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State California
Legal status
Allowed (Our partner lenders provide payments in California)
Loan amount limit  $255 if maximum fee charged ($300 maximum check)
Loan terms Max: 31 days
Finance rates 15% of check
Finance charges $17.65
Maximum APR (Annual percentage rate) 459%

11623 Cherry Avenue No. B4, Fontana, CA 92337

California

Fontana

1295 North Euclid Street, Fullerton, CA 92835

California

Fullerton

82227 Us Highway 111, Indio, CA 92201

California

Indio

1450 Olive Drive No. A, Bakersfield, CA 93308

California

Bakersfield

1460 7th Street No. A, Oakland, CA 94607

California

Oakland

1955 41st Avenue No. B8, Capitola, CA 95010

California

Capitola

3276 Adeline Street, Berkeley, CA 94703

California

Berkeley

100 North Raymond Avenue, Fullerton, CA 92831

California

Fullerton

134 W Base Line Road, Rialto, CA 92376

California

Rialto

836 N Santa Fe Avenue No. A, Vista, CA 92083

California

Vista


Frequently asked questions about california loan lot

  • between the tight job market, high housing prices, and mortgage bankruptcies, everything seems to be going to hell over here. are more and more people moving out of here and to other places because they can't afford to live here? i have been here all of my life, and even though i am going to graduate from a prestigious university with a decent GPA some experience on my resume, I'm worried that the same will happen to me. can somebody fill me in?
  • According to the state of California, more people are moving out of state than are moving in state. But, they only studied driver's license applications. There are a lot of homes that have foreclosed and DataQuick anticipates more as mortgage loans reset. But at the same time, The North County Times and Tribune just printed a long list of industries in San Diego county that are hiring and considered recession proof for the near term. I suppose it depends on what field you are planning to enter with your degree, however. Real estate, mortgage banking, construction, development and financial services would be fields to shy away from while the markets are adjusting.
  • So, i have always wanted to open a small used car lot that is more geared towards the 60' and 70's muscle cars. Nothing big just like 12 to 20 cars. So i have been doing a little digging to see what it would take to do so. Wow! Let me see if i have got this straight. I have to get a business license so i can find a place to rent and turn it into a business. Then i have to go through DMV and get a dealers license. (to get a dealers license i have to have a place first) And along with that comes getting bonded and all that good stuff. Not to mention at least $10.000 once you have a place to get it ready. And where the hell do you get any capital to purchase any inventory? Can someone with the knowledge of how this works let me in on how i can do this? It cant really be as hard as California makes it look.
  • You could do it with $250,000. That would buy your inventory, pay your rent for a year, let you hire some salespeople, pay insurance and your bond. You usually get your start-up money from friends and family. This is a tough bank loan to get as a beginner (but not impossible if you are convincing).
  • Actually.....everything you just mentioned is the EASY part!!! Getting capital, inventory, infrastructure, employees, customers, financial systems in place, etc., is the hard part.
  • Community colleges. They have lots of scholarships and they are budget friendly. Of course, the smart thing to do is to stay in your state because the tuition is much lower unless you are going to a private school.
  • Northern California is a big place, you know. Many high schools have ROP (regional occupational program) that have free classes in lots of areas like automotive repair. That's the cheapest way to go. Community colleges also have automotive repair programs (certificate or associate of arts degree) and that's still pretty cheap. Private vocational schools like UTI (universal technical institute, sacramento, ca) also have good programs with student loans. Personally, I'd go with uti (uti.edu). Good quality training, faster than public schools, only downside is the cost but you can use student loans and pay later.
  • I see everyone blaming poor people, bankers, minorities etc. But look at the housing in California - I was in Sun Valley awhile back, and there were houses there selling for $700,000 that couldn't have cost more than 60,000 or 70,000 to build. That's just insane - There's no way a house should be worth more than it costs to build. Shouldn't we blame the Realtors, Loan Officers, and Buyers that have pushed the housing prices up like this, instead of the poor or minorities?
  • OMG!!! That's hilarious. You do know the land has value too, right? Empty lots aren't free. Heck, an empty lot at Newport Beach would be in the millions! You're showing your ignorance of real estate. No offense, but you really are. Land always has value, wherever you are. And I didn't tank anything, my husband and I just bought our first house earlier this year, and are looking to buy another property.
  • To get into Berkeley University of California you definitely need to get great grades…not just good grades, but great grades. A high GPA and a high SAT score are a must. After you accomplish this, start thinking about ways you can separate yourself from the competition. Extracurricular activities are very important. Lastly, make sure you want to go to Berkeley University of California. I know a lot of students that thought they wanted to go to their dream school, but when they got in and went to that school, they were really disappointed. Pay attention to what actual students of Berkeley University of California are saying. You can get information about the academic requirements here: http://www.unigo.com/university_of_calif...Student reviews here: http://www.unigo.com/university_of_calif...
  • If this is not SE income, and you have claimed 0 allowance on your W-4, from paycheckcity.com , you have: Annual Gross Pay $89,000.00 Federal Withholding $17,949.00 Social Security $747.60 Medicare $1,290.50 California $6,210.00 SDI $51.79 Net Pay $62,751.11 Your 1040-2011 tax return would be like these: 89,000 - 2,500 ( maximum # for student loan interest) = 86,500, this is your AGI 86,500 - (5,800 + 3,700) = 77,000, this is your taxable income Your tax liability would be: (this formula is on page 6, schedule X of form 1040 ES) 4,750 + 25% of ( 77,000 - 34,500 ) = 15,375 Your Federal refund = F/W - tax liability = 17,949 - 15,375 = 2,574 Sorry about State refund, I would not do it. So, you could get a refund if you have claimed 0, 1 or 2 , enter your number on www.paycheckcity.com to know more about your withholding. The tax liability is 15,375, any withholding over this amount is fine for you. Here is form 1040ES http://www.irs.gov/pub/irs-pdf/f1040es.p...
  • You don't "get" a tax return, you FILE a tax return. If you get money back when you file, that's called a REFUND. Most single taxpayers with nothing special on their return typically are looking at a refund of $300 to $800 depending upon how they filed their W-4. In your case you can take an adjustment for up to $2,500 of student loan interest actually paid, and in the 25% tax bracket that will save you about $625. If you didn't account for that on your W-4, add that to any potential refund that you might be getting.
  • it will all depend on how much you had withheld from your paycheck the student loan interest will reduce your gross income but there is a limit to how much you can claim each year you file a return, you possibly receive a refund! and in your case, you don't have much to diminish your tax liability
  • The only refund you would be eligible for would be the EXTRA you have withheld from your paycheck. The whole point of withholding is to try to have enough to pay your taxes when you file, no more, no less. If you want to verify that your withholding is on target for the IRS, go to irs.gov and use the withholding calculator and compare it to your paystub. (For all we know, you'll owe!)
  • On your W-4 put down single and zero for the best refund picture.
  • H&R block has a free calculator on their website to tell you what you will get back.
  • A lot. Most banks will want you to personally guaranty the loan in addition to the corporation. The bank aren't into loaning money to a new corporation without any credit reference. Building the corporation's credit and show the bank you can handle their money and soon enough you won't have to personally guarantee it.
  • If you've paid in, you should be able to collect. My mom was self-employed for years but paid into Social Security and Unemployment so she could collect if needed. Your best bet is to call the local unemployment office and ask them for the most recent rules and regs.
  • Like what career do they have, I'm just wondering? I've been seeing a lot of them from Myspace, and they all look very beautiful in that interesting, imperfect way. You know, like the typical early twenties to thirties crowd with possible tattoos and piercings, who smoke cigs and weed, some of the guys skate perhaps as well. And they all have that grungy, hippie but still very interesting fashion and look?
  • I lived down in socal for five years and knew a good number of them. A lot are students at colleges or university, so they live off student loans and/or their parents. Some work in grocery stores... skate/surf shops... restaurants... all sorts of different things. Some are pro surfers or skaters but there aren't many of those. It's a whole lifestyle and scene down there, so you see them all over.
  • Live off mommy and daddy's money. Edit: Even when they're out of college, they still live off mommy and daddy's money until they grow up and out of the scene. I know a lot of people like this.
  • They are lobbyist for PETA and the ACLU
  • A good friend of mine applied for a position at a police department in one of California's largest cities. He was one of the finalists of the hiring process, and would have been hired. However, the city could only afford to hire half of the new cops that they wanted, and he was not in that half. Arnie has proposed cutting all poison control centers. I don't know if this actually happened, but not only would it eliminate a necessary service, it would make more people go to the ER when they may not have to, which will end up costing the state money. And they are still talking about closing state parks. Were this to happen, they would require service from already overextended county sherriffs and city police, or would become magnets for transients, drug growers/producers, and others up to no good looking for a place to hide. So yeah, it seems like the state is cutting deep into public safety. Of course education and human services have been cut too. It's easy to just blame Democrats or Republicans, but I think the problem is the way our state government is run - especially with referendums and propositions. Nearly every ballot proposition has a price tag on it, and quite often the source of the money is bonds. A bond is basically a loan that the state borrows and has to pay back over time, with interest. But now CA has lost a lot of its income due to the housing crisis and the great recession, yet still has these bonds to pay back. It's analogous to a shopaholic who just keeps charging everything on the credit card, then gets their hours cut permanently at work. Ballot propositions were ground breaking reform a hundred years ago, when the state was pretty corrupt and run by train barons. It put government in the hands of the people. But now, it has gotten out of hand. Most propositions are bankrolled by corporations that stand to make millions off of them, even out-of-state interests. There is a growing movement for a constitutional convention in CA, and at this point I don't think there is anything to lose by starting over from scratch.
  • If you read and study it, public safety would and should not be an issue more than it is now. If released, it would be the low risk offenders (i.e. small drug crimes, non violent offenders) and not violent or sex offenders that would be released and are going to be out probably in less than a year anyways, it would only make their time shorter. They are also offering 6 weeks credit for each rehabilitation program completed (i.e. getting GED, or other various programs for rehabilitation that are offered). However, Arnie also wants to cut these programs. Its a shame that the education is suffering and the state is spending the same amount on education and prisons. I have seen the cuts to my childrens school, and its very very sad. Sometimes the ratio of students to teachers is 50:1. I say let the low risk offenders go. There getting out is immenent anyways in a short time, if it makes my children have a better education!
  • This is a result of a federal order, not the budget (although Schwarzenegger did just cut $1.2 billion from prison funding). It has to do with overcrowding of the prisons. And there's not going to be a flood of violent felons. It's unclear how the order is going to be implemented. Many are being transferred from state prisons to county jails. They are also releasing aged and infirm inmates. The Corrections Department is also considering deporting incarcerated illegal immigrants, and allowing some low-level offenders to serve the final year of their sentences under house arrest. In addition, the state would reduce sentences of inmates who complete prison rehabilitation programs. The state may also change sentencing guidelines so offenders charged with crimes such as drug possession would be prosecuted for misdemeanors instead of felonies. If convicted, inmates would be sentenced to county jails rather than state prisons.
  • I think we will see a rather dramatic rise in violent crime due to this folly. And the cost of dealing with it will be as high or higher than the money supposedly saved by letting these people out.
  • This is a classic Leftist ploy. Cut where it hurts the most first, not the unbelievable levels of administrative do-nothings in the government union ranks.
  • Conservatives might want to consider actually paying some taxes.
  • I'm a C student in all honors and AP courses, but my ACT score is a 35 and I come from a family with a lot of money. Basically, I won't have to even think about scholarships or student loans or whatnot. I'm not too sure how paying for tuition works, but I'm going to be able to pay anything upfront or whatever. I was a varsity swimmer for 2 years and am the EIC of our newspaper. Do I have a good chance with schools? I plan on applying to Ohio State, Syracuse, U. of Southern California, Texas Christian University, and UArizona. Or should I buckle down and pound out some A's? Haha. It wouldn't be difficult I guess; I'm just lazy.
  • No matter how much money you have (unless you bribe the college) you will not get into any of those places with a C average.
  • As an OSU grad i can tell you right now you won't get into Ohio State w a C average, even if it was in AP subjects. If you have a special circumstance such as a learning disability or your were ill for the past few years then you could address this in the admissions essay, but it's no guarantee you will even be considered. I would have a couple back up schools to be safe, ones that you know you will get into. If your dream is to attend one of the schools above then you could always go to a lesser rated school for the first year, do better in your college courses, and transfer. If you have a 35 on the ACT then you have the ability to do well in classes, you just need to work harder.
  • You might be able to get into TCU if you have a reasonable explanation for the low GPA. Come up with something better than "I'm lazy", perhaps. The disconnect between the high ACT and low GPA are going to lead to questions. TCU's average GPA is 3.53 (compared to 3.73 for Syracuse and 3.65 for OSU, but the fact that you take honors and AP might be considered. At Arizona State you might be a better chance than UA. Or there are tons of lesser known schools that will accept your "C" average. You can probably use a "college picker" app on your iPhone or on the www.collegeboard.com website. But, then again you are lazy!!
  • If you are a "C" average student, you will not get into USC for sure. The average GPA is 3.75+ for the incoming freshmen and that is not for "C" students. But if you pick some random major as your top choice and apply into the least applied school, your chances will increase
  • Title to the car is all you need.
  • All you need is the pink slip to the car, you may want to write out a agreement to sell contract just for your own security stating how much the car was sold for and that it is a as-is sale. also have you had the car smogged in the past 90 days, if not it is the sellers responsibility, not the buyer, even in a as-is sale and even if you write it in the contract for the buyer to smog it. it protects you so in the event something goes wrong with the car later down the road with the now owner, they cant come back at you.
  • You need a recent Smog Certificate and the Title
  • You gotta have a lot of money or take out a lot of loans. They make anywhere between 100-200k per year depending on whether they work for a firm or in private practice. In private practice, you can bill the insurance companies for every penny they got. That is why they are on the upper side regarding pay. You must go to dental school (4 years college in a bio related field + 4 years in dental school). USC is a great dental school. I would suggest applying there.
  • long story short, we moved in the house we are currently living, 3 DAYS, after we move in a sprinkler pipe breaks and the water starts pouring from the kitchen and dining room ceiling. after all the chaos there was a HUGE hole in the ceiling, there was fiberglass and cables and all the other thing you would find in a roof exposed in the hair. they sent people out inspect the house to make sure no mold builds up. they set up fans and other devices that made the kitchen unusable and not to mentioned they were loud,to dry up all the water,they were running for 2 days nonstop. 2 weeks go by and nothing is being done about the HUGe hole in the ceiling. rent day comes by and we pay our rent as agreed. a couple of weeks pass by and we receive a letter at the house saying that the house is being auctioned. We called the property manager and asked whats going on, she tells us that the only thing she knows is that the owners were working with a lawyer to modify their loan. she was going to find out exactly whats going on and she would let us know. once again rent day comes by, but because of the lack of communication from her we decided not to sent the check until we herd from her, 9 days after she calls asking for the rent money. we told her that we would send out the money once they came to fix the ceiling and showed us proof that they still own the house. "i'm not sure" or "i have to ask the owners" were the answers to most of the questions i was making her, so i asked her if there was any way for us to speak with the owners directly so we can clear everything out, she said she was going to let the owners know. a whole months goes by with no phone call or email or any communication from their part. rent id due and she calls asking if we sent the rent. we told her no because she never got in Contact with us regarding our concerns. she calls back a couple days after that saying that the owners were not going to fix anything until we paid the past due rent . in total we paid a deposit and 2 months worth of rent before and right after the incident with the sprinkler. now they are taking us to court.our concern is 1. are we going to have to pay the rent for the months we didn't pay? 2. how much time are we going to be given to move out? 3.is there a posibility to get our money back considering the condition of the house? also we have a, then 3month old, now 8month old baby that we have to be extra careful because ther are all kinds of bugs and spiders all over the house because of the ceiling exposed. we cant let him crawl or sit on the floor to play because of the danger of him eatin a bug or getting bitten by one. please anyone that has gone through something similar, or has legal experience dealing with this type of situation give me some ideas as to what we can expect when we go to court and what should we take or do or say when we go to court next week??? there is a lot more details to the story, if there is any one that you know that can meet with to help us locally, fontana and sorrounding areas, california, pease let us know.
  • California has very specific laws that you must follow BEFORE you withhold rent. It sounds like you failed to follow these laws. 1. yes, you will have to pay for the time you live there...and maybe more for the court costs, attorney fees and late fees. 2. CA evictions take between 2-4 weeks. 3. no, you will not get any money back.
  • When the house was being auctioned, you were liable to pay rent to your landlord up until the day the house was sold. Then, you were liable to the new owners. If your property manager was working for both the old and new owners, you should have paid her the rent. In most states you cannot legally withhold rent due to the landlord's failure to make repairs. You must pay the rent, or in some cases, you can put the money in a trust at a bank until the repairs are made (but you must notify the landlord of this). Most likely, you are going to have to pay rent for the entire time you were in the house (to the old owners until the house was sold, and to the new owners after it was sold). You will most likely not receive any money back because of the condition of the house. As far as moving out, since you are behind on rent the owner can give you a "pay or quit" notice - which is typically 72 hours - either pay up in 72 hours or you're evicted at the end of the 72 hours. When you go to court, bring any documentation you have of contact with the landlord. Bring all letters that were exchanged and document the dates, times, and content of any phone calls. This is your only hope of winning the case or receiving any type of remediation.
  • I'm sorry that you had such problems. But! 1. You cannot just up & decide to withhold you rent. You HAVE to follow CA's state statutes on landlord/tenant laws in order to do so. You did not do that. 2. Yes, you have to pay the rent for the entire time you have lived there. 3. The previous poster told you that you have 2-4 weeks. 4. Why do you think you should get your money back? Your landlord had to sue you and has incurred legal fees. No, you won't get any money back.
  • University of the Pacific accepts students from high school into their accelerated pharmacy program. Depending on your grades and SAT score, they will place you into either their 2+3, 3+3 or 4+3 program. This means that you either spend 2, 3 or 4 years doing pre-requisites/undergrad and then 3 years of pharmacy school afterward. Since Pacific is a private school, tuition does cost a lot ( ~$36,000 per year for undergraduate, $56,000 per year for pharmacy school). However, for your undergraduate tuition, it is possible to get a lot of grants and scholarships. For pharmacy schools everywhere, they know you will be able to pay off your loans once you graduate so there are less grants and scholarships. You will most likely have to apply for loans for all 3 years of pharmacy school. FYI: They offer the same accelerated program for dentistry.
  • More info: separate Pharm D or combined program? Area of CA? Grades? etc. If you want to just look at one web site, check USC. It would probably be the most expensive one in CA, but is a good one.
  • Have you even graduated High School yet? Is this a serious question? Also, good luck getting a 2 million dollar salary between you and your spouse. Surgeons don't make that kind of money. Especially without a long history of successful operations. You have 12 years of college to go through, 4 years of residency, and then you need to find a job. (there isn't exactly a huge number of surgeon openings in your news paper is there) You're looking at about 15-20 years before your working on your own buddy. Expect 100k ish salary to start, and a lot of that is going to go to your med school loans which is probably going to be somewhere in the area of 500-700k. But all this is noll and void. If you want to be a surgeon, you live where this is work, not where you want to live. Ideally, in the two places you mentioned, California would be preferable, but honestly, if someone offers you a 6 figure salary, you move to wherever that job is.
  • This is the easiest question ever asked on answers. California!
  • south california? My first thoughts go to Caltech, if you have the grades. the price tag is really high (35000?), but there are a billion scholarships, the average student loan for the graduating class of 2006 was less than $5,000. The same with Harvey Mudd, lots of scholarships, really competitive, 1 hr from LA (try other clairmount colleges, too).
  • is ucla affordable to you?
  • If I were you I would stay away from oversold internet mortgage leads. They are overrated. A lot of the leads are sold 10-20 times. If you want a good lead source stick with either generating your own with a website and local ads or try a company that offers direct phone call to your from prospects that are searching for a loan or to refinance. Hot transfers used to be the way to go but those are getting worse, the lead business is like the wild wild west so be carefull. Read this press release found on yahoo: http://news.yahoo.com/s/prweb/20060731/bs_prweb/prweb418277_2 - Good luck and be weary.
  • That extra $40,000 worth of debt is a game changer. That is setting you up for long term grief. USC is not so much better than UW for undergraduate studies that the quality of the education is a compelling argument. And you might be surprised how rewarding long distance relationships can be. Lots of skyping and always lots of looking forward to holidays and end of term to see each other again.
  • I live in the Los Angeles Area and am looking to transfer from a Community College to a University or Cal State Spring 2009 (hopefully sooner). I am looking for a reputable school for Interior Design that I can obtain a BFA in Interior Design/Architecture. I looked at CSUN but they offer a Bachelor's in Family Science which I thought was weird. Of course there is OTIS and PARSONS which I would love to get into but couldn't ever afford. What options do I have? I need to stay within the area or at least within the State of California as I do not want to pay out of state tuition. Any advice on schools, financing, scholarships?? I barely have a 3.0 GPA and after this semester it may go down a bit but I do have talent and already am building a pretty decent portfolio. Please share your thoughts....I need advice in a bad way. Also, do designers have much success with certificates only?
  • My first question is...have you even tried applying to Otis? you'd be surprised at how giving they are with money. if you are worried about money...DONT! private schools give lots of grants n scholarships. you said it yourself that you have talent. Focus on your portfolio and maybe u can get in with honors (just based on your portfolio) and work part time at school. the school pays really well (and no taxes taken off)~ remember FAFSA is your best friend. I went to Otis and was accepted with honors. I worked for the IT department and it was the easiest job ever! Dont ever worry about not being able to pay for your education. Otis will help you and even if you had to get a loan (it's not the end of the world) think of it like a car payment later on. Big deal, you cant get a BMW later but at least you have your BFA (and that will set you apart from those other interior designers who dont have any art background) nowadays everyone claims they are interior designers...but without that foundation in art (or even art history) they are far behind than those w/ that solid education. also, there are no licenses for interior designers and anyone can pretty much claim they are designers. maybe you can look into something more professional...like study architecture and do interiors on the side... i went to Otis and they have a great program: architecture landscape n interiors and once you finish that program, maybe you can be interiors or even think of going further with it (like masters in architecture) Good Luck...and seriously do not worry about money please~ ofcourse it's easier said than done. but Otis is great~ (hard work...prepare for bootcamp but well worth it)
  • LA theres too many mexicans but its prolly the cheapest lots of land in southern california
  • It depends. As far as data goes, Miami would be, but there are areas in LA where you can live more affordably. New York City is the most expensive city to live according to surveys, followed by San Francisco and the Bay area, then Los Angeles, although CA has the top 20 most expensive cities. Miami is farther down on the list. http://www.businessinsider.com/the-8-mos...
  • Miami flarda
  • Cancun, Quintanna Roo, Mexico the terrific place to commute to Mexico yet another ideas, (youre fortunate to be American, many us cities are the mot eye-catching yet i comprehend that u choose to comprehend some greater worldwide places) -London -Paris -Milan -Tokyo -Cape city -Madrid -Sidney -Auckland
  • Hello! I'm a freshman in college, I will be in my second year of college in the fall, I have done FAFSA and TAP applications, I am all alone in this so it's hard for me to be on top of all information regarding this. I was just about to go for a loan but I decided to hold that urge and re-check just to make sure about other financial aids I may not know about. Any websites on this could really be of help, or any names of other economic help can really assist me in this! Please help me out. I am owing a lot of money and I keep receiving a letter reminding me about it from my college, so I want to get that out of the way already. Thanks in advance!
  • If you live in california you can apply for a grant at http://www.calgrants.org/ and also you can yous fastweb.com to find out if you qualify for some scholarships, they have a lot
  • Okay I am 23 years old. I work in a store, but my ultimate dream is to be in the entertainment industry. I got accepted to a school in Ca near LA but i would be taking out over 8,000 dollars worth of loans.... Now my mom would be paying, but I dont want her to be in debt or struggling if it won't work out. However, I do not want to live in New England anymore. I need a change, and I do not want to be here! This would be my escape. I don't know what to do... If i stay here, I won't be happy, I will feel like my life is just dwindling away... but the money...help!
  • it's going to be hard but the good thing is that you have college, so that's a good thing to fall back on in case your dreams in the entertainment industry never happen i can honestly tell you that things here in california are expensive and i know that it may seem like coming here to LA is a great escape from where you are now.. but realistically, it may not be. it's going to be scary by yourself but i do respect you it's scary to go out so far on your own starting anew pursuing your dreams if you really want to make it into the entertainment industry, definitely go on lots of auditions, maybe get yourself into an agency, find an agent or something start small and slowly work your way up best of luck
  • 8000! No amount of school is going to get you into Hollywood. I've met many stars coz I live here. It is who you know. (knowing the right person gets you into the door) I heard that Marilyn Monroe slept her way to the top. My advice is: Borrow 2000.00 ride a bus out here; rent a room (usually 200 per month) That gives you almost 2 years to get your foot in; you can sling burgers to make up the difference. Many were discovered bagging groceries etc. until agents found them. Good Luck; Pursue your dreams my friend.
  • Choosing a career is one of life's most important and difficult decisions. But knowing what your expectations are, and then comparing them to the realities will help you make educated decisions. We simply already have way too many Legal Professionals. AND the legal profession is dramatically changing: it is in absolute CRISIS! Job searching in this vocational field has changed >>DRAMATICALLY<< in the last five years. And, every year, more and more people graduate from law school, but there are fewer and fewer jobs. Even the largest and most reputable law firms are experiencing unprecedented cutbacks. I don't expect the situation to improve in the coming years..... Be aware of what you are proposing on getting yourself into. Please do more research first. Reminder: We are STILL in a World-wide Recession. Obviously, economic conditions affect the number of jobs available. Consider career paths that have available JOBS.<< Even in a Recovery, there are some jobs that just won't return - the field of Law won't make a comeback. Too many things have changed in this vocational field. Cost of law school to be lawyer, approx $150,000+. Be prepared to take on a LOT of debt, if becoming an attorney is your "true", ultimate goal!!!<<< Regarding being a Paralegal: Employers (usually law firms) in the field of Law TODAY want employees with >>>BACHELORS<<< degrees from traditional (bricks and mortar) colleges/universities. Those "certificates" you see advertised aren't worth the paper they are printed on - they are generally SCAMS. (>>I found this out the hard way.) Also, the law school's program needs to be accredited by the American Bar Association - if it isn't, you are just wasting your time/money. School loans are "non-dischargeable debts" - which means you cannot just write them off in bankruptcies (except in extremely rare cases). Now... the law schools know this, but they won't tell you the truth >that the job market/economy is just SATURATED with way too many Legal Professionals. Instead the schools will feed you a fairytale and will LIE to you. The root of the problem is we already have too many law schools. We are STILL in a Recession, and the schools are fighting for their own survival - they will tell students anything to get to the students' money. (Which is why they won't tell you the truth about the job market for the field of Law.) And these schools continue to recruit and churn out even more graduates.............Remember>>> law schools are BUSINESSES - their TOP concern is making money for themselves. >>>>>THE #1 MOST IMPORTANT THING (and I can't stress this enough>>>): You ESPECIALLY have to beware of the BOGUS, INFLATED law school salary/job stats given out by >law schools< (AND by the U.S. Bureau of Labor)!!***<<<<< If you don't believe me, then: **Check out these websites: http://informeddecisionmaking.blogspot.c...http://calicocat.com/2004/08/law-school-...http://lawschoolscam.blogspot.comhttp://thirdtierreality.blogspot.com/ >>>>>>>>>http://beingaparalegalsucks.blogspot.com/ (A link to a website does not constitute endorsement.) **do a SEARCH here on Yahoo Answers to see what other posters are saying about the current status of the field of Law. **Call some local law firms - ask to speak to the Manager of Human Resources - ask them if they are hiring; ask them what they think about future job availability in the field of Law. Ask them how many resumes they receive when they advertise ONE open position. (It is ususally approximately 300 resumes are received for each open position advertised.) **Talk to recent graduates. Ask them what success they are having finding employment opportunities.<<<<<<<<<<<< If you want a JOB when you are done with your studies, consider and look into the fields of: >>>Healthcare<<<, Information Technology, Law ENFORCEMENT, environmentalism, emergency planning, accounting, education, entertainment, utilities, home-car-commercial-industrial repairs, vice industries, clergy, and/or debt collection. I spoke to a career counselor from Jobs and Family Services, and HE told me that these areas are where the jobs are, and future job opportunities/availability....and scholarships. There are MANY issues of working in the vocational field of Law. My answer is an attempt to give you a realistic way of looking at this career, and I have told you things that most will not tell you about the profession - at first. Be careful, do your research, and have your eyes open wide. Good luck. (This is based on my current knowledge, information, belief, and life experiences. This was intended as personal opinion, and not intended to be used as legal advice. Please be careful and do your research.<<< You DID ask the question here on Y/A. I am just trying to help you.)
  • Yikes. Sorry, but you have zero chance of passing the PACE exam with no legal experience or education. It's like a mini bar exam. Do a Google search on paralegal degrees (or at a bare minimum a paralegal certificate (a certificate mind, not certification) and see where you can go from there. You can get a paralegal certificate or degree with online courses as well and you can likely carry over many of your prior credits. I've been a paralegal now for 20+ years. I got my paralegal certificate after 1 year, my Associates degree in 2 years and my Bachelors in 4 years with Kaplan University.
  • I just graduated from a good four year UC in California. I can't find a full time job. Working part time as a teacher but can't pay the bills or college loans back. No one is hiring, I am getting desperate. Do you think I would go crazy working at Burlington Coat Factory, during nights and weekends? They are opening a new store in my area and will have lots of jobs. Are they going to pay me the same wages as a 16 with no work experience? Does any one known what it is like to work their? I expect it's not the best job and I will work all weekend but is it bearable?
  • You won't be thrilled to go to work. Lots of standing around. Lots of folding things and rearranging racks. You will watch the clock as the minutes drag. Education does not get you a higher salary so you will be working for the same wages as a teenager. If you accept the job, you will have to be on-guard that you don't look or act bored. Some good things come out of all decisions so maybe you will meet someone interesting at Burlington. Or you will be President of the company in 20 years.
  • How would I know? Ask your supervisor.
  • 450 rent, plus 100 loan, plus 50 insurance = 600. 1000-600 is 400. You need to spend that on gas and groceries. You can save a lot on groceries if you shop ads and only eat what is on sale. Don't go out to eat, even fast food--it's soooo much more expensive. Anything left over at the end of the month put in an emergency savings account (even if it is only 10 dollars) You could also find out about WIC which could help you afford things for the baby and healthy food for you. Good luck.
  • That will be difficult, but I'm sure it's possible. Does that $1000 include all expenses (rent, food, car, etc.)? Here are some ideas: -- Live with a family member or find a shared living situation. Depending on your location, you may be able to rent a room in someone's house for $300-$400. -- Ask a church in your area if anyone would be able to donate no-longer-needed baby items, like a car seat, stroller, or high chair. (The church may even offer to assist you further.) -- Register for WIC. They will be able to help provide milk and nutritious food for the baby. http://www.fns.usda.gov/wic/howtoapply/e...-- Cut out all unnecessary expenses. Consider canceling your cell phone, cable TV, or internet service. A home phone line is much cheaper, and you can use the internet at the library if needed. -- Keep utility bills to a minimum. Turn off lights when not in use, and don't use the heater or air conditioner unless absolutely necessary. -- Don't eat out, or do so very rarely. You can live healthily off of inexpensive items at the grocery store -- pasta, rice, beans, cereal, common fruits and vegetables, milk, yogurt, eggs, and chicken. Avoid buying higher-priced items like shrimp or steak or fancier fruits and veggies. $200 a month should be more than enough for food, especially if you are able to find nutritious baby food from other sources. -- Depending on your area, consider whether you need a car. If you do own one, limit your driving (gas is so expensive!), and make sure you are paying the least amount possible for insurance. -- Consider using cloth diapers. They will be much cheaper than regular diapers, especially if you launder them yourself. (Yes, I know, kind of gross, but sometimes necessary.) Good luck to you and your baby!
  • For me that would be impossible. I live in California my rent alone is $2000 an month. If you provide more details you can get better answers. edit: You have $900 in bills. you are left with $100. On months when I have very little i shop at the 99 cent store. If need be I buy things on sale in large amounts. If you formula feed get the store brand. If you baby is on baby food get coupons from the manufacture. Match coupons from the sunday paper to the sales at the store. Also you can call the place where you have your student loan and see if you can defer your payments. I hope this helps.
  • You need to apply for WIC (Women In Children) if you don't have it, you can get free formula or food stamp and every other assistance if the father of your child is a dead beat. What ever he gets from working a percentage will go to the baby as well. $1000 a mth is hard to live on these days because you have to calculate bills like Gas, Food, Phone ect. But if you currently don't have any assistance at all and have to pay out of pocket I can give you a great discount on baby formula. Any Brand that you need feel free to contact me by replying back. You definitely wont have to spend so much money on formula anymore.
  • All I can do is share my top money saving tips: Cloth diapers breastfeeding clean with baking soda and vinegar instead of bleach cook your own food instead of using boxed food or fast food don't buy baby food--it's not necessary drink tap water instead of pop, juice or bottled water shower every other day, use a washcloth in between grow your own food quit buying paper napkins and paper towels--use cleaning rags made from old clothing and towels, and get cloth napkins. It's not much extra laundry. Hang your laundry to dry I know that some of this stuff is hard when you're working, and doesn't make sense if you don't have your own washing machine. I worked when my first was a baby too. Do what you can and when someone offers to help you, take them up on it! Get their phone number, ask what they are willing to do and call and ask! Actually, Emmy Jo, cloth diapers are not that gross. No one dunks in the toilet anymore (except me, what's wrong with me?) or uses pails full of bleach water. Once you get used to cloth, you often start to think that disposables are gross. Also, once you get a routine down, cloth is easier than disposables--can you believe it?! lol! It's true--I'm a lazy housekeeper, but I would not go back to Pampers!
  • Set a budget and stick to it... Drop your utility bills by saving energy, (the electric company can tell you how), There are programs that can help, Wic and food stamps, TANF, plus most cities have a government housing program that can help lower your rent, check with your phone company for ways to lower your phone bill. And only buy the needs not the wants. It is possible, if you don't try to live outside your means.
  • It will be very difficult, but it is possible. I did it when I had my first daughter, I was single and made like $960.00 a month and I got a cheap apartment for $550.00 /month and my utilities were about 100.00/month ( i had to conserve energy big time). But I couldn't have done it with out government assistance, I got food stamps, but I didn't just rely on that, I got a grant and put my butt thru college so that I could advance and make more money. There are programs where you can get assistance for childcare and stuff. Good luck!!
  • well, estimating 75$ a mo. for gas, you will have 275$ left for groceries, baby stuff(diapers, clothes, shampoo, etc.) .... Do you breastfeed? I would suggest it, it can be time-consuming, but very healthy, and supplies the baby with many needed antibodies from the colostrum in the first few days, and helps build a stronger immune system...not to mention cost-effective. Have you considered, or have you, applied for WIC or goverment help? you could get rental assistance - however they may want to go after the father for child support, so i don't know if that's a touchy thing...or whatever. Well, hope i helped.....best wishes! God Bless you and keep you;; shooeyloo
  • It can be done. Make a budget. Try to get on assistance. I am not really sure what the guidelines are. I know that we made it work with a family of 5 on $1600 a month. We didn't qualify for anything besides WIC. Do a search for the programs for your state, and you can usually find a list of programs. You might also to be able to see right there what you will qualify for.
  • Yes, it depends on where you live. I live in NY and could NEVER live on that, that is rent money for a 1bedroom here. But my cousin and her 4 year old live in SC (2bedroom)and her rent is $420. My groceries cost $300 for just my husband and i in one month ... some friends of ours only spend $150 a month. We can't live without cable and internet which cost us about $165 a month ... a friend of mine pays $45 for basic. EDIT: Sounds like you'll be ok, i suggest you apply for WIC though it will help out a lot.
  • The University of California system is one of (if not) the best public university system in the United States. It will be cheaper than if you went to a private University (like Stanford), and the education is really good. You should check out all of the websites for the UC's, or check on U.S. World and News Report. Here's a link to the highest rank UC on US W&N Report. http://colleges.usnews.rankingsandreview...College is expensive, but there are lots of financial aid opportunities, and scholarships out there. Also, you could take out a student loan (which is worth it to further your education). Good Luck! Hope this helps!
  • The 16000 dollar term fee seems ridiculous. This is like buying one car every few weeks or a Ferrari in no more than 2 years. Do you really need a degree from this college to get into famous automotive design companies such as BMW,Audi,Fiat,Alfa Romeo etc? Is it smarter to get your bachelors first from a cheaper college and go for your masters in ACCOD later? 125 904 $ for a bachelors degree seems impossible to save (not counting the cost of daily life and rent). I'm beginning to think that dreams are not enough to get anyone through this college without the required cash.
  • k, College is no-holds-barred EXPENSIVE. That said, you should know that a degree from the best colleges puts you in control of your career. For example, if you wanted to be an engineer, you can get that degree from many colleges, and you'll be an engineer. However, if you want to work in the best places, with the best pay, you'd better go to UCBerkeley. Also, if you get your bachelor's degree, you'll do fine, financilally. Get a master's degree and you'll have a better choice of jobs and salaries. Get your doctorate and now you choose where to work and for how much. It's up to you, it's your decision. If you think ACCOD is expensive, price out Stanford, UoPacific, Harvard, etc. $16,000 a term starts looking pretty cheap. Especially if you want to work for a specific car company. You don't have to save ahead for all of college. You can get student loans to help you out. But do save as much as you can because you don't want to have to work a lot of hours or at all during your senior year. That's so you can devote your time to doing your best during the most challenging classes. A last note: write a letter -not an email- and ask those car companies which colleges they recommend, or at least prefer their designers to have attended. That will be very helpful for you.
  • I'm a community college student, still having 3 entire semesters still to go. I've been having problems living still here at home with my mom and dad and wish to move out. School is still a top concern, and living here at home is badly affecting my grades. I'm looking for a plausible, realistic solution that I can apply to continue attending Community College here in California, while not living here at home with my parents anymore. Trust me, I can't continue living here. The only things that need to be applied are: I must continue attending Community College, in California. ...And obviously a way (most likely job) to generate income to be able to live on my own...or with a roommate. Suggestions of any kind are greatly appreaciated, as this is a growing concern and a big problem.
  • This is actually pretty simple. As a state resident, you are automatically accepted to almost every CC in the state. There are a few, like Santa Barbara City College, that have an apllication process. However, you have lots and lots to choose from, So, where do you have friends or aunts and uncles or anyone that you know? Call them. Ask if they would like to rent out a room. Someone will say yes. Then go and IMMEDIATELY get a job, any job. Now you have some money, you won't be rich but you'll be away from your house. Then go to the local CC and apply for a "Guaranteed Student Loan". This will give you 120% or the cost of the tuition, enough to pay for tuition and extras. Then apply for a scholarship. They have them for grades, athletics, and financial need. Sometimes you can work at the school and receive money and free tuition. Also check into the "rent-a-book" program so that you won't have to buy them. Lastly, ask your relatives for some help to pay for your tuition. Ask them to write a check directly to the school so that they know you won't be using it for something other than college. I hope this helps. Mike
  • I'm an 'SC grad. I loved the school: the school spirit is excellent, the reputation is great and it has grown into a very competitive educational institution. Tuition is what can be expected of a private school, steep. It is about $36,000 per year. Then you have room and board on top of that so plan on another $11,000 on top of that. You can speak to their financial aid department to see what loans, scholarships, etc. you may apply/qualify for to see how much you might have to come out of pocket. Campus is fine, small when compared to many other schools but for an uran campus it is about right, close to 110 acres. The area around it, well, that is the bad part. It is not that great, a lot of urban blight surrounds the school and the immediate vicinity, though if you keep to school and your dorm you're okay. The campus itself is walled and gated so stragglers from the community aren't common on school grounds. Classes - the core classes are crowded but your labs are smaller. The curriculum can be tough, as with most any school you can't fool around, and the film school here is one of the best in the country so you will find yourself outside looking in if you flake. There is a huge Greek system there too - frats and sororities. Dorms and student apartments are the housing options, many students bring their own cars so they can escape the area on the weekends to hit the beach or the mountains for skiing. You will see a lot of filming on campus (studios use the campus b/c it looks east coast-ish, close enough so that they don't have to fly to the east coast for shots), I got to be an extra a few times myself. The reputation of the school and the alumni association will open doors for you too, it's a close community. There is too much really to go into "everything", hit me up with an email or 2 if you have any specific questions. Good luck with your admissions process!
  • I will lose my job if I walk away. My loan to value is out of whack. My brother says my inheritance is making a lot of money. Just rent an apartment. I have many years of making money left and I hope real estate in California goes back up. I just feel like I am buying air if I use my inheritance money to pay off my second but I know I will be keeping my integrity. My brother says walk away because my inheritance will gain more money. California friends say that my house will gain in value again and be more than my inheritance.
  • Contact a reputable financial advisor, there are too many variables to take into account. Good luck.
  • If you walk away, the foreclosure will happen, the house will be sold for half the value, and you'll get the bill, and have to use the inheritance to pay that off ANYWAY, plus foreclosure and attorney fees. Markets go up, and markets go down. The only way to be sure to not get dragged under is to not borrow money.
  • There is a law in California where you can walk away without going thru foreclosure. It won't hurt your credit al all. You just give the property back to the bank. Talk to a realtor about it. I gave one back to the bank years ago and was fine. I will say I had bought the house at 450K and had to walk away from my 50K down. The house sold last year for 1.4 million.
  • Ethically speaking, you made a promise to pay, so if you have the money to do so, you should.
  • which is more lucrative? I am doing computer science but honestly I hate it. I don't know what is keeping me from filling and turning in that change-of-major form to the student services department. I guess someone told me there was more money is computer science. I have student loans (lots of it) so I NEED a well paying job after graduation.
  • If you hate it, get out. Because you will be doing computer science to pay those bills, and if you really despise programming, get out of it. EE brings you into being a chip designer, and in Southern California, where I live, there are lots of people who want bright, talented EE's. If you like doing that, by all means change. There's much more jobs for CS people, in many different fields, but EE pays a bit more. Your mileage may vary.
  • Try look into Computer Engineering. It has the best of both worlds!
  • I got into both colleges but I'm not sure what I want to major in. I feel like going to michigan would provide a lot more options for me but that's all the way across the nation since I'm from LA California. I was wondering if someone can tell me the pros and cons of both or either schools and which school is better at what with regards to the majors at the university. Thanks !
  • The cost of attendance is about 48k and the grants covered a little over 32k. I'll be taking federal loans which will be about 6k, leaving me with 10k that I need to figure out. I feel a bit stressed over it, but I can try my best to figure something out. As for UCSD, the grants covered the majority of my tuition so I will only need to pay about 9k and if I take fed loans, I will only need $300. I think I will be looking at either economics, business or psychology major so which school is better at those?
  • Unless Michigan gave you a huge financial package, stay in California and save tens of thousands of dollars in tuition fees. However, you should go to the official websites of the two schools and learn what majors are offered at each. Finally, as a Californian, consider whether you will want to spend four freezing winters in Michigan. Being in sub-freezing temperatures all winter is very different from a weekend ski trip. It would not be fun to walk to an 8 a.m. final exam in a blizzard.
  • My dad didn't save any money for me to attend college. He is an Engineer though and makes a good amount of money (110k). I live in California and am currently a senior in high school. I have never had a job and I don't know how to get one, especially in this economy. Because of my money situation, I didn't apply to college, because I am going to community college and transferring. I have a year to get the money I need because I want to leave home as soon as possible, it isn't a good environment for me and I can feel my self losing motivation everyday. Anyways, I want to go to a private school in Oregon, Reed College because it just fits me. It sounds like paradise. I am planning on getting all my units in one year then transferring. Can I get financial aid even though my dad (who's the only working member in my family) makes a lot of money? I intend to start taking classes this summer, so working will be hard, but I think I can manage it. I don't spend much anyways, I don't care for clothes, $4 coffees, video games or phones. I live a simple life. Do you think I can afford Reed (which has a remarkably high $50,000 price tag)? What else can I do to gain money besides loans? Since i will be a transfer student, can I still use my test scores to my advantage (SAT: 2260 and ACT: 33)? My grades suck though, I think I have a 2.6. But I took AP Tests And received 2 4s and one 3. I intend on taking 4 more. Are there scholarships for transfer students? Please help, I need guidance. I want to join the peace corps in 4 years and then go to grad school, get a PhD and then become a professor/researcher. But I want little to no debt. Help please?
  • Fantastic GI Bill educational benefits - you can afford to get into any school in the US that will admit you. Army, Navy, Air Force, Coast Guard [not the USMC - that was a mistake on my part]. Great financial benefits and your family won't have to pay 5 cents.
  • Yes it's true, there are many ways to pay for college. However, selling drugs should not be an option because it simply defeats the purpose if you are caught ( most people are caught). To find out if you qualify for financial aid, you can look on fafsa.gov for the income and family size. Sounds like your dad makes good money and normally would not qualify but the family size may help. The other option is to consider applying for a scholarship with the college. The first thing you need to do is call the school and get the info on the process. The other option is to take out loans. Loans are very expensive and they must be paid off; however, it's a sure way to afford school. Your last resort will be to wait until you are 25 to enroll because they will not use your dads income to consider when you apply for grants. Ihope this helps.
  • You father doesn't owe you a college education. Get a job and pay for community college, which is a fantastic idea. Save as much as you can, even if you have to take a year off and work full-time to do it.
  • theres not alot of options when paying for college. you either get government grants, private scholarships, a job, or a loan. my friend sold drugs to college students to pay for tuition and that worked well, but just be prepared for the possibility of being caught.
  • Im 17, currently studying Media and Film production Level 3 at college (not Uni) in England, my dream has always been to go to america and live either permanently or temperarily and if it became reality it would seem surreal as it literally is just a dream. My teacher is American (from Cali) the industry is better out there obviously, and he reccomends we try get out there and he will put in a good word to the College's in Cali, my question is...as a 17 year old with no income, not a rich family, etc how could I actually do it? is there some kind of international loan I can take? do a lot of people do this? or do you have to be genuinely well off and rich to study abroad? its my dream...
  • California public State schools accept very few international students and their tuition is sky high for them. UCLA would be over $50,000 for tuition alone. There is very little financial aid or scholarships offered to international students Many other US universities offer film studies or telecommunication majors. To move here would be next to impossible.
  • There are learn abroad classes the position you're taking one semester to stay in a overseas united states and bypass to school. ny is between the optimal value of living cities in the U. S.. each little thing from lease to foodstuff is extra there. 'in case you recommend on making use of and going to school the following, you may bypass to any college internet website to work out their classes and room and board expenditures. room and board would grant you with a dorm room and a eating plan for the college three hundred and sixty 5 days.
  • When i graduate college, like most other people, I will be roughly about 40,000 in debt. However, I want to go travel europe, join peace corps, move to california, get a job, now how can i go about these while still paying off my debts!? for example, instead of traveling or doing peace corps, I would just work a 9-5 for five years to pay them off, but thats not what i want! So what are some tips or life planning advice you guys may have to be able to travel a lot and start a new adventerous life, while still keeping my loans in check!
  • Marry money.
  • ...you start out by not taking out $40,000 in loans! If traveling and moving to CA is in your plans, that's not a very smart move. The job market in CA is still terrible. You'll be moving out there along with hundreds and possibly thousands of college students who are also looking for jobs to pay off debt. Joining the peace corps might not be hard to do as far as finances go, but really, your main concern should be paying off that debt because if you'll be paying that much more in interest. Instead of traveling in Europe, studying abroad might be a better choice at first. Just make sure it's not a program that will put you even more in debt! You have your whole life to travel, take amazing vacations, and move wherever you want. Your first concern after graduation should be paying off this massive amount of debt before it gets any worse.
  • the 1st factor which you relatively desire to look at is have they have been given your considerable. i became being actively recruited via some faculties this twelve months. the only subject that i had became that they did no longer have my considerable. They have been very advantageous campuses yet they did no longer have my considerable so i did no longer finally end up eager to go there. After that the campus. i might pick which campus which you liked extra beneficial and which one has your considerable because of the fact those are 2 of your precise issues which you may look at. After those 2 issues could be the coaches. in case you have met with the coaches chosen which of them you felt extra mushy with. some college coaches that i met with i felt down ideal uncomfortable with and others i felt like I knew them my entire lifestyles.
  • I am currently 17 years old living in England and attending my first year of 6th form, but I am very interested in moving to California when I have finished, to attend college (university). I have lived in California for most of my life but recently moved back to England. Can anyone give me any information on the youngest age you can apply for a green card and workers permit, and also if anyone has any information on student loans for American colleges that would be very helpful!
  • England must be the crappiest place on earth because so many of you Brits want to move out. For you it probably is NOT going to happen. If you come on a student visa you are NOT allowed to work while you are here, and you are required to return to England once you graduate. Brits do NOT qualify for the "Green Card" lottery. To legally immigrate you would have to prove that you could support yourself. That means either having LOTS of money, having a relative living here that will sponsor you, or qualify for a work visa. If you did qualify to immigrate your name would go on a waiting list, and it could take over 5 years before your name came up. You can NOT get a work visa on your own. An American company MUST sponsor you because you have a skill needed in the U,S., and there aren't enough qualified Americans to fill all the jobs. With the U.S. in a recession , and 1 in 9 Americans out of work, the ONLY careers to qualify for a work visa requires an ADVANCED degree in Medicine, Engineering, or Computer Technology. Ordinary trades people will NOT qualify because we have enough unemployed Americans looking for those jobs. You could also marry an American citizen, but the Immigration people CLOSELY scrutinize those who do that to make sure it isn't just a sham marriage to get in the country.
  • the U. S. does not do student visas for community college, you will possibly could be ordinary right into a 4 3 hundred and sixty 5 days college application and then teach you will pay your training and board with out working (as you're actually not allowed to artwork on a student visa). on the different hand get your degree in Canada and then connect the line of thousands and thousands of unemployed Californians all searching for a activity.
  • There's no minimum age but the education and work experience requirement for the principal applicant effectively disqualify applicants under 18 years of age.
  • Are you a US citizen or not? If not, you have to be 21 You cannot apply for a worker's permit. Your employer has to fo that. To get a job where an employer will do that generally requires a masters degree in engineering.
  • You really think it's that simple? Think again!
  • Visit your local SCORE.org office for free business advice. You need to complete a business plan first before anything. Your start up costs are going to be from 100k -400k depending on a lot of factors obviously. construction costs, inventory costs, down payments, licensing, website, supplies, technology etc No one is going to give you a loan without a solid business plan and a serious financial investment. Right now the banks want a 1 to 1 ratio. For every dollar they lend you they want to see that you have an equivalent amount of cash or assets above your investment. Alina www.oliveandbeanboutique.com
  • The bank teller is the most important position in the bank. It requires precision and an eye for detail. It requires speed. Bad tellers can ruin a bank. Bank tellers can become loan officers. Loan officers can become execs. Show them you are better and you can climb out of that teller's cage. They may pull you out. You can also keep applying at other places while you are there. You may even find a way to create your own business. I was a burned out CPA. I took a job as a mail clerk to keep my family fed and mortgage paid. My life is a lot better now. Don't underestimate the value of opportunity. Poverty an be a great motivator!
  • You never know unless you try. Even if this is position doesn't work out then at least you gain some work experience in which could be beneficial to you especially on resume. Anyway have you thought of working for fed/state government? You could search and apply for gov't job through www.usajobs.gov Good Luck
  • You could call the local media and ask what they have found out.
  • Go to WorldwideLearn.com and find out which college accreditation agency your college belongs to and ask them if they still have their license and accreditation.
  • You should get a lawyer and let him/her know about what's going on. Also hire a private detective so he/she can find out and let you know if they are really thieves.
  • I am currently a junior in high school, and I already know that I am going to major in art at the art institute of california. I have only taken art for one year, and a foreign language for one year. Does anyone know if the college i want to go to requires two years of a foreign language? because i would rather focus on getting as many art classes as i can and get out of spanish. please help me, i have tried searching there website, and i havent actually found any info about that.
  • No, it does not require two years of language or any art. they don't require anything unless if you want to major in game art they require a portfolio i know that as a fact, i was very stuck on going to AI San Diego, and didn't listen to people who told me other wise until the very last minute, but i suggest you think a little about going to a two year and transferring.. California does has a great transfer system (automatic guarantee if you keep decent/good grades) and you make an art portfolio as you take art classes. (and it would look better on a resume than a propriety *for profit* school. do the best you can do for you, you still have time; your only in high school, and if money is not a problem aim bigger for a private school that is respected ( Otis college of design? ) i bet it may even cost less! if you have not already, collegeboard.com is a great website, they have a search engine that looks up schools for you, it's really fun and incredibly helpful. sorry if i burst your bubble, but i was going to be $130,000 in debt if i went! (that is cheap living included ) cheers to you if you don't have to take out loans, but alas, it will be your decision and good luck with what ever you do. i know the charm that school has A lot can happen form here and now! ( a recession happened to me!)
  • Academy of Art University is a great school to go to for Game Design. I studied it there and learned a lot! Since all of their instructors are industry experts, I was able to get a lot of valuable information, while preparing for success in life after college. Once I graduated, I landed a great job at Electronic Arts. Some of my friends who have graduated from there have also gone on to work for big-name companies. You can see a list of companies that hire Academy grads by visiting http://www.academyart.edu/game-design-sc...As far as costs go, the Academy offers a lot of ways to fund your education, so I strongly recommend speaking with one of their Financial Aid representatives. I used to think I couldn’t afford to go there either, but thanks to grants, scholarships, and loans, I was able to. Not only that, but because I was able to land a well-paying job after college thanks to my education at the Academy, I’ve more than made up any costs incurred now ☺
  • It is not recommended to take any degree containing the words "Video Game Design" or similar, but if you must, check out Cogswell College, in the Bay Area.
  • I'm under 21, and I'm thinking about going on a camping trip with my friends one day. I haven't decided where I'm going to go. But I do want to take a .22 semi auto handgun, something like a Ruger22 with me to defend myself in case an animal or other human threatens our safety. I know you cannot buy or own a handgun under 21. But I know that a lot of these laws exclude firearms of small bore. Now I'm not planing on using it on this camping trip. I'm not going to plink or target shoot or any of that, in fact my friends probably won't know I have it. I know about the concealed carry and open carry laws in CA. If I do bring such a weapon, I will carry it unloaded in my car on the way up and my Backpack while I'm there, not on my person. I will only take it out if I absolutely need it, which is not likely. Basically I want to know if I can carry a .22cal pistol (probably in my dad's name) on a camping trip (not on private property) without violating our carry laws or laws regarding unsupervised under 21 year olds possessing a pistol.
  • You cannot BUY a handgun if you are under 21 (or have it loaned to you, etc.). A person under 21 can legally obtain ownership of a handgun by other means (e.g., transfer from a family member--Pen C 12078), but still must obtain a Handgun Safety Certificate, which is available to anybody over 18 (Pen C 12903). Possession of a handgun is prohibited only if you are under 18, and even under 18 you can possess a handgun if you are with your parents, or a responsible adult with parent's permission, or 16 or over with parent's written consent, and are engaged in activities such as hunting or other recreational sport. (Pen C 12101.) There are no laws in California about unsupervised under 21 possessing a pistol, only unsupervised under 18. Note, however, that as of January 1, you cannot carry even an unloaded handgun in the passenger compartment of a vehicle. It must either be in the trunk or in a locked box. It will also be illegal to carry a handgun openly OR concealed on the person (and whether a backpack counts as "the person" is open to argument), unless you are on private property or are in an area in which shooting is permitted. So, since you are not going to be on private property, I would suggest making sure shooting is permitted in the area where you intend to have this firearm. Otherwise, the best plan would probably be to leave it at home, or to take a rifle instead (you can openly carry unloaded rifles even after January 1). I would ask anyone who disagrees and says it is illegal for a person over 18, but under 21, to possess a handgun to cite the applicable statute.
  • You cannot carry a handgun if you are under 21. Doesn't matter if it's in your father's name, or on private property, or unloaded, or as a defense against bears. However, in CA you can freely carry a rifle without registration or license if you are 18.
  • I doubt it in the Socialist Republic of Calif....
  • I just recently discovered my interest in acting and plan on going to California and enrolling in the New York Film Academy two year conservatory program for acting for film. I was wondering what would be the best part time jobs that would give me flexibility and the ability to pay my rent. Rent is really expensive over there and I just want a job that is flexible and pays a lot so that I can keep a roof over my head. Any suggestions?
  • You want what everyone wants. Good luck with that. Even working full time in a non-professional field will still be a struggle every month to pay your bills. You either need family who will bankroll your little sabbatical to california, or you are going to have to take loans or have a huge savings account.
  • You probably have seen this before, but it really does work. Give it a try - think of how you waste $6 in a day, week or month. It's a minor investment with great rewards. This $6 investment could actually change your life!..... If you don't believe it works email the 6 people below and ask did it work. And if they say yes it did and if they say no the don't do it. If you could start an investment of $6.00 and make $800,000 over the next year would you do it? Proven by various, highly-respected U.S. TV and Radio programs as being 100% legal, feasible and true. Oprah Winfrey and ABC's investigation team 20/20 also proved it can be done Go to Google and search (Oprah "6 bucks") to find this same article on Oprah's website Oprah.com. The only difference is that this a current e-mail list IF A 15 YEAR OLD BOY COULD MAKE $71,000 IN JUST 5 WEEKS AND OTHERS $250,000 IN A FEW MORE WEEKS SO CAN YOU! Would you like to make $71,000 OR $250,000 in a few weeks? As seen on the Oprah Winfrey show and ABC's 20/20 REQUIREMENTS: You must have a confirmed PayPal account. If you do not have a PayPal account you can go to www.paypal.com and follow the instructions to set up a free account. PayPal is 100% secure and is used by millions world wide. [STEP 1] Send, through PayPal, $1.00 to each email on the below list. Here are the latest PayPal e-mails on the e-mail lists: 1.)antonellison100@yahoo.com 2.)respectedrecords@yahoo.com 3.)stanford_elllison@yahoo.com 4.)antwan_williams26@yahoo.com 5.)lilwaynefan30@yahoo.com 6.)kobe.bryantlover@yahoo.com Note: If you cannot send $1 to one of the above e-mail addresses, that particular PayPal account might be unable to accept payment. In that case just skip the e-mail address. Comments: PLEASE PUT ME ON YOUR EMAIL LIST [STEP 2] Now take the #1) email off the list that you see above, move the other addresses up one (6 becomes 5 & 5 becomes 4, etc) then put YOUR email address (the one used in your PayPal account) as #6 on the list. **MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS IN YOUR PAYPAL ACCOUNT** [STEP 3] Change anything you need to, but try to keep this article as close to the original as possible. Now, post your amended article to at least 200 newsgroups, message boards, etc. (I think there are close to 32,000 groups) All you need is 200, but remember, the more you post, the more money you make - as well as everyone else on the list! You are getting paid for a service, the sender of the money asks you to ?Please add me to your list?, Therefore it is legal. Remember to send a dollar to the above names or this is considered illegal. If you have any doubts, refer to Title 18 Sec. 1302 and 1241 of the Postal Lottery laws. Keep a copy of these steps for yourself and, whenever you need money, you can use it again and again. DIRECTIONS ON HOW TO POST TO NEWSGROUPS/MESSAGE BOARDS. [Step 1] You do not need to re-type this entire letter to do your own posting. Simply copy this entire article and paste it in a notepad and save it as a txt file, which includes your mail id in the sixth place. Use Netscape or Internet Explorer and try searching for various newsgroups, on-line forums, message boards, bulletin boards, chat sites, discussions, discussion groups, online communities, etc. EXAMPLE: go to any search engine like yahoo.com, google.com, altavista.com, excite.com, then search with subjects like "millionaire message board" or "money making message board" or "opportunity message board" or "money making discussions" or "business bulletin board" or "money making forum" etc. Visit these message boards and post this article as a new message by highlighting the text of this letter and selecting 'Paste' from the 'Edit' menu. Fill in the Subject, this will be the header that everyone sees as they scroll thru the list of postings in a particular group, click the post message button. All you have to do is go to different message boards and post away. Remember... the more you post, the more money you make!
  • Miley Cyrus or Justin Bieber.
  • being a waiter. good flexible hours and you get tips
  • I went with my guts and went with Wells Fargo for the student loan. I got my money and opened a wells fargo student account and i LOVE it. EVERYTHING (except checks) are FREE!. free savings free checking. etc etc I truly love it so far and highly recommend it. They even gave me a free gift for opening an account =]
  • i live in california. im just wondering if my bank will run the vin of a car that i am interested in or do they just need the title after i buy it. i want to know cause i really like this car and even tho the mileage has been rolled back it still looks new and runs good. i just dont want the bank to be a b about it and go after the seller or have me return it cause the seller is a friend of mine.lmk thanks!
  • Probably not. My experience with Carfax is that the reports are unreliable. When my son was looking for a car he subscribed. Carfax said the Integra he bought was clean, but working on it we noticed wrecking yard marks on a lot of the front end parts and the hood was not the original for that car. Carfax said my daughter's Honda was originally a fleet car but was clean otherwise, but the private buyer we bought it from had the original sales contract - which matched the DMV record - and he acknowledged it had been stolen and recovered. One member of a Honda forum said Carfax listed his car destroyed in a police chase! Not banking material, for sure. Be aware that you can be liable for the odometer being rolled back if you try to sell the car. Mechanical odometers in the last decade or two have wipers that spread invisible fluorescent dye on the numbers as they roll around. If the highest digit has dye showing when you sell it, be prepared to answer questions in a criminal fraud investigation. If you sell it as "mileage different than shown" you are okay, if not you could be looking at a felony charge. Unless you sell it to a wrecking yard....
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  • The seller, as mentioned, is no friend of yours. A friend won't sell someone else a car that's been illegally altered. And a friend certainly won't tell that buyer that it's not a big deal, which I'm sure they've told you. You can get a small loan for personal expenses, and not report the VIN to them. But you'd have to be a retard to want a car like what they're selling. Really. Think about it. If they've altered the odometer to make it look like less miles.....why wouldn't you think they've altered other things to make it look better than it is? Use common sense. When people start to mislead, they don't just stop at one thing.
  • The absolutely free reverse vin check sites generally provide fake information. To get real information, money will have to be paid. The free searches provide fake information so they can get your email address to send spam. Stay away from shady reverse vin check sites, most likely you won't get any information after you make the payment. Not to mention you won't get a report and you won't get an answer if you try to call for a refund. Stick with a reputable reverse vin check site like http://www.reversevincheck.net that has been around since 1995.
  • "even tho the mileage has been rolled" Which is ILLEGAL. You want to buy a car that has had the odometer tampered with, which is a federal offense? Yeah, I'm sure the bank will really love that. The seller is no friend of yours, they're trying to screw you over.
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  • type into search box how to check a used car gets a checklist that tells shape of a car which carfax does not tell it tells what shape a car was in which does not mean jack and one is free and carfax cost they will just want tittle knowing what shape a car is in you check it you get a checklist for free so you can look for signs of problems carfax a joke on people who dont know how to check its not what shape a car was in that matters its what shape a car is in that does carfax does not tell you it leaks oil or it need alignment or tires does say it has a rusted hole in muffler it might say it was repaired last year or wreck a few years ago doesnt say shape now
  • Ok I am 13. I want to be ready for high school and college...and dont go telling me how i need to stop worrying about my future and focus on being a kid, becuase i wont. I want to maybe major in biology as an undergraduate in high school, and go on to college to major in marine biology. I really want to be a dolphin trainer, but i think being a marine biologist maybe studying whales and dolphins might be just as fun. my family dosnt have a lot of money, and i my family talks about giving me stuff for college money, and i feel like they try, but for the education i want, i will not be able to go to college. so, i need a scholarship. i need a 4-year scholarship. im thinking i want to go to California State University of Monterey Bay, but I know housing is expensive there, becuase i live close to sacramento, ca. i would need a dorm, but i cant find how much they rate...i wouldnt mind sharing a dorm, but if possible, id like my own. does anybody know how much the dorms rate? cont..
  • also, does anybody know where or what i can do to get a scholarship? im in the band playing clarinet right now, and if i needed to, i could go to high school and play, if it would help me get a scholarship. please help me. i really want to do good in life, and i dont want to dissapoint my family. ive told them my dreams, and im a straight A+ student right now, and they know i have potential, so i want to live up to what they and i expect of me. please help me.... and if u have any suggestions or ideas or maybe different colleges i could go to, (in california, or at least on the west coast)please tell me. i need all the help i can get.
  • a. You cant "Major" anything in high school . Wait till you get to college- Major in Marine Biology if your intrested in working with dolphins. Maybe Veterinary school - if your into helping , rehabbing animals. b. You dont need money - or a scholarship - to get through school . Any child can go to college by getting a loan from the Government through FASFA ( you'll learn more about it as you get closer to applying for school - you can google it now if your really eager to ) . If your family makes below a certain annual income- you'll be given money by the government - And you'll just have to repay it once you graduate and have a steady- well paying job . Defiantly look into scholarships though ; but if you dont find anything / aren't accepted for any of them ..Its no reason to panic. Just keep your grades up ; you sound very determined - that will get you very far in life :) Best of luck :) you've got time... you'll be okay !
  • Although I'm pretty sure that the minimum is at least 18, I'm getting a lot of mixed and conflicting answers around. I asked several of my friends, who say that it is 18 to own a shotgun or a rifle, and 21 for a handgun. Others tell me that it's the other way around. Most people say it's either 18 or 21. Now all this fuss has made me confused, and I just wanted to make sure.
  • I don't believe Zach is correct. He is confusing possession with sale. It is not lawful to sell or loan a rifle to a person under 18, or to sell or loan a handgun to a person under 21. (Pen C 12072.) A parent can loan any firearm which is not a handgun to a minor for up to 30 days. (Pen C 12078(p).) The only statute of which I am aware regulating possession is Penal Code section 12101, which makes it illegal for a minor (i.e., a person under 18) to possess a pistol, revolver, or other firearm capable of being concealed upon the person. However, it is lawful if the minor is with a parent (or is 16 with a parent's written permission) going to, from, or engaged in lawful sport, or is any age with parents written permission and on land owned by the parent and is going to, from, or engaged in lawful sport. I am unaware of any statute making it illegal for a minor to possess a rifle, but, as noted above, the person who GAVE the minor the rifle might have committed an offense. (Remember, however, that if you are asking about a Taser, that is a LOADED firearm, and thus is illegal to possess without a permit in any place other than your home or business, or in a place outside of a city where shooting is permitted.)
  • 18 for a shotgun or rifle and 21 for a handgun.
  • i'm tremendously particular you may desire to be 18 to get a FID card. yet, the 2nd replace does not supply a minimum age. Fishguy: that may not what federal regulation says. Federal regulation says approved sellers can not sell to all and sundry under 18 for long weapons or 21 for handguns, it does not alter inner maximum sales or gunshows.
  • eighteen providing your not mentally disturbed and have never been convicted of felony you have to be able to pass a background check and it will take at least fifteen days
  • you cannot transfer the lease without the banks approval. you can always have another person pay the load, but if they ever default, you'll be liable. there are leasing websites that allow you to trade your lease, like swapalease.com. leased cars can be traded in, usually at a loss. then you can lease the other one. lease contracts are binding, if you break them, it will cost you a lot of money to unload the car.
  • It depends if the lessor allows subleasing. If it does you have to find someone who will qualify for the remainder of the lease. You can't just transfer it. That person will have to fill out a credit application and be approved just like you were. If all that goes well, keep in mind, you will still be on the lease until it is taken to term. You'll legally be the co-lesee. That will make it very difficult for you to get a new loan or lease since your credit report will show you're still paying on another car. That can kill your debt-to-income ratio. And some lenders will question why you need a second car for yourself. This is known as a "straw purchase" in their parlance. And they will turn you down immediately. Some online companies say they will buy out your lease or find you a co-leasee. But this can be very costly in the fees they charge for their service and most lessors will not approve any transaction from them.
  • Maybe, you might be able to transfer your car and lease to someone else, but your lease company has to allow transfers, approve the new lessee, and handle the paperwork. Some lease companies don't allow transfers. Some of those who do, will keep you responsible even after the transfer has taken place. That means if the new lessee fails to make payments, the lease company will come after you. Call you lease company to find out if they allow it and how their process works.
  • Read your contract. I doubt subletting is allowed, though. Normal? I guess not. Ah, think of the possible legal issues if something bad happens... Also, if you are in that kind of jam where you are having trouble making your payments already and need someone else to make them for you, you definitely are NOT getting another car loan.
  • So here's the story. I'm 13 and want to go to UC Berkeley after high school. I'm a freshman currently and skipped eight grade. I need to pay for my tuition, board, etc. mostly by myself. I won't be able to get financial aid because my parents do make money. Around here there is not a lot of jobs for people my age. I plan on getting a job when I turn 15 and stuff, but I know that it will not cover it all. I'm saving all the money that I have been given. I saved every penny since setting my goal for UC Berkeley. I do not want to use a student loan. Any tips for saving money would be great. I live in California also.
  • Get an underage worker's permit. You can start working at age 14, and may find a minimum wage job ($8 an hour, averaging to $6656 a year). In California, all you need is your name, date of birth, (and other simple information like that), parents permission, employer's permission, and school permission. I did not require it, but you may be asked to provide your social security number. Your high school should have a "work experience" class or something similar that gives out applications for a minors permit. From there, fill out applications for jobs and include a copy of your minors permit application (with everything except the employer's information filled out). If you are lucky enough to get a job, return the application to your school and get your permit, and then simply start a savings account at a reputable bank and deposit your paychecks into it. Make sure not to withdraw from it, seeing as how you want to save for college.
  • obtaining a part time job and paid internship
  • work
  • I have a 93 Civic LX, has 260,000+ miles on it and it's been progressively burning oil the past 4 years I've had it, burning more on a long drive, but was still in the normal range. Now it smokes a hell of a lot when I start it up and little puffs here and there while driving/accelerating, and is burning a quart of oil every 2 days or so driving no more than 20 miles a day. There is oil on the #1 and 2 plugs after it has been driven, more so #1. I tried a plug extender as recommended by some backyard mechanic and that made it worse so I removed it. I have not lost power while driving and get the same gas mileage as I always have, 36-40 mpg (be jealous), and someone told me it could be valve guides. I'm really not sure about it. The plugs, wires, and distributor cap and rotor are new if that matters. There are no outer oil leaks or other problems with the car. I would like to get this car fixed if it is possible to do so without spending too much, instead of letting it fail smog and doing the CA $1000 trade in to a dismantler deal. It's just such a good car and gas saver to let go so easily. It will be hard to find as good a replacement for $1k. Thanks for any advice.
  • Original post Could be the valve seals. Could also be piston rings too. Hard to say without being there. Take it to a mechanic and they should be able to diagnose which one it is. Either way your looking at a rebuild to fix the problem. Or gambling with it and try using heavier weight motor oil. After your additional info. I completely understand what your saying. The car runs fine, drives fine, gets great gas mileage,etc. But due to California's incompetency about the creation of pollution, your car probably won't pass emissions. If you plan on doing this your self, than your going to need a decent set of tools to do it. Most likely, it is just the valve seals wore out and all you need to do is replace the seals and you'll be good to go. Here is a pretty good guide on what to do http://www.justanswer.com/honda/22pud-replace-valve-seals.html . You'll need a basic set of hand tools, an in car valve spring compressor, an air compressor, and some way to hook up the air compressor so it pressurizes the cylinder to keep the valves in the head when you remove the spring(they used a compression tester, which is great, but most people don't have one so they have to get creative and find something that will work). Than all you do is hook up the air to one of the cylinders, remove the valve springs on that cylinder, pull off the old seal, replace with a new one, reinstall the springs and move on to the next cylinder. It's not going to be easy, but it is possible. Good luck!
  • i own a ninety one civic hatchback...my licence plate is 91CVCDX. I positioned a clean engine (a million.5L-B2) in at 378K. have been given the engine from a organization that imports them from Japan, as they ought to take them off the line at approximately 40,000 miles over there for smog concerns. Engine value approximately $650. positioned it wherein comprise a clean snatch, Timing Belt and Water Pump for variety of $2,000. Runs great...only like new. Now have 410K on the vehicle.
  • it may be just valve seals
  • I am a high school senior in California, and I plan on attending a UC. It would be a lot cheaper to live with my boyfriend in an apartment, since we'd both be going to college, both be receiving financial aid, both have student loans, both be able to work part-time, etc. He is 18 and I am 17. (He is going to turn 19 before the semester starts.) With permission from my parents, of course, would this be legal? Would I run into any roadblocks? (please refrain from criticizing our relationship.)
  • You could just have him as the leaser, and you as someone who will be living there. Like parents who rent a house but have their minors live with them.
  • It sounds so peachy when you set it out like that but the question here really is not whether you're competent to sign a rental agmt. It's whether it would be prudent to do so with someone who is not family, who may have habits you find repugnant, who may destroy the place and who may do all of the above and stick you for the rent. Sharing is NOT a great idea unless it's with family, including spouse. Too many things can and quite often do go wrong. Do yourself a favor and read this bumpf http://www.landlord.com/lawresoverview.h... to get a better idea of the legal obligations you undertake as a tenant with a rental agmt. Most important - Landlord doesn't care which of you pays. Your private arrangements are none of his lookout. He cares only that he gets paid and/or compensated for damage either of you does to the place during the tenancy.
  • theres a lot of student loans and what not? but California is the most expensive state to live in from what I've heard hope it helps
  • and she wants me to have her baby. How much would it cost me? And how hard will it be? I live in Georgia. I'm just curious and I don't have a lot of money? Is their loans or anything that are available? I want a baby so bad... I lost both of mine. Ist baby was a stillborn baby... named Kaitlyn. 2nd baby I had a miscarriage 2 weeks ago. So any info you can give is great! Thank You!
  • I'm so sorry for your losses. You will likely not like my advice. I think it is too soon to your recent loss to be trying to take on this situation. However, if you decide to, ask the mother to arrange for you to be the legal guardian. In the event of her death, you would be the legal guardian of the child and could then arrange for formal adoption. Please proceed with caution. God bless.
  • So sorry for your losses! My suggestion is to contact a lawyer (legal aide for low income if they have that in GA) and see about getting gaurdian papers filled out first. You can always save up for adoption later on. The guardian papers will give you full rights just as if you were the childs mother.
  • California is a very expensive state. Try piling up cash as much as you can to help you with the transition. Not everyone in California lives in hollywood and santa monica. Try looking for cheaper neighborhoods. Do you already have a job offer in Cali? If not, you may want to start researching possible employers now. If you already have a car, drive it here. Car prices are also high in california. You probably want to see the city once you get there. Get a city pass so you don't buy tickets for every place individually. That'll save you a lot of money. Does Kentucky weather get cold? If yes, leave all your warm clothes there. Cali is hot. Good luck :)
  • No. Why should they? The state didn't tell you to buy a house you couldn't afford in the first place. All the people in this country that bought houses they truly were not qualified to buy have jacked over the ENTIRE country's economy. If anything you should be paying a lot more for hurting your country deeply!! You shouldn't be allowed to get out of the debt either, you should have to pay what you borrowed and all the costs associated with the loan. The bank loses money, the honest tax payers are losing money, the country is in a near recession because you had to have a house you couldn't afford when you bought. Stop the sob story and step up to owning what you did. The goverment is their to protect you from real threats not your own foolishness and desires to buy things you can't afford.
  • California is a nonjudicial foreclosure state. If your home is foreclosed upon and they do not recover the amount owed, you will not be held responsible for the deficiency providing it is a purchase money loan. So, if you have never refinanced, taken out cash or a HELOC, or any other line of credit you usually can just walk away. Your credit will be destroyed for far longer than the 7 years people think, but you won't have to pay it back or be taxed on it.
  • Southern Cali is crammed to the rim with phony materialistic wannabes. There are some exceptions yet no longer many. they are keen to do something to positioned on appearances and save up with their rival phonies. They spend $500,000 on 1400 sq. ft homes just to a minimal of one up their acquaintances. What a ripoff.
  • A good undergrad college has a cost of attendance (tuition, fees, room & board, etc, on a very tight starving student budget) of $55,000+ to $60,000+ an academic year (9 months) for a non-resident of CA. That will be for 4 years, so typically over $220,000. Law school, like USC or UCLA, and the other good CA law schools, has a cost of attendance of $75,000 an academic year. Law school is 3 years, so $225,000. Summer expenses would be $4000 to $6000 and/or cost of travel home. An international student (or their sponsor), must have the full amount for a year in a savings or checking account (not investment), before they will be considered for a student visa. The US government checks this closely with the bank, and they also interview the student to make sure they have no intention of staying in the US. There is really no point in attending a US law school unless you will stay in the US, so it's hard for international students to attend a US law school. An international student cannot work in the US, except for very part-time on campus after about a year (depends on college), and US students have priority for those jobs. They expect international students not to need any financial help at all. In later years in college, an international student may be able to work very part time off campus in a job related to their field, with Homeland Security approval. There is no financial aid for public colleges for international students, and merit scholarships are very competitive. Most law students take out student loans which they are paying for well into their law career. Most international students cannot get student loans in the US unless they have a US citizen guarantee it. Good colleges are very competitive for admission, basically one must have an A average and a 2100+ or higher SAT score, and most admit less than 25% of applicants. Law schools are even more competitive. Good luck!
  • Besides Pepperdine, there is Occidental College, Azusa Pacific University, Woodbury University, Whittier College, Art Ceter College of Design, Southern California Institute of Architecture, California Institute of the Arts, University of La Verne Scripps College Pomona College Claremont McKenna College Loyola Marymount University That's all I could think of in terms of private schools so far...
  • There are many law schools near Los Angeles. USC and UCLA just to name a couple of the most prestigious. But FIRST, you need to get a bachelor's degree. That alone will cost $50,000 per year. I imagine law school will be even more expensive. IF you can get in.
  • i would go to community college for 2 years and then transfer. if you can wait a year, i'd actually apply as a freshman a year late to schools that offer a lot of merit money because with high stats, you could be going to college for free
  • Currently I live about a 6 hour drive away from my parents down here in sunny california. I love it down here but my job which is the best opportunity I could have asked for isn't picking up as fast as I thought. Its full time but I get a lot of days off becasue they dont have much for me to do yet. Becasue I thought I would be working 40 hours a week I knew I would be finically stable but since thats not the case I am getting into debt. On top of that my living situation is horrible and I must get out of that. But I have no money for security deposite and no leeway for higher rent at the moment. If I move back home (which I havnt lived at home for over 3 years) I would get out of my horrible living situation and be able to become finacially stable as soon as I found a job....which could be a challenge. Also I would be moving farther away from this guy I'm dating. We arnt offical yet..if I move we might never be and I really like him.
  • Well maybe until the situation at your job picks up you can find something on the side. Instead of moving home, maybe you can get your parents or someone to give you a loan to get your own place. I would not move home until I had exhausted all of my options.
  • I would suggest looking for a flexible part time job. Tell the other job you need some type of schedule so you will know what days you have off since you will need a second job until they can give you full time hours. You're employer may even find ways for you to work more hours if he knows this is causing you a problem and you will have to take a second job. If you are sure the job is going to be full time in the future, and you think there may be a future with this guy, I would try to tough it out.
  • Can you move in with some room mates to ease the housing and loneliness problem? Look on craigslist.
  • Okay, so first you should CHILL OUT..Then start somewhere and go from there...
  • I know the university of california-davis has a program. Im looking for colleges in oregon or california. I heard i can take photography at the art institutes but wouldny i have to have more college since its a protective service career. I want to jusst go thru it, i probably can afford 4 yrs of college before i have to take out loans which i dont want to do, so is university of california-davis a good choice?
  • Its really not a viable career. There are a handful of cities in across the entire country that have full time forensic photographers. Most departments just give a cop with some photography experience a camera and a ring flash and wish him luck. It really doesn't take a lot of photographic or artistic skills to take a picture of a foot print next to a ruler. Even in larger areas where police forces have a full time crime lab, photograph jobs are just handed off to which ever tech isn't busy, and they get back to their regular work a few minutes later. Your best bet would be to major in criminal justice or take a forensic certificate program at a trade school. The real world is not like CSI. For the most part, governments can't afford to hire a staff of Ph.D.'s to go around analyzing evidence with expensive lab equipment. Most of that is handled by private companies. Evidence is bagged and sent off to a lab, often in another state, where it is analyzed within several months, before the report is finished. Crimes are really not solved by physical evidence. They are nearly always solve by police work. The physical evidence rarely comes into play before trial.
  • hey guys, im 13 and will be turning 14 in december. im pretty youn but my mom wants me to get a job so that i can earn money for college. people said i COULD work, but at the same time people are sayin im too young. also many people are sayin i could et a work permit at the highschool im attending, but im in middle school and do u know if i can get on in middle school i fi just ask? (or do i need specific grades to get ont) lastly,thank youss:)
  • It's 15 1/2 to get a work permit. However, a lot of places like Grocery store, convenient stores, and some gas stations require you to be at least 18 because of handling cigarettes, and 21 if there is alcohol. Places like the Y or Parks and Rec higher younger kids. I had to get my permit through my High School when I was 15 1/2 and no sooner. When I went to apply for a job at Frank Scotto Towing (in Torrance) he made sure I had good grades before hiring me. By the way, it is so easy to get so caught up in working and making money, that you forget about school all together (ironic I know). Remember there are other ways to get money for college, Scholarships, Grants, Loans etc.
  • was at the same job for the last 5 years or so working with a gov't contractor. Now that I'm back in the job market I am noticing a lot of employees want bilingual employees. I have been told over and over I'm not being hired bc I do not know Spanish although I have impeccable qualifications (obviously not). This puts me in a predicament as I wanted to go back to school and get my Masters. Now I feel like education does not mean squat anymore bc they are willing to overlook experience and education if you know Spanish! I'm happy I squandered almost 100k on student loans! What should I do now? Do I just forget the Masters and take Spanish? I am seriously confused as I thought education was the way to go, now I'm not too sure!
  • Depends. If you're doing a "skilled trade" like being a clerk that interacts a lot with clients in southern California, then Spanish is probably the way to go. If you live in Main and want to pursue a career in teaching mathematics, get your degree. Personally I would take higher education over a new language just because it is more interesting.
  • You are overstating the need to be bi-lingual. Get your masters and learn Spanish. It's a no-brainer.
  • spanish
  • not extremely; if notwithstanding, analyzing Portuguese while you already understand Spanish is frequently slightly of a downside. that's becuase the languages look so equivalent notwithstanding are, wisely, very stunning on many tiers: for something, there are a enormous volume of "faux friends": e.g. acordarse way "to do not overlook" in Spanish, notwithstanding "acordar-se" way "to stand up" in Portuguese. "Pasear" way "to stroll, come to a decision on a walk" in Spanish; in Portuguese, "passear" way "to journey oneself". Tenses and pronouns - which look as notwithstanding they are going to might desire to be the comparable - are extra often than not used extremely otherwise interior of the two languages. "Me dijo que me fuera" - "He steered me to leave" will become "Disse-me para me ir emboira" in Portugese.
  • take spanish
  • I have purchased a used car back in May, my name is on the lien holder because my loaning bank payed the payoff quote from the seller but I totally forgot to put me as the owner. I need to go put my bank as the lien holder because I am paying for the loan but is there any penalties because it's been quite a while... I know it was stupid of me but I got lazy to go to dmv... Please save the criticism, other then that all payments have been made and registration is still valid until april next year. Any inputs will be appreciated.
  • Huh? Your "question" doesn't make a lot of sense. Would you care to upgrade your English communication skills and come back later...
  • I recently searched and found that the average salary for a Stanford graduate is about $125-135,000 a year. I also was told this ( assuming you're in a place like California): that that would be about middle class. But after attending a school like stanford, why would u be middle class? How then would you ever be "upper class"? You can't get any better than a top 5 university...
  • $125k per year will get you a lot more in, say, Arkansas that it will in California or Hawaii. Now, get off your high horse and go Occupy Wall Street so you can protest your future student loans from attending a "top 5 university".
  • With experiences and time, the salaries will increase to upper class status.
  • I am a student and I am still living at home with my parents. I am 23yr old and I want to move out as soon as I can. Hopefully by March or April. I am not working at the moment but that can change anytime. My Mother just handed me a application for some apartments without me asking. I want to ask my parents for help but I am sure they will not help. My Mother favors more so to my Brother and does everything for him. He quit his job and she bought him a new 2bedroom place and paid his rent for 3 months, bought all of his food, payed all of his bills, and is making payments on a car for him. As for me I get no help at all. I guess you can say I am jealous. At the moment I just want my own place I feel I would be so much happier in a place of my own. The problem is I have no job and I don't know what resources I have available to me. I know a lot of college students that have all these resources to help them. I want to know whats available so I can get a place. I am not sure if I qualify for financial aide because I owe a previous school from a loan. I live in California and I attend a community college. Any suggestions please help. Thank You
  • There are not any programs you will qualify for. You need to get out there and get yourself a job. 23 is far to old to be living with mommy with you not in a real school. The alternative is to enroll in a real college and then live off college loans.
  • You cannot qualify for an apartment, You have no income. Get a job
  • I am looking for someone to take over payments on my car. It is a beautiful sunburst orange metallic ss supercharged Cobalt with 205 Hp that gets average 30mpg on the freeway, sport tuned suspension, xm/cd/mp3 head unit with 7 speaker pioneer system+(10'' sub), sunroof, Recaro leather seats, Posi gears, front wheel drive 5 speed 2.0 ecotec engine that does awsome in the snow. 18" rims on new Falken tires, very well kept, I wash it everyweek when I drive it, but it is garaged for the winter. 34,000 California Freeway miles. Has had all regular oil changes, new front breaks and rotors, + $500.00 car cover all yours. Just had a baby and I cant afford to keep my car. I've paid 10,000 off on my loan and I owe 18,000. Let me know if you are interested. I just need someone to help me out. so even if you know someone that may want a car... (619) 415-5830. Howie
  • You want $18,000 for a car that's worth $12,500 tops (private sale)? You are big time upside down on your loan. You're going to need a lot of help.
  • in most places, you can find a 2 year (associate's degree) RN program. These are often offered by state college branch campuses and community colleges, which tend to be the cheapest option in higher education. A lot will depend on what state you are in as well. Many states have nursing grant and incentive programs. Also, you would be eligible for federal financial aid (grants and loans) if yuour income is low enough to qualify. Depending on your age, there are often more grant programs geared towards non-traditional students. For example, in Pennsylvania, at a community college, you can complete the program for about 2 grand a semester, which over 4 semesters would be 8 grand. By the time you add in books, fees, uniforms and the like, you'd be out of pocket around $10,000. With a better picture of where you live (state) and what your finances are, and whether or not you've already gone to any sort of post secondary school, I can give you a better picture of your financial aid prospects. As the previous responder said, your earnings would definitely defray any future loan payments. My wife graduates Saturday with an associates degree and is already hired at a hospital here for a shade over $20/hr, and this is a low wage/low cost of living area....
  • Can't help you with that, but I can tell you that once you become a registered nurse you will earn enough money to very quickly pay off any and all education related debt and then some. It's a good job with a good wage.
  • Basically, I'm confused! I've been told that in-state, UC's do not charge tutition. How can this be? About how much per year would I be looking at to attend a UC? The big ones I'm looking at are UC Irvine, UCLA Davis etc. Is it really free of tuition? Or do they just pick up the cost somewhere else? (I'm thinking about going out of state, b/c I heard from friends that UC's instate come out to be just as expensive as some out of state sschools after factoring in an apartment or place to live) Thanks for any help!!
  • a lot of colleges charge extra for a "non-resident" (of that state) - that may be what you are thinking of - state colleges are usually good at waiving residency requirements, but you'd have to check with the individual school. Another option, to cut down on costs, is to apply for grants and scholarships - they do NOT have to be paid back, like loans. If you wait a year or even a half year, in some cases, you qualify for a pell grant, as a "non-traditional" student, (one who did not go straight to colleg) - in some cases, you can also receive college credit for "life experience" if you decide to work for a year or two before college. I've not heard of too many schools that do not charge for tuition, especially to a "new" student, right out of high school, unless you have a scholarship - - (the school is still charging it, but the scholarship picks it up) - comparing an in-state college to an out of state one, may be cheaper, if it's a lower-populated state, like the Dakotas or midwest - California, like New York, Florida, Texas, etc, are higher, because they have more students competing for spaces. I know you'll hate this sentence, but it's important to "do your homework" hahaha - call the schools around, have them send you their packets of info - it doesn't cost anything to look and you DO want to get the most for your money, hopefully. good luck
  • I want to study business in the US, but I'm having a hard time deciding where to study, partly due to the very high cost of being an international student in America. I was planning on relying on getting a student loan, but due to the current economic situation, that has become a whole lot more difficult than it was before, hence me trying to find a cheap yet good university offering business courses. My original wish was to study in California, but it seems like everybody wants to go there, and the cost of living/studying there also seems to be higher than in some of the other states so... I'm wondering if anybody has any suggestions as to where to study and other helpful advice to a (hopefully) future student.
  • Your best bet may be to start out in a community college somewhere for a couple of years, then transfer to a four-year college for the remainder of your degree. While these are still more expensive for international students than they are for domestic students, they are usually the cheapest way to go (and the community colleges in California tend to be inexpensive, compared to others). Then when you transfer, the economy may be somewhat better again, and also you would have saved considerably on your first two years of college.
  • My Community College requires international student to show proof of funds of $23,000 per year They provide no housing or transportation. As an international student you can NEVER get in state tuition. Going to a CC or even living here first is NOT going to get you in state tuition. Being here on a student visa-you can only work part time (20 hours per week or less) on campus with a college job. Campus jobs go fast. and even if you get one, do not assume that means it will be for 20 hours a week. they pay under $10 an hour. And as a theater major I highly suggest going direct to a four year college. Most theater majors start classes in their major freshman year. You will find most theater majors have been at the university all four years. they will know every students and teacher in the department and will have worked or been in productions every semester. You must audition for the theater department in order to major or minor in theater. You would be here on a student visa and would be required to leave the US once you are finished. There are NO cheap US universities. I doubt you could do it for under $30,000 per year. www.knox.edu a wonderful private college in IL, by the Mississippi River. Beautiful campus with a great theater department. but not cheap
  • I'm currently a junior in high school and I live in NY. I'm planning to head out to California for college and hopefully get into USC or UCLA. Both of these schools are extremely expensive. I'm planning on going to law school as well to one of these schools. Now I have heard that graduates from these law schools make a ton coming right out of school (i'm sure it's VERY, VERY, VERY hard to get into). Sof if I do go to college to one of these schools and go to a law school in California, preferably USC or UCLA, is it okay for me to accept the debt, hoping i'll be able to pay it off fine after law school, or should I be worried?
  • You should always be worried about debt. The paraphrase the Bible, the debtor is always the slave to the lender. Once you enter the work force, you're not working for yourself, you're working to pay off an obligation owed to somebody else -- with interest, no doubt. Contrary to what may be popular belief, you do not have to put yourself in the shadow of debt in order to receive a quality education. Since the legal world requires a lot of research, patience and diligence in order to produce results, you can start developing those skills now to find funding sources for your education -- including working for yourself so that you do not have to borrow. Just don't make the mistake of doing it how those kids at San Diego State University went about it ;-)
  • newly graduated lawyers do not make a "ton" of money. Having said that, everyone who goes to undergrad and grad school and borrows money does so anticipating they will make enough to pay back the loans over time.
  • i apply for financial aid but i didn't get any money because it said my parents makes too much money, but really they don't, they have a lot of bills too pay, and they don't have any extra money for me to buy books, im so frustrated because i see people that do get financial aid and spend it on stupid things like clothes and not on their books. so is there anyway i can get money from the government. im a full time student. first time in college and i love learning, but its hard for me to buy books with no money, i have to beg my parents for money. : ( thanks
  • As long as your parents have good credit you can apply for private loans from banks! Good luck! I'm kind of in the same boat, my dad makes a lot of money but he won't help me pay for college so I'm stuck trying to work out the numbers myself, and right now I'm short money for housing!
  • are you in community college or university? you can do community college for the first two years then transfer. if that is not an option, go to the financial aid office. talk to them about how you can claim independent. you can marry one of your friends. =)
  • My boyfriend and I have been living together in California, and really the only reason we haven't married is that we can't afford it. We've been together for many years and feel we deserve a nice wedding. Anyway, I'd like to know what the benefits of marriage would be if we were to get married. We are both in a lot of debt, mostly college and car loans. My credit is better than his though. Also, what are the alternatives to marriage that would grant us some of the benefits of married people?
  • you can claim each other on your taxes :) plus its very nice to say you have a husband!!! I love being married
  • Well, for one, married people pay less in taxes than single people. Two - when you're married, you are automatically considered each other's "next of kin" and it influences the way you inherit each other's assets is something happens to one of you; also, if one spouse becomes unable to make decisions, the other spouse has the right to make the decisions (whereas right now, it would be parents or siblings). Three - if one of you is covered by a medical insurance, the other person could be added to the policy. Last but not least - I'm sure you've seen your share of people not taking your relationship seriously because you're not married; I don't know if it bothers you - it bothers some people but not others - but once you get married, you achieve a certain social status in the eyes of other people that you wouldn't achieve even after years of being together. People tend to automatically take your relationship more seriously if they know you two are married; no matter if you think it's right or wrong, it's just easier, socially. An alternative to regular marriage would be common-law marriage, but it's only recognized in a handful of states (I think, 13), and CA is not one of them. Other than that, there aren't any alternatives that would grant you the same legal status as a married couple. You could reap the social benefits by simply proclaiming yourself married and representing yourself as husband and wife, but it would kind of be a lie, and it wouldn't afford you any of the legal benefits of being married. Plus, it would nullify your desire to have a "nice wedding" - how would you expect to have a wedding later down the road if people already thought you were married? In your situation, I would weigh the desire to *be married* against the desire to have a "nice wedding". What relative importance do you ascribe to one or the other? If you feel that marriage could benefit both of you, why not plan just a simple ceremony and get married - then continue on with your lives? Or, if you feel that marriage isn't really that important at the moment, that it's more important to get your finances squared away first and to be able to spend money on a wedding - then just hold off until you're in a better position to do so. But you kind of can't have the benefits of marriage without actually getting married. You need to decide what's important.
  • If there is much debt involved it would not be wise to get married unless you have a pre-nup that divides that debt first. If you've gone this long anyway, why bother?? You can have an untraditional commonlaw marriage ceremony/party.
  • yall can elope...and have a small little reseption with family and friends when yall get back if money is the issue
  • Okay, first of all, boot camp is for the Marines and BCT (Basic combat training) is for the army. What you should do is plan on moving once hes out of BCT and AIT because if hes active he will be assigned to a base some where around the world. I believe the only active ARMY base in CA is fort irwin. If your tied up in a contract and need to pay mortgage at your house in cali then try and rent it out. You will be given BAH or a place to live once hes at his duty post.
  • the military does not care about your mortgage. HE will be sent where he is required to. you may need to refinance to cut out that clause. otherwise the best case scenario is to have him take Unaccompanied orders to someplace like Korea. that would allow you to reside there and get local BAH.
  • Your mortgage is not a military issue; that's between you and your bank or mortgage company!
  • I'm in the same position you're in. I filled out a FAFSA and was granted the Board of Governors Fee Waiver because I'm in California. That helped a lot because I didn't have to pay my registration fees. Other than that, I was still able to get loans. No grants because of my BA degree. Scholarships are another option. Ask your school if they have any scholarship books. Or check out : http://www.fastweb.com
  • what are they gona do? Send a repo man over to tow California back to china?
  • I hope so. The Chinese sentence the executives of companies whose negligence has lead to deaths to life in prison or to death. I'd wouldn't mind seeing some American executives and maybe even some politicians held accountable for the deaths they've caused. Won't be a repossession because the US didn't have to put up any collateral. The Chinese didn't "loan" us money in the classic sense. They bought Treasury bills and other forms of US direct investment. They basically gave us money for some paper IOUs.
  • Hahaha! i be attentive to this might pop out recommend, yet your sister thinking that she's slick with this occasion makes her look so dumb. it particularly is a logically dumb act by making use of her using fact all the fines and value for the automobile would be on her for a minimum of 10 years or much extra. they gained't basically end using fact they are able to't locate the automobile after a 300 and sixty 5 days or 2. Like what the different answerers defined... they'll do regardless of it takes to get their hands on the automobile or money or the two if the money on the automobile are extra effective than the value of the automobile on the portion of resale. stable good fortune attempting to persuade her out of stupidity! i be attentive to that folk who has that are somewhat on the obdurate factor.
  • The money China loaned the US had nothing to do with the war, and it was in the best interest of China to loan us that money.
  • I'll pay my share in junk stamped china from the dollar store that breaks or is poisonous
  • Never going to happen. Why do people like you ignore the fact that America and China depend on each other>
  • China would be like Africa if America were to fall. China knew that that's why they gave us the money in the first place.
  • You need to understand debt. The Chinese can't call our "loan". Our debt to the Chinese are bonds with specific repayment terms. Governments are not pawn shops.
  • Oh the musings of ignorant fools. They do not have the right to call our debt. The interest is paid when it is due.
  • They won't do it because they would destroy their own economy if they did. And if they tried to take America, we would just bomb the hell out of them.
  • http://www.bloomberg.com/news/2014-11-12...There was a lot of flap about the loans to Solyndra being a big waste of money. But you don't hear any of those same people talking about, say, Tesla Motors, another company that got a loan from the same program. Why do you think that is? If a program funds something like 35 projects, only 4 of which fail, does that make the program a failure or a success? If it's a loan program, and the projects that didn't fail paid back more in interest than the failed projects lost (as well as paying back their own initial capital), does that make the program a waste of taxpayer dollars? For that matter, do 4 businesses out of ~35 failing mean that "green" industry doesn't work? Or just that *some* ideas don't pan out? Any other thoughts?
  • From the link "The California-based solar manufacturer went bust pursuing an alternate photovoltaic technology that became too expensive as panel prices plunged worldwide." In other words, this idea failed to pan out because photovoltaic cells suddenly became affordable. What happened was probably not good for Solyndra, but I have a suspicion that at least some of the 31 success stories from the program contributed to the drop in price of solar panels. This drop in the price of solar panels was not good for Solyndra, or for manufacturers of wind turbines, or for big oil or big coal, but it will probably save consumers many trillions of dollars in the coming decades.
  • Is Tesla a major campaign donor like Solyndra was? Here's your "proof" that green energy is wasted energy: the price of oil right NOW. this due to many influences one of which is the fact that the Saudis are worried about after the Republicans taking Congress back in January, there will be no more obstacles in the way for our domestic energy production which does not rely on an over 100 year old revamped "technology" with the same limitations it had THEN: limited range, limited power, high maintenance costs (anyone who owns a lithium power tool: batteries need replaced every five years) and long re-charge periods. Any economic "boost" we will see this December is due, not to cronyist green energy donors, but OIL.
  • The US government has for the past 100 years at least invested in US companies. Some have been good investments, some have not. Solyndra was no different than many others over the course of the past hundred years.
  • Sinking $536 million into a company that completely failed shortly after would be considered a waste, yes.
  • The funny part is the same people are ok with subsidizing big oil which is making record profits.
  • not a waste if you want waste just look at the military buget
  • Solar is now worth more than oil.
  • I farted just now and it didn't get any warmer outside. Therefore, global warming is a lie. Your move, highly-educated scientists and research analysts.
  • Business is Business, if they could sell product they would not be out of business.
  • Pretty much.
  • m going to leave my borning town in clinton oklahoma cecause i've recently dropped out of school because i don't see a future in student loan debt. i have what i need to survive packed into a backpack with my acoustic guitar. i have no money, just lots of granola bars and survival gear. but im 6ft 300lbs and im pretty mentally strong and plan on losing alot of weight. my plans are to walk no rides, across kansas colorado nevada and eventually to bakersfield california where a band will be their for me to lead sing. this is my dream, my passion. i suffer from extreme anxiety/ depression. i just need to know where to sleep when im walking on that lonesome highway, realistically, on the side of the highway in a ditch or under a bridge, ps i have razor blades in my shoes i can pull out without anyone noticing if i get kidnapped and tied up, and a buck knife on my ankle. im 21, i've thought of animals but i think i could kill a mountain lion one on one with my buck knife
  • Here's what you are going to find: You feet will be sore the first day. By the fourth day expect them to be bleeding. You ankles will hurt, your back will hurt. You will soon have a nice sunburn to deal with. Kansas will wear you out. Colorado will look pretty but wear you down further. Nevada will burn you alive. As far as mountain lions go, you are unlikely to encounter one. If you do and it's intent on making you its dinner chances are you will never even see it coming. They are ambush predators. You should also be aware that there are laws restricting what kind of weapon you can carry and how large it can be. These laws vary both by state and by town. There are also laws concerning concealed weapons. Cops stop people walking down the road all the time. Expect it to happen a lot. Expect your knife to be taken away, probably before you even get out of your home state. And who the heck is going to kidnap you? If people want to mess with you they aren't going to kidnap you. They are going to hit you with their car door or get out with a ball bat and beat you senseless. You had better give this idea some thought before you start. It's not a dream. It's going to be hard and dangerous.
  • jump off a bridge it is easier
  • It is extremely hard for me to find employment here in California. I'm 19 with almost no work experience. I have been unemployed for nine months. The job I previously had was temporary (3 months). I applied to a countless number of places and none of them replied. Lately I have been thinking about joining the military. I looked into the USMC and thinking about doing the military police. But the thing is, I'm gay. Not a lot of people know I'm gay since it's not extremely obvious, nor am I closeted. I understand that the military is generally homophobic. But what should I do? I don't want to die from a hate crime or anything.
  • Many people don't really care in the military, but currently, even though the famed DADT (Don't Ask, Don't Tell) has been repealed, the repeal isn't in effect, and it may be years before it does. Again, you'd be surprised how many people (marines, soldiers, sailors and airmen - all branches of the military) don't care if you're gay, as long as you get the job done and keep to yourself. However, there are people that do care, and given that DADT is still in effect, you might see yourself discharged, or worse, killed by your fellow marines. Your superiors, even if they don't care, have the duty to report you and pretty much get you discharged... you really don't need that. If you can stay in the closet, keep to yourself, that's your choice and although I wouldn't recommend it, joining the military is an option. However, joining the military should not be your last financial option. Move out of California if you have to, settle for a job in retail or fast food, get a college degree if you can (there are scholarships there are loans don't be afraid to take them on). The military is only beneficial when you are in it - once you're retired everything goes to the gutter - healthcare, pay, and experience. Unless you stay a considerable amount of time in the military, you will have a harder time finding a job once you retire; if you have a college degree, it would be easier, but it doesn't guarantee anything. Besides, the military, like most professions, should be a calling, more than a last resort. I'm not saying it's disgraceful, but with the military climate as it is, you should join because you want to join - it should be something you enjoy, be there for your country and live it up with pride, instead of thinking, I'm doing this for the money. No job is worth doing just for the money. Of course, you do what you need to do.
  • My answer is this: if the only reason you're joining the military is due to unemployment, you might want to consider that you can't always decide where you end up. You need to apply to more jobs while you consider as well -- ask friends if their know people that are hiring and if they could recommend, think outside the box. Farmer's market booths need workers and you can get regular work during the summer, so do fast food places... lifeguard training? Maybe. You might need to broaden your search and check in at places and ask if they have reviewed your application. And also get as many licenses as humanly possible. If you have considered that and still want to go through with it, which would be understandable, know that not everyone in the military is homophobic. Some are, and there have been hate crimes, but there is always the option of not letting anyone know, or just being discrete. If you don't think you can stand being closeted, look into past hate crimes associated with the parts of the military you would be more likely to end up in. My advice is to give yourself more time to decide. Do more research, and keep looking for jobs.
  • Yeah the military is homophobic. I would say look for other owrk personally but its all up to you man. Maybe you just need to find like a gay club and try and get hired on there. I am bisexual with a preferance for women so please do not take this as a pun. I hope everything works out for you. And honestly I wouldn't do anything to help this country until they start defending our rights.
  • Don't join the military. It would just be a waste. When you get out you'll have trouble finding a job when the economy is even worse.
  • i could say Coastgaurd...i think of you will greater healthy it the least bit in the army,military, and Airforce..and fantastically no longer the Marines..oh heavens no. Gays do no longer belong in the usmc era. jk yet heavily, Coastguard.
  • I am going to be starting my senior year of high school in about a month. I have an unweighted gpa of about 3.65 at this point in time. My schedule for the year includes AP Literature, Economics and Government, Spanish 2, Mixed Choir, Treble Choir, Chamber Singers, and Advanced Theatre. I will be a manager of Mixed Choir and the Soprano II Section Leader in Chamber Singers. My current SAT scores are 600 in Writing, 630 in Critical Reading, and 660 in Mathematics. I intend to improve my scores this October. I have been volunteering every weekend in the summer since I was 8 years old with my stepfather at the San Gorgonio Wilderness Association. If you couldn't tell by my schedule, I am heavily involved with the Choir program at my school, which demands a lot of outside of school commitment. I am also an International Thespian and have been involved with my Troupe since my freshman year. My Sophomore year I was in the ensemble of my school's production of Les Miserables, my Junior year I was involved in all three of my school's productions: And Then There Were None, Hairspray, and in a student written adaptation of The Picture of Dorian Gray. My Junior year I was also the manager of the Chamber Singers group. I have been in choir since my freshman year as well. I intend to major in Music and minor in Education. I have been looking into Cal-State Fullerton and Berklee College of Music, but I would appreciate some more suggestions. If you have any, that would be wonderful. If you would like any more information, let me know and I would be happy to oblige. Thank you, have a fantastic evening.
  • Look at the programs at University of California, Irvine. Their musical theater offerings may be a good match for you. Make sure that by the time you graduate, you will have taken enough math and laboratory science for admission. An alternative to minoring in education is to take a fifth year of university in California to earn a California teaching credential. Unless you are rich, there is no reason to go to Berklee College of Music. Certainly do not go into debt to go there. Very few people who have a theater career earn enough to repay college loans.
  • I am sick and tired of these minorities getting the government loans just for being black. My town is surrounded by these minority owned restaurants and it is so hard to just go out and get a bite to eat. I went to this burger joint and it took them a half hour to make 2 burgers and I told them no cheese on one and they put cheese on it anyway. I remember 20 years ago when all the restaurants on my side of town were owned by white people. We didn't have all the crappy customer service we have now. Black people just don't care about anything. They just care about getting their paycheck and that is it.
  • Don't feel so bad, my Friend.............you should come to California there is a Mexican Crap Food Restaurant on almost EVERY CORNER and one street has 5!!!! The STINK of Cilantro (Mexican Parsley, they PUT IN EVERYTHING....YUCK & Lard frying makes you SICK! While a GOOD Restaurateur has to 'wait & suffer' to get a business Loan/License BECAUSE of these "LOW LIFE" MINORITIES! EDIT: OH and the HELP/Staff DOES NOT Speak English.....GO FIGURE!!!
  • Is it possible that a Caucasian owned restaurant could give poor customer service as well, if for example it were run by an inexperienced manager that doesn't train their staff well? You don't have to spend money where you don't feel as though you are treated well. You also have no proof that the restaurant that you ate at was funded by a government loan (it sounds like you are just assuming that) It is unfortunate that you didn't get your 2 burgers made the way you wanted, but that seems like such a small inconvenience to make such a sweeping generalization about an entire race. If you only went to Caucasian run businesses, I doubt that you wouldn't ever run into a customer service issue. They happen from time to time, and it's not the end of the world.
  • John, I live in an all white neighborhood and I've the same problems that you do. I've thrown food away like a dozen times because they gave me the wrong food. These things have nothing to do with race. Trouble, how did your klans meeting go?
  • I live in California and I would like to become a social worker who helps women and children get away from abusive situations. Puts them in shelters, foster homes, adoptive homes etc. I am planning on going to a community college then transferring later on to a university. I was wondering what types of classes would I need to take in order to get my Masters in Social Work? And what types of financial aid is available to help me pay for my schooling without getting a student loan? Any information would be helpful. Thank you in advanced!
  • A nobel desire. Speak with some other social workers and see what they did to reach their position.
  • then help me only please
  • Im buying a house in california, the house cost 250,000. Im going to get a 30yr traditional loan. should I include the taxes in the payment or should I pay the taxes at the end of the year. I understand that the interest Im paying is tax deductable so would this help me at all. how much would the property taxes be on a 250, 000 home per year???
  • Unless you are an excellent, primo budgeter with lost of self discipline, have the taxes escrowed into your mortgage payment. You will miss it a lot less a little each month than getting that whopping tax bill all at once. Also, what you can deduct from your taxes is the interest you pay on your mortgage, it has nothing to do with escrowed extras like taxes or insurance.
  • An escrow acct for taxes is a very good idea. It sounds like you are a first time home owner. Unexpected costs arise and at least this way you know you will have money put away for the taxes. You will receive a check for the amount in your escrow account at the end of the year and be responsible for payment. If there is any excess amount the extra will be yours to keep. I would call the county treasurer and you can find out from them how much the taxes were last year, usually all you have to give them is the address of the property. Tax records are open to the public so there isn't a problem giving out the information.
  • A lot of lenders like to have you include the prop taxes with the payments. It goes into an escrow account and when taxes come due, the city or whatever bills the mortgage co and they handle it. You just get a statement that it has been paid. The bank likes it, because they KNOW the taxes are paid, and it saves you having to plan for it. I did it this way, and it was a lot easier. \ It still istax deductable. I have no clue how much the taxes are. The realtor would know, and I suggest you find out.
  • Generally the taxes are included in the mortgage payment and the bank pays the taxes. In southern cali taxes are darn high, home owners insurance is high, gas prices are high. I guess you bought a small modest house if it's only 250,000
  • I live in Southern California and would one day love to transfer to a university. Atm I have 1 year under my belt doing general studies in a public college. I want to major as a dentist and I know where I'm going in life. Only problem is the cost to get into a university would kill me. I will eventually take multiple student loans to pay off such a high priced profession. I want to get into either U.S.C. or U.C.L.A.. Would the Universities I am applying for see it as a negative thing to use Fafsa to pay off my school? I am Independent and do not make a lot at all. What do you guys think? Serious and intellectual responses only Please!
  • No, FAFSA is just financial aid. It will not help or hurt you in getting into schools. They won't discriminate against you because of how you're paying for your education, just as long as you're paying. And the majority of students DO fill out the FAFSA. It's not uncommon at all for kids to get financial aid.
  • I leased a car and gave $2000 down. The dealership told me I was approved and let me drive the car off the lot. A week later the finance company calls me and tells me that my loan is still pending due to lack of proof of income. They asked me to give them 3 pay stubs which I will get to them. Now the finance company is telling me that I apparently lied on my application because the stub I gave them was for a company that didn't have any more work for me therefore I am unemployed. I guess my question is: will I lose my downpayment and get a repo or just lose my downpayment ? Also is there any way that I can just take the car back since the loan was never approved?
  • Auto finance is what I do for a living and it will depend on the wording on the purchase agreement. Some state that down payments are actually partial payments and are not subject to refund. In most cases however yes you will simply return the vehicle and pay a small cost for the miles you put on it. There will be no repossession since the loan was never finalized. Good luck.
  • The car has to be returned to the leasing company and the deposit is lost as well. Basically the lease contract is void based on the assumption that you lied on the application form, oh dear.
  • depends entirely where u live. do take it back and u will only get some of the money back as u were 'renting' the car from them . here, u better return it be4 they get a warrant for your arrest on grand theft Auto as is legal here.
  • I live in southern california, but I really want to settle in Northern-Cali... ...so I thought it would be best to go to Chico State university or Sacramento State and get an intership there, so I can start working right after college? ____ That means: I would have to cut off help from parents, NO HELP from parents and I would have to take out exorbitant student-loans to live on campus? Is it foolish of me, to want to go to a college 500 miles away so I can stay there?
  • Studying somewhere is no guarantee that you will end up living there. You can get your degree anyplace and then have the goal of working in the region that you prefer. It really does not make a lot of sense to borrow a great deal of money simply to spend your college time in your preferred location. Focus on learning now and then worry about geography when you complete your degree. By the time you finish college, you may have decided on a new preferred location, you may have met a significant other with whom you want to live somewhere else, etc. Don't lock yourself in now when you still have many options to make this choice later in your life.
  • If there's no real want or uncomplicated ought to tell approximately an previous difficulty, it is not clever i think of. that is clever if the difficulty nonetheless exist or it has a relation along with your new existence. i think of that is greater clever to be careful to no longer create a sparkling difficulty. be careful additionally that fiance remains no longer a husband and would human beings substitute faster than we are anticipating now and lower back. existence isn't purely words we are saying to experience greater effective. words would kill now and lower back.
  • in this economy, it's pretty effing stupid to take out a student loan. u should stay home and go to college close to u. then get a job in norf cali and move there.
  • If you live in North America, all divorces are "no fault." This means that: 1. Any property acquired DURING the marriage is split 50-50. The Courts don`t want to hear accusations or arguments. 2. Children are provided for. 3. Alimony is only awarded when there are extenuating circumstances ... a 30-year marriage where one partner became disabled and then the marriage ended. A woman who has never worked in her life and has no job skills ... perhaps alimony for a short period while she does a diploma program to enhance her employability (especially if there are kids .. the woman has to help support her kids, you know). 4. Cases where one partner is rich-rich-rich. She can try suing you for alimony, but is not likely to succeed. What YOU do, now, is go talk to a lawyer for half an hour. Find out what your rights and obligations are. It will put your mind at ease, and you will know what to expect from the divorce process. Yes, $38,000 barely cuts it in California.
  • It depends upon how totally dependent she has become. In the case of a short term marriage probably not but don't bet the farm on it. I too live in California, If you are having trouble living on 38 thou a year you are wasting a lot of money, A couple should be able to live on that quite well and even save some.
  • In most states yes. You must help maintain the living she's become accustom too and she's intitled to 1/2 of everything the two of you have built together since the Marrage. All this could be null and void with a pre-nup or a attorney .
  • No, you need better reasons for alimony and it's becoming so much harder to get, and with her being the one who chose to leave, it's highly doubtful. Alimony is a dying, it's becoming obsolete these days.
  • It depends on how good is her lawyer if she wants to push for it .
  • All originators need an NMLS number, not all have to take the exam. It depends on who you work for. If you work for a mortgage company that is owned by a bank you are under banking regulations. I believe that is true in all states. Licensing laws vary from state to state. No one is going to be handing you clients so it is best to work where you have connections & lots of friends & family.
  • the one u live in is best. when starting out u need to stay where u know the market. not go some places u know zero about unless u like living in your car.
  • I am currently a senior in high school, therefore I am looking at universities for next year. I know that I want to attend an MD/PhD Dual Degree Program after undergraduate, so therein lies the question of the importance of the undergraduate institution. How important is the school at which I get my Bachelor's when applying to an MD/PhD Dual Degree program? If I get a good GPA, get a good MCAT score, and get published with a lot of research experience, will it matter where I got my Bachelor's? Should I take on the loans to go to a school like WashU or Stanford just to have the name on my resume when applying to an MD/PhD program? Your answer will be very helpful to me. Thank you!
  • Where you go for undergraduate won't be as important as your GPA and since you want to pursue the sciences, the degree of research you've participated in as an undergraduate and letters or recommendation from your professors. I don't want to say it's completely irrelevant, it's just that other things are much more important. I would *not* take out student loans to go somewhere the caliber of Stanford or WashU. It simply is not worth the cost. I'm not sure where you're from but most states have good public universities. If you're in California, any one of the UC's will be more than sufficient. If you're in Missouri, Mizzou is a fine university.
  • you may no longer exchange right into a nurse/well-being practitioner from on line. Nursing application has lot of distinction with well-being practitioner. All PA's ought to earn a certificates or degree from an authorised college and pass licensing checks. A Neonatal PA professional might have the comparable known history as different well-being practitioner assistants, yet might have added coaching concentrated on the care of latest child toddlers. additionally you may desire to be supervised via a doctor and that they oftentimes shelter PA's coaching and coaching with ongoing coursework.
  • I applied to the university of washington and I'm a science major. I have a 3.89 transfer gpa and a letter of recommendation from the place where I have volunteered for over 5 years. However, I am transferring from california, and I have a poor family so I will use student loans to pay for school. What do you think my chances are for being accepted?
  • 3.89 is great. Congrats, dude! I am also a science major, but I am currently in a community college. You should be open to more universities. Picking just one is always a bad idea. You like to keep multiple options because if UW rejects you then you will feel bad and depressed. However, if you applied to a bunch of universities then there is a good chance one will accept you and you will be on your journey in becoming a scientist. Don't count out community colleges either. If your first choice of university didn't accept you and you have limited time, a community college is a great place to build up and take the courses you would need to transfer with anyways. It will be less harder on you when you do start university. What branch of science are you studying? Check out universities across the country that offer what you want to study. Send an email to someone there and tell them you are interested in studying so and so and see if they might help you out. Also, check out scholarships and work-study opportunities. A lot of these institutions pay their students to do research during the summers, even if they are undergraduates. And, of course, don't be afraid to take out loans. But, yes, I would say with that GPA you have a pretty good chance. You will definitely get on their waiting list. But, there are plenty of fish in the sea and you want to check out as much universities as possible. Pick 2 "easy" ones, 2 "medium" ones, and 2 "really impossible" universities to go to. Might help even more to pick more. Hope I helped out a fellow science major. Best of luck!
  • You stand a shot. Your ACT could be very robust, so that is to your favour, however your school GPA is sort of low for them. But it is valued at it slow to use, due to the fact you are within the variety, and should you write a well software, you might undoubtedly get in. So I'm comfortable that you simply carried out, however you'll be able to have to wait to peer what occurs.
  • In 4 years I will receive an E.S.O.P. worth around 2 million dollars, I will be 45 years old, I plan on paying off my house I owe $447,000. I plan on rolling over the remainder to an IRA but I need to know how much to set aside or pay in taxes for penalties and taxes the next year. I know it will be a lot, also do I get any breaks for paying off an investment? I know this sounds crazy but I will be getting rid of a $2500 payment a month. I live in California.
  • I am a financial advisor and I find it hard to believe that that advice was given. Anyway, that strategy would put you in the top tax bracket for federal (35%), the top tax bracket for California (9.3%, or 10.3% if your gross income was over $1,000,000, which it could be), plus a 10% early distribution penalty for federal and a 2.5% early distribution penalty for California. Your taxes and penalties could total over 55 percent which would mean that it would take $1,000,000 of your $2,000,000 ESOP to pay off your $447,000 loan. A much smarter plan would be to take a 72(t) distribution monthly to make the mortgage payment. You would avoid the 12.5% early distribution penalties and you would keep your income tax at a lower level. You might still have the $1,000,000 in tact after the house is paid off. There is software available that would let you see an analysis of the results of doing it each way. If your co-worker has not yet taken that advice, I recommend that he get a second opinion.
  • You're saying all those crazy things just to get a reaction from us, right??? Why would you even consider taking your ESOP just to pay off a house? That doesn't make any sense. There is no financial, tax, or logical reason to do that. But, if you're hell-bent on doing it, set aside about 50% - you're going to be in the 35% tax bracket (higher than that if the Democrats win the Presidency/Congress). - plus another 10% penalty on top of that. You should come up with a Plan B.
  • I would highly recommend that you go to a professsional tax preparer or financial planner to do this. This is too much money to fool around with on a general tax forum on the internet.
  • I live in SF, California, and most the public universities here that offer BSNs are HIGHLY impacted and competitive. So I wanted to go to a private university because it's less impacted, but the thing is, most tuition fees cost around 40k per year. And I would have to borrow around 25-30k in loans PER YEAR. So I would need to borrow over 100k in loans. That's just way too much just to get a bachelor's in nursing. My alternative is to go to a CC and try to get my associates degree in nursing, then work for a couple of years & save up, then go back to earn my BSN. The only bad thing is that nursing programs are also impacted at CC's. It's probably gonna take me more than 2 years to get all the nursing pre-reqs done, plus another 2 years for the nursing program. But it's also hard to get into the nursing program, because a lot of the CC's have lotteries, meaning that they put all applicant names into a pool and randomly choose around 60 or so students. Out of 800+ applicants, only 60 get acepted. So my chances for getting picked in the lottery my first year is slim. So it probably would take me 3 or more years to try and get into the nursing program + the 2 years if I get into the program. Overall, it would probably take me 6 or more years just to earn an ADN. Sigh, is there anything I can do? I REALLY want to become a registered nurse. It's been my dream job for a couple of years now.
  • Yeah. Leave SF. I hear horror stories from all over, but yours won the prize.
  • ok I am 22 years old. I have been out on my own since 18 except for 7 months ago I moved into my dad's house to get out of deb and to save up money for school. The problem is I can't stand living here anymore. My stepmom is very abusive to my younger half-brother and my dad is very neglectful of the whole situation. Every morning I wake up to screaming and crying. This family has caused me to get on a number of medications like prozac and xanax. When I go to work or school, I dread coming home at the end of the day. And according to my dad I am always doing something wrong and he gives me lots of **** for it. Everyone knows what it's like to come home from a long day of work and then get lectured at for an hour. I am so fed up living here, but california is so expensive to live out on your own. I am trying to save up money to go to a university and if I'm paying rent and utilities, I won't have much left over to pay for school. My mom thinks I should try and tuff it out and make nice since I am currently living here for free, but it's really not worth it. I am not sleeping well anymore and I am stressed on a day to day basis. Please help, what should I do???
  • Check out student loan possibilities, so that you don't have to save so much. Get 2 friends and plan a move together to an apartment. Make sure it's gals you get along with well. An apartment together would be a lot cheaper for rent, food, and utilities. Preferrably close to your work. I don't think you will thrive in your current environment. So the solution is to move out, however you can. Your health and "sanity" are worth more that being able to save a lot right now. Even if it takes 2 years. You're young, believe me, and an extra year saving would not be a significant setback to your education. It might do you some more good, experiencing the work world.
  • Could you rent a room from somebody? It's way cheaper than an apartment, so there would still be enough money left for school.
  • -Ok I found out it will send my college (it's a junior college) my grant to pay for as much tuition as that buys. Does that mean I don't have to worry about paying for my classes? I just enrolled and I'm supposed to pay within 10 days. Will I find out when/if they send my college my grant? sorry lots of questions but thanks for any input.
  • Your 5100 is for the entire academic year (fall and the following spring). So your school will get half (2,550) for your fall and the same for your spring. If your colleges tuition and fees are less than this (and you have gotten your award letter from the school) and turned all your paperwork into them then you should be fine and won't have to pay the bill within 10 days. However, since it doesn't sound like you have... you need to contact your school (or sometimes you can log into their website) and see what you are missing and why you don't have your award letter yet. Everything.... all questions and all your requested documents (tax forms, other things you must complete and turn in, etc) go through your college now. If your tuition and fees are more than 2,550 then you are going to have to pay the excess yourself (or your award letter from your school may have other forms of financial aid on them you might qualify for that you will also have the option of taking out .. ie loans.
  • There are a lot of variables to consider. You should talk to an attorney in your area. They generally give free consultations. But, assuming you qualify for a chapter 7 bk: You can discharge all your credit card debt. Student loans that are backed by the government can NOT be discharged. Car: This depends on the exemptions in your state and what equity you have, if any. In California, if the car is not worth too much, you can keep it, if you keep paying for it. Otherwise you can surrender the car, and the debt. Job: Most employers do not ask for a credit report, so they won't know. As far as getting your credit back: 2-3 years may be fast. You will have to establish good credit all over again. A chapter 7 stays on your report for 10 years, but you should be able to buy a home before then. If you want to keep your wife's credit record in tact, you can file separately. Any debts in both your names will fall to her to pay off. You might want to consider filing together since you would save on court costs and attorney fees if you think she'll be filing eventually.
  • house
  • This is not an easy question to answer. It depends on a lot of things. First, if you are moving to Ohio for work, parental move, or another reason other then school, then the tuition should be "in state". If you are moving to Ohio specifically for education reasons, then the tuition will be "out of state". This really depends on the individual schools and their policies. As far as financial aid goes it depends on what all you are receiving. If you are receiving just federal aid (pell grant, student loans, etc) then it will all transfer. If you are receiving state aid (any thing that comes from the state of California) this will not transfer. But if you know for sure that you are moving, you can get a jump on the Ohio state grants (if there are any, I do not know about that particular state) and maybe qualify for some of them. If you are recieving scholorships, it will depend on the where you recieved this from. Again this is another question for the school you are transferring to. I do know for sure that ALL federal grants transfer, but you have to change your FAFSA to include the school you will be attending and change your address to the Ohio address as soon as possible. I hope this helps.
  • Denise is part right, that all financial aid grants are transferable. However, some federal aid is based on first come, first serve. So, if you did not put any other school on your list, ie California...when you first applied for aid, then you will have to wait in line. School can be more expensive than others. Mostly, where they are located.
  • probably sure. If federal money are dispensed (paid) for you on the 1st college, then the money on the 2nd college would be decreased via that quantity. in case you have attended training on the 1st college your federal help would be professional-rated for the quantity of time you have been there for the semester and that element would be paid against your expenditures there. word which you will maximum probable have a stability ultimate to be paid for the semester you do not finished on the 1st college that may not be coated via the assist you to are entitled to have retained there. it must be on your ultimate pastimes to proceed to be on the 1st college for the semester if conceivable, whether you will possibly desire to stay on your own for some months.
  • ah yeah
  • Okay I drive an 04 Mitsubishi lancer. She's my baby. I even have her named. Now we've been paying for her for 4 years now, about 280 a month, but we still have to pay 2 more years to finally have her, but the more time goes by, the more money in repairs I'll have to pay, and the more miles she'll have..and the less worth she'll be. But the car dealership offered 3,000 and then to trade her but I would still have to take a loan for same monthly payments for like, 4 years.. Then the president said he'd offer to raise her worth to 4,000 and then he said he has a lot of money and who knows what he could do next time he'd see me... He told me I could have her traded this week.. But it is worth it to do this? I also want to move across country to California and I need a car to do this. I love my car, and I am so completely attached. Should I try to finance it with another bank, get lower payments, but not be able to pay it off for MORE years, or should i let my baby go, trade her for another car, but still have to pay for 4 years..I don't know what to do. NOTE: My car has 60,000 miles on it..had brake work done a few times, alternator work, smoke test, tire work etc..but she has never left me stranded and she is very reliable to me. Help!
  • 60,000 miles is barely broken in. Repair issues will not be a worry until 100,000 miles. Really, the next 30,000 miles on this car will be a lot cheaper per mile than the last 60,000. I have a 2004 Focus with 70,000 miles and my daughter has 78,000 on her 2005 Cavalier and we consider these cars to still be young. Yes, you have to spend some on repairs but really, keep it until it is paid off.
  • Keep your car. As long as you do your basic maintenance requirement the car should last you a long time. I gave my daughter-in-law a 2002 Lancer OZ and it has over 100,000 miles now and it is still running strong. The only thing I had done was to replace the starter and tires. Keep in mind, every car you buy will always depreciate in value, the more expensive the car is the more you lose in money value. Hope this will help you out.
  • Keep it. I know it sucks having a big car note, but $280 isn't as bad as some. As you said, you need it to get to CA. In today's economy & with fuel prices climbing, it's nice to have a decent car. But in hindsight, you should have been paying a little more each month to get the principle down. Trading will only delay your quest to be debt free. A newer car may just be higher per month than what you have now. Sure it may be under warranty & reliable, but still a long way to go to be paid off.
  • http://www.mortgagefit.com/discussLots of discussions going on about mortgages there!
  • I'll be graduating next spring, and I'm kind of concerned about what I'm going to do after I graduate. I finished high school early, at 15 (nearly 16), and from there, I went to a community college for two years. After completing my associate's degree, I transferred to a university, in California, ranked in the top 25, nationally. I haven't had much real work experience so far (other than a couple part-time jobs, working as an office assistant and a TA for remedial English). I'm hoping to complete an internship, at some point, this year. But, I'm not really sure where my interests lie, in terms of a future career. I've thought, mainly, about entering advertising or real estate; however, I'm just really confused about what to do, at this point. Since I was raised in foster care, I don't have parents to fall back on, financially, if I can't support myself. So it's pretty important for me to find a job by the time I graduate (preferably one that earns above minimum wage). I don't know how the job placement is at my university, but I assume that it must be pretty decent, considering how highly it is ranked. So, I'm hoping that with a high GPA (currently a 3.82) I'll be able to find a job. Basically, I'm just looking for suggestions on what to do. I'd prefer to not go back to school, directly after graduating, but I'm also concerned about the age aspect. Should I try to pursue a career in marketing? Or, would it be better for me to continue with school and get a masters, even though it will lead to a lot more student loan debt? I appreciate any advice.
  • Have you tried making an appointment at your school's career center? They may be able to suggest options based on your interests and experience and can also help you with the job application process, including resumes and cover letters and such. The history and French departments should also be able to give you information about jobs and internships in their fields. They get sent ads about openings for new grads at local private schools and museums, internship or teaching exchanges in France (where you work as an English teaching assistant or are paired with a French company), etc. In the meantime, look at job ads for marketing and other things you're interested to see what they're looking for. Start thinking about how you can improve your chances by learning new skills or getting additional experience. Also think about what your classes and experience have taught you that would be valuable to them (for example, writing, communication and research skills). Look into real estate training and certification too. You shouldn't have to tell prospective employers your age. If all they have is the year you graduated from college, they will assume you're 21 or 22. You're right that it could be a double-edged sword; graduating young makes you look smart and focused, but your age also make them see you as less mature or less experienced. They don't need to know. I wouldn't go to grad school unless or until you have a reason to do so, i.e. a career plan for which a graduate degree is required or would give you a significant advantage. Another thing: don't get too discouraged by rejection letters. Applying for jobs is not like applying to colleges, where if you're good, you'll get in because the acceptance rate is 25%. Only one person gets each job, and there are a lot of factors that are out of your control. Be prepared to apply for dozens of jobs, and don't wait for a response before applying for more. Good luck!
  • If they are then the terrorist are getting . Desperate . To go to a state that is near on becoming broke like a lot of other states like California needing a federal loan of 3 billion dollars to pay for the next years paychecks . So If any terrorist would be in line to get a grant it would be in the nickle and dime line .
  • You get first prize for the silliest question today!
  • I live in southern California, right now I am in a community college doing my GE'S. I am not sure what degree to get and if I should transfer. I want to be a fashion designer but I am not sure what degree is worth it, it's predicted jobs will be slower in fashion in the next coming years. I am not rich by any means, so therefore if i transfer I will need to be sure that is the school for me due to loans. Some people say FIDM is good? but for an AA it's a lot, while in community college I can get the same degree(fashion design) for SO MUCH less. I also wanted to transfer to otis but it's very very very pricey. I know cal state LA, long beach and cal poly pomona have fashion programs and I can get an affordable BA/BS. Though some people say fashion schools are best due to networking, others say that no matter what school you go to, as long as you get internships during college you will increase your chances for jobs after graduating. I know that fashion is a tough business, and you have to network, but at the same time I can't afford to break the bank and it not be worth it. So what really is needed to be a designer, an AA at a fashion school or community college with internships. Or A BA? really really need advice from anyone who is in the industry, thanks!
  • In my opinion, it all comes down to where you went to school and the reputation that school has in the fashion industry. If you get your degree from a school like FIDM that has an excellent reputation in the fashion industry then that looks really good. It also looks good that you graduated from the same program that famous fashion designers like Monique Lhuillier and one of the founders of Juicy Couture went through (they graduated from FIDM) among many other famous fashion designers. My best friend goes to FIDM right now and she says the career center is awesome because you can network and land killer internships which will allow you to build up your portfolio. The school is expensive but college is expensive period and you should go where you want to go. FIDM's A.A. is equal to a bachelors degree because of the amount of work and hey, famous fashion designers graduated with the same degree and look where they are now? Good luck.
  • there are a lot of smart kids that get scholarships to Duke. those who pay their own way are either from rich parents or they are going to be very deep in debt to school loans when they graduate. the smartest girl in our school went to Duke. She wasn't rich and got scholarships. When she graduated she moved to a commune in California. She's been there for 40 years and she cleans houses to make money. Most times if the students are not stuck up........they are wackos
  • The majority probably are. Most big universities are like that. Duke, the Ivies and most private schools are more so because of their HIGH tuition fees. It's just a fact. Your cousin's probably a nice guy, but he wouldn't represent the whole school. I went to U of M in Ann Arbor. No one would make small talk anywhere, students, GSI's and professors I knew most times wouldn't even say hi to me around town unless I REALLY knew them and everyone gave me that "I came from a super-rich, East Coast" background vibe. There was one girl that wrote about spending $4,000 a night in a club in my English class. If you're not a prick like that, I recommend not going to these schools. Smaller universities are a lot more concerned about teaching you, and the students are friendlier. The tuition is cheaper too.
  • Actually I'm not really sure where you got that from. My school has a search [From Duke] for the smartest kids out of everyone and uses them as a prospect pretty much. So My answer is no.
  • No, i dont think it is true. Sometimes it looks like that on the basketball court so I could see where they would get that idea. Rich may be right though because it is a pretty expensive school but i dont think so about the other things
  • Unless you are talking about some of the Ivy League schools, that really does not stick anywhere. It might be said that some schools are more liberal than others, but hard to correctly generalize the student population and be anywhere near the truth.
  • Whatup Love Duke, i think that people think all kinds of things and "as a man thinks so he is." To think that is a bit "ignorant". i have had several friends who attended Duke and actually they are pretty down to earth. i don't think one person represents an entire organization. Nickster
  • no thats not true
  • New York and California? That logic leads me to believe the taxes should drive all the commerce and business away and the rich people and those states should immediately go bankrupt. Yet those states have lots of high wealth industry and rich people. It ought to be cheaper for them to move everything to middle America, so why haven't they done it yet?
  • The people in Ohio, Iowa, Florida, Virginia, Colorado, Wisconsin et cetera who think they are being smart by voting for Mitt, really aren't. Private equity is fueled by cheap money, the deductibility of interest on the loans incurred to purchase existing businesses and the preferential treatment of capital gains and carried interest. The fact that special interests have gamed the tax code to include all kinds of tax shelters and tax avoidance techniques for the very wealthy also favors investors and private equity. With a 20% across-the-board tax cut, private equity will pour into this country from all around the world. Sensata will hardly be the last thriving American company to be acquired by Bain Capital, or some other private equity firm, stripped bare of its assets, its employees outsourced to China and left without middle class jobs and benefits. It will be a tidal wave over the next four years with capital gains tax rates at their lowest level ever. But it's even worse for those poor schlubs who are too old or lack a fundamentally sound educational foundation that permits then to retrain, relocate and get a new good job somewhere in America. Mitt will not be funding federal job training, or extended unemployment insurance, nor will he preserve Medicaid or Obamacare. So you better live close to a county or city hospital with a very big ER. Mitt's tax plan cannot be revenue neutral without massive cuts in spending on programs and services that working and middle class Americans use to make ends meet, and which the wealthy never use. Mitt's 20% tax cut will be paid for by working and middle class Americans exclusively. There's $3 trillion in real cuts that Mitt has to make in spending after he throttles middle class tax expenditures, then another $1 trillion for restoring previously cut Medicare provider payments, and $2 trillion more for military spending. That's $6 trillion more over 10 years, or $600 billion per year, on top of the $200 billion Mitt will cut by eliminating tax expenditures without regard to how they help middle class Americans remain middle class Americans. Only those working and middle class voters who cannot do the math will be voting for Mitt this fall. Because if they actually realized they were opening the door for hundreds more Sensatas waiting for a private equity firm to acquire them, chop them up and send them to China while at the same time giving up $6 trillion in spending for working and middle class families, they would be making a different choice.
  • More taxes pays for better infrastructure. Look at Kansas, Nebraska, Oklahoma, Texas, and pretty much the entire southeastern United States - dirt and gravel roads all over, struggling education systems, and no tax base to speak of since they like their tax breaks.
  • American taxes are ridiculously lower than anywhere in the Western world. This claim is pap for morons. They move manufacturing because it's cheaper there.
  • To all people who consider that it is a patriotic duty to pay as so much taxes as feasible i will direct them to a government website that accepts contributions in cash, to diminish the federal government debt. Wish to right here the internet site tackle?! I failed to suppose SO!!...;-)
  • Romney is as dumb as it gets. Did it ever figure in his head, that rich people already know all the tax shelters and don't have to vote for an idiot to get them.
  • rich people need more tax cuts.....big business needs mor tax cuts and less regulations..... thats our story and we are sticking to it...regardless of facts that prove those statements wrong. lol
  • There have been a lot of cracks, with a long time forming. When you gut regulations for business, this is what you get. Corporate greed running amok. We should have known when they raided the pensions. Or when they fixed energy prices in California, or when they went AWOL in checking income before giving mortgages. We could have taken a hint from past scandals in hedge funds and savings and loans. But instead past congresses have gutted the regs that governed business, and presidents with trickle down theories have left the vast majority of people with little recourse. Now they want to gut regulations governing oil drilling, so the oil business can own us even more than they do now...without a regulation in the world to keep our air, our water, our ground clean. I hope they don't think the Exxon's of the world give a damn about that, because years from now, when that oil hits the market, Exxon won't be giving a damn about us either.
  • interior the 30's undesirable? right this is a few thing my uncle-in-regulation reported, "yea it became extraordinarily undesirable, a hamburger value $.05 & i did no longer have funds, i could no longer rub 2 penny's mutually, i did no longer have 2 penny's. Now a hamburger value $2.50-to-$3.50(he instructed me this some years in the past) & I very in general have $5 to $10 dollars in my pocket & could desire to purchase a hamburger every time i decide on. returned then the worldwide monetary gadget became recuperating from WWI, as quickly because of the fact the worldwide recovered it began yet another conflict, WWII. Now this worldwide is a smaller place through technologies, the worldwide is putting on the sting of disaster, the worlds governments are throwing all the money(already over inflated) at it, this is like throwing paper funds right into a fire, this is going to gobble up all this funds & decide on extra. This worldwide is at a monetary smash. What worldwide places are interior the wonderful shape? The Bible says the King/s of the north will over ability the King/s of the south, who's who? The King/s of the South is defined as a central authority/s that have a Democracy government & the King/s of the North is the dictatorship government/s. How does the King/s of the North over ability the King/s of the South, the Bible says with all this is gold & silver & components of the land. The King/s of the South remains status while God destroys the King/s of the North, how do all of us comprehend this, because of the fact interior the scriptures the King/s of the North ask the King/s of the South for help as they're being destroyed by using the recent Heavenly government the place Christ is King(Dan 2:40 4). The King/s of the South step returned & do no longer help the King/s of the North, no longer understanding they(King/s of the South) are the subsequent to bypass. interior the scriptures we are instructed the 1st to bypass is the "Harlot" spoken of in Revelation, she's the Empire of fake faith. This Harlot is going to be destroyed by using the scarlot colored wild beast that has 7 heads & ten horns, the King/s of the North & the King/s of the South. it particularly is the commencing up of Armageddon, the great & worry inspiring Day of the genuine God Jehovah(Psalms 80 3:18 King James). After Armageddon Christ one thousand twelve months reign starts off, all people who've died would be resurrected(John 5:28,29; Acts 24:15). after all are resurrected loss of life would be achieved away with (Rev 21:3,4) there will be no choose for the grave(hell,hades,&sheol; Rev 20:14)
  • Every time they glue part of Humpty's shell into place, another part falls off! I'm beginning to think that the job of president has become too complicated for any one person to handle.
  • Crooks infiltrated the Republican party. They used their power to manipulate legislation and regulation so that they could steal from our society (by making mounds of money without actually producing anything). They used that money to keep themselves in power. The same thing also happens to the Democratic party (it happened in the Clinton years). We need to curb speculation in our economy. We have been encouraging it. Speculative markets are easily fixed by manipulating the flow of information. That's what's been happening. The crooks convince us to invest in their markets and then steal our money.
  • Well it seams you don't want that, you had your chance and you blow it, Ron Paul was the only one that had the answers, but no one wanted to listen, and your left with two nuggets, one hasn't got a clue, and the other just wants to go around bombing.
  • Sure? Why not? Just back to basic, With the "Rule of 72" Not with the young one with "Pyramid scheme" What did the young one learn in MBA? Luke 6.39-40,41-45,46-49 What do you think?
  • Yea, it's a republican thing. Not much we can do about it at the present time. Your children, my grand children, and probably their children's children will be paying for this screw up.
  • how many people do YOU KNOW personally that starve at night?
  • This isn't a question.
  • interesting....
  • A lot of the married couples who make over $250k/year have worked very hard for their money. It's the the multimillionaires/billionaires who were just born into money or got it easily by playing sports, singing, acting, etc. I just don't get why people want to tax the "wealthy" (more like upper-middle class) so much. They already pay such a huge portion of all the country's income taxes. These are the smart people ;if they were able to keep their money, the would create more jobs by investing it. It's stupid how all their taxes go to stuff like EBT, which is now even being accepted in some fast food restaurants and liquor stores. Some of these programs are so abused; I know so many people who receive thousands of dollars in financial aid AFTER all their fees were already payed by their parents. Then they use the money to buy a new set of rims and tattoos. Why do you guys want to tax the upper-middle class/"wealthy" so much if all of this money is just going into the government's black hole. It is all just wasted anyways and is not going to pay off the country's massive debt.
  • I never said that the middle/lower class should be taxed more, and if you live somewhere like California, 250,000 dollars/year is not a huge amount. Here, that much money/year would get you a nice house and a couple nice cars, but private grades schools would make a dent and you would even need to take out loans for prestige universities. Remember, they cannot get the government to pay for their educations like the poor can. If they go to Stanford, they pay the full 40k themselves.
  • And Rhoda, don't get all hyped up just because of the "99% protests." READ my question. I am not talking about the super rich; I am talking about doctors, engineers, etc. You are talking about CEO's and other people who I said were "born into money." Calm down; this question is not related to the protests.
  • Because they get most of the benefit of living in the USA & I'm sick of subsidizing them.
  • First of all, if a household is making $250,000 per year, they are wealthy. Period. There are of course variations of the upper class, but a household making that much can afford anything an American could want. Large home, luxury cars, finest schools, yes that makes them wealthy. I'll say that I hate taxes and I think they are far too high at the moment for all income levels. That being said, the reason the wealthy are taxed more than everyone else is because they would feel less hardship by paying more. That means, if you tax a poor person, that person might not be able to pay his rent or his car payment. If you tax a wealthy person, they might have to settle for a Ferrari instead of a Bugatti. You are correct that wealthy people invest their money to creat jobs. That is a very important fact. However, the government wants money. So if they must have money, they must tax. If they must tax, then it should come from the wealthy people because if they tax poorer people, it would cause hardship as described above. Another reason why taxing lower and middle classes is dangerous is because: Who is going to buy the products that businesses produce? Sure, wealthy people can invest in businesses, but who is going to buy their products? The lower and middle classes. The wealthy people won't hire employees if the lower classes don't bring money to their businesses.
  • They pay ZERO Taxes, they are comprised of 1% of the entire population yet own 60% of all profitable income. They use forensic accountants if necessary so when and where they move their money is legal because they employ every loophole the IRS offers the wealthy. No they do not provide us with employment. They provide jobs in China, Thailand, South America, India, and Pakistan. They pay them $3.00 a day, no taxes here, don't have to provide health insurance or keep their business's up to OSHA codes. Oh why did I answer your question. How old are you 15? Buy rims and Tatoos ? After they pay their tuition through loans? I was speaking a bit over your head. I'll reiterate the upper 1% own 60% of all profitable income, and pay $0.00 in tax.
  • Well, I ought to admit that this can be a special approach. Look, baby, no person is "spending" whatever by means of extending those Bush tax cuts. Why is it so rough for you Liberals to wrap your brains across the practical incontrovertible fact that NOBODY is getting a tax reduce, and that extending those tax cuts isn't costing us whatever? Extending the tax cuts is without difficulty extending the reputation quo. That implies that by means of carrying on with the Bush tax cuts we're without difficulty maintaining matters the best way they're. They have been handiest "tax cuts" whilst Bush hooked up them. If we do not lengthen them - maintain matters the best way they're - with a view to outcomes in a TAX INCREASE. It's needless to check out to give an explanation for to a Communist why it is k for a few to have greater than others, so allow me simply say this. Everywhere this grasping, jealous perspective of yours has been used to punish the wealthy, the wealthy have without difficulty moved someplace else. England attempted it, and they've on no account recovered. I consider it is New Jersey that used to have a excellent many millionaires, however they've been leaving in droves. Do you recognize what occurs whilst the wealthy go away? They take their cash with them, leaving handiest the center magnificence and the deficient to pay the charges and furnish jobs. Then the center magnificence leaves, and handiest the deficient are left. New Yorkers don't seem to be relocating to Florida so they may be able to be in the direction of Disney World, sweetie. All the ones firms from New York did not relocate right here in Georgia on account that of our peanuts.
  • Married couples making 250,000 are not who we are after 350,000 grand is the top bracket as a single person with no deductions, they pay 35 percent But so do people making ten million as a single person Thier is a big difference between the rich and super rich
  • Because they do not think they will ever make that amount of money. Nobody they knows makes that amount of money. So, these people are invisible to them. Thus, they don't care about them.
  • They should enjoy what they have yes, but they should also contribute more to society because they have the money to do so. Where they decide to place their money idk its up to them. The people i think deserve more taxes or at least pay cuts are government officials.
  • They are exploiters. Go down a mine and see what real work is.
  • A lot of factors go into qualifying. What is the loan to value? Take the amt owed on current mtg divided by value. There is a new program called refi plus that lets people go up to 105% of value. Secondly, the debt ratio is usually maxed at 55% as determind by desktop underwriting system. If there are compensating factors it may allow 56% debt ratio etc. If you have lots of reserves in a 401K etc, good pymt history those thing offset the higher ratios.You should have your mtg broker or bank run your scenerio thru Desktop underwriting to see if it's approve elig. Also, underwriting does use the bottom line on self employed borrowers however certain items that were deducted can be added back to your income thus giving you more income to qualify.
  • ...a restaurant locally that is very popular in other parts of California. I do not, however, have the capital to start business just out of my own pocket. I need to know the following... 1) How much would it cost to start a business in a college town where business is very steady, and the average cost for a lease it $1.00 per sq foot. Needed space min $1500 sq ft. 2) What are resources for obtaining capital through loans (SBA) without perfect credit. 3) Anyother feedback necessary to be sucessfull in opening a restaurant. Please note, I have over 5 years management experience, and am almost done with my degree in accounting (Bachelors). I also have over 5 years or working in a retail atmosphere, and restaurant experience. Any feedback is much appreciated!!
  • Gosh, would you like an answer that ISN'T an advertisement for a loan officer? ;) It is HARD to get financing for a new business without a ton of collateral and perfect credit... The SBA doesn't lend money, but it will act as a sort-of co-signer for you with your bank... check out sba.gov for more info on their programs... It sounds as if this is a franchise you are looking into, is that correct? If so, they should have financing available, so you'll want to check that out. As for the "how much would it cost to start a business in xxxx" question; There is no way anyone can answer that question without knowing more... I own a small business and the monthly rent is $3,050... My general overhead is $43,000 per month..... Lots of variables to consider, employees, supplies, etc. etc. etc.
  • Congratulations on all your hard work. Check out the free online course and info a www.myownbusiness.org. It is a free resource started after the LA Riots to help business owners secure capital to rebuild and open brand new businesses. It has tons of great info including how to write a business plan (which sounds like something you will need.) Also read through the "Service Sellers Masters Course" for great ideas about how to market your restaurant. It is a free e-book you can download at: http://services.sitesell.com/business-services.html Best of Luck.
  • You sound such as you did the homework. I could wish that you've a marketing strategy. If you do, you'll be able to hit up sponsors for cash. If you promise to keep best this company or that, they pay. And plenty of corporations are inclined to shell out the dollars for a valid trade.
  • My husband and I want to get a divorce. No kids. No joint properties. We've only been married for about 10 months now. We are basically taking our stuff (cars, etc) that we brought before the marriage. We do have some separate student loans that we are separately paying off. We already discussed and decided these issues. Question #1: can we just leave the property section blank as basically have no property or debts to consider in relation to the divorce? Question #2: I have a job offer in another state that is a bit far away. If I accept the offer, it will start in about 2 weeks. I want to know how many court appearances, etc. to make during the entire divorce process if the case is uncontested? I would hate to fly back and forth from the other state that I intend to move, that would be too costly w/ flight/hotel/rental car. Also, I wouldn't want to take a lot of time off from work as it would jeopardize my chance of getting a promotion, etc. Thanks in advance!
  • hire an attorney to "carry" your divorce. shouldn't cost more than $1500. that completely frees you up and you'll never have to appear in court. (i believe CA will allow you to call in for the actual divorce hearing.) my girlfriend was in the exact same situation your in. that's how she did it.
  • hi- Sorry issues did no longer paintings out for you 2. there is not any reason you're able to difficulty in an uncontested divorce the place you're no longer claiming any property and there is not any little ones. Your County courtroom gadget has a do it your self gadget the place you could come to a divorce type and report papers mutually putting forward each and all the words you compromise upon, and so on., and you could (could) never might desire to look in a courtroom docket, so long because of the fact the different occasion does not replace their innovations and desires to contest the words. circulate on your Courthouse and that they might actually assist you out with each and all the information. it's going to shop you a ton of time and cash.
  • Some couples in your situation, hired one lawyer to represent both. Since the property agreement is satisified, that one lawyer can file it in court, for you both. All then is needed is a judge signature and a divorce decree judgement. You should not have to appear, if both agress on everything, and a copy could be mailed to you.
  • Okay So I am going to start college in January for Business. I want to open up a children clothing store from new born to to size 14. A store just like Gymboree, and Jeanie and Jack. I need help with naming my store so if you can please be creative but nothing crazy. I live in West Sacramento, CA if you can also help me with how to get a loan to start my business and how do I choose the clothing I want at my store. I prefer that you own a business or know a lot about what I am asking for. Thanks
  • Bundle of Joy? California Dreamin?
  • Akoben rental.. Carol's Daughter.. The vicinity Soul foods and Jamaican Restaurant on the town. And being within the transportation logistics enterprise I support a couple of Black owned trucking corporations.. Did I factor out I paintings for a Black owned organization? Good I do..
  • children cloths store
  • iclothing store
  • How about Mogli ?
  • It is not...you will need a lot of money to open your own business, more if you want a good location. We have sales taxes as well,k and properties are more expensive than some places in the US like TX, but cheaper than California. Whatever your plan is...small or big rest you wil need a vast budget. But I know that the government has a program called The Key to Your Business where they help you financially with loans and low interests. Good luck!
  • Well how expensive will depend on where you plan to live, the metropolitan area for example the rent for a middle class house for a family of 3 or 4 can go from $400 to $600 and up a month; a small studio for 1 person can go from $300 and up a month. A plus is that almost every house is made of cinder blocks to stand hurricanes winds. Telephone bills can be about $50 and up month, the same for cell or cable TV. If you rent or buy anything at a touristic area the prices are higher. Outside metropolitan area the prices are lower on some stuff like rent but some services cost almost the same. For a small restaurant is not as expensive as some cities in the US but is close. It will depend on how big you plan to make it. To keep it running is also quite expensive just like in the US. Then you have to get permits, licenses, and pay taxes. If you compare P.R. with big cities like, N.Y., Miami and L.A. then is cheaper, but the cost of living and doing business in Puerto Rico is not very different from the rest of the Continental U.S. Some stuff might be a little bit cheaper but there is not a huge difference.
  • The rent is not as expensive as in NY or Miami but is Not cheap.. To open a small restaurant...You will have to get the permits required Health,city,Fire Department ..Etc... but It all depends on Location.
  • NO, it is not. The working class is struggling to make ends meet. The economy is on a hold still right now. It is not a good idea to invest money on restaurants, houses, land or cars.
  • islandse U. S. money so there is no exchange rate like you would have on the other islands I would imagine it would cost more because every thing is shipped in
  • That depends where the bike is from. A bike owned in souther california will likely have a lot of miles because of the longer riding season. A bike from New England would likely have less miles. Miles(within reason) take a back seat to how it was cared for. I would buy a bike with 20,000 miles that was taken care of before I would buy a bike with 4,000 miles that never went in for a valve adjustment. You will find bikes owned by older riders tend to be taken care of, younger riders tend to beat the crap out of the machine and sell it to get out from the loan.
  • the below site have a list of expected mileage based on year and size of the motor you didnt say the model so as an example a 2002 600 has an average mileage 19,400 and the 900/1100 are the same at 27,100 make sure you read the notes below the chart. A well maintained bike is the same as a good car as for mileage but most are considered "old" after 50k because everything is out in the open but if you realy want to know its status see if the owner would allow it to be taken to a mechanic for inspection or if you can bring a mechanic to inspect it if not walk they are trying to hide something from you GL
  • Modern Honda motorcycles wear about like a car. I have 55,000 on my ST1100 and the engine is really like new. It's liquid-cooled which makes a big difference. The CBR is too, I think (I'm not sure but I think it is). Motorcycles generally don't get as many miles on them per year as a car, so a 2002 would still be fairly new. If it's not abused, if the oil has been changed regularly and all the maintenance has been done, there's no reason a motorcycle won't do 100,000 miles.
  • 5000mls is run in 10000mls is used 20000mls is well used 30000mls is a cheap bike anything higher is a classic! (joke...) there is no reason that a well looked after bike wont do 100,000mls, but to be safe, you generally dont get one with more than 20,000mls on it (unless its a winter bike or a commuter, where the rule is 'if it runs its fine')
  • dead 7 has it right. my ninja 250 needed a valve adjustment fairly quickly. a big hog won't need that work done as quickly. etc.
  • bikes wair out much quicker than cars.
  • FHA loans are 3.5%. You should be able to qualify for one of those loans.
  • I am going to enter university in the fall of 2010. I was wondering that if it mattered where I got my bachelor's degree. I was thinking that if it takes a lot of time to complete my studies to become a clinical or counseling psychologist i should consider getting my BA or BS at a CSU school system because it is less expensive and my family's income isn't large enough to go to a private or some UCs. I was also thinking that if it takes a lot of time to complete, I should start at a CSU to postpone getting loans as much as possible. I have a 4.1 GPA with SAT test score of 1700. I am top of my class but my SAT scores are really weighing down my chances of going to a private.
  • Your SAT scores aren't high enough to do private, so a CSU is a good option. It would be better for graduate school if you went to a community college and transferred to a UC, specifically UCSD, since it's in the top 10 for psychology. If you went there you'd have little issue getting into a good graduate school. To be a clinical/counseling psychology you need a PhD, or a masters (at least, but more likely the PhD), you'll be in school for 8-10 years, depending if you go straight through all of the schooling, and how fast you are able to complete your graduate degrees.
  • Hi everyone, Last year everything started with a simple call that I received. One of Heald Business College's High School Admissions Advisors contacted me asking to join their college. We talked for about 30 minutes and everything that he said seemed too good to be true. You all know the saying "if it's too good to be true it probably is" well it seems like I fell for the trap. I graduated from a great High School and all of my friends decided to go to CSUS. I think I am an idiot for choosing to commute 30 miles 2 way each day to Heald College. The CSU was only 6 miles from my house. I pay alot on gas at the moment with a V6 Vehicle. I must say I miss all of my friends that are attending the CSU. I am the only one from my graduation class attending Heald College. I am right now a Full Time student paying $18,000/yr for their "Network Security" program. I have obtained FAFSA, Pell Grant, Cal Grant etc. However, the one that most strikes me is the Federal Loan I took out for $5500 where some is subsidized and the other part is unsubsidized. I am in my 3rd quarter now as it is in Heald College and I feel like I've made a terrible mistake by going there. The reason I went there in the first place was because I had forgotten about registration deadlines for my nearby Community College and the CSU that I want to attend. Also I believe my SAT scores were in need of a retake to get into the CSU. What I don't like about Heald is the small environment, the high tuition, the lack of social people around and their IT program. I feel like Heald isn't really preparing me for a career in the field that I've chosen either but rather they are emptying me of every last cent I have. My parents are poor and I have no job at the moment. I am a good student, but I have a feeling after reading some of the critics that I'll be leaving Heald without a degree and a huge amount of debt. My friends would all agree that Heald is "killing" me financially and will affect me for years to come. The CSU is about $10,000 cheaper a year, how about that! I was in such a rush to get into college after knowing I had missed deadlines that I just jumped into whatever came my way and hoped for the best. Now I wish I had waited and started correctly. Any advice on what I should do? What are the steps to transfer? How would it affect me now both academically and financially? On another note my career interests are aviation, automotive, computers and foreign language. Thanks in advance.
  • This was a lot to read. What does CSUS stand for? It's a university in California I know that, but I'm not sure which one. I would look into transferring from your current college to the new one that is closer to your house. If you go and visit the website if the college you are interested in you can find the transfer requirements right there. Typical steps to transferring are: 1. Apply as a transfer student, 2. Have a letter of good academic standing from your current college, 3. submit your college transcript and application to the new college. 4. Have at least a C in all your classes for them to transfer with you to your new college. Make sure you look into the various majors that your new college offers to see if they have what you want to study. Blessings
  • Where would I send the from for my transcript
  • Husband jorned the Navy Feb.07 now live in San Diego, California, I live in North Carolina. We been married 3 years. his permanent resident card was for 2 years expries in may. on Christmas he ask for a divorce. I found out that he has reaplyed in Califormia without me knowing, send no money to help me. but found his bank statements showing that he send 2000. to 5000. to Africa each month. he has took out lots of loans in both our names with out me knowing and sends the money to Africa. His friends here in NC says he has a wife and child there that he is planing to bring here. am at loss. who do i need to report this to and what right do i have.
  • Quite aside from USCIS, you should also consider having a chat with the Navy. They tend to frown on their sailers having an actual wife in every port. Plus, if you know what country his wife and child are in, you might also contact the immigrant visa section at the US embassy there.
  • Your husband has a conditional permanent resident card. In order to get the full green card, he has to file form I-751 which is usually done with the sponsoring spouse. He can file it without you if you are divorced and he can show that the marriage was real at the beginning and just fell apart. It sounds like you think there may be fraud involved here. You can send a letter to USCIS explaining your concerns and stating your unwillingness to sign on to the I-751. If he has already filed on his own, you can still send the letter. USCIS should take your letter seriously and if they think there is a chance of fraud, they will investigate. If his friends are willing to sign letters (notarized) stating they know he has a wife and kids in Africa, that should be included with your letter. Marriage fraud is serious business in USCIS's eyes and a finding of fraud could prevent him from ever getting a green card. In your letter, be as specific about your concerns as you can (copies of bank statements, specific details, etc.) and be sure to include all identifying information you have so they can put the letter with the right file (his A number, the receipt number from the I-130 and I-485, the receipt number from the I-751 if you have it). If USCIS finds a marriage fraud or other bad business has taken place, they can cancel his green card and deport him (if they haven't removed the conditions yet) or move to rescind his green card (if he now has the full green card). If he was really married in Africa when you got married, then your marriage in the US is void as if it never happened (because he wasn't legally able to marry). In that case, the I-130 you filed for him is also void and his green card will either be terminated or revoked. When you signed the I-864 affidavit of support, you agreed to be responsible for his government bills (welfare or other government services, but not commercial bills like a credit card) for roughly 10 years. That ends if his green card is revoked and he is deported. It does not end if you are divorced.
  • Why did you commit fraud in the first place? Why did you think that you had the right to determine who can be a citizen, instead of the American people and our laws? Who was this friend in the first place? Was he yet another non-white being smuggled into America? America used to be 90% white. Then some leftists decided that having children was bad for the environment, some other leftists decided that women who have children waste their lives, and some other leftists decided that we must open our borders because the non-whites can't take care of themselves in their own countries. Now we're 60% white and dropping fast. At no point were the American people asked if they wanted to be overrun by non-whites. It didn't happen by accident, it didn't happen organically, it happened due to a concerted effort by leftists involving every leftist institution. Regardless of whether you go to jail now, I'm guessing that in 20 years you're going to feel very silly about what you did.
  • Im so sorry to hear you were used like this. You are totally within reason to report him, you had no idea he had a wife and family. What he committed was immigration fraud, how coincidental that he wants a divorce right as his conditional residence is running out. You can have him deported, fined and possibly jailed. You can also have him charged with credit fraud over the loans.
  • Write a letter to immigration or make an appointment on uscis.gov (InfoPass) to speak to an information officer. He can file a waiver and have his conditions removed without you filing jointly. Form I751 removes the conditional status. Unfortunately what you stated is a common scenario. Individuals convince a US citizen they want to marry them in good faith, but they really only want a green card. When they get what they want, they disappear. You should document that the marriage was not entered into good faith on his part. Get this done quickly before his application is approved.
  • You need to report this to the police because in the United States, having two wives is against the law. So get your marriage certificate, find out the name of his other wife and go to the police. What he has done is against the law, and you don't need a divorce because your marriage was never legally valid to begin with. Also since he has commited a crime he will be deported.
  • If he was married to the wife in his home country before he married you then that means your marriage is null and void which means his reason (you his wife) to be in the US is null and void. Do as George suggests contact the Navy, and contact a good lawyer as well.
  • you need to report this, and as soon as possible, and BEFORE may, so that he will not become a permanent green card holder. what he doesn't realize is that he still needs you, to remove his "conditional resident" status. Take the necessary steps at www.uscis.gov
  • i live in ohio and im going to college next year and im going to major in pre-med. my main plan for my life is go through schooling become a doctor pay off my school loans than save up some money and move out to southern california. okay now my new ideas: lately i've taken an interest in acting it seems like a lot of fun idont no if i'll like it but i want to try it and im in the process of searching for acting schools or places i can just simply take lessons at. and i plan to do it as a hobby if it ends up being as fun as it seems. i was wondering though in the long run in like 10 years or so if i've been in acting lessons that long and after i've relocated if id have a good chance at getting a couple tiny roles in shows like one liners or something. considering whre i always wanted to live and plan on living is a very good location for that career. feed back would be nice. i'm deffinitly going to take classes i want to learn to act, i might not like it and i may like it alot, and i can still do it knowing i wont get roles in anything especially since i will have a stable career im just wondering if anybody thinks that i even have potential to "make it" sorta. i mean if i actually try really hard and i like doing it
  • I teach acting for a living so I do a little about this subject. Sucess in acting is a combination of preparation on the part of the actor and a need for that actor by a production of some sort. My experience in this field tells me something very clear about acting. It is very much like gambling. You do your research and make the best decisions you can but there is no guarentee of success at any point although it is common for people to start getting work as soon as they have some training from legitimate talent trainers in your area. Everybody invests in their education and acting is no different although it can cost a whole lot less than a degree.
  • a million.Vince Neil - Encino guy? 2.Gene Simmons - The robotic flick with Tom selleck, Trick of cope with and KISS Meet the Phantom of the Park 3.super White - Maid to reserve 4.Henry Rollins - The Chase, the hot new child, Johnny Pneumonis...to call some 5.Sting - Dune and Quadriphinia(Typo for specific) 6.Mick Jagger - Ned Kelly and Freejack 7.Zak Wylde - Rockstar 8.David Bowie - The Labyrinth and The status 9.Aerosmith - The Sergeant Peppers action picture 10.Ozzy - Austin Powers and Goldmember 11.Ritchie Sambora - Brokeback Mountain(LOL) 12.Geddy Lee - ? it incredibly is devoid of looking it up.
  • Honestly, when it comes right down to it, generally a person can only become great in areas they love. If you end up liking the work thats involved with acting, then look into it! Also, make sure that if you actually pursue acting, that you would rather act than any work you would get as a doctor.
  • u can only do it if ts your hard core passion. If you seriously think that it will make your life and start to make a resume and cast in productions and go to tryouts than yes. Every1 starts out small. Good luck, and if It isn't your think good luck n pre-med!!
  • chances are you wont make it, but if it is something you are truly passionate about AND you have a back up plan, then i believe you should pursue it. Because in the long run, its all about what you enjoy. goodluck in whatever you wish to do.
  • There are no guarantees in life and there are certainly no guarantees when it comes to a professional acting career, mild or not.
  • I sincerely apologize in advance for the wall of text... School simply isn't for me. First off, don't make assumptions concerning my intelligence based upon my opinions; I go to one of the top rated schools in the country and scored in the 98th percentile on the ACTs last year (8th grade) Next year when I turn 16, I'm planning on taking the CHSPE (California high school proficiency exam) so that I can earn the equivalent of a high school diploma and leave high school early to go to college. Here's where the complicated part comes in. I want to own an art shop and homeschool my children in the future. Until then, I am satisfied with living on minimum wage in a studio apartment. I have about $2000 saved up in a savings account, and it is constantly growing so I'm expecting to have enough money to eventually open my business. I was thinking about taking a few classes in community college, without the goal of earning an associates degree, until I am 18 and can move out of the house. Now in my opinion, using all my saved up money to go to generic college classes (such as basic math, science, etc) to earn a degree that isn't even required to start a business makes no sense whatsoever. The hard part of this whole thing is that my parents both believe that the only way to be fulfilled in life is to have a lot of money (I disagree) and have a college degree (again, I disagree). When I told them that I didn't want to go to a 4 year college, they freaked out. Even though they still think my goal is to get an associates in business admin, they think my life will be useless without a bachelors or higher. So, how can I convince them to just let me go to a few business classes in community college rather than getting an associates???
  • I think by just showing them how dedicated you are to what you do want to do. And show them evidence of people who did not go to college, opened businesses and went on to be rich or at least successful. When I don't do what my parents want me to do, they eventually accept that I made the right choice when they see it start to work for me, so it might take a while. The issues they might bring up (that I see, anyway) are that you'll probably be putting that 2 grand towards living expenses (expected ones or unexpected -- and yeah, there will be unexpected) before you can even start thinking about starting a business. Starting a business usually requires a hefty loan. Also, you have to have a whole lot of know-how to be a business person. They're going to want to know that you'll be prepared, and they're going to want to know what you plan to do in the meantime to mentally stimulate yourself. So the best thing you can do is think about these things and how you'll address them when your parents bring them up. Good for you for wanting to make your parents understand. At the end of high school I told my mother I wasn't going to college over pastries one morning. She screamed, oh how she screamed.
  • Be diplomatic--don't cause a confrontation with a defiant "No," rather invite them to a conversation where both parties can go over various options & discuss pros/cons. Then, work out a compromise/ agreement-- if AAA, then BBB. Say you agree to go to college if, after some time & exploring other options A, B & C, you decide that it will indeed be beneficial. You are young, so no huge rush--you can take some time between graduating HS & getting into college to decide what's best for you. Just make sure you use that time wisely & learn from "not" being in college. In general, I'd say you may want to give college a try--go for 1 semester at least; then, if you still feel it's the wrong path, take a break & do something else. I would definitely not go to the Community College if I were you. Sounds like you are a good student, so challenge yourself by applying to top schools--there, you'll meet some interesting people, and the experience will surely expand your horizons. If you want to run a "successful" art shop (not just any art shop), learning about that kind of business ahead of time & socializing w/appropriate crowd is a must (be it classes in college or somewhere else). Again, going to college will be as much about the social experience, networking, making life-long connections with interesting/wise/useful ppl as about gaining knowledge from classes. Let me repeat myself, socializing & networking r a must for ur business to succeed--u need to be out there, research, see, be seen, meet & connect; college is a very good place to start. Consider this: If u only make minimum wage, u won't be able to afford to go to certain places where successful artists hang out (sad, but true--u won't be able to afford a decent cup of coffee in NYC), or, to buy equipment to make/display art (e.g., camera, frames, laptop, computer software, etc.), pay for advertisement (e.g., website, etc.), travel to art festivals or attend exhibits... Good luck!
  • Well, your mum and dad are going to assume you to use for monetary support or ship in school software varieties at a few factor. If they see that you are no longer doing any of this, they will get dissatisfied and insect you approximately it. Also, in the event you desire to make grownup choices for your self, then you definately ought to be inclined to face by means of the ones choices and protect them. So for either one of those motives, I believe you will have to inform your mum and dad of your resolution as quickly as viable. For the list, I believe you are going to quickly detect that you've made a enormous mistake. You are going to discover that individuals may not admire you for no longer having a measure. Some individuals will deal with you favor trash once they discover out that you are uneducated. And well success ever proudly owning a trade and not using a measure. Without a measure, you can discover it difficult to get a mortgage from the financial institution to begin a trade. You will usually discover it very elaborate to outlive on minimal salary. And a number of the jobs you can be ready to get can be dull and really, very rough paintings. But well success to you. I wish that your mum and dad are nonetheless inclined to support you whilst you difference your brain approximately school!
  • Hi, this is a complex problem with a lot of information. So if you're short on time, move on. I live in California and recently applied for an apartment near San Diego. I was denied, which comes as quite a surprise, to me. For one, they said I had no credit. Now, the only thing I've ever financed was a new car I bought in 06. I financed it for 60 months, paid it off in about 24 months, and as of March of last year, my credit rating was a little over 700. Since then, I've financed NOTHING! I have no credit cards, and only one bank account with plenty of money in it. How could my credit go back to zero? The second issue, they said I had a ridiculous 6 criminal charges against me! I checked with the Riverside County Courts website, and it showed 4 charges. In 2008 I got a misdemeanor for having a gram of pot, which I know by their standards means I'm a no-good, drug-addicted criminal. (I'm not, I go to school, and I don't even drink!) The other 3 were all fix-it tickets. Two for window tint, and one for no front license plate. All of which were corrected and paid off well before the due date. What should I do?
  • Update** Checked the 3 major credit sites for my history. It shows my two accounts, one for a car loan, and then my one and only credit card. Both of which are completely paid off, and have not a single late payment. They make me pay to see my score, which I passed on, but shouldn't this translate to SOME credit? Particularly GOOD credit?
  • The sources (Trans Union, Equifax, Experian, etc.) which were used by the place you applied should be sending you a copy of the report used during the application. Check with them to make sure a copy was requested. That is part of the Equal Credit Opportunity Act. Once you obtain the reports and see what they were seeing, you can immediately attack those companies who incorrectly reported your data. This is a precise process, so you must be thorough and deliberate so that your credit is reflected exactly like you think it is. Disputing issues on your credit is part of a standard check-up consumers should do on a regular basis, which is why as a consumer you are entitled to a free credit report ONCE PER YEAR. Hope this helps
  • They told you why. 1. Limited or no credit history = did the lender report to all credut bureaus, maybe they checked one that did not get reported too. 2. Too many run ins with the law. Yes, your situations are ridiculous but you do get into trouble more than the average person. If they don't have problems renting their places, than you are probably not a renter they are interested in, when they can get someone with a clean record.
  • If the condominium is for seniors simplest, then you're breaking THEIR regulations via staying along with your grandma. If you are inclined to damage their regulations, then you are by and large inclined to damage the brand new landlord's regulations. They do not like liars. Don't trouble re-making use of. They will understand who you're. And, no, you are not able to combat this. You are within the improper. .
  • I looked up the website out of curiosity. He's definitely ripping off Allstate's name. It doesn't appear that he's affiliated with them at all (the Allstate logo would be on the page). Allstate was one of our clients at my old firm. I emailed my old contact ecause even if this guy wasn't a scam artist, its still a violation of a tradename. Thanks for the head's up. Edited next day to add: Allstate's legal department emailed me this morning - he is fraudulently using their name. Thanks again from both myself and Allstate's attorneys for the post. Your note won my firm some great brownie points from Allstate (we may be doing some work for them in the future!).
  • Some of it may be true to the extent that foreign investors have bought a lot of american companies and have invested in our banks and also the loans we have made from other countries such as China, they may demand payment of some sort. I would not think Americans would agree to a plan lightly. The only country that could afford to buy out another would be the opec nations, but they have control already so I do not believe they want real estate. But if we sell california and virginia we may be better off
  • Dont you know that alot of the US is already "owned" by countries like China and Saudi Arabia??? Even our dinky amusement parks are being sold to other countries.. (ie: Kennywood park)
  • The stimulus is funded by borrowing money. If foreign countries buy our debt, then we owe them the money. You might then say that we have been "sold" to them.
  • The same thing that funded the war, Bush tax cuts and the TARP.
  • FED IOU's and the printing press.
  • They are slowly taking away my SSI in california. Can I get my own TV shows like Octomom to pay for my bills when she was greedy to put the system in more debt. I am a disabled american with no kids (I protect myself) and a single person struggling to surrvive on a check of 850 soon to be reduced again. I attend school and I have 2 loans I have to pay back. I use my money for school not to support others, get invitro fertilization or unneed plastic surgery. This is not fair. Does anyone else feel the same way?
  • I am not asking the world to feel sorry for me. For example my grandparents don't work no more. They have second stage alzeheimer and they too are struggling to surrvive. They are taking away from their checks and not to mention medi-cal has removed a lot of programs (no dentures, eye glasses, or shoes). Is it fair for them to suffer because people like Octomom abusing the program for years? I would work if I could. I had good grades and a scholoarship but due to another person I became disabled. My point is that this has to stop. Why should we praise someone who has abused the system while others are struggling to surrive?
  • I feel u just because she had 8 kids doesn't mean that the world has to feel sorry for you. She made that choice on top of that she already had 6 kids like come on she a greedy hungry for money media attention person.
  • Hi. I have written gre and got a score of 295 (154 Q ; 141 V) AWA-3.0. I m an above average student and Ashamed of this score.. :( I have 80% in Btech without a backlog. +2 85.1 and 10th 90.8%.. I m giving my TOEFL tomorrow. Expecting Minimum 95+ I need Good universities which would provide me funding for first sem. My parents would not be able to assure me for loan cause there's no property for it.. I have graduated in 2012 and working for almost 2 yrs in a reputed MNC Please Suggest me.. I thought the following: California State University, Sacramento ODU San Jose University Southern Illinois Does these universities make me achieve my target of doing MS in computer science? I have intern experience also.. and can excel in semesters.
  • 1. Your GRE scores are way too low to be taken seriously by any reputable grad school. You need at least 160 out of 170 on each part (verbal & math) to hit the 90th percentile. Top schools, competitive schools & fields require scores above the 95th percentile, even above the 98th. 2. The schools you have selected are ranked rather poorly, but you still aren't getting in with scores like that, especially not in a highly technical field with hordes of people competing for admission. 3. You're not getting any funding. Scholarships are almost exclusively for undergraduate students, and almost all are reserved for citizens anyway. You cannot borrow as a foreign student. Most financial aid comes from government - i.e. taxpayers - and is therefore reserved for citizens since their parents have been paying those taxes for a couple of decades. If the department has funding for an RA or TA (research associate, teaching associate), it will go to the top student in the department, plus you'll need to be native speaker of English or extremely fluent to teach - and again, if funded out of taxes, generally restricted to citizens. What have you done with all your income while working? No money = no study abroad. You must prove you have sufficient funds for all school + living expenses, plus return transportation to your country of citizenship, to apply for a student visa. And the California schools - well, Calif. has some of the highest cost of living in the US, and San Jose is very high. Perhaps it would be best for you to keep your current job & go to grad school part-time locally? Or grad school in your own country so you can work part-time to pay for it? But if you don't have money, and a great deal of it, forget studying abroad. Lots of hidden costs in grad school, and you will need a lot more money than you expect.
  • Why get a masters just yet, do a state internship in the Tech Department, or go do an internship at Pixar or Google and see what they are up to... or do one at Microsoft. They know where they would like you to go.
  • A number of years. Not exactly sure how many. Generally, if you don't have a garnishable job or other assets they can attach, they usually don't sue you. At least until you do. Some Buy here pay here lots don't sue anyone. Its not "free" to sue someone so the lender wants a good chance of recovering more than their cost of suit or they are throwing good money after bad. I spoke to the CFO of a sub prime finance company I own shares in and he said they sue about 50% of their former customers. They don't sue everyone because theres no point in it. If you are self-employed, they cant garnish your wages. In some states, like South Carolina, they don't allow garnishment.
  • They can sue before they repossess and anytime after for at least a few years! If you don't have the money to pay them, a judgment will be issued and they can go after anything you may own. You will be on the hook until you pay it off, or it is cleared in a bankruptcy settlement, or forgiven by the loan company.
  • 60 days they file suit, get a judgement try to collect the collection will get passed around to a few conpanies, so not so nice
  • ok so im planning on getting my masters degree in psychology but im so confused with the university i want to transfer to... i want to go to CSUN because its the closest to my house... i live in California by the way but i just have a few questions that need to be answered 1) whats the difference between CSU's and UC's? 2) Is CSUN a good university for someone thats majoring in psychology if not whats a better one thats not outside of California 3) When you get excepted to a university after college to you still have to pay a lot of money on order to get in? if so how do i apply for scholorships? 4) Do universitys except everyone that tranfer from community colleges that fit all the requirements needed?
  • 1) The requirements to get into a CSU are a little easier, but I've heard that UC classes themselves tend to be easier. Wikipedia goes over some of the differences: http://en.wikipedia.org/wiki/California_...2) UC Davis is generally regarded as one of the best medical schools in the state, and I would assume their psychology department is pretty decent because of that. CSUN is more known for their Applied Science and Engineering programs. Your school counselor would probably know a school with a better regarded Psychology program, and would help you choose classes to take at your CC to help you pursue your goals. Here's CSUN's wikipedia page: http://en.wikipedia.org/wiki/California_...3) Talk to a counselor at your community college about applying for scholarships when you transfer. Talk to your financial aid department, too. They're better suited to answer questions regarding scholarships, grants, student loans, and other forms of financial aid for students. 4) Nothing is guaranteed, however your chances of transferring as a Junior with two years already under your belt are better than someone who's fresh out of high school enrolling as a freshman. Also, don't confuse "accept" for "except." People might think you're not very smart.
  • well, im from the north east so i dont know about Cali Colleges but i can lend some advice. 3.) Usually you can call the college you have been accepted to and they can make an appointment with you and a financial advisor and get all of the squared away. if you did get a scholarship you would of most likly received a letter about it after you were accepted. 4.)some universities do accept people directally out of community college. it all depends on which college your coming from, going to and if your credits and courses will transfer. again, colleges know that students do not know all of that. even if you are not planning on going to a college you can still make an appt to speak with someone.
  • CC's and universities usually work together on the programs/classes they're offering so the CC's are able to prepare students for what the university expects, so don't worry about that. There are so many scholarships, that you have to apply for one that best meets your needs.
  • Democrats try to say that Romney doesn't care about us, so we should vote for Obama. But, in my lifetime, I have felt like nothing but a bank account to the Democrats. Don't the Democrats just want my money to pay for illegal aliens, abortions, etc? What have the Democrats ever done for me, other than think of creative ways to get my money.
  • @zombie night -- Sure, but... i have to pay $30K/yr for my daughter to go to a University of California. I pay a lot of taxes, but my daughter got no financial aid. I had to take out loans to pay for her school. There are children of illegal aliens getting a free ride at her school, with full financial aid (due to being poor). So, I am paying for them, and my daughter. kinda sucks... don't ya think...
  • Nope, about 40% are bank accounts. The rest are just sheep.
  • And here I thought all along I was nothing but a work horse not even deserving to be put out to pasture for the likes of Republicans.
  • lol... "Mitt said something stupid so let's take the OPPOSITE OF THAT STUPID THING and then pretend that Obama thinks that!" really? with your level of question... I have a funny feeling you're in that 47 percent and you don't even know it... beyond that... even if your taxes DO PAY FOR THINGS... that doesn't mean that you're "just a bank account"
  • Yup
  • Yes! You hit that Nail right on the head.
  • I guess you never drive on an interstate highway or benefit from our national defense in any way?
  • Well i want to open up a Cannabis Club in California (leaning towards San Francisco). I was thinking that a couple of close friends and i could each take out large loans from the bank and put it towards a nice club (it will be 60's counterculture designed). What do you people think i should do? And how hard is it to open one up? Thank you.
  • If I were you, make a thorough research about the business that you are planning to start...It's not that easy to start a business, you have lots of things to do..Make a business plan so that you'll know everything that you will need!
  • Best you research that plan.
  • Wow.... once again people with a lot of bad advice... Here's the deal... The car was purchased buy the original owner, and any activity through the DMV is public record that goes on the carfax report. The lien is also reported, as the title is held by the lender until paid off. Once paid after the car was traded in, the title is sent to the dealer. You stated that this car is at a dealership, and remember that a dealership can NOT sell a car that they don't hold the title to. The bank sends the title to the dealership and it is held until the car is sold. Only after it is sold again does it go back through the DMV and show as a second owner. If you get a loan to buy it, it will show a new lien and an additional registration. If the carfax shows no accident reports or insurance claims on the Carfax report, and you like the car, buy it. It's not been repossessed or anything strange like that.. It's at a dealership and we have to follow certain sets of rules in regards to titling and such. So, all in all, that Carfax report is a good as they get.
  • lol, i love all these people who think its the dealers fault. you cant really "doctor" a carfax report unless you make a completely fake one which wouldnt be easy and wouldnt look very good. And I dont know what kind of "dealer" you bought it from but why would a decent sized new car dealership probably worth a few million dollars risk all that to make maybe a grand more on one car deal. If it was a side of the road used car chop shop then maybe but no way would a real new car dealer knowingly give you a falsefied carfax. but anyway i think the most likely thing is that the accident wasnt reported in time for it to show up on the carfax when the dealer ran it. whoever had the car probably crashed it, had it fixed by some private body shop then traded it in and you bought it within a month or so the accident wouldnt show up on carfax yet. I dont really think you have a case on anybody unless it was some shady as hell used car dealer that did somehow make up a false carfax report. then you could try and go after them i guess, not that you will get anything. If the accident is showing up a LONG time before the dealer had it then maybe, but i dont really think theres alot you can do
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  • Normally you would like to see some inspections on there, but that's in NY, I don't know if CA reports inspections. Unfortunately it's impossible to see if this car was used regularly or sat around for a few years. It's not bad though, just have it thouroughly checked over by a certified BMW technician. But all in all, i would be happy with that report.
  • I have a Carfax subscription also. I would think it means that there was only one owneer, but with a lien or loan, it sounds like it was repoed and put to auction. It should also have a car dealer or original owner listed as where you would be purchasing it from. Not all vehicles get reported. You can either investigate it further or forget about this one. I think I would forget about it.
  • There is a lien on the vehicle...are you getting a clear title when you purchase it... Will the debt be assumed by you? Ask the seller who holds title to the car. Call and ask that bank (Who will not tell you anything about the loan at all!!!) if transferance is allowed by them. Otherwise, I would personally just look for another car.
  • Thats a good report, anytime anything is done to the car, it will show up on carfaz i.e. title change, inspection, etc. Looks like it was a one owner, and if it is in good running condition, buy it!
  • That is just the original pruchase of the car. That is all. If it came back with accidents, etc.. then I would be concerned, but that first transaction will be seen on any carfax report you run.
  • That means it is a "clean" report -- yes that is a good thing
  • uh
  • Bush ran every company that he ever had, into the ground. He and his brother Neil would take huge loans, pay the proceeds to themselves as salary and file bankruptcy. That's what caused the California bank crisis in the 80s. There was lots of press about the bank failures but almost no publicity or news coverage of the Bush family's involvement. He is doing the same thing to our country.
  • Well the U.S. is owned by corporations and their friend Bush will remain as long as he does not hinder profits (taxes). Why do you think Regan won? He promised tax cuts to corporate America and when he did so what do you think the corporations did? Well U.S. Steel closed down the biggest steel plant in the U.S. and bought Marathon Oil resulting in the loss of thousands of jobs. This was followed by a wave of other corporations merging and than sueing each other all the meanwhile Japanese and Chinese companies were modernizing. Now who's in charge? -> The person above : some sources please about this so called time of economic prosperity.
  • Well he would definitely be a one man show and would not allow anyone to have an opinion that's for sure. Secondly, if anyone tried to object against his policies, he would spread rumors with his PR manager such as Scooter Libby to screw you up. He would spend 90% of the corporate budget alone without a marketing strategy. Not be willing to cooperate with other competitors to resolve regulatory issues that may threaten the industry as a whole (such as Global warming). The company would be insolvent in less than a year and to save his face, plot and plan a way burning down a 1/2 of the building to keep his job. In the end he would blame it on one of of the smaller competitors who have no voice.
  • If the person you hired in ANY other job screwed up as badly as the fool we have in the White House gas, he would not only have been fired, he would be blackballed from ever working in that field ever again. Bush was incompetent as Governor, he was a poor pilot who can't read a calendar and he has beena dosastrous President. Our stock was valuable, now it's worthless. No other CEO could do such a poor job without being fired long ago.
  • Nice try but no cigar. Look how long Michael Eisner held out at Disney after everyone in the world knew that he was running the theme parks into the ground? Look at Wolfowitz, throughly crooked head (appointed by Bush by the way) of the World Bank. He kicked and screamed his innocence and blamed the media for losing his job. He didn't seem to understand that giving his girl friend a fat and juicy pay and benefit increase might not be looked upon well. If the U.S. were a corporation, too many Americans would be silent shareholders.
  • If the U.S. were a corporation, Bush would have been imprisoned for violating anti- trust laws. Prior to being sworn in, he spread word to his wealthy investor friends to invest in big oil, enron, halliburton, and the military industrial complex, because he intended to start several wars and resume the Russian/U.S. arms race.
  • This time around having found himself being born again. No way he will want to go back in chasing the great American dreams of puff the magic dragon. Will be looking forwards to enjoy the real thing that taste like coke. Maybe spend sometime playing base-ball in the net.
  • if he started out as ceo, he would've ran the company into the ground if he didn't get fired first.
  • There is no way for this idiot to become CEO in the first place!!!
  • Not a chance.
  • Just keep in mind the unreal cost of out-of-state tuition. NYU, for example, has become infamous for putting their students in debt for life. California schools can be a nightmare. The budget is bad enough for students in-state, let alone out of state. Look at a lot of regional schools, as there might be some kind of agreement between states that will give you a tuition discount. Always dream big, but just note that out-of-state tuition will be at least twice- if not three or four- times as much as in-state; and paying off those loans isn't as easy as just finding a job out of school.
  • NYU
  • Both my parents married each other in USA.They were green card holders and Dad had a good job at a university in California.I was small(2 yrs) at that time and was born in the US(I hardly remember anything though).In 1998,when I was 3,my parents and I shifted to India never to return back.I grew up and now I'm a senior in high school and got some sense to know what we lost.My dad isn't doing great here financially either.My grandparents,who are physically healthier than me too,pressurized my dad to serve them,leaving his career,life,kids all at stake.It is because of them that my Dad is a pauper in front of relatives who used to treat us like kings when they visited us in America.My relatives are mad rich people and they never lose any opportunity in hurting us.My mom,who is still and will be an American at heart hasn't still gelled in India.It is all because of tricks of my cunning grandparents.My mum n dad even got citizenship but they shifted to India before the fingerprinting process and weren't allowed to go back and complete the steps.My granny was against Indians leaving India and her own daughter settled in Australia,my cousin is in USA,then on what basis did she call us? Double standards!!! I want to hurt them,make them realize that what they did was killed their son's life and his wife and kids's too!! I HATE THEM!My dad's sister is manipulative and uses him for each and every goddamn work! Everybody else has everything and my Dad is left with loans,abuses(my grandpa abuses still abuses him) and Darkness.If my Dad can't stand for himself,I will.Help me beat my anxiety.TALK TO ME.I am going to america by any means and call my parents back to where they belong as soon I get big enough to sponsor them.... :( :( :(
  • Ugh, that stinks. Tell your dad to go behind your relatives back and find a job- a good one and leave them! If you see the sister manipulating him then put an end to it! Tell her off, and if she gets mad and says I 'm your elder the tell her she isn't acting like it at all and that she;s a disgrace for not doing work by herself. If she shoots back with another comeback tell her to do her work herself to prove to you that she isn't useless. Moving on, try to get a minimum waged or small paying job in India to start with in order to have some money on hand and soon it will build up. Talk to your dad well about how the grandparents are and the sister, and try to convince him in any way possible, and if you got your small job if you could tell him that you're trying for your real family's sake! Yes, your grandparents may be part of your family but they aren't doing their part to become a real family member much less a caring one. Best of Luck!
  • Hi! I'm currently 17 and a high school senior. I'm considering moving to Santa Cruz/Aptos to attend Cabrillo College and then eventually transfering to UCSC. The thing is 1. I'm an out-of-stater (been living in Germany for 6 years. Although I have residency in HI, NC, and TX I don't really have any state attachments) 2. I haven't been to the states in a LONG time, I have no family in Santa Cruz (though some in Sacramento) 3. I plan on moving there independently with my own money and I'm not sure what to expect So far I have about $7000 saved up which I hope will cover atleast one semester at Cabrillo, rent, and other expenses while I get a job to earn more money. so.. any Out of staters with experience like this? How was the transition for you? How's the rent/housing? I read that employment is hard to find, is that so? any other advice? much thanks
  • The main thing that you really want to consider is that going anywhere in California for school is expensive. Mostly because housing costs a lot more than other states. However, you do have a lot saved up which is a really good thing. I'm assuming that Cabrillo is a community college or junior college over in Santa Cruz, and the school shouldn't be that expensive. Housing could cost anywhere between $500-$1000 a month for an apartment (I don't really know that area very well) or even more. So, if you're working part time the first year of school should be easy to afford. Also, if you need to you can take out a student loan. Low interest, and you don't have to start paying it off until after you graduate. Good Luck!
  • I would think they'd make a lot -- considering californians go to therapy for everything from hangnails to figuring out why they suddenly hate their wardrobes... (i know i live in california).
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  • I really want to go to university in California, USC is my top choice and I'm pretty sure I'd get in there but it's $40,000 a year and my parents said they'd only give me $10,000 a year for tuition so I found a school that's only $15,000 a year, SDSU, so it's really good money wise, but I want to be an engineer so I want a good education too... So are state universities considered bad compared to other universities??
  • It depends a lot on the school. Some state universities are nearly as well regarded as the most elite private schools. These are usually the big "flagship" state universities. The other state schools are usually not particularly prestigious, but will give you a solid education at a good price. Engineering is a tough field because so many companies only recruit at the top two or three schools, depending on the type of engineer they are looking for. If you are absolutely certain you want to be an engineer, I would look seriously at a top engineering schools - the money you will make coming out will make the loans worthwhile.
  • If Engineering is what you truly want to major in and become then consider these few things: 1) What the are best Engineering schools in the country. 2) What are the best Engineering schools in-state. 3) Will I need Financial Aid, or need to work, or will my parents be able to afford all of my college expenses. Going to a "brand" name school is really not any different than going to a lesser known school or even a state school. USC has a great Engineering program, but so does San Diego State. If you ask 20 people who work in an industry as a result of engineering schooling, over 70 percent of them ARE NOT necessarily working in a field that is the same as their undergraduate discipline. Since money sounds like an issue, work your tail off in getting as many scholarships you get qualify for. My state school has a great Engineering program. The only difference from my school and a "brand" name school...tuition. $10,814 out-state vs. a GREAT school like University of Chicago...$37.970 out-state. Good Luck.
  • No, state schools are still very good. Some are better than most private schools, though you've got a bit of an assortment on your list. Clemson, Georgia Tech, Virginia Tech, and SDSU are all very well known universities. Iowa, South Carolina, and Louisiana State are good, but not quite as good as the previous list. The rest are mostly just okay. Michigan Tech has a good engineering school, but it's not that well known, and it's in kind of a crappy location. University of North Carolina-Greensboro is a satellite campus of the more well-known University of North Carolina-Chapel Hill.
  • i was considering USC but the price is outrageous! and only because it's private. I ended up going to CSUDH to save money while i'm earning my bachelor's then maybe I'll consider USC or UCLA for my masters, and I LOVE it. i have like 2 dozen friends that go to SDSU and they love it also. the schooling is great however, it is a pretty big party school. you may have already heard that though. good luck!
  • State schools are great just make sure they have the proper accreditation, which nearly all do
  • My husband bought a house 2 years before we married. We've been married 3 years. He is doing a short sale on his home. How does this affect me? I have a house in my name only. We have no banks accts or credit cards together. The only thing we do jointly is our taxes. I have heard that the lender has up to 5 years to collect any money owed that wasn't recovered in the new purchase. Can the lender come after any of my savings acct's because we are married? I'm pretty sure it won't affect my credit since my name is nowhere on the loan or the house. But I'm not positive. We live in Calif.
  • My husband bought a house 2 years before we married. We've been married 3 years. He is doing a short sale on his home. How does this affect me? I have a house in my name only. We have no banks accts or credit cards together. The only thing we do jointly is our taxes. I have heard that the lender has up to 5 years to collect any money owed that wasn't recovered in the new purchase. Can the lender come after any of my savings acct's because we are married? I'm pretty sure it won't affect my credit since my name is nowhere on the loan or the house. But I'm not positive. We live in Calif. Saw some of your answers. Thanks, now I'm really scared. Would it help if we got divorced now? I am not willing to lose anything over his house. I have no problem with getting a divorce and either does he. I have been a single mom for many years and worked really hard for what I have. He has another house and a small business. Wouldn't they go after that before coming to my stuff?
  • This is a very complicated question because California is a community property state, and from what you said it is impossible to know which of your properties are community property. It sound simple that you each have a home that you think you own alone, but a lot of actions can convert separate property to community property. You should not depend on what people say here to figure out your rights. Talk to a family practice attorney.
  • Ugh, a community property state. This could be very complicated, you should enlist the services of an attorney ASAP.
  • U Should contact an Attorney immediately before u do the sale......
  • I've finally made the decision to transfer the school i'm at and attend one in California. I didn't chose California because of the hype...I chose it because I became engaged in the school and what it has to offer. Although only GOD knows how I will end up. I will be in a lot of debt have to take out loans. Making this big transition from Chicago to San Francisco will be big . So can someone please tell me what moving away from the main infrastructure is like.....my mom babied me all my life and now i'm ready to fly the coop Lol. Is this a good decision for me or what?....Right now i'm living at home but in Cali I will be staying in a dorm.
  • It feels like FREEDOM! Enjoy this very special time in your life, for some day it will be the "good old days" to you. San Francisco is a wonderful city and you will find northern Cali much nicer than southern Cali.
  • my family composed 3 people, but only my dad works for about $12,000 per year, and my mom dealt with cancer, which spent a lot of money. Now i am a junior in high school, i am involved in asb, 4 club officers and 140 community service hours. In addition, i have a 3.7 gpa and i am asain, and i live in California. Please give me experience and an estimation of how muchfinancial aid and scholarship can i possibly get
  • For federal financial aid (grants or loans), you would need to start by filling out the Free Application for Federal Student Aid (FAFSA at www.fafsa.gov). Once you enter your parents' and your own financial information, the site will tell you how much money in loans or grants you are eligible to receive. With your parents' income being so low, it is likely that you would qualify for the maximum of $5500 per school year in grants and you could take out low interest student loans in addition, but the amounts can vary greatly depending on which university you attend. As for scholarships, the sky is the limit! Talk to your high school guidance counselor or scour the internet, as well as any flyers posted at your chosen college and apply for as many scholarships as you can. Even if you don't think you exactly meet all the requirements, apply anyway, since sometimes if a scholarship committee doesn't get too many applications, they will award money to someone who they feel is deserving.
  • I am a freshman in college i want to ultimately study to be a pharmacist. When i called Pharmacy schools in California, they all said 99 percent of their accepted applicants have a bachelors degree. Is is realistic for me to get my associates/bachelors in nursing and then apply to a pharmacy school. Then work as a part time nurse while studying Pharmacy? Is this something that can be done?
  • I guess that is possible. Although you would benefit more working as an intern in a pharmacy (hospital or drug store), because school can only teach you so much. Generally, to sit for the licensing board exam you need x amount of intern hours in a pharmacy anyway. Maybe during the summer you could be an intern and a nurse, but you might be better off working as an intern and studying during the school year. If I were you, just get your bachelor's in something that will help you get into pharmacy school (i.e. major in something that meets both pharmacy school admission requirements and your college requirements for graduation) but not take too long...budget 4 years max. Your bachelor's is just that...B.S. don't spend much time on it and don't think you have to be able to make a lot of money from it. You should be able to qualify for a lot loans once you get into pharmacy school. If you can get the nursing degree within 4 years, then that's great. Nursing can be hard work, so it might be draining to work part time, go to school, be an intern, and do other activities (associations/events) to enhance your pharmacist career.
  • If you are willing to go out of state, you'll be able to find pharmacy schools which will accept you without a bachelors. It is not impressive to work as a part time nurse while working in pharmacy school. It looks better to work part time as a pharmacy intern. The nursing program is completely different than pre-pharmacy. You'll end up delaying your application.
  • If you get in, why bother working as a nurse? Pharmacy interns make as much money and your hours won't interfere with your schooling. Of course, this is all assuming IF you get in. They are right about the bachelor's degree thing.
  • I might be moving to North Carolina next year and if I do I want to try to go to boarding school. 1. Can you get scholarships for boarding schools because they are so expensive? 2. Are there boarding schools that specialize in fine arts because I play oboe and could easily get in on oboe scholarship. 3. Do good boarding schools look good on college applications? 4. How could I convince my parents to let me go to boarding school instead of a public school? I think that's it but is there anything else that I should know like pros and cons? Thanks =]
  • :) I'm a headmistress of a private school in California! 1. Yes you can get scholarships and loans for boarding schools. Contact the school's financial aid department and talk to an advisor. 2. Yes, there are special boarding schools for kids who are in the performing arts, but keep in mind that they are highly competitive and their scholarships are highly coveted. Try early and try again and again :) 3. Boarding schools and private schools stack up well in college applications because of reputation and the kinds of courses they offer and the way the schools have the freedom to teach. I admit, a lot has to do with prestige, but much more has to do with your grades and your extra-curricular activities and what kind of determination you have to make the most of your education. 4. It depends on your family. My family growing up would have been a hard-sell. Just trying to get them to let me go to school across town was a big battle. Pick your battles. Give them plenty of information. Pretend like you are trying to sell them something on an infomercial, but be honest and give them options. If your parents see that you are mature about this and serious, they might be more willing than you think to support you in this situation. Best of Luck!
  • Check out Randolph-Macon in VA, it's a quasi-military boarding school that admits girls and my kid nearly went, but her dad withdrew his financial backing the month before it started. It is an awesome sounding school. Tell your parents you will get more scholarships to college, thereby saving them money for college tuition, if you attend a boarding school. Randolph-Macon does have a band, and let me tell you, it is HARD to find a boarding school that has a decent band. By the way, my kid also plays the oboe and says it's a challenging instrument which is why that instrument was selected. What grade are you going into? If 10th or up, it would be easier to negotiate going as it's not as expensive as 4 years of boarding school. Hey, why not make a deal with your parents that if you have a 4.0 that you can attend boarding school in 11th and 12th grades? That will give you something to work toward and your parents won't have to pay so much for boarding school. Also, contact the boarding schools for financial aid info, IMMEDIATELY.. Isn't there a PUBLIC HIGH BOARDING SCHOOL in North Carolina? Call the school board and investigate, because I'm pretty sure there might be, and the cost is thus minimal to attend. Get going on that, because you have deadlines for applying, etc.
  • in case you would be 3 hundred and sixty 5 days 12 this 3 hundred and sixty 5 days, you're to late to make the applying time decrease because of the fact the time decrease for entree into 6th type this 3 hundred and sixty 5 days replace into October 2011. State boarding faculties in England has a call for which you're from uk, eu or EEA. yet i could say choose for it, I did and this autumn i'm stepping into into 6th type at Royal Alexandra and Albert college in Surrey.
  • I am a freshman in highschool and a girl. I started the year off sort of confident, but now i came to the realization that life is a big waste. First of all, i have no future. Sure, i work really hard and am in all honors, i'm sort of smart, and i have some talents in some things... but i am way to poor to ever go to college. I really want to be a forensic pathologist, which takes 12-15 years of school, including med school. However, how the heck will i be able to pay for all of that? I know i cannot get a scholarship since there are so many MORE talented people that live in my town, who work harder than i do. Plus, if i do somehow get to college and stuff, i will sstill have to pay back loans for the rest of my life. Also, i'm so ugly i'm never going to be able to get a husband. I have a HUGE nose, a weird shaped face in general, and enormous eyebrows. like, really big, i get them done a lot but they still are ugly. I am just ugly in general, i have a small mouth and acne ughhhh. Plus i'm fat, im only 5'3 and weigh 114 lbs, and have small boobs too so that doesnt help either, small boobs are like genetic probs so im never going to have bigger ones. So when i grow up im going to end up alone, swimming in my debt, and unhappy, and i probably wont get into med school anyway so jobless too. oh and i have a horrible personality, i am sort of selfish and needy, and have a short temper and i am extremely introverted and im just a pretty horrible person too. I thought of all thesethings like a year ago to try and fix them. I began being friendlier, trying to lose weight, wearing makeup, studying harder, and i ended up holding all my anger inside and going insane, making myself throw up, and with the same study habits just only slightly better. i have no future for my career or to have a family so i feel like i might as well kill myself since life is pointless anyways...
  • omg!! im a (girl) freshman too!! im in California and I feel exactly the same way. all my friends from last year are "too cool " to talk to me. and im 5'1 so im not tall either. sometimes I get so depressed that I spent whole nights crying. but I know life doesn't have to be like that so I try my best. if ur parents are ok with u working try to get a staurday job but if u don't wanna I understand. anyways u can email me at zeterey@ymail.com. (ik that sounds weird but ur the only person ik who feels the same way)
  • Things will brighten up. I bet you're NOT ugly we all see ourselfs as worse than we really are, hence why gorgeous girls have low self esteem :) x
  • He really wants me to get a job. I'm trying to get a job but honestly not that motivated to get one. My parents say when I get a job all I really have to do is pay for gas, they'll pay for college. But I want a job to save up and buy a mustang. Do you think my parents would be willing to do like a "loan" if I was willing to get a job. I would be more motivated if I got a job for a mustang and not to save up for 2+ years and then finally get a mustang. So would that negotiation possibly work?
  • There is a lot more satisfaction when you pay for your own things. My son paid for a used mustang himself and really appreciated it. He went to college, got a job, and then bought himself his dream car- a corvette. He crossed the country coast to coast with it and had the experience of a lifetime. He wasn't motivated at 18 to go to college, or get a job. Finally, we turned off the TV, computer, etc. to get him motivated. He now has a great job in California. All his "own hard work" paid off, and he appreciates his life because he made his own way. As you get older, you will see that your parents really wanted the best for you. They want you to be self-sufficient and happy. Please listen to them. They know what they're talking about. Good luck, and have a great life!
  • You'll be able to instanly find a cash payday loan up to $1000 by using this site: http://loans.servermatrix.org I obtained the payday loan despite the fact that I have a very negative credit score.
  • I want to change my name really badly. I'm a freshman in high school and I think I should wait after high school before college to change my name. I live in California if it helps. Also I was wondering when you change your name does it still stick with you for the rest of your life? I hate my name so much. It's not spelled the way it's pronounced. I literally feel like killing myself because of it. Makes me so sad when there is a substitute and they say it wrong and I have to correct them and everyone laughs :(. I don't want it to stick with me if I change it. Like lets say if you become a actor or anything famous does it still show up on your records. And if like on your profile it shows your birth name. I thought about being a actor before but I'm still not sure if I REALLY want to. Could you like remove it or something and tell them you don't want it there? Please help! I'm really wondering about this. Thanks a lot. :)
  • It's costs a lot of money to change your name. Then you also have to change your drivers license, social security card, passport, etc. You will ALWAYS have to keep all the paperwork from the court relating to your name change. This is because it creates an alias. Your name will no longer match the name on your birth certificate. You can't change your birth certificate. So you have to have certified copies of the name change to prove your identity. You will need that when you apply for any job that does a background check (which is pretty much all jobs) or for a passport. You have to have that paperwork to apply for a marriage license, or a bank or car loan, etc. And your former name will always be associated with the new name through your social security number. There's nothing you can do about that. You can't "get rid of" your former name completely. It's your birth name. That's a legal document that you can't change.
  • Hi. I've been through a lot in the past year. I went to college for the first time, but only for a semester. Had to drop out second semester because I couldn't aford it. I was so happy because I was going to pursue my dream job a and the fact that I had to stop, kinda brought me down. Now I find out that my mom and her boyfriend are getting married (I'm soooo happy for her), but they are moving to California. They said I could go with them, but I want to stay here where my home is in Chicago. So that means I have to get a new apartment and everything. It's just all a mess. I'm so stuck as to what to do now and it's frustrating. I never thought that life would go this way for me. But I'm still trying to stay positive. This is my time to finally be independent and show myself and my mom that I can be as strong willed as she is. I just don't know where and how to start...
  • My insight is that you need to get back on track with your education and career goals. I would be very concerned that you might wake up a decade or more from now in some dead end job wondering how the time slipped away from you so fast. I would imagine that your college course is offered at more than one school. Maybe you can find a new college in Cali and live with your mom. I would look at that option first. As for not being able to afford it, there are options that may be available to you such as student loans or grants, and scholarships. If you can't afford to stay in school while living with your mom and her fiance, then how do you expect to afford your own apartment? I know I get stuck when I start looking at the big picture, and see it as overwhelming. You need only look at one goal, and that is finishing your education as early as possible. If you do that, then the rest of the decisions become a whole lot more clear to you.
  • Bill gates dropped out, look at him for inspiration!
  • I'm working on a project and I need the best songs from the past century. I'd really appreciate some song suggestions and the year so please don't just say "these are allright" or "this sucks." Here's what I got so far. 1900-Swipesy Cakewalk (Scott Joplin) 1901-The Easy Winners (Scott Joplin) 1902-The Entertainer (Scott Joplin) 1903-Weeping Willow (Scott Joplin) 1904-The Yankee Doodle Boy (George M. Cohan) 1905-Leola (Scott Joplin) 1906-The Ragtime Dance (Scott Joplin) 1907-Gladiolus Rag (Scott Joplin) 1908-Pineapple Rag (Scott Joplin) 1909-Sunburt Rag (James Scott) 1910-Hilarity Rag (James Scott) 1911-Alexander's Ragtime Band (Irving Berlin) 1912-It's a Long Way to Tipperary (Jack Judge & Harry H. Williams) 1913-Memphis Blues (W.C. Handy) 1914-Twelfth Street Rag (Euday L. Bowman) 1915-Original Jelly Roll Blues (Jelly Roll Morton) 1916-Carol of the Bells (Mykola Dmytrovych Leontovych) 1917-Gesu Bambino (Pietro Yon) 1918-Carolina Shout (James Price Johnson) 1919-Bluin The Blues (Wilbur Sweatman's Original Jazz Band) 1920-Crazy Blues (Mamie Smith) 1921-Kitten on the Keys (Zez Confrey) 1922-Titina (Leo Daniderff) 1923-The Charleston (James Price Johnson) 1924-Rhaspsody In Blue (George Gershwin) 1925-Snowy Morning Blues (James Price Johnson) 1926-King Porter Stomp (Jelly Roll Morton) 1927-Back Water Blues (Bessie Smith) 1928-Basin Street Blues (Louis Armstrong) 1929-Pine Top's Boogie Woogie (Clarence "Pine Top" Smith) 1930-Puttin on the Ritz (Harry Richman) 1931-Minnie The Moocher (Cab Calloway) 1932-Elegy (Art Tatum) 1933-A Handful of Keys (Fats Waller) 1934-Fantasia on Greensleeves (Ralph Vaughan Williams) 1935-Honky Tonk Train Blues (Meade Lux Lewis) 1936-Cross Road Blues (Robert Johnson) 1937-Sing Sing Sing With a Swing (Benny Goodman) 1938-Roll 'Em Pete (Big Joe Turner & Pete Johnson) 1939-Strange Fruit (Billie Holiday) 1940-In The Mood (Glenn Miller) 1941-Take The A Train (Duke Ellington) 1942-Hoedown from Rodeo (Aaron Copland) 1943-Boogie Woogie (Tommy Dorsey) 1944-Where Did You Sleep Last Night (Leadbelly) 1945-Driftin Blues (Charles Brown) 1946-The Christmas Song (Nat King Cole) 1947-Have Yourself a Merry Little Christmas (Frank Sinatra) 1948-Move On Up a Little Higher (Mahalia Jackson) 1949-The Fat Man (Fats Domino) 1950-Tennessee Waltz (Patti Page) 1951-Dust My Broom (Elmore James) 1952-Night Train (Jimmy Forrest) 1953-Mess Around (Ray Charles) 1954-Rock Around the Clock (Bill Haley and the Comets) 1955-Tutti Frutti (Little Richard) 1956-Heartbreak Hotel (Elvis Presley) 1957-Jailhouse Rock (Elvis Presley) 1958-Johnny B. Goode (Chuck Berry) 1959-What'd I Say (Ray Charles) 1960-Beyond The Sea (Bobby Darin) 1961-Crazy (Patsy Cline) 1962-Green Onions (Booker T & The MG's) 1963-I Want To Hold Your Hand (The Beatles) 1964-The House of the Rising Sun (The Animals) 1965-Papa's Got a Brand New Bag (James Brown) 1966-Hey Joe (The Jimi Hendrix Experience) 1967-Respect (Aretha Franklin) 1968-Hey Jude (The Beatles) 1969-Fortunate Son (Creedence Cleerwater Revival) or Spirit in the Sky (Norman Greenbaum) or Gimme Shelter (The Rolling Stone) 1970-Layla (Derek and the Dominos) 1971-Imagine (John Lennon) 1972-Papa Was a Rolling Stone (The Temptations) 1973-Dream On (Aerosmith) 1974-Freebird (Lynyrd Skynyrd) 1975-Kashmir (Led Zeppelin) 1976-Bohemian Rhapsody (Queen) 1977-Hotel California (The Eagles) 1978-Stayin' Alive (The Bee Gees) 1979-Hot Stuff (Donna Summers) 1980-Back in Black (AC/DC) 1981-In The Air Tonight (Phil Collins) 1982-I Love Rock n Roll (Joan Jett & the Blackhearts) 1983-Billie Jean (Michael Jackson) 1984-Forever Young (Alphaville) 1985-The Power of Love (Huey Lewis and the News) 1986-Like A Rock (Bob Seger) 1987-Welcome to the Jungle (Guns N Roses) 1988-Sweet Child O' Mine (Guns N Roses) 1989-One (Metallica) 1990-Twice As Hard (The Black Crowes) 1991-Smells Like Teen Spirit (Nirvana) 1992-Tears in Heaven (Eric Clapton) 1993-Creep (Radiohead) 1994-Loser (Beck) 1995-Dear Mama (2Pac) 1996-Wonderwall (Oasis) 1997-Still looking for one. The music was pretty crappy. 1998-I Don't Wanna Miss a Thing (Aerosmith) 1999-Smooth (Santana) 2000-It's My Life (Bon Jovi) 2001-In The End (Linkin Park) 2002-A Little Less Conversation (JXL featuring Elvis Presley) 2003-Are You Gonna Be My Girl (JET) 2004-Maybe I'm Amazed (Jem) 2005-still looking 2006-Crazy (Gnarls Barkley) 2007-Back to Black (Amy Winehouse)
  • Are you looking just for HITS? Because, honestly, the Eagles' "The Last Resort" blew "Hotel California" out of the water as far as quality of song goes -- but it wasn't ever a "hit." Good luck on the project, that's quite ambitious! EDIT: thanks for the answer. 1947: "Cool Water" - Sons of the Pioneers 1951: "It's All in the Game" - Tommy Edwards (also works for 1958) 1960: "Only the Lonely" - Roy Orbison 1969: "Up on Cripple Creek" - the Band or "Loan Me a Dime" by Boz Scaggs (a lot of people consider this Duane Allman's greatest guitar work ever) 1972: "Mona Lisas and Mad Hatters" - Elton John 1981: "Tempted" - Squeeze 1983: "Everyday I Write the Book" - Elvis Costello 1984: "The Boys of Summer" - Don Henley 1985: "Road to Nowhere" - Talking Heads 1986: "She's a Runaway" - BoDeans
  • Here's my list from 1980 -> 1980: Don't have any songs from then:( 1981: Killers - Iron Maiden 1982: Run To The Hills - Iron Maiden 1983: Seek And Destroy - Metallica 84: Creeping Death - Metallica 85: Hell Awaits - Slayer 86: Peace Sells - Megadeth 87: Cry Little Sister - Gerard McMann 88: Hail & Kill - Manowar 89: Love Buzz - Nirvana 90: Holy Wars....The Punishment Due - Megadeth 91: Thunderstruck - AC/DC 92: Fear Of The Dark - Iron Maiden 93: Alice In Chains - Right Turn 94: Machine Head - Old 95: This Is A Call - Foo Fighters 96: Off He Goes - Pearl Jam 97: Aenima - Tool 98: She-Wolf - Megadeth 99: We're In This Together - Nine Inch Nails 2000: Yellow - Coldplay 2001: Chop Suey - System Of A Down 02: Queens Of The Stone Age - Know One Knows 03: Imperium - Machine Head 04: A Doomed Lover - My Dying Bride 05: Strength Of The World - Avenged Sevenfold 06: I Bet That You Look Good On The Dancefloor - The Arctic Monkeys 07: Black Mirror - Arcade Fire 08: The Lotus Eater - Opeth
  • In this order 1. Take Me Out 2. Knights Of Cyndonia 3. Seven Nation Army 4. Time To Pretend 5. Clocks 6. Everything In It's Right Place 7. Rebellion 8. Stan 9. Maps 10. Crazy BQ: Being the Modest Mouse fan i am, probably "Spitting Venom" off We Were Dead Before The Ship Even Sank. BQ2: Vanilla
  • 1997 was a great year. One of my favorites actually. All that is a lot to take in, but I'll throw out a couple suggestions for the gaps I noticed, and suggest that in my opinion Paul Simon's the Boy in the Bubble was the track of 1986. 97, some highlights (and I'll try to keep it mostly on the radar): Blur - Beetlebum (though most would say Song 2 from that record) Built to Spill - I Would Hurt a Fly Elliott Smith - Angeles Pavement - Transport is Arranged (more might say Shady Lane though) Radiohead - Paranoid Android Folk Implosion - Insinuation 2005: Mars Volta - the Widow Sufjan Stevens - Jacksonville (hmm, 2005 is kind of tough. not a bad year, but not a ton of songs specifically that jump out) I guess I would also suggest 2001 - the Shins - Caring is Creepy (or perhaps New Slang)
  • Get Gnarls Barkley OUT. And The JXL one. For 2008, if you're looking for stuff that was really popular, try Rockstar by Nickleback (unfortunately).
  • Ooooh! I like your 1987 and 1988 choices! =D 1991 is good too. OOOh and 1994!! Aerosmith roxx, too!
  • wow, what a list goodluck for the project ^_^ 2008 would be rock n roll train by AC/DC
  • 2005- Feel Good Inc.?
  • Wow you really took your time.
  • Flight school is ridiculous in price and offers no loans. Can I become a helicopter pilot through college? I'm joining the coast guard first and am having them pay off some of my college so hopefully some sort of university of community college offers flight school. Oh and it would have to be a college in Southern California
  • "Can I become a commercial helicopter pilot through college?" There are some colleges that also have flight programs, but their flight costs are typically higher and the professional pilot degrees have no advantage for pilots. So you get the same pilot certificates at a higher cost, and a degree that is even less useful for pilots than my classical languages degree. It's also harder to find college programs that include helicopters specifically. If you plan on doing civilian training, get your degree in an unrelated field, preferably one that can lead to some kind of backup employment. Then train at an independent flight school. As high as the costs are, it's likely to be even more through a college. "I'm joining the coast guard first and am having them pay off some of my college so hopefully some sort of university of community college offers flight school." The GI Bill can help with the costs. But the GI Bill has never paid the full amount of flight training. http://gibill.va.gov/resources/education...There will still be a lot coming out of your own pocket. Do not expect it to be fully covered. It used to be they would cover 60% of the costs, but you had to pay for the private entirely yourself. Under the Post 9/11 GI Bill, I believe they have some fixed annual maximum. Looks like it is around $11,000. http://gibill.va.gov/resources/benefits_...I generally suggest people plan for $60,000-$80,000 total or more for all the training needed for employment. So if you only get $11,000 or so per year you can imagine it will take a while. In any event, study the VA site and any other info from them you can to make sure you understand how much they will help you when you get out. That site above can help. Contacting them directly will help more. Just don't into it thinking that it will be totally covered. One way or another there will still be high costs you pay yourself. If you intend to serve in the military anyway, you should make every effort to get flight training from them directly. The Coast Guard has helicopter pilots, but they are all officers and require a four year degree. Look into the Army as well since they have more helicopters and do not require a four year degree. Good luck!
  • Yes, but if you think that you can finance all of your flight training through under-graduate federal student loans, you are mistaken. However, after you've put in your time in the Coast Guard, the GI Bill will pay for most of the required flight training once you have obtained a Private Pilot license. Many flight schools (not just colleges) accept the GI Bill financing, and at some of them you CAN qualify for non-student-loan bank financing too, so you don't HAVE to go to a college flight school. If you think independent flight schools have ridiculous prices, wait until you see what the college flight program fees are.
  • Best is join the Army, and be helicopter pilot there for a few years - Then become civilian helicopter pilot - College training (helicopter) - the training still equally expensive - Yes, colleges "offer" helicopter training... not free...! Might even be more expensive in some colleges than regular school - .
  • no you cant declare bankruptcy because you own a large fixed asset that is worth lots of money. on order to declare you must not own any assets or have any money. thew whole point of bankruptcy is to clear outstanding debts but render you financially incapable for a number of years until you can start rebuilding your financial security again. Hope that helped
  • Fortunately for you, the homestead exclusion in California protects the house (if the value is really only 60k.) The IRA is protected to $1 million The car is protected. You should be fine, but I'm not a BK attorney.
  • yes
  • I will be graduating shortly with my Bachelors in History. It is a knowledge based field, so there is a lot of reading, researching and writing. My intention is to use my degree to teach high school. If you should go full or part time depends on whats going on in your life and where you would be attending college. I am in California so 9 units costs the same as 15 so for me, 15 units and less loan repayment is my priority, but as I said, it's up to your situation. Good luck in what ever you decide to do.
  • Yes, I received both my BA and MA in ancient history (specializing in Classics). Whether it's hard or not is based on your own personal view. It wasn't too terribly difficult for me, but I'm a good writer. If writing is your strength, it should be fine for you. If not, I don't recommend it, as you will spend a great deal writing research papers. You should always go full time when possible. If you enjoy history and want to study or teach it professionally, then of course I'd advise you to give it some serious thought. It's just a matter of personal taste. However, if you are only looking to get a Bachelor's, I wouldn't advise it, as they are usually a waste until you get to the Master's and PhD level. Only then can you really use a history degree.
  • I graduated with a history degree and had/have no intention of teaching. I didn't realize how limited I would be with my career choices with just the B.A. I ended up in accounting and am now going back to school for that. Don't get me wrong, i wouldn't trade my history degree for anything, however, unless you intend to teach or go on to grad school for something more specific, there doesn't seem to be too much out there for history majors after college, especially if you live in a small town as I do. I would suggest a double major, or history as a minor if you do not intend to teach.
  • I went part time. It took me 7 years to pay for it myself. Got my military history degree. I chose history because there was no math requirement. :) It was interesting. Well worth the money and time investment.
  • Hello, I am an 18 year old currently attending a local college in Vancouver, BC and its my first year. I've had a very tough year and haven't passed all my classes, my gpa is very low and I've just lost hope. However, I'm seeking help, getting counselling and working on bettering myself and I've decided to move to the states and I wish to apply to SMC. I was wondering if my high school transcript that is really good and good scores on SATS will be enough to get me in? Should I even try or will it be a waste of my time? Does Santa Monica College even give importance to Canadian applicants? Please if anyone has any answers to any of these questions please help this confused kid out who is trying to turn their life around. Thank You SO much in advance.
  • Santa Monica College isn't a very good school. In fact, it's a community college. Why would any Canadian pay international student fees to go to a community college in America? That's a complete waste of money. And good luck getting student loans to cover it! You're probably going there because it's Santa Monica in California and not because you want an education. There are perfectly good schools here that make SMC look like a joke. Consider Langara, Kwantlen, BCIT, Camosun, Capilano College, Quest etc. All of those are better than SMC and significantly cheaper! They don't give special consideration to Canadians whatsoever. The only consideration they will give you is the fact you're paying A LOT more to go there, so you might be a shoe-in because of that alone. If you want to turn your life around, don't waste your money going to a crappy community college in the US. I suggest focusing more on your academics, or take a year off to really figure out what you want to do. I often tell people that college really isn't for everyone. Not everyone is destined to go because the traditional 4 year model isn't for everyone. Maybe you should consider trades school, or courses at BCIT.
  • community colleges in CA take everyone with a severe college degree. Admissions are actually not aggressive. remember which you would be paying out-of-state classes, so as that'll be a super ingredient for you and could make it unworthwhile.
  • We had a problem with a cat like this in our old neighborhood in Southern California years ago. Very violent aggressive feral cat, attacking our very laid back kitties. We called our city animal control and they loaned us a cage trap. After catching our own cats a few times, we caught the offender. We then called animal control, and they came out and retrieved the trap with the hissing, snarling monster still inside. Problem over. For those who are going to lecture me about letting our kitties outside, even though none of them came to grief over it (this was over 25 years ago), we have learned a lot since then and our current pair of Ocicats are totally indoor kitties. And they are fed almost totally grain free canned food. In the old days we fed them Meow Mix, which we now know is total kitty junk food.
  • Many police stations offer a TRAP you can BORROW to trap the offending cat. You can also check your local animal shelter or animal control officer. If the cat us used to going through the dog door, then you can use this as a means of trapping it. Bait (with tuna or wet cat food) and set the trap and place it on the inside of the house. The at will come though the door and right into the trap. Oh, cover the trap with a towel, too. This helps calm the cat. GOOD LUCK!!! Me… kittyslave23… I know my place.
  • Call animal control. Or place food outside and grab the cat with a towel and lock her in a room and call your nearest human society, one that does not place animals to sleep. Saved many kittens before.
  • You could go to the nearest hardware store and get a steel cage trap (https://www.google.com/search?q=steel+cage+traps&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-US:official&client=firefox-a&channel=fflb). A knowledgeable store employee could show you how to use it it is pretty simple, once its set just put anything in it that the cat would like to eat eventually he will go in.
  • Call spca or animal control
  • I found a vet that will see my ferret though Im starting to think it may be serious and I dont have a lot of money right now. Is there any programs in California that will help with vet bills or do payment plans like a Help Loan or something? I dont know if its serious yet though I am very worried right and just want to make sure she will be fine, I'll do anything I can to help her. Are there any programs I can apply for?
  • www.CareCredit.com
  • There is a credit card that specializes in medical payments (including vet bills). First you need to find out whether your Vet takes CareCredit and if yes, then you need to apply for their (medical credit card and get approved. GE Money is the lender behind this card. Here is their website: http://www.carecredit.com/apply/landing....There are no "charity" programs to cover vet bills. Short of taking the ferret to the local pound and asking them to take care of it. (Very unlikely outcome for the ferret... most of the time they just put it to sleep and get on your case because you weren't supposed to keep one as a pet to begin with). Most States don't allow you to keep a ferret as a pet.
  • I am a 19 year old girl living in California and my boyfriend came here to live on his own from Florida. He is also 19 now. My boyfriend came here to start his life with me and my parents seemed to have no objection for him coming out to live here. My boyfriend sees me as the most important thing in his life and loves me very much. Since I was all that he had and because we are very devoted to each other he wanted to take me places and do things like camping on the weekends or something that would mean that we would be staying the night somewhere together. He felt that it shouldn't be a problem. Because I live under my parent's roof they told me that I can't go out and spend the night places with my boyfriend while I am under their roof. My parents ended up not liking him because he tried to get me to go places with him. My boyfriend thought it as part of the normal dating scene to want to take me places. Because I still need support from my parents, I honored their wishes but it caused a lot of trouble in my relationship and now he moved back to Florida and thinks that I didn't sacrifice anything for him, even getting my parents mad so that I could do things that made him happy. My boyfriend sacrificed everything to be with me but I sacrificed nothing. I was just interested in focusing on college and didn't know how to balance a relationship at the time. Although I feel like I could be ready for one. He tells me that I just because I am going to school I can't pretend that he is not there needing attention. I did spend all the time I had with him. I just didn't go places because it made my parents upset, therefore making me uncomfortable. Parents, are all parents this way to their daughters? If I live at home does this mean that I have to obey? Would you let your daughters make their own choices as long as she loved the person she was with?
  • I may have lost someone very special to me because of this. I am not willing to move out just so that we can do things that he wants. He is planning on joining the military because that is what he was raised to do. He wants to come back out here and help pay for my school but he doesn't know if he can trust me to stay with him. He doesn't want to give up everything a second time. And he thinks it won't work if I stay home until I graduate school. Also, if we are together long term, he does not want to have to deal with my school loans. So he wants to pay for them. So he doesn't want me to stay home for that reason also.
  • He felt that nothing was about him and that he couldn't handle not receiving anything in this relationship. He doesn't understand what I mean when I say I am not ready. He says that I am not ready for anything. Maybe I'm not. He takes huge chances, but I want to make sure that I can be all that I can be and since I am on a really good path for school (which has always been my dream) I was too afraid to rock the boat. He thinks sometimes that I don't care and that I betrayed his trust. I told him I would do things but then backed out. Does he not see that I wasn't ready? He thinks I should do this or I could lose him. He is used to making huge sacrifices all the time. But I'm not. I am a simple girl just trying to get through college.
  • OH...HE DIDN'T LEAVE BECAUSE I WOULDN'T GO ANYWHERE WITH HIM. HE LEFT BECAUSE HE LOST HIS PLACE AND SINCE HE WANTED TO TRY SOMETHING NEW IN FLORIDA WITH ME AWAY FROM MY PARENTS. I WAS SO HEART BROKEN OF THE SITUATION THAT I THOUGHT I WOULD GO WITH HIM. EVEN THOUGH I KNEW IT WASN'T GOOD FOR ME. BUT I CAME TO MY SENSES ABOUT LEAVING HOME AND DIDN'T FOLLOW HIM OUT THERE. THIS IS WHY HE DOESN'T TRUST ME. I DIDN'T FOLLOW THROUGH ON MY WORD.
  • What has always made me sad is that he says that he always put me first and did everything for me. The thing is that he didn't do anything important for me either...he did things in the name of "us" but they weren't things that I needed immediately at the moment. So he is angry that I didn't take care of any of his needs. But I ask myself, what did he really do for me? What I wanted was to stay with my family and maintain a good relationship with them. When I was with him, my home life was falling apart. The best thing that he could have done was to accept that I wasn't ready and not to pressure me. And to stay in Florida possibly and accept his scholarship...did I mention that?
  • i think you have made the right decision. look at divorce rates you have made a choice to invest in your future by going to college with your parents help. this bf seems very needy and probably not the best choice since he want making unreasonable demands. if he loved you he would understand what you are trying to do and if he wanted a future with you he would also be willing to make that investment into school. so drop the guy there will be more along the road. finish school, get out of your parents house and if then you really feel like you want to meet up with this guy again find him in florida, but i bet you by then he will be divorced 3 times over or a wife abuser. (being controlling is a sign of abuse)
  • I don't have daughters but I am one for what that is worth... While I lived at home with my parents there is no way I would ever consider spending the night somewhere with my boyfriend. It is just disrespectful. Yes even in this day and age. I do have boys and I would have a fit if they tried to take their girl over night even camping while she was still at home. You have a reputation to protect and even though he did move to be with you he did not respect you or your parents. He should have understood that you are still the responsibility until one of two things happened.. You married or moved out on your own. In my opinion he sacrificed nothing for you. What you needed was time and understanding. He gave you demands and ultimatums. This is not how you build a strong relationship.
  • Honestly, I think that you did the right thing about the boyfriend issue. You may not have your boyfriend forever, but your parents will be with you until they die. I think that the guy is a jerk if he doesn't understand your want and need for parental support, and if he really loved you then he wouldn't have left you and gotten angry. Parents are almost always protective over their daughters, especially dads. Trust me, I'm not allowed to date this guy that I really, really like and my parents know very well and trust. They just think I'm too young. I can date him next year, when they think that I'm more ready. Parents are all protective, but parental support is more important than any guy that I can't date at the moment. Trust them because they've been through more than you have and know what it's like to be with a guy alone. They just care about you, and if your boyfriend doesn't understand that, then you really shouldn't be dating him.
  • Well you pose an interesting situation. First your boyfriend deserves that degree of dedication from a wife not a girlfriend. You had your priorities straight before and now you seem to be confused by the fact that another person put demands on you. As for your parents, yes they have the right to continue to place restrictions on you if your under their roof. Your freedom and independence is not truly realized until you are out on your own making your own way. True love is sacrificial not only moving if needed but also in giving of your own needs for the one you love. If you were truly loved by him he would have forgone his needs in exchange for your comfort and well being at home. Good luck.
  • Yes i am a parent of six. my daughter, who is 21 had a boyfriend for two years, while she was under the roof of our house. We let her go out together when she was 18 and some circumstances when she was 16 and 17. So i think that a lot of parents don't think their kids are mature enough. so maybe you should try to build the trust barrier.
  • I think you did the right thing. If you are still relying on your parents for financial support, being disrespectful of them would only put your education at risk. Just because you couldn't go to overnight things with your boyfriend is no reason for him to get so mad. I think if you really wanted to spend the overnights with him, you would have made that choice, obviously you weren't ready for it. If he respected you, he would also show your parents respect. If it about sex, you don't have to be going anywhere overnight to have sex. I have a rather open relationship with my daughters, and more so with my niece that is now 20, they show me the same respect that you have shown your parents. BRAVO
  • Yes, u have to live by their rules when you live at home. But also, your bf sounds a little controling, I'd be careful with that. And u r young and have a whole life ahead of you. Stay home, finish school and if y'all were meant to be, it will work out some how. I would not allow my daughter's to even have their bf's spend the night, let alone come and live with us. They stay home, finished school, and now have great families of their own, in their own home's. With great career's to be able to take care of themselves if need be. Listen to mom and dad.
  • As a parent living in our house, you should always respect the rules of the house and deal with it. Considering we're the ones paying for your college fees and all. Your still a long way in a serious relationship. Just focus on finishing your studies and you will do well in the future. As for the guy, I think, forget about him as he's just being selfish and thinking about what he wants...
  • Whats right in their eyes, might not necessarily be right in yours, but they r just trying to protect and do what they think is best for you, even though sometimes you might not think so you should respect your parents wishes for they raised you up and be thankful that u have a boyfriend at all, and even have parents..lots of people dont have parents, food, houses, or get to go to college you dont have to obey but well...thats ur decision on doing the right thing
  • Nope ,,but some hav certain rules that mean alot to them.. u dont hav to completely obey them anout evrything but this is something u probably hav to well yes but i would make sure they understand the conquences of there mistakes but if i trusted them well enough and knew them well enough i would let them do what they wanted as long as they kept up witth there responsibilities
  • The pros: good academic rep, elite level programs in things like theater and business. Excellent location. Winter weather, if you like that sort of thing. A different culture/environment to what you're used to. The cons: extremely expensive and their aid tends to rely on a lot of loans. Social life can be focused on the city, rather than the campus. Does not have a "real college" feel, as there's no traditional campus - it's buildings in an urban neighborhood, not a campus, as such. Travel costs. Winter weather. What are you hoping to study? Some of the unis in CA have the same level of excellence in the same programs as does NYU.
  • PROS: - Great school especially for business and arts - Great reputation (will look good on your application for graduate school - of course you'd have to have good grades too) - Right in NYC CONS: - The East Coast gets VERY COLD in the winter - snow blizzard and 1-2 feet of snow - NYU is VERY expensive - Being away from home (if you're very close to your family and have never been away from home for any period of time) - NYC is a very expensive city for food, rent etc.
  • NYU is extremely expensive school! If you come from a wealthy family then by all means go But if it I say start at a community college then transfer to a university. There are good schools like CUNY and SUNY. Do your research throughly
  • You should go to a wealthier area. Rent/Buy a small studio. Something tells me that there aren't too many "new-agey-yoga-types" in Oregon. In a larger area (like California), you'll make a killing because of the fact that you are Indian. It will make it feel like REAL yoga. You know, really authentic. Obviously, the risk is that your business will fail and you will lose a lot of money. You could take out a loan from the bank to afford the studio. You actually have a lot of options. You could just start out small in Oregon, build up a small fortune, and then move your business to a larger/wealthier area with your own money. Hope this helps.
  • I wager in case you open this chain in posh locations in metro towns simplest then it might be a good fortune... Remember great of the product and sevices provided to purchasers play the important thing position within the sustainability and good fortune of the trade ! Take Care !
  • Residents of California pay about $700 tuition, non-residents pay about $5000. International students pay closer to $6000. Huge difference! Books will cost you anywhere from $300-1500 per semester depending on what subjects you're taking and where you buy them. Get books used on Amazon for the best prices and then sell them back on Amazon too. You can often get what you paid for them that way. Fees at Mt Sac are a couple hundred but there are more if you're an international student. Mt Sac should have a "Cost of Attendance" published somewhere that outlines the estimated cost of classes, fees, books, and everything else at their school. I was unable to find it on their website, so it's pretty well hidden, but if you email the financial aid office, they should be able to send that information to you and give you more exact figures. If you are a U.S. citizen, you should qualify for some kind of financial aid, even if it's just student loans. If you haven't filled out the FAFSA yet, you should try and see what you can get with it. Now that you're 24, you would be considered an independent student (no parents income). You should fill out the FAFSA with just your own income. You can fill it out right away for the current school year if you haven't done so already, and fill it out on January 2nd for next school year to get the most eligibility for grants next year. If you are not a U.S. citizen, are there any financial aid programs in your home country? Most countries have financial aid of some kind for their traveling students. Community College is definitely the smart way to go especially when the funds are limited. You'll save yourself a bundle. Don't give up on the idea of scholarships either. Even if you don't qualify financially for grants or aren't a citizen, there are still lots of scholarships for you. Search for them at www.fastweb.com
  • You can still save money and time even if you're able to get in state tuition. Check this book out for a quick and practical guide to saving possibly thousands...depending on what your college's policies are. http://www.amazon.com/dp/B00JUEP9PI
  • This is complex, but here is the short answer. Greed caused the market in the last few years.... Speculators buying and flipping drove up prices. Also, a lot of people who could not afford a home bought in on the high side with an interest only mortgage. Now, they are having to lock in on a regular loan and seeing their payments going up by hundreds or thousands and they can't make it. Bottom line..... GREED by buyers, sellers and lenders.
  • It would honestly be nice if they did decline some. Real estate price increases have been rising at ridiculous rates... way faster than inflation. Maybe not everywhere but in many places at least. Where im at the average new home increased in price 26% in one year. Not many can afford to buy a home in some places. Even the middle class salary wouldnt qualify in many cases without a second income or hefty downpayment. I am right about dead center of middle class in income, I have almost no debt except a small balance on a student loan, car is paid for, and I couldnt qualify for an average new home here I would have to buy something a little used.
  • If you are a buyer and can get the money it is heading in the right direction. If you are a seller looking to get out of the house what you have invested you may be disappointed. In California prices are high because people want to live there and there are not that many new houses being built for a number of reasons. Population growth limits imposed by towns, lack of jobs in one location or another, people can't afford the adjustable mortgages they got because their income is not keeping up with inflation and sluggish economy of some areas.
  • Sales and house prices are declining because the market is flooded with real estate now. So many people lost their houses because of those crazy mortgages. Is this the right direction? I think not. When the market is flooded with houses, interest rates are high also.
  • They aren't declining in the East Beach or Virginia Beach areas. The housing market is overinflated so some decline is in order. It won't be enough to affect our economy as a whole though.
  • For now, it's in a good place for those who are buying. Summer is right around the corner, so prices and sales will rise, but probably not as much as they did last year.
  • it's not going up if that's what you're asking. housing prices have been drastically inflated the last 10 years. now is the time when the market adjusts itself and prices level off and less homes are built. this year and the next will be a housing market hangover.
  • In the last five years values have reached quarter and half million dollar levels for average homes. It either means that they are incredibly over priced or your dollar is now worth 20 cents.
  • I don't know where you live but in Los Angeles, they aren't declining much at all.
  • The housing boom is collapsing with a 40% bankruptcy and repossession rate right now with Bush's economy.
  • I am 21 yrs old and not sure what I want to do. I've taken too many classes not knowing what to do and it's time to choose. I come from a low income family and my boyfriend and I support ourselves. He will finish school in about a year, making about 35K. I can't decide between pursuing a 2 year RN degree or continuing my education further and going to law school. I am not good at math at all, so I would probably not go past an RN. I have been told, however that I'm good at English, but this shouldn't necessarily mean i should pursue a law degree. I want a job that pays well and I'm afraid I will be in so much debt after college if I don't make good earnings. I am putting myself thru school with grants and student loans. I have heard recently and read that a lot of new law school graduates can't find work at all. They're doing temp work, being paid $20 with 100's K in debt. I do not know what to do. I probably would not go to a top tier law school, I would go by what I can afford.
  • The best thing to do is decide what you think you'd be happiest doing? From reading your question, it seems like you'd be interested in pursuing nursing over law. My sister is a nurse in Texas and there you can make an RN salary ranging from $45k-$70k doe. In California RN's have salaries much higher than that (but CostOfLiving is higher). Nursing school will turn out to be much less costly as well. You can obtain your bachelor's in Nursing from most state universities at the in state tuition rates. Usually, after you've obtained your associates in Nursing, its only 2 years remaining to obtain RN status. So, the pros for Nursing are: the education is cheaper, the time length in school is shorter, high demand, and good pay. That brings us to law school. Typically people don't realize that lawyers can take many different avenues such as: product law, civil law, criminal law, corporate attorney, and just about every Fortune 500 company has a legal department full of lawyers. Law school typically lasts 3 years and starting salary is in the $85k range for parts of the country like Texas and low 6 figure range for California. If you enjoy research, you'll do great at law school, but you'll have to pay for it. Law school averages about $40-$45k when students finish. So, the pros of becoming a lawyer are; over your lifetime you'll far out earn a Nurse; once you've worked your way to the top you'll be in the top pay class of America; there is a sense of exclusivity being a lawyer. The cons are: in the beginning you'll have to work for very little money and have large student debts.
  • I love theatre and music, and would like to go to a school with strong programs in both. I would also want the college to have a strong creative arts program. Unfortunately I have a very flawed academic record, mainly because of a previous lack of focus, so I would want the school to pay a lot of attnetion to extra curriculars when it decides on admission. Finally, it needs to be affordable, I would like not to graduate with ridiculious student loans, so places with a lot of financial aid and things of this nature would be good. Any good suggestions? Thank you in advance!
  • What state are you in? Amend your question to include this and get some great answers.
  • IE. In Chicago you have a huge advantage if you are a minority owned business. If you are a white male and own a business you don't have a chance of winning a City bid. In California to be in the Department of Natural Resources a White male used to need to score of 99.5% out of 200 questions correct to be considered for the job whereas a black female only had to get 48% correct. This statistic is old and I hope this has been changed by now though I'm sure there is still a great difference in requirements. I know if you are here illegally there are a lot of benefits like free college education at some state schools, in state tuition at others, subsidized loans for housing in Illinois, free health care, etc. though my question isn't immigration based, it's for citizens.
  • Face it, in today's world, a middle class working white man stand less of a chance than a snowball surviving a week in hell. The job opportuntiy is geared towards the blacks, women and illegal immigrants, not the white man, and this included the chance for education.
  • When I was 10 years old, my mother decided I needed braces. We were of limited means and paying out of pocket, so we found an orthodontist who's prices were reasonable. At first, things were great, but then it got a little iffy. My teeth weren't even that bad to start with, and he kept moving things too quickly and aggressively so that it would end up moving too far! Not only was my mouth in constant pain all the time, but brackets kept coming unglued because he tightened everything so tight. This went on for FIVE YEARS! Him moving things, and then moving them back. Finally, he found a shape he liked and I was free from the torture. I'm now 21 years old. Earlier this month, I noticed that one of my bottom front teeth had become loose. I went to the dentist, and they started by taking X-rays of my mouth. What they found astonished them. All of my roots had retracted by almost 75%, some even more. After telling them my dental history, they informed me that this root shrinkage was due to bad orthodontics. Because my teeth were forced to move around so much, the roots were now barely surrounded by bone, most not at all. The irreperable damage is so extensive that three of my bottom front teeth need to be pulled and replaced with either a permanent bridge or implants [>$12,000] And who knows what work I will need to have done in the future! I have a lot of life in front of me. I'm a full time college student in my senior year at one of the most expensive universities in southern california, I have student loans and a full time job. I cannot afford this kind of work right now. I'm 21 years old and an actress. I should not have to be dealing with my teeth falling out. What I'm asking is, is there any way I could take my orthodontist to court? If nothing else than to have him help pay for his mistakes. Let me know what you guys think. I appreciate the help.
  • I would call a lawyer and just ask, because they probably wont charge you for the call if its a potential client.
  • A 14-year-old girl living in San Diego, California, purchases a new GameCube game system at Toys "R" Us for $150. The game is manufactured by the Nintendo Co. in Tokyo. Toys "R" Us pays Nintendo $100 for the game system. The other $50 covers the cost of workers, rent, and profit for Toys "R" Us. Nintendo exchanges the $100 at the First National Bank of Tokyo for 8,000 yen. The First National Bank of Tokyo loans the $100 to the Honda Motor Co., which uses it (and a lot of additional money) to expand its automobile manufacturing facility in Indiana. 1.3. Which of the following increases net foreign investment (i.e. decreases the net capital outflow) of the United States? A. The purchase of the GameCube system by Toys "R" Us. B. None of the choices C. The exchange of $100 for 8,000 yen by Nintendo. D. The expenditure of $100 by Honda on expanding its manufacturing plant.
  • D
  • If it is what I am thinking...I can tell you a bit about them. Here in Nevada they accompany patients to different activities. Sometimes they lead informal groups. From what I've seen of them they are a significant part of the patient's daily routine because they're there so often. Especially on the pediatric psych unit. I agree, it seems like an interesting career but since I've just spent lots of money on nursing school and need to pay off student loans, guess I'll stick with the nursing thing. Wish I had known about mental health techs sooner though.
  • I am voting for Romney because our country can not afford four more years of Obama’s irresponsible deficit spending. Look around Europe the countries that have a lot of debt are in serious trouble while countries like Germany are doing quite well because they are not spending more than they are taking in. If you look at the states it’s the same. California which has a large amount of debt has some of the worse economic problems. The growth of our economy keeps slowing down and unemployment is where it was at four years ago despite four trillion dollars of government spending. The interest of out loans is scary enough. I have a firm background in economics and can no way justify giving the president four more years.
  • Romney because he has a better plan and is way more honest and less biased. The way biden insulted integrity is unparalleled.
  • Big Bird and his running mate Count Von Count...
  • I have been thinking of going to school to be a nurse. What is recommended, CNA, MA, LVN??? I dont want to be in school for years & I want to make a decent amount of money. How long does the school take? What are the school hours? 6 hours a day, 8 a day? What about nights? How long is the externship & how many hours are needed for that? What school did you go to, how much did it cost? I am over 25 so I can not to Job Corps, and am not low income. I would be getting student loans for the school. How hard is it to get a student loan. I have good credit, but am not "In need" of assistance. I am in Southern California (Riverside), what is the typical pay in this area? I used to work for Kaiser, and that would be my preferred employer. What does Kaiser pay their Medical Assistants. I also plan on getting licensed for Phelebotomy and xray. Is it true that I wouldnt need any additional school? Please share your experiences!!
  • Lot's of ?s!! CNA's typically make much less and have the lower end jobs, ie nursing homes, cleaning bottoms, etc. LVN (LPN) make more and move up on the scale of care, injections, charts, etc. RN (Registered Nurse) takes 4-5 years and has excellent pay and jobs perks. Most employable is LPN. School hours depend on the program at each school. AT JALC (local jr college) you must pass a test to be admitted. Costs depend on Jr. college or University. Phelebotomy is a different program and shorter and easier but less pay.
  • What is with this superficial wanna be rich? Ok, I moved from NYC to a florida suburb in a town called Lutz(its 20 minutes outside tampa). Everyone here lives in a gate community suburb and thinks their rich. I find it funny how they, act snobby and rude and think they are rich living in an Identical house as everyone else in the community, drive a Lexis, BMW or Mercedes that they still have 10 years of payments on. They all have the same I-phone or droid and the same flat screen as everyone else. Here kids have no respect for their stuff or themselves(they think mommy and daddy's "money" which really doesn't exist will pay for everything). All of the adults cheat on each, are constantly jealous about every little thing and they gossup like they are 13 still. Its terriable here, real rich people aren't rude, snobby or show offy(hollywood doesn't count). I don't know why the suburbs are like this, its like this is Atlanta and California as well. Why are the suburbs wanna be rich?
  • Pride. I have thought for quite some time that just because someone has lots of "stuff," it does not mean they are rich. It means they have a lot of debt. It's a stupid way to live. I don't care to impress anybody anymore. If someone disses me because I drive a '91 Volvo (it's paid for) and I live in a rental, then they just proved to me that they are not worth my time. Yep, I'm a "cash-n-carry" kind of gal and I like it that way. I live in a suburb of Los Angeles.
  • Cause they are wanna bee's of celebrities and think that if they act like one and have the same things they will be considered one. But in reality they are really dumb especially the kids when the money of the parents runs out and they don't know anything about the real world see who laughs last. I live in a similar town and it really annoys me that people can be so suburban and think that the world revolves around their little town.
  • I live in the suburbs in California and everyone here is legitly rich. Theres no gossip or **** like that, everyone is pretty real--Idk if it has to do with all of the rich people here are asian engineers who work at apple, but everyone here doesnt seem to show off their money, everyone is just really really rich, but they are grounded.
  • maybe you should try spelling things right before you criticize rich people.
  • We purchased a beautiful home for $1.4 million in 2007 and we currently owe $1.17 but it is only worth about $800-900,000. We do love the home but it is a lot of money in maintenance because it is quite large but is it worth it to keep it if it will never re-gain its value? It is in southern California. The reason we owe so much still is we didn't pay for about a year because my husband lost his job, but we were able to get a loan mod, however the payments only went down a small amount. My husband is now employed again but we are barely making ends meet.
  • You may have to go back to your lender and talk about your options. I would go through your budget line by line and see where you can make cuts, or reduce your maintenance budget.
  • Hi Honestly, an 'acquisition expert' might be just the type of person to help here. Basically they take over negotiations with the intention of buying your mortgage. Its not a short sale, and not a loan modification, instead it is something different, a service that many people are unaware of. Think of a mortgage expert, legal expert and a real estate expert combined into one, that sort of thing. I am providing a link to one of them. Hope this helps Brian
  • Talk to your lender to see what your options are. You can not short sell without the lenders approval.
  • Sounds like you have to do what you are forced to do. Can you even find a buyer?
  • My boyfriend and I have been dating for 9 months. We go to the same college so I basically live with him (we each have our own place but I'm at his house at least 5 nights a week). We live in Ontario, and he just found out that he is going to be moving to Japan for the whole summer for an internship he got through college (this means from May 1-August 30). He is really excited, and told me we are cleary going to stay together. But I am DEVESTATED. I want to be happy for him, but I don't know what I'm going to do for 4 months of not seeing him after being used to being with him almost every day. It's not even like I can go visit. I have a full time summer job at home, and have to save up for school. I can't afford a 2 way plane ticket to Japan! What do I do? I don't want to "take a break" for the summer, but I feel like I'll go crazy if we stay together and I'm just constantly missing him..
  • I'm in the same boat but your situation sounds worse than mine. Actually mine's sort of the other way around...I'm going to be gone for 8 weeks this summer (going to England and we live in California) but I'd planned this before I even met him. Then to top it off he's going to grad school somewhere else starting in September so I'll probably only get to see him once a week. However your situation sounds worse because four months straight is a lot of time. Is there any way at all you can afford to get a plane ticket? Can you get a loan for school so you could use some of the money on the ticket? I'm trying to figure out if somehow I can get a car for next year and there's no way I can afford that... I also know what you mean by wanting to be happy for him but feeling devastated inside. It's HORRIBLE! I want to be able to share in his joy as I'm sure you do too! Maybe the best thing for you (and me) to do is to keep busy because if you're busy there won't be time to miss him. Thank goodness for all the technology we have nowadays with internet, phones, Skype, etc. However I know that none of that is the same as actually seeing him. At least you have a full-time job which will help to keep you busy. I wish I could offer you more advice but I'm in a similar situation and freaking out too so I'm hoping that some other people will have better advice. Good luck and I hope things work out for you.
  • You should expect a lot of uncomfortable phone calls for a few months. If I were you , and if this heloc was with a local bank, I would bring them some statements showing this is how much money I have coming in every month, this is how much I have going out in food, rent, clothes, gas, etc. Then I would remind them that their heloc is, in reality, an unsecured loan (because you are upside down in the house and the first mortgage will be paid before the heloc if they foreclose on your house). I would have a garage sale, get a second job, and save up about 40 or 50% of the loan amount and then present it to them as settlement in full. Make sure you get it in writing or else they will try to collect on the remainder. I would also try to sell the house with a short sale agreement on the first mortgage. Make sure it has something along the lines of a short sale without recourse, which means they can't come after you for the difference. Get it in writing and keep these documents with you for the rest of your life or they will try to reclaim the debt later on. This is my personal opinion, and it would be smart to seek the advice of a professional. I am no where near a professional
  • My car is ready to fall apart & I need a new car desperately. I was in an auto accident in a different vehicle (not my fault) on 3/1/07 & missed 1 month of work. I am only able to work part time as it is right now. I have to have a car in order to get to work though. I may not recieve a settlement from the accident for several years. I have no money down other than my trade (most dealers is willing to give me $500 trade-in) & can only afford $200/month payments & can only afford liability insurance. I must have power windows, automatic transmission, working a/c & something that does not need mechanical work of any kind. Prefer something in the 90's & under 175xxx miles. I know this is alot to ask for on my price, but does anyone know of somewhere I can go to get a car? I live in the St. Louis, MO area. Please no stupid answers, I am being completely serious here. Don't know what to do or where to turn. I have horrible credit & can not get a loan from any bank with resonable terms.
  • I am in a situation like yours. Except I have 3 kids and need to go to school full time. I have a 93 Bronco and have to drive 60 miles a day!! I need a more economical car. Here in California if you have a paystub there are lots of smaller dealers that will work with you. And if you email and contact the bigger dealers they can point you in the right direction. You can also post an ad of your situation in the paper or on craigs list and maybe someone will help you out. Most of them though want a down payment of at least $500-$1000 or a trade in. The only thing I can say is get on the phone and startcalling around. As far as the insurance if you are making payments no matter what you need to get the full coverage. Unless you know someone that will sell you their car on payments. But still you are taking a gamble there!! Good Luck
  • I would check in the phone book and see if there is a Buy here Pay here type of mom and pop dealer. They usually alow you to pay weekly or something like that. They will be more likely to have a vehicle in the price range for you. Auto trader is out of the question because of your credit history. This will only work if you could get someone to co-sign for you. The banks will be pretty set on their terms and so forth. I hope this helps you.
  • Very unreasonable for a bank to reject your application for loan of car-refinancing. You should reconsider that point.
  • www.autotrader.com You can search for a car around your area, and with the options you want. I took the liberty of running a search for you, and below are some links to rides you might be interested in that are around your area. Good luck. This link is a 97 Crown Victoria- http://www.autotrader.com/fyc/vdp.jsp?ca...This is a Pontiac Grand Am- http://www.autotrader.com/fyc/vdp.jsp?ca...This is a 1999 Dodge Intrepid- http://www.autotrader.com/fyc/vdp.jsp?ca...This is a 1995 Ford Probe- http://www.autotrader.com/fyc/vdp.jsp?car_id=212876268&dealer_id=100003494&car_year=1995&num_records=25&start_year=1981&keywordsfyc=&keywordsrep=&engine=&certified=&body_code=14&fuel=&only_price=1&search_type=both&distance=25&first_record=51&make=&color=&min_price=&body_style=COUPE&body_style=HATCH&body_style=SEDAN&drive=&default_sort=priceDESC&max_mileage=&style_flag=2&sort_type=priceDESC&feature7=power+windows&address=63104&advanced=y&only_photo=1&end_year=2008&pager.offset=50&doors=&transmission=Automatic&max_price=4000&cardist=8 A 98 Pontiac Sunfire- http://www.autotrader.com/fyc/vdp.jsp?car_id=220042946&dealer_id=29489115&car_year=1998&num_records=25&start_year=1981&keywordsfyc=&keywordsrep=&engine=&certified=&body_code=14&fuel=&only_price=1&search_type=both&distance=25&first_record=51&make=&color=&min_price=&body_style=COUPE&body_style=HATCH&body_style=SEDAN&drive=&default_sort=priceDESC&max_mileage=&style_flag=2&sort_type=priceDESC&feature7=power+windows&address=63104&advanced=y&only_photo=1&end_year=2008&pager.offset=50&doors=&transmission=Automatic&max_price=4000&cardist=10 This is a 2000 Dodge Neon- http://www.autotrader.com/fyc/vdp.jsp?car_id=214552920&dealer_id=1365138&car_year=2000&num_records=25&start_year=1981&engine=&keywordsrep=&keywordsfyc=&certified=&fuel=&body_code=14&only_price=1&search_type=both&distance=25&first_record=26&make=&color=&min_price=&body_style=COUPE&body_style=HATCH&body_style=SEDAN&drive=&default_sort=priceDESC&max_mileage=&style_flag=2&sort_type=priceDESC&feature7=power+windows&address=63104&only_photo=1&advanced=y&end_year=2008&pager.offset=25&transmission=Automatic&doors=&max_price=4000&cardist=23 And this is a 93 Ford Tuarus- http://www.autotrader.com/fyc/vdp.jsp?car_id=221156038&dealer_id=594602&car_year=1993&search_type=both&num_records=25&make=&keywordsfyc=&transmission=Automatic&distance=25&address=63104&only_price=1&advanced=y&default_sort=priceDESC&certified=&max_mileage=&max_price=4000&sort_type=priceDESC&feature7=power+windows&min_price=&first_record=101&only_photo=1&body_code=14&end_year=2008&color=&keywordsrep=&start_year=1981&drive=&pager.offset=100&engine=&body_style=COUPE&body_style=HATCH&body_style=SEDAN&doors=&style_flag=2&fuel=&cardist=22 LAST ONE 1999 Plymouth Neon- http://www.autotrader.com/fyc/vdp.jsp?car_id=221223079&dealer_id=60004315&car_year=1999&search_type=both&num_records=25&make=&keywordsfyc=&transmission=Automatic&distance=25&address=63104&only_price=1&advanced=y&default_sort=priceDESC&certified=&max_mileage=&max_price=4000&sort_type=priceDESC&feature7=power+windows&min_price=&first_record=101&only_photo=1&body_code=14&end_year=2008&color=&keywordsrep=&start_year=1981&drive=&pager.offset=100&engine=&body_style=COUPE&body_style=HATCH&body_style=SEDAN&doors=&style_flag=2&fuel=&cardist=4
  • I got a car for you,if you are in michigan.
  • I'm 16, nearly 17, and I'm in Year 12 (Junior Year). I live in London and I REALLY want to go to university in California/New York to study Journalism/PR and Media. I am currently doing A Levels in English Language and Lit, Psychology and French (possibly taking Classical Civilization too). Sorry if I'm asking for a lot. I just really need answers ;D How would I go about getting a student visa so I could legally study in the US? Would my A Level qualifications be high enough? Also, could someone please explain the process of getting into a college on an International Scholarship? Should I apply to colleges first or apply for a Visa first? Can you please give me websites of Uni's in California/NYC that take International students on scholarships or student loans? I'd be willing to work and study at the same time, if need be.
  • My mother lived in Europe before she transferred to NYU, and they have a great journalism program.
  • University of Southern California is actually a good school, but when I looked up their tuition and estimated COA I realized that I couldn't afford it. USC charges $69,711 per year. They also charge $947 per semester in mandatory administrative fees and their mandatory freshmen orientation tour is $450. Their dorms are the most expensive I've seen, a double occupancy room for one semester is $19,789. A single occupancy room is $26,341 per semester, which is more than three times the tuition at a CalState university. They also charge a $10 parking fee per day. I don't think I can even afford $450 for a half day tour of the campus. Is going to USC feasible for a lot of students who don't have money?
  • Either you can swing it financially, or you can't. Talk to the financial aid office; they may be able to put together a workable package for you. Community college is also an option. You can transfer to USC after you get an Associate's and have a couple of years to work and save up toward your tuition there. Loans are a bad idea unless they are fairly small, under 20k in total.
  • That's a toughie. It depends if I'd be getting some financial aid from them. However, USC alums Carrie a stigma from a stereotype that they are full of themselves and obnoxious. For me, I would, but I would weigh the other schools I could go to.
  • Many students live off campus.
  • I'm 16, nearly 17, and I'm in Year 12 (Junior Year). I live in London and I REALLY want to go to university in California/New York to study Journalism/PR and Media. I am currently doing A Levels in English Language and Lit, Psychology and French (possibly taking Classical Civilization too). Sorry if I'm asking for a lot. I just really need answers ;D How would I go about getting a student visa so I could legally study in the US? Would my A Level qualifications be high enough? Also, could someone please explain the process of getting into a college on an International Scholarship? Should I apply to colleges first or apply for a Visa first? Can you please give me websites of Uni's in California/NYC that take International students on scholarships or student loans? I'd be willing to work and study at the same time, if need be.
  • You are not eligible for a student visa until you've been accepted to a US school. The school has to submit some of the paperwork for you. International students in the US are not eligible for any government aid. Some schools do offer institutional aid for international students, but that's fairly rare. US university education is expensive. Plan on at least $30-50,000 USD per year for your degree. You are allowed to work 20 hours a week on-campus on a student visa. These are usually minimum-wage jobs and the money you make will cover incidentals but very little else. Do not plan on working your way through school. US universities require the SAT (usually) for international applicants. All major schools have international student applicant webpages where they detail the process and usually the financial aid available. I have linked the NYU webpage below - you will note they do not provide any financial aid at all for international students. The application process should be similar at most schools but you should check the individual school's webpages for details. I cannot recommend specific schools because I do not know your qualifications. Once you have your SAT scores and your GPA calculated on the American scale you should have a decent idea of what level of university you can reasonably expect to attend. Please be aware that American universities are very expensive for international students. The US government subsidizes education for American students (just like the UK government does in the UK) so studying as a foreigner means you lose the benefit of those subsidies. If you are concerned about finances you should really consider staying in the UK and then spending a semester or year in the US as part of a study abroad to save money.
  • well.. i am planning to continue in a film school in California too. i am looking for UCLA or Academic of Arts right now. (but possibly going for Academic of Arts since it is cheaper and in San Francisco) but as the other comment said, it is true. you can just buy urself a camera and works on your little project. you can learn writing screenplay buy reading and watching a lot of novels and movies and of course screenplays. ( i am doing that right now ^.^ ) i love watching movies and reading as my passion and they are my favorite arts. but if you can afford that much for school. you should just go for it then :) and those two school are the one that i am looking for. i hope it helps. by the way, study films in french would be great too. films are originally from french lol :P hope it helps!! cheers!
  • You are your film school. Buy a camera and start making stuff. Join up with people, when making your own films, that actually do go to school so you can pretty much gleam everything from them. Making stuff, actually doing projects, no matter how small, is learning. School is for lost losers that want to get robbed the official way. There's plenty of behind the scenes info from everywhere: internet, books, film itself. Why go to an institution that charges you so that they can overcharge you for books and then bog you down with so much stuff that you can't read the book or get anything done? When you could have just bought the book for a reasonable price and read it yourself, or do the smart thing and download a library of film books for absolutely free if you are a smart pirate.
  • You can buy a home under construction. But, you should find out what happens with the construction costs when you take over ownership. That is, how much is the seller going to put toward completion? And, if you have a significant expense to get it completed, how are you going to finance that? You can look into a construction loan, where the bank estimates the value of the home when construction is complete and they loan you that much money on the property. Most lenders have some kind of construction loan product. The sales guy for the company that remodeled my house said he used to make a lot of money buying houses from people who started construction projects and then ran out of money. They would usually let them go for a very good price, since they can't live in them until they're complete and the people are losing money on their mortgage each month.
  • They will want more if you buy it while under constructioon and you request any changes. The smallest change to his (the builder) plan will be excuse for him to "Jack up the price."
  • No, you should not accept offers for considerably less than asking price, assuming that you know you have the proper market price listed. You will be wasting effort for both yourself and the lender, which will quickly refuse any offer which is ridiculously low. The lender understands that the house will be sold for less than is owed, but it will much prefer to take as much as it can get from a buyer, rather than risking a collection judgment against you. With regard to another's comment about non-recourse loans, they are ONLY common in California. Most of the other states use a conventional recourse loan, in which the lender has the right to pursue you for the difference. (And it WILL pursue you for the difference, if it has any notion that you can pay it down the road.)
  • NOPE Ignore the bottomfishers, or counter them IF you have only one mortgage and this is your residence, Obama passed protections for you being held on difference. Also if it's a first mortgage, most were Without Recourse and the bank can't come after you anyways. They agreed to be satisfied with house. I'd talk to lender and find out if there is a range they would find acceptable.
  • A short sale means the lender agrees to settle the mortgage for the purchase price. take anything and let them make the call.
  • You have NO say in a short sale.....your lender makes the decision NOT you.
  • Hello I am from pennsylvania and I plan on moving to southern california. I got into csun but no going since how badly impacted it is ect. So I might be going to santa monica college. I found a room for 625 a month and I plan to then transfer out to csulb. The thing is I am paying for college all by myself. Santa monica college will be doable but transferring out will be hard for me because the price will be much more. My efc is 0 and I am relying on stafford loans/pell grants and a private student loan. I want to find a job but I'm not counting on that since it will be hard in socal. So do you think I could manage a way to go to csulb? It would be like 16k plus a 500 dollar room in long beach.
  • CSULB is now kind of competitive to get into, its like a UC but cheaper, I had several teacher there who also teach at UCLA. They receive a lot of grant from doing so well and the alumni donate quite a lot each year. I just filled out the FAFSA and CSULB is so generous for giving me all these grant I didn't know existed except for the Cal and pell grant. This is what I got at a CSULB for 2010-2011 school year, living with parent. my efc is not 0: Cal grant A = $4335 federal pell grant = $5540 SMART grant = $4000 EOP grant = $800 Each semester, I got a check for over $5,000 to do what ever I want after all fee are paid, so I brought some book, parking permit, etc. Note: capitol hill no longer support the SMART grant, there go $4000 just for majoring in statistic with a GPA of 3.0 or higher. :(
  • i was wondering what permits or licenses i would need to start operating/running an ice cream truck in California. what would i need to do to get started and all that? would i need a place to store the ice cream or can i just keep it in a freezer in the truck or at home? plus would i have to get special permits to sell ice cream by the scoop and not just the packaged kind? oh and if you know, the general start up money i would need to do this. thanks for any and all info in advance
  • You realize that ice cream trucks are not a high profit business? You're going to need a health department permit for the truck and for wherever you store the ice cream, and chances are the health department will not let you store it in your garage, so you'll need a storefront of some sort for that. You'll need a business license for every city you operate the truck in, and a resale permit from the Board of Equalization in Sacramento. Before you go any further, I STRONGLY recommend you contact the Small Business Development Center (at your local community college) and talk to them; the counseling is free. Then sign up for the NxLevel Entrepreneurial program... it's a 12 session course that walks you through the ins and outs of starting or growing your business, and as part of that you will write a business plan. At the end of the class your plan will be reviewed by a lending professional, and will be critiqued, telling you the strong points of your plan AND the weak points. Then you can work on the weak points and hopefully get it into shape to actually present to a lender and get the loan you need. There is a cost for the NxLevel program but it’s a lot cheaper than losing your investment. Even if you hire a professional to write your plan, you should still take the NxLevel course. It saved me from going into a business that would have failed within a year or so, taking my investment with it. I realized by the third week of the class that I could not afford the business I was looking at and changed directions in the middle of the class. Business plans may be a pain in the butt to prepare, but without one, your business is doomed to failure. To start with, you won't know what your startup costs are going to be, what kind of income to expect, what your ongoing expenses are, who your competition is, and even whether or not you can make a profit. Without a GOOD business plan, you will not be able to get a business loan to get your business off the ground.
  • Ice Cream Truck Permit
  • play the same ice cream truck music over a loud speaker, and when the kids start running turn it off. Do this all the time several times. After the kids are desensatized to the music, the truck will no longer get the response he is getting now, and he will move on.
  • I'd like to know what's considered too expensive for a college student apartment Here are my options: 1.Apartments from 614-779$ State of the art furniture & appliances On campus Community Amenities & Programs Trash, Internet & Tv included The one on the further ends $799 includes all utilities It would be mostly my whole paycheck unless I find a better job option for next year I would probably have to get a job during the summer for food expenses and just whenever I want to shop $$ 2. Apartments from $400-500 All utilities included Community features as well but about 40-30 minutes off campus I'll be commuting by bus mainly 3. On Campus Apartments $500-600 But Crappy and out of date No community features I really like option 1 and I don't mind doing the extra work & summer job to get it but I feel like most people would see it as expensive and cutting it close budget wise as a college student Do you agree? Should I just move further off campus? I'll only be a sophomore next year Most 2nd year students dorm but I'm not sure if ill be able to get a student loan for next year so I figured I should look into apartments plus its way cheaper than 11k for a dorm
  • Where exactly are you living? In a major East Coast or California city, $600 is a fabulous deal, and $800's still reasonable. In the Midwest, that's a lot. Do some research into comparative prices, check your monthly budget, and then decide. The only cautions I would make that apply regardless of where you are is that you'll want to really think about what commuting will add not just in terms of money but stress and ability to spend time with your friends.
  • hello, Are there any call centers on your section? They love college scholars. Pay varies from $9 to $eleven.30/ hour. additionally they practice you for 3-4 weeks earlier turning you loose to bypass solo. There is likewise numerous help from different workers. they often have 2-3 shifts each and on a daily basis and you tell them once you're accessible. superb regards!
  • I'm about to become a sophomore. I attended an out of state catholic 4 year liberal arts college in Maine. I was in pre-pharmacy and I did really bad the first year. I ended up with a 1.1 gpa HORRIBLE I KNOW. I'm starting to realize that pharmacy isn't my cup of tea. I want to change my major and transfer to a different school because I hate it there. Plus their science department was mediocre. But since my GPA is so low my only option is to stay at the same school or go to the community college nearby in the state I live in which is Massachusetts to pull my GPA up. I want to transfer to either Umass Amherst or California State University Fullerton/Sacramento. I don't wanna go to a top school just a good in state university that I listed. So, what I'm asking, are my chances to transfer greater if I stay at the college I'm at right now or go to the community college (Bunker Hill) near by to save money? Also, with a 1.1 GPA can I pull up my gpa to at least a 2.0-2.5+ by 1 semester or would it have to be one full year?
  • Your best chance is to attend a nearby community college, it's cheaper and it's going to give you time to adjust to the college atmosphere. Hopefully you're still considered a resident of Massachusetts, so your tuition would probably be low if you went to Bunker Hill. Remember, you don't want to spend a lot of money on something you have performed poorly at. Accumulating massive student loans is like taking on a mortgage, but you never get anything out of it if you are unable to find yourself a good career afterwards. I'm assuming your low GPA score probably wasn't attributable to low intelligence, but rather, the responsibilities that come with college that most students coming out of high school are not prepared for. I would recommend community college primarily because it is cheaper, and it's a good stepping stone to attending a reputable state university. It also gives you the opportunity to take a wide variety of classes until you figure out what you are good at and what you enjoy doing. However, always keep in mind during your time in college, "Is this going to set me up with a career afterwards?" I was fortunate to find a good company to work for after college, but many college students aren't so lucky. As far as raising your GPA goes, follow the link that I have provided and enter your current information, and then play around to see how much you could raise your GPA next semester if you were able to attain those grades. Given how low your GPA is, I would consider dropping out of that college altogether and start from scratch at your nearby community college so you can have a clean slate, but that's just me.
  • You'll definitely need to get your GPA up before you'll be able to get into a state university. Community colleges are almost always less expensive than state, even if you have to pay the non-resident prices. Assuming you only have 30 credit hours (five 3 hour class per semester with summers off) you would need straight A's in 5 classes to get a 2.0 GPA. If you have more than 30, you probably won't be able to do it in one semester unless you're really willing to bust your butt for it and kiss any life you had outside of classes goodbye.
  • I am graduating early from a UC (university of california) this fall. My parents want me to graduate early because it is costly for them to have them continue paying for my tuition each quarter and they do not want the obligation of paying back loans if I continue going to school for another year.. If I graduate this fall I will have a 2.7 GPA. Should I graduate 2 quarters early or complete another year of college? Is a 2.7 GPA bad for grad school for a business econ major?
  • It would be worth your while to stick it out for another year at your university, to boost your GPA - even if it means investing a little more money to pay for it. One year won't do much of a difference, in terms of increasing the number, but any little bit will help. Generally, many Master's programs "strongly suggest" at least a 3.0 to 3.3 GPA. Business schools, though, have the reputation of being even more selective due to the limited number of spots in their programs. (Note: Master's/PhD programs tend not to list a GPA requirement, so as not to discourage any one individual from applying, but admissions statistics will tell a different story about "requirements".) Of course, it does depend on the school as to what their requirements or strong recommendations happen to be. Additionally, your score on the GMAT will greatly influence how your application as a whole is perceived. The higher your GMAT score, the more offset your GPA can be (no guarantee, of course, but like I said, the chances are higher that you'd be able to get away with a slightly lower-than-average GPA). If you stay in your undergraduate program another year, you may even be able to get some sort of internship or other work experience related to your career goals. That, in addition to a higher GPA and excellent GMAT score, will look great to graduate admissions committees. As a final note... if there are specific schools you're considering for graduate studies, check out their incoming student profiles. They will tell you a lot about what a given school likes to see (and what they're willing to accept) with regard to academic statistics/credentials. Best of luck to you!
  • 2 more quarters won't really boost your GPA by much, that's assuming you won't make it worse.. If cost really is an issue,there's nothing you can really do, and it's bad timing (though inter-related) with the poor economy. 2.7 GPA won't get you into grad school unless you have a extraordinary work experience or application.
  • I just recently got let go from my job and am thinking fo filing for unemployment in California. Will this affect me in finding a new job? Affect my ability to apply for loans in the future once I get a new job? I want to make sure I can get the money but would hate to find out it has a negative impact down the road or while looking for a job.
  • Lots of people are drawing unemployment due to economy. No it won't hurt you in your job search.
  • I find it disturbing that my best grades in highschool so far are the ones that were aimed toward getting my nintendo wii. Also my classes were a lot easier my freshman year. Fast forward to sophomore-junior year, the combined total of 6 D's, And the lowest GPA I have ever had a 2.0. Now I am a senior and I have a 2.8, I want to drive but I worry more about fixing my errors. Someone said this "A child has a right to make errors, and he also has the right to fix them." And so far that is what I use to my defense when arguing about how I fell so far behind when I was so far ahead. It sucks but now all these kids who did horrible their freshman year, did good there sophomore and/or junior year joined gay **** like avid and they get the colleges I don't get because they cared and apply, also some barely got accepted by an inch or two they would of got declined (I doubt they will do good in college). But I don't care, they worked just as hard as I did (not that hard). IDK if college is for me since I am too lazy on highschool itself imagine college, but all I know is that I want to succeed in life and be happy. It doesn't take a college degree for that to happen. But so far not doing any sports and everything has been going great. A month into school and no hiccups, late work or anything. I think if I pull off a 3.5+ semester with all the classes I have, I think my parents will be proud of me. I can graduate, or choose to do as I like. My only problem is my D's. If I drive second semester I think I put in work and do some highscool stuff just to be involved (I can graduate after 1st semester, finish strong) and join the nearest community college and get a head start and new beginning. That is how I feel. I could be doing all electives but I choose to man up and fix my mistakes which were mostly first semester laziness, lol how ironic. But this time I need to get it right. Oh, here is an example of what can happen if you join college if its not for you or your not ready. My brothers girlfriend got into one of the most prestigious university's here in California, after her first semester she got owned and all her grant money was token away. My dad would just not give a **** and want me to work it off, or pay it off with a loan and see how I do it. Her dad cared and payed the difference, but she got chewed out. She took a lot of AP and suffered the consequences coming in there more advanced into harder classes. It happens and I don't think I am ready because I have that I still want to be in highschool mode as a senior, but I can't change that after first semester since that is all I need to graduate.
  • If I pull this off, my mom told me today that I get a surprise. She does this up my game up, and it works. I got my bike, wii, now I will get my drivers license and drive second semester. Also After 1st semester I will stick around but for like three to four classes. Should I go out and get some college credits, or do nothing/enjoy my last year.
  • First, you need to work on your grammar. Second, material things should not be your top priority in life. The want to not be a vagrant should be good enough. Lastly, go to college. Apply to my school, Liberty University. They're strict, but they're a good school and they accept almost everybody.
  • I really would like to be a Licensed Vocational Nurse but I actually need to get a loan on it because financial aid does not cover it. I really would like to continue with it but im looking at a 12 year loan. I live in the Central valley area in California. Around Fresno. Do you think their is jobs for lvns around this area? I really dont want to be in debt if I cant get a job. I know it will be hard finding a job as a new nurse but I know volunteering might help?
  • If at all possible obtain an RN degree instead, you will have a lot more job opportunities. I'm an LPN and my goal was to obtain an, LPN license, land a hospital job, then go back to school to obtain the RN degree. I don't know your area, but where I live there are very few hospital jobs for LPNs and the majority of LPN jobs are in long term care (geriatrics) or home health.
  • The guy above is right if you can get rn go for it.. LVNs now mostly work at long term care, if you want you can call the local LTC facilities around your area and ask for availble jobs that way youll get the answer first hand
  • have you taken a flair try to ensure what you're proper for? Your possibilities are very diverse. Marine Biologist may desire to in all likelihood be the funnest, yet in all likelihood the toughest to be taught. shuttle agent??? i does no longer choose to take a seat at a table all day taking reservations. Psychology may desire to be exciting, get to hear everyone's issues. possessing your own enterprise sounds the ultimate for me, merely via actuality i'm bored with operating for human beings for the final 30 years, yet you'll be able to may desire to have sufficient money startup expenditures. even as you're unsure you'll be able to spend the first 2 years of school merely getting your fundamentals out of how, as soon as you eventually go with you'll be able to circulate to the school which may desire to supply the ultimate practise to your selection.
  • 47,000 miles. Owe $22,850. Excellent condition, great car, but I no longer commute so I don't need the 50+MPG or HOV rights. I am willing to take a little bit of a loss to get the payments gone. Grey exterior, Tan Interior, lots of space for a "commuter" car. Am willing to work something out with someone on the East coast for a pickup, but elsewhere would have to be a "ship the car" situation. Please reply to crp0004@yahoo.com with questions or for pictures.
  • First don't use Yahoo answers as want ads. Second, your car is only worth what it's worth. That's defined by what others will pay for it. If you owe more than it'll sell for, that's called "upside down". That happens when you let the dealer sell you a bunch of extra stuff (rustproofing, scotchgarding) and fold it into the financing, or if your trade-in is already upside-down and the dealer just folds the owed money into your next financing. I recommend against being upside-down, as it's a very difficult hole to dig yourself out of. But then, I'm not the guy collecting interest on your loan. Now, MSRP for a 2007 Prius is $23,070, so why would someone pay you that much for a used one? Unless that carpool sticker is worth a lot. If so, market that car to people who find the carpool sticker valuable. I.E. locals. It's worth nothing in California, we have different stickers.
  • did you look up the price on www.kbb.com and see what the value of the car is? I was thinking for that kind of money, you could get a new one. You maay be upside down on this car and just have to keep it and make the paymetns or sell it for less. Good luck The Kelly Blue Book on it is $17,600 if it looks like new and is in excellent condition.
  • Since you already have a Bachelor's degree you will not be eligible for any Federal or State financial aid except loans. Grants are not available to those with a degree already. To answer your question: the school can see everything you put on your FAFSA form plus a whole lot more information from the Department of Education on how they assessed your eligibility.
  • I want to live in San Francisco, CA but the colleges in the city are Art colleges and I'm looking to major in Psychology to get my Ph.D, I don't get the best grades, my GPA by senior year will definitely be below 3.5. And I don't do any sports, but I will be joining a club this year to count for an extra curricular activity. So what are some colleges I could look at?
  • assuming you are looking for a 4 years university and not a community college, there is USF (University of San Francisco) - great private school, kinda expensive ($19,000 per year for tuition only, not including housing). this is where i go (i am mostly on loans a little scholarships, but ya i will have a lot of loans to pay off lol.) i think its a good school. with a good psych program. easier to get into compared to state school. state schools accept much fewer people than private schools do. there is also SFSU - san francisco state university - also good, if you can get in - huge waiting lists and budget cuts. this is a good school but is really suffering financially. very cheap - maybe about $5000 per year but not sure. there are the University of California schools, medium expensive (im not sure but i think somewhere around $10,000 per year? again not sure) closest would be UC Berkeley - which is one of the best schools in the entire country and would also have a great psych program. berkeley is just over the bay bridge, so like 30-45 minute commute from SF, not counting traffic. a 3.5 gpa is not that bad. dont worry. hope this helps. if you want the best education and the closest to san francisco, i would go with either USF or UC Berekley by the way, UC San Francisco does not have an undergrad program. but you could get a masters degree in psych there and it is one of the top schools in the nation. UCSF is different than USF. good luck! san francisco is awesome. about 2 hours south of SF there is UC santa cruz, also a fantastic school.
  • Cal Poly Pomona is somewhat remoted, even though it relatively isn't any longer that undesirable. You gottapersistent everywhere in l. a.. SF State is on the incorrect element of something exciting in SF (different than Stonestown mall perhaps). you may pass sparkling in the time of city. till you have a motor vehicle (and having a motor vehicle is a huge soreness in the butt in SF), it will take you only as long to get downtown a variety of of the time because it would to pass from Pomona to someplace extra exciting in l. a.. My vote is going for Cal Poly Pomona.
  • Hi everyone, I'm a gay guy and I want to attend an "all guys" college to meet other guys. I've only heard about an "all girls" college, but never an "all guys". Is there an "all guys" college in America? If so, is there A LOT?! If there is, please please PLEASE tell me man!!!!!!
  • Are you independently wealth? A strange question? Colleges that discriminate cannot get federal financial aid, including loans, for their students. Just pick a college in a generally tolerant area (New England, New York, California). All colleges have gays and many have clubs and activities aimed specifically at gays.
  • Yes, like other people listed, but keep in mind that not all people who attend a single-sex school are gay. I attended a woman's college, and the gay percentage of the population was about what you'd get at any other school - so you might just be best off going to the largest school you can find instead.
  • Here is some of men colleges I found: College of Saint Benedict | Saint John's University Saint Joseph(MN) Private Deep Springs College Dyer(NV) Private Hampden-Sydney College Hampden-Sydney(VA) Private Morehouse College Atlanta(GA) Private Wabash College Crawfordsville(IN) Private
  • uhm isn't college suppose to be about getting an education so you can have a good job in the future? Are you that desperate? Wow...
  • Yes. Bio-fuels spring to mind. Instead of growing food that we could have given to those without any we can grow it and then burn it. Bio-fuels are usually less efficient than the fuel they are replacing. So more starvation and more pollution in one go. Genius! http://www.theguardian.com/commentisfree...Wind farms is another one. The raw materials for some of the components leave vast quagmires of industrial and radioactive pollution in far away places. The environmentalists can't see it so it is all OK with them. http://www.dailymail.co.uk/home/moslive/...They lobby governments to give money to "green" startups. People beiing what they are, they spot this as an easy wat to make money. They take the loans, give themselves a fat salary then go bankrupt leaving a lot of half-finished solar panels for someone else to clear up. http://michellemalkin.com/2012/04/29/sol...They make rules about water usage in California that leaves many farmers without working farms. http://gawker.com/parched-california-cuts-farm-water-supplies-to-zero-1513414826 In Australia they forbid the clearing of brush from forests and make silly rules about clearing trees from the area surrounding a house. Then when it does catch fire the effects are worse than usual and home owners become homeless. http://www.smh.com.au/national/fined-for-illegal-clearing-family-now-feel-vindicated-20090212-85bd.html In the UK they want to protect the wetlands. So they don't manage the waterways as they did in the past. Result: 900 homes hit by floods, many in Somerset. http://www.dailymail.co.uk/news/article-2558356/Fury-Environment-Agency-staff-boils-Somerset-Levels.html
  • There have been missteps. Unintended consequences, things that weren't thought through all the way, and so on. I think one of the biggest may have been the unrelenting, unreasoning opposition to nuclear power. If we were saner about nuclear power (yes, we need to be sure it's being handled properly, and we need to have a Serious Conversation about what to do with the waste, but that's not the same as opposing any and every nuclear power plant), we could probably be halfway off of coal by now, and be emitting a *lot* less nasty stuff (not just CO2, but also soot and the like) into the air. And, ask me about evolution. Seriously. I have a page of links to get you started...
  • I haven't found that the environmental movement is good at admitting mistakes. They probably see it as a sign of weakness whereas most people would see it as a sign of integrity. It will be interesting to see what comes of the recent flooding in the UK, especially Somerset Levels. It has been claimed that main cause of the flooding has been a lack of dredging which was the result of environmental policy to protect wetlands and biodiversity. For example, read here: http://www.spectator.co.uk/the-week/lead...The scary part of that story is that the Environmental Agency can't be fired or voted out. They are arms length independent of government yet somehow have the power to implement rigorous policies (and allegedly cause havoc). The Spotted Owl case history in the US northwest is also an interesting case study.
  • Well, Richard Nixon, who gave us the Environmental Protection Agency, HARMED his own political career by lying about Watergate. But you probably have trouble remembering that far back. Back when Republican still meant conservative and intelligent. Ottawa Mike talking about OTHER people never admitting mistakes has to be the most hilarious denier crock seen here in many a moon. http://en.wikipedia.org/wiki/Psychologic...It's all in his 1000+ fake yet "resolved" anti-science "questions".
  • Fighting nuclear power. Fighting hydroelectric power. Now that it's becoming feasible, fighting wind power. Fighting Keystone XL, shifting the blame to Canada from their own lifestyles.
  • In general no, however the extremist have. For instance the Earth Liberation Front (ELF), also known as "Elves" or "The Elves", is the collective name for autonomous individuals or covert cells who, according to the ELF Press Office, use "economic sabotage and guerrilla warfare to stop the exploitation and destruction of the environment". [1] It is obvious that you are yet again resorting to uses association fallacies [2] Just because those extremist are evil (Well they are in my mind), that does not mean that humans taking care of the environment is evil. Let me explain once again how you associate people with evil people.... Quotes by Sagebrush (who frequently quotes Nazi's to further his cause) "Execute all those who voted for OBAMA", "Sustainability is a codeword for communism", "Hire the handicapped, they are fun to watch"' "Justice and equality are codewords for communism", "God has his hand on the thermostat". So while it is painfully obvious from your rhetoric that you are evil, if we were to use your "logic" [2] it would make ALL deniers, genocidal, Nazi loving, justice, equality and sustainability hating, religious extremists. Although it would not be unreasonable to assume that your fans [3] are at least in part evil, since they had to actively choose to become a fan of you. Do you get it yet? Regarding your additional details... First of all you resort to name calling again, which means that according to what you claim your dad told you, you have lost the argument. Secondly I strongly suspect that you are lying again, from what I can tell neither of those three people were "touting an impending ice age". Although in fairness between 1965 and 1979 one in ten science papers predicted a cooling planet. in comparison <sarcasm> ONLY </sarcasm> six in ten predicting a warmer planet. [4] Now even though you repeat your lies so often that even you might believe them [5], I still say "suspect that you are lying", because I have no way of proving that ALL three individuals did NOT predict an impending ice age. Feel free to prove you are not lying. "This site is not for self promotion" Stubby Phillips is promoting a video taped talk by Dr. Eugenie Scott (on Evolution and Global Warming Denialism), not unlike your fan Maxx promotes his (debunked) video's. Are you suggesting Maxx is doing that for "self promotion" @ raisin Caine "we get most of our lumber overseas", link please.
  • Generally if environmentalists support it, it is bad for the environment. This was not always the case, but lately it has become a religion. Environmentalists encouraged MBTE to be added to gasoline, perhaps egged on by Unocal which owned the patent. Then this caused groundwater to contain MBTE, and they had to backtrack. No apologies given. Push for reusable bags is a health hazard, as these bags end up full of bacteria. Push for spiral lighting which contain mercury and will lead to more pollution as proper disposal is unlikely. Probably more energy use as well, as now additional hours of lighting are cheaper, but you have reduced the amount of heat in the home.
  • Well they heroes like the Unibomber and Earth Firsters that Spike trees and blow up houses and Companys .
  • 1.) They stopped logging in the US by their hug a tree campaign thereby making it so that we get most of our lumber overseas and it is shipped using fossil fuels. 2.) They caused the shift from paper bags (a biodegradable package) to plastic. 3.) They so fervently attacked nulcear power, that they have instilled fear in people making it difficult to even move to nuclear power now. 4.) Their previous fear of forest fires caused every forest fire to be quickly stamped out, creating a bunch of underbrush and thus leading to forestfire now that are more difficult to control. 5.) They have opposed some African coutnries from creating needed coal power plants. 6.) They have even opposed some hydro-power plants because of some "endangered species" that were not even endangered. 7.) They supported and got passed the ethanol legislation that has not only increased the cost of produce, but has actually increased CO2 production because of the inefficiency of ethanol. I can go on. But the bottom line is simple. Generally, when they go off half-****** on their high horse, they make stupid decisions. When they actually adequately study both the problem and the solution, they are helpful.
  • Yeah, the restraints put on farming and farmers have put a record number of them out of business and driven the cost of food supplies through the roof, so only folks with EBT cards can afford to buy food but they usually buy beer and cigarettes instead.
  • yes
  • How likely is Obama's undocumented and illegal aunt living in America taking cash donations from Libyan terrorist leader Kadafi? How likely is Obama's aunt getting loans from Libyan leader Kaddafi to support her undocumented style of living? Jimmy Carter's Brother Billy: "Billygate In September 1978 Billy made a highly publicized trip to Libya with a group of Georgia legislators and businessmen eager to make deals. Several months later, he hosted a delegation of Libyans in Atlanta, as they looked for a place to locate a permanent trade mission. When asked why he was involved, Billy said, "The only thing I can say is there is a hell of a lot more Arabians than there is Jews." He also argued that the "Jewish media [tore] up the Arab countries full-time," and defended Libya against charges of state-sponsored terrorism by saying that a "heap of governments support terrorists and [Libya] at least admitted it." News that he hoped people would "realize that I don't have any control over what my brother says [and] he has no control over me." Billy also apologized and explained he wasn't anti-Semitic, but the damage was done. The Atlanta Constitution remarked, "If [Billy's] not working for the Republican Party, he should be." Some time after this, Billy spent seven weeks at an alcohol addiction treatment facility in California. http://www.pbs.org/wgbh/amex/carter/peopleevents/p_bcarter.html
  • Obama is making Carter look like a friggin' genius.
  • no one cares except you and rush limbaugh and his minions. assuming it is true, it's his aunt. he doesn't control his aunt. people need to judge politicians on how the govern not their personal lives and family. i personally don't care if obama sacrifices goats in the name of the great atheismo if he can get us out of the recession and improve our standing in the world. support your president and give them a chance to succeed. if they don't, vote for someone else. that's how it should work. do you really think you are serving your country by spending your time posting things about obama's aunt's ethics on yahoo answers? you are a sad, sad person. anytime you brings up issues that aren't related to the job the president is doing, it's just a signal for anyone that has 1/2 a brain they you should be ignored. and i'm no obama lover. i'll give the next guy a chance if obama can't make progress over his term. presidents are given 4 years for a reason. it allows them to make hard decisions in the short term that will have long term benefits. people like you are trying to deny the president that opportunity.
  • because she has good connections with criminals that hold high offices
  • not
  • Here's a few: A San Diego man filed a $5.4 million lawsuit in March against the city of San Diego for the "emotional trauma" he suffered at an Elton John-Billy Joel concert, held at a municipal stadium. Bob Glaser said he was "extremely upset" at the sight of a woman in front of him using a urinal. In the suit, he claimed his rights to privacy were violated when he tried to use the restroom ''in front of women in the men's bathroom''. The women used the men's facilities because of long lines outside their restrooms. (Source: ATRA and SAALA). John Carter, a New Jersey man sued McDonald's for injuries he sustained in an auto accident with one of their customers. He claimed that the customer who hit him did so after spilling the contents of his chocolate shake (which he purchased from McDonald's) onto his lap while reaching over for his fries. He alleged that McDonald's sold their customer food knowing he would consume it while driving and without announcing or affixing a warning to the effect "don't eat and drive." The court concluded that McDonald's had no duty to warn customers of obvious things which they should expect to know, but refused McDonald's request for attorney's fees stating that the plaintiff's attorney was "creative, imaginative and he shouldn't be penalized for that." This case was in the court system for three years, underwent appellate court review and cost McDonald's over $10,000. (Source: ATRA and SAALA). A convicted bank robber on parole robbed a California Savings and Loan Branch. The bank robber placed the money roll containing the hidden Security Pac in his front pants pocket. The Security Pac released tear gas and red dye resulting in second and third degree burns requiring treatment at a hospital. The bank robber sued the bank, the Security Pac manufacturer, the city the police and the hospital. (Source: ATRA: Candelario v. City of Oakland, No. 628960-3 Cal. App. Dep't Super. Ct. 1987) A woman dropped some burglar bars on her foot. She claimed that her neighbor, who was helping her carry the bars, had caused the accident. The neighbor's insurance company offered to settle the dispute by paying her medical bills, but she refused. She wanted more and sued for damages, including "pain and suffering." The jury took only 17 minutes to unanimously decide that the woman was fully responsible for her own injuries. The innocent neighbor had to pay $4,700 in defense costs. The two are no longer friends. (Source: AVALA). Hope this helps.
  • I'm Christian and I take great offense to the assumption. I believe marriage is an arrangement made between two people that is private and is noone's business, including the government yet they had to stick their noses in everything. Two people who are atheist should be able to have a marriage done by the Justice of the Peace or whoever they wish, wherever they wish, and however they wish. Why should I care? I should try to stop two people from wanting to be happy together? I should "downgrade" their relationship to a civil union because it wouldn't serve my best interests? But since when was it about me, and not them? In my family there are Christians, Muslims, and Hindus. Why should I ever be so stupid to think that my Hindu relatives shouldn't have a marriage or a wedding simply because of their faith (or even lack of it)? If the government had kept their noses out of marriage in the first place, there wouldn't be the controversy with same-sex marriage in the first place. Let people make their own decisions.
  • These cases flourish in the court system. My favorite is the woman who sued McDonalds for burning herself with HOT coffee. This was a highly publicized case.
  • www.scribd.com/doc/45716/The-10-Most-Rid... These are pretty good lol .Also I heard of a guy who cut his arm while trying to rob some place and sued lol. Check out wierd als Im gonna sue ya video on youtube its funny GOOD LUCK.
  • Funny lawsuit - find the guy trying to sue starburst saying his starburst were to chewy or the guy who tried to sue for millions because they lost his pants at the dry cleaning.
  • First of all, you are in 8th grade, you should know how to use database searches online to finish your assignment!
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