that not many people under the age of 18 have. One of the things you do mention in your question is that you read that you can fly without an ID, and this is actually true -- even for people over the age of 18. Contrary to popular belief, persons 18 and older who cannot provide an acceptable photo ID for domestic flights are not automatically denied boarding. The TSA, at the second link below, clearly notes that a person who doesn't have ID must go through additional security screening and identity verification, but these people who go through these processes are still able to fly on domestic flights within the US. If you can't get your Florida ID and aren't willing to get a Missouri ID, then you'll still be able to fly -- you'll just want to get to the airport significantly early, explain your situation, and go through the extra processes.
  • devour in common terms while hungry and no better than three times an afternoon. comprise an magnificent variety of vegetables and culmination in ur nutrition. devour sluggish, chewing each and every morsel a minimum of 32 cases. This activates ur physique to deliver alerts that u have sufficient. No snacks or beverages in between different than water. Take gentle workouts and strolling for about 30 min daily ideally two times an afternoon. wait and spot to make certain the ends up in worry loose mode in existence like time.
  • how old are you if you are under 18 no iD id needed what you could do since this is only a scenario is before you leave make copies of your id cards and credit card leave one copy with a friend then if your wallet takes its own "vacation" your friend could fax you the copies you made (or even fedex them to you ) so you would have a copy of your ID which will help
  • maybe go to the license branch there and tell them the situation they most likely will give you a temporary ID. My cousin did that when flying home from FL.
  • I just started senior year. I have a 3.086 unweighted and 4.153 weighted GPA. I got a 1640 on the SAT in may and im gonna retake it in October. I will also be taking the ACT. I don't have any extracurricular activities other than a service club and community service. This year im gonna do an internship at a hospital starting around December or January. I have a certification in EKG and this year I'm taking a dual enrollment class where i will take the medical assistant boards at the end of the year hopefully i can pass. I have taken mostly honors classes. -took AP spanish sophmore year and i got a 5 on the test. -taking AP calculus AB and AP biology this year along with that college level class(Allied Health Assisting 3 and health occupations education ) which is worth 4-5 college credits. I think that what looks bad is that i dont have any extracurricular activities. I havent decided exactly what major to study but i want to do a science major like biology or biochemistry. I would also like to know if I apply for it in January will they see the first semester of senior year grades or not? because if they wont then i will just apply for it in october so i have a better chance of getting in. Tell me what you think do you think i have a chance or not?
  • I doubt your weighted GPA is correct. It may say 4.153 on your report card, but that's not the weighted GPA FSU will use. FSU has their own formula and I'm guessing your weighted GPA as determined by FSU will be much lower. Also, your SAT score very low FSU. Right now I don't think you'd get in unless you retake the SAT or do better on the ACT.
  • Here is the College Board report on FSU admissions. Read all of the tabs https://bigfuture.collegeboard.org/colle...I stopped reading your statement after your first few sentences. Stop being so totally boring please.
  • In grade 7 i was having problems in junior high with students and teachers and therefor after strugling with my parents i left the school and we arranged homeschooling, And now its screwing my education up, I finished grade 7 in homeschooling, and changed the way i was doing it in grade 8 ended up screwing that year up and i decided to do it again now im a year behind and want to get on farther with my life and im really tired of the stress. I live with only my dad and he goes into my room even though i ask him to keep out it is my personal room he claims that it is his house and he can do whatever he pleases, And home schooling is not working out. How can i convince my dad that leaving home schooling and studying hard and taking GED would be better for me and immediately starting college after my life and would help me move on faster and do better in life and catch up. Thanks
  • I decided to homeschool my son after the 6th grade too. This is our first year of homeschooling. My daughter who is 10, does fine with homeschooling but my son finds it very hard to stay on track. I have been thinking that I have ruined his education. My intention was to help him, but I know I haven't so far. I can really understand your problem from both sides. I had a lot of problems with school when I was a teen. I had to take the GED. I went straight to community college before my friends even graduated from high school. There is no shame in community college. In Florida we have a program where after you graduate, you can get into a state university and transfer your credits. As far as dealing with your dad, parents want to see that your growing and maturing. You seem like a very smart young man. Get more involved in your education. Show him that you are mature enough to have some input. Find some things you can do online. We have a virtual school in Florida that's free. Online classes are good if you can work independently. I tried that with my son but he requires a little more hands-on training. After you complete the 9th grade, maybe you can look into a dual enrollment program with your local community college so you can start earning college credits. This is your life and your future. Get active in it. Your dad is probably doing his best to help you become the best you can be. So, stop sweating the small things, like your dad coming in your room. If that really bothers you then work harder to get your own place and you own money ASAP! Try your best to talk to your dad and see if the two of you can come up with a plan. Good Luck!!!
  • Sounds like you are in a tough spot. I homeschool my two children, but we started early and they have been doing very well with it. I bet you are a creative minded person, but quite intelligent and maybe you are just bored with it all. The schooling is not keeping you interested. That happens with many gifted kids. So lets start there and not think it is all bad. There is a website where I get many programs for my kids, it is called homeschoolbuyersco-op with a .com. We get a lot of great interactive programs though them as well as core studies though Abeka with a .com/ Sometimes these forms won't let someone place in a .com address that is why I structured the web addresses as such. Also, I bet your father is just concerned about you and sees your potential, even if he probably gets upset with you at times. He is also looking out for your best interests and you yourself said you have not been doing so well, so maybe he is just reacting to how you have been behaving. After all we all play a part is how others react to us. I think you should stick with the homeschooling and catch up. My son is doing work at a fast pace and finishing a years studies in a little over 1/2 a regular school year. If you push on you may do the same. It is really not all that hard when homeschooling. After all you do not have to wait for each assignment and the slowest person in class to finish. Find a local homeschooling group in your area. There are many all over the country, just google your town and homeschooling groups and you will most likely find one. Best of luck to you! Suzanne
  • kid, if you get into a college after getting a poor test scores, and then a GED, then it would be a miracle. that's VERY hard to do. Usually the best thing after a ged is the military, so you actually can get accepted into anything other then a community college. Just stick it out, do the best you can. if millions of other kids can do it, what is stopping you? you have the same potential
  • Act horrible and he might think you need to go to school
  • In my senior year, I will be taking and introductory physics course online (counted as a h.s. credit) as an advanced placement equivalent. So far I cant decipher some good colleges for this program. Florida Institute of Technology? U of Phoenix (heard some bad things)? Any suggestions of a cheaper, higher quality online physics course? Thanks!
  • I don't know any colleges that would accept an online physics class for credit. Online classes don't allow you to do labs, and physics is a lab science - labs are one of the most important parts, so if you didn't do the labs, you really didn't do physics, and you can't do that online.
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  • How long before "The Ohio State University" wins "The National Title"? Give him credit whether you like him or not ... the dude can recruit/coach. Personally I give him 4 years with steady improvement yearly. What do you think? Thanks and thumbs up to all who answer ... just give me time to get back and read the answers.
  • Four years. Same as you. I might take some heat for saying this,but I think he left Florida in a bad spot. Looking at the players left over,I don't even think they would be successful running a spread offense. They didn't have much success last year,either.
  • I have been paying the mortgage since they passed on but have run into a problem. The mortgage payment has increased and since I am not an authorized user they won't tell me the new amount due. I am worried that once the bank finds out my parents have passed they will take the house away from me. My credit is not the best and this is most likely my only chance to own my own home. I live in South Florida where the hosuing market is all but destroyed so I'm hoping that since I am willing to pay they just want their money.
  • You really should check with a probate attorney and get that house put in your name. On down the road, you are going to run into all sorts of problems. The mortgage company may or may not allow you to assume the mortgage -- probably not if you have bad credit. You may have to sell the home and pay off the mortgage.
  • likely the own loan that your grandma signed has a "due on sale clause" which says that any flow of materials (or pastime interior the valuables) to a different proprietor provides the own loan organization the stunning to call the own loan "due and payable." whilst your grandma signed the end declare deed on your mom and dad they enacted this due on sale clause; regardless of if there's a clause proper to the passing of the mortgagee is something you may could desire to study interior the settlement itself. Regardless, the own loan organization has the stunning to make you refinance the mortagage or they are able to foreclose on the valuables. even if, with the present economic disaster happening i does no longer think of that the own loan organization could be excited to foreclose on the valuables. greater effective than probably you need to be waiting to get the own loan organization to allow you to proceed to make money or enable your mom and dad anticipate the own loan. you will could desire to touch the own loan organization and talk the strategies. as long as you could save the money modern they could desire to be keen to artwork something out with your mom and dad. in the event that they own loan organization won't hear your next selection is to locate a solid relatives buddy (co-worker, neighbor, boss, supervisor, etc.) who could be keen to co-connect up a private loan with your mom and dad. a individual with even marginal credit and first rate artwork historic previous must be waiting to qualify for an FHA own loan, quite with a co-signer. If all else fails and the own loan organization is going to rigidity the project and the living house is going into foreclosure technique, attempt to renogotiate. as quickly as the home is interior the foreclosure technique the own loan report is going to a different branch interior the organization and that they could desire to be greater real looking and keen to artwork with you. solid luck!
  • I attended a local community college since high school, finished my last year there right after high school and transferred to Florida State. After putting a lot of work and effort into getting in, I kind of found out it isn't for me and it's too far from home than I'd like and transportation has been a bit of an issue. I'd like to transfer to UCF which is closer to home and would accept many of the credits I got at FSU (I've only been here for two semesters). I'm technically a junior in college with over 60 credits, but I've only been out of high school for two years (graduated in 2012). Would this be illogical? I've just been kind of miserable at FSU. It's a bit of a culture shock and while I really love my program and the school spirit, I just feel really empty about it and I like being somewhere more familiar...
  • There is nothing wrong with you transferring./
  • Do what you have to do to create the life you want to live. Better to transfer than to spend the rest of your life wondering if things would have been better if you'd transferred.
  • About 2 yrs ago I was going thru some issues in Florida. Two of my checking accts went just under my balance I think maybe, And I had a joint acct with my now ex (we were 10yrs, kids dad,ect..) The joint acct got overdrafted close to 2 grand from him...As that was going on I with kids moved to Ohio. Will I be able to get an account? I have to go back in to the bank but the lady their said I couldnt even get a savings acct if Im on checksmart...Would I be able to? What if I opened an account under my daughters name - Can I put my weekly paychecks in there? Also would anyone be able to know I had an account and be able to garnish my savings? I get state help with kids insurance...
  • When you're talking about Checksmart, I'm thinking you mean ChexSystems, which is a database for bad credit for people with checking accounts. I wouldn't open one in your duaghter's name, because I have an option for you. AccountNow is a pre-paid mastercard that can be used as a standard checking account but you don't have to have a credit check. You can have your paychecks direct deposited, just like a regular checking account. The best part about this is that you can build credit by using their billpay service to pay your monthly bills every month. (http://www.accountnow.net/info/benefits....So you don't have to do that. Be sure to check out that site, I guarantee that it'll help
  • you may surely stroll into your financial organization and get the account good away! After finding out what your establishing stability would be, decide which sort of mark downs account is sweet for you adult men - you will get a mark downs account with semi-intense (whats up, the financial gadget isn't brilliant, you comprehend?) quotes fantastically definitely and with not TOO intense of an establishing stability. this sort of account is extremely stable and could not LOSE any money. There are bills at maximum banks that are set up particularly for saving for toddlers. once you're slightly greater unstable, you may open an account and think of approximately making an investment - it relies upon on you. observe which you would be able to lose money like that, too. With any account like this, you may shop it on your call till you experience like handing it over. At in spite of age you decide on, you may upload her to the account. at that factor you may the two delete your self off of the account, or proceed to exist it to help computer screen her spending and help her.
  • My sister and i bought a house together 3.5 years ago and now she just wants to give the house back to the bank. I'm not on the mortgage just the deed. Can the mortgage company come after me for the difference? I'm affraid she will try to sue me for half of the difference even though it wasn't my choice to give back the house and i'm not on the loan. Do you think she will get anything? I intend on speaking with an attorney. i just wanted other opninions til i do so.
  • Agreed, talk to an attorney, take all the paperwork you have to the lawyer...why does she want to give the house back? That will look really bad on her credit rating...be glad you are not on the mortgage,
  • Unless you sign that house over to the bank, it's yours and you have the deed to prove it. Your name was not on the mortgage and they cannot go after you.
  • I have been married for 6 years and love my husband very much. We never, ever argue and I really mean that. We have fought, literally twice in the entire time we have been together but I am realizing now after all of this time that he is a compulsive liar. I caught him in some lie a week or so ago and it made me so suspicious that I began to question everything so I searched my home and vehicles and found that there are so many things he is hiding from me. When I said we fought twice in our marriage it is because this exact thing happened 2 years ago and he swore it would never happen again. I told him if it did I would leave him. Now it has and it is so hard. We have a 6 year old daughter. He is begging me to give him another chance but I feel that I am wasting my life on him. I can't trust him. He refuses counseling because he has social anxiety disorder and can't talk about personal things with strangers. Do keep in mind my daughter will be heartbroken, but I have a heart too....
  • The details seem irrelivant to me, but he lies about a severe porn addiction, and a smoking habit that he supposedly stopped 4 years ago even though I told him I don't care if he does it I just don't want him to lie about it. It is like he enjoys lying just for the hell of it. The porn thing is way out of control, we aren't just talking your everyday magazine habit. it's maxed out credit cards and preferring it over being with me and so much more...
  • I feel bad for you. I have same social anxiety fear and it makes it hard for me to discuss my weaknesses with a stranger. I know you need him to seek help for the sake of your family. I think if I did something to jeopardize my family, I'd have to muster the strength to overcome my social anxiety. That said, I'd make a stand if I were you. You tell him he's got 2 choices. 1. He seeks help (yes it's hard, but he's in a mess of his own making ). 2 He refuse's to seek help, which means he's choosing to accomodate his own feelings, not yours and your children. If you can't trust him, it is only a matter of time before your marriage crumbles and all is lost. good luck to you.
  • What kind of BS is that he can't or refuses to talk to a counselor b/c of a social anxiety disorder. Apparently it is one of convience if he can go out and meet other women. Tell him he either gets into counseling NOW or you and your daughter are out the door and won't look back. You've haven't done anything to deserve a jerk like him, you are better off in the long run without him.
  • Once a liar always a liar. My brother-in-law was one of those. You couldn't tell when he was lying or telling the truth. I think he needs counseling big time. If you love him take that chance but know the lying isn't going to stop. It's kind of like people who are compulsive gamblers they can't stop. Or compulsive anything. It's hard for them to stop. But I think if they see a counselor maybe they could change for the better. LOL.
  • It doesn't sound like it. A friend of mine has social anxiety disorder and she regularly attends couselling as part of her treatment. What she can't do is function well in groups of people or form normal relationships easily. You may want to do some research, but I think he maybe lying to you about that as well. He's addicted to porn, destroying your finances and lying to you. He is also making excuses to avoid fixing his problems. I don't think there is any hope. Marriages take two and he is not trying.
  • There are medications available that substantially reduce symptoms of social anxiety disorder. If he got that under control, counseling would be a great option. Your first step should be getting him to a doctor to treat this disorder so you can work this out. If he refuses help, pack your things, get your little girl, and go.
  • My husband lies all the time over stupid stuff so I understand how frustrating it is. Anyway about the porn. Well what kind of porn is it? Maybe it is a fantasy he has that he just can't excape. Get him to open up on that if posible. If it is a fantasy maybe you can help him fullfill it. I hope this helps
  • years ago i would have said try to keep it together for the child, my brother and his wife divorced when thier kids were young ,and as long as its not an ugly undoing , and that both of you should do for your child, it can work out well , my brothers doing great my bros ex is doing great , and the kids grew up very respectable, and very good people, what im getting at is the trust is gone so is the relationship, but you have to be happy, if your not it will show in your child
  • you have given him the income of doubt already, he broke your have faith even on the previous opportunities. besides the undeniable fact that, you are the only that knows what somewhat is going on. i myself hate mendacity no remember how small. that's my best turn off, puppy peeve, despite you opt to call it. Small lies can grow to be better ones, yet you be attentive to the situation. Is it small like I took 20 out of checking while he somewhat took 40? which could have costly repercussions in case you hit upon out late. Or is it I picked this necklace out for you on my own while your daughter confirmed him what to get? That one is sufficiently small to enable flow and supply him his delight. You of course do no longer have faith him, in view which you're asking in case you need to or no longer. He has given you many of motives to no longer have faith him, and that's advantageous you do no longer. you be attentive to his variety of lies and how little they're, so which you be attentive to what to assume. while you're pleased with dwelling the variety you have for see you later, and the happiness remains there, then do no longer situation. He would be a compulsive liar. That i don't be attentive to a thank you to alter. solid luck.
  • You cannot trust a liar. How can you possibly be married to someone you can't trust? And you never argue because he lies to cover up all the things you would be arguing about.
  • tell him that going to counseling is the only thing to keep you from leaving. if he refuses, then you are doing right by leaving. you guys need help from a counselor and he cannot fix his behavior by himself. you would be a better mom to your daughter by not staying with someone who lies all the time. Otherwise, your daughter will find a man who lies to her all the time too.
  • I know a couple who got married in November. They have a child also. He's getting a refund of 8,000 and she's getting 9,000. How does that happen????? This is in Florida. He only had 3,000 come out in taxes and she had almost 2,000. She was the only one who claimed their child. My husband and I was told we had to do jointly because we are claiming our child and I had school credits. Is Judy the Top Commentor out there??
  • In the worst case scenario that I can come up with they might have wangled refunds totaling $7,500 - $8,000 tops between them. That's maybe $3,000 more than they were legally entitled to filing a joint return depending upon who which one claimed the child. If any EIC was involved, and my numbers say that a modest amount would have been, they both risk a 10 year ban on claiming the EIC even if otherwise eligible. The odds of getting caught are steep, and are getting steeper by the day. The IRS is taking a close look at many people who have been claiming the EIC without question for years and is catching some repeat offender fraudsters. That will only broaden the net that the IRS casts trying to catch these cheats. Marriage is a matter of public record and it's reasonable to conclude that the IRS subscribes to data mining services that aggregates that type of information. If the IRS finds out that they were married and they filed as Single or Head of Household, they will be in a serious world of hurt. If they did file returns claiming $17k in total refunds -- a completely preposterous amount -- I can pretty much guarantee that the IRS will audit those returns very closely before they fork over a dime in refunds.
  • apparently no one you know or anyone here knows how they filed if they were married they are required to file married either jointly or separately and the latter disallows the EIC credit which is very likely a good portion of their refund it sounds like they are both claiming head of household with the child and they will be found out and also looks like a good portion of their refunds would be the EIC which when the dust has settled, they will both be barred from using that again for 10yrs not a wise move to make
  • Something is wrong.. they must have lied & claimed single or they wouldn't be getting seperate refunds. They committed tax fraud. You want to bet the IRS will catch this... there is no way he would get this much back if he didn't claim the child. The IRS will realize they both claimed the child & will audit/review them.
  • Something sounds fishy about this situation. If they lied or filed incorrectly, there is a chance they would be audited. That doesn't sound right, it sounds to me like they filed seperately and both claimed the child. The IRS will catch that if they did. They could face jail time and huge fines.
  • They are flat-out lying to you about how much they received in refunds. With their amounts withheld and only one child, there's no possible way that they could have received $17,000 in combined refunds. When you are married your only legal filing status choices are Married Filing Jointly and Married Filing Separately. Most of the major tax credits are denied if you file MFS so at best they could get $5,000 between them if their incomes were very low and their withholdings were very high. (That's a red flag in and of itself and the IRS is often delaying refunds when the claimed withholding is significantly out of whack with the withholding tables.) Even if they improperly filed as Single (one probably filing Head of Household) there's no way that they would be looking at the refunds that they are claiming to have received. If the one with the higher income filed as HoH and claimed the kid, the refund will be a little less than $4k and they other would get chump change of around $400. If the one with the lower income filed as Single and claimed the kid their refund would be on the order of $4,500 with the other around $400 again. Even if they were both students, that would only add another $2,000 total at most. At tops they would be looking at less than $7,000 between them filing illegally as single taxpayers. In short, the odds that they are simply lying to you are close to 100%. It's financially impossible given the facts that you list to get $17,000 in refunds. There's absolutely no way to fudge the numbers that much to generate that much in refunds. I've used typical estimated incomes based upon withholding claimed. These numbers are not exact by any means, but there's NO possible way to finagle it any way to generate that much in refunds.
  • Either you have it wrong or they flat out lied to you. There is no possible way they both could have gotten those large refunds with the info you gave. Her especially.
  • I wouldnt you could face a huge fine
  • I just find it funny how we have BILLIONS of people in this world, and many of them in other countries have families, do waht they want with their lives, etc, and here in America ESPECIALLY if you're white, middleclass or anything above, you're expected to constantly be working and doing something, and if you're not, you get scrutinized, labeled as a deadbeat or a loser, might have trouble getting hired, and it will generally just look god awful on your part, and that's that. I technically have worked various jobs in my life but I've had pauses in between and really haven't worked for a while now, because I just haven't found anything that I like doing, and I personally just don't need to. Meaning I have enough money in my family and in my own bank account and through my partner, to coast. I'm sure not forever, and I'll eventually do something but, Society is pretty much giving me the message "this looks bad, get up, work, how DARE you, its gonna look horrible on ur resume," and that whole schpeal. Even though I'm aware of that,...WHY do we have to work and do things 24/7? Why? I mean if I had to, I would otherwise I would be homeless. I don't really NEED to, I'm well off, yet now it's going to make me look like a lazy f8ck? How does one WIN?!?!/ It's insane. I really don't want to spend my whole life pleasing society. That's all I'm saying.
  • People in America are drones. NO one cares about you, or if you live, die, work, not work yet, you still have to please these drones and society, and by default, get up everyday WITHOUT QUESTIONING IT, and just do it. I'm stepping away from that. I'm actually doing my own thing and want to do things at my own time. WHy is it so hard to fight society in America? Meaning, doing your own thing and playing the game by your own rules? If you don't work here, you basically get labeled more or less like...a lower form of society . lol. it's insane. I have credit cards, money, the whole 9, and just because I don't work currently, people like "gasp" and some of them don't even want to associate with me. lol. what's the big problem!? I don't get it.
  • When I was doing a work-a-day job as an English teacher, I heard this quote: Americans live to work while the rest of the world works to live. It's true what you're saying. Look to the Protestant work ethic that helped found this country for part of the answer. Then look at the industrial revolution, the First and Second World Wars, the Cold War, etc. It's all about competition and staying on top of the heap instead of actually believing that it's possible to share this rock with everyone else on it, even if it means sacrificing your SUV, Cable TV with 120000 channels, and four car garage with a beach house in Florida and a winter cabin in Maine, etc, etc, etc, ad nauseum in extremis. Americans have come to love material culture so much that we'll do anything, even work ourselves to death, just to maintain our clingy grasp to all this stuff we've collected around us. I took a risk, quit my teaching job and landed a great job doing what I love. I work in a great office with people I like to be around. It doesn't pay 6 figures, barely pays 5, but I wouldn't change a thing about it.
  • If you don't work in America you are homeless, because without a steady paycheck you are out on your ***. Like you said no one cares. If you live in a less developed country, (third world, untainted, whatever....) you can have a home and not own the land you live on, you don't have to work for anyone (at least you only work for your survival, picking food etc) It can be done. Your quality of life might be at a lower standard, but hey, who says chemicals and corn in absolutely everything you eat and drink is really healthy? You might be interested in being a Monk, I know it sounds absolutely insane... but it also would fit right in to what you are talking about. At least not a bad idea to look into. Even if you couldn't do it, you can at least see that other people out there are really truly free. You could live in a commune,(anarchist or "hippie") These are all extreme ideas, but the changes you seek are pretty extreme themselves.
  • Your ANGER is the fundamental root of your challenge and it's getting worse daily Rahu in second condo,Just attempt to avert harsh speech then the whole thing might be first-rate Mars and Saturn are in combination in 7 th condo,don t quarrel plenty together with your greater part Presently Surya Mahadasha is occurring.You must present water to Sun And you have got to learn Hanuman Chalisa daily and hold rapid on tuesday Recite sunder kand on each Tuesday and Saturday Only Lord Hanuman ji can keep your married existence I desire no separation might be occurred after doing those therapies BEST OF LUCK ,DEAR
  • As long as you and your family is taken care of, and you have money to pay the bills, what's the problem?
  • I bought the house right before we got married. The mortgage and deed are BOTH in my name, and my name only. We are divorcing a year and a half after marriage and I am wondering if he can make me sell the house, ask for equity he payed into it or anything related to that? In other words, how bad can he screw me if he wanted to? We no have marital debts (ie: credit cards, car loans, ect) or children- just individual debts. Thank you in advance for your answers.
  • No, he cannot make you sell...BUT you'll have to pay your ex his interest in his stake of the home. You'll likely have to refinance to do that, and depending on the value of your home now (in FL that may be down alot), a bank won't be inclined to help with that. If you have the funds elsewhere to pay off his amount, then you're OK.
  • Floriday law requires division of all assets and debts upon a divorce. If you were in a community property state, the house would be separate, but you are not in a community property state. The court can call for division of the equity in the house, along with all other assets, (and all debts, including the mortgage) but there is flexibility in how that happens. The court would probably give options other than selling the house.
  • Up to the court to decide. YOu may owe him something. Marital property is an odd thing. Case law here Ray (1993) 624 So2d 1146 (loan from wife's inheritance to Husband, used for family farm's expenses, was a marital debt; thus husband was responsible to repay only part of it; this was the case even though farm was husband's separate property).
  • He can assert that equity that you gained in the house during the marriage is partly his, and that he should be compensated for that. So, it's entirely possible (if not likely) that you may have to refinance the home in order to get him his equity. If you're unable to refinance it, you may have to sell it, in which case equity would be based on the sales price of the home.
  • He won't be able to make you sell but he can sue for half of the mortgage payments for time you were married. That was his own money he paid into it and he deserves that back.
  • No. He can ask that you repay him any money he may have paid towards the mortgage. Doesn't mean a judge is going to agree.
  • Women force men to do it, so would it not be a matter of equality of the sexes for you to be forced to? ♂♀
  • Florida is not a community property state. He cannot make you sell it. He can show his ****, and get it handed to him by the courts...that is about it. Don't worry, he can't touch your house.
  • yes, your scores are ok. No, you can't use her income WITHOUT putting her on the loan. DO NOT BUY A HOUSE with a b/g friend.
  • I'm a realtor in Miami, FL and here's what you need to buy a house with just 3.5% down payment (FHA loan), at least a 620 credit score, and a debt to income (including your housing pmt) of no more than 40%. If your income is $33K a year, a rule of thumb is that your housing pmt (PITI=Principal, Interest, Taxes + Insurance) shouldn't be more than 1/3 your gross monthly income. There are many places in Florida where it's the same or even cheaper to own than to rent, including in Miami. Good luck in your search! P.S. Don't forget you could get $8K from the govt if you're a first time buyer (haven't owned a property in the last 3 yrs!)
  • You will have trouble getting financing. Perhaps you should work on your credit for 6 months to a year. The best person to help you is a PROFESSIONAL MORTGAGE BROKER. You want one that has been the business for 5+ years and knows how to get you qualified. You may want to explore seller financing. You can also look for a house that you can lease with option to buy. Expect to need at least 3% to 5% upfront. Often unmarried couples have trouble even renting together. Are you really sure you want to buy a house together?
  • It's not ideal, but it doesn't mean you can't go to medical school. The best advice I can offer is that you try to take as many of your pre-med courses at a University. You should already know that in order to go to medical school, you must take 2 semesters of the following courses: Biology, Chemistry, Organic Chemistry and Physics. Try to take at least two of these classes at the University level. For example, you can take 2 semesters of Biology and Chemistry at your community college. Then take 2 semesters of Organic Chemistry and 2 semesters of Physics once you transfer to a University. Also, you should plan on taking a few more science courses to compensate for taking classes at a community college. Take some courses in Biochemistry, Genetics, Cellular biology, etc. To beef up your application, don't forget to get plenty of volunteer and patient-care experience. Shadow plenty of doctors. Write a good personal statement in your application. And do well on the MCAT. Wake Forest University's School of Medicine has always been harshest on students who did their pre-med courses at a community college. 10 years ago they would not accept community college course work at the medical school. Now they may consider it. However, they offer this advice: "Prerequisite course work from community colleges is strongly discouraged because of the difficulty in adequately assessing the quality of that preparation. If a prerequisite course is completed at a community college, student must take subsequent courses in that discipline at a four-year college or university in the United States or Canada. Here's what another school has to say about it (U.Florida) "Q: Can I take the prerequisite courses at my local community/junior college? A: In order to create the most academically competitive application you should take all prerequisite courses at the most competitive bachelor degree granting institution where you can gain entrance. You should take your pre-requsite courses from your degree granting institution." And Florida State University... "Q: Does it make any difference where I take the pre-requisite courses? Can I take them by distance learning? A: We prefer applicants to take pre-requisite courses in a traditional classroom setting at a four-year college. However, we recognize that this is not always possible, especially for non-traditional applicants, so course credit from a US-accredited institution is acceptable in most cases." The University of Miami Medical School: "Q: Can I take all of my premed courses at a junior college near my home? A: Most admissions committees feel that there are differences between junior college courses and senior college courses. Whether this view is justified or not, you should contact medical schools in which you are interested to see how they view coursework taken at the junior college level. The Miller School of Medicine will accept junior college courses but much prefers that the premed courses be taken at the senior college level. Perhaps a more important question to ask yourself is how these courses are going to prepare you to take the MCAT and to survive in medical school." So there you go. While you can take your pre-requisites at a community college and still go to medical school, know that it's not seen to be as competitive as taking them at a 4-year university. You should be fine. Good luck!
  • Only if you stay there. I know a number of premed students who started in community colleges. But the ultimately had to transfer to a university to gain the exposure and background that they would need to in order to make their application viable. The fact is that you must complete a bachelors degree in order to apply to medical school, so just do well in community college, transfer to a university and do very well there and you'll be fine. Your last 60 hours help and harm you the most. Also, making sure that your "required courses" (for medical school) have very high grades are important. But ultimately, you can do anything you put your mind to, you just might have to be a little creative with you direction from this point forward. Your path may be different, but just stay focused and you'll be just fine!
  • Too many nonsensical answers being given here. Fact is, no, it doesn't matter. Why? Because CC are all lower division courses anyway. Lower division courses are all weak sauce no matter where you take them.. It's upper division coursework that matters, in this case within the biosciences. So if your CC actually offers the required lower division courses, then you're FINE. It does NOT matter at all. Medical school admissions always recommends all students take upper division bioscience courses (hence why majority are bioscience majors to begin with). And actually, in the case of gaining knowledge for the MCAT, CC's are better at intro level because you'll have a real professor for both lecture and lab in a class size of 30 or less. Not the case at universities. The lecture sections have hundreds of students and the labs are all taught by TA's who only have a bachelor's degree themselves and often can barely speak English. Now who's been duped?
  • Just to clarify something--no university is going to care how long you spent in community college. Most schools (especially state schools in CA) understand how impacted our community colleges are right now, and it is becoming the norm now to transfer in 2 1/2-3 years (minimum). They will be more concerned with how your grades were, as well as the quality of the undergraduate institution that you earn your degree from. When you transfer, you will be transferring at the junior level. There is no such thing as a "senior level" transfer from community college in the UC system.
  • Being Pre-med is great! Being pre-med at a CC, well, depends on where you are in life,(stages of life) and if you are prepared for a 4-year college then med school?! You might be just taking all your general education classes at CC before going on to a 4-year college and med school! So, it all depends on who you ask! I'm an adult student in my senior year of undergrad school. So, we are all in different stages of life! Good luck being Pre-med!
  • The only thing I can think of is if you were to transfer to a four year school or university is the students at those schools who took their freshmen and sophomore classes would be given top priority on entering medical programs during junior and senior years. When you transfer you also risk the chance of losing courses taken and also increase the chance of having to take additional courses to fulfill their requirements.
  • yes
  • its fine, as long as your not my doctor lol.
  • wow, some of those are harsh answers. I have bad credit from a divorce a few years ago. I will be paying my half of the mortgage and my partner wants to add me to the deed since I am paying 1/2 of the mortgage. The loan rate was better with me not on the loan. We are committed, and will getting married by the end of the year. So how do I get on the deed? Please try not to call me names like golddigger, thanks!
  • He can quit claim half of the home for "love & affection" to you after his loan closes. I'm not sure if this can be done prior to that, without having you also on the loan. "Love & Affection" is the consideration (cost) & this avoids any taxes incurred on the transfer. You are merely being added to the deed. Very common when one partner has credit issues. Just make sure you don't have any that would warrant a creditor placing a lien on the property.
  • Ask him to put your name on the deed and the mortgage then you will be entitled to alll the perks of being a home owner. You have no rights as a non married domestic partner since it al will be in his name. Sorry that's just the way it is.
  • How about on title?
  • You can't have your cake and eat it too. Unless you are on the deed, he owns 100% of the home. Why don't you ask him to put you on the loan and the deed. I'm guessing that he may not be as involved in this relationship as you. Unless I were married, I would NEVER NEVER NEVER put your name on my property.
  • you have free room and board and now you want a "free house" if you have children, and your relationship fails, you could possibley get some cash.... people have unique relationships and each is different.. if your in love and this is a good person why would you care...... if your thinking of leaving and want to be sure..you can get some cash from this person ..............then get a lawyer... your probably won't get much unless you have children.. good luck.......and sorry your placing love on a material level rather than...how this "person measures" and your level of love and committment..
  • i agree. you pretty much have to be on the deed or at least pay some of the bills. there's no win-win situation.
  • Ask him to put you on the title. It is that simple.
  • So you want all the gravy while not having to eat your vegetables, huh?
  • Alright, I'll be the first to admit that I wasn't the greatest high school student. I graduated in 2011 with a 2.3 GPA. I've since completed two years at a community college and managed to raise it to 3.2. I will be transferring to the Univ. Of Central Florida in January. Considering that I only took one biology and one chemistry course at the community college, I may have to stay at UCF an extra year to complete all of my required coursework. If I have a lot more credit hours than my undergraduate degree requires, will this look bad on my medical school applications, or will it be okay (if I take extra science-related courses)? Also, I'm 20 years old, if that makes a difference. Thanks! :)
  • I think credit hours are the least of your concerns. Your GPA is too low to be competitive. The good news is that your CC GPA will not carry over . You'll have to get a bachelors degree from UCF before you can apply for medical school. Having taken only one biology and chemistry class means you're basically starting at zero.
  • If an employee has been fired for a serious violation of company, will he still get unemployment insurance? I mean a real horrible deed like customer fraud, embezzlement, or workplace theft. Its not a layoff. Its a very serious case of misconduct on job. Will such man get unemployment insurance? if so, then I think it is very bad abuse of the unemployment insurance. In my opinion, such people should not be entitled to unemployment insurance. An employee of a store did fraud with me. He used my credit card number to buy stuff for himself. I complained to his store and he got fired. Store apologized a lot. Will this fired man who did fraud with me now get unemployment insurance?
  • If the employer opposes paying unemployment insurance for the fired employee, and the employer has proof said employee knowingly violated company policy, or was terminated for willful misconduct, the employee will not receive unemployment insurance. The employer has to actively oppose the unemployment compensation, and have proof the employee was fired for cause.
  • nicely, i don't understand how the regulations paintings in Atlanta, so i am going to't say for powerful that you've a case. yet, i'm in California, and that i'll claim that in case you've been the following, you need to certainly have a case. now to not indicate, the complicated paintings board ought to tremendous the corporate for a paycheck, and cause them to pay you a days pay for each day they did not pay you that money (in the journey that they held the verify for 15 days, you need to be owed 15 added days of pay, on appropriate of your verify). in case you've been under no circumstances written up, and also you executed your interest as defined on your interest description, the basically reason they could likely fireplace you need to fall less than the "employment at will" clause on your worker guidance guide, which obviously you signed on the time you've been employed on. in the journey that they take the stance that you've been laid off, you immediately qualify for unemployment, because a lay-off merely says they did not opt for you any more suitable, yet you probably did not do some thing incorrect. in case your manager slandered you or made any racial comments to you, you need to seek for suggestion from out of your criminal professional about that to boot because the paycheck they held. i'd document for unemployment, and document in structure adverse to the corporate, or a minimum of threaten to document, merely be proactive, do not wait round to work out what takes position. The longer you wait, the more serious it seems for you. solid success!
  • Employees who were fired for cause do not get unemployment.
  • unlikely as Florida SUCKS BAD
  • he should not get it and he should go to jail
  • This friend needed help getting the car, now he's got the car but is in fear of losing it due to 1. the title being in there name. 2. they will have to pay on it.3 something happening to the one whose paying on it. 4 license plate being. from Florida. This person promises to pay and he trusts them, but those other things really bother him about (his bad credit and not being able to pay, and not wanting Florida license plates, but Indiana. Can you offer some advice for him?
  • Most states require that you register the vehicle there within 30 days. If he purchased the vehicle, or it was purchased for him, he would need to have the car registered into his own name. This would also take care of the Florida/Indiana license plate issue. If your "friend" is driving the car, and it is not under his name, this can have serious consequences. If he were to have an accident, the registered owner of the vehicle would be liable, and depending on the circumstances, he could be arrested. If he cant afford to have the vehicle registered into his name, or make the payments, then he has no business driving the car.
  • i imagine you'll get your human being coverage, eventhoug your mom is on the identify of the motorcar. I did it. My husband is the universal and in undemanding words one on the identify of my new automobile, I insured the motorcar below my call. Your boyfriend is nice. Plus you may bypass to the motor motorcar and do away including her call from the identify.
  • I am looking to buy a bike shop in a warm weather area. The shop sells $320k a year and the owner takes home about $72k net profit. 60% of sales are web based in and growing with the market. Asking price is $150k and he is motivated to sell to get into a more lucrative business (something he did before this 'hobby business' that made him millions). He is willing to seller finance up to half of the purchase price at a low interest rate and train me during transition. What pit falls do I need to look out for? What might I not know about owning a small business that might blindside me? What are the general guidelines to live by before making this purchase? Is there a good reference to get information and education from?
  • Small Business: Is it a good time to buy a franchise? Franchise businesses are showing signs of recovery, so now may be a good time to buy. www.newsday.com/columnists/small-busin... - Cached More results from newsday.com » Small Business Buying - How to Buy a Small Business - Esquire It's a bad time for small businesses, which means it could be a good time for you to buy one. Here's how to do it. www.esquire.com/features/portfolio/sma... - Cached Is now the time to buy a business? - Small Business Questions ... Is now the time to buy a business? ... now can be a good time to launch ... Small business coach Jeff Williams of BizStarters, ... smallbusiness.blogs.cnnmoney.cnn.com/2... - Cached Is Now a Good Time to Buy Another Business? When the economy has an extended down cycle, like what we have experienced for past couple of years, the value of many small businesses tends to drop. At ... ezinearticles.com/?Is-Now-a-Good-Time-... - Cached How to Buy a Good Business | eHow.com How to Buy a Good Business. ... What Is a Good Small Business to Open? Dog day care (aka doggie or doggy day care) as a business is more promising than ever. www.ehow.com/how_6472259_buy-good-busi... - Cached More results from ehow.com » Before You Buy That Exisiting Small Business | Entrepreneur.com When doing your "due diligence" on a small business you want to buy, consider these five factors: Demographic and political changes: ... www.entrepreneur.com/article/195020 - Cached More results from entrepreneur.com » How to Buy a Small Business | eHow.com The good news with all... How to Buy Auto Insurance With Bad Credit. ... How to Buy Small Businesses in South Florida. How to Buy Small Businesses in South ... www.ehow.com/how_107771_buy-small - Cached Is this a good time to buy a house? - Yahoo! Small Business ... 5 answers Is this a good time to buy a house? - Renting & Real Estate - Yahoo! Small Business Advisor smallbusiness.yahoo.com/advisor/answer... - Cached More results from smallbusiness.yahoo.com » Is this a good time to buy a business? | Businesses for Sale ... You have a small business in a town or city and are wondering how does world events effect your business? ... Is this a good time to buy a business? blog.thebusinessplace.com/selling-a-bu... - Cached Choosing the Best Business to Buy | Entrepreneur.com Choosing the Best Business to Buy. ... Good option if you have a specific business idea; ... in the mergers and acquisitions of small to midsized businesses. www.entrepreneur.com/article/47774 - Cached
  • the thing is that i pretty much been failing all my test in class. The highest grades i get in a test is a C or a D.. i think im not going to pass the ap exam. I have a B in the class because i do the extra credit, my homework, and all class projects. Also i think i have more chance to pass the AP Language and AP Spanish tests because i understand the material a lot better..
  • I say just try it. If its free, then just give it a try. I'm taking it in like 4 weeks! I'm so nervous. I am exactly like u! I fail or just pass the tests but get a B in the class cuz I do my essays and projects. I'm going 2 try it anyway cuz my teacher said if we try the exam, then we r not taking a final lol. But honestly I would just try it cuz I kno in Florida, the AP exams r no longer going 2 b free...
  • It looks way worse if you fail it. And it would be a waste of $85. Just don't take it, unless you can get at least a 3.
  • I very recently purchased a mobile home. I moved from NH to FL to be near family but I am not financially ready to buy a house (more like I'm working on improving my credit). The first night we were here, I went to take a shower and a palmetto bug came up through the drain (gross!!!!). I had my boyfriend do his manly stuff and get rid of it. I excused this one because the mobile home had been used as a winter home for 2 years and had been vacant for a while before us moving in. I have seen two more since (possibly only one that keeps getting away!! lol). We have been here almost a month and those things just creep me out. I have never had to deal with any sort of roaches before because I am such a neat freak. Upon moving in there were also small, tiny, almost hard to see little red (maybe black... they're hard to see) ants. Those don't bother me as much as I can easily kill them when I see them. Back to my question lol... What is the average cost to hire an exterminator to spray? Would I have to leave the home with my boyfriend, son, and dog while it was being done? Are exterminators worth it? I've never owned before, only rented, and never had a bug problem so I don't know how all this works. Help!?
  • Depending where you are in FL - it isn't bad. I pay 23 a month from Florida Pest Control. I live in a two bed home with 1250 sqft. It is based on square footage and number of rooms. Call around- they will all give you a free estimate.
  • 2
  • job. I raised children and career was not a priority most of my life. I am interested in a two year Radiology Tech. program and have enrolled in a college in my area. The problem is I have been turned down for financial aid due to having too many college credits from the past. I am single and jobless and this is bad news. I intend to petition their decision, but do you have any suggestions that may help me with this petition? P.S. I will be looking into scholarships and grants also.
  • If you are on unemployment, talk to the folks at the unemployment office. In some states, such as Florida, they may be willing to pay for this retraining, to help you move off the unemployment rolls. So ask them, asap. In addition, file an appeal for financial aid with the financial aid office at your school. Yes, the rules state that you can't receive aid; but it's sometimes possible to appeal this. File the appeal paperwork ASAP! The only other thing I can think of is to find out of any unis in your state offer radiological tech as a bachelors degree program. You have too many credits to get aid for an *associates degree*, but you may still be able to get aid for a bachelors degree. Might be worth looking into.
  • Henrietta Hughes was offered a home by Chene Thompson, wife of State Representative Nick Thompson, who heard the homeless woman’s pleas for help to President Obama before a local and national crowd. The house is in LaBelle, the first home [Chene] Thompson bought after law school. She told Hughes, “Just give me the opportunity to help you.” Hughes broke down in front of thousands when she told the president that she and her son have been homeless for more than a year. They are living in a pickup truck. Obama hugged her after she asked her question and said his staff would help. A staffer later gave her a card to the head of the housing authority and she was told he would help her. You know you cannot just “enter” an Obama town hall meeting. They give out tickets in advance. Who gets the tickets? People who stand in line and wait. Who tells people when and where Obama will appear next? Certainly not the Secret Service who has to protect this man. Not the MSM, who are too busy telling us how great he is without asking any critical questions. Sooooo… how does a 61 year-old homeless woman who’s living in a pickup truck with her son JUST HAPPEN to get a ticket so she can VERY PUBLICALLY ask Prez. Obama for a HOUSE? Anyone? Who pushes her up on stage? She’s right at the front of the crowd. Did she just happen to get a seat there? Now, within moments of this happening, it’s trumpeted all over the news. AND, surprise, surprise, the wife of State Representative Nick Thompson, Chene Thompson JUST HAPPENS to have a spare house worth $150,000 lying around, so she GIVES it to this unemployed, homeless, living-in-a-truck woman. They’ve been homeless for “more than a year”, which coincidentally, predates the current housing and banking crisis by quite a while. How did they learn about the “Obama Town Hall and Tent Revival”? Were homeless people simply rounded up? Did someone pre-canvas the area in search of “great, tear-jerking stories”? Of all the people in the audience, SHE’S one of the ones Obama chooses to ask a question? BTW-the taxes which will be charged on this “free house” will bankrupt the poor woman. Taxes are levied based on the home’s assessed value, not on the basis of it being a “free gift”. On a second, double-snort, the last guy who gets to ask a question JUST HAPPENS to be a 19-year-old kid of Hispanic descent who’s going to Edison State College (free tuition perhaps for in-state students?) and has worked at McDonalds for FOUR AND A HALF YEARS. By my math, he started working there when he was 14! Florida child-labor law infraction, anyone? Now, having worked at McDs several times in my past I can say that they DO offer health care plans. You have to PAY for it, just like everyone else in the country does. It’s OPTIONAL. It’s not a God-given right. …Do the Thompsons get to claim this as a charitable tax deduction against their (probably) considerable 2009 income? How many houses do they own? Is there anyone left in the media who will ask these questions? Ever? Article written by Michelle Malkin
  • Interesting...The follow up will also be interesting. Does she pay a gift tax? Will she be able to pay the property taxes? Will she have to put down deposits to have her heat and phone turned on since she obviously has no credit or bad credit. It takes a few months to have the deed recorded and put on line to view. I wonder if this publicity stunt is going to rely on the average person's short term memories as they hang on to Obama's gesture of kindness rather then check out the facts.
  • First of all, when the college student asked about benefits, he never said he didn't have benefits or that he didn't have health coverage. He asked if part of Obama's plan was to make it possible for people like him with jobs like the one he has to have BETTER benefits. Obama stated that he assumed that he didn't have medical, the kid never said he didn't have them offered. Most likely he can't afford it because he isn't paid enough. As far as the house being given away, no house has been given to anyone yet. After the meeting, the house was offered, and not by Obama. The article stated that the people were unavailable to be reached and had not even looked at the house. The cell phone they have was out of minutes and can't be reached. No one said they were giving them the home for free or what the full arrangement was going to be, only that they wanted to help. Perhaps they will just let them live there or assist them in other ways, such as employment so they can afford to live in the house and pay their bills. Looking at one article that only gives a few details about something is not the full story and jumping to the conclusion that the whole thing is a set up and a PR stunt is a bit far fetched.
  • Henrietta was just a plant to make him look like Jesus healing the sick
  • Damn good event planners that Obama's got, ay? Malkin is right on the money, as usual.
  • President Obama has a good heart.lol
  • AMEN but i guarantee you there are people out there who are going to criticize this even though it makes complete sense. It was all for show.
  • So, I'm not the only one that thought that this woman's presence was staged for our viewing pleasure.
  • I thought it looked like a setup.
  • It's actually not a fine. It is a tax credit that you get for having your own health coverage through your employer. Almost all children in the US (unless they live in the backward southern states like Texas, Florida, Oklahoma or Mississippi) have some health coverage through state sponsored programs. If someone doesn't have health insurance through their employer and hasn't taken the initiative to sign their child up with a state sponsored program then they are either negligent or living in a hillbilly red state - which is equivalent to being negligent.
  • There is no enforcing penalty if you do not pay. Try actually reading the bill before you speak. The worst thing in the bill is the microchip. That is the biggest issue. Reform Congress..Why are you happy to pay for elite Health Care for millionaires. Give them tax cuts why you are at it .
  • Chaos - No one is forced to buy auto insurance. If you want to own a car and drive it you need it is some states (note: my State NH does not require it). Under Obamacare you have to have health insurance just for being alive.
  • why should my Employer offered health insurance that they and I pay for keep going up by 10 - 14 % a year to more or less make up for the people who refuse to buy health insurance but use the system anyways ?
  • It's not for refusing to buy health care. It's for refusing to buy health insurance. And it's included for the same reason it's in RomneyCare, and GingrichCare, and numerous other programs, to ensure that there aren't free riders.
  • Denying someone a tax credit is NOT the same as levying a fine....even YOU aren't that dumb! I call Poe!
  • Suppose they dont make that in a year? Then who pays that bill?
  • It IS a mandate. Nobody ever said otherwise.
  • How come you're not bĂŻtching about the government forcing people to have auto insurance?
  • $2250 is a months salary for a lot of people. You might as well be asking for every paycheck they get.
  • Hey i want to become a teacher in Florida and i have heard of scholarships or programs that pay your schoo all the way because there is so much low demand for teachers... I would love to find some help with money because i will be the only to graduate in my family and the first to go to college. My parents have bad credit and no saved money for me so im really looking into this teaching thing that they pay full school... Please help me THANKS!
  • I've been looking for scholarships as well. I am goin to UNF in the summer and am looking for scholarships that are for future teachers.
  • In 2007, I was tricked into a Heloc Home Equity loan for 480K based on my great credit on a house I've never seen in Georgia. I live in florida. I later found out that I was not on the primary loan, yet was the sole person on the Heloc. The total amount owed is 1.4 mil, but now worth not even 350K. Do you think a short sale would be a solution? Or just let it foreclose? and if it foreclose, can the bank sue me?
  • O-YES !!! go into short sale , make sure you are with a Realtor that does short sales ... Bush passed a bill 01/02/2008 no recourse on primary homes but what u have described is an investment home ...Really would be good for u to see a Real Estate Attorney .... For the short sale to go quicker u need to send in financials including w/2, bank statements, AND a hardship letter,[needs to be strong] ... This will show them u can not afford the house ... Your Realtor will have u sign a letter to be able to communicate with them and that is all u do the Realtor will do the rest .... Your credit will not be as hurt as bad if u do a short sale rather then a full blown foreclosure ...... but really lets see an attorney first, A Real Estate attorney .... good luck !!!
  • I would have to agree with that type of negative equity a short sale maybe out of the picture that is truly amazing that in 2007 a lender would loan 1.4 million on a property that has an fmv of 325K in 2009 Your main problem lies in the fact a home equity loan is recourse, meaning if the place is foreclosed upon the home equity lender will try and recover 480K from you, so if you have assets like a home which is paid off, checking account, stocks these are all subject to seizure What was the 480K spent on? Do you have legal recourse against the person who spent the monies?
  • your talking about a lot of money what a legal mess and yeah they can sue you. If total amount owed is that much a short sale won't do you any good. That's crazy what happened to the money from the home equity loan. When I seen something like this happen it court a few years ago the couple filed a chapter 13 to repay it back.
  • Im at whits end and need help. I have been at my job 4+ years a very dedicated worker at the least. Over my 4 years of being at my job I have dealt with ongoing abusive calls from debt collectors for my boss and she has refused to call anyone back and they have yelled at me over it. Also she has bounced my paycheck 2-3 times and the last time she bounced my paycheck she made my bank account negative over nine hundred dollars and she wouldn't have paid it all back if it weren't for me confronting her on it and that took 4 months before I got my debt to the bank fixed. In the mean time I couldn't pay anything that involved my bank account and my only 2 credit cards didn't get paid cause I refused to pay western union to pay it and my credit score went from 600 and dropped down to 342 over her mess she caused. I have seen her deliberately write out bad checks to our suppliers and her bills. I have also witnessed her lie in front of me and play stupid. When it came time to pay customers or her bills there has been so many occasions where she said she mailed them a check but ironically they all disappeared. I know she never mailed anything. I have also found out she is planning on selling her business but she has yet to tell me and honestly I think it's going to come down to her closing down and I'll show up one day and can't get in. There's so much other stuff I've had to deal with and it's been such a burden I now suffer from depression and alot of stress for which is untreated. I haven't even gotten a raise in 2 years and I was promised not only a raise but also a $2,000.00 bonus in December of 2008 but never saw it. I commute an hour to and from work 5-6 days a week and have zilch for any kinda benefits. I also had my hours cut so with the gas I spend it uses up about 2 weeks pay now. So with all that is it possible to quit and be eligible for unemployment?
  • I also want to add I didn't make up any of this. I know she's very irresponsible with finances and she hides from collectors to avoid paying them. I hardly ever see her. Im the only employee and I run the whole place I just don't pay any of the bill's. She has stressed she hates the store but has continued to keep it open and borrow tens of thousands of dollars each year to pay debts but yet she blows her money likes theres no tommorow.
  • Probably not, but contact an employment lawyer. Chances are you may be able to sue for the emotional distress. The better way is most likely to go find another job.
  • The thing with the bonus is just that it is a bonus. There are no guarantees and that money is money that you are not entitled to. It is extra if she has it and feels generous. I think a company has the right to give you a raise or to not give you one. If you have it in writing that she was going to give you a raise then you can take that to an attorney and fight for the amount owed to you. As far as benefits go she is not required to provide you with insurance or anything since she has only a couple of employees especially if you have had your hours cut to part time. Her writing bad checks you can inform the companies or possibly the police dept that she is writing them. I say either stick it out and see what happens or go looking for a job closer to home. I know when you file for unemployment they require a letter from your previous employer stating why you are no longer working there. If you left voluntarily she can simply state that and you might be denied just on that alone. You would have to appeal the states decision at the very least to qualify.
  • This seems a bit exaggerated and whiny, but if you quit you automatically do NOT get benefits.
  • No, only being layoff can get unemployment.
  • myself and my brother bought a duplex in florida when the market was at an all time high and now its gone down so low that its worth less then 1/2 of what we paid.. both my name and his name are on the mortgage.. my question is... i want out of the mortgage at any cost, i cant even rent it out and get what my mortgage is... i was gonna tell my bother to put the whole thing in my name and let it foreclose and i'll take the bad credit... is this posible or is this not an option ?
  • Depends. You CAN have your brother "Quit Claim" te property into your sole name but that does NOT take his name off of the loan. You would then need to take the Quit Claim deed after it is recorded to the mortgage company and have them put the loan entirely into your name and IF they are willing to do this then you MAY be able to surrender the property without affecting your brothers credit but since the bank also KNOWS the value of the property has decreased letting somebody who MAY be liable in the future for payments walk away for no good reason would be a hard sell.
  • Jimbo Mrs. Jimbo Trunks Karen wealthy ***** SSiren ok-MAC Edna Bambrick Cruella the rice whore Judas Rabbi Cherry Joni B Dope Boy Magic large Bald Madam Naka Charlotte Wishy cunning cunning Hehehe George the pink fat Hippo Buk Sister Mary Holywater Frankenchrist Sandi Cheeks I Dance extra suitable Tissybell Grundle Goat toddler Goat Lakisha a million,2,3,4 Mimi I run with Scissors Iggy Yidiot Yapoo Yamster chuffed little timber Pirate Kitten Kelly Bundy Al bundy Fizz Dude and it wouldnt be a social gathering without ..Chester M.. hi...Its MY social gathering ! 4 people my asss!
  • Not an option.
  • I don't know who you are referring to in Wisconsin but think about it....why would you want to put your private info out where anyone in the world...including people in your immediate area...can get to it? Would you post your social security number or bank account numbers...how about credit card numbers?
  • Bad idea! There are BAD PEOPLE in this world, believe it or not. People that try their hardest to get all kinds of information about anybody. I met somebody just the other day at the food bank, that couldn't pay his gas or light bills because the creditors siezsed his bank account, because he had a loan for a $300,000 RV in New Jersey, and a $25,000 car in Texas, ...and some other bills that he had no knowledge about until this month. Be careful!
  • Hi, If you've given your address away on the internet, there is a potential risk that they can track down whoever lives in that residence. Obviously, this is safer if you live in an apartment but they could find out personal info about you. But, if you enter your address for a delivery if you bought something off Ebay, Amazon or another trusted site then it's fine.
  • What's the big deal >>>>>>>>>>> Identity Theft (Read about it on any Search Engine - It will ruin your life).
  • You probably could attend your regular public school and FLVS as well, if you paid for your classes at FLVS.
  • Buying a home in Tampa, FL. Home needs a new roof and the seller is giving us credit for it. We plan on getting it within 2 months on living there (because HOA has to approve roof color and material). But realtor says we will probably not be able to get insurance thus won't be able to get the mortgage without it passing wind mitigation. Is there anyway around this?
  • Nope. You need to have the seller replace that roof now, before the sale closes. That's the only answer. You can have the seller put in the specified roof that you want, as part of the deal. Lending regulations flat out are going to prohibit the closing of the deal, on any house without insurance in place. And the FL homeowners market is extremely tight - you won't get someone to sell you insurance, with a bad roof. Maybe there's a way to finagle the contract so that YOU put the roof on, before the closing - but if it falls through, you've given the owner a new roof, so that's pretty risky.
  • You won't be able to close on the loan without an in-force insurance policy, so there are two options: 1. Find an insurer that WILL insure (if you can), or 2. Have the seller replace the roof prior to closing (work out your "upgrade" as part of this).
  • Home owners policies in FL are the absolute worst in the country unfortunately. The regulations and restrictions are immense and difficult to work around. The only to be sure if there is a company near you or that writes in your region that won’t require immediate wind mitigation is to pound the phone book. I recommend calling around and asking this question to local agents and brokers. I’m sorry there’s not a better answer, but like I said FL homeowners is a big bummer sometimes. Good luck.
  • have the insurance appraiser inspect it and perform whatever tests, and tell you if they will put your policy inforce so you can go ahead with the mortgage. if it doesn't pass, then you have to work with the seller to have the roof fixed prior to closing. hopefully the seller will let you choose the color and contractor but they may not.
  • Try to amend your contract to have the seller replace it NOW (prior to closing).
  • I was Baker acted by a cop and spent 12 miserable hours in a mental health facility. I called a mental health help line because I suffer from obsessive thoughts and panic disorder and the cops came to my house and took me in, even after I said I would be alright. I am just furious--it's for $1450.00 for 12 hours of "treatment" against my will. What will happen if I don't pay it. I am unemployed and live in Florida.
  • It will go in to collections and be a bad mark against your credit. Call them and ask if they have a charity program. Many facilities do and they can write of all or some of the charge.
  • I took my nephew to get a root canal which I was quoted $800. The dentist informed me since he was only ten and his roots were still growing she would clean out the infected area put medication then put a temporary filling. I'm to take him back every 3 months to check on the progress, which could take up to two years! She charged me $1400.00, (without informing me of this higher charge) which included a root canal and another fee for the final visit. I questioned these fees and inquired what would happened if I moved or the dentist herself moved, the receptionist told me it would be my loss! Yikes what can I do?? I paid for it with my credit card.
  • I'm assuming that the tooth in question is the 6th from the front? 1st adult molar? In such cases, the roots may not have finished growing to a tip, and the dentist is correct in saying that it will take time to allow the roots to finish growing before the tooth can receive a final root filling. This is called apexification, and 2 years is quite reasonable with 3-monthly check-ups. Also you should consider that this tooth will not be as strong as if it had developed naturally to full strength. Your nephew will need a crown at the end of the RCT at additional cost. You should have been advised of this. Even so, it is sometimes useful to consider another option - i.e. extracting the 1st molar and allowing the 2nd molar to erupt and move forward into this space. If he's lucky and has 3rd molars (wisdom teeth) also developing, then they would move into the place of the 2nd molars. You should get a panoramic Xray (OPG) and SEE AN ORTHODONTIST about this possibility. Sometimes it can be done naturally without the need for braces, but sometimes you might need orthodontic help for the final alignment. This would be my preferred option if it all checks out OK. It's better to scrap a bad tooth for a good one. As for the cost situation, you should really go back and discuss what was said, and what you were led to believe before they gave you the bill. You may have recourse thru a consumer board or similar, or dental board, if you feel you were misled or overcharged. But always start with the dentist. Also ask why the need for a crown wasn't mentioned, and why an extraction option wasn't discussed.
  • Uhh, NO! I have never heard of this before. Normally, a root canal is done and finished. It may take 2 appointments, but then it should be finished. I have never heard of watching a tooth and doing a root canal over time. I would report this and attempt to get a refund for work not completed. They often have you pay in advance, and then do procedures, but if you do not complete, you should be refunded. You should report to the state dental board. Find a pediatric dentist that performs root canals or an endodontic specialist that sees children.
  • You can always file a chargeback on your credit card for unfair and illegal charges. You have the right to move and they cannot charge you for work they didn't do.
  • I just logged in to fluidnow.com, and it is showing the balance of my credits for the up to 7 more weeks, but nothing about the new 13 weeks a state could get if over 6.5%. does this mean the state decides if they want to give it? Our state is in a real bad way and the jobs are not available. I broke down the balance and I will get 3 more checks, but it doesnt say when yet. I tried to claim weeks and it says no weeks to claim. They sure have the website screwed up and I am sure others will agree.
  • Yes.
  • I have no credits for any foreign language and I'm currently a 9th grader (technically I'm behind) but I'm hoping I can skip to 11th grade next year (doing some classes online). When I'm in 11th and 12th grade, I'll take all APs and Honors classes but my GPA is fairly bad right now (2.9-3.0) and my transcript probably looks really weird. I might be able to do IB instead though which might be better? If I'm able to take foreign language classes online, I might be able to do IB. When I take practice SAT tests, I always get 2100-2200 but I'm hoping to get 2340+ junior year and 750+ on at least 4 SAT subject tests. Next year, I'll join National Science Honor Society and Math Team. Cornell is my ultimate reach but I'd be fine with a college like University of Florida. I'm willing to work as hard as I can to get accepted into a good college so could anyone give me some advice? Also would I be able to get accepted into any college?
  • The SAT will be VERY important, make sure you get that 2200+ on the real test(doesn't matter what you get on practice tests if you can't do it on the real test). After you get a 2200+, look to retake the test once, or twice at max, to try and get your 2340+ you are pushing for. I am very worried about your GPA though, even if you take all hard classes(AP and IB) and ace them, your bad start in HS will make Cornell very hard for you to get in. Of course if you put in some work now and change things around, you will get into a good school. You have a decent plan, now all you have to do is act on it. Good luck!
  • You need 2 years of a foreign language class in the US to go to a 4 year University, but after that you will be all set up for success! Good Luck!
  • Yes, you still have plenty of time to prepare.
  • no one gives kobe credit for all the good that he's done... they highlight the bad... im a huge laker fan and i think that kobe is better than wade. but i dont hate wade fans especially since i live in south florida.
  • I love both players. Kobe for his intensity and work ethic. No player works harder than he does in the summer. Though many people dislike this, I like how Kobe is so focused and; almost everything he does has a cynical, angry flavor to it. His mental resilience in the rape trial was amazing. I followed the case on CNN and believe he was guilty of adultery but innocent of rape. How many humans have the strength to stare at prison and death and millions of scornful people in the face and proclaim, "I made a mistake, but it will not interfere with my career. It was what I was born to do." His toughness is protohuman. I like D-Wade for his cheerfulness and his saintliness (if that's a word) towards the team this season. Though the Heat had no chance of a ring this season, D-Wade nevertheless came back despite the injury to help them. As Atticus Finch once said, a true hero is one who fights for what he believes in even if he is beaten before he begins. These are the words of a Phoenix resident
  • Ha kobe could've had that glory if he didnt drive shaq away from LA. Kobe fans and D wade fans shouldn't hate each other. its basketball. but Kobe fans might have the urge to go out and rape someone thats fo sho.
  • I think you are right. Im a Wade fan and I hate Kobe
  • well if wade owes his glory to shaq who does kobe owe his too....oh i forgot the lame has not won a ring since shaq left...shaq dominated when kobe got the 3 rings and wade dominated when he got his ring only his third year in the nba...
  • im a d wade fan but i dont hate kobe...i know that right now kobe is better than d wade but after a couple of years i think d wade will be better than kobe...GO HEAT!!
  • D. Wade is the bomb, Kobe is a rapist ball hog
  • STOP THE KOBE SPAM
  • i had a baby last year in early december. i had a job at a hospital and was well liked and a long term worker. i worked there for over 3 years and eventually quit after using my maternity leave. i am eligible for rehire at the hospital in carolina. i have moved earlier this year about 6 months to daytona beach, fl. I have filled out literally TONS of applications online and onsite on paper. For many different entry level positions, from waitressing to housekeeping, office jobs, hospital jobs like the one i had, store associates, retirement caregivers -everything. i called to follow up a couple applications and all i got was serious attitude about how 'my next step is to wait for them to call me'.. which back in carolina it was almost necessary to follow up to show your potential employers that you are a serious and eager jobseeker. but of the many applications that i filled out (including giving my resume which i always tweak to more feature the particular position i am applying for) i have not got a SINGLE call back for an interview. Its not like i'm a highschool student going for money. I am a serious jobseeker with experience in a previous 'real' job and i want to work and am willing to do almost any type of job. so why won't anybody give me a chance here? have i done something wrong? is it because i'm not from here? i really don't understand why im having such difficulty.
  • i know that alot of people, ALOT, do not have jobs. but i don't qualify for unemployment here because its been more than 5 months since i last worked. my boyfriend has a certified nice paying hospital career, but we're struggling. i'm about to start school, but with the baby i HAVE to find a job, i want better for us. i don't know what to do if i can't find a job and help out.
  • You have encountered their high unemployment You moved from one of the best places - to one of the worst Two things I want you to check: 1. Your criminal record - go to the police station and ask for it - it's free There could be a mistake of some sort - it happens 2. Your credit reports. Free at Annual Credit Report.com Never get conned into paying for these 3 reports. Free once a year. Visit your employment/ unemployment office early in the mornings They should have a table or a board of jobs. Also look in the newspaper classifieds, and in hospital websites under employment Mail your references a letter so they remember you - tell them where you are now Also, are there any medical temporary agencies in your area? I would go interview with them
  • Your problem is you're applying for jobs in a market that has no job openings. Many businesses are taking applications 365 days a year just to build up an applicant base, but not hiring anybody. Also, you held a job in good standing for 3 years, thus expectations are that you will stick around longer than 6 month, and expect to be compensated for loyal work, and in a job market like this they don't want to higher employees like that because its cheaper to higher new employees ever 6-8 month than to hire somebody and keep them for 3 years. Employers are getting hit by the economy as hard as the people that are looking for jobs, they are going to cut corners where ever they can and the easiest way to do it is to hire as many people into part time positions and at minimum wadges as they can, you don't fit the profile of somebody that would take a job like that. -------------------------- It doesn't matter what you would take its what they they think. It has nothing to do with you or your qualifications, they are questioning why you want the job.
  • There're job problems everywhere around the world.Just today 2 of my friends lost their jobs.The international market is still not completely out of recession.But at the same time you should continue trying hard since that's the only way. My thought is things would improve in a couple of months period.In the meantime try to make some money online with things such as get paid to read emails,clicks,surveys etc.
  • There could be so many reasons why you're not getting an interview for the jobs you're applying for. I'm not sure you have them in the US or they may be called something different, but here in the UK we have recruitment agencies who will help your resume and applying for jobs. They get paid by their clients for finding the right person for a vacancy so it is in their interests to help you. I'm sure it also goes without saying but if you are sending a resume for each of these jobs, make sure you tailor each resume specifically to that job. Highlighting your relevant experience to that specific role and how you will benefit them. The couple you followed up on by calling, you did the right thing so don't worry about their response. Always worth a call after a couple of weeks to show you are keen. Good luck with your job hunting!
  • Hi Mystical. It is not that nobody wants to hire you. Maybe you should evaluate yourself. You start from your resume and application letter. Are they clear and saleable. They serve as your sales page. You must clearly indicate your work experiences. Try to research for a good and comprehensive application letter and a resume perhaps.Even a certificate of employment helps a lot. Don't hurry. Just take it slowly and surely.
  • I'm sorry you are having such a rough time. The job market is so stressed right now, that believe me when I say it is not you it just that there are multitudes of people applying for the same positions. Keep your chin up and remain positive and something will come through. :)
  • Welcome to Florida; the unemployment rate in Flagler County (where I live) is 14.7%, and I've been experiencing the same trouble you're having. I wish us both luck.
  • Online courses can look bad. The student may have done nothing but hire an impostor to take the course. As a result, any online program is considered questionable. Rather than take an online course, you could take a blended course through a local public community college. Blended courses allow you to study online, but all tests and lab study must be done in the classroom. A photo I.D. is required to enter the classroom. This helps prevent students cheating by hiring an impostor. There is a growing trend among well respected colleges to code transcripts and degrees to indicate whether the program was online, blended, or actual classroom based. A private non-profit college near me recently announced that they will accept no online courses for transfer. They will only accept up to 6 semester hours of blended courses credit towards a bachelors degree. No online program can be as good as the learning experience and personal interaction of actual classroom attendance.
  • Hello, In answer to your question, What online colleges in Texas will let me take my basics online ?, I can say you that take a look at this site http://onlinecollegesfaqs.net because may be it can help you As you described; "I live in Texas and start college next semester, I'm moving to Wyoming or Florida on my own. I wanted to know the pros and cons of online courses just for basics. The cost difference of an online course as to going to a class on campus? Does it look bad on you if you take your basics online?" it may help you. Best of Luck :)
  • if you are talking undergraduate studies non related to you major most definitely.. most community colleges do those courses online also look for colleges that cater to the military the reputable ones anyway. Most of their courses are able to be done online to facilitate military personnel without regard to where they are physically located
  • 447
  • My Basics
  • To be honest, I am not 100%
  • Wow, Thankss! I was wondering the same question today
  • I’ve researched this college program and I’m considering applying for it but I’ve got some questions and concerns before doing so. How long does the program last? I’ve heard it can be from either a semester or two full years. If your school isn’t listed on the list of colleges they hold the presentations at, does that mean that I won’t receive credit for the classes I take from this program if I’m accepted? I also heard you get paid extra for taking the classes for the program, but how can that be if they are required? Are you offered different positions and able to pick which one you like? I worked for a company that is part of Disney before but I quit, will this ruin my chances of getting into the program? I’m currently a full time student in college and also working part time. If I get accepted to this program, is it possible to manage being full time in school? And if the program lasts for only a semester, what about when the program ends and will I still have a job with Disney? Or should I keep my current job as well? A lot of people I know currently work for Disney and I see how bad it can get sometimes. If you’ve done this program before I would really appreciate your input and please be absolutely honest.
  • I applied for the Florida one last night :-D Good luck. Even though your school isn't listed, you can still get credit at the school. The one you choose just has presentations. You do not get paid any extra for classes. You can pick which position you want. Whenever you apply, the first webpage you'll see is the page that you pick what jobs you're willing to do. There are a few college programs. One lasts a single semester, and one is multiple semesters. Whenever this program ends, your employment at Disney is terminated. It will help you in the future if you want to apply at Disney again, but you will no longer be on Disney's employee list. Even though you worked for a company that is owned by Disney, it will not hurt your chances. I hope this will help you out :-)
  • hi everyone, since the market is down maybe a lot of things have changed. so i found out about 2 companies that have foreclosures home for sale. they are www.bargainnetwork. i found them on craiglist.com. when i called they told me that my mortgage will be based on what is owed on the house, even with bad credit, and there wont be any down payment. it seems too good to be true. and there's refundable fee in case you don't find a house that you like. so how do i find out if they legit or not? does any of you had any experience with any of these companies? i don't know how the foreclosure thing work. can you guys tell me more about it. i'm new to that web. unfortunately there's not an easy way to thank each you. so thanks in advance
  • Looking at your question, you state that these sites have forclosure homes for sale. They really just list them, not own them. In most cases, they are owned by the bank and these companies make money by identifying which houses are bank or government owned, and making you pay to find out the details of the listing. You can take them out of the loop and help yourself out directly. Use a listing such as the one from http://www.bargain.com/homes/ that you listed, or http://foreclosure.com that I listed and they will identify the forclosed homes. To get the information that they won't show you for free, you need a free real estate search engine such as http://www.remax.com/. At the free site, put in the price range that you found at the bargain or forclosure site and you will get the detailed information that you are looking for. If you see a house that you like, what you have to pay to get it is based upon what the lender will accept. If you are a poor credit risk, they will not likely lend you money to purchase it because they probably ended up getting it back by lending to a poor credit risk. They way that you can find out is to get yourself a buyers representative real estate agent and get pre-qualified from a lender for the amount of money that you are looking to borrow. That way, when you find the house that you want, all you need to do is have your buyer representative approach your seller representative with a reasonable offer, backed up by a prequalification letter (known as a pre-qual) and you will at least know whether or not the seller will accept your terms. Good luck, it really is as easy as it seems! (at least to me)
  • Well that's the million dollar question, who is going to buy your home? Well, there are home buyers out there but they offer it such a steep discount that it's almost impossible for the bank to accept the terms. Banks do not purchase from other banks, usually. You'll need to get a realtor and get a price lower than all the other listings and see if the lender will approve a short sale. For more information on how to win in foreclosures, I recommend the book below.
  • Rubio needs to come up with the money he stole from the Florida GOP's credit card for his own personal lavish lifestyle, including a huge fishing vessel, before he can run for anything or he might just end up like Rick Perry, indicted and then getting tossed in jail just before the election. Too bad there are so many crooks that get away with it on a local level, but when their names are brought up on a national level they are found to be crooks, like Tricky Dick Nixon (R) was.
  • Rubio will not be the next President of the United States
  • No. He's working on a Rubio's Cube toy
  • I definitely wouldn't rule out Rubio. Trump is just the "flavor of the day." The news cycle will move on as it always does.
  • Pluto
  • Marco is still trying to figure out what happened to him. He stays confused most of the time.
  • You need a better source for information.
  • This statement implies you actually have the ability to 'think' ... ?
  • wait a minute I thought the republican party was dead? but how did they win the 2014 election and take back the house?
  • He has been thoroughly Trumped.
  • I want to work for the Florida Highway Patrol. They do a credit check and I have 3 bounced checks from 4 years ago and a car note charged off as a bad debt but I am makeing monthly payments on it. Other than that everything is "Paid as agreed". It also says Weight porpertioned to height, I am 6' 2" and a big build but am not really fat or too out of shape but do weigh 330lbs. I do meet all other requirements do I still have a chance?
  • Not likely
  • I am planning on getting married(1st time) and wonder if it is morally right to ask for a pre nuptial agreement. I don't want to but have been advised it would be a good idea since I own my own condo and my fiance doesn't own a place, has bad credit, and few assets. I live in florida and understand that my place would automatically become half hers after marriage. I just want to protect myself and my assets and do not want creditors coming after me. I am not a selfish person. I really love this girl and would like her to know the pros and cons of a pre nuptial agreement plus I do not want her to think I do not trust her, I just do not want to start over again if something was to happen to the marriage. Thanks for your time and input.
  • Ask her to help you research prenups and discuss what you find. http://www.equalityinmarriage.org/bmbrin...http://www.bankrate.com/brm/prenup.asphttp://www.idotaketwo.com/prenuptial_agr...http://www.nolo.com/article.cfm/ObjectID/1AA1A917-D838-464B-94552B37E898CED2/catID/BD0FF030-3064-4680-B419B66BA296767C/118/304/247/ART/
  • The website was opened in 2009 in Florida. The reviews from customers on mywot.com are split. Half say the site is fine. Half say that they have had problems. One problem is that a buyer gets mysterious charges from 3rd-party "credit card security" companies for $19.95 a month that you don't remember signing up for. Be careful when you check-out that you don't check a box that you don't understand.
  • Hi, I am starting college soon for Accounting and I live in South Florida. I was wondering If you can help me with picking which university would be better for me to graduate from or tell me if it even matters because as of right now I am only going for my Bachelors and 30 extra credits to become a CPA. Please help and here are the list of schools: Florida Atlantic University (FAU), Florida International Universities (FIU), or University of Miami (UM). Also, if its not too much trouble can you put in order from best to worst?
  • Doesnt really matter all colleges are the same what you define as best to worst depends on what you experience in those colleges.
  • I called a mental health line for someone to talk to because I have obsessive thoughts and panic disorder, and the cops came to my house and took me into a treatment center, even though I said I was alright. Now I've got this bill that I have no way of paying and am not going to pay. How can they do this? I was not informed at the treatment center that I would be charged anything. I am just furious about it. I am unemployed and live in Florida.
  • It will go in to collections and be a bad mark against your credit. Call them and ask if they have a charity program. Many facilities do and they can write of all or some of the charge.
  • It is up to you. No one can tell you what is better or worse. I can tell you some thinks about each. Computers - They will want you to program alot. You will take about 6 programming classes. The really big difference between computer engineering and computer science is VHDL. Only electrical and computer engineers learn it. If you want to get a computer engineering degree I would also consider getting a electrical engineering degree at the same time. At the University of Florida it is something like 18 more credit hours. Communications - You better like math and probability. There is some very intense math in communications. It is also a very hard subject because there aren't many books on building communications systems. It will require programming. Power Distribution - Depending on what area of power you go into you may not need much math at all. I would recommend learning AUTOCAD. This area is based a great deal on regulations so much of the time you will be referring to manuals on how something should be designed. But there is still the really hard stuff. Robotics - It requires a great deal of math. I am assuming you are referring to arm robots because those are the most commonly used. That is very big on position and orientation. Robotics really covers all aspects of electrical and goes into other engineering fields. Not a bad one but not sure how much demand there is unless you go to graduate school Controls - It is not very difficult as some of the others. It requires a great deal of computer simulations. Using MATLAB is a must. A big part is modeling systems to improve stability. That’s all I can think to write. You will need to know some of each to do any of them. It is really a choice and a little luck as to what kind of job you get first.
  • I would guess right now there may be a shortage of analog circuit designers, since digital is the "hot" area. I would definitely consider digital signal processing and communications. Power engineering is looked down upon by many electrical engineers because it is associated with "old" technology (motors, generators, transformers, etc.). For that reason there may be a shortage of talent in that area, but that field definitely employs modern technolgy.
  • surely its a power distribution since me also electrical engineer
  • Power distribution is more versatile specially if you're planning to be an independent contractor.
  • believe me if you are in ee and know little phy and maths you can shift and work from phd in phy to phd in nano to bio anywhere anyway you like
  • the one you like
  • POWER ELECTRONICS &VLSI DESIGN are in great demand now
  • It depends on what your interest is in.
  • http://librosingenieriaelectrica.blogspot.com.co/
  • Sometimes it's just luck. Who would have thought the Marlins would win the '03 World Series after selling off their entire team in '98? Even the Bulls after Jordan retired didn't sell out worse than that. It was a matter of luck though because they came back 3-1 on the cursed Cubs. They never won a division title and have only been around since '93. The Braves won 14 consecutive divisions, made it to 5 World Series and only won one title. The Marlins won it both times they were there to teams that appeared better than them. I call it my six years theory. '97 to '03, six years, now to '09, Wild Card World Champions again. There team isn't as deep. But it's still good. They're just inconsistent. If they can gather consistency though, they're scary. They're only 2 games out of the Wild Card and 4 1/2 games out of a nearly as inconsistent Phillies team.
  • The marlins are a good team. They have a way of making it all work on a very low budget. They took out the Yankees to win there last world series. If they could ever find consistency they are going to be a real scary team. All I know is if they find a way into the playoffs then everyone better watch out. It seems like when they make it to the playoffs they make it count and don't take it for granted. I give a lot of credit to there farm system because they do have a good one.
  • I don't see the Marlins winning the World Series this year. To do that, they'd need to beat the Phillies. Yeah, I know they just swept them in Philly, but the Phillies always tend to get red-hot in September and October. The Phils have a much deeper roster, 2 MVP's and 2 2009 All-Stars in their infield, and their entire starting outfield made the All-Star team as well. Ok, I might be a little bit biased in saying that because I happen to be a die-hard Phillies fan, but I think that in this case most people around the baseball world are taking the same perspective that I am just because of the amount of pure talent the Phillies have. Don't get me wrong, the Marlins are a great team too, but they are also young and lack the playoff experience that the Phillies have. That being said, anything can happen. The Phillies are 6-0 in Florida, but the Marlins are 5-1 in Philly, so if they meet in the playoffs it might actually be a disadvantage to the Phillies if they have home-field advantage. But, like I said before, the Phillies tend to get white-hot at the end of the season, so that trend may not come into play in the playoffs.
  • I agree they are looking good, they won 2 out of 3 from the Rockies and are hitting the ball well, if the bottom of the rotation comes through, winning the wild card or the division might be easier, but as of right now, gaining ground on the Giants and Rockies has been an easy feat.
  • I'm not sure where the question is here, but they have hit a good streak, while the Giants and Rockies are sputtering a bit. But there is still a fourth of the season to go, so much can happen.
  • I said the same thing about a month ago when I realized it. It seems like it hasn't been 6 years since they last won it. Wow time has really flown by.
  • Missing the play-offs
  • hey no one expected them to win the last two times so you never really know. I could see it happening for sure. they got two aces at the top in johnson and nolasco and their offense is really rolling right now. I definitely wouldn't rule it out
  • The guy's a gay republican attack-dog. Don't believe they exist? Google "Jeff Gannon" or "David Brock" (though he came out of the closet and spilled the beans on the dirty politics). Planting lowlifes to do political smear attacks is old GOP strategy. And the filthier and more debased the "attacker" the more GOP controllers like it - people with a dark secret tend to stay on the leash. BTW more than a few holes in Larry Sinclair's story: http://blogs.telegraph.co.uk/news/timshi...On the details that mattered, Mr Sinclair was vague. He claims to have spent the evening with Mr Obama in the back of a limousine, and then time in his hotel room the day afterwards. Yet there were none of those little details,the wallpaper, the drinks they drank, the things they saw,which are usually deployed by people trying to convince others of their veracity. What did they talk about? "Pretty much nothing." For an entire evening? On the details that didn't matter, Mr Sinclair was commendably detailed. He knew off the top of his head and without recourse to notes that the press club event had set him back $4,126.89. This shows a bizarre facility for recall not in evidence on the substance of his claims. He admitted that he is unemployed and lives off disability benefits. There would seem to be a discrepancy between his personal poverty and the cost of the event, the dossiers and the glossy press passes. But no, Mr Sinclair assured us, all the money had come from small donations to his website. http://lybio.net/larry-sinclairs-detaile...I am 46 years old and I currently reside in Duluth, Minnesota. I am a US Citizen, and I have made mistakes in my lifetime. I have been convicted and served prison sentences for writing bad checks, forging checks, using stolen credit card numbers in Arizona, Florida and Colorado. These event’s occurred over twenty years ago between 1980 thru 1986. http://www.politico.com/news/stories/060..."Obama accuser has long rap sheet" "Sinclair's biography, though, may get in the way of that pitch: Public records and court filings reveal that he has a 27-year criminal record, with a specialty in crimes involving deceit. The record includes forgery charges in two states, one of which drew Sinclair a 16-year jail sentence. The Pueblo County, Colo., Sheriff's Office also has an outstanding warrant for Sinclair's arrest for forging an acquaintance's signature and stealing her tax refunds."
  • One thing is for sure, Obama is a Drug User. He twitches and gets lost without his teleprompter. He probably is a closet gay. He gets all excited around his buddies Timmy Geithner and Jeffy Immelt. Sinclair is nasty. I guess if Obama closed his eyes. lol Surprised this is still standing
  • the first time I noted the Sinclare video on YouTube i replaced into so pissed on the fool that i went to the Obama website and donated $100.... i'm happy that he failed the polygraph attempt.. Italian human beings for Obama 08!
  • You are looking for a Lot loan. Not all banks will do lot loans. Most will give you 85% LTV tops and the rate should not be too bad if you have good credit. Transland financial and People's choice are two options. I am a mortgage broker in Florida, so if you happen to own the land in this state, email me if you need further help.
  • You can borrow off of any asset - however, not sure that the value of unimproved land will play with a national bank. Better to try a local bank that might do the deal in order to get your business. BTW, what happens when you end up more in debt - this seems like a short term solution to a long term problem that might not be solved (expenses > income).
  • Indymac Bank does land loans financing, but you won't get more than 60-70% of the value of the land. Don't forget about the closing costs and title insurance I dont know if Indymac has a retail side, but most mortgage brokers are set up with this lender.
  • almost continuously sure. yet you may want to not be able to because of zoning guidelines, or it would want to't be useful. yet there might want to be different catches, purchase a house really, from a builder, get it customised or custom construct it. such issues as utilities, water, sewer and telephone or perhaps cellular telephone might want to be a issue, so that you want to be care finished, i comprehend of human beings sitting on a delightful parcel of land and paying taxes and are not waiting to do not something with it. look at each element. This should be your first homestead then get solid propose from an section lawyer and a banker, confirm both banker and the lawyer (he/she) has no connection or interest contained in the resources that you're determining to purchase. Plan ahead do the investigating beforehand determining to purchase.
  • You will find it difficult to get a loan using your land as collateral.
  • Most banks will take land as collateral.
  • Many banks are willing to do this! I would offer this alternative. Why don't you just pay off all of your debts one by one? Line them up in order from smallest debt owed to the largest. As you pay off each debt, you will free up the monthly payment to attack your larger debts. By using this method, you could eliminate your debt without ever risking your land as collateral. You can calculate your debt freedom date by visiting this site: http://www.josephsangl.com/?page_id=151 Click on the "Debt Freedom Date Calculator" Good luck!
  • Yes, you can. Just search Land loan in Yahoo! and Google. http://www.google.com/search?hl=en&q=lan...
  • Absolutely..its yours and its collateral.
  • I have a 3.68 unweighted. 3.864 weighted. Class rank 34 of 500. Graduate with 24 college credits (math, science, english, history)- Dual enrollment And another dual enrollment at the technical center next door to my high school for Digital Design ( I want to double major in Advertising and Graphic Design.) I only have one C on my transcript, from freshmen year. Every year my grades improved more and more,and Junior they were kick ***. Schedule this year: Regular Econ/Gov DE College Algebra/Trig DE (at technical center for 3 periods, the classes are weighted as honors) Digital Design DE Environmental Biology DE Composition As of now, I have 150 community service hours. I have really bad ADHD, and I've done awful on the testing. ACT 22 SAT- 1310 (I didn't get near finishing, and I couldn't guess on them) Being an awful test taker, i applied for extended timing on the ACT, but didn't get it because of several reasons, like my grades "showing no sign of a struggle." I am in: Key Club- 2 years (Editor right now) Boys' Varsity Swim team- 4 years, (Captain this year) "Pirate Peers"-Mentoring- 3 years Student Government-2 years Mu-Alpha-Theta- 2 years National Honor Society- 2 years National Art Honor Society- 1 year "Pirate Crew"-Spirit Club- 4 years Lots of awards, i won't list them all, but stuff from athletics to academics. Job since freshman year. And the 150 hours of community service, in many things from tutoring to UNICEF. And my essays for UCF were great, i rewrote them like 5 times, and my teacher who never says anything is perfect said, "These look perfect!"
  • The real keys are GPA and SAT. Your GPA is good. You need to retake the SAT or ACT. As for entry requirements, those posted on the websites are the MINIMUM entry requirements. College Confidential (http://www.collegeconfidential.com) is a great resource you should check out for more info and other opinions.
  • I think you are saying you are in High school right. First there should be a councelor at your school but don't take no for an answer. Right now the schools are really strugleing with economic issues just like anyone else. I agree with the other guy, you shouldn't have any problem getting in even with low scores. They should offer options to you becasue without your money they couldn't stay open.
  • OK, so I wanted to refinance my mortgage. Everything was going fine, even for having a lower credit score. The closing was set, all we were waiting for was the appraisal. Well, when it came in, it was over $30,000 less than comps near by. It seems that the appraiser decided that the Family Room, which was enclosed from a carport in the mid 1980's, should not be included as living space. "The garage was converted by sealing the opening with T-111 siding, carpet on floor, it is under central a/c, this area is calculated seperate from the living sf for comparative purposes of this appraisal, and is typical and not adverse as it may be readily converted back to car storage purposes at minimal cost." The problem with this is that it never was a garage. There was actually a block foundation attached to the concrete slab, that would not be easy to tear up! He used 936 sq. ft. as the living space, when all the other appaisals stated it was 1183 sq. ft. What do I do to fix this?? Or am I stuck?
  • Country wide has ALL records pertaining to your property since the beginning. The appraisal is ONE MANS OPINION. Call for another appraisal and lets hope he gets it Right this time considering CW has all the previous appraisals.
  • I might have the answer... Appraisal underwriting standards and guidelines change all the time. What might have been acceptable in the past may not be acceptable now. And that is based upon how loans have performed. If loans with converted carports have been hard-sells in the cases that ended in foreclosure, then Fannie Mae, Freddie Mac, and lenders would start looking at that space differently. You mention the room is air conditioned, but say nothing about heat. There is a rule that if a room is not heated, then it cannot be counted in the room count. This holds true everywhere, even Florida. So if the room is unheated, your appraiser was correct to not include it in the room count. Not only is heat required, but the heat needs to be passive - that it is turns itself on and off to maintain the temperature - permanent, and vented to the outside.
  • From what I know you cannot do anything about this appraisal. The best bet is to try again with another company and tell them about this ahead of time to make sure that you do not have to pay for another appraisal that will not work. What state are you in?? If you are in a state that we deal with I could take a look at getting you the same deal as the other company and haveing a good appraisal done for you...If interested contact me...
  • 1# Show the orginal appraisal that you have to the person doing the appraisal. That may help, but it sounds like this person is not willing to budge. Was the appraiser one that the Realitor knew, and ordered? Just curious! Get an extension on your purchase contract, and sounds like you will need to order another appraisal. But before you do that, talk with your lender/broker/LO - show them the older appraisal, the Lender may go off the old value on the sq footage. Every underwriter in every company is different. Does not hurt to ask, or ask your Broker, etc to ask his appraiser what can be done, since you are so close to closing. If they get their heads together, they may thing of something. But I woul dbe prepared to pay out for another appraisal (unless the seller is willing to help with the added costs or the realitor). Good Luck
  • Given that you have 2 other appraisals that clearly support the space as living space, I would contact the appraisal company, that you paid to complete this appraisal per the lender, and advise them of the other appraisals and I would contact the lender directly that ordered the appraisal to apprise them of the other 2 appraisals. Lenders are very cautious right now, given the tremendous surge in foreclosures, which unfortunately is passed on to the appraisers too. I'm sure you'll get it all resolved! Good luck to you!
  • When I bought my house in 1999 the appraisal came it low, my realtor made a call and brought in a new appraiser and the mortgage was approved. You could get another appraisal, but you may have to have a connection to get the number you want. Try calling the realtor that sold you the place and see if they think they can help.
  • Talk to the lender, and get another appraisal. It was wrong for the appraiser to downgrade the space on the grounds that it could be converted "back" to a garage (whether or not it ever was one).
  • I would go to a local mortgage broker. Countrywide already has your business. (Customer retention is a great idea but many companies don't put it to good use.) Plus, they have SO much business that they can afford to be overly cautious. Go to someone who will appreciate your business and get you the best deal possible.
  • You Have to go to the Assessors Office and file an appeal. The appeal hearings are usually three times a year depending on the size of the municipality.Do your homework. Get copies of the Assessors Cards for at least 6 or 10 properties adjacent to you.Make sure you get all this info even that you are on city water or septic. Your proximity to the nearest firehouse even counts in the appeal process. Make sure your name goes on for the next hearing and have all your paperwork together. Good Luck.
  • You can try another appraiser, you could even talk to them about this issue before they come out and see what they think about it.
  • I have a pretty good idea of what each of these jobs are about, but can you go into detail for me. For each the Fbi, criminalist and homicide detective, do they do more paperwork or work in the field. I read online that you have to be 23-37 for an FBI. What do you do after graduating college? After you are to old to be an FBI agent what do you do? Retire? In order to become all of these, do you have to do patrol first, or after the standard training do you just jump on in? I am considering becoming one of these, probably a FBI agent. (I'm a female) and I'd rather be out in the field most of the time, I think there are different types of FBI's, so which one would be the best for me? Also, what is the ratio between females to males in all three of listed fields? Sorry for all of the questions! I would really appreciate it if you helped out! Thanks!
  • I also haven't shot a gun in my whole life, I have been wanting to ever since I was around 5. I also wanted to go hunting, (I live in AK) but my parents don't want to even let me go to a gun range. I have been reading up on criminal things, and have always been fascinated with guns. I told my mom I was considering becoming one of these, she supported me. And I believe that If I die, but save like 3 or 4 peoples lives, than its worth it. So I guess my final question is, if someone has been shooting longer does that mean they are more likely to get a job?
  • FBI Special Agents are responsible for conducting sensitive national security investigations and for enforcing over 300 federal statutes. As an FBI Special Agent you may work on matters including terrorism, foreign counterintelligence, cyber crime, organized crime, white-collar crime, public corruption, civil rights violations, financial crime, bribery, bank robbery, extortion, kidnapping, air piracy, interstate criminal activity, fugitive and drug-trafficking matters, and other violations of federal statutes. Becoming an FBI Special Agent is a very competitive process. Plan on getting at least a 4 year degree from a properly accredited college or university. Consider choosing accounting, computer science, a foreign language that the FBI considers critical, or law as you major. You should try to get at least 2 or 3 years of professional work experience related to your college major. For example, if you have a degree in accounting, having experience working as an accountant or an auditor would suffice, or if you have a degree in Spanish, having experience working as a translator would be good. You don't have to have law enforcement experience. Don't limit your goal to becoming an FBI Special Agent. Many federal agencies have criminal investigators and special agents. Criminalists are usually laboratory technicians that identify and analyze evidence using different methods and techniques. They often prepare technical reports, and are sometimes expert witnesses. Applicants must usually have at least a 4 year degree. Criminalists can be, but are often not law enforcement officers. Biology, chemistry, and forensic science are some majors good for criminalists. If you want to become a police detective, you must first become a police officer. Requirements to become a police officer vary, and how you become a police officer varies depending on the police department. You should get a college degree if you want to become a police officer. Many departments require or prefer applicants to have college. There are many good majors for police officers and people that want to become police officers. Most police departments require officers to work for at least a couple years as patrol officers before being eligible to become detectives. If you want to become a detective, become the best police officer that you can. Maintain an excellent record and reputation as an officer. Getting police officer and other law enforcement officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. In college, get the highest grade point average that you can, participate in a couple extracurricular activities, get a good internship, do some regular volunteer work, don't do anything illegal, and maintain a good reputation. Consider getting an advanced degree. Keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, and become as physically fit as you can. Keep in mind that movies and television shows usually don't portray law enforcement work very accurately, and that most law enforcement work involves a lot of paperwork.
  • You do not need to have ever shot a gun to become a cop or FBI agent. All cops have to do patrol work and gain experience before they can become detectives. If you do not want to hand out tickets, which saves more lives than anything else law enforcement does, or stop people form infringing on others rights to live a normal life then do not be a cop. About 450,000 cops in the US. About 13,500 FBI SAs. Good luck getting into the FBI when you do not even have enough sense to read their web site before you start babbling on. What do you do after graduating college? You spend your time getting the required minimum of 3 years experience in your field. If you bothered to read the info at WWW.FBIJOB.gov you would have realized that they require specific degrees and experience. Unlike on TV FBI SA's have to retire after 20 years. They do lots of things afterword depending on how good you do as an agent and how well you learn other stuff. The heads of security for most national companies are either retired FBI agents or retired cops. To become an FBI agent you need no experience as a cop. Again despite what you see on TV FBI agents rarely do anything like a cops work. In real life most cops never fire their weapons unless practicing. FBI agent fire even less and many never ever have to take their weapons out to even point at someone. Not the nature of their job in real life. Criminalists are not the police, depending on your definition. Most are academics, some are crime lab personnel. To become a detective you have to work for a department that has a separate detective unit, 80% of departments do not. Then you have to work as an excellent police officer, in most cases, for 3 to 5 years before you will be allowed to take a detective's test when one is offered. Then you must score in the top 2% on that test to actually, eventually make detective, then you must go to detective academy for at least one month and pass the test for that. Then if you were really great at making cases, excellent in your court testimony and demeanor. Have impressed both the detective division bosses and the prosecutor's office you may get into the unit you want, in your case Homicide.
  • To become a Homicide detective, you must start out asa uniformed police officer, like everybody else. To be an FBI special agent, you need a 4 year degree and professional work experience. That means having a real job, like an accountant or lawyer or business man (not McDonald's)
  • Funny, I was wondering the same thing myself
  • Ive been homeschooling through FLVS, that's florida virtual school for about a year and a half now since i left ninth grade public school.i was already a year behind when i was in public school and since ive been homeschooling ive made no progress except for earning only a few credits, maybe four at most.I was wondering how i am going to complete school and i would like some real good advice as to what i should do because homeschooling is really hard and i definitely do not want to go back to public school considering ill be 17 in a little over a month and going back into ninth grade would be so embarrassing.I want to graduate so bad i just don't know what to do and i don't even know how i would recieve a diploma through flvs.please help !!!!!
  • Why have you earned only s few credits? Think about a tutor if affordable and see if your public school system has special classes for you./
  • Maybe you should make it (sorry I'm changing the idea a bit) that Dani doesn't know Sam is missing. Dani is worried that she hasn't heard from Sam in a while and is beginning to think he is ignoring her. Dani then comes to the conclusion that he is just another one of those boys who just want to use her and play with her emotions. Dani forgets about Sam for a few months, then she is on holiday in Florida. She ends up seeing him around. She in frustration and hurt (she still loves him) ignores him. They then come across each other and Sam explains to her she needs help. You can decide from there! Hope I helped Tabitha x
  • ...maybe sam is kidnapped but he leaves clues... maybe she hires michael westin from burn notice.
  • What do you guys predict? Gildan New Mexico: Wyoming Famous Idaho Potato Bowl: Utah State R+L Carriers New Orleans: SDSU Beef 'O' Brady's St. Petersburg: FIU S.D. County Credit Union Poinsettia: TCU no contest MAACO Las Vegas: Boise State no contest Sheraton Hawaii: Southern Miss AdvoCare V100 Independence: Mizzou Little Caesars: Purdue Belk: NC State Military Bowl: Air Force Bridgepoint Education Holiday: Texas Champs Sports: Florida State Valero Alamo: Baylor no contest Bell Helicopter Armed Forces: BYU New Era Pinstripe: Iowa State Franklin American Mortgage Music City: Mississippi St Insight: Oklahoma no contest Hyundai Sun: Georgia Tech AutoZone Liberty: Cincinnati Kraft Fight Hunger: Illinois Chick-fil-A: Auburn upset TicketCity: Penn State upset Outback: Michigan State Capital One: South Carolina upset Taxslayer.com Gator Bowl: Ohio State Rose Bowl Game presented by Vizio: Oregon no contest Tostitos Fiesta: Oklahoma St Allstate Sugar: VT Discover Orange: Clemson AT&T Cotton: Arkansas BBVA Compass Bowl: Pittsburgh GoDaddy.com: Northern Illinois Allstate BCS National Championship Game: LSU
  • New Mexico: I agree, Wyo should have that Idaho potato: worst bowl name, and I'm going Ohio on that one New Orleans: Agree St Petersburg: Agree Poinsettia: Definitely agree Las Vegas: again, I agree Hawaii: Agreement Independence: Agree Little Caesars: agree Belk: Agree Military: Aha, Nope! Eric Page is an electrifying receiver, and OSU barely contained him. edge: the rockets Holiday: Texas has been bad, Cal on the rise. I say Cal in this. Champ sport: Agreed Alamo: Yeah, true dat Armed forces: While I like BYU, G.J. Kinny is a NFL prototype. I say Tulsa Pinstripe: Agreed Music City: Agreed Insight: closer than u think, but I agree Sun: Agreed Liberty: nope. Vandy is came close to beating 4 good SEC teams in the regular season. The big east is a pushover, Vandy wins it close Fight Hunger: Agreed Chik Fil A: Now with the upset? Not here. SEC>ACC, and when Virginia isn't too great, I pick the tigers Ticketcity: When PSU has all the crap on their shoulders, and Houston is PO'ed, I'd take Keenum and crowd. Outback: Best matchup, and I will say.............agreed. But this will be CLOSE Gator: yep, gators wont win Gator bowl. what irony Rose: Whoa Whoa Whoa, I agree Oregon wins, but not a no contest Fiesta: close game, but I agree Sugar: Michigan, Robinson lights it up, and VT hasn't played anyone too intense and won. Orange: Here is where no contest comes in, agreed Cotton: Agreed Compass: I like an SMU upset here. GoDaddy.com: agree BCS: So hard, but for sake of argument, Bama. The tide was a kicker worse than LSU. They want blood, and when the tide wants blood, they tend to get it. another close game, but bama gets edge. We agree on 66% of the games.
  • I'm not sure about the Outback Bowl or the BCS Championship. I know LSU probly has a more talented roster, but Alabama has something to prove and I expect them to play hard. And in the Outback Bowl, Geogia showed a few signs of brillance last week, but I still expect michigan State to win it in a close won, 21-24 Michigan State.
  • Rose Bowl: Wisconsin v.s. TCU Sugar Bowl: Arkansas v.s. OHIO STATE Gator Bowl:Penn State v.s. FLORIDA value ticket city bowl:Northwestern v.s. TEXAS TECH Outback bowl:IOWA v.s. South Carolina Capital One bowl:ALABAMA v.s. Michigan State Texas bowl:Illinois v.s. BAYLOR perception bowl:Michigan v.s. OKLAHOMA STATE 2011 PREDICTIONS branch O Nebraska Cornhuskers great TEN CHAMPS! Michigan State Spartans Michigan Wolverines Iowa Hawkeyes Northwestern Wildcats Minnesota Golden Gophers branch X Penn State Nittany Lions Ohio State Buckeyes Wisconsin Badgers Illinois Illini Purdue Boilermakers Indiana Hooisers
  • I agree with you on 21 of 34. You missed the Texas Bowl, Northwestern vs. Texas A&M (I favor A&M)
  • Yeah - LCB probably would accept some of it but it is really a bad idea. Stick out the 2 year program at DCC and then get on with as upscale a restaurant as you can in NOLA. Even starting as a busboy/dishwasher. Go for high quality. LCB is going to cost a fortune and you won't be in any better position than you would be graduating from DCC.
  • No, you would most likely not be able to transfer those credits. Le Cordon Bleu doesn't work like a regular college.
  • Hi, I started dating this guy who told me him and his gf are pretty much over, after 12 years. He has a 18 yr old girl from a previous marriage and she has 3 pre-teen - teens from previous relationships. No kids together. They all live together in the same house. He told me he's been trying to move out, but the house is in both their names. He told me he's not into her anymore and no matter what she does, he won't get back to her. He's just there because he already hired a lawyer to do "something" with the house, so he must keep the gf happy because if she packs up and move, he said he'll be screwed with the house. I am not sure what he's trying to do (any ideas) about the house (no bankruptcy, no foreclosure, no short sale, no renting out), and he won't tell me. He said after he's done with that, he pretty much is free from her. They are not legally married. We live in FL, if that helps. When we are together there is no world around us... we have a very strong connection. We just started dating beginning of January, but I'm weary to not get to into the relationship too fast because who knows... he might not leave the house. He means it when he says he wants to leave. He's hardly home cause he's a truck driver, and he makes it a point to not go home. He's 39 and I'm 34. Any suggestions? What can I do? wait or leave? Thanks a lot!!
  • He says, he cannot just walk away from the house... it will give him bad credit and the bank will hunt him down. This thing he's doing now with the lawyer, I have NO clue what it is (he wont tell anyone), he said it has 75% of chances of working, then he'll get rid of the house which is both their names. He said if he pisses her off now, she will pack up and move and that will screw him. I am not sure why (yes, the house is in both their names).
  • Florida recognizes a form of common law marriage. This is going to be a long battle. I wouldn't hang around for it because honestly, from what you've said... it doesn't add up. He can't move out because she'll be made unhappy. But if she moves out it'll screw him? So why doesn't his moving out screw her? Anyway, you really don't want to be involved with this, and there's really no telling if he's serious or not.
  • It seem to me that he is in a "mess" right now with his girlfriend. I suggest you should take some time away from him for a while until he get all things done with his girlfriend; don't get involve with it. Just tells him to finish his business w/e with her, then maybe you could think about the "long term" relationship with him afterward. Good lucks.
  • He's not gonna leave. He wants 2 have his cake & eat it 2!!! I say just move on!!!! Find some1 who has his s**t 2gether!!!!!!
  • I live in florida and here geothermal systems work incredibly. They're extremely efficient, and quite affordable now that the government gives 30% tax credit for them. You can expect your energy bills to be pretty much half of what they are now. Check out this website to learn a little more about them http://www.geothermalsales.net The only thing I'm not sure of is how it will work where you live. Sometimes there are city regulations on how deep into the ground things can go, etc.
  • style of, it could be quite ineffective, the cooling and heating will relatively in basic terms be useful interior one room area, if the door is closed, in line with air vent. additionally, if doorways are left open, then no it wouldnt artwork because of the fact the chilly air and the nice and comfortable air could combination, in some unspecified time interior the destiny, and subsequently make it even much less useful, and make the nice and comfortable air on precise of the less warm air with the aid of the domicile.
  • I was signed up to go on a trip to florida with the science teachers and some of the classmates and i was so excited! To be able to go you have to have at least a c in your classes. I have ADHD and so I have a hard time with math. I have an D right now and have only a week to raise it. Im going to do extra credit and stuff ike that but im real worried i may not go. Please help!
  • your ADHD must be really bad as you forgot to put the homework question that you need help on in hahahahahahaha jk :)
  • youngerr bro ,22 to my house when he gets into a fight with my younger bro, 30, the older one is always asking the other one for money, when he doesn't get it , he beats the younger one. my mom is always sending the 22 yr old to my house, and draging my husband into it saying go ask him instead , just to get him out of the way, i'm like we have 3 small children to support, i can't always give him money like that,so my mom has the 22 yrs old move in with my cousin , i'm thinking maybe i need to move to florida since we're taking a family vacation i want to stay there to get away from the drama, but my hus. said no cuz he won't earn as much as a therapist and my col. credits may not all tranfer to a new school, cus i'm close to graduating, i just want to get away . can anyone relate to this ? please share, thanks soo much.
  • i can't relate to it but i understand drama. my sister can be a burden to me sometimes too, and i sometimes feel overwhelmed by everything that goes on between me and her. The only reason i don't do something big to make her respect me is because i respect her and would feel really bad if she got in trouble by our parents or something. but you do realize that by moving to florida, your family may want to follow you. just finish with college, breathe deeply, try not to make a mountain out of a mole hill. if necessary, have a family talk and clear as much up as possible. Or make your brothers live separately before someone gets hurt. good luck! ----katie
  • when i tell my mom where im going and with who she thinks that im lieing or she says shes at work and doesnt want to worry and so i decided just not to go and ask her anymore do i want want and that way she wont know and atleast ill have some innocent fun during my high school years just tell your brother to grown up get a job he's 22 and tell your mom to take care of her kids you're not their mother and you dont have to act like it!!!!!! both of them just are taking adventage of you besides who beats up their brother at 30?
  • you need to stand up and say this is my house get out and if you can't leave the drama at the door then don't bother coming back tell them you love them all but you just can't take it any more and tell your hubby to start charging them
  • Okay, so I'm graduating from high school in May. At this moment, I am eighth in my class, and have a 3.8 weighted GPA. I know I don't have the highest GPA, but I'm basically required to go to a four year university because I have 50 hours of college credit (from dual enrollment at the local community college). I want to go out of state for school because I'm in Florida and I don't care for any of the schools in the state. I have my eyes set on schools in the New England/mid-Atlantic region. Because I already have so many college credits, I won't have to wait so long to begin my actual degree program. I'm going to get my bachelor's (maybe my master's) in journalism. A school I am very interested in is the University of Bridgeport. They have already accepted me and given me a scholarship that would cover the whole tuition (just not the fees). However, I am on the fence about this school. Supposedly, the city of Bridgeport isn't the best place (though I have heard it has improved significantly in the past decade) and I am unable to check out the campus due to the fact that I'm so far away. The pictures I've seen, however, are gorgeous, and many students ranked most aspects of the school very highly on several college review websites. Many of the students enrolled have GPAs significantly lower than mine, so I'm not sure if I will be challenged enough at this school. Despite this, the school is ranked as a tier 2 college, which isn't bad considering I don't have the highest GPA in the world. I'm just curious if this is a decent college or a waste of time. I like the area it's in, being so close to the city, and I like quite a few aspects about it, such as their safety programs. I would just like to know if is a decent school on any other levels. Thank you!
  • U of Bridgeport is easily one of the worst colleges in America. The school is heavily influenced by Moonies, and further embarrasses itself by offering various alternative medicine crackpot degrees.
  • I need to double up in science and social studies if I want to graduate by the end of junior year. (which I want to really bad! If I dont i'll be stuck taking two extra core classes I dont need my senior year, and they will be AP because I have taken everything else the school offers, and I don't need these AP's for the college program I am going for, ill end up taking similar prerequisites when im in college and the AP's wont transfer) But if I try doing this my schedule will be: Semester 1: PreCal/Trig, French 2, H World History, H Chemistry Semester 2: H British and World Literature, H Gov and Econ, Skills for Health, H Physics Does this sound like it will just be too crazy? I go to an online academy so I wont have to deal with homework or the daily drama of normal highschool life, I'm just eager to get to college! Also, I'll be one credit short by the end of the year and so I'll have to take a summer class (I think it will be speech)
  • it is not hard at all, if you do not fail many classes it should be easy. go talk to your counselor and ask about online classes. always make sure they put you on your required credits. I graduated in 3 years and i only had to do economics, and english 4 online at florida virtue school.
  • Breathe.... It's possible, but it'll be a lot of work.
  • 26 years ago my mother took the almost five thousand dollar price tag for the trip... out of a small trust fund I had from a bad electrical accident. Before I flew up from Florida I was so mad I swore I'd never speak to her again, but upon my return and after some of the most memorable experiences of my short life... I couldn't thank her enough! I credit Outward Bound for giving me a greater sense of self worth...the ability to respect others without surrender, and an appreciation of nature and the outdoors that has stayed with me and gotten stronger through the years.
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  • I've worked for Outward Bound for about 9 years. I believe that the longer the trip you take, the better the outcome (really this is true for any program or effort at new perspective). Where would you want to go? What type of course do you want to do? How old are you? These are all Q's the folks in admissions would ask you to get you to a course with the right fit. Depending on your income, location, etc. there are also scholarships awarded. If you want to chat with someone you can call us here at Outward Bound in Baltimore 410-448-1721 or the national call center at 866-467-7651. Good Luck!
  • I completed a 9-day Outward Bound Backpacking and Whitewater canoeing course last year. It was one of my life's greatest accomplishments. Courses are expensive, but it's money well spent. Plus, there are numerous scholarships and ways to raise money. Outward Bound provides assistance through fund raising ideas and support. I promise, you'll never regret going on course. Although, you will regret not going. Remember, going on course helps your job resume and college resume. It's a challenge you won't find anywhere else. The skills you learn and the relationships you build will last a lifetime. Feel free to call Outward Bound- they are super helpful. Good luck.
  • Yes, I live by the 'old school of 26 day course'; however, each course, each crew, each instructor makes the experience personally different. It will certainly be more rewarding to be with similar age co-hort group. Outward Bound is guided by a philosophy of discovering one inner resources, by learning to problem solve through a life experience that is real and dramatic. The course you choose provides the medium of how it is experienced. If you are seeking a "wilderness" experience or want to learn wilderness "survival skills', seek commercial enterprises that offer this. These are experiences or skills are only secondardary OB objectives. For some the OB experience is a physical challenge, others find their challenge is gaining self understanding, learning compassion, respecting others, and appreciating diversity. Others find it a place to demonstrate leadership, others learn to follow become a team participant. Others find the experiences is a place to understand where and how you may fit into this unique global ecological expeierence.
  • I think Tebow should be given a lot of credit for playing very hurt. He is no question the MVP of college football. Florida could not win a single game without him. I am not a Florida fan.
  • Tebow is a great and consistent qb but will not win the heisman because the Gator's record is too low and he's a sophmore. I think he deserves it more than anyone else because without him where would the Gators be? Even worse than 5-3. Next year may very well be a different story.
  • it is nice to meet someone who is a heisman voter. are you a past winner? tebow should be considered but he is not going to win he is one of the best on his team but he can't carry his team when it is needed. just in the sec east he is probably only the third best quarterback. woodson and ainge both have better numbers and the same or less losses. have not seen a clear choice for heisman yet.
  • I wouldn't have even considered him for the Heisman. He's a running QB without much accuracy. He'll be a kick returner/specialist at the next level at best. Might even have to go to Canada. I don't see where he's any good.
  • Don't vote for Tebow, there are at least 3 different quarterbacks that are better than him... plus he's a crybaby. Crybabies don't win Heisman trophies.
  • Tim Tebow is overrated!
  • I think that there is still a lot of football to be played. He does seem like a frontrunner (obviously) but I know it shouldn't matter, but it keeps going through my head that he is only a sophomore. Hmmmm, we will just see how the next few weeks play out.
  • I wouldn't draft Tebow ahead of Ryan, that's what I think.
  • I say Matt Ryan showed what he can do in those last minutes against VT
  • tebow seems a little inconsistent, why not matt ryan??? solid numbers week after week
  • i work for a mortgage agency in their collection dept. i called this guy who owes about 102,000 on his 2nd mortgage, he is still in his home and has no paid his 1st or 2nd in 2 years. this person is also a realtor himself works for re-max in florida. he makes more than enough to pay this. i offered him 20k to settle on his 2nd with a full walk away update his credit and he keeps the home. he told me he will never pay and that there was nothing we could do to him. i adv him that he really should take the offer he refused. i adv my client since im 3rd party collections, they adv me to submit the recording to them. next thing i know about 3 weeks later or so i get a call from him saying that i was gonna die for taking his paycheck and forcing him into the street, he said his wife left him because the sheriff put them out. he came up to my job with a gun and was really trying to kill me. the police came and arrested him, been about 1year and he still calls here everyday and hangs up. why should i deserve this i didn't do this to him, he did it to himself right?
  • Not your bad. Working in collections sucks. People screw themselves over and up, and unfortunatly the guy calling to collect is an easy target. Takes a specific kind of person to keep doing that work.
  • Keep reporting his threats to the police. Record the threats if you can.
  • ...I am 20 years old, incase you need to know... I live in Saint Augustine and will travel to one of those areas for class. Could you tell me a school that you know/think offers foreign classes? I have called some schools and they didn't...So now, I come to you. And too if you know a school that does have foreign language program could you please say to me which languages they offer...
  • Florida State College (formerly FCCJ) has courses in Chinese, French, German and Spanish: http://www1.fccj.edu/curriculum/credit/l...As a community college, it should be reasonably inexpensive compared to most other places. Depending on which campus the class is held, it shouldn't be too bad a commute (especially South or Deerwood campuses).
  • You can do what you are proposing but if you do, it may be the worst decision you will ever make. You will expose yourself to liability that could ruin you. DON'T DO IT !!!
  • There are three separate issues to address here: 1. You can own a vehicle in any state. There are no limits on ownership based on residence. 2. As the owner, you can insure that vehicle to be driven by a named driver. For these purposes, you need to insure through an insurance company licensed in Florida not California. Insurance is strictly territorial by state. A Californian company cannot insure a driver who will only use the vehicle in Florida. 3. The creditworthiness of the named driver is irrelevant since you will be paying for the policy, but you should be aware that Florida is a no-fault state with a high level of fraud and, as such, the average annual premium rates are significantly higher than in California. I sincerely hope the named driver has a zip code away from the coast otherwise the quotes to insure him or her are going to give you an unpleasant surprise.
  • (wonder who can fit into these shoes?) alright so here we go, i was a student at the university of central florida studying aerospace engineering i managed to knock all the freshman killers out (CALC I,PHYSICS FOR ENG, AND CHEM FOR ENG) all B's by the way.then finances started weighing me down ended up taking two jobs and trying to go to class full time. needless to say didnt work out to well, after my GPA took the hit(2.241/ 47credits) i ended up getting layed off, at which point i joined the army. im two years in and considering my educational options when i get out, ill have everything paid for, so that wont be an issue anymore but... -what can i do with my low GPA? -If im going for M.E. BS will online courses even help? -By a raise of hands who would start with a clean slate? i.e. opt for applying as a freshman, no transfer credits i.e. wasted two years of college. -Since i basically already have all my general ed classes filled will any CC gpa booster classes even count towards my degree plan gpa? -can i take the same courses over again to improve my gpa? -Any mechanical engineers have advice, i cant get into any internships with my low gpa, will i have a good job market to look forward to? -should i just stay in the military?
  • Online courses, especially in engineering, are worse than useless and have zero credibility. A hitch in the armed services is often gold for sharpening your focus. Most schools love veterans. UCF is a great place to consider to return and complete your BSME. There is absolutely no advantage to retaking the courses that you passed with just a few exceptions - if you need a better grade as a prerequisite is one exception. A lot of other schools would be delighted to consider your application, but remember that transferring is always tricky and never a sure thing. If you can get some science and math courses at a CC, take them and excel [EXCEL !!]. This will have great benefits to you as a student and as a person. Also, see if you can get a course in "managerial accounting." This is for creating and complying with an organizational budget. If you do return to school, stay in the drilling reserves. This will give you a few bucks, and will count toward retirement if you decide to return to the Army - except as a commissioned officer. The military loves its "Mustangs" [ahem...]
  • You go see the Engineer Department Head of the school that you are interested in going to. You bring your copy of your transcript. You ask him what he or she suggests. You do what they suggest. I imagine that it won't be a big deal and when you are in the program, I would retake the classes because you have been away from it for a long period and you also have a more matured brain which makes for better grades. Plan: Make an appointment. Get accepted. Retake so you can stay on top of it and not feel over whelmed. Good for you for going back to it.
  • I received a GED in 2007. But recently I decided to apply myself and decided I wanted to become a doctor(corny, yes, but true). I found out that I could attend community college(FCCJ) and then transfer to a 4-year college, the closest with a College of Medicine being the University of Florida. Their website(UF) show the requirements for a Biology-Preprofessional LAS(which is the closest to pre-med I think) and entrance requirements for Med school. But can I attend with bad high school transcripts and a GED? One final note I attended college once before to gain 15 credits to equal my GED to a high school diploma but had to drop out due several factors(money and moving being the two main). Thanks for any help!
  • Medical schools will not look at your HS transcript, nor will they care if you have a GED. They will only care about your undergraduate performance. After community college, make sure you go to as good a four year university as you can get into. It doesn't have to have a medical school. Going to a higher quality undergraduate school will help you get into medical school. UF is the best university in Florida, and would be a good choice.
  • No. One would need a four year degree with the required pre-med courses. With a GED, one could get into a community college, transfer to a university, and then apply to medical school.
  • Look for med schools overseas.......study for 3 years and come back as a doctor.
  • ASDF...... grow up I agree with ranto
  • my husband and i have a condo in sunrise,fl. we paid 129k for it. it is now worth 45k. the building has mold and there ar people living there that are not paying for maintenance and the building is one month behind on the water bill. the bord is thinking of turning it over to the state. if we turn it over to the state we will have to pay an assessment and there are people that still have not paid the last one we has two years ago. we have one resident that owns 22k in back maintains alone. we have the money to pay the mortgage,but the place is a mess. what do you guys recommend? P.S.Any advice is better than no advice.
  • I am an attorney in FL and a fellow upside down home "owner". In Florida, borrowers who walk away from their homes can be sued by the lender for the deficiency that results when the home is sold at foreclosure. If your condo was sold by the lender for $40,000, the lender could sue you for the $80,000 or so that would be owed as a "deficiency judgment." They could garnish your wages and lien any other assets. So the consequences of walking away in Florida are far worse than in other states like CA, where folks are walking away by the thousands with only their credit reports affected. The only viable option in FL is a short sale in which the lender will agree to forgive the deficiency or settle for a lesser amount. Have you approached your lender about a modification or short sale? Good luck, I am there with you and it is awful.
  • It might be better for you to post your question under an American category, as with all due respect this one's more for British-related queries where different laws and procedures apply.
  • You need three things. Home insurance Gasoline Matches haha kidding but ya know... you're not in good shape there
  • sounds like you need to cut your losses as quickly and as cheaply as you can ... in the current climate I can't see it getting better
  • I was recently ordered to pay restitution in a felony battery case in Florida.I should have hired a lawyer but my financials didnt allow for that so im screwed and on probation for 3 years having to pay 400 dollars a month.I was defending myself but that is beyond the point now.My question is when i send my restitution payments to the state,do they go directly to the supposed victim or do they go to the hospital.The supposed victim has stated that he cant wait to start recieving his money and has no intention of paying the medical bills and he is the type of person that doesnt care if his credit is bad because it cant get any worse.Paying the restitution is going to be very hard each month but the thought of my family doing without while he has "extra spending money" every month in his pocket seriously infuriates and as a side note,his exwife is now my wife of 4 months and when he found out we were getting married was when he attacked me in the front yard claiming he only came to see the 2 kids they have together which of course he doesnt support but i do.Any advice would be appreciated.He said to my wife that he was trying to get a victims rights group to pay his medical bills but as of now i dont know if they approved and im not sure if the court is even aware if they are involved or not.
  • And to clarify,I was hit first but because of the extent of damage i was considered the criminal,its easy to say keep your hands to yourself but if someone is yelling at your wife and wont leave when told numerous times then punches you when you approach,its a different story.But i dont need a gun to defend myself like i can imagine some people do and considering this person was abusive to his family before they were mine he kinda had it coming.
  • FIRST OFF LITTLE PRINCESS READ IF YOU CAN BECAUSE OBVIOUSLY YOU ARE VERY IGNORANT. IF YOU READ WHAT HE WROTE HE SAID HE WAS DEFENDING HIS WIFE. IN FLORIDA THEY AHVE STAND YOUR GROUND AND WITH A ATTORNY THEY WOULD GET YOU OFF. IF SOMEONE COMES INTO YOUR YARD AND STARTS A FIGHT YOU HAVE THE RIGHT TO DEFEND YOUR WIFE AND FAMILY. IF HE WAS GIVEN RESTITUTTION FOR MEDICAL BILLS THAN THAT IS WHAT IT SHOULD BE FOR. SO THIS MAN PAYS NO CHILD SUPPORT BUT HE GETS MONEY FOR RESTITUTION? REALLY. HIS RESTITUTION SHOULD BE TO HELP PAY HIS C.S IF NOT MEDICAL BILLS. YOU SEEM BLACK OR WHITE AND NOT GRAY AND VERY IMMATURE. I WOULD CONTACT A LAWYER AND FIGHT HIM ON IT. ANY LAWYER UNDER THE CIRCUMSTANCES OF HIM ATTACKING HIM IN HIS OWN YARD WOULD GET STAND YOUR GROUND. SO SOMEONE HITS YOU AND YOU TAKE IT? BETWEEN LITTLE PRINCESS AND THE GUN DUDE YOU TWO ARE IGNORANT. SO GUN GUY, WOULD U SHOOT HIM? HMMM. THIS GUY PAYS NO CS AND HAS A HISTORY OF BEATING HIS WIFE AND YOU DEFEND HIM. PRINCESS WHEN SOMEONE HITS YOU AND GETS AWAY WITH IT, THINK OF YOUR ANSWER HERE. I HAVE BEEN IN AN ABUSIVE RELATIONSHIP AND PEOPLE LIKE THIS GUY THINK THEY CAN BEAT THE SYSTEM AND IN THIS CASE DID. ANTHONY GET A LAWYER AND FIGHT THIS CREEP AND THE ONES DEFENDING A ABUSER WHO GETS OFF GET A LIFE. HE CAME TO YOUR HOUSE, ASK TO LEAVE AND DIDNT, AND STARTED A FIGHT AND I DONT BLAME YOU FOR DEFENDING YOURSELF. HE IS ONE WHO SHOULD BE PAYING FOR HURTING HIS FAMILY.
  • Your insurance company is paying the victim on your behalf. If the insurance company pays him $1,000 and his actual damages are $1,200, then you'd be responsible for the remaining $200. If the insurance company pays him a sum larger than what the court orders, then that would suffice for your obligation. Make sure you get proof that the insurance company paid him X dollars so you can submit that to the court as evidence that restitution has been paid.
  • Get some good legall advice. Visit a community legal aid centre. If you send your money to the state, I would imagine that the 'victim' has to produce their medical bills, accounts etc, in order to receive restitution. You can always write to the court, if you believe that his financial circumstances have changed, or that a victims rights group is involved. But that doesn't mean you can wriggle out of your legal responsibilities. A good lawyer would help though.
  • Restitution money can be spent any way they please. If they want to use it to pay their medical bills, they can. If they want to use it to buy booze, cigarettes, and porn, they're free to do that as well. It's their money, it's no longer yours. Just because the other guy hit you first, doesn't make it legal to attack him back. All you're allowed to do is defend yourself or others. That does not extend to retaliation.
  • You have the pay the money to whoever the court told you to. What happens after that is their business.
  • he can do what he want with HIS money. next time keep your hands to yourself.
  • dafuq? he attacked you on your property and you have to pay? doesnt add up buddy. anyway doesnt matter if he spends the money on hookers and coke, if you pay it he can do whatever he wants
  • I live in florida and my wedding is coming up. I fell in love with this dress made by Alberto Rodriguez, but i have no idea were i can buy the dress. My wedding is in 5 months and i NEED to find this dress. HELP please! http://www.onewed.com/wedding-dresses/designer/alberto-rodriguez/dress/strapless/mermaid/floor-length/1/ Theres the pic of it. I searched for it but nothing came up.
  • I just see some BCBG dress from Cityshopunion.com.It seems not bad.Morever,they Accept Credit Card,Paypal. You can browse : http://cityshopunion.com/productinfo.php?page=0&id=0&perpagenum=20&ordertype=1&keyword=BCBG%20Dress&Categories=0 to have a look.Just for reference only.
  • Kennedy stated he became angry with Clinton, so he decided to endorse Obama. Does Obama really want that kind of endorsement? Obama is against politics of old....it would seem the Kennedy endorsement leads 'politics of old'. Let's remember the Kennedy Presidency, etc...goes waaaaaaaaay back, decades! How can this endorsement be beneficial to Obama? Clinton was endorsed by Robert Kennedy, Jr., son of the late Attorney General, Robert Kennedy. At least, very least, he is actually of a newer generation. Endorsements...they truly don't always mean what the first impression gives... Please don't read false personal impressions or opinions in to this...there really aren't any. Thank you!
  • I give Bobby's kids' opinions a lot more credit than those of Teddy, not because they're younger but because they're not acting out of childish motives. And Teddy has a very bad record of leaving Mary Jo Kopechne in the water while he went to set up his drunk driving coverup and participating in the trashing of the victim in his nephew's rape trial in Florida - so I pay his views no attention whatsoever. And Teddy's endorsement is only beneficial to Obama in the very short run - trying to convince Hispanic voters that he's some kind of second coming of JFK, which he isn't. If - which I really doubt will ever happen - Obama were to get the nomination, Teddy's endorsement would be very harmful to him in the general election. Not only is Teddy the past, but he's the weak part of the Kennedy past. Not only is he old politics, but he's old far left wing politics (which often matches my views, but is a terrible thing to be in a general election).
  • Obama will take any endorsement, as will any politician. After the election, they all do what they want, regardless of who thinks what. Do you really think any politician cares about anyone else after they get voted in? Testosterone, power issues and many other things influence their thinking, but not someone who said "I like you". The Kennedys swayed my vote away from Obama, by the way. They are rich, rich, rich and I still remember that the taxpayer paid for the search and sea burial of JFK,Jr. Caroline held onto her inheritance and that showed me that they aren't for the American people, they are for the Kennedys. Just as the Bushs are for their own oil companies and investments. Is there anyone who really thinks that a politician cares about the taxpayer?
  • Ted Kennedy can potentially be extremely helpful to Obama to gain inroads into the Latino community and white blue collar workers. Some people have forgotten their American history or at least "20th century history". What people do not realize or don't remember is that Kennedy has deep roots in civil rights and his family was the first prominent WHITE FAMILY to stand up and do work for civil rights. it was JFK and MLK who started work on the Civil Right Act that was passed under LBJ due to JFK being assasinated He has deep roots in the Latino community and it was with his late brother Bobby and himself who gave Latinos a voice by being able to unionize.. The United Farm Workers Union exists because of Kennedy working with Cesar Chavez. It will at least give him the chance to introduce himself and get his ideas across to the demographic he needs to cross over and vote for him
  • Lots of people do remember the Kennedy presidency...Kennedy was possibly the best Democrat to ever hold the presidency...not a bad guy to be compared to...I am not a Ted kennedy fan, but he has a vast fundraising and campaign network, which will help Obama, also he can help sway superdelegates, who are allowed to give their support to whomever they want. he also has large support in the Latino community..one of Obama's weak points
  • Endorsements are an insult to peoples' intelligence and a reflection of the lack of real information that the msm gives to the race.
  • I see it more of a latching tool by the Kennedys so they might rise in power once again.
  • What you said is untrue. He said it on the Today show today....He is not against the Clintons..he's just FOR Obama. If endorsements meant nothing, HRC wouldnt have been begging for him to give his to her. Thank you!
  • Hillary Clinton is the type of person that can take a hit, look you in the eye and shake your hand. Enough said.
  • The kennedys are meaningless Have been for a long time.