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State California
Legal status
Allowed (Our partner lenders provide payments in California)
Loan amount limit  $255 if maximum fee charged ($300 maximum check)
Loan terms Max: 31 days
Finance rates 15% of check
Finance charges $17.65
Maximum APR (Annual percentage rate) 459%

11623 Cherry Avenue No. B4, Fontana, CA 92337

California

Fontana

1295 North Euclid Street, Fullerton, CA 92835

California

Fullerton

82227 Us Highway 111, Indio, CA 92201

California

Indio

1450 Olive Drive No. A, Bakersfield, CA 93308

California

Bakersfield

1460 7th Street No. A, Oakland, CA 94607

California

Oakland

1955 41st Avenue No. B8, Capitola, CA 95010

California

Capitola

3276 Adeline Street, Berkeley, CA 94703

California

Berkeley

100 North Raymond Avenue, Fullerton, CA 92831

California

Fullerton

134 W Base Line Road, Rialto, CA 92376

California

Rialto

836 N Santa Fe Avenue No. A, Vista, CA 92083

California

Vista


Frequently asked questions about california loan lot

  • between the tight job market, high housing prices, and mortgage bankruptcies, everything seems to be going to hell over here. are more and more people moving out of here and to other places because they can't afford to live here? i have been here all of my life, and even though i am going to graduate from a prestigious university with a decent GPA some experience on my resume, I'm worried that the same will happen to me. can somebody fill me in?
  • According to the state of California, more people are moving out of state than are moving in state. But, they only studied driver's license applications. There are a lot of homes that have foreclosed and DataQuick anticipates more as mortgage loans reset. But at the same time, The North County Times and Tribune just printed a long list of industries in San Diego county that are hiring and considered recession proof for the near term. I suppose it depends on what field you are planning to enter with your degree, however. Real estate, mortgage banking, construction, development and financial services would be fields to shy away from while the markets are adjusting.
  • So, i have always wanted to open a small used car lot that is more geared towards the 60' and 70's muscle cars. Nothing big just like 12 to 20 cars. So i have been doing a little digging to see what it would take to do so. Wow! Let me see if i have got this straight. I have to get a business license so i can find a place to rent and turn it into a business. Then i have to go through DMV and get a dealers license. (to get a dealers license i have to have a place first) And along with that comes getting bonded and all that good stuff. Not to mention at least $10.000 once you have a place to get it ready. And where the hell do you get any capital to purchase any inventory? Can someone with the knowledge of how this works let me in on how i can do this? It cant really be as hard as California makes it look.
  • You could do it with $250,000. That would buy your inventory, pay your rent for a year, let you hire some salespeople, pay insurance and your bond. You usually get your start-up money from friends and family. This is a tough bank loan to get as a beginner (but not impossible if you are convincing).
  • Actually.....everything you just mentioned is the EASY part!!! Getting capital, inventory, infrastructure, employees, customers, financial systems in place, etc., is the hard part.
  • Community colleges. They have lots of scholarships and they are budget friendly. Of course, the smart thing to do is to stay in your state because the tuition is much lower unless you are going to a private school.
  • Northern California is a big place, you know. Many high schools have ROP (regional occupational program) that have free classes in lots of areas like automotive repair. That's the cheapest way to go. Community colleges also have automotive repair programs (certificate or associate of arts degree) and that's still pretty cheap. Private vocational schools like UTI (universal technical institute, sacramento, ca) also have good programs with student loans. Personally, I'd go with uti (uti.edu). Good quality training, faster than public schools, only downside is the cost but you can use student loans and pay later.
  • I see everyone blaming poor people, bankers, minorities etc. But look at the housing in California - I was in Sun Valley awhile back, and there were houses there selling for $700,000 that couldn't have cost more than 60,000 or 70,000 to build. That's just insane - There's no way a house should be worth more than it costs to build. Shouldn't we blame the Realtors, Loan Officers, and Buyers that have pushed the housing prices up like this, instead of the poor or minorities?
  • OMG!!! That's hilarious. You do know the land has value too, right? Empty lots aren't free. Heck, an empty lot at Newport Beach would be in the millions! You're showing your ignorance of real estate. No offense, but you really are. Land always has value, wherever you are. And I didn't tank anything, my husband and I just bought our first house earlier this year, and are looking to buy another property.
  • To get into Berkeley University of California you definitely need to get great grades…not just good grades, but great grades. A high GPA and a high SAT score are a must. After you accomplish this, start thinking about ways you can separate yourself from the competition. Extracurricular activities are very important. Lastly, make sure you want to go to Berkeley University of California. I know a lot of students that thought they wanted to go to their dream school, but when they got in and went to that school, they were really disappointed. Pay attention to what actual students of Berkeley University of California are saying. You can get information about the academic requirements here: http://www.unigo.com/university_of_calif...Student reviews here: http://www.unigo.com/university_of_calif...
  • If this is not SE income, and you have claimed 0 allowance on your W-4, from paycheckcity.com , you have: Annual Gross Pay $89,000.00 Federal Withholding $17,949.00 Social Security $747.60 Medicare $1,290.50 California $6,210.00 SDI $51.79 Net Pay $62,751.11 Your 1040-2011 tax return would be like these: 89,000 - 2,500 ( maximum # for student loan interest) = 86,500, this is your AGI 86,500 - (5,800 + 3,700) = 77,000, this is your taxable income Your tax liability would be: (this formula is on page 6, schedule X of form 1040 ES) 4,750 + 25% of ( 77,000 - 34,500 ) = 15,375 Your Federal refund = F/W - tax liability = 17,949 - 15,375 = 2,574 Sorry about State refund, I would not do it. So, you could get a refund if you have claimed 0, 1 or 2 , enter your number on www.paycheckcity.com to know more about your withholding. The tax liability is 15,375, any withholding over this amount is fine for you. Here is form 1040ES http://www.irs.gov/pub/irs-pdf/f1040es.p...
  • You don't "get" a tax return, you FILE a tax return. If you get money back when you file, that's called a REFUND. Most single taxpayers with nothing special on their return typically are looking at a refund of $300 to $800 depending upon how they filed their W-4. In your case you can take an adjustment for up to $2,500 of student loan interest actually paid, and in the 25% tax bracket that will save you about $625. If you didn't account for that on your W-4, add that to any potential refund that you might be getting.
  • it will all depend on how much you had withheld from your paycheck the student loan interest will reduce your gross income but there is a limit to how much you can claim each year you file a return, you possibly receive a refund! and in your case, you don't have much to diminish your tax liability
  • The only refund you would be eligible for would be the EXTRA you have withheld from your paycheck. The whole point of withholding is to try to have enough to pay your taxes when you file, no more, no less. If you want to verify that your withholding is on target for the IRS, go to irs.gov and use the withholding calculator and compare it to your paystub. (For all we know, you'll owe!)
  • On your W-4 put down single and zero for the best refund picture.
  • H&R block has a free calculator on their website to tell you what you will get back.
  • A lot. Most banks will want you to personally guaranty the loan in addition to the corporation. The bank aren't into loaning money to a new corporation without any credit reference. Building the corporation's credit and show the bank you can handle their money and soon enough you won't have to personally guarantee it.
  • If you've paid in, you should be able to collect. My mom was self-employed for years but paid into Social Security and Unemployment so she could collect if needed. Your best bet is to call the local unemployment office and ask them for the most recent rules and regs.
  • Like what career do they have, I'm just wondering? I've been seeing a lot of them from Myspace, and they all look very beautiful in that interesting, imperfect way. You know, like the typical early twenties to thirties crowd with possible tattoos and piercings, who smoke cigs and weed, some of the guys skate perhaps as well. And they all have that grungy, hippie but still very interesting fashion and look?
  • I lived down in socal for five years and knew a good number of them. A lot are students at colleges or university, so they live off student loans and/or their parents. Some work in grocery stores... skate/surf shops... restaurants... all sorts of different things. Some are pro surfers or skaters but there aren't many of those. It's a whole lifestyle and scene down there, so you see them all over.
  • Live off mommy and daddy's money. Edit: Even when they're out of college, they still live off mommy and daddy's money until they grow up and out of the scene. I know a lot of people like this.
  • They are lobbyist for PETA and the ACLU
  • A good friend of mine applied for a position at a police department in one of California's largest cities. He was one of the finalists of the hiring process, and would have been hired. However, the city could only afford to hire half of the new cops that they wanted, and he was not in that half. Arnie has proposed cutting all poison control centers. I don't know if this actually happened, but not only would it eliminate a necessary service, it would make more people go to the ER when they may not have to, which will end up costing the state money. And they are still talking about closing state parks. Were this to happen, they would require service from already overextended county sherriffs and city police, or would become magnets for transients, drug growers/producers, and others up to no good looking for a place to hide. So yeah, it seems like the state is cutting deep into public safety. Of course education and human services have been cut too. It's easy to just blame Democrats or Republicans, but I think the problem is the way our state government is run - especially with referendums and propositions. Nearly every ballot proposition has a price tag on it, and quite often the source of the money is bonds. A bond is basically a loan that the state borrows and has to pay back over time, with interest. But now CA has lost a lot of its income due to the housing crisis and the great recession, yet still has these bonds to pay back. It's analogous to a shopaholic who just keeps charging everything on the credit card, then gets their hours cut permanently at work. Ballot propositions were ground breaking reform a hundred years ago, when the state was pretty corrupt and run by train barons. It put government in the hands of the people. But now, it has gotten out of hand. Most propositions are bankrolled by corporations that stand to make millions off of them, even out-of-state interests. There is a growing movement for a constitutional convention in CA, and at this point I don't think there is anything to lose by starting over from scratch.
  • If you read and study it, public safety would and should not be an issue more than it is now. If released, it would be the low risk offenders (i.e. small drug crimes, non violent offenders) and not violent or sex offenders that would be released and are going to be out probably in less than a year anyways, it would only make their time shorter. They are also offering 6 weeks credit for each rehabilitation program completed (i.e. getting GED, or other various programs for rehabilitation that are offered). However, Arnie also wants to cut these programs. Its a shame that the education is suffering and the state is spending the same amount on education and prisons. I have seen the cuts to my childrens school, and its very very sad. Sometimes the ratio of students to teachers is 50:1. I say let the low risk offenders go. There getting out is immenent anyways in a short time, if it makes my children have a better education!
  • This is a result of a federal order, not the budget (although Schwarzenegger did just cut $1.2 billion from prison funding). It has to do with overcrowding of the prisons. And there's not going to be a flood of violent felons. It's unclear how the order is going to be implemented. Many are being transferred from state prisons to county jails. They are also releasing aged and infirm inmates. The Corrections Department is also considering deporting incarcerated illegal immigrants, and allowing some low-level offenders to serve the final year of their sentences under house arrest. In addition, the state would reduce sentences of inmates who complete prison rehabilitation programs. The state may also change sentencing guidelines so offenders charged with crimes such as drug possession would be prosecuted for misdemeanors instead of felonies. If convicted, inmates would be sentenced to county jails rather than state prisons.
  • I think we will see a rather dramatic rise in violent crime due to this folly. And the cost of dealing with it will be as high or higher than the money supposedly saved by letting these people out.
  • This is a classic Leftist ploy. Cut where it hurts the most first, not the unbelievable levels of administrative do-nothings in the government union ranks.
  • Conservatives might want to consider actually paying some taxes.
  • I'm a C student in all honors and AP courses, but my ACT score is a 35 and I come from a family with a lot of money. Basically, I won't have to even think about scholarships or student loans or whatnot. I'm not too sure how paying for tuition works, but I'm going to be able to pay anything upfront or whatever. I was a varsity swimmer for 2 years and am the EIC of our newspaper. Do I have a good chance with schools? I plan on applying to Ohio State, Syracuse, U. of Southern California, Texas Christian University, and UArizona. Or should I buckle down and pound out some A's? Haha. It wouldn't be difficult I guess; I'm just lazy.
  • No matter how much money you have (unless you bribe the college) you will not get into any of those places with a C average.
  • As an OSU grad i can tell you right now you won't get into Ohio State w a C average, even if it was in AP subjects. If you have a special circumstance such as a learning disability or your were ill for the past few years then you could address this in the admissions essay, but it's no guarantee you will even be considered. I would have a couple back up schools to be safe, ones that you know you will get into. If your dream is to attend one of the schools above then you could always go to a lesser rated school for the first year, do better in your college courses, and transfer. If you have a 35 on the ACT then you have the ability to do well in classes, you just need to work harder.
  • You might be able to get into TCU if you have a reasonable explanation for the low GPA. Come up with something better than "I'm lazy", perhaps. The disconnect between the high ACT and low GPA are going to lead to questions. TCU's average GPA is 3.53 (compared to 3.73 for Syracuse and 3.65 for OSU, but the fact that you take honors and AP might be considered. At Arizona State you might be a better chance than UA. Or there are tons of lesser known schools that will accept your "C" average. You can probably use a "college picker" app on your iPhone or on the www.collegeboard.com website. But, then again you are lazy!!
  • If you are a "C" average student, you will not get into USC for sure. The average GPA is 3.75+ for the incoming freshmen and that is not for "C" students. But if you pick some random major as your top choice and apply into the least applied school, your chances will increase
  • Title to the car is all you need.
  • All you need is the pink slip to the car, you may want to write out a agreement to sell contract just for your own security stating how much the car was sold for and that it is a as-is sale. also have you had the car smogged in the past 90 days, if not it is the sellers responsibility, not the buyer, even in a as-is sale and even if you write it in the contract for the buyer to smog it. it protects you so in the event something goes wrong with the car later down the road with the now owner, they cant come back at you.
  • You need a recent Smog Certificate and the Title
  • You gotta have a lot of money or take out a lot of loans. They make anywhere between 100-200k per year depending on whether they work for a firm or in private practice. In private practice, you can bill the insurance companies for every penny they got. That is why they are on the upper side regarding pay. You must go to dental school (4 years college in a bio related field + 4 years in dental school). USC is a great dental school. I would suggest applying there.
  • long story short, we moved in the house we are currently living, 3 DAYS, after we move in a sprinkler pipe breaks and the water starts pouring from the kitchen and dining room ceiling. after all the chaos there was a HUGE hole in the ceiling, there was fiberglass and cables and all the other thing you would find in a roof exposed in the hair. they sent people out inspect the house to make sure no mold builds up. they set up fans and other devices that made the kitchen unusable and not to mentioned they were loud,to dry up all the water,they were running for 2 days nonstop. 2 weeks go by and nothing is being done about the HUGe hole in the ceiling. rent day comes by and we pay our rent as agreed. a couple of weeks pass by and we receive a letter at the house saying that the house is being auctioned. We called the property manager and asked whats going on, she tells us that the only thing she knows is that the owners were working with a lawyer to modify their loan. she was going to find out exactly whats going on and she would let us know. once again rent day comes by, but because of the lack of communication from her we decided not to sent the check until we herd from her, 9 days after she calls asking for the rent money. we told her that we would send out the money once they came to fix the ceiling and showed us proof that they still own the house. "i'm not sure" or "i have to ask the owners" were the answers to most of the questions i was making her, so i asked her if there was any way for us to speak with the owners directly so we can clear everything out, she said she was going to let the owners know. a whole months goes by with no phone call or email or any communication from their part. rent id due and she calls asking if we sent the rent. we told her no because she never got in Contact with us regarding our concerns. she calls back a couple days after that saying that the owners were not going to fix anything until we paid the past due rent . in total we paid a deposit and 2 months worth of rent before and right after the incident with the sprinkler. now they are taking us to court.our concern is 1. are we going to have to pay the rent for the months we didn't pay? 2. how much time are we going to be given to move out? 3.is there a posibility to get our money back considering the condition of the house? also we have a, then 3month old, now 8month old baby that we have to be extra careful because ther are all kinds of bugs and spiders all over the house because of the ceiling exposed. we cant let him crawl or sit on the floor to play because of the danger of him eatin a bug or getting bitten by one. please anyone that has gone through something similar, or has legal experience dealing with this type of situation give me some ideas as to what we can expect when we go to court and what should we take or do or say when we go to court next week??? there is a lot more details to the story, if there is any one that you know that can meet with to help us locally, fontana and sorrounding areas, california, pease let us know.
  • California has very specific laws that you must follow BEFORE you withhold rent. It sounds like you failed to follow these laws. 1. yes, you will have to pay for the time you live there...and maybe more for the court costs, attorney fees and late fees. 2. CA evictions take between 2-4 weeks. 3. no, you will not get any money back.
  • When the house was being auctioned, you were liable to pay rent to your landlord up until the day the house was sold. Then, you were liable to the new owners. If your property manager was working for both the old and new owners, you should have paid her the rent. In most states you cannot legally withhold rent due to the landlord's failure to make repairs. You must pay the rent, or in some cases, you can put the money in a trust at a bank until the repairs are made (but you must notify the landlord of this). Most likely, you are going to have to pay rent for the entire time you were in the house (to the old owners until the house was sold, and to the new owners after it was sold). You will most likely not receive any money back because of the condition of the house. As far as moving out, since you are behind on rent the owner can give you a "pay or quit" notice - which is typically 72 hours - either pay up in 72 hours or you're evicted at the end of the 72 hours. When you go to court, bring any documentation you have of contact with the landlord. Bring all letters that were exchanged and document the dates, times, and content of any phone calls. This is your only hope of winning the case or receiving any type of remediation.
  • I'm sorry that you had such problems. But! 1. You cannot just up & decide to withhold you rent. You HAVE to follow CA's state statutes on landlord/tenant laws in order to do so. You did not do that. 2. Yes, you have to pay the rent for the entire time you have lived there. 3. The previous poster told you that you have 2-4 weeks. 4. Why do you think you should get your money back? Your landlord had to sue you and has incurred legal fees. No, you won't get any money back.
  • University of the Pacific accepts students from high school into their accelerated pharmacy program. Depending on your grades and SAT score, they will place you into either their 2+3, 3+3 or 4+3 program. This means that you either spend 2, 3 or 4 years doing pre-requisites/undergrad and then 3 years of pharmacy school afterward. Since Pacific is a private school, tuition does cost a lot ( ~$36,000 per year for undergraduate, $56,000 per year for pharmacy school). However, for your undergraduate tuition, it is possible to get a lot of grants and scholarships. For pharmacy schools everywhere, they know you will be able to pay off your loans once you graduate so there are less grants and scholarships. You will most likely have to apply for loans for all 3 years of pharmacy school. FYI: They offer the same accelerated program for dentistry.
  • More info: separate Pharm D or combined program? Area of CA? Grades? etc. If you want to just look at one web site, check USC. It would probably be the most expensive one in CA, but is a good one.
  • Have you even graduated High School yet? Is this a serious question? Also, good luck getting a 2 million dollar salary between you and your spouse. Surgeons don't make that kind of money. Especially without a long history of successful operations. You have 12 years of college to go through, 4 years of residency, and then you need to find a job. (there isn't exactly a huge number of surgeon openings in your news paper is there) You're looking at about 15-20 years before your working on your own buddy. Expect 100k ish salary to start, and a lot of that is going to go to your med school loans which is probably going to be somewhere in the area of 500-700k. But all this is noll and void. If you want to be a surgeon, you live where this is work, not where you want to live. Ideally, in the two places you mentioned, California would be preferable, but honestly, if someone offers you a 6 figure salary, you move to wherever that job is.
  • This is the easiest question ever asked on answers. California!
  • south california? My first thoughts go to Caltech, if you have the grades. the price tag is really high (35000?), but there are a billion scholarships, the average student loan for the graduating class of 2006 was less than $5,000. The same with Harvey Mudd, lots of scholarships, really competitive, 1 hr from LA (try other clairmount colleges, too).
  • is ucla affordable to you?
  • If I were you I would stay away from oversold internet mortgage leads. They are overrated. A lot of the leads are sold 10-20 times. If you want a good lead source stick with either generating your own with a website and local ads or try a company that offers direct phone call to your from prospects that are searching for a loan or to refinance. Hot transfers used to be the way to go but those are getting worse, the lead business is like the wild wild west so be carefull. Read this press release found on yahoo: http://news.yahoo.com/s/prweb/20060731/bs_prweb/prweb418277_2 - Good luck and be weary.
  • That extra $40,000 worth of debt is a game changer. That is setting you up for long term grief. USC is not so much better than UW for undergraduate studies that the quality of the education is a compelling argument. And you might be surprised how rewarding long distance relationships can be. Lots of skyping and always lots of looking forward to holidays and end of term to see each other again.
  • I live in the Los Angeles Area and am looking to transfer from a Community College to a University or Cal State Spring 2009 (hopefully sooner). I am looking for a reputable school for Interior Design that I can obtain a BFA in Interior Design/Architecture. I looked at CSUN but they offer a Bachelor's in Family Science which I thought was weird. Of course there is OTIS and PARSONS which I would love to get into but couldn't ever afford. What options do I have? I need to stay within the area or at least within the State of California as I do not want to pay out of state tuition. Any advice on schools, financing, scholarships?? I barely have a 3.0 GPA and after this semester it may go down a bit but I do have talent and already am building a pretty decent portfolio. Please share your thoughts....I need advice in a bad way. Also, do designers have much success with certificates only?
  • My first question is...have you even tried applying to Otis? you'd be surprised at how giving they are with money. if you are worried about money...DONT! private schools give lots of grants n scholarships. you said it yourself that you have talent. Focus on your portfolio and maybe u can get in with honors (just based on your portfolio) and work part time at school. the school pays really well (and no taxes taken off)~ remember FAFSA is your best friend. I went to Otis and was accepted with honors. I worked for the IT department and it was the easiest job ever! Dont ever worry about not being able to pay for your education. Otis will help you and even if you had to get a loan (it's not the end of the world) think of it like a car payment later on. Big deal, you cant get a BMW later but at least you have your BFA (and that will set you apart from those other interior designers who dont have any art background) nowadays everyone claims they are interior designers...but without that foundation in art (or even art history) they are far behind than those w/ that solid education. also, there are no licenses for interior designers and anyone can pretty much claim they are designers. maybe you can look into something more professional...like study architecture and do interiors on the side... i went to Otis and they have a great program: architecture landscape n interiors and once you finish that program, maybe you can be interiors or even think of going further with it (like masters in architecture) Good Luck...and seriously do not worry about money please~ ofcourse it's easier said than done. but Otis is great~ (hard work...prepare for bootcamp but well worth it)
  • LA theres too many mexicans but its prolly the cheapest lots of land in southern california
  • It depends. As far as data goes, Miami would be, but there are areas in LA where you can live more affordably. New York City is the most expensive city to live according to surveys, followed by San Francisco and the Bay area, then Los Angeles, although CA has the top 20 most expensive cities. Miami is farther down on the list. http://www.businessinsider.com/the-8-mos...
  • Miami flarda
  • Cancun, Quintanna Roo, Mexico the terrific place to commute to Mexico yet another ideas, (youre fortunate to be American, many us cities are the mot eye-catching yet i comprehend that u choose to comprehend some greater worldwide places) -London -Paris -Milan -Tokyo -Cape city -Madrid -Sidney -Auckland
  • Hello! I'm a freshman in college, I will be in my second year of college in the fall, I have done FAFSA and TAP applications, I am all alone in this so it's hard for me to be on top of all information regarding this. I was just about to go for a loan but I decided to hold that urge and re-check just to make sure about other financial aids I may not know about. Any websites on this could really be of help, or any names of other economic help can really assist me in this! Please help me out. I am owing a lot of money and I keep receiving a letter reminding me about it from my college, so I want to get that out of the way already. Thanks in advance!
  • If you live in california you can apply for a grant at http://www.calgrants.org/ and also you can yous fastweb.com to find out if you qualify for some scholarships, they have a lot
  • Okay I am 23 years old. I work in a store, but my ultimate dream is to be in the entertainment industry. I got accepted to a school in Ca near LA but i would be taking out over 8,000 dollars worth of loans.... Now my mom would be paying, but I dont want her to be in debt or struggling if it won't work out. However, I do not want to live in New England anymore. I need a change, and I do not want to be here! This would be my escape. I don't know what to do... If i stay here, I won't be happy, I will feel like my life is just dwindling away... but the money...help!
  • it's going to be hard but the good thing is that you have college, so that's a good thing to fall back on in case your dreams in the entertainment industry never happen i can honestly tell you that things here in california are expensive and i know that it may seem like coming here to LA is a great escape from where you are now.. but realistically, it may not be. it's going to be scary by yourself but i do respect you it's scary to go out so far on your own starting anew pursuing your dreams if you really want to make it into the entertainment industry, definitely go on lots of auditions, maybe get yourself into an agency, find an agent or something start small and slowly work your way up best of luck
  • 8000! No amount of school is going to get you into Hollywood. I've met many stars coz I live here. It is who you know. (knowing the right person gets you into the door) I heard that Marilyn Monroe slept her way to the top. My advice is: Borrow 2000.00 ride a bus out here; rent a room (usually 200 per month) That gives you almost 2 years to get your foot in; you can sling burgers to make up the difference. Many were discovered bagging groceries etc. until agents found them. Good Luck; Pursue your dreams my friend.
  • Choosing a career is one of life's most important and difficult decisions. But knowing what your expectations are, and then comparing them to the realities will help you make educated decisions. We simply already have way too many Legal Professionals. AND the legal profession is dramatically changing: it is in absolute CRISIS! Job searching in this vocational field has changed >>DRAMATICALLY<< in the last five years. And, every year, more and more people graduate from law school, but there are fewer and fewer jobs. Even the largest and most reputable law firms are experiencing unprecedented cutbacks. I don't expect the situation to improve in the coming years..... Be aware of what you are proposing on getting yourself into. Please do more research first. Reminder: We are STILL in a World-wide Recession. Obviously, economic conditions affect the number of jobs available. Consider career paths that have available JOBS.<< Even in a Recovery, there are some jobs that just won't return - the field of Law won't make a comeback. Too many things have changed in this vocational field. Cost of law school to be lawyer, approx $150,000+. Be prepared to take on a LOT of debt, if becoming an attorney is your "true", ultimate goal!!!<<< Regarding being a Paralegal: Employers (usually law firms) in the field of Law TODAY want employees with >>>BACHELORS<<< degrees from traditional (bricks and mortar) colleges/universities. Those "certificates" you see advertised aren't worth the paper they are printed on - they are generally SCAMS. (>>I found this out the hard way.) Also, the law school's program needs to be accredited by the American Bar Association - if it isn't, you are just wasting your time/money. School loans are "non-dischargeable debts" - which means you cannot just write them off in bankruptcies (except in extremely rare cases). Now... the law schools know this, but they won't tell you the truth >that the job market/economy is just SATURATED with way too many Legal Professionals. Instead the schools will feed you a fairytale and will LIE to you. The root of the problem is we already have too many law schools. We are STILL in a Recession, and the schools are fighting for their own survival - they will tell students anything to get to the students' money. (Which is why they won't tell you the truth about the job market for the field of Law.) And these schools continue to recruit and churn out even more graduates.............Remember>>> law schools are BUSINESSES - their TOP concern is making money for themselves. >>>>>THE #1 MOST IMPORTANT THING (and I can't stress this enough>>>): You ESPECIALLY have to beware of the BOGUS, INFLATED law school salary/job stats given out by >law schools< (AND by the U.S. Bureau of Labor)!!***<<<<< If you don't believe me, then: **Check out these websites: http://informeddecisionmaking.blogspot.c...http://calicocat.com/2004/08/law-school-...http://lawschoolscam.blogspot.comhttp://thirdtierreality.blogspot.com/ >>>>>>>>>http://beingaparalegalsucks.blogspot.com/ (A link to a website does not constitute endorsement.) **do a SEARCH here on Yahoo Answers to see what other posters are saying about the current status of the field of Law. **Call some local law firms - ask to speak to the Manager of Human Resources - ask them if they are hiring; ask them what they think about future job availability in the field of Law. Ask them how many resumes they receive when they advertise ONE open position. (It is ususally approximately 300 resumes are received for each open position advertised.) **Talk to recent graduates. Ask them what success they are having finding employment opportunities.<<<<<<<<<<<< If you want a JOB when you are done with your studies, consider and look into the fields of: >>>Healthcare<<<, Information Technology, Law ENFORCEMENT, environmentalism, emergency planning, accounting, education, entertainment, utilities, home-car-commercial-industrial repairs, vice industries, clergy, and/or debt collection. I spoke to a career counselor from Jobs and Family Services, and HE told me that these areas are where the jobs are, and future job opportunities/availability....and scholarships. There are MANY issues of working in the vocational field of Law. My answer is an attempt to give you a realistic way of looking at this career, and I have told you things that most will not tell you about the profession - at first. Be careful, do your research, and have your eyes open wide. Good luck. (This is based on my current knowledge, information, belief, and life experiences. This was intended as personal opinion, and not intended to be used as legal advice. Please be careful and do your research.<<< You DID ask the question here on Y/A. I am just trying to help you.)
  • Yikes. Sorry, but you have zero chance of passing the PACE exam with no legal experience or education. It's like a mini bar exam. Do a Google search on paralegal degrees (or at a bare minimum a paralegal certificate (a certificate mind, not certification) and see where you can go from there. You can get a paralegal certificate or degree with online courses as well and you can likely carry over many of your prior credits. I've been a paralegal now for 20+ years. I got my paralegal certificate after 1 year, my Associates degree in 2 years and my Bachelors in 4 years with Kaplan University.
  • I just graduated from a good four year UC in California. I can't find a full time job. Working part time as a teacher but can't pay the bills or college loans back. No one is hiring, I am getting desperate. Do you think I would go crazy working at Burlington Coat Factory, during nights and weekends? They are opening a new store in my area and will have lots of jobs. Are they going to pay me the same wages as a 16 with no work experience? Does any one known what it is like to work their? I expect it's not the best job and I will work all weekend but is it bearable?
  • You won't be thrilled to go to work. Lots of standing around. Lots of folding things and rearranging racks. You will watch the clock as the minutes drag. Education does not get you a higher salary so you will be working for the same wages as a teenager. If you accept the job, you will have to be on-guard that you don't look or act bored. Some good things come out of all decisions so maybe you will meet someone interesting at Burlington. Or you will be President of the company in 20 years.
  • How would I know? Ask your supervisor.
  • 450 rent, plus 100 loan, plus 50 insurance = 600. 1000-600 is 400. You need to spend that on gas and groceries. You can save a lot on groceries if you shop ads and only eat what is on sale. Don't go out to eat, even fast food--it's soooo much more expensive. Anything left over at the end of the month put in an emergency savings account (even if it is only 10 dollars) You could also find out about WIC which could help you afford things for the baby and healthy food for you. Good luck.
  • That will be difficult, but I'm sure it's possible. Does that $1000 include all expenses (rent, food, car, etc.)? Here are some ideas: -- Live with a family member or find a shared living situation. Depending on your location, you may be able to rent a room in someone's house for $300-$400. -- Ask a church in your area if anyone would be able to donate no-longer-needed baby items, like a car seat, stroller, or high chair. (The church may even offer to assist you further.) -- Register for WIC. They will be able to help provide milk and nutritious food for the baby. http://www.fns.usda.gov/wic/howtoapply/e...-- Cut out all unnecessary expenses. Consider canceling your cell phone, cable TV, or internet service. A home phone line is much cheaper, and you can use the internet at the library if needed. -- Keep utility bills to a minimum. Turn off lights when not in use, and don't use the heater or air conditioner unless absolutely necessary. -- Don't eat out, or do so very rarely. You can live healthily off of inexpensive items at the grocery store -- pasta, rice, beans, cereal, common fruits and vegetables, milk, yogurt, eggs, and chicken. Avoid buying higher-priced items like shrimp or steak or fancier fruits and veggies. $200 a month should be more than enough for food, especially if you are able to find nutritious baby food from other sources. -- Depending on your area, consider whether you need a car. If you do own one, limit your driving (gas is so expensive!), and make sure you are paying the least amount possible for insurance. -- Consider using cloth diapers. They will be much cheaper than regular diapers, especially if you launder them yourself. (Yes, I know, kind of gross, but sometimes necessary.) Good luck to you and your baby!
  • For me that would be impossible. I live in California my rent alone is $2000 an month. If you provide more details you can get better answers. edit: You have $900 in bills. you are left with $100. On months when I have very little i shop at the 99 cent store. If need be I buy things on sale in large amounts. If you formula feed get the store brand. If you baby is on baby food get coupons from the manufacture. Match coupons from the sunday paper to the sales at the store. Also you can call the place where you have your student loan and see if you can defer your payments. I hope this helps.
  • You need to apply for WIC (Women In Children) if you don't have it, you can get free formula or food stamp and every other assistance if the father of your child is a dead beat. What ever he gets from working a percentage will go to the baby as well. $1000 a mth is hard to live on these days because you have to calculate bills like Gas, Food, Phone ect. But if you currently don't have any assistance at all and have to pay out of pocket I can give you a great discount on baby formula. Any Brand that you need feel free to contact me by replying back. You definitely wont have to spend so much money on formula anymore.
  • All I can do is share my top money saving tips: Cloth diapers breastfeeding clean with baking soda and vinegar instead of bleach cook your own food instead of using boxed food or fast food don't buy baby food--it's not necessary drink tap water instead of pop, juice or bottled water shower every other day, use a washcloth in between grow your own food quit buying paper napkins and paper towels--use cleaning rags made from old clothing and towels, and get cloth napkins. It's not much extra laundry. Hang your laundry to dry I know that some of this stuff is hard when you're working, and doesn't make sense if you don't have your own washing machine. I worked when my first was a baby too. Do what you can and when someone offers to help you, take them up on it! Get their phone number, ask what they are willing to do and call and ask! Actually, Emmy Jo, cloth diapers are not that gross. No one dunks in the toilet anymore (except me, what's wrong with me?) or uses pails full of bleach water. Once you get used to cloth, you often start to think that disposables are gross. Also, once you get a routine down, cloth is easier than disposables--can you believe it?! lol! It's true--I'm a lazy housekeeper, but I would not go back to Pampers!
  • Set a budget and stick to it... Drop your utility bills by saving energy, (the electric company can tell you how), There are programs that can help, Wic and food stamps, TANF, plus most cities have a government housing program that can help lower your rent, check with your phone company for ways to lower your phone bill. And only buy the needs not the wants. It is possible, if you don't try to live outside your means.
  • It will be very difficult, but it is possible. I did it when I had my first daughter, I was single and made like $960.00 a month and I got a cheap apartment for $550.00 /month and my utilities were about 100.00/month ( i had to conserve energy big time). But I couldn't have done it with out government assistance, I got food stamps, but I didn't just rely on that, I got a grant and put my butt thru college so that I could advance and make more money. There are programs where you can get assistance for childcare and stuff. Good luck!!
  • well, estimating 75$ a mo. for gas, you will have 275$ left for groceries, baby stuff(diapers, clothes, shampoo, etc.) .... Do you breastfeed? I would suggest it, it can be time-consuming, but very healthy, and supplies the baby with many needed antibodies from the colostrum in the first few days, and helps build a stronger immune system...not to mention cost-effective. Have you considered, or have you, applied for WIC or goverment help? you could get rental assistance - however they may want to go after the father for child support, so i don't know if that's a touchy thing...or whatever. Well, hope i helped.....best wishes! God Bless you and keep you;; shooeyloo
  • It can be done. Make a budget. Try to get on assistance. I am not really sure what the guidelines are. I know that we made it work with a family of 5 on $1600 a month. We didn't qualify for anything besides WIC. Do a search for the programs for your state, and you can usually find a list of programs. You might also to be able to see right there what you will qualify for.
  • Yes, it depends on where you live. I live in NY and could NEVER live on that, that is rent money for a 1bedroom here. But my cousin and her 4 year old live in SC (2bedroom)and her rent is $420. My groceries cost $300 for just my husband and i in one month ... some friends of ours only spend $150 a month. We can't live without cable and internet which cost us about $165 a month ... a friend of mine pays $45 for basic. EDIT: Sounds like you'll be ok, i suggest you apply for WIC though it will help out a lot.
  • The University of California system is one of (if not) the best public university system in the United States. It will be cheaper than if you went to a private University (like Stanford), and the education is really good. You should check out all of the websites for the UC's, or check on U.S. World and News Report. Here's a link to the highest rank UC on US W&N Report. http://colleges.usnews.rankingsandreview...College is expensive, but there are lots of financial aid opportunities, and scholarships out there. Also, you could take out a student loan (which is worth it to further your education). Good Luck! Hope this helps!
  • The 16000 dollar term fee seems ridiculous. This is like buying one car every few weeks or a Ferrari in no more than 2 years. Do you really need a degree from this college to get into famous automotive design companies such as BMW,Audi,Fiat,Alfa Romeo etc? Is it smarter to get your bachelors first from a cheaper college and go for your masters in ACCOD later? 125 904 $ for a bachelors degree seems impossible to save (not counting the cost of daily life and rent). I'm beginning to think that dreams are not enough to get anyone through this college without the required cash.
  • k, College is no-holds-barred EXPENSIVE. That said, you should know that a degree from the best colleges puts you in control of your career. For example, if you wanted to be an engineer, you can get that degree from many colleges, and you'll be an engineer. However, if you want to work in the best places, with the best pay, you'd better go to UCBerkeley. Also, if you get your bachelor's degree, you'll do fine, financilally. Get a master's degree and you'll have a better choice of jobs and salaries. Get your doctorate and now you choose where to work and for how much. It's up to you, it's your decision. If you think ACCOD is expensive, price out Stanford, UoPacific, Harvard, etc. $16,000 a term starts looking pretty cheap. Especially if you want to work for a specific car company. You don't have to save ahead for all of college. You can get student loans to help you out. But do save as much as you can because you don't want to have to work a lot of hours or at all during your senior year. That's so you can devote your time to doing your best during the most challenging classes. A last note: write a letter -not an email- and ask those car companies which colleges they recommend, or at least prefer their designers to have attended. That will be very helpful for you.
  • I'm a community college student, still having 3 entire semesters still to go. I've been having problems living still here at home with my mom and dad and wish to move out. School is still a top concern, and living here at home is badly affecting my grades. I'm looking for a plausible, realistic solution that I can apply to continue attending Community College here in California, while not living here at home with my parents anymore. Trust me, I can't continue living here. The only things that need to be applied are: I must continue attending Community College, in California. ...And obviously a way (most likely job) to generate income to be able to live on my own...or with a roommate. Suggestions of any kind are greatly appreaciated, as this is a growing concern and a big problem.
  • This is actually pretty simple. As a state resident, you are automatically accepted to almost every CC in the state. There are a few, like Santa Barbara City College, that have an apllication process. However, you have lots and lots to choose from, So, where do you have friends or aunts and uncles or anyone that you know? Call them. Ask if they would like to rent out a room. Someone will say yes. Then go and IMMEDIATELY get a job, any job. Now you have some money, you won't be rich but you'll be away from your house. Then go to the local CC and apply for a "Guaranteed Student Loan". This will give you 120% or the cost of the tuition, enough to pay for tuition and extras. Then apply for a scholarship. They have them for grades, athletics, and financial need. Sometimes you can work at the school and receive money and free tuition. Also check into the "rent-a-book" program so that you won't have to buy them. Lastly, ask your relatives for some help to pay for your tuition. Ask them to write a check directly to the school so that they know you won't be using it for something other than college. I hope this helps. Mike
  • I'm an 'SC grad. I loved the school: the school spirit is excellent, the reputation is great and it has grown into a very competitive educational institution. Tuition is what can be expected of a private school, steep. It is about $36,000 per year. Then you have room and board on top of that so plan on another $11,000 on top of that. You can speak to their financial aid department to see what loans, scholarships, etc. you may apply/qualify for to see how much you might have to come out of pocket. Campus is fine, small when compared to many other schools but for an uran campus it is about right, close to 110 acres. The area around it, well, that is the bad part. It is not that great, a lot of urban blight surrounds the school and the immediate vicinity, though if you keep to school and your dorm you're okay. The campus itself is walled and gated so stragglers from the community aren't common on school grounds. Classes - the core classes are crowded but your labs are smaller. The curriculum can be tough, as with most any school you can't fool around, and the film school here is one of the best in the country so you will find yourself outside looking in if you flake. There is a huge Greek system there too - frats and sororities. Dorms and student apartments are the housing options, many students bring their own cars so they can escape the area on the weekends to hit the beach or the mountains for skiing. You will see a lot of filming on campus (studios use the campus b/c it looks east coast-ish, close enough so that they don't have to fly to the east coast for shots), I got to be an extra a few times myself. The reputation of the school and the alumni association will open doors for you too, it's a close community. There is too much really to go into "everything", hit me up with an email or 2 if you have any specific questions. Good luck with your admissions process!
  • I will lose my job if I walk away. My loan to value is out of whack. My brother says my inheritance is making a lot of money. Just rent an apartment. I have many years of making money left and I hope real estate in California goes back up. I just feel like I am buying air if I use my inheritance money to pay off my second but I know I will be keeping my integrity. My brother says walk away because my inheritance will gain more money. California friends say that my house will gain in value again and be more than my inheritance.
  • Contact a reputable financial advisor, there are too many variables to take into account. Good luck.
  • If you walk away, the foreclosure will happen, the house will be sold for half the value, and you'll get the bill, and have to use the inheritance to pay that off ANYWAY, plus foreclosure and attorney fees. Markets go up, and markets go down. The only way to be sure to not get dragged under is to not borrow money.
  • There is a law in California where you can walk away without going thru foreclosure. It won't hurt your credit al all. You just give the property back to the bank. Talk to a realtor about it. I gave one back to the bank years ago and was fine. I will say I had bought the house at 450K and had to walk away from my 50K down. The house sold last year for 1.4 million.
  • Ethically speaking, you made a promise to pay, so if you have the money to do so, you should.
  • which is more lucrative? I am doing computer science but honestly I hate it. I don't know what is keeping me from filling and turning in that change-of-major form to the student services department. I guess someone told me there was more money is computer science. I have student loans (lots of it) so I NEED a well paying job after graduation.
  • If you hate it, get out. Because you will be doing computer science to pay those bills, and if you really despise programming, get out of it. EE brings you into being a chip designer, and in Southern California, where I live, there are lots of people who want bright, talented EE's. If you like doing that, by all means change. There's much more jobs for CS people, in many different fields, but EE pays a bit more. Your mileage may vary.
  • Try look into Computer Engineering. It has the best of both worlds!
  • I got into both colleges but I'm not sure what I want to major in. I feel like going to michigan would provide a lot more options for me but that's all the way across the nation since I'm from LA California. I was wondering if someone can tell me the pros and cons of both or either schools and which school is better at what with regards to the majors at the university. Thanks !
  • The cost of attendance is about 48k and the grants covered a little over 32k. I'll be taking federal loans which will be about 6k, leaving me with 10k that I need to figure out. I feel a bit stressed over it, but I can try my best to figure something out. As for UCSD, the grants covered the majority of my tuition so I will only need to pay about 9k and if I take fed loans, I will only need $300. I think I will be looking at either economics, business or psychology major so which school is better at those?
  • Unless Michigan gave you a huge financial package, stay in California and save tens of thousands of dollars in tuition fees. However, you should go to the official websites of the two schools and learn what majors are offered at each. Finally, as a Californian, consider whether you will want to spend four freezing winters in Michigan. Being in sub-freezing temperatures all winter is very different from a weekend ski trip. It would not be fun to walk to an 8 a.m. final exam in a blizzard.
  • My dad didn't save any money for me to attend college. He is an Engineer though and makes a good amount of money (110k). I live in California and am currently a senior in high school. I have never had a job and I don't know how to get one, especially in this economy. Because of my money situation, I didn't apply to college, because I am going to community college and transferring. I have a year to get the money I need because I want to leave home as soon as possible, it isn't a good environment for me and I can feel my self losing motivation everyday. Anyways, I want to go to a private school in Oregon, Reed College because it just fits me. It sounds like paradise. I am planning on getting all my units in one year then transferring. Can I get financial aid even though my dad (who's the only working member in my family) makes a lot of money? I intend to start taking classes this summer, so working will be hard, but I think I can manage it. I don't spend much anyways, I don't care for clothes, $4 coffees, video games or phones. I live a simple life. Do you think I can afford Reed (which has a remarkably high $50,000 price tag)? What else can I do to gain money besides loans? Since i will be a transfer student, can I still use my test scores to my advantage (SAT: 2260 and ACT: 33)? My grades suck though, I think I have a 2.6. But I took AP Tests And received 2 4s and one 3. I intend on taking 4 more. Are there scholarships for transfer students? Please help, I need guidance. I want to join the peace corps in 4 years and then go to grad school, get a PhD and then become a professor/researcher. But I want little to no debt. Help please?
  • Fantastic GI Bill educational benefits - you can afford to get into any school in the US that will admit you. Army, Navy, Air Force, Coast Guard [not the USMC - that was a mistake on my part]. Great financial benefits and your family won't have to pay 5 cents.
  • Yes it's true, there are many ways to pay for college. However, selling drugs should not be an option because it simply defeats the purpose if you are caught ( most people are caught). To find out if you qualify for financial aid, you can look on fafsa.gov for the income and family size. Sounds like your dad makes good money and normally would not qualify but the family size may help. The other option is to consider applying for a scholarship with the college. The first thing you need to do is call the school and get the info on the process. The other option is to take out loans. Loans are very expensive and they must be paid off; however, it's a sure way to afford school. Your last resort will be to wait until you are 25 to enroll because they will not use your dads income to consider when you apply for grants. Ihope this helps.
  • You father doesn't owe you a college education. Get a job and pay for community college, which is a fantastic idea. Save as much as you can, even if you have to take a year off and work full-time to do it.
  • theres not alot of options when paying for college. you either get government grants, private scholarships, a job, or a loan. my friend sold drugs to college students to pay for tuition and that worked well, but just be prepared for the possibility of being caught.
  • Im 17, currently studying Media and Film production Level 3 at college (not Uni) in England, my dream has always been to go to america and live either permanently or temperarily and if it became reality it would seem surreal as it literally is just a dream. My teacher is American (from Cali) the industry is better out there obviously, and he reccomends we try get out there and he will put in a good word to the College's in Cali, my question is...as a 17 year old with no income, not a rich family, etc how could I actually do it? is there some kind of international loan I can take? do a lot of people do this? or do you have to be genuinely well off and rich to study abroad? its my dream...
  • California public State schools accept very few international students and their tuition is sky high for them. UCLA would be over $50,000 for tuition alone. There is very little financial aid or scholarships offered to international students Many other US universities offer film studies or telecommunication majors. To move here would be next to impossible.
  • There are learn abroad classes the position you're taking one semester to stay in a overseas united states and bypass to school. ny is between the optimal value of living cities in the U. S.. each little thing from lease to foodstuff is extra there. 'in case you recommend on making use of and going to school the following, you may bypass to any college internet website to work out their classes and room and board expenditures. room and board would grant you with a dorm room and a eating plan for the college three hundred and sixty 5 days.
  • When i graduate college, like most other people, I will be roughly about 40,000 in debt. However, I want to go travel europe, join peace corps, move to california, get a job, now how can i go about these while still paying off my debts!? for example, instead of traveling or doing peace corps, I would just work a 9-5 for five years to pay them off, but thats not what i want! So what are some tips or life planning advice you guys may have to be able to travel a lot and start a new adventerous life, while still keeping my loans in check!
  • Marry money.
  • ...you start out by not taking out $40,000 in loans! If traveling and moving to CA is in your plans, that's not a very smart move. The job market in CA is still terrible. You'll be moving out there along with hundreds and possibly thousands of college students who are also looking for jobs to pay off debt. Joining the peace corps might not be hard to do as far as finances go, but really, your main concern should be paying off that debt because if you'll be paying that much more in interest. Instead of traveling in Europe, studying abroad might be a better choice at first. Just make sure it's not a program that will put you even more in debt! You have your whole life to travel, take amazing vacations, and move wherever you want. Your first concern after graduation should be paying off this massive amount of debt before it gets any worse.
  • the 1st factor which you relatively desire to look at is have they have been given your considerable. i became being actively recruited via some faculties this twelve months. the only subject that i had became that they did no longer have my considerable. They have been very advantageous campuses yet they did no longer have my considerable so i did no longer finally end up eager to go there. After that the campus. i might pick which campus which you liked extra beneficial and which one has your considerable because of the fact those are 2 of your precise issues which you may look at. After those 2 issues could be the coaches. in case you have met with the coaches chosen which of them you felt extra mushy with. some college coaches that i met with i felt down ideal uncomfortable with and others i felt like I knew them my entire lifestyles.
  • I am currently 17 years old living in England and attending my first year of 6th form, but I am very interested in moving to California when I have finished, to attend college (university). I have lived in California for most of my life but recently moved back to England. Can anyone give me any information on the youngest age you can apply for a green card and workers permit, and also if anyone has any information on student loans for American colleges that would be very helpful!
  • England must be the crappiest place on earth because so many of you Brits want to move out. For you it probably is NOT going to happen. If you come on a student visa you are NOT allowed to work while you are here, and you are required to return to England once you graduate. Brits do NOT qualify for the "Green Card" lottery. To legally immigrate you would have to prove that you could support yourself. That means either having LOTS of money, having a relative living here that will sponsor you, or qualify for a work visa. If you did qualify to immigrate your name would go on a waiting list, and it could take over 5 years before your name came up. You can NOT get a work visa on your own. An American company MUST sponsor you because you have a skill needed in the U,S., and there aren't enough qualified Americans to fill all the jobs. With the U.S. in a recession , and 1 in 9 Americans out of work, the ONLY careers to qualify for a work visa requires an ADVANCED degree in Medicine, Engineering, or Computer Technology. Ordinary trades people will NOT qualify because we have enough unemployed Americans looking for those jobs. You could also marry an American citizen, but the Immigration people CLOSELY scrutinize those who do that to make sure it isn't just a sham marriage to get in the country.
  • the U. S. does not do student visas for community college, you will possibly could be ordinary right into a 4 3 hundred and sixty 5 days college application and then teach you will pay your training and board with out working (as you're actually not allowed to artwork on a student visa). on the different hand get your degree in Canada and then connect the line of thousands and thousands of unemployed Californians all searching for a activity.
  • There's no minimum age but the education and work experience requirement for the principal applicant effectively disqualify applicants under 18 years of age.
  • Are you a US citizen or not? If not, you have to be 21 You cannot apply for a worker's permit. Your employer has to fo that. To get a job where an employer will do that generally requires a masters degree in engineering.
  • You really think it's that simple? Think again!
  • Visit your local SCORE.org office for free business advice. You need to complete a business plan first before anything. Your start up costs are going to be from 100k -400k depending on a lot of factors obviously. construction costs, inventory costs, down payments, licensing, website, supplies, technology etc No one is going to give you a loan without a solid business plan and a serious financial investment. Right now the banks want a 1 to 1 ratio. For every dollar they lend you they want to see that you have an equivalent amount of cash or assets above your investment. Alina www.oliveandbeanboutique.com
  • The bank teller is the most important position in the bank. It requires precision and an eye for detail. It requires speed. Bad tellers can ruin a bank. Bank tellers can become loan officers. Loan officers can become execs. Show them you are better and you can climb out of that teller's cage. They may pull you out. You can also keep applying at other places while you are there. You may even find a way to create your own business. I was a burned out CPA. I took a job as a mail clerk to keep my family fed and mortgage paid. My life is a lot better now. Don't underestimate the value of opportunity. Poverty an be a great motivator!
  • You never know unless you try. Even if this is position doesn't work out then at least you gain some work experience in which could be beneficial to you especially on resume. Anyway have you thought of working for fed/state government? You could search and apply for gov't job through www.usajobs.gov Good Luck
  • You could call the local media and ask what they have found out.
  • Go to WorldwideLearn.com and find out which college accreditation agency your college belongs to and ask them if they still have their license and accreditation.
  • You should get a lawyer and let him/her know about what's going on. Also hire a private detective so he/she can find out and let you know if they are really thieves.
  • I am currently a junior in high school, and I already know that I am going to major in art at the art institute of california. I have only taken art for one year, and a foreign language for one year. Does anyone know if the college i want to go to requires two years of a foreign language? because i would rather focus on getting as many art classes as i can and get out of spanish. please help me, i have tried searching there website, and i havent actually found any info about that.
  • No, it does not require two years of language or any art. they don't require anything unless if you want to major in game art they require a portfolio i know that as a fact, i was very stuck on going to AI San Diego, and didn't listen to people who told me other wise until the very last minute, but i suggest you think a little about going to a two year and transferring.. California does has a great transfer system (automatic guarantee if you keep decent/good grades) and you make an art portfolio as you take art classes. (and it would look better on a resume than a propriety *for profit* school. do the best you can do for you, you still have time; your only in high school, and if money is not a problem aim bigger for a private school that is respected ( Otis college of design? ) i bet it may even cost less! if you have not already, collegeboard.com is a great website, they have a search engine that looks up schools for you, it's really fun and incredibly helpful. sorry if i burst your bubble, but i was going to be $130,000 in debt if i went! (that is cheap living included ) cheers to you if you don't have to take out loans, but alas, it will be your decision and good luck with what ever you do. i know the charm that school has A lot can happen form here and now! ( a recession happened to me!)
  • Academy of Art University is a great school to go to for Game Design. I studied it there and learned a lot! Since all of their instructors are industry experts, I was able to get a lot of valuable information, while preparing for success in life after college. Once I graduated, I landed a great job at Electronic Arts. Some of my friends who have graduated from there have also gone on to work for big-name companies. You can see a list of companies that hire Academy grads by visiting http://www.academyart.edu/game-design-sc...As far as costs go, the Academy offers a lot of ways to fund your education, so I strongly recommend speaking with one of their Financial Aid representatives. I used to think I couldn’t afford to go there either, but thanks to grants, scholarships, and loans, I was able to. Not only that, but because I was able to land a well-paying job after college thanks to my education at the Academy, I’ve more than made up any costs incurred now ☺
  • It is not recommended to take any degree containing the words "Video Game Design" or similar, but if you must, check out Cogswell College, in the Bay Area.
  • I'm under 21, and I'm thinking about going on a camping trip with my friends one day. I haven't decided where I'm going to go. But I do want to take a .22 semi auto handgun, something like a Ruger22 with me to defend myself in case an animal or other human threatens our safety. I know you cannot buy or own a handgun under 21. But I know that a lot of these laws exclude firearms of small bore. Now I'm not planing on using it on this camping trip. I'm not going to plink or target shoot or any of that, in fact my friends probably won't know I have it. I know about the concealed carry and open carry laws in CA. If I do bring such a weapon, I will carry it unloaded in my car on the way up and my Backpack while I'm there, not on my person. I will only take it out if I absolutely need it, which is not likely. Basically I want to know if I can carry a .22cal pistol (probably in my dad's name) on a camping trip (not on private property) without violating our carry laws or laws regarding unsupervised under 21 year olds possessing a pistol.
  • You cannot BUY a handgun if you are under 21 (or have it loaned to you, etc.). A person under 21 can legally obtain ownership of a handgun by other means (e.g., transfer from a family member--Pen C 12078), but still must obtain a Handgun Safety Certificate, which is available to anybody over 18 (Pen C 12903). Possession of a handgun is prohibited only if you are under 18, and even under 18 you can possess a handgun if you are with your parents, or a responsible adult with parent's permission, or 16 or over with parent's written consent, and are engaged in activities such as hunting or other recreational sport. (Pen C 12101.) There are no laws in California about unsupervised under 21 possessing a pistol, only unsupervised under 18. Note, however, that as of January 1, you cannot carry even an unloaded handgun in the passenger compartment of a vehicle. It must either be in the trunk or in a locked box. It will also be illegal to carry a handgun openly OR concealed on the person (and whether a backpack counts as "the person" is open to argument), unless you are on private property or are in an area in which shooting is permitted. So, since you are not going to be on private property, I would suggest making sure shooting is permitted in the area where you intend to have this firearm. Otherwise, the best plan would probably be to leave it at home, or to take a rifle instead (you can openly carry unloaded rifles even after January 1). I would ask anyone who disagrees and says it is illegal for a person over 18, but under 21, to possess a handgun to cite the applicable statute.
  • You cannot carry a handgun if you are under 21. Doesn't matter if it's in your father's name, or on private property, or unloaded, or as a defense against bears. However, in CA you can freely carry a rifle without registration or license if you are 18.
  • I doubt it in the Socialist Republic of Calif....
  • I just recently discovered my interest in acting and plan on going to California and enrolling in the New York Film Academy two year conservatory program for acting for film. I was wondering what would be the best part time jobs that would give me flexibility and the ability to pay my rent. Rent is really expensive over there and I just want a job that is flexible and pays a lot so that I can keep a roof over my head. Any suggestions?
  • You want what everyone wants. Good luck with that. Even working full time in a non-professional field will still be a struggle every month to pay your bills. You either need family who will bankroll your little sabbatical to california, or you are going to have to take loans or have a huge savings account.
  • You probably have seen this before, but it really does work. Give it a try - think of how you waste $6 in a day, week or month. It's a minor investment with great rewards. This $6 investment could actually change your life!..... If you don't believe it works email the 6 people below and ask did it work. And if they say yes it did and if they say no the don't do it. If you could start an investment of $6.00 and make $800,000 over the next year would you do it? Proven by various, highly-respected U.S. TV and Radio programs as being 100% legal, feasible and true. Oprah Winfrey and ABC's investigation team 20/20 also proved it can be done Go to Google and search (Oprah "6 bucks") to find this same article on Oprah's website Oprah.com. The only difference is that this a current e-mail list IF A 15 YEAR OLD BOY COULD MAKE $71,000 IN JUST 5 WEEKS AND OTHERS $250,000 IN A FEW MORE WEEKS SO CAN YOU! Would you like to make $71,000 OR $250,000 in a few weeks? As seen on the Oprah Winfrey show and ABC's 20/20 REQUIREMENTS: You must have a confirmed PayPal account. If you do not have a PayPal account you can go to www.paypal.com and follow the instructions to set up a free account. PayPal is 100% secure and is used by millions world wide. [STEP 1] Send, through PayPal, $1.00 to each email on the below list. Here are the latest PayPal e-mails on the e-mail lists: 1.)antonellison100@yahoo.com 2.)respectedrecords@yahoo.com 3.)stanford_elllison@yahoo.com 4.)antwan_williams26@yahoo.com 5.)lilwaynefan30@yahoo.com 6.)kobe.bryantlover@yahoo.com Note: If you cannot send $1 to one of the above e-mail addresses, that particular PayPal account might be unable to accept payment. In that case just skip the e-mail address. Comments: PLEASE PUT ME ON YOUR EMAIL LIST [STEP 2] Now take the #1) email off the list that you see above, move the other addresses up one (6 becomes 5 & 5 becomes 4, etc) then put YOUR email address (the one used in your PayPal account) as #6 on the list. **MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS IN YOUR PAYPAL ACCOUNT** [STEP 3] Change anything you need to, but try to keep this article as close to the original as possible. Now, post your amended article to at least 200 newsgroups, message boards, etc. (I think there are close to 32,000 groups) All you need is 200, but remember, the more you post, the more money you make - as well as everyone else on the list! You are getting paid for a service, the sender of the money asks you to ?Please add me to your list?, Therefore it is legal. Remember to send a dollar to the above names or this is considered illegal. If you have any doubts, refer to Title 18 Sec. 1302 and 1241 of the Postal Lottery laws. Keep a copy of these steps for yourself and, whenever you need money, you can use it again and again. DIRECTIONS ON HOW TO POST TO NEWSGROUPS/MESSAGE BOARDS. [Step 1] You do not need to re-type this entire letter to do your own posting. Simply copy this entire article and paste it in a notepad and save it as a txt file, which includes your mail id in the sixth place. Use Netscape or Internet Explorer and try searching for various newsgroups, on-line forums, message boards, bulletin boards, chat sites, discussions, discussion groups, online communities, etc. EXAMPLE: go to any search engine like yahoo.com, google.com, altavista.com, excite.com, then search with subjects like "millionaire message board" or "money making message board" or "opportunity message board" or "money making discussions" or "business bulletin board" or "money making forum" etc. Visit these message boards and post this article as a new message by highlighting the text of this letter and selecting 'Paste' from the 'Edit' menu. Fill in the Subject, this will be the header that everyone sees as they scroll thru the list of postings in a particular group, click the post message button. All you have to do is go to different message boards and post away. Remember... the more you post, the more money you make!
  • Miley Cyrus or Justin Bieber.
  • being a waiter. good flexible hours and you get tips
  • I went with my guts and went with Wells Fargo for the student loan. I got my money and opened a wells fargo student account and i LOVE it. EVERYTHING (except checks) are FREE!. free savings free checking. etc etc I truly love it so far and highly recommend it. They even gave me a free gift for opening an account =]
  • i live in california. im just wondering if my bank will run the vin of a car that i am interested in or do they just need the title after i buy it. i want to know cause i really like this car and even tho the mileage has been rolled back it still looks new and runs good. i just dont want the bank to be a b about it and go after the seller or have me return it cause the seller is a friend of mine.lmk thanks!
  • Probably not. My experience with Carfax is that the reports are unreliable. When my son was looking for a car he subscribed. Carfax said the Integra he bought was clean, but working on it we noticed wrecking yard marks on a lot of the front end parts and the hood was not the original for that car. Carfax said my daughter's Honda was originally a fleet car but was clean otherwise, but the private buyer we bought it from had the original sales contract - which matched the DMV record - and he acknowledged it had been stolen and recovered. One member of a Honda forum said Carfax listed his car destroyed in a police chase! Not banking material, for sure. Be aware that you can be liable for the odometer being rolled back if you try to sell the car. Mechanical odometers in the last decade or two have wipers that spread invisible fluorescent dye on the numbers as they roll around. If the highest digit has dye showing when you sell it, be prepared to answer questions in a criminal fraud investigation. If you sell it as "mileage different than shown" you are okay, if not you could be looking at a felony charge. Unless you sell it to a wrecking yard....
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  • The seller, as mentioned, is no friend of yours. A friend won't sell someone else a car that's been illegally altered. And a friend certainly won't tell that buyer that it's not a big deal, which I'm sure they've told you. You can get a small loan for personal expenses, and not report the VIN to them. But you'd have to be a retard to want a car like what they're selling. Really. Think about it. If they've altered the odometer to make it look like less miles.....why wouldn't you think they've altered other things to make it look better than it is? Use common sense. When people start to mislead, they don't just stop at one thing.
  • The absolutely free reverse vin check sites generally provide fake information. To get real information, money will have to be paid. The free searches provide fake information so they can get your email address to send spam. Stay away from shady reverse vin check sites, most likely you won't get any information after you make the payment. Not to mention you won't get a report and you won't get an answer if you try to call for a refund. Stick with a reputable reverse vin check site like http://www.reversevincheck.net that has been around since 1995.
  • "even tho the mileage has been rolled" Which is ILLEGAL. You want to buy a car that has had the odometer tampered with, which is a federal offense? Yeah, I'm sure the bank will really love that. The seller is no friend of yours, they're trying to screw you over.
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  • type into search box how to check a used car gets a checklist that tells shape of a car which carfax does not tell it tells what shape a car was in which does not mean jack and one is free and carfax cost they will just want tittle knowing what shape a car is in you check it you get a checklist for free so you can look for signs of problems carfax a joke on people who dont know how to check its not what shape a car was in that matters its what shape a car is in that does carfax does not tell you it leaks oil or it need alignment or tires does say it has a rusted hole in muffler it might say it was repaired last year or wreck a few years ago doesnt say shape now
  • Ok I am 13. I want to be ready for high school and college...and dont go telling me how i need to stop worrying about my future and focus on being a kid, becuase i wont. I want to maybe major in biology as an undergraduate in high school, and go on to college to major in marine biology. I really want to be a dolphin trainer, but i think being a marine biologist maybe studying whales and dolphins might be just as fun. my family dosnt have a lot of money, and i my family talks about giving me stuff for college money, and i feel like they try, but for the education i want, i will not be able to go to college. so, i need a scholarship. i need a 4-year scholarship. im thinking i want to go to California State University of Monterey Bay, but I know housing is expensive there, becuase i live close to sacramento, ca. i would need a dorm, but i cant find how much they rate...i wouldnt mind sharing a dorm, but if possible, id like my own. does anybody know how much the dorms rate? cont..
  • also, does anybody know where or what i can do to get a scholarship? im in the band playing clarinet right now, and if i needed to, i could go to high school and play, if it would help me get a scholarship. please help me. i really want to do good in life, and i dont want to dissapoint my family. ive told them my dreams, and im a straight A+ student right now, and they know i have potential, so i want to live up to what they and i expect of me. please help me.... and if u have any suggestions or ideas or maybe different colleges i could go to, (in california, or at least on the west coast)please tell me. i need all the help i can get.
  • a. You cant "Major" anything in high school . Wait till you get to college- Major in Marine Biology if your intrested in working with dolphins. Maybe Veterinary school - if your into helping , rehabbing animals. b. You dont need money - or a scholarship - to get through school . Any child can go to college by getting a loan from the Government through FASFA ( you'll learn more about it as you get closer to applying for school - you can google it now if your really eager to ) . If your family makes below a certain annual income- you'll be given money by the government - And you'll just have to repay it once you graduate and have a steady- well paying job . Defiantly look into scholarships though ; but if you dont find anything / aren't accepted for any of them ..Its no reason to panic. Just keep your grades up ; you sound very determined - that will get you very far in life :) Best of luck :) you've got time... you'll be okay !
  • Although I'm pretty sure that the minimum is at least 18, I'm getting a lot of mixed and conflicting answers around. I asked several of my friends, who say that it is 18 to own a shotgun or a rifle, and 21 for a handgun. Others tell me that it's the other way around. Most people say it's either 18 or 21. Now all this fuss has made me confused, and I just wanted to make sure.
  • I don't believe Zach is correct. He is confusing possession with sale. It is not lawful to sell or loan a rifle to a person under 18, or to sell or loan a handgun to a person under 21. (Pen C 12072.) A parent can loan any firearm which is not a handgun to a minor for up to 30 days. (Pen C 12078(p).) The only statute of which I am aware regulating possession is Penal Code section 12101, which makes it illegal for a minor (i.e., a person under 18) to possess a pistol, revolver, or other firearm capable of being concealed upon the person. However, it is lawful if the minor is with a parent (or is 16 with a parent's written permission) going to, from, or engaged in lawful sport, or is any age with parents written permission and on land owned by the parent and is going to, from, or engaged in lawful sport. I am unaware of any statute making it illegal for a minor to possess a rifle, but, as noted above, the person who GAVE the minor the rifle might have committed an offense. (Remember, however, that if you are asking about a Taser, that is a LOADED firearm, and thus is illegal to possess without a permit in any place other than your home or business, or in a place outside of a city where shooting is permitted.)
  • 18 for a shotgun or rifle and 21 for a handgun.
  • i'm tremendously particular you may desire to be 18 to get a FID card. yet, the 2nd replace does not supply a minimum age. Fishguy: that may not what federal regulation says. Federal regulation says approved sellers can not sell to all and sundry under 18 for long weapons or 21 for handguns, it does not alter inner maximum sales or gunshows.
  • eighteen providing your not mentally disturbed and have never been convicted of felony you have to be able to pass a background check and it will take at least fifteen days
  • you cannot transfer the lease without the banks approval. you can always have another person pay the load, but if they ever default, you'll be liable. there are leasing websites that allow you to trade your lease, like swapalease.com. leased cars can be traded in, usually at a loss. then you can lease the other one. lease contracts are binding, if you break them, it will cost you a lot of money to unload the car.
  • It depends if the lessor allows subleasing. If it does you have to find someone who will qualify for the remainder of the lease. You can't just transfer it. That person will have to fill out a credit application and be approved just like you were. If all that goes well, keep in mind, you will still be on the lease until it is taken to term. You'll legally be the co-lesee. That will make it very difficult for you to get a new loan or lease since your credit report will show you're still paying on another car. That can kill your debt-to-income ratio. And some lenders will question why you need a second car for yourself. This is known as a "straw purchase" in their parlance. And they will turn you down immediately. Some online companies say they will buy out your lease or find you a co-leasee. But this can be very costly in the fees they charge for their service and most lessors will not approve any transaction from them.
  • Maybe, you might be able to transfer your car and lease to someone else, but your lease company has to allow transfers, approve the new lessee, and handle the paperwork. Some lease companies don't allow transfers. Some of those who do, will keep you responsible even after the transfer has taken place. That means if the new lessee fails to make payments, the lease company will come after you. Call you lease company to find out if they allow it and how their process works.
  • Read your contract. I doubt subletting is allowed, though. Normal? I guess not. Ah, think of the possible legal issues if something bad happens... Also, if you are in that kind of jam where you are having trouble making your payments already and need someone else to make them for you, you definitely are NOT getting another car loan.
  • So here's the story. I'm 13 and want to go to UC Berkeley after high school. I'm a freshman currently and skipped eight grade. I need to pay for my tuition, board, etc. mostly by myself. I won't be able to get financial aid because my parents do make money. Around here there is not a lot of jobs for people my age. I plan on getting a job when I turn 15 and stuff, but I know that it will not cover it all. I'm saving all the money that I have been given. I saved every penny since setting my goal for UC Berkeley. I do not want to use a student loan. Any tips for saving money would be great. I live in California also.
  • Get an underage worker's permit. You can start working at age 14, and may find a minimum wage job ($8 an hour, averaging to $6656 a year). In California, all you need is your name, date of birth, (and other simple information like that), parents permission, employer's permission, and school permission. I did not require it, but you may be asked to provide your social security number. Your high school should have a "work experience" class or something similar that gives out applications for a minors permit. From there, fill out applications for jobs and include a copy of your minors permit application (with everything except the employer's information filled out). If you are lucky enough to get a job, return the application to your school and get your permit, and then simply start a savings account at a reputable bank and deposit your paychecks into it. Make sure not to withdraw from it, seeing as how you want to save for college.
  • obtaining a part time job and paid internship
  • work
  • I have a 93 Civic LX, has 260,000+ miles on it and it's been progressively burning oil the past 4 years I've had it, burning more on a long drive, but was still in the normal range. Now it smokes a hell of a lot when I start it up and little puffs here and there while driving/accelerating, and is burning a quart of oil every 2 days or so driving no more than 20 miles a day. There is oil on the #1 and 2 plugs after it has been driven, more so #1. I tried a plug extender as recommended by some backyard mechanic and that made it worse so I removed it. I have not lost power while driving and get the same gas mileage as I always have, 36-40 mpg (be jealous), and someone told me it could be valve guides. I'm really not sure about it. The plugs, wires, and distributor cap and rotor are new if that matters. There are no outer oil leaks or other problems with the car. I would like to get this car fixed if it is possible to do so without spending too much, instead of letting it fail smog and doing the CA $1000 trade in to a dismantler deal. It's just such a good car and gas saver to let go so easily. It will be hard to find as good a replacement for $1k. Thanks for any advice.
  • Original post Could be the valve seals. Could also be piston rings too. Hard to say without being there. Take it to a mechanic and they should be able to diagnose which one it is. Either way your looking at a rebuild to fix the problem. Or gambling with it and try using heavier weight motor oil. After your additional info. I completely understand what your saying. The car runs fine, drives fine, gets great gas mileage,etc. But due to California's incompetency about the creation of pollution, your car probably won't pass emissions. If you plan on doing this your self, than your going to need a decent set of tools to do it. Most likely, it is just the valve seals wore out and all you need to do is replace the seals and you'll be good to go. Here is a pretty good guide on what to do http://www.justanswer.com/honda/22pud-replace-valve-seals.html . You'll need a basic set of hand tools, an in car valve spring compressor, an air compressor, and some way to hook up the air compressor so it pressurizes the cylinder to keep the valves in the head when you remove the spring(they used a compression tester, which is great, but most people don't have one so they have to get creative and find something that will work). Than all you do is hook up the air to one of the cylinders, remove the valve springs on that cylinder, pull off the old seal, replace with a new one, reinstall the springs and move on to the next cylinder. It's not going to be easy, but it is possible. Good luck!
  • i own a ninety one civic hatchback...my licence plate is 91CVCDX. I positioned a clean engine (a million.5L-B2) in at 378K. have been given the engine from a organization that imports them from Japan, as they ought to take them off the line at approximately 40,000 miles over there for smog concerns. Engine value approximately $650. positioned it wherein comprise a clean snatch, Timing Belt and Water Pump for variety of $2,000. Runs great...only like new. Now have 410K on the vehicle.
  • it may be just valve seals
  • I am a high school senior in California, and I plan on attending a UC. It would be a lot cheaper to live with my boyfriend in an apartment, since we'd both be going to college, both be receiving financial aid, both have student loans, both be able to work part-time, etc. He is 18 and I am 17. (He is going to turn 19 before the semester starts.) With permission from my parents, of course, would this be legal? Would I run into any roadblocks? (please refrain from criticizing our relationship.)
  • You could just have him as the leaser, and you as someone who will be living there. Like parents who rent a house but have their minors live with them.
  • It sounds so peachy when you set it out like that but the question here really is not whether you're competent to sign a rental agmt. It's whether it would be prudent to do so with someone who is not family, who may have habits you find repugnant, who may destroy the place and who may do all of the above and stick you for the rent. Sharing is NOT a great idea unless it's with family, including spouse. Too many things can and quite often do go wrong. Do yourself a favor and read this bumpf http://www.landlord.com/lawresoverview.h... to get a better idea of the legal obligations you undertake as a tenant with a rental agmt. Most important - Landlord doesn't care which of you pays. Your private arrangements are none of his lookout. He cares only that he gets paid and/or compensated for damage either of you does to the place during the tenancy.
  • theres a lot of student loans and what not? but California is the most expensive state to live in from what I've heard hope it helps
  • and she wants me to have her baby. How much would it cost me? And how hard will it be? I live in Georgia. I'm just curious and I don't have a lot of money? Is their loans or anything that are available? I want a baby so bad... I lost both of mine. Ist baby was a stillborn baby... named Kaitlyn. 2nd baby I had a miscarriage 2 weeks ago. So any info you can give is great! Thank You!
  • I'm so sorry for your losses. You will likely not like my advice. I think it is too soon to your recent loss to be trying to take on this situation. However, if you decide to, ask the mother to arrange for you to be the legal guardian. In the event of her death, you would be the legal guardian of the child and could then arrange for formal adoption. Please proceed with caution. God bless.
  • So sorry for your losses! My suggestion is to contact a lawyer (legal aide for low income if they have that in GA) and see about getting gaurdian papers filled out first. You can always save up for adoption later on. The guardian papers will give you full rights just as if you were the childs mother.
  • California is a very expensive state. Try piling up cash as much as you can to help you with the transition. Not everyone in California lives in hollywood and santa monica. Try looking for cheaper neighborhoods. Do you already have a job offer in Cali? If not, you may want to start researching possible employers now. If you already have a car, drive it here. Car prices are also high in california. You probably want to see the city once you get there. Get a city pass so you don't buy tickets for every place individually. That'll save you a lot of money. Does Kentucky weather get cold? If yes, leave all your warm clothes there. Cali is hot. Good luck :)
  • No. Why should they? The state didn't tell you to buy a house you couldn't afford in the first place. All the people in this country that bought houses they truly were not qualified to buy have jacked over the ENTIRE country's economy. If anything you should be paying a lot more for hurting your country deeply!! You shouldn't be allowed to get out of the debt either, you should have to pay what you borrowed and all the costs associated with the loan. The bank loses money, the honest tax payers are losing money, the country is in a near recession because you had to have a house you couldn't afford when you bought. Stop the sob story and step up to owning what you did. The goverment is their to protect you from real threats not your own foolishness and desires to buy things you can't afford.
  • California is a nonjudicial foreclosure state. If your home is foreclosed upon and they do not recover the amount owed, you will not be held responsible for the deficiency providing it is a purchase money loan. So, if you have never refinanced, taken out cash or a HELOC, or any other line of credit you usually can just walk away. Your credit will be destroyed for far longer than the 7 years people think, but you won't have to pay it back or be taxed on it.
  • Southern Cali is crammed to the rim with phony materialistic wannabes. There are some exceptions yet no longer many. they are keen to do something to positioned on appearances and save up with their rival phonies. They spend $500,000 on 1400 sq. ft homes just to a minimal of one up their acquaintances. What a ripoff.
  • A good undergrad college has a cost of attendance (tuition, fees, room & board, etc, on a very tight starving student budget) of $55,000+ to $60,000+ an academic year (9 months) for a non-resident of CA. That will be for 4 years, so typically over $220,000. Law school, like USC or UCLA, and the other good CA law schools, has a cost of attendance of $75,000 an academic year. Law school is 3 years, so $225,000. Summer expenses would be $4000 to $6000 and/or cost of travel home. An international student (or their sponsor), must have the full amount for a year in a savings or checking account (not investment), before they will be considered for a student visa. The US government checks this closely with the bank, and they also interview the student to make sure they have no intention of staying in the US. There is really no point in attending a US law school unless you will stay in the US, so it's hard for international students to attend a US law school. An international student cannot work in the US, except for very part-time on campus after about a year (depends on college), and US students have priority for those jobs. They expect international students not to need any financial help at all. In later years in college, an international student may be able to work very part time off campus in a job related to their field, with Homeland Security approval. There is no financial aid for public colleges for international students, and merit scholarships are very competitive. Most law students take out student loans which they are paying for well into their law career. Most international students cannot get student loans in the US unless they have a US citizen guarantee it. Good colleges are very competitive for admission, basically one must have an A average and a 2100+ or higher SAT score, and most admit less than 25% of applicants. Law schools are even more competitive. Good luck!
  • Besides Pepperdine, there is Occidental College, Azusa Pacific University, Woodbury University, Whittier College, Art Ceter College of Design, Southern California Institute of Architecture, California Institute of the Arts, University of La Verne Scripps College Pomona College Claremont McKenna College Loyola Marymount University That's all I could think of in terms of private schools so far...
  • There are many law schools near Los Angeles. USC and UCLA just to name a couple of the most prestigious. But FIRST, you need to get a bachelor's degree. That alone will cost $50,000 per year. I imagine law school will be even more expensive. IF you can get in.
  • i would go to community college for 2 years and then transfer. if you can wait a year, i'd actually apply as a freshman a year late to schools that offer a lot of merit money because with high stats, you could be going to college for free
  • Currently I live about a 6 hour drive away from my parents down here in sunny california. I love it down here but my job which is the best opportunity I could have asked for isn't picking up as fast as I thought. Its full time but I get a lot of days off becasue they dont have much for me to do yet. Becasue I thought I would be working 40 hours a week I knew I would be finically stable but since thats not the case I am getting into debt. On top of that my living situation is horrible and I must get out of that. But I have no money for security deposite and no leeway for higher rent at the moment. If I move back home (which I havnt lived at home for over 3 years) I would get out of my horrible living situation and be able to become finacially stable as soon as I found a job....which could be a challenge. Also I would be moving farther away from this guy I'm dating. We arnt offical yet..if I move we might never be and I really like him.
  • Well maybe until the situation at your job picks up you can find something on the side. Instead of moving home, maybe you can get your parents or someone to give you a loan to get your own place. I would not move home until I had exhausted all of my options.
  • I would suggest looking for a flexible part time job. Tell the other job you need some type of schedule so you will know what days you have off since you will need a second job until they can give you full time hours. You're employer may even find ways for you to work more hours if he knows this is causing you a problem and you will have to take a second job. If you are sure the job is going to be full time in the future, and you think there may be a future with this guy, I would try to tough it out.
  • Can you move in with some room mates to ease the housing and loneliness problem? Look on craigslist.
  • Okay, so first you should CHILL OUT..Then start somewhere and go from there...
  • I know the university of california-davis has a program. Im looking for colleges in oregon or california. I heard i can take photography at the art institutes but wouldny i have to have more college since its a protective service career. I want to jusst go thru it, i probably can afford 4 yrs of college before i have to take out loans which i dont want to do, so is university of california-davis a good choice?
  • Its really not a viable career. There are a handful of cities in across the entire country that have full time forensic photographers. Most departments just give a cop with some photography experience a camera and a ring flash and wish him luck. It really doesn't take a lot of photographic or artistic skills to take a picture of a foot print next to a ruler. Even in larger areas where police forces have a full time crime lab, photograph jobs are just handed off to which ever tech isn't busy, and they get back to their regular work a few minutes later. Your best bet would be to major in criminal justice or take a forensic certificate program at a trade school. The real world is not like CSI. For the most part, governments can't afford to hire a staff of Ph.D.'s to go around analyzing evidence with expensive lab equipment. Most of that is handled by private companies. Evidence is bagged and sent off to a lab, often in another state, where it is analyzed within several months, before the report is finished. Crimes are really not solved by physical evidence. They are nearly always solve by police work. The physical evidence rarely comes into play before trial.
  • hey guys, im 13 and will be turning 14 in december. im pretty youn but my mom wants me to get a job so that i can earn money for college. people said i COULD work, but at the same time people are sayin im too young. also many people are sayin i could et a work permit at the highschool im attending, but im in middle school and do u know if i can get on in middle school i fi just ask? (or do i need specific grades to get ont) lastly,thank youss:)
  • It's 15 1/2 to get a work permit. However, a lot of places like Grocery store, convenient stores, and some gas stations require you to be at least 18 because of handling cigarettes, and 21 if there is alcohol. Places like the Y or Parks and Rec higher younger kids. I had to get my permit through my High School when I was 15 1/2 and no sooner. When I went to apply for a job at Frank Scotto Towing (in Torrance) he made sure I had good grades before hiring me. By the way, it is so easy to get so caught up in working and making money, that you forget about school all together (ironic I know). Remember there are other ways to get money for college, Scholarships, Grants, Loans etc.
  • was at the same job for the last 5 years or so working with a gov't contractor. Now that I'm back in the job market I am noticing a lot of employees want bilingual employees. I have been told over and over I'm not being hired bc I do not know Spanish although I have impeccable qualifications (obviously not). This puts me in a predicament as I wanted to go back to school and get my Masters. Now I feel like education does not mean squat anymore bc they are willing to overlook experience and education if you know Spanish! I'm happy I squandered almost 100k on student loans! What should I do now? Do I just forget the Masters and take Spanish? I am seriously confused as I thought education was the way to go, now I'm not too sure!
  • Depends. If you're doing a "skilled trade" like being a clerk that interacts a lot with clients in southern California, then Spanish is probably the way to go. If you live in Main and want to pursue a career in teaching mathematics, get your degree. Personally I would take higher education over a new language just because it is more interesting.
  • You are overstating the need to be bi-lingual. Get your masters and learn Spanish. It's a no-brainer.
  • spanish
  • not extremely; if notwithstanding, analyzing Portuguese while you already understand Spanish is frequently slightly of a downside. that's becuase the languages look so equivalent notwithstanding are, wisely, very stunning on many tiers: for something, there are a enormous volume of "faux friends": e.g. acordarse way "to do not overlook" in Spanish, notwithstanding "acordar-se" way "to stand up" in Portuguese. "Pasear" way "to stroll, come to a decision on a walk" in Spanish; in Portuguese, "passear" way "to journey oneself". Tenses and pronouns - which look as notwithstanding they are going to might desire to be the comparable - are extra often than not used extremely otherwise interior of the two languages. "Me dijo que me fuera" - "He steered me to leave" will become "Disse-me para me ir emboira" in Portugese.
  • take spanish
  • I have purchased a used car back in May, my name is on the lien holder because my loaning bank payed the payoff quote from the seller but I totally forgot to put me as the owner. I need to go put my bank as the lien holder because I am paying for the loan but is there any penalties because it's been quite a while... I know it was stupid of me but I got lazy to go to dmv... Please save the criticism, other then that all payments have been made and registration is still valid until april next year. Any inputs will be appreciated.
  • Huh? Your "question" doesn't make a lot of sense. Would you care to upgrade your English communication skills and come back later...
  • I recently searched and found that the average salary for a Stanford graduate is about $125-135,000 a year. I also was told this ( assuming you're in a place like California): that that would be about middle class. But after attending a school like stanford, why would u be middle class? How then would you ever be "upper class"? You can't get any better than a top 5 university...
  • $125k per year will get you a lot more in, say, Arkansas that it will in California or Hawaii. Now, get off your high horse and go Occupy Wall Street so you can protest your future student loans from attending a "top 5 university".
  • With experiences and time, the salaries will increase to upper class status.
  • I am a student and I am still living at home with my parents. I am 23yr old and I want to move out as soon as I can. Hopefully by March or April. I am not working at the moment but that can change anytime. My Mother just handed me a application for some apartments without me asking. I want to ask my parents for help but I am sure they will not help. My Mother favors more so to my Brother and does everything for him. He quit his job and she bought him a new 2bedroom place and paid his rent for 3 months, bought all of his food, payed all of his bills, and is making payments on a car for him. As for me I get no help at all. I guess you can say I am jealous. At the moment I just want my own place I feel I would be so much happier in a place of my own. The problem is I have no job and I don't know what resources I have available to me. I know a lot of college students that have all these resources to help them. I want to know whats available so I can get a place. I am not sure if I qualify for financial aide because I owe a previous school from a loan. I live in California and I attend a community college. Any suggestions please help. Thank You
  • There are not any programs you will qualify for. You need to get out there and get yourself a job. 23 is far to old to be living with mommy with you not in a real school. The alternative is to enroll in a real college and then live off college loans.
  • You cannot qualify for an apartment, You have no income. Get a job
  • I am looking for someone to take over payments on my car. It is a beautiful sunburst orange metallic ss supercharged Cobalt with 205 Hp that gets average 30mpg on the freeway, sport tuned suspension, xm/cd/mp3 head unit with 7 speaker pioneer system+(10'' sub), sunroof, Recaro leather seats, Posi gears, front wheel drive 5 speed 2.0 ecotec engine that does awsome in the snow. 18" rims on new Falken tires, very well kept, I wash it everyweek when I drive it, but it is garaged for the winter. 34,000 California Freeway miles. Has had all regular oil changes, new front breaks and rotors, + $500.00 car cover all yours. Just had a baby and I cant afford to keep my car. I've paid 10,000 off on my loan and I owe 18,000. Let me know if you are interested. I just need someone to help me out. so even if you know someone that may want a car... (619) 415-5830. Howie
  • You want $18,000 for a car that's worth $12,500 tops (private sale)? You are big time upside down on your loan. You're going to need a lot of help.
  • in most places, you can find a 2 year (associate's degree) RN program. These are often offered by state college branch campuses and community colleges, which tend to be the cheapest option in higher education. A lot will depend on what state you are in as well. Many states have nursing grant and incentive programs. Also, you would be eligible for federal financial aid (grants and loans) if yuour income is low enough to qualify. Depending on your age, there are often more grant programs geared towards non-traditional students. For example, in Pennsylvania, at a community college, you can complete the program for about 2 grand a semester, which over 4 semesters would be 8 grand. By the time you add in books, fees, uniforms and the like, you'd be out of pocket around $10,000. With a better picture of where you live (state) and what your finances are, and whether or not you've already gone to any sort of post secondary school, I can give you a better picture of your financial aid prospects. As the previous responder said, your earnings would definitely defray any future loan payments. My wife graduates Saturday with an associates degree and is already hired at a hospital here for a shade over $20/hr, and this is a low wage/low cost of living area....
  • Can't help you with that, but I can tell you that once you become a registered nurse you will earn enough money to very quickly pay off any and all education related debt and then some. It's a good job with a good wage.
  • Basically, I'm confused! I've been told that in-state, UC's do not charge tutition. How can this be? About how much per year would I be looking at to attend a UC? The big ones I'm looking at are UC Irvine, UCLA Davis etc. Is it really free of tuition? Or do they just pick up the cost somewhere else? (I'm thinking about going out of state, b/c I heard from friends that UC's instate come out to be just as expensive as some out of state sschools after factoring in an apartment or place to live) Thanks for any help!!
  • a lot of colleges charge extra for a "non-resident" (of that state) - that may be what you are thinking of - state colleges are usually good at waiving residency requirements, but you'd have to check with the individual school. Another option, to cut down on costs, is to apply for grants and scholarships - they do NOT have to be paid back, like loans. If you wait a year or even a half year, in some cases, you qualify for a pell grant, as a "non-traditional" student, (one who did not go straight to colleg) - in some cases, you can also receive college credit for "life experience" if you decide to work for a year or two before college. I've not heard of too many schools that do not charge for tuition, especially to a "new" student, right out of high school, unless you have a scholarship - - (the school is still charging it, but the scholarship picks it up) - comparing an in-state college to an out of state one, may be cheaper, if it's a lower-populated state, like the Dakotas or midwest - California, like New York, Florida, Texas, etc, are higher, because they have more students competing for spaces. I know you'll hate this sentence, but it's important to "do your homework" hahaha - call the schools around, have them send you their packets of info - it doesn't cost anything to look and you DO want to get the most for your money, hopefully. good luck
  • I want to study business in the US, but I'm having a hard time deciding where to study, partly due to the very high cost of being an international student in America. I was planning on relying on getting a student loan, but due to the current economic situation, that has become a whole lot more difficult than it was before, hence me trying to find a cheap yet good university offering business courses. My original wish was to study in California, but it seems like everybody wants to go there, and the cost of living/studying there also seems to be higher than in some of the other states so... I'm wondering if anybody has any suggestions as to where to study and other helpful advice to a (hopefully) future student.
  • Your best bet may be to start out in a community college somewhere for a couple of years, then transfer to a four-year college for the remainder of your degree. While these are still more expensive for international students than they are for domestic students, they are usually the cheapest way to go (and the community colleges in California tend to be inexpensive, compared to others). Then when you transfer, the economy may be somewhat better again, and also you would have saved considerably on your first two years of college.
  • My Community College requires international student to show proof of funds of $23,000 per year They provide no housing or transportation. As an international student you can NEVER get in state tuition. Going to a CC or even living here first is NOT going to get you in state tuition. Being here on a student visa-you can only work part time (20 hours per week or less) on campus with a college job. Campus jobs go fast. and even if you get one, do not assume that means it will be for 20 hours a week. they pay under $10 an hour. And as a theater major I highly suggest going direct to a four year college. Most theater majors start classes in their major freshman year. You will find most theater majors have been at the university all four years. they will know every students and teacher in the department and will have worked or been in productions every semester. You must audition for the theater department in order to major or minor in theater. You would be here on a student visa and would be required to leave the US once you are finished. There are NO cheap US universities. I doubt you could do it for under $30,000 per year. www.knox.edu a wonderful private college in IL, by the Mississippi River. Beautiful campus with a great theater department. but not cheap
  • I'm currently a junior in high school and I live in NY. I'm planning to head out to California for college and hopefully get into USC or UCLA. Both of these schools are extremely expensive. I'm planning on going to law school as well to one of these schools. Now I have heard that graduates from these law schools make a ton coming right out of school (i'm sure it's VERY, VERY, VERY hard to get into). Sof if I do go to college to one of these schools and go to a law school in California, preferably USC or UCLA, is it okay for me to accept the debt, hoping i'll be able to pay it off fine after law school, or should I be worried?
  • You should always be worried about debt. The paraphrase the Bible, the debtor is always the slave to the lender. Once you enter the work force, you're not working for yourself, you're working to pay off an obligation owed to somebody else -- with interest, no doubt. Contrary to what may be popular belief, you do not have to put yourself in the shadow of debt in order to receive a quality education. Since the legal world requires a lot of research, patience and diligence in order to produce results, you can start developing those skills now to find funding sources for your education -- including working for yourself so that you do not have to borrow. Just don't make the mistake of doing it how those kids at San Diego State University went about it ;-)
  • newly graduated lawyers do not make a "ton" of money. Having said that, everyone who goes to undergrad and grad school and borrows money does so anticipating they will make enough to pay back the loans over time.
  • i apply for financial aid but i didn't get any money because it said my parents makes too much money, but really they don't, they have a lot of bills too pay, and they don't have any extra money for me to buy books, im so frustrated because i see people that do get financial aid and spend it on stupid things like clothes and not on their books. so is there anyway i can get money from the government. im a full time student. first time in college and i love learning, but its hard for me to buy books with no money, i have to beg my parents for money. : ( thanks
  • As long as your parents have good credit you can apply for private loans from banks! Good luck! I'm kind of in the same boat, my dad makes a lot of money but he won't help me pay for college so I'm stuck trying to work out the numbers myself, and right now I'm short money for housing!
  • are you in community college or university? you can do community college for the first two years then transfer. if that is not an option, go to the financial aid office. talk to them about how you can claim independent. you can marry one of your friends. =)
  • My boyfriend and I have been living together in California, and really the only reason we haven't married is that we can't afford it. We've been together for many years and feel we deserve a nice wedding. Anyway, I'd like to know what the benefits of marriage would be if we were to get married. We are both in a lot of debt, mostly college and car loans. My credit is better than his though. Also, what are the alternatives to marriage that would grant us some of the benefits of married people?
  • you can claim each other on your taxes :) plus its very nice to say you have a husband!!! I love being married