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State California
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Allowed (Our partner lenders provide payments in California)
Loan amount limit  $255 if maximum fee charged ($300 maximum check)
Loan terms Max: 31 days
Finance rates 15% of check
Finance charges $17.65
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11623 Cherry Avenue No. B4, Fontana, CA 92337

California

Fontana

1295 North Euclid Street, Fullerton, CA 92835

California

Fullerton

82227 Us Highway 111, Indio, CA 92201

California

Indio

1450 Olive Drive No. A, Bakersfield, CA 93308

California

Bakersfield

1460 7th Street No. A, Oakland, CA 94607

California

Oakland

1955 41st Avenue No. B8, Capitola, CA 95010

California

Capitola

3276 Adeline Street, Berkeley, CA 94703

California

Berkeley

100 North Raymond Avenue, Fullerton, CA 92831

California

Fullerton

134 W Base Line Road, Rialto, CA 92376

California

Rialto

836 N Santa Fe Avenue No. A, Vista, CA 92083

California

Vista


Frequently asked questions about bad credit california

  • it really hard to rent with bad credit especially if you have a rental collection. most renters would run from that. you might need a co-signer. if a renter does decide to rent to you your security deposit will be very high.
  • 2
  • Rent To Own Homes : http://RentToOwnHome.uzaev.com/?fQaW
  • Find a roommates shared an apartment. Maybe, co-sign by your parents.
  • rent to own store, you do not need credit there. You make weekly, bi weekly or monthly payments. Check the phone book for the nearest store to you
  • Anywhere... if you have the cash, anybody will sell you a TV regardless of your credit history. If you don't have the cash, don't buy the TV.
  • To tell you the honest truth, yes you can be denied a license for having open debts, especially when you have them past the SOL
  • Not unless the holder of the financed note agrees and usually they will not
  • hi thx for your question you can found the solution about your question in here http://1st-in-loanrefinancing.blogspot.com/ thx :)
  • You need to write a business plan to submit to a lender to prove that you can repay the loan. Go to HTTP://sba.gov/smallbusinessplanner/plan... or HTTP://www.bplans.com/ where you will find sample business plans and instructions on how to write a business plan.
  • we are in desperate need to find a apartment in yuba city thats a 2 bedroom 1 bath under 750.00 or 750.00 but my husband does have an eviction.do u know of any yuba city ca apts that will be lenient and work with us if so please le me know as i have a 9 month old im 6 months pregnant and im too be out of my apt by 4/9/09 thanks so much
  • Check on craigslist.com all you need to do is e-mail posters that have apartments you're interested in and let them know up front that you have a bad credit situation. You'll find one that won't care -- they might ask for a bigger deposit but that's about it.
  • There are lots of apartments in Yuba City that accepts bad creditors only if you had a co signor with you, you can try to browse in any search engines by just typing apartments in Yuba City and see it for your self..
  • Lots of people have houses. Only with bad credit, most of them rent. Or they could have had parents co-sign the mtg. With bad credit, you don't buy houses, without a huge down payment, or co-signers. Or your friend could just be 'blowing smoke' about being a home owner???
  • I don't know, we don't magically know your friend.
  • Try http://www.esuperfind.com/lowermybills.p...be careful using any one that isn't VERISIGN approved, I have seen many such scammers on yahoo.
  • Not as long as you keep your credit files separate. Don't open any joint accounts, and don't apply for any joint credit.
  • If you can't afford it, you don't need it
  • Good Luck... unless you have some real collateral like a house that is worth something... you won't be able to get it financed since you have nothing to secure the loan with. You could check with the surgeon's office and see whether they take payments, etc. or whether you can make "pre-payments" until you have enough in your Dr.'s account to pay for the procedure. I used to do this with my dentist... make payments into my account until I had enough together to get the procedure done... But that depends on your Dr. office and his accounting staff.
  • Getting financed would be resembling getting an unsecured very own loan. if you have a great down cost your opportunities would be greater proper. yet as soon as you have a background of low credit, then lenders would be leary. enormously devoid of collateral.
  • Uh...well...maybe become an exotic dancer...and get some guy who likes your lap dances to fund them? Or save the dollar bills they throw at you for it? You won't get financed for plastic surgery with bad credit...sorry.
  • I would suggest living with small breasts until you can afford the augmentation.
  • Because that's a priority in this economy!
  • Credit ratings are not criteria for taking series 6 or 63. The broker that is sponsering you for your license should be more concerned about your credit, and rightfully so, If a firm is willing to take a chance with you, then you wont have to worry about your credit. If you find "an easy" going broker, they are not worth associating with, or jepordizing your licenses. Just find a more reputable brokerage firm and be upfront with them, many may take the chance. Good luck
  • you are going to get ripped off big time. Save the money and buy it in a private sale.
  • This site has some good lenders for bad credit borrowers. Check some of the lenders here out. http://axalda.info/bad-credit-car-loans....
  • I don't live in California, but I can share my experience with you anyways. When my husband and I were looking for our first apartment, we had an extremely hard time finding anyone who would lease to us because my husband was on deferred adjudication for theft. We had almost given up hope. One day I called several apartment locator's companies, which I found on the internet, and explained our dilemma to each of them. Trust me, it was hard! I must have been hung up on about 10 times! We finally found a company that said they could help us. They found us an apartment within a week! It was the best day of our lives!
  • those are th e in effortless words recommendations i comprehend of- a million.locate an position of abode that would not do credit exams 2.grant suggestion letters that overshadow your credit record 3.Have someone co-signal for you 4.placed down a large deposit or pay quite a few months of employ ahead 5. Have your sister employ it and upload you on the employ later(have her verify that if she exhibits a roommate or her sister strikes in with her later can they upload the roommate to the employ?)
  • In most cases, fraudulent use of a credit card is punished as theft. So if the value obtained was under $400 is is petty theft, with a maximum punishment of 6 months in jail. (Pen C 484g.) Unless the card was used at a bank, I don't know what federal offense would be committed.
  • Did the person use it with your permission. No fraud although you have breached your agreement with the provider. If the person paid you back there is no fraud. Fraud is when someone uses your credit card, you see the charges on your statement but have no idea who used your card (the provider investigates)
  • Credit Card fraud is a FEDERAL offense. Not a state offense. And, it doesn't matter if they paid the money back. The fraud has already been committed.
  • Its california! you will be rewarded for your Fraud, the state will most likely match your $100 by raisng a tax on the rich
  • Look up Monfric Management on Morena Blvd. in San Diego and contact them. They specialize in managing section 8 and low-income housing throughout Southern California.
  • the hud office should be giving you the listing of places that accept hud. good luck
  • First of all, it makes no difference what State you live in because bankruptcy is Federal not State. Now, to answer your question. Bankruptcy is much worse for your credit and it stays on your credit for 10-years from the discharge date.
  • Bankruptcy
  • Bankruptcy ruins your credit score for 7 years.. its MUCH worse. The person above me is clueless.
  • an unpaid debt is a lot worse. in some ways a banruptcy is good because you can't file again for many years and you have no choice but to pay your debts. p.s. i went through bankruptcy 3 years ago. it was only after i resolved my unpaid debt that i was able to buy a house. car dealers scour bankruptcy records in order to sell you a car because they know you HAVE to pay for it.
  • Lets put it this way, I have bad credit... my brother filed bankruptcy...he just bought a house, I still can't. You Decide
  • Bankruptcy always looks worse.
  • there a place called west coast motors, they are not the most reputable dealer but if you walk in with cash they will find a way to get you something. I think they are in oakland? not sur, just do some online searching, its a used car dealer.
  • Drive around and look for signs that say something like "no credit, no problem", "we finance, no credit checks", or "we finance anybody." These are a different class of car dealers called "buy-here-pay-here" who don't check credit because they charge the highest interest rate allowed by the state of California. The cars are overpriced, as well, and you can't negotiate because they know customers are desperate. Payments are due on weekly or bi-weekly schedule and a device installed on the car won't allow it to start if you are late with a payment.
  • You don't. Legitimate lenders have quit making loans to bad credit risks due to the sub-prime mess. If you have bad credit, the last thing you need to be doing is taking on more debt.
  • What state/city are you in? Do you have any collateral? If so, what?
  • California is a community property state. Your future earnings could be in jeopardy if they go after him, receive a judgment, and try to seize money that was earned by you but is (according to CA law) also his.
  • Many buy here pay here lots with the high interest rates and poor vehicles do such things. But generally that is a group you don't want to be involved with. You'd do better to improve your credit, or pay cash for a car. And it doesn't stall, You park, and it won't start again.
  • not legal in all states/where do you live/
  • I'd look for a shared room/sublease. You can often find these. I had a room I was subleasing up until I decided to move to California; I'm leaving in a few days. I just ran a criminal background check on the guy to make sure he was all good in that sense and then took a check from him.
  • It seems like you may either be eligible for renting out a room in some nicer area or renting an apartment in a not as desirable area. Someplace where the landlords are desperate for renters that have a job. This is one important reason why a person should never abuse credit cards right off the rip. Good luck.
  • U-District
  • If you live in California, they don't credit score, so it won't matter. If you DON'T live in California, you probably need to use a local agent, who will know which companies will give you a policy with bad credit. Foremost Insurance is one, but they charge more. And you still have to use an agent to get a policy with them.
  • Nothing is wrong with the credit card gift cards but you do have to pay a card activation fee. Here in California that fee is $4.95, that's in addition to the amount you get on the card. So that kind of stinks.
  • No, they are loaded with what ever amount you want and when it is spent, that is it. The downside is that you can lose the card or when it get low you don't use it because it only has a couple of dollars on it. That is what gift card companies count on. At least 10% of all gift cards are never used.
  • i do no longer understand approximately different present enjoying cards, yet i'm advantageous you won't be in a position to apply an American show present card via Paypal. i attempted and it did no longer paintings. I registered my present card at Amex too. It did no longer paintings. I called the two Paypal and Amex to attempt to override it, yet nevertheless it did no longer paintings. Amex advised me that this is their coverage for the reason that purchases won't be in a position to be tracked back to the guy.
  • I just bought a Gift Card Amex for myself, its awesome!
  • i have one and i'm trying to buy john dolmayan drumsticks online and they declined my card but im trying it again ahahhahaha
  • They require no imagination to give. That's why they suck.
  • A good question. Here in B.C. on the Left Coast, you can be stricken from the rolls for not being able to pay your bills. In Calif., it might depend on the nature of your debt. The boys in Calif. take a dim view of members who owe child support, for example. See Rule 2.34 and http://rules.calbar.ca.gov/ for more on this and requirements generally.
  • My parent(just one) has bad credit due to divorce issues, and jobless, parent quit because of bad wages ( worked for over a year but still received minimum wage even though it's a full time job) and only has enough money to pay the bills for 2-3 months with the child support check from the other parent($1500) is there any place we can get a bit of help? The parent is currently studying to get an office job, which pays much better than being a waitress. So after 2-3 months we probably will have no money. Im only 14 so I cantndo much but I have 1800 saved up soni can help a little bit but not long. So I just need some suggestions on wat I can do, I wish I can get a part time. Don't know the laws of California too well on teen jobs. Any suggestionswouldnhelp my mind be at ease, thanx in advance
  • As for a teen job, you could start your own business. http://waits4u.com/Finding-Jobs-In-A-Bad...As for your parents, why not suggest that in this economy, it is not a good time for not having both parents in one home, sharing costs, and doing what is best to get through this? Also, it is good for the environment. Stay Married And Save The Planet http://www.reuters.com/article/oddlyEnou...
  • Get your credit in line before you go on the hook to get yourself in more trouble. It doesnt take long. Save a little money, pay your bills timley for a while and then take out that loan if you still need it. If this is an emegency then you should simply go into your local bank, sit down with a loan officer and dicuss some terms. They will probably be able to work something out for you, but you may need collateral, or you may be charge terribly high rates.
  • my advice would be that the parent go back to the minimum wage job. i mean minimum wage is better than no wage. nobody likes making minimum wage, but if you have children and bills to pay-then you need to take whatever job you can get. you could look around your neighborhood to see if anyone needs help with yard work or watching kids.
  • Well .........deadbeats like living in Illinois...with their lousy credit ratings...... ...just look what that one guy...who used to live in Chicago... did when he moved to Washington D.C. ..........
  • If California and Illinois had the oil and natural gas resources that Texas does, that could make a difference. The Texas economy is based on a number of factors that helps that rating: low debt ratio, since they have fewer and lower pensions to fund (and have recently made additional cuts); they had a "jobs boom" because they have the highest percentage of minimum wage and below-minimum wage jobs in the country.
  • California's rating just went up to an A from and A-, so at least they're headed in the right direction. They just recently came out from under the debt imposed by the governership of the GOP terminator, and Brown has paid off the debt and running a surplus now. Texas does have an AAA rating, though. Edit: OK, but at least they are working to fix it.
  • Because Illinois' legislature has been full of crooks for ages. Look at our previous governor (who is currently in prison for trying to sell a Senate seat, among other things). State funds have been mismanaged for a long time, and while things are improving, they're not improving very quickly.
  • When enough Mexicans migrate there, Texas will be blue, very soon, enjoy
  • because Bush lied California and Illinois into destroying their ratings!
  • Both states have more criminal politicians than honest ones
  • They are enormous, nanny states, welfare states, and blue and liberal states.
  • percentage of welfare == bad credit rating
  • They have enormous welfare states.
  • A co-signer has to have good credit. A co-owner only needs reasonable, she would need to have better credit credit then you and be the primary bread winner.
  • buildcredit.ifastnet.com - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.
  • that is up to the bank
  • Is it possible to have someone else sign the lease for you, like your parents? The laws in regard to renting need to be changed.
  • Don't do Fixing Credit Reports - they are scams and will ripp you off. Only way to fix your c.r. is 2nd and 3rd jobs - pay your bills off. Credit fixer actually mess up credit more. As for renting , find a mom-pop operation or a place with real human managers - rent from them , stay 2 yrs pay in advance of date make no waves. You got best references now. As for money problem Visit DaveRamsey.com to learn what you don't know so you don't lose your money shirt again. Remember cash is king Credit is dumb.
  • Look for a month-to-month rental agreement, not a 1-year lease. This way its less risky for a landlord.
  • If you have a good job you can get a apartment anywhere. in my hometown the landlord checks for good credit but by me having a good job she overlooked it!!
  • The landlord could ask for a cashiers check for the deposit.
  • California is a community property state, so his credit report will be used to determine if you get the mortgage. If property is held as community property, each spouse technically owns an undivided one-half interest in the property. This type of ownership applies to most property acquired by the husband or the wife during the course of the marriage. It generally does not apply to property acquired prior to the marriage or to property acquired by gift or inheritance during the marriage. After a divorce, community property is divided equally in some states and according to the discretion of the court in the other states. Hope this helps answer your question
  • http://loan-seeker.info/bad-credit-loans/ has a lot of info on Bad Credit Loan providers.
  • No, it is not mandatory to include him on the mortgage. However, by doing this, you cannot count his income when you go to qualify so you can only count your income (which will lower the amount you can borrow).
  • Some will, but they require a larger deposit. When applying, you may consider pointing out that the bad credit is in the past and that everything is current. You will most likely need to provide proof of income. You might also try renting a room in a house through craigslist, as they may just as for a letter of reference.
  • Yes you can. Not all apts, but there are some that will rent to you.
  • Of Course, they still want your money. You will just have to pay 1st and last and a larger deposit normally :)
  • Most complexes will not, the apartment manager works for the owner and has set criteria they have to follow. A private owner might, all you can do is ask. I rent to young people with no credit, but no one who has charge offs or dead beat dads. It really depends on why the credit is low. I also overlook illness, I ignore all of the medical bills.
  • You need to make yourself appear like a reliable tenant. (which I am sure you are) You can do this buy offering more months paid up front like you suggested. You can get a guarantor (cosignor) to sign your lease who has a good credit score. If you can prove a very high income to rent ratio the landlord may care less about your credit score. If your credit was ruined one event then expain this in a letter to future landlord. You must be able to show a history of good payments outside of the one event for this to work.
  • sure you can try to offer 2-3 months of prepaid rent. I would think many landlord would go for it.
  • It is possible but not required. Many landlords will do that but it would not be illegal if they refused.
  • I signed the grant deed because of bad credit at the time from decesased former spouse. 15 years later my current husband and I are getting a divorce in California where we reside and our home is. a year later after purchasing the house we refinanced to a shorter term loan but i was still not put on the loan or title.. I dont rmember signing the grant deed again. is the original grant deed still in affect from the original mortgage or is it null and void. Me signing that document was not meant to deprive me of my rights to the home. it was for qualifying for a loan initially. My husbands lawyer is waving the original loan interspousal transfer grant deed like I just threw out the baby with the bath water. Am i gonna lose my only savings in the equity of my home because i signed something we wouldnt have been able to get if I hadnt.
  • This is a complex question and I suggest you speak with a (your) lawyer as soon as possible, best wishes
  • DELL!!!!! Can't say it enuff. When I called Dell to try & get a PC, I never dreamed they'd accept me. My credit was bad & I've would have bet you it wasn't going to fly. Almost didn't call but my hubby told me "All they can do is say no." Well, guess what, I'm answering your question from a Dell. I'm pretty sure they're nation wide & you don't need a store cause they ship it out to you. I really feel lucky too cause as far as I'm concerned they've one of the best. 24/7 tech support. It never tuns out, not even after your PC is paid for. Oh yeah, forgot about that, we paid nothing down & had reasonable payments. Anyway the tech support last as long as you own your Dell PC. You just can't get parts for free after the warrenty is out. They do sell extended ones tho & I got one. They've just about rebuilt my PC. New Mother Board, Modem, etc. They've started a new deal on tech support that I loooove. You can now turn you pc over to the dell tech & just sit there & watch him do things with it. It's a kick to watch the screen & all these thingsa are going on & you hands aren't on it. They also explain what they're doing so you'll understand.
  • 220? I thought it was 160? 90 is fine. i think i had 96 starting my junior year. I took alot of electives and fun classes (which I ended up really enjoying) and graduated with more than 300 credits.
  • try www.prosper.com Plead your case, and how you intend to repay. Somebody might offer to loan you the money with 3 years to repay monthly.
  • If you have a relationship with a bank, start there. The bank may not be able to give you a loan but be able to direct you to another financial institution that could. You will likely be paying subprime interests rates. I recently got a loan through Wells Fargo Financial. Also, just be careful of the loan scammers out there. Do not give your personal information to any lender until you can verify the business name, address and phone number. And the best tipoff that it is a scam is that the lender will ask for upfront money before you receive the loan. That is illegal in the United States and Canada. Good luck to you.
  • If you are seeking for a loan lender or wants a financier,then I would highly recommend you for alexis,He helped me secure some business loan within the last working 4 days.He is the best,please if interested in getting a lender or wants an urgent need loan...then i will recommend him. He can be reached via this address(alexxyorkie02@yahoo.com). K
  • There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements. Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on. http://www.axalda.info/bad-credit-loans....
  • Hi everyone, i am Crolina i saw comments from people who already got their loan from Mary Pery and are you in any kind of financial difficulties? Your help comes now.Are you losing sleep at night worrying how to get a Loan?Don't allow your dreams to die, contact Mrs Mary Pery via email(marryperyloanhome@gmail.com) for any kind of loan you need today for easy and reliable loan.
  • There are many providers in California that will meet your needs. Look around for the cheapest interest rate and repayments before deciding. My profile under debt has more information and resources.
  • your visit in this site
  • Like much of the U.S., the housing bubble has burst. Property values are decreasing. At the same time, this has made it more difficult to obtain credit -- banks could be on the hook for many loans that could go into default, so they're only lending to the more secure borrowers. A restaurant probably is not a good business to get into at the present -- high failure rate at the best of times. When the economy is in stress, people tend to conserve. A dollar store might be better if you have excellent management skills and a prime location. Your business plan will have to be sound before any bank will lend you much.
  • i live in california and right now the economy is terrible people barely have enough money for gas no way are people going to resturants but ir riverside thats where we need businesses but in hollywood or moreno valley or any where else they dont need any more business also alot of business are closong down due to bankruptcy and other things... i supppose if you do open a business open it when the war is over or when the economy is better...i think arizona would be a good place to do that because theyre economy isnt so bad
  • I was with Wells Fargo and they found a way to fee me for just about anything and I'm done with them. I need to get an apartment in a month and if somone could tell me what the most trustworthy bank/credit union based on personal experience where they don't fee you for a ton of stuff...that'd just be amazing. ^^
  • I agree with you, I hate Wells Fargo, but four different times in my life I had checking with them. I don't trust the big banks right now and have a small local bank I do my banking with now. Look for one, and see how they fit you. But if I had to say a national bank, Chase is okay....as long as you don't borrow from them. I guess after the small local bank, try a small local credit union. Right now all the big banks want is ways to pay off their bad debts, and they have turned really trashy towards the customers in order to raise capital.
  • My school, UCSC, is making me severely depressed. I miss home and I feel like that I cannot further my goals in life at that school because they don't offer the majors I would like to focus on,( Marketing, Advertising, and Communications). I want to go to SMC in the fall, im worried that the colleges I want to transfer to (Chapman, Lmu, U of San diego) will look negatively upon it if I do go there, and am afraid that all my units won't be transferred and it will set me back. Is this a bad idea?
  • Get a grip and make some phone calls. It is very likely that most of your credits will transfer from a University of California to any other four-year university. It is also likely that there will be a couple classes that will not transfer. I'm not sure what school or schools you want to transfer to: St. Mary's? Loyola Marymount? Either go online and look up the university website under Admissions/transfer or call the schools and find out what you need to do. UCSC is a great school and a beautiful campus, but if it isn't a good fit for you and doesn't offer the major you now want to pursue, you should transfer. It isn't that big a deal. Kids do it everyday. The key is you need to get on this ASAP if you want to transfer for next fall (deadlines are NOW).
  • How long ago was your bankrupcy discharged? Most lenders require your bankruptcy to be discharged a minimum of 24 months.
  • Well, I'm not so optimistic. I live in NYC with above avg. credit score. The bank denied my primary residence home loan. The banks regulations have gotten very strict, unless a year ago. But, good luck to you.
  • Yes, but you will need to pay a down payment. You could qualify with a FHA loan with your low credit score, but you must meet certain critieria.
  • he's right. just to clarify, it is not legal to deny someone a place to live on credit. They can however, charge you as much as 2x the monthly rent as a deposit. In California, at least.
  • Yes, Either you will have to pay a bigger deposite like first month and last month or you will have to try to find a place like a duplex that is privatly owned so they dont run your credit. I got a roomate with good credit so we evened out and got a place...its also cheaper!
  • Not a nice one. You are gonna have to get a ghetto crib or rent a house from an individual
  • I live in California and western dental advertises on TV and say they finance people with bad credit.
  • do no longer you have a social risk-free practices style? seem up Care credit on the computer. they have a deal the place you are able to borrow 2000 greenbacks and pay it returned in 2 years without activity. that is totally for dental artwork.
  • Sorry bucktooth, get a simple line of credit and build a good history for the future or take the hit and cough up the bucks. Another option would be to take out a high interest loan and pay out the nose for it. I know its mean but its the truth..
  • Why in the hell would you NOT have a social security number? I'd be going back to the country I came from.
  • probably not. If you do manage to get one, the interest rates are going to be INSANE.
  • i have a 3.0 gpa in high school but am planning on moving to california upon graduation, i realized that its a lot cheaper if i gain residency there first (takes one year) and then go to the community college, (we would only be able to afford a comm. college here as well), i dont really want to be taking a year off just because i know the longer u wait the less of a chance u have of returning, so i was thinking if i get my gpa in nj or cali when i turn 18 and then move to begin residency time it would be smarter, but does that make me look like a crappy dropout??/ ah help please~!!! my birthday is at the end of december
  • States design the laws to make it EXTREMELY difficult to change your residency.... your plan isn't going to work and when you do enroll a year after moving, you will STILL be charged out of state fees. There is more to becoming a resident than simply living there. See below!! You also have to establish "financial Independence" as well as the one year living in CA, and if you read the rules carefully, you should realize that have to prove you are/have been "financally independent" for at least TWO YEARS before you apply for admission to college. "Financial Independence: Students who will not reach age 24 by December 31 of the year in which classification as a resident is requested, and who are not dependent upon a natural or adoptive parent who satisfies University requirements as a resident for tuition purposes,will be required to satisfy the University’s self-sufficiency requirement in addition to the 366 day physical presence and intent requirements. It should be noted that this requirement makes it extremely difficult for most undergraduates who do not have a parent domiciled in California to qualify for classification as a resident at a University of California campus. " When you click on the link about 'Finanical depenentce" it says you must: not claimed as a dependent for income tax purposes by his/her parents (1) or any other individual for the two tax years immediately preceding the term for which classification as a resident is requested; AND 3. Has been self-sufficient for two years (2). Self-sufficiency is defined as the ability to support oneself financially without the help of others. When determining self-sufficiency, money earned by the student through his/her own employment, financial aid and other loans (3) obtained on his/her own credit, without a co-signer, will be considered acceptable student income. Loans or gifts from relatives, associates, or friends, regardless of the terms, are considered financial assistance and cannot be included as student income when determining self-sufficiency; non-institutional loans or gifts made at or near (4) the time the student is enrolled in an institution will also be considered financial assistance. Funds that are given to the student by a relative, associate, or friend, through a college fund, savings, trust, or other financial vehicle, will not be considered an acceptable form of student income if the funds were established after the student’s 14th birthday (5). “Bartering” for free room and board, or other services or necessities is considered financial assistance. A student who receives free room and board from a relative, associate, or friend is not deemed totally self-sufficient.
  • Yes look at rural areas there are plenty of community colleges in safe areas. Hudson Community is highly regarded. Also cost of living is much cheaper as for rent. Many counties even have public transportation.
  • Arrow Financial is one of the worst collection agencies to deal with. They are bottom feeder debt collectors and they prey on you knowing the chances of you knowing your credit rights are slim. They will threaten you with law suits, change the date of last activity on your credit report and do most any thing they can to threaten you into paying the debt. Tread easy and dispute all information on your credit report that has been place by them. Keep detailed records and do not talk with them by phone.
  • Go to the website of Arrow Financial Services, they should have a link to your old credit card company. I say this because I had a MBNA account and Bank of America bought them out -- when I went to the Bank of America site, sure enough, they did have a link where I could pay my MBNA account.
  • The simplest thing to do is call the credit card company. When they sell the account they keep the information on who they sold it to. So when you call them they will give you the number to call or sometimes they will just transfer you to them directly.
  • 800-896-2743 talk your sob story and settle out for 50% or less
  • ‘Illinois’: French for ‘Just like Greece’ POSTED JANUARY 20, 2012 AT 4:01 PM BY CHRIS FIELD Comments (1) An editorial in today’s Wall Street Journal, “The Greece Next Door” [subscription required], makes a powerful comparison showing how the liberal progressive agenda of the Illinois legislature is causing the state to, well, look a lot like Greece — minus the fires and riots (so far — with the notable exception of Chicago, where a win by any professional team could spark a catastrophe in seconds). Quoth the Journal: Run up spending and debt, raise taxes in the naming of balancing the budget, but then watch as deficits rise and your credit-rating falls anyway. That’s been the sad pattern in Europe, and now it’s hitting that mecca of tax-and-spend government known as Illinois. Though too few noticed, this month Moody’s downgraded Illinois state debt to A2 from A1, the lowest among the 50 states. That’s worse even than California.
  • Illinois raises every tax they have on the books and they still have a big deficit. But in Greece, people are abandoning kids on the street because they can't afford to take care of them. So they're the worst, followed by Illinois.
  • California
  • I live in California but I think Illinois is worse from what I hear and see in news. Greece is the worse lol
  • California. They are bankrupt. It seems like you are in Juarez, Mexico. No laws are respected just like in Mexico. Almost everyone on food stamps and welfare, The Governor having babies with the governess and maids. Gays on the streets like Sodom and Gomorrah. Gangs and drug cartels fighting in the streets. Earthquakes , fires,and storms, oh my!
  • the roads are much worse in illonois
  • It is worth your time to fix your credit reports. A house can wait. These collection agencies tend to sue you. And having bad credit also affects other things: Employers check, so do car insurance/ home insurance companies (you'll pay more) Keep asking here if you have questions about fixing your credit reports. Make sure you have all 3 - not just one Get the other 2 at Annual Credit Report.com Sometimes creditors (to save money) only report to one bureau
  • NO THEY DON'T. BUT YOU'LL BE FINE WITH A SCORE OF 560. FHA IS VERY STRONG BECAUSE OF THE FACT THEY CHARGE MIP(MORTGAGE INSURANCE PREMIUM). THIS ENABLES THEM TO HAVE RESERVES IN CASE OF FORECLOSURES ETC. MAKE SURE YOU HAVE ALL LETTERS FROM THE VARIOUS CREDITORS YOU ARE DEALING WITH.
  • You get the same rate as anyone else in your situation (excellent credit). Mortgage brokers don't determine the mortgage rate, the Federal Reserve does that. All mortgage brokers will offer you the same rate, with different fees for their service provided. As of 4/15/2008, a 30 yr fixed is 5.4% and a 15 yr fixed is 4.96%. What you need to determine how much loan you can afford with that salary. California (you don't say which county you live in) is among the most expensive housing in the nation and ~ sorry to be the bearer of bad news ~ 42K (assuming that's Net) just won't get you much in California, regardless of credit. Good luck to you anyway.
  • It all depends on if you're a 'firs-time' buyer, if you will go FHA loan, of you have any $$ for a down-payment and so on. Talk with a mortgage lender. Get info regarding 'buyer' programs in your area. The lender can then pre-qualify you to see what you can afford to buy and review the rates with you. (Most mortgage lenders will not charge you for this service, with hopes of obtaining your business). Call around...ask friends or family to refer you to someone they have used and are happy with.
  • in the experience that your gf buys the valuables, then you rather 2 would have the prefer to make a 'have confidence Deed' to think with regard to the contributions which you would be making in the direction of the loan as you will have an overriding interest interior the valuables. i'd propose that in case you 2 did get a loan, then it would be smart to no longer purchase a 'larger homestead' merely in case you cant arise with the money for the payments interior the long-term
  • My family was heavily effected by the stock decline in 2007, we lived in california and we had invested everything in my dad's company. Now we live in Massachusetts we all have steady jobs and medium wage incomes, but our credit is pretty badly scarred. Is there a proggramme that allows people with bad credit apply to rent appartments? We've been looking really hard and we've only been able to rent houses and duplexes from the owner. We would like to cut down on rent expenses and go for a cheep 700$ a month appartment. I really need help here, guys.
  • Post-dated cheques with first and last month rent paid upfront.
  • this is landlord specific. Some real estate companies manage rentals. You could try to rent through them or see if they can point you in the right direction. Negative info from 2007 shouldn't really be hurting you too bad right now.
  • I don't know of a specific program that helps people in your situation, but as a landlord, I am always ready to consider someone with good income and a past letter of recommendation from previous landlords. I know a lot of people have been hit with tough times.
  • I am interested in joining the coast guard, and eventually going to try for CHP. I used to be in the local sheriffs department explorer program, and I had the opportunity to see the sheriff selection process being done. At one point the man in charge(A former Marine) said "take a step forward if you are prior military." Alot of guys stepped forward and then the man said "If your service was in the Air Force, get back with the civilians." Hearing this really ticked me off, and I decided that I didnt want to join the sheriffs department even if my service wasnt in the air force, because I feel that if anyone sticks their neck out to serve the country they should be recognized for it. But I am looking into joining the Coast guard and would like to know if CHP has any similar prejudice. Thanks in advance.
  • Local sheriffs are not the CHP. Smaller sheriffs offices are notorious for their poor management and hiring methods. If you are related to the elected sheriff you are in and likely a detective in a year, no matter how dumb you are. On top of that what you said he did may have just been a bad joke on the guys part Does California Highway patrol give credit for coast guard training? No Let me put it this way, excepting the age problem If I, a commissioned police officer with 29 years experience including as a detective and as a sergeant would apply to CHP they would not give credit for my police training. I would still have to do their complete academy program. Now Coast Guard is no longer considered military service because under Bush II they were taken out of the military and placed with Homeland Security. They are considered part of LE but not with the same job description as police or traffic enforcement/investigation people. Not that it makes any difference. What you learn in the Coast Guard any other program or job that puts yo in contact with people will help you be any type of LE officer, even a traffic guy like a CHiPee. (My prejudice showing, do not think orgs like CHP are real law enforcement like police are, backed up by command staff at CHPD telling me the same thing at different times). CHP does not require any education beyond HS but they do like to see, more than they like to see and military service, some college and an ability to communicate well.
  • Simply to clarify some points a bit of... The CG is presently in Iraq, Afghanistan and Bahrain along with several different locations around the world. There are instances where the CG has obvious combat motion in latest years. In prior years they have been the river rats in VietNam, they were those that drove relatively some of the troop transports that left soldiers on the shorelines in WWII. They have been in WWI, Korea and every different struggle this nation has been in and will proceed to be involved on whatever degree is needed. Yes, they do look after the coast. Additionally they go round Cape Horn, the Cape of fine Hope, via the Panama Canal, up into the Arctic ice, down to the Antarctic. My son has been enlisted for roughly 2.5 years and he has been to 12 foreign countries. My ex-husband is a Captain within the CG, he has been to over 20 countries, including Russia and a year tour in Iraq where he earned the Bronze big name. So people who say they do not venture to far from the coast of the U.S. Are one hundred% inaccurate! The CG is now and will continue to be international.
  • Check Ebay and Craigs List for your area. Also, check out this site called Cars for Causes. http://www.cars4causes.net/ Their site states that they provide lowcost transportation especially for people who need just that, transportation. They may be able to help you out. They also sell donated cars through a special ebay site, but it's in California. Yard sale ads? Auctions? Local salvage yards? Salvation army? Goodwill? Put an ad in the paper saying will work for a second hand vehicle. Or get a bike while you save money so you can just buy a car outright. Best of luck to ya.
  • Recommend you go to your local credit union and see what they can do for you. They provide better interest rate than the dealership can. Most banks will require a monthly income of at less $1,500 and 15% of that for a car payment. They also will look at your credit score to determine the rate you will get. Hope this will hlp you out.
  • A new car?? You might get a used car IF you have money to put down. How young are you? You must be of legal age.
  • You can also apply for donated vehicles on websites such as http://www.onlinecardonation.org/charity-help.htm
  • try the buy here pay here dealerships
  • welllllllllllllll see mom and dad
  • Rent a room in a weekly term motel. No credit or background check.
  • This is a rough situation but your abusive relationship that you chose to stay in will not sway a management company into letting you rent from them. Perhaps you could sublet a room from someone.
  • u can't have had 3 evictions because of an abusive anything; when someone is touching you, you get a court order for a RESTRAINING ORDER. --- if you accept someone who is intermittently hitting you, ............wow but what has that got to do with bad credit--that is him not paying......... or did he force you to sign on each lease? get counseling and ask a church for help
  • go to local women's shelters for local help. financial and others.
  • Short Sale in much better. Foreclosure is on your credit for about 7 years.
  • Ben O is correct. "Deed in Lieu of Foreclosure" is same as foreclosure.
  • Your credit score doesn't really matter, it more matters what your down payment is. It's best to have 1/3 of the vehicle msrp down in cash for bad credit or no credit. American car dealerships are much more desperate than asian car companies, so if you are searching for a deal, ford and dodge are far more likely to cut a bargain than say honda or toyota.
  • Always. The landlord I manage for requires either a cosigner or a double deposit. Just depends, so you'll have to ask.
  • Yes, for the decent places. No for the slums. Decent places will require a higher down payment and a co-signer. They also may just reject you, not wanting to bother with a co-signer. I personally would not rent to you, whenever I rent to someone with bad credit they try and screw me and we end up in court. Altough I always win in court and garnish the co-signers wages it is not worth the trouble, I have to go to the court house 3 times before we even go to trial and then it is luck that I am always LAST and have to sit there all day long. PIA
  • Usually yes. Especially when they have multiple applicants. I'd rather rent to a tenant with good credit than than one with poor credit.
  • Not all, but most are.
  • I live in California and on Monday my son and I were in an accident. It is the other drivers fault. We were not injured have some soreness and back pain and thats it. However, the car is totatled. Insurance is awaiting for lein holder information from us to pay off our loan. My problem lies in this. We will get aprox 10,990 our loan payoff amount is 10,086. This leaves us around 900.00 to obtain a new vehicle. Is there anything I can do or say to get more money. I mean we have had this car for about 14 months so between those monthly payments and the down we have done a good 5,000. 900.00 is not going to get us very far towards obtaining a new car. We need a decent down payment. I don't want pain and suffering or any BS I just want my life back where it was (with a decent car). The worst part of this whole BS is we just decided to file for BK due to overwhelming bills. So now we have little money and bad credit how are we supposed to get a car? We have two children and both work. SO please anyone who can offer sound advice I would very much appreciate it!
  • There is not much you can do. the insurance is only going to reimburse you for the value of the car. And is your credit is as bad as you state - nobody is going to give you a loan anyway.
  • There is nothing you can do to get more money. The insurance will only pay out what the car is worth. Be grateful you are getting as much as you are. Some people who have their car totaled owe more on it than it is worth. They have to pay out the difference of what their car is worth and what they owe and have no money at all for a replacement.
  • Derogatory items stay on your credit report 7-1/2 years from date of first deficiency, no matter how many times the debt is sold. Nothing restarts this clock.
  • That is what California gets for electing a tax and spend Governor.
  • He moved Gray Davis stating his policies were bad for the state and now runs CA on the same principles. Increasing taxes is not enough to balance the budget. We need an independent, not a right or a left governor to run this state. We need someone who has lived in this state for a while and understands the real problem, not a Hollywood fictional character. Hope Californians will realize this and vote thoughtfully next time.
  • No, that title is reserved for Little Ricky "Let's Secede" Perry of the great state of Texecution. Execute the innocent, inoculate the children and get science out to the science classes - this guy is the best. At least I'll be long gone from this hellhole before his next term, if the fools in this maniac's paradise reelect him, is up.
  • He is tied with Doyle in WI who sold the office to the Indian Casinos. We now are laying off state employees.
  • Governor Arnold Kennedy Shriver is the worst liberal democrat ever elected. He is a complete moron, but lives up to the Kennedy tradition of destroying economies, red ink, debt, and destruction and groping women.. I'm sure the Kennedy family is just sooooo proud !
  • George W. Bush was actually one of the greatest governors, thats why he was elected President, later disavowing his conservative beliefs becoming a moderate puppet. And yes Schwazreneggar is one of the worst for calling himself a Republican, when he further destroyed the state with leftist socialist measuress
  • Him and all other govt leaders in California! Arnold is basically a democrat- he can only do what the people surround him would do and they are all liberals!
  • Doubtful. Texan
  • Yeah, he's gotten HORRIBLE as his time runs out. I can only hope that Tom runs next time-although he said he won't. :( NO on 1A-1E fellow Californians!
  • Nope. That honor would go to former Governor George W. Bush of Texas.
  • Section 8 renters still have to have decent credit. Being disabled, a senior or low income does not mean they do not pay their debts.
  • Section 8 renters still have to have decent credit. Being disabled, a senior or low income does not mean they do not pay their debts. for more info u can visit www.95acres.com
  • They want to make sure you didn't rack up 200,000 dollars in debt and then file. When they ask you about it just say yes and that will be that.
  • Not paying your bills is stealing. They are judging your character. A low credit score isn't an indicator as much as just not paying.
  • I think you should visit the nearest Dental specialist to diagnose about your teeth whats the really matter is and ask them about the great services in discount rate.
  • Sorry to hearken to of your disaster. What we evaluate of as an 'implant', is 3 separate aspects: the implant which fits into the bone, an abutment, which attaches to the implant and components a sort and help for the a million/3, that's the crown. could you spot an advert saying £3 hundred in line with implant you may envision do they recommend purely the bit interior the bone or all 3? Do they fee extra for the examination, x-rays, and diverse products, or is it an all in fee? you in all danger able to get the artwork achieved greater affordably by using way of traveling to yet yet another united states, yet then you definately have commute expenditures, and there is the risk that in case you have themes you will could return a number of activities. without seeing your mouth it somewhat is amazing to furnish concentrated advice, regardless of the undeniable fact that a compromise determination might greater healthful you greater appropriate. there is something standard as a Maryland bridge, the situation a metallic plate is caught onto the back of a tooth on one area of the hollow and a faux tooth is hooked as much as the metallic. From the front evidently as in case you have an entire row of tooth, it is so small which you do no longer become attentive to it there after an afternoon or 2. on the down area, it somewhat isn't any longer as helpful as an implant, and ought to become dislodged by using way of the forces of eating, so must be recemented often times. additionally you additionally can discover a small tinge of gray, when you consider that the of the metallic. when you consider that the of the fee and simplicity, you will get an NHS dentist to try this manner of, and you does no longer have have been given to pay while you're exempt from fees. while you're no longer exempt you will possibly be able to pay approximately £210. in case you do no longer purely like the muse of the gray tinge, you might have a plastic bridge made with an identical form to a Maryland, privately and that would fee £3 hundred to £500. What you need to attempt is being cheeky and phoning around practices to locate if any dentists are undergoing preparation courses in putting of implants. for people who've been arranged to be considered one of their 'education' situations you will get an implant low-fee. The project of the tooth, surrounding bone, and condition of your mouth could all could be appropriate as a 'preparation case', regardless of the undeniable fact that. solid fulfillment.
  • No grants for this. Anything you find online will be 100% scam. I would forget about starting a gym. This is seriously risky. It can take 10 years before you pull a profit from a business like this. Easily - ask any gym owner. Continue working. And continue saving for your retirement.
  • -0- No basis to make you a business loan. And there are no grants for these things.
  • Do I have the worst life ever, or do you even have it worse than me? I have live in a prick sized apartment for all my life, I have rarely any clothes (all my clothes are s.h.i.t.y quality), I live with stepmom and my dad that I hate (my stepdad's rearly around and I hate my stepmom and I never seen my real mom), I don't have a phone (I'm 17 btw), I don't have a car, I don't have a debit/credit card, I don't even have my own room (my apartment is really small), I go to a school 30 miles away, my dad won't let me get a job, I don't have a computer and no internet (I'm at a friend's house), I live the the most poor, broken down, s-h-i-t-y part of Bakersfield, California, most of my relatives died already (cousins, aunts, uncles, grandpa, etc.), I have many health problems like high blood pressure, high cholesterol, diabetes, asthma, liver problems, amnesia, ADD, ADHD, Insomnia and depression, we're so poor that we can't even afford a TV, a refrigerator or a car and on top of that my dad is loosing his job and in debt so we might loose the apartment and have to live in the streets
  • The people that have it worse than you don't have a computer or friends to share a computer. You should walk to help lower your blood pressure and diabetes, but I bet you let your asthma be your excuse why you can't (I do). It appears lifestyle plus hereditary have effected many of your relatives' health. You are focused on all the negative things. Maybe keep a notebook of positive things, can you think of any? I bought my first car & phone in my mid-twenties. I didn't have a credit card until after I got married. My son got his first debit card at 19, only after his first job. He still doesn't have a credit card. I know teenagers that live in cars because their family was evicted, or got divorced. Your situation is crummy, but unfortunately can get worse.
  • Just studying those solutions are going to deliver me a nightmare taking into account if those musicians shaped a band. Worst Vocalist: Chad Kroeger Worst Drummer: Meg White (Although I do like The White Stripes) Worst Bassist: Nikki Sixx Worst Guitarist: Herman Lee
  • not the worst ever, there are many people living in complete poverty. at least you have clothes and currently a roof over your head
  • Get over yourself. Why don't you stop complaining and go and try and make your own life better.. That's on no one but yourself.
  • I feel sorry for you :-(
  • I am not in foreclosure yet, but I recently lost my position and we have very little savings so I don't know that I will be able to save my house. We just got into our home in July and then my company lost a major account and I was out of work. I am doing sales now, but that is commission based and slow to pay. I have no equity in my home per se, and i live in California. I guess I'm wondering with the market the way it is, it might be better to walk away and try again in a few years.
  • Sell ...it's the only chance you have....otherwise your credit would be destroyed for a long time....you wouldn't be able to even rent in a good place.....you would end up in a crimeridden roach infested motel somewhere. Good luck.
  • How bad is it? Very How can you avoid it? Sell the house or pay the mortgage. Get an evening/weekend job to bring in extra money and keep looking for a better job. Make sure you cut all non-necessary things out of your expenses. This basically means anything other than water, electric and basic food. Everything else should go.
  • CALL YOUR LENDER....THEY DONT WANT YOUR HOUSE BACK...IF YOU ARE WITH B OF A YOU ARE IN LUCK...THEY WILL DO ANYTHING THEY CAN TO AVOID TAKING YOUR HOME BACK...IF IT IS ANOTHER COMPANY THEY MAY DO THE SAME THING......IF ALL ELSE FAILS AND YOU SEE NO WAY OUT YOU CAN FILE A REORGANIZATION THRU BANKRUPTCY...THIS WILL ALLOW YOU UP TO 5 YEARS TO CATCH UP, BUT YOU MUST PAY YOUR CURRENT MONTHLY PAYMENT PLUS A SMALL PORTION ON THE BACK AMOUNT.......AS A LAST DITCH EFFORT AND YOU WOULD RATHER GIVE IT BACK....TRY SELLING IT FOR THE BALANCE ON THE LOAN....LIST IT ON CRAIGSLIST ....ITS FREE OR IF YOU WANT JUST A LITTLE ABOVE, TAKE THE EXTRA AS A SECOND WITH A DUE DATE OF TWO, FIVE YEARS OR WHATEVER TERM YOU AGREE ON...HAVE THE BUYER PAY ALL CLOSING COSTS....YOU MOVE OUT, YOUR CREDIT IS SAVED.....THE SECOND ON THE HOME MUST BE SATISFIED BEFORE IT CAN BE RESOLD...SO EVEN IF THE PERSON WHO PURCHASES THE HOME FROM YOU DEFAULTS, THE MORTGAGE COMPANY MUST PAY YOU OFF BEFORE THEY CAN RESELL THE HOUSE....IT IS A WIN, WIN FOR YOU.
  • Dude. You are in CALI, so you KNOW you have an oppressive mortgage given that you don't have any equity. I have three recommendations. 1) Sell 2) Sell 3) Sell. It is no used rearranging the chairs of the deck of the Titatanic when you know full well it is in the process of sinking. And don't ever forget that real estate in the South is HELLA CHEAP when compared to CALI. You don't have to defer the dream if you are willing to leave a housing bubble environment.
  • take summer school. talk to your counselor. take an extra class in the morning, like a zero period. if your missing credits for history, math, science, or english, you might be able to take those classes instead of an elective so that you don't have to take those over the summer. and work hard!
  • night school--go ask your counselor or you'd be struggling senior year. if youre doing so bad in school, you might wanna worry about the hs exit exam as well. get on the ball.
  • 4 years on credit card debt... http://www.creditinfocenter.com/rebuild/...
  • We are a little worried about a credit check mostly because our credit is not very good due to bad decisions early in our marriage. We can provide for a child and keep a good home but the mistakes follow us. We were mostly wondering if it one of those deals where they check your FICO as if you're buying a car or a house. We know that it is a large responsibility but we can provide for us a child and our home.
  • What kind of adoption are you talking about? In adoption from foster care, you will be asked for copies of your last 2-3 years' tax returns and you will have to fill out forms that detail your living expenses. You will also have to provide copies of your most recent pay stubs. They aren't looking for you to be extremely wealthy -- just that you have enough money to provide for the child(ren) you adopt. I don't know how things are done in an agency adoption/private adoption because I would never adopt privately or through an agency. Corruption is rampant and it equates to nothing more than baby-buying and selling in my opinion. My advice? Steer clear and go with foster-to-adopt in your county.
  • Yes. Repetitive credit boo-boos are a sign of a bigger problem. Its called responsibility. If you can't pay your Kohl's charge, chances are you cannot afford a kid.
  • California's bad economy is caused by Americans maxing out their credit cards/getting loans/cars/houses, and not paying them off. There's also a huge budget deficit that is caused by over spending of the government.
  • Prop 13, which passed in the 1970's.
  • Credit Scores Below the National Average Nevada 668 Texas 670 Mississippi 672 Louisiana 674 South Carolina 674 Georgia 677 New Mexico 677 Alabama 680 Arizona 680 North Carolina 682 Washington DC 682 Arkansas 683 Florida 683 Oklahoma 685 West Virginia 686 Tennessee 687 Kentucky 688 California 690 Alaska 691 National Average 692 http://www.money-zine.com/Financial-Plan...
  • Easy one for me. Until the swearing in ceremony last month, the state of Alabama has been run by Democrats for the past 136 years. If you don't believe me, look it up.
  • There may be Conservative governors of those states but liberal Democratic spending at the states congressional levels is what is causing this. See, Congress either approves or rejects spending bill. But you get an E for effort.
  • Liberal social programs cost all the States.
  • Since a family of three making $15000 per year has more spendable income than the same family of three making $60-grand, I suspect there must be fewer welfare recipients there.
  • It is hard for conservatives to pay their bills with the little they get from disability and welfare.
  • They pay with cash and cannot get a good rating because of the lack of credit history and the low amount of debt they carry.
  • last time I looked, California and Nevada were 'blue" but I won't even bother to tally up what apparently you failed to:
  • Because they have hearts and probably cosigned on a loan for a irresponsible nonworking liberal..
  • Probably because they are not suckling on the government's teat. Your list is flawed as well since some of those states listed are violently blue.
  • I am a high school sophomore and I am taking Math 3 and not Algebra II like my friends, does this class count for class credit, I know it is for people who are worse at math, I have to take math 3 this year and math 4 next year to complete algebra 2 for me which, for other students, they will finish algebra 2 in one year. So I can't take pre-calculus next year, because I have to take math 4 and I will have to take pre calculus in senior year, is that bad since all the otehr students will be able to do pre cal then do other advanced math.
  • I'm a sophomore in California who isn't in Algebra 2 as well and I'll probably have to take Pre Cal in senior year too. We are at a slight disadvantage compared with those kids who are ahead of us in math but it's not necessarily bad. Colleges will care most about you completing requirements and taking at least 1 class that's above or higher than Algebra 2 :)
  • Ask your guidance counselor. They'd know better than any of us on the Internet.
  • hummm that sounds a little under handed I'm not really sure?? I mean surely not legally!! However what if that made the credit card over the limit which in turn triggered massive late fees and a higher interest rate for the remainder of the card life. I don't think i would try that and if it happened to me i know i would be madder than fire because in this day and age you never can tell the reason someone got late. Maybe they lost their job and don't have the money to pay the credit card bill when it comes in the mail, or maybe they are away on family business and plan on catching it up when the return. Always prepare for the best and expect the worst.
  • Besides your criminal record, it's pretty common now to check your credit report, so unpaid delinquent debts are very negative for you (the more delinquent debts, the worst for you).
  • The question should not be who makes extra, yet what you will opt to do. with time beyond regulation, any uniformed regulation enforcement officer in california (in a huge dept) would be making on the brink of 100k a 300 and sixty 5 days after the academy. Many sherriff's departments require deputies to do a excursion at a facility for various years till now they are eligible to rotate to the line. actually which skill you're a correctional officer from everywhere from 18mos to 5yrs counting on the dept. Granted there are some sheriff departments that have correctional officers to fill this place, yet they seem to be some distance and few between. l. a., Orange, Alameda and Contra Costa counties for occasion all require new deputies to cycle via a reformatory for a on an identical time as till now they might pass on the line and those are super departments. San Francisco Sheriffs branch is ninety 9% correctional artwork, yet they are an anomaly in CA. in any case, some deputies like the alternative of having the flexibility to artwork the line or reformatory. That works for some human beings, yet reformatory artwork became a huge turn off for me. CHP on the different hand is ninety 9% parkway artwork. in assessment to different state police (ie, long island, VA and NJ for occasion), CHP isn't an entire provider regulation enforcement company, because of the fact of this they are not the conventional investigative company for the state. CHP has extremely few plainclothes assignments and their investigative units are venture particular to site visitors/motor vehicle subjects. in case you ever aspire to grow to be an entire time detective, you're extra efficient off starting to be a particular agent with the california bureau of examine. basically meals for concept. the prospect of spending my entire occupation on the line in uniform is why I not at all opted for the CHP, yet to each his own. CHP is likely one among the main advantageous companies interior the rustic, basically no longer my cup of tea. Sorry to ramble, yet backside line is that the advantages are commonly the comparable around the board in CA. you are able to desire to word of what you're getting your self into and pass with what you truly want. when I got here out of school, i became concentrated on larger police departments and investigative companies and it worked for me. i comprehend adult men who went with whomever became hiring and have been depressing with their first jobs.
  • That person don't mind about the salary that he gets. Minimum wage is fine. But that person don't drive and has a CA driver's license. I saw Walgreens has an inclusion program for the disable. That is fine, too. But how do I get started with it. Can you recommend some things? He is not so talkative and able to socialize, therefore, he is not so good in interviews. That person is in San Francisco, California.
  • My work hires disability "mental" ones for cleaning the meat room floor and trash. A job ill never do
  • thats realllyyy good..most people hav 2 at the most
  • That actually is pretty good. Most classes either have 3 or 4 credits, and the maximum classes that you can take in a year in most 4-year high schools is 6. So, depending on the school, each year you're supposed to get either 18 or 24 credits. The fact that you already have completed the worth of almost two years of an advanced high school is impressive.
  • Yes. That would be called dropping out if your school doesn't have that option, and you will likely not get into college because they won't give you a diploma since you didn't officially graduate. If a good college is your goal, then I would suggest taking some AP courses, especially in science and math. Colleges love seeing advanced classes on your record. Don't just go for the bare minimum, challenge yourself a little. After all, AP classes give you credits in college, and unlike in high school, most colleges DO allow early graduation. Another thing to keep in mind is that every school across the nation may have dfferent graduation requirements. My high school requires 28, and my cousin's school in California requires 32. You might be ok to graduate with 22 in your state, but if you want to compete with other students from other states for college, it's best to get as many credits as you can. You are SO lucky to have that many left over. Even if you don't go the advanced route, you could always take interesting classes you like, or see if your school has a work study or off-period program where you can get a part time job and earn some money while still being enrolled in school. Just don't waste those four hard years of education!
  • It all depends on the schools your applying to. I would recommend that you stay, because some colleges think that your lazy for doing that. I had early release last year and when I applied for schools they ask me what I was doing that made me choose to have half a day. Just my opinion. Good luck this year.
  • do a summer season path or sign up for an web residence institution I've heard that the Ontario issued application is particularly tough even though, however there are individual homeschooling web sites that are quicker and less complicated (i pay attention), however simply be certain that you just signal up for one that's accredited by way of the federal government of Ontario.
  • Ok I'm 17 and a Jr at California I'm stressing out because I haven't gone to school in about 3 weeks because well I hate it! I try to be at school the less time possible.. I hate being told what to do (teachers) and I hate all the stupid immature people and tomorrow I wanna ask my counselor what options do I have to graduate. But I have a feeling she's just going to assign me an after school program which I don't want I was thinking GED test or independent study? Idk what else there is for me.. but how do I ask for the GED or request to do independent study? I need info on both for example how fast will I get my credits because I only have freshman credits..help!
  • Basically, you're done. You can't even get burger-flipping jobs because they've mostly been taken by illegal immigrants. The only option for you is to lose weight and find a decent husband. If nothing else, you can be a good homemaker.
  • You can get a GED. But you need to have some knowledge to do that. You need to try your best to graduate, have a serious talk with your counselor and realize your a junior, it's time to get serious. Unless you want to be flipping burgers your whole life, you need to start working. You still have a little time left.
  • Online classes. Also school drama is a part of life, grow up.
  • You can add him w/a quit-claim deed, but beware, this might be against your lenders terms in the note, and it does give the lender the right to redeem the loan in its entirety for your violating their terms...read the note and make sure. Also, Im on the east coast, so check with an attorney to see if that's legal in CA.
  • In California we use quit claim deeds to add people. The lender will not call the loan due because you are still on title. However, depending on how you hold title, it could have adverse affects should you two have personal problems later down the road. Make some type of deal between yourselves on paper that addresses what will happen to the property if one of you becomes disabled, dead, divorced (hate to have the ex-spouse come after the home) or wants to depart from any responsibility of the home. Since you are on the loan, you are placing yourself in a bad position because only you are liable for the debt while your brother in law has rights of ownership to the property.
  • I used to be a mortgage broker and as far as I know, you can do a simple title transfer to add a name to the note. It would be a different story if you were trying to remove yourself from the title. This is because you are still the primary borrower and are therefore responsible for loan repayment. Most lenders ignore a bad credit score of a co-borrower because in the end it is the primary that has to repay the loan. Laws vary from state-to-state, so I would contact a title attorney. They may be able to answer your question over the phone for free.
  • A Quit Claim Deed (or Bargain & Sale Deed) will do the job. Check your mortgage, however. Many have clauses that make the entire amount of your loan payable immediately if you change the title without their authorization.
  • I attended Baylor University for a year and a half, acquiring 37 hours with 2.3 GPA (I know, BAD). I wanted to use the Transfer agreement between the Community Colleges and the Universities in California, but was wondering if it would apply to me, and plus, by the time I got my associate of Arts, I'd have upwards of 90 credits. So, those this mean this system does not apply to me? Thanks.
  • It can apply to you, as long as you have more than the minimum GPA required and have at least 90 credits that are transferrable to the UC. When I looked in to this (i almost signed one back in community college) my advisor didn't mention anything about a limit for UCs, so I don't think there is a limit. The key requirements are that you complete certain classes, in a certain order and that should be listed on the information thing. I think you can only do one with the UC though. Ask the community college counselors for more information.
  • as far as I understand from what i grow to be counseled it facilitates, yet in basic terms in a minor way if somebody nevertheless has say a suited 4.0, community provider, and so on. they're going to chosen them over you nevertheless inspite of a family contributors member working there.
  • are you queer?
  • Schwarzenegger wants to cut #1, assistance to seniors, #2, school spending, #2, employee holidays, saying that the Dems $18 billion budget submission "didn't go far enough." WHEN WILL PEOPLE STOP VOTING FOR REPUBLICANS? Seriously, an almost painless way to help alleviate the State's budget problems would be to raise the State tax on gasoline from its current 18 cents per gallon up to 25 cents/gallon. That is only $1.40 extra to fill a 20-gallon tank and would generate many billions of $$ per year. BTW: California was the ONLY State that got a passing grade from the Education Dept. for affordability' they got a 'C' based mostly on the low cost of its Community Colleges, which charge $20 per credit for State residents. WHAT IDIOT CUTS EDUCATION SPENDING? A Republican, it seems!
  • I know what you mean. It's sad how republicans declare themselves as fiscally responsible yet are always a complete disaster. Here in California the republican politicians are not going to budge to raise tax revenue. I guess they have a never ending illusion that they can get something for nothing. Sadly, it's the poor that most suffers from their cold heartedness.
  • Only in CA is Schwarzenegger considered a Republican. Anywhere else he would be considered just another liberal democrat.
  • How about the illinois Governor?
  • Yes and I can see Russia from my window.
  • CA has been a mess for a long time. Much longer than Arnold has been in politics. If you want to discuss dupping people you should consider the DNC and their supporters.
  • What!? Democrats just elected the king of empty slogans! Obama literally says nothing - he just says it better than anyone else.
  • The mess is why he ran. It was there before him.
  • Utopia supported by taxes and fees, not a Republican idea, sorry!
  • Alright, so I moved to a different country and due to a lot of personal problems, we dont have enough money for school. I don't speak enough malay to go to local schools, and cant afford homeschooling or private school. I am really worried, and I'm moving with my friend in california at december and we'll have lots of money by then My question is, how will i make up the credits? The high school im going to doesn't have summer school, but there is a community college near by. If I take classes there during the school year and/or during the summer, could i make up the credits? Or will I have to repeat a year? Please help, thank you :/
  • Talk to the people at the school you'll be going to. Not us. They may offer make up work or be able to refer you to summer classes at the community college. Ask if they offer Post Secondary Enrollment Option PSEOP, or your states version of it. That's where you take college classes and get high school AND college credit at the same time. If not, you may have to repeat the grade. Worse things have happened, and plenty of kids would be willing to graduate a year late to travel the world.
  • Same things happening to meee. :o I'm hoping the school gives like, makeup work or something. Gotta wait and see I guess/:
  • Uhh...I dunno what to say. Im only in 7th grade xD Sorry.
  • I am Mr. Roberts Keegan, and I am ready to help you. I am a private money lender, Are you in bad credit? Does your financial standard need refurbishment? I operate a registered and government approved financial institute. I give out loans to companies and individuals for 3% interest rate to individuals between the range of TEN TO A HUNDRED THOUSAND POUNDS (GBP), while to Co-operate body, FIFTY THOUSAND TO FIVE HUNDRED THOUSAND POUNDS (GBP). I give out local and international loans to any body in dire need of a loan, and that is willing to repay the loan, all over the world. I give out loans via account transfer or bank certified check to what ever country you are. I am not a bank and I do not require much documents. If you are interested in getting a loan from our firm. You can reach us via (robertkeeganloancompany@live.com) And please I am very sorry if this information came to you as a shock or invaded your privacy.
  • From http://www.zimbio.com/Keyword+Content/articles/4/Requirements+Become+California+CPA, I learned that Experience requirement. The CPA candidate must have work experience in the following areas: (1) Planning an audit (2) Performing a variety of audit procedures (3) Preparing working papers associated with an audit (4) Preparing written explanations and comments on the audit (5) Preparing and reporting on financial statements. It also says that I have to be an 'employee.' That means, internships can't be counted as an experience?? I am an international student, studying accounting. I really want to get my CPA done as soon as possible. But I am afraid that I won't find a job when I graduate. Don't have an excellent GPA neither. Any suggestions?
  • Internships do not count, since you are getting college credit instead of actual wages. Also, it is VERY difficult for international students to get employed because you will have to find an employer willing to sponsor you. That is bad for two reasons: 1) It is an additional cost that they will not incur with a US citizen, and 2) Companies are more interested in hiring American students in these rough economic times rather than employing the citizens of foreign countries while the US unemployment rate is 10%. Even is an internship DID count, you would not have enough hours for your license. I graduated from an Accounting program in California what was VERY heavy in international students. I honestly do not know of ANY who were able to find a job easily after college.
  • Job hunting can be a tough task in itself, especially if you're not used to it. I was having a hard time with my job hunting in recent times until I unearthed the site in the box below resource which has some fantastic tips and tricks for job hunters. After following their helpful advice for a couple of weeks I scored myself a fantastic job.
  • Requirements to become a police officer vary and how you become a police officer varies depending on the police department. Visit the websites of the police departments that you might be interested in working for. Police department websites often provide information about their applicant requirements, about how to apply, and about their hiring process. Some relatively common minimum requirements include having at least a high school diploma or ged, being a citizen, being at least 21 years old, having a valid driver's license, and having no felony convictions. Some relatively common steps in hiring processes include application, written test, physical fitness test, interview, drug test, medical examination, and background investigation. If you want to become a police officer, you should consider getting a college degree if you don't already have one. Getting a college degree is one of the best things that you can do. Many agencies require or prefer applicants to have college. Many applicants have college. Having a degree could help you get hired with some agencies. Some agencies pay their officers more if they have a degree. Having a degree could also help you get promoted during your career. Some police departments will hire you, and then send you to the police academy. You should consider trying to get hired by a department that will send you to the academy. This way, you would already have a job and be paid while attending the academy, and you would not have to pay tuition to attend the academy. Some departments require applicants to have already completed police academy training before being hired. Some police academies will accept students that haven't already been hired by a law enforcement agency. In this case, you pay tuition to attend in hopes of getting hired after you graduate. However, you may or may not get hired after completing the academy. There are more than 30 basic training academies in California. Some accept students that enroll themselves, and some don't. Also, not everyone is accepted. Every individual applying to a basic academy must complete a criminal history clearance. If the criminal history reveals a felony conviction, you will not be allowed to enroll in the course. Many academies administer a reading and writing test to determine the likelihood of succeeding in the training, however, it does not preclude enrollment. Visit the California Commission on Peace Officer Standards and Training website. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, practice to improve your observation and memory skills, and become as physically fit as you can. How well you do on written tests and during interviews can be very important when trying to get police officer jobs. Make sure to prepare for any tests and interviews. Consider local, state, and federal jobs. Best of luck!
  • Uh... ANY kind of tax lien is BAD! And, I mean BAD! Do you have a lien because you have not filed or because you just have not paid? Either way, believe me, they will wipe out your bank account...and garnish your wages. I know federal doesn't have to get any court order or anything. They give you a 30 day warning about your tax bill and then start coming after assets/income/bank accounts if you ignore them. You would do best to contact them or get yourself a decent enrolled agent, CPA or tax attorney to help you navigate your way though this maze. Believe me, it is NOT going to be pleasant or pretty. The IRS whether state or federal are BRUTAL when it comes to those who are not meeting their tax obligations. I have been where you are with federal taxes owed. They took 50% of my income since I am self employed. It was pure hell to work through, but it can be done.
  • If they desire they can come and take everything you own down to one change of clothes, joint property is taken as well
  • Not a bad person huh? I guess stealing a credit card and using it is just a not issue Credit card theft is a felony, credit card fraud is a felony (He committed fraud when he used the card) The United States Secret service investigates these kinds of thefts so he is now dealing with a federal law enforcement agency, and he will do some time up to 10 years where he can be a nice fellow in prison
  • My husband and I are owners of a home with my parents that is currently trying to be short saled (in California). We have heard from several different people that if the house goes through a short sale or even worse a foreclosure that he will have no chance of getting into a police department. Does anyone have any experience with this? We have really good credit otherwise. He is looking at departments in California and Colorado.
  • A credit report is utilized by large departments, if in fact your house is foreclosed on your husband should apply to a smaller department and after gaining experience apply to the larger local or state departments, the number of active police officers who are under going foreclosure at this time would preclude any department from taking a harsh look at this type of failure.~
  • Try using: http://DebtAnswersNow.com I used their service a couple months back and they consolidated all my debt and lowered my total debt 40%.
  • I've saved up $12k. I want to save more for plastic surgery as well but I have always wanted to own my own condominium. I've worked part time Jobs and now my job is full time while in school for Business Administration. My parents are Nigerian immigrants, imperfect with flaws but I am hard working and determined to become as great as I can be. I've saved and in the Palm Springs of California, I was approved of six different condos although I live in expensive NYC. I want to move out of here. My credit score is 720 which was just released as Excellent. Is this strange for a 20 year old? None of my friends are aware of my financial situation, so they don't know but they're nowhere in the position I'm in to purchase or start paying towards a home. What are your thoughts?
  • A Condo is a crappy investment. Why not Rent and just continue to save money?
  • Cough gold digger
  • Not bad. Just curiously unremarkable.
  • say something in Yoruba or Igbo or give me some Nigerian slang real quick so I know this is legit..
  • WTF do you need plastic surgery for? You know thousands of people go under the knife and die? Why would you risk that??
  • The landlord and I came to an agreement that I would do work for him in exchange for rent like painting the house I live in and putting up his shop where he is building his new house, anyway this past Friday he asked me if I would drive dump truck for him to haul dirt for his pad for his new house which I did. then after we were done he asked if I could do it tomorrow I told him I wanted to got to the snow,anyway things didn't work out for me to go to the snow cause the kids were fighting real with each other so I stayed home and dealt with the kids., so today I go to his shop and talk to him and in front of his employees he starts yelling that he wants me out,[worst part brother in law works for him] I tried to talk to him but he kept yelling and said we can do it the easy way or the hard way. Now how long would it take for him to evict me. I am moving on March 6th anyway. Do you think I can make it until then,
  • You should avoid the eviction, it looks really bad on your credit report, and he will get all past due rents unless you have this arrangement in writing. It will take him 30 days to evict you, but he will get it since you are not paying rent. He will get full rent plus interest (10% in CA) all legal fees and damages.
  • Why would you not take the Cash for Keys offer of $4000? You get 90 days to move out if you have a lease or 30 days without a lease. If you were informed that the owner no longer had the property she should have told you where to send the rent check. You cant sue the old landlord but you dont have to pay rent again. You cant live for free. You cant stay there if the property is foreclosed on. You are not being evicted. They are terminating your tenancy.
  • OK.. I fell thru the deck.. there is now a lawsuit with my landlord... her husband is an attorney...even with the personal injury lawsuit and things like No heat for 21 days and no water..etc etc her husband is trying to evict me...my attorney has my rent in his escrow account and still they are pushing for eviction... and even though the trial for PI lawsuit is in Sept.. he is trying now to evict me the attorney representing my landlord in this case knows that the money has been in escrow.... any other suggstions>?
  • 21 days after the service of the summons is considered a fast eviction (if they use an express service)...this sounds not likely, so go with the estimates posted earlier. Try to negotiate a win-win solution...he might have been having a bad day on the same day of your non-service.
  • 60 to 90 days minimum my dad is a landlord
  • I received a felony DUI in california last friday. I destroyed my car, and their car. I had full coverage, and It will be covering everything. They had "Minor injuries". And I was arrested on the spot for a DUI and was charged with a felony, I go to court on tuesday. Im a 21 year old white male. I have been working full time since I was 17, I have a GREAT job now, and well, I had a clean, perfect life up until last friday. I have never been in trouble before in my life, I have never been arrested or anything of that nature, I have a perfectly clean record. What is going to happen to me? Its a felony, which is worse than a regular DUI. And well. I wont even lie, Im scared to death right now that I might have to go back to jail, Its the worst hellhole I have ever been in in my life, I wont even lie, the entire 24 hours I was in there I was crying like a little girl. Im out on bail right now, which cost me $4500, because it was a $45,000 bail. If I go back, I'll lose my job. I wont be able to pay my bills, it will destroy my credit, and I will lose my entire life pretty much....... Does anyone know whats going to happen to me when I go to court? If you have any information please tell.
  • You're going to probably be found guilty of felony DUI; worst case probably a few days in jail; suspended license, big fines, and maybe lose a job. To the guy at the bottom; Judges are giving felony DUI drivers weekend jail time as a matter of course in a lot of states and stiuations. I'd get a good lawyer and hope.
  • 1
  • A 2nd DUI with in jury is a very serious offense. Your friend is looking at possible prison time as this 2nd DUI will be considered a Felony Due to the injury. Speak to a Felony DUI Lawyer immediately to understand the defense to your 2nd DUI Felony Case
  • To the above posters... After reading that kids story, seeing he has a job, and has no record, I would think he will get off without jail time. If in fact the judge sentences a hard working taxpayer with no past of criminal behavior to jail for getting in a crash while drunk which no one had serious injuries, then that will explain why the state of california and the entire nations in failing financially. If jobless crackheads walking down the street smoking a joint gets a mistaminer, and this kid gets a felony. Then holy crap..... Kid, if this country puts you away, and you lose everything. When you get out go to canada or mexico because this crap hole doesnt deserve people like you, and is about to self implode on its own stupidity.
  • The booking charge means nothing. The DA will decide what charges to pursue. If they were only "minor injuries" then the charge will be a misdemeanor. If the injuries are "substantial" as that is defined by the law, then the charge will be a felony. In either event you will need a lawyer. If convicted of a felony, prison is automatic. If convicted of a misdemeanor, then the minimum sentence is a couple days in jail that you have already served. The insurance is irrelevant to the criminal charges.
  • you're looking at huge fines, probably a few days in jail, probably court ordered AA and community service. oh and i'm sure a few years of probation. no offense, i feel NO pity for you. i've buried 2 people because of drunk drivers, you deserve more then the courts could ever give you. i hope you learned a lesson.
  • Criminal Records Search Database - http://InfoSearchDetective.com
  • plead no contest if the penalties are to siff seek atty help
  • my friends behind on 5 credits(possibly more).she's going to be a junior this year and i really want her to graduate on time.i dont know how the california school system works but im sure its worse than nevadas.what would be the best thing for her to do?california doesnt have summer school any more ,and i dont have a website for online classes,so if someone has one with info about it please add to reply.THANX p.s she lives in sonomah I dont know where that is! XD
  • She can pay for a school. She can take online classes. Some schools allow self study credits. If she takes classes she must make certain that her school has approved them and that the school and the class is properly accredited./
  • Bankruptcy isn't that bad and it's not your fault either that this is happening to you. The economy is designed in California to ruin you financially and cause you to go bankrupt. I'll send you some information on Bankruptcy laws so you'll know what your doing when you go to file. Be right back. Here it is:http://www.bankruptcylawinformation.com/...And filing chapter 7 isn't the end of the world either like most people would want you to believe you'll be debt free and able to finance a vehicle more easily than you can now with all that debt on your record.
  • Increasing number people are filing for bankruptcy to get out of debt. But, what is bankruptcy? Do you know enough of it? How does it help you? If these questions also bother you, the following article describing 7 most important things about bankruptcy will help you get an answer. 1. Bankruptcy is process adopted by federal court process catering to individuals and businesses repay their debts or clear their debts under the protection of bankruptcy court. Also known as "reorganizations " or "liquidations", bankruptcy is often the last recourse to get out of any debt. 2. When the property of the debtor is sold to recover and pay off the debt it is called Chapter 7 bankruptcy. Contrary to popular belief, all the property owned by a debtor is not sold, some part of it is left with him to allow him to start afresh. 3. When there is no sale of property but the debt are reorganized so as the debtors, are able to repay them over a long period it is called Chapter 13 bankruptcy. 4. Both these types of bankruptcy have a large number of rules, and exceptions, suited to different kind of debts, individuals and other concerns. 5. The "ticket in" is counseling session that everyone who wishes to file a bankruptcy must attend. This session must be attended at least six months prior to filing for bankruptcy. This term was adopted in the new bankruptcy law. Read more from: http://www.credit-card-gallery.com/artic...
  • Not! Stand up and take responsibility for your over spending. Big deal you are tired of them bugging your for their money. Cut a deal with them and stop using the credit card. You do know the difference between "need" and "want" don't you?
  • if you want to make things worse then fill... if you fill it will cost you more money to give away jest for the fee.. after you fill you will have to give most of your income away to the bankruptcy place so they can dispersed it among the creditors.. and there fee.. and then they take your taxes for a few years .. if you own a house.. kiss it good by. because the bankruptcy send out that you filled for bankruptcy to all banks you have a mortgage or loan with.. then they recall it.. because no bank wants to deal with you.... and it stays on your credit report for 7 years after you filled,, if creditors threaten you.. do the right thing and just tell them to ****** right off... pay them in your own time when you want.. there is nothing they can do.. its all steam they blow out there asss to scare you
  • Sorry Flower, I think he is interested in the other "south bay". I don't think a 9 passenger van would be a typical vehicle for sale at a buy here, pay here lot. You are going to need to find the lot and then call to find out the financing options.
  • San Jose has a lot of independent dealerships. Gilroy has them. Or anywhere on the Peninsula. You have to call each one.
  • http://www.simplescreening.com/tenant-sc...Remember, if your tenants stiff you, report them to the Credit Repositories!
  • You could possibly become a police officer someday. Different police departments have different standards pertaining to applicants and past drug use. Police departments in California tend to have less strict standards than departments in many other states. You will have to wait a while. It hasn't even been 5 years since you've last used marijuana. Many departments wouldn't normally consider you if you've used marijuana within 5 years. However, there are so many qualified applicants nowadays, that departments can be very selective about who they hire. Get a 4 year college degree if you don't already have on. Don't do anything illegal. Maintain a good reputation. Keep a good driving record. Don't get bad credit. Improve all of your communication skills as much as you can. Become as physically fit as you can. Apply in another couple years.
  • Yes..
  • It certainly depends on how much you are borrowing. You can get a (legitimate) zero % down loan in certain areas. I suggest you speak with a mortgage broker like through Countrywide. They can give you a lot more options that a bank. They will be able to tell you how much down payment would be required for each type of loan you qualify for.
  • 10-20%
  • With bad credit, probably 20%
  • Depending on the type of loan you get, 10-20% would be minimum.
  • 10-30% depending on how bad the credit is.
  • Plan on your house costing about $650,000, with a 5%, 10% or 20% down payment ($32,500.00 - $65,000.00 - $130,000) and payments around $3500/mo or more with a 10% down and a rate of 6.00%.
  • Summer school till high school is almost the same as regular school. The dates are usually assigned 2 weeks after regular school ends and the classes last for 2 months or so (check with your school for the exact dates). The timings are also usually very much similar to the regular school timings -- starting early morning and ending the afternoon. But it totally depends on how many classes you are enrolling for. You can enroll for up to 3 classes .. so if you just take one class, you will only attend that class for those days. Like I said, you have to check with the school for the timings and dates. Summer school gives credit to the student which is equivalent to regular school classes and yes, credits will be transferable to any other state.
  • The problem is that your son cannot go to a public summer school in another state because public schools are for the local residents. You would have to prove that you lived where he went to school. I am a teacher.
  • When you file for bankruptcy, they contact all your creditors and give them a specific amount of time to notify the court of your debts. You can keep your car, your house, etc as long as you keep paying for it and they are listed as one of your creditors. It is also possible that if they don't get listed, then you have protection from the bankruptcy court for non payment and them re-poing it, but I would definately keep paying. It will be bad enough having a bankruptcy on your credit report let alone adding a repo to it.
  • You should take a look at the options you can find at: FINANCE-SOLUTION.US RE Filing Bankruptcy in California? When you file bankruptcy can you keep your car you are making payments on, if they are current? Can you do the credit consulting online? thanks
  • yes,you can if you file on chapter 13.You still have to list everything include the mortgage,the car... then your attorney will give you the estimate how much the monthly payment will be ,depend on your income.When they give you a list to fill out what you spend every days,try the highest amount,so the payment will be lower.
  • you are able to record the financial ruin on your own notwithstanding it extremely is extremely counseled to have interaction a criminal representative. based on your economic profile and debt volume he might unquestionably help in submitting among the apt financial ruin chapters. The representative will aid you in ending up the financial ruin Abuse Prevention and client protection Act (BAPCPA). so a strategies as concern the value for submitting the financial ruin, in many situations the fees could be in and around $one million,500 based upon the complexity in contact and attorney’s costs, the state etc. There are additionally some community accessible with regard to the biggest steps on "the thank you to record financial ruin 7 financial ruin", like bkforum, etc..
  • You can generally keep one car - they might make you downgrade it. The car dealer would want to continue getting money from you. Use - http://www.cccsintl.org/ - never, ever use a credit counseling service that charges. Nuff said.
  • I divide my time between California and my home country. Yes, Cali has taken it hard for a variety of reasons, including our status as a "donor state" (we give the fed much more in taxes than we receive in tax incentives, federal funds for infrastructure, etc). Since my faith group is very active with the homeless and very poor we have noticed a sharp increase in people needing aid, as have the Christian groups that do about the same things we do. However, there is a way to benefit from this. When things started going downhill and it became obvious they were not going to improve, only get worse for a while, I moved almost all of my US assets back home, where we have a stable economy (we opted out of being in the EU, so we're feeling pretty smug right now). Then I bought into a hedge fund. When the US had its credit rating downgraded by S&P - wow. Just wow. Let's just say that was very good for me. It was very good for a lot of "monied" people. So, get together with other people in your family, pool what resources you have and buy into a hedge fund. You need to be able to write at least a 7 figure ticket for that, so depending on your family's overall financial health you should be able to swing the minimum buy-in without going too far beyond your immediate family. If you buy into a hedge fund that bets against the US's overall financial health, there's really no way you can lose any time soon. Short answer: Darn tootin' Cali's in a depression. I'm surprised we're not seeing more tent cities than we already have.
  • California is in a MAJOR depression!!
  • I used to live in Cali, but I moved to Georgia (No, we're not all rednecks) about a year ago. I realized that Cali's economy SUCKED, but I don't think it's really in a depression yet. Close though
  • Two years ago I hichhiked up Hwy 1 from LA to Seattle. It was a wonderful trip and I met some great people. The outer world is a reflection of our inner one.
  • You don’t see celebrities in Hollywood. this is a delusion. Hollywood is extremely purely an business city, different than that the industry is entertainment rather of, say, coal mining. in case you're thinking that celebs are all around the streets of Hollywood, think of returned. first of all, maximum studios are actually not even in Hollywood. 2nd, maximum celebrities, exceedingly the A-record sort, shelter their privateness. They hardly pass out in public until eventually there is an experience wherein they're appearing. purely on the grounds which you notice a action picture star on “entertainment this evening” for 2 weeks working, don’t get the impact that they are purely sitting around at Starbuck’s waiting to sign autographs. often times one can be considered, even even though it extremely is uncommon. Celebrities do save, consume out, and %. up video clips at Blockbuster, even even though it extremely is uncommon to discover one. in case you do ensue to work out one out in public, the right etiquette is to go away them on my own. do not scream, gush, ask for an autograph, or attempt to chat to them. some are effective approximately it, yet you're able to be able to desire to wind up immediately faraway from the premises. maximum in lots of circumstances, they are able to be observed eating out, finding out to purchase, or doing different mundane issues. many circumstances, they're “dressed down”, donning denims, tees, sunlight colors, and a hat. in case you go with to objective recognizing one, attempt those spots: Gelson’s marketplace pink’s warm dogs Canter’s Deli Spago The Ivey Don’t attempt to get into between the nightclubs they dangle out in. You’ll in no way get previous the velvet rope until eventually you have some Benjamins to throw on the doorman. yet once you had that style of dough, I doubt you would be putting around this communicate board.
  • My neighbours may be depressed but I don't speak enough Spanish to know for sure.
  • *raises hand* and yes, it's another Great Depression here, sadly
  • Yeah, I would be pretty sad if I got a STD too.
  • Why did you post in 'Religion'? JOOC
  • No, we're all in the RELIGION AND SPIRITUALITY category. Welcome. Now, we'd love to get a pertinent question, if you're so inclined....
  • carecredit is one of the biggest, but if you have bad credit they start you off with a very small limit..like $500. Capital One health has better limits but is a bit harder to get. I just came across one called Reliance, Im not sure of their full name, but google Reliance health credit (or something like that) They supposedly are the easiest to get and have pretty good terms. Have fun!
  • im going on 19 in about a month gonna start going to college in a few weeks for the 2 year criminal justice course so when i turn 21 i will have a Associates degree and i have a g.e.d didn't finish high school family reasons i am physically fit to pass the course not sure of the exam part lol but ive never had any tickets nor problems with the law i have good credit i heard having bad credit can mess up your chances of getting hired what do i need to do to be hired on at a department do i have to be the top of my class or is it like being struck by lightning that they hire plz help me with my questions p.s im a guy not a women using my wife's profile in case any one thought that pic was me and telling me doin the police thing as a women would be harder so every one to know i am a male
  • Now a days it makes no diff if male or female. In some departments you have more chance for promotion if female, depends on if the department promotion process is run be a Federal judge or not because of past discrimination. GED is just fine. Two years from an accredited college, in anything, is just fine. The state does not require two years of college, many departments either require it or prefer it. I seriously do not like CJ for a major but that is up to you. Once you are the police you get all the CJ classes you need or want and they have context for you. Getting a police job is hard, it is of the struck by lightning variety especially for big departments. With a small department you can always actually talk with the people who decide on hiring and get to know them. The only other leg up is if you work for a department, paid or volunteer, so they are familiar with you, not a guarantee, just a leg up. Many departments are now requiring an essay as part of the basic testing. While in college hone up your writing and communication skills. The stats a few years ago showed that only 11% of those applying for a police officer's job made it to the street as an officer. This was in years that departments had trouble filling spots and cities still had money. It is likely worse now. That is another reason to avoid a CJ major. If you get an education in something that others want you have a better chance for a job in another industry while waiting for a police job. As i said no police force cars what your 60 semester hours are in, just so they are from an accredited college. Another thing you can do to get a job in CA with a smaller department is self sponsor. You can attend a academy on your own, you pay. When you graduate you are allowed to take the CA POST. With that many smaller departments who cannot afford to send you to an academy, will hire you. After a couple of years with the smaller department larger departments will take you on a lateral transfer. I'm not sure about CA but many states that allow self sponsorship have community colleges offering a two year academy which includes an AA. If CA has such that might be perfect for you since most departments require age 21. Also many department have internships, they call them by many different names. The allow a full time college student to work for the department 20 hours a week for pay. Some pay for community college while your doing it. This is often a great way to get into a department. Check around.
  • I agree with what the previous poster (Leslie) said. A GED is generally accepted by CA departments and any college is a plus. It's not so much the major you study, but the general life experience of being in college. I don't like the Criminal Justice degree either, but it's your choice. I would look for something that is less career specific. Right now, hiring in CA is tough. Most departments are on hiring freezes or are laying off experienced officers. What that means for you is you need to keep your nose clean these next few years as you are in college. No tickets, keep current on bills, etc. You are correct in assuming that bad credit can ruin your chances to become a police officer. Falling behind in debt payments/getting in over your head generally shows some degree of irresponsibility on your part. So, stay current! One last thing, make sure to get some English classes under your belt That's one long run-on sentence! Report writing in a major cause of people being held back on training. Good luck.
  • First, speak to an lawyer. A well one will inform you in case you have a case. From what little understanding you deliver right here, I'd say you should not have so much of 1. Apparently, he's incarcerated for a few cost. The officials do have the authority to make use of fair drive to manipulate an perpetrator. That your husband selected that second to have a seizure isn't whatever the police might have identified in the course of the incident. If he did actually have a seizure, the officials safety is, they didn't admire it. And that might be fair. The accidents he suffered don't look to be so critical as to upward thrust to the extent of immoderate drive. You ought to turn out 2 matters. Your husband did actually endure a seizure in the course of the incident and was once now not without difficulty resisting arrest. If the officials insist he was once resisting, I have no idea how you're now going to turn out the seizure. You then ought to turn out the officials knew or must have identified he was once having a seizure. Officers aren't expert to diagnose clinical disorders particularly within the "warmness of struggle" whilst making an arrest of an it sounds as if violent character. You've acquired your paintings reduce out for you with this one.
  • Hey guys. After one and a half years, paying non-resident tuition (702$ for 3 Units) and completing over 40 Units in 2 weeks, I was finally able to sign up for Financial Aid. Now, my question is, how do student loans work? How much can I loan for a new car? To give you more information, I live in Southern California & I will transfer to University next year. I do not have to loan money for my Tuition.
  • Well, I hope I did not make anyone cry using "loan" instead of "borrow". I am pretty sure that everyone understood what I meant even though I said it incorrect. And I don´t think that I have to worry about my English, because I studied 3 languages and especially people from the U.S. do not have to tell me anything on "language". But thanks for the info.
  • Your English is terrible. Poorly worded questions usually get bad answers. You do not "loan" money to go to school (unless you are a bank) you "borrow" money to go to school or to get a car. "How much can i BORROW for a new car?" However much a local bank will let you borrow (if any). Just don't expect any student loan money through FAFSA for a new car though. It just isn't going to happen... Why? Student loan money goes directly to your school to pay for your tuition and fees. You get any excess about 4 weeks after the semester has started. The max a dependent freshman can borrow PER YEAR is only $5,500 in federal Stafford loans. Your school would get half of that in the fall and the other half in the spring. If your fall and spring semesters each costs $2,500 dollars (for example) then you would only get $5,500 loan / 2 semesters = $2,750 per semester. Again, you will only get 2,750 per semester... MINUS $2,500 tuition leaves you 250 dollars extra (to help you get your books most likely). See what I mean about no car? The government puts limits on loan amounts for a reason. "I do not have to loan money for my Tuition." I have no idea what this means... are you saying you don't have to BORROW money to pay for your tuition? Then don't take out a loan!! LOL Hope this makes it more clear... read this book, it will help.
  • 1
  • No. All pupil loans require you to do a fafsa first. inner maximum pupil loans are evil and could be prevented in any respect expenses. Variable expenses of interest that are double what you're able to get from fafsa, you're able to choose a cosigner and in case you have been to die or grow to be disabled, your cosigner could nevertheless could pay your loans off.
  • Student loans are not for cars. They are generally restricted to educational purposes. And it has nothing to do whether touch are paying resident or non-resident tuition. It's a program designed to match up with govt subsidized & unsubsidized loans, and grants. And based on your eligibility, financially speaking. If you are still under your parents, you tend to be eligible for less; if you're married or have a degree or other stipulations you get more.
  • Hi, I'm leasing a 2008 BMW 328i since Nov. 2008 in California but somehow, I have to move to the other State(Illinois) for the University and stay in the Univ's dormitory, so, I think I don't need a car and also want to focus on my study(obviously, with a car, I might go out for have some fun..). It is 36months term leasing and it's been only 3months and it is so stressful to me to bring the car to there that I don't want to. So, wise people, is there anyway to return this car to avoid pay the penalty and don't mess my credit? Please help me!!! Thanks!!!!!
  • The only way out that won't hurt your credit is to pay off the balance of all your remaining payments in one lump sum. Aside of that, there is nothing else available to you. Don't even consider a repo. You'll end up owing money to the lessor, after your car is sold at auction. They'll get a judgment against you, garnish your wages and attach your bank accounts to get reimbursed. Then you'll be ruined for 7 years on the repo. And another 3 years if they can't collect the full amount. A repo + noncollectable = no credit to you for 10 years! Please don't consider a swap-lease situation either. That will leave you in a worse position then you are now. Those people charge a lot for their service. And there is no guarantee they can find someone credit worthy enough to take over your payments. Even if they could, you will still be on the lease until it is paid in full. You were the one who originated it. And if someone else assumes your lease, you'll still be listed as a cosigner. That is per the lessor. Pay it off in full or keep it. Those are your only two options.
  • I have to be a little cynical here -- you didn't know you were going to the university 3 months ago??? Unfortunately, leases are long-term contracts that are not easy or inexpensive to get out of early. Leasing is not like renting. Some lease companies do not even allow terminations in the first 12 months. You might consider a lease transfer to someone who is interested in your car. Here's more about it: http://www.leaseguide.com/Articles/termi....
  • Nope. You made a deal - a binding contract. You can no sooner hand it back than they could come pick it up for no reason. Your only hope is the swapalease.com service. You *might* be able to work something out there. Otherwise, you have 2 1/2 more years of paying for that Bimmer.
  • No. You signed a three year lease and turning it in early will cost you dearly.
  • read your contract - all your options are in clearly stated in it.
  • The Credit card company can obtain a bankruptcy order for the amount you owe them, and you will not get any credit until you have paid the outstanding amount off. After that your Credit rating will be Zilch.
  • Do not, I repeat, do not pick Academy of Art University or AICA. About Academy of Art: 1) AAU has open admissions, meaning anyone gets accepted. No portfolio required or requested. Employers as well as post-graduate schools look harshly on students who graduate from these schools. 2) Only 67% of freshman return for sophomore year. Credits are not transferable to other schools because of AAU's for-profit, open admissions status. So if you decide to leave before getting your "degree" all you have done does not count and you will have to start all over if you go to another school. 3) It is a for-profit institution, meaning the owners are making big bucks off the lack of education they give you. The school costs ridiculous amounts of money and many, many students who leave or graduate from AAU have major financial issues from being students there. THE ART INSTITUTE OF CALIFORNIA is the same way, but even worse than AAU because AICA is not even accredited by the Western Association of Schools and Colleges (WASC). I VERY strongly recommend reading reviews from current, left and graduated students of AUU, as well as AICA. I know it seems like an easy way to get a degree, but it is not worth it in the long run. Regardless if you go to community college or a accredited, non-profit, admissions-processing four-year university, you will do the same undergraduate work at either and when you transfer to the four-year you'll graduate with a respectable degree from a school that will actually foster your talent. Best of luck! Have you heard of the San Francisco Art Institute? California College of the Arts (campuses located in SF and Oakland)? Many U.C.'s also offer great art programs, as do many CSUs. There are also many community colleges that can prep you. If your looking to go out of the SF area I'd also recommend the California Institute of the Arts (CalArts), which was created by Walt Disney, or Otis College of Art and Design or Art Center College of Design , all located in or around L.A. If your really reaching for the stars there's the Pratt Institute and School of Visual Arts and New York Academy of Art in NYC, Rhode Island School of Design, or Central Saint Martins College of Art and Design in London!
  • Art Institute Of California Hollywood
  • This Site Might Help You. RE: Academy of Art University or Art Institute of California-Hollywood? Im doing college application, but still not sure which school should i go to, Academy of Art University in SF or Art Institute of California-Hollywood. Please give me some honest advices and reasons why.. Thank you!
  • I have friends who have graduated from both schools and have good things to say about both. As far as results, though, my friends who went to Academy of Art University definitely seemed more prepared for life after graduation. They’re currently working for a lot of big name companies and following their dreams.
  • --->> Tips---> https://trimurl.im/e57/academy-of-art-university-or-art-institute-of-california-hollywood
  • does any one know of a a good Cosmetic Dentist in California That will help an 27 year old individual that are low income ? when i was 7years old i feel on wooden floor and it permanetly damaged my front teeth and i have a gap and also my permanet teeth on both sides of my front teeth are missing so i have 3 gaps and im ya know all my life i just wanted a pretty smile i dont what its like to smile i never smile in front of any its embarrsing im surprized that even a guy is interested iv been to many dentists like western dental that didnt help me some are mean and make you feel worse some only hep you if you have good credit which i dont im a full time student i was laid of im on unemployment i look for work i dont have a car but im working on im not going to give of my schooling ill go part time if a job comes along i need some advice and help every dentist want like thousands of dollars i dont have im ttryin very hard to pay for these procedures and rent and grocerys i just want a pretty smile and to feel confident i would never take that for granted and writting this getts me extremely emotional i know its not a big deal to most people but its a constant reminder to me anyone with some advice id appreciate it thanks ...
  • If you live near enough to a dental school, try to get accepted as a patient of a student dentist. Patients pay on a sliding scale based on income and this may be affordable for you. Also contact the California Dental Association. They can direct you to a local dental society that may have service programs for people in your situation.
  • The American Dental Association does not recognize cosmetic dentistry as a specialty, so any general dentist can claim to be a cosmetic dentist, making it difficult to determine which cosmetic dentists you can trust. I suggest you to visit Calabasas Smiles; they are most well known association for cosmetic dentist.
  • Depending on the laws of your state you can get hit with a deficiency judgement, requiring you to pay the difference between the balance of your mortgage and the amount the lender was able to sell the home for. Inability to then pay the deficiency judgement would require a filing of bankruptcy for protect or worse...you end up in jail. Coincidentally, Yahoo just ran a story on this. Was either yesterday or today. Read up on the Yahoo main page.
  • well see http://www.ebiznus.com and I hope this will be resolving your problem. It also helped me for resolving the same question. keep using answers.yahoo.com
  • You might get stuck with the bil lyou have to file for bankruptcy... and you have your own home..
  • McGovern was pretty bad, but Al Gore has to take the cake in my lifetime. Gore was running as the Vice President of a very popular sitting President. However, he somehow manages to distance himself from President Clinton when he should have somehow been taking some sort of credit for American prosperity during those times. Many people will point to Florida and the Supreme Court decision as the real downfall of Al Gore, but consider this. If he wins his HOME STATE of Tennessee, then Florida doesn't matter.
  • I think what's happening is that McCain has run into a 'perfect storm' for the Republicans. First, two unpopular wars going on. Second, a president who may come to be known as the worst president in history. And last, but not least, an economic crisis that could prove to be even more catastrophic than most people can handle. There you go. Perfect storm conditions probably will influence 90% of the voters in November. And that's more than enough for Barack Obama to win. ☼
  • Do you realize how many Democrats have crossed over? How many Hillary supporters he's gained and how McCain is ahead in the Independents ideology? The media is making Palin out to be something she isn't and they don't focus on how well liked she really is. It's going to be hard on the left when they see this smack them in the face election day.
  • (It's YOU that can't see what you've asked.) Worst than Giuliani, you mean? what about JFKerry's campaign? (in which he BANKED extra-millions, instead of using them on crucial last-minute ads that would have made the difference! lol) No offense, but I think, because you seem to be a DEM-branded sort of guy and have some blinders-on... that you missed the JFKerry campaign vs. an awful GWB Presidency, of a horrid-going war where most US deaths & injuries were caused by driving UNARMORED Humvees (hello?)... and that GWB didn't "get" Bin Laden, etc. etc. -- and JFKerry selected EDWARDS who had 2 years experience as a Sen. I believe, and NEVER left the USA for anything (sound familiar, Edwards' experience actually paled vs. Palin -- but you have GOT to get some information from other sources than happy-talking Dem robots or cable tv). JFKerry pretended HE WAS IRISH for 2 Boston St. Paddy's Day parades and duped the people of Boston/MA for 30 years -- right? that he wasn't a Hungarian Jew by ancestry. He got swift-boated sure, but he was fearful of releasing his War records (most of which, he wrote himself!!) and that was his chance, he never took. What was he hiding? He goes water-sailing in $700 of gear, to prove/show he's athletic?!? Kerry should have TROUNCED GWB, and spared is all. McCain isn't running the worst in history -- and this election has weeks to go? doesn't it. What will you say, if he wins -- with this kind of presumptive question? And those about Gore -- he didn't run the "worst" either. And in fact, if Bubba would have resigned in 1998 like anyone that was 10% less SELF-IMPORTANT and SELF-centered than Bubba (where is he & Hillary, today for Obama? hmmmmm?) -- then, we would have had PRESIDENT GORE for 10 years, right now. Instead, Bubba disgraced the office and people voted AGAINST CLINTON in large part, giving GWB the boost he needed to get over the top. Dems never-ever face this fact, which was KEY to that election (they'd rather say "it was stolen" which of course, deflects the reality of the 1998-2000 truth about the Clintons, right now to the last days & the payola pardon for Marc Rich).
  • The worst? No. Michael Dukakis did much worse in '88. You could also argue that Rudy Giuliani pretty much crashed and burned despite being an early front-runner.
  • Ever heard Of George McGovern? The DNC brought us that great election joke the only people that will agree with you are the ones that have lived only under a President with the last name of Bush or Clinton Anyone older than that remembers much worse
  • His campagin manager should have been fired long ago. Why is Palin giving rallies in CA and NB? One is solidly blue and the other solidly red. They should be in the red swing states begging for votes
  • It's a disappointment, embarrassment and waste of contributors funds to continue with this McCain/Palin fiasco.
  • No, that would be that goddamn racist prick Obama. He's running his campaign on lies, flip flops and racist comments and nothing more sense he has no experience, he has nothing to offer. President McCain has already won.
  • He is running the BEST campaign,... IF he were trying to get elected as president of ISRAEL..instead of the USA.
  • B, credit unions are better then banks. Go to www.suzeorman.com and go to the credit card area on her site. safe 1 got a good report, its on her dean list, wells fargo and b of a are on her discipline list. I have a bad experience with banks and strongly say go for safe 1 they have a good report.
  • They have remained pretty steady, the same as 3 years ago. People have bad credit so are not moving around much, so it is easy to stay full. There is some competition with people walking away from homes and renting them out. So, if you are stable the renters will come to you, especially if they got burned. I personally am renting to people who were foreclosed on, they can't buy anything for awhile so my tutn over is low.
  • Rental prices have not been affected by foreclosures, just due to the number of people willing to rent because they don't feel secure buying now. Be aware of the fact that buying in an area with a lot of foreclosure properties may affect the price value of your home.
  • There are several individuals and companies you may check with to determine rent in your local area. Your rent would normally depend on the number of bedrooms and bathrooms you would plan to rent. The difference in area rent can be found in this example a 2bedroom/1 bath apartment in Long Beach rented for $1075.00 and the garage was an additional $75.00 for a total of $1150.00 per month. In the Jackson, Mississippi area the rent for a 3 bedroom/2 bath house is approximately $750.00. Therefore each area is different. The responders to your question would be giving you the rent for the area in which they reside with you not getting the value of the rent in California. You might find a couple of local property managers from your local telephone book and have them send you a list of their rentals. You might also google property managers followed by the city in which you reside. This will give you a variety of sites of which you might call. Most property managers will gladly send you a list of their rentals free or direct you to their web site where you would find a list of their rentals. Most of these rental list have the number of bedrooms, if the listing is an apartment or house and include the number of bed and bathrooms. You might also contact a local appraiser, they are required to give a rent analyze when appraising a rental unit for a mortgage loan or refinance of a rental property. The appraiser might be of assistance, however, you might would need to provide some type of address, so as they can come up with an area to evaluate. I hope this has been of some benefit to you, good luck. "FIGHT ON"
  • Veteran family of 4 looking for bad credit rental resources in the Gilroy California area. No evictions just a lot of collections. Can provided rental references. Have been homeless since April of this year when my husband was discharged from the Army. We have a grant to pay our rent for five months and he is currently employed now. Any Idea's or resources would be appreciated.
  • The local VA office and the Salvation Army are the best places to contact.
  • The first house my husband and I bought was in california at the hight of the market. We owe $505K on the first and 93K on the second. It is worth about $525 if we are lucky. We moved to Texas and purchased a much more afordable and bigger home for $240. We have renters in our house in california and the second they move out we are considering forclosing. What will happen legally? We have a recorse loan with Indymac - will they have legal rights to any of our assests in Texas?
  • Yes, of course, a judgment will allow them to seize assets, state lines do not simple mean you can take the money and run. However, Texas will not allow them to garnish your wages, they can seize your accounts, but not your paycheck. All said and done you are talking about ripping them off for about 100, 93 of that was cash you spend on stuff. You don't really think you can just keep it all do you?
  • You don't foreclose. The lender is the one who forecloses. You should try and sell one or both properties even in this market. You may have to bring money to closing but it may be possible. If your loan is a recourse loan then it is possible that the lender after foreclosing and selling the property at a loss will "forgive" the loss. They can then issue a 1099C that in effect says that the total amount forgiven is income and you will have to pay income tax on that amount. Yes, and this will affect your credit in a negative way and you probably will care when you want to do something and can't because of your credit rating.
  • I've been living in the bay area for 7 years now, and one of the things I've learned about the surroundings, is that this zone is not cheap...Yet, there are places that are considerably cheaper than the city of SF; Richmond for instance is really really cheap compared to SF, and there are houses between 250,000 and 350,000 although they are not that big and are usually located at "dangerous" neighborhoods, I know about a couple new houses built and sold at that price in that city, located in the 3rd street and Silver.....I live in El Cerrito and around here nothing is less than 450,000 and of course Albany and Berkeley are even more expensive, but I bet in San Jose you could find something cheap at a very good neighborhoods. I recommend you find yourself a good broker (not those from tv and radio ads) that would help you out looking for something priced that low and that could be able to do something about your credit....
  • issue with getting a breed it is often taking place, such simply by fact the rottie, is which you're maximum possibly going to get scammed in case you do no longer hit upon a great breeder. i might attempt a breed rescue or a guard (one that does temperament testing of direction.) while you're caught on a rottie however, pass in the present day to a great breeder in case you won't have the capacity to discover one at a rescue or guard. That few extra desirable dollars can recommend the adaptation between a kin puppy and a residing vet bill or a genetically aggressive monster.
  • Just dropped out of my theater school in NYC because it was a conservatory and didn't offer other classes or credits. I really want a normal education just so I eventually have a degree and a fall back but plan to attend a community college for now and get my grades up since high school was bad. Just graduated high school last year and want to know how long I should attend a community college before I apply to a university in CA. I want to attend a huge university which is the best one to make friends at and enjoy? Also one that has theater/art?
  • While you can party and make friends at any University, that seems to be your main goal. You blew it in high school by partying and getting bad grades. You'll be lucky to get into a Community College. Set some goals and work toward them. Otherwise you'll be partying at a fast food joint for minimum wage.
  • I am one city away from Pasadena, California. So, I am not in the middle of nowhere. I had two iPhones with ATT&T - no real issues, but switched them to Verizon after that contract was up because I know they cover a lot of area. I am in real estate and in the homes up in the mountain area, I could get better service with Verizon. However, in my house Verizon is TERRIBLE! We have two iPhone 5's and people say we sound 'muffled', calls drop, static sound, etc... Thought it was Apple, they exchanged one phone even though they couldn't find the problem. The 'new' phone from Apple did the same thing. It is for SURE a network issue. Now, Verizon is trying to sell me a Network Extension box for $249... HELP! It's 3G (they don't have 4G) and I really do not have the money. But, we have two people here fighting over the landline in the house phone because we are TIRED of people on the other line not being able to hear us. Any suggestions other than paying the $249? I wish I knew this in time to get out of the contract, but just recently started working more from home. THANK YOU!
  • Once you used the credit card...you're stuck. Verizon "supposedly" has the best coverage. You might have to pay the extra $249 to have decent service. Live and learn....OR ask other carriers...sometimes they'll buy the contract out..."sometimes"...if you switch to them...but since this is brand new I think Verizon™ stuck a hook in your mouth.....this one-------------> ¿ Ask them if you can cancel..the worst they can say is NO. Good luck.
  • I am thinking about moving and don't know if it's such a good idea school wise. I am in Missouri at Oak Park High School and am going to be going to LA to live with my mom. I still want every credit that I have gotten here so seriously go into depth on this topic. I am a band student this will be my 5th year. I have gotten a 2 on my solo at districts and a 1 on my solo at state. These are for my freshman and my sophomore year. I have several challenge classes that I have taken and they give me distinction points so I want that status to carry over as well. I have a pretty good GPA about 3.4 and would like to keep it. New question: Is california behind by means of education. Like is my 10th grade math class in MO as hard as a 10th grade math class in LA. New question: Does college think differently about the two different schools. If you will go in depth with me personally and know a lot about the subject please email me at opbandboy@yahoo.com Thanks Everyone
  • Overall, they should transfer, but it depends on the school in question. You should probably talk to them. But most likely they will, so don't worry! Don't worry, I've been to more than 2 high schools already and I'm going to be a junior. 2 high schools should not be a problem, as you never know what could happen. You'll probably have to take a placement test, so you can be placed in the appropriate courses. I don't know too much about the California education system, but I don't believe that it's bad. In my personal opinion, it should be better, actually.
  • Yes, that is the limit. I am a landlord in CA. But customarily it is 1 months rent unless the renter has bad credit.
  • The landlord can require you to pay up to 2 times the amount of the monthly rent as a security deposit. The landlord also can require you to pay the first month's rent plus an application screening fee of up to $42.41.
  • Yes, and a lot of landlords charge it, because often tenants do more damage than a deposit of one months rent would cover
  • Yes you can have a security deposit, and then a cleaning deposit. Both can equal a months rent are exceed it.
  • I doubt it... where I live it can only be 1/2 a months rent.
  • I mean it's bad enough we believe that some men in a cave can domolish three high rise office buildings without any help from US intelligence. Now we believe that their leader Bin Laden can make videos after he's been dead for six years so people vote Republican. Then Fox News said the California wildfires were started by Al Qaeda but it was started by a little kid. Did he work for Al Qaeda? We also believe that Muslim terrorists can somehow take over the world and make women wear burkas C'mon people use your heads. Isn't this getting a bit ridiculous?
  • LOL... So true. I also shake my head at how much credit is given to the little dweeb Ahmadinejad, who's term will be up and no one will ever hear from him again. Instead they call him a "dictator" and compare him to Hitler. The ding bat is a camera hog who's been speaking in front of hand selected groups of people and he just likes to run his mouth. That little monkey is actually a lot like our little monkey, but without ANY of the power. That monkey is waving a stick around in his cage and making noise. Our monkey has loaded weapons, the key to the cage and the key to the reptile cages and he may let the snakes out before he has to turn in his keys next November.
  • It is hard to believ that 2 planes could demolish 3 buildings!
  • Because he used Bush generation intelligence to do it. In order to supply him whole credit score for this you then have to maintain him thoroughly accountable for the present fiscal predicament. I may not maintain my breath.
  • Yes I find it hard to believe that two planes could cause this kind of damage, yes I think we give them too much publicity, and yes I think they should stop selling them arms.
  • yes mr. moore...
  • Im 19 and a recent HS Graduate and I am applying to different Colleges throughout California. I live in Elk Grove, CA a suburb of Sacramento and two things I want to know what college courses do I need to get into to become part of law enforcement and what agency when I get out of college would be the best to join? LAPD, SFPD, California Highway Patrol, LA County Sheriff Dept., San Diego Police Department.
  • It is great that you plan on getting a college degree. Getting a college degree is one of the best things that you can do. Many law enforcement agencies require or prefer applicants to have college. Having a degree could help you get hired by some agencies. Some agencies pay their officers more if they have a degree. Having a degree could also help you get promoted during your career. Choose a major that interests you, that is marketable, and that could be useful for police work. Many people that want to become law enforcement officers choose criminal justice as their college major. However, you don't have to. There are many good majors for law enforcement officers and people that want to become law enforcement officers. Accounting, communications, computer science, a foreign language, law, and psychology are some examples. When choosing a major, consider what you might want to do if you decide not to become a law enforcement officer or if you can't become a law enforcement officer. Whatever major you choose, make the most of your time. Get the highest grade point average that you can, participate in a couple extracurricular activities, get a good internship, do some regular volunteer work, don't do anything illegal, and maintain a good reputation. Getting law enforcement officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, and become as physically fit as you can. Consider local, state, and federal jobs. Best of luck!
  • Best bet is up to you, what you want out of a career and the how well the specific department wil help satisfy your needs. As far as college goes you do not ever take any specific classes or majors to be a cop. Cops need a very generalized education. Taking classes specifically aimed for future cops is a joke perpetrated by retired cops with masters degrees who want teaching jobs and money hungry colleges who think they can convince kids into thinking that taking a specific course of study makes you a cop. If you can take some public speaking, some small group interaction, any basic psych or soc class. To help you develop your very important to real cops, critical thinking skills try an intro to philosophy or comparative religions course. Getting onto a major department means doing well on their tests. Entrance written test depends on your excellent reading and comprehension skills using critical thinking and logic.
  • For what? human beings shop on with for departments for various motives, in spite of if or no longer it relatively is for the pay, stable community, low crime, sea coast city, popularity, etc. in case you desire to artwork in low rigidity, intense paying environment, seem into working for between the utmost paid departments interior the state like Torrance, Santa Barbara, San Diego. in many circumstances those departments would be in quite intense high quality, center-class to top-center class factors with low crime. it relatively is going to be boring, yet once you desire exhilaration, then bypass with a hectic branch like la, OC, LB, etc. in case you desire to do site visitors all the time, CHP may be stable, different than you do no longer gets a commission plenty. do somewhat analysis on extraordinary 10 maximum paid police branch cities and their crime expenses.
  • Transfer. UC colleges may be having classes. Community College, at least get some more credits, they may not help you to graduate with your original degree but you could get some more classes that will help you. I am a California Community College Student. I know CSU is going through really rough times, I am not sure about UC. However I do know that CCC( California community colleges) are for the most part doing okay. We are for sure having fall and spring with the normal amount of classes offered and no fee hikes, so it may be something to look into.
  • They wont cancel winter and spring session since its part of the academic year and its required for the students. Summer is optional to the students. If things get worse, the most they can do during the spring and winter is cap applications and reduce class availabilities (like there will be less classes to take) but not completely cancel the 2 sessions.
  • Due to the lack of information, I really can't give much specific advice but will do my best. Were you fired? Did you quit? Here is what I can offer: If you voluntarily quit: In order to be granted benefits in any state, you MUST prove one of two things generally: 1) You were forced to quit due to causes attributable to the employer (you had no choice due to harassment, working conditions, etc....) 2) You had no other choice but to quit due to COMPELLING personal reasons. The state will not grant you benefits simply because didn't like your job/didn't feel it was right for you, or you didn't feel like working there anymore. Because you quit, the burden of proof lies on YOU to justify to the state why you were employed - but quit and are now filing for unemployment. Remember this and be fully aware of it as the state will quickly remind you of this when filing. If you were discharged: By law you can file for unemployment and state your situation to your unemployment caseworker. If your employer chooses to fight the claim they must prove misconduct on your part. In a discharge case, the burden of proof is always on the employer to PROVE misconduct on your part. In a quit situation, it is always on the employee to prove good cause. If they cannot prove misconduct, you should be granted your UE benefits. Prior warnings for similar behavior will also play a factor & you must answer to why you committed a similar violation even after being warned. However, if you can convince the state and prove that your actions were not intentional and due to negligence, you should have a chance. Basically, it boils down to how good of a case you have. Be honest with yourself; were you fired with good reason? Can your employer prove this with good reason? If so, drop it. Move on, and get another job. It will pay you more - and it comes with benefits. Did you quit for no good reason? Again, drop it. Spend your time and enegery getting another job. While free money sounds good, it's not all that it is cracked up to be. UE gives no benefits, and is a pain to do your weekly work searches, etc....(which you MUST do EVERY week to keep getting your benefits.) That is just the beginning. Further? Even if you DO win your benefits, you will only get 50% of your previous wages over a period of 26 weeks (if you keep up your weekly requirements). This isn't alot. Believe me, go get another job - you will be much better off. Lastly? Whatever you do - DO NOT make any false statements to the UE office. California will hit you with SEVERE False Statement Penalties if you lie to them for any reason whatsoever and can do everything from ruin your credit to sue you for all kinds of fees that you will never get away from. Just a word to the wise. Otherwise, good luck! Good luck.
  • Bankruptcy in MD is the same as SC, TN or California.... In all cases you are ruining your credit for up to 10 years. If you are in so far over your head that bankruptcy seems to be the only answer, then it IS the only answer. Only YOU will know that for sure. Follow your gut.. if it tells you this is the thing to do.. then do it and be done with it...
  • not me :-)
  • Check out the site given in the source. American Apartment Owners Association is a landlord association which has members from allover the US. You can join this association for a small fee and take advantage of lot of landlording services and take help from real estate experts. It has it's head office in California. You can get all types of reviews of your prospective tenants on this website at discounted rates. You can get the online reports mentioning credit history, employment history, rental history, and previous landlord history for any person in the USA.
  • The Federal Trade Commission (FTC) and/or the Better Business Bureau (BBB). You can file the complaints online.
  • What exactly do you mean by a "credit company"?
  • Im from California and i am 19 and planing on going to British Colombia in Canada. What places should i check out and what should i bring? How much are hotels their and how much cash should i bring? I saved up $3500 hopefully that can last me 2 to 3 days. :) ps. sorry for my bad typing. I am driving their it will be a while hopefully the Canadian border patrol are not *****.
  • Hi, well, number one, it's called BC for a reason. BC = Bring Cash. A little research goes a long way. Check Chowhound, Yelp,Dinehere.ca, etc. For food recommendations, cheap to expensive. Hotels vary, check sites like tripadvisor, expedia, hotels.com, etc. For special deals. You can get a decent hotel in the suburbs of Vancouver such as Burnaby, Surrey, Richmond, North Vancouver, without the busyness of Vancouver, yet still a short drive away to Vancouver. Where to check out? It really is up to you, as I don't know what you like. You can check out the Tourism Vancouver website for all their recommendations. Clubbing check out clubvibes.com, it lists most of the nightclubs in Vancouver. Casinos, there's the River Rock Casino Resort in Richmond and the Grand Villa in Burnaby. Both have hotels and restaurants. Both are open 24 hours. The River Rock is the more tourist visited. Shopping: Metropolis at At Metrotown is the areas largest shopping mall, in Burnaby. Pacific Centre Mall is the one Downtown. Robson and Burrard are chain and high end shopping, as well as restaurants. If you've got a credit card, Visa and Mastercard are the main ones. You'll need it for the hotel, although some chains accept cash deposit. $3500 should be plenty, unless you're going on a shopping spree. Pack light. You can get tolietries and other amenties readily. Have a different neck and waist safe if you're really up on security. Keep passport on you at all times, or in a safe. Bring enough change of clothes, casual and going out clothes, and a spring jacket. If your hotel has a sauna/pool, bring shorts/swimsuit. Otherwise you can buy anything else you need in Vancouver. Just be aware of street parking/other pay parking in Downtown, they charge you an arm and a leg. Obviously, don't leave valuables in your car, even pennies. My dad made that mistake. Be aware of street signs, so your car doesn't get towed. Leave your car at your hotel and walk, or use the transit system. You get what you give, so if you don't give the guards a reason to be aholes, they will be fine.
  • Hotels are from $40 to $1400 or something. The low end probably aren't syndicated through e.g. expedia.ca or hotels.com so you'd have to find them "by hand" online or yellowpages. Obviously you should bring ID to get past the border. Should be OK in your own car with a firm return date as long as you are not smuggling guns or drugs etc. :-) Tempting to say bring an umbrella but it's not always raining ... bit colder on average than California though. What to do and see depends on what you like doing - there's lots of outdoor stuff to do with mountains, rivers oceans etc. have fun !
  • Definitely as it sort of feels mountain climbing and surroundings could also be your factor. Might I advise that you simply begin and finish your go back and forth at Montreal? Toronto to Montreal through vehicle is four hours, three.five if you do not give up for some thing (I emphasize, some thing) and omit the radar traps. Ottawa and Niagara Falls can also be greater than two days while you upload in journey time. If you hit the Toronto discipline on the fallacious time (rush hour) it might probably upload one million to two hours to the go back and forth. I'm guessing that you're arriving through air. Have a well go back and forth and convey tons of movie or reminiscence playing cards.
  • I am 19 years old & I want to become a police officer.... can anyone give me some advice? I have a clean background I have also never done a drug in my life & I have a High School Diploma. How old do I have to be to do the police academy & what are the exams like? Is college needed to become a police officer?
  • Requirements to become a police officer vary and how you become a police officer varies depending on the police department. Visit the websites of the police departments that you might be interested in working for. Police department websites often provide information about their applicant requirements, about how to apply, and about their hiring process. Some relatively common minimum requirements include having at least a high school diploma or ged, being a citizen, being at least 21 years old, having a valid driver's license, and having no felony convictions. Some relatively common steps in hiring processes include application, written test, physical fitness test, interview, drug test, medical examination, and background investigation. If you want to become a police officer, you should consider getting a college degree if you don't already have one. Getting a college degree is one of the best things that you can do. Many agencies require or prefer applicants to have college. Many applicants have college. Having a degree could help you get hired with some agencies. Some agencies pay their officers more if they have a degree. Having a degree could also help you get promoted during your career. Some police departments will hire you, and then send you to the police academy. You should consider trying to get hired by a department that will send you to the academy. This way, you would already have a job and be paid while attending the academy, and you would not have to pay tuition to attend the academy. Some departments require applicants to have already completed police academy training before being hired. Some police academies will accept students that haven't already been hired by a law enforcement agency. In this case, you pay tuition to attend in hopes of getting hired after you graduate. However, you may or may not get hired after completing the academy. There are more than 30 basic training academies in California. Some accept students that enroll themselves, and some don't. Also, not everyone is accepted. Every individual applying to a basic academy must complete a criminal history clearance. If the criminal history reveals a felony conviction, you will not be allowed to enroll in the course. Many academies administer a reading and writing test to determine the likelihood of succeeding in the training, however, it does not preclude enrollment. Visit the California Commission on Peace Officer Standards and Training website. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, practice to improve your observation and memory skills, and become as physically fit as you can. How well you do on written tests and during interviews can be very important when trying to get police officer jobs. Make sure to prepare for any tests and interviews. Consider local, state, and federal jobs. Best of luck!
  • 21 you have to be 21 to carry a fire arm. Take some criminal justice classes in the meantime it is a very interesting curriculum and you will knock the classes out with A's Also I would do some volunteer work in the field this will give you a leg up when applying. I volunteered as a big brother and took Criminal justice classes and was hired in DC
  • When you learn to pose like a Charlie's Angel. ...or you can pretty much start out of highschool.
  • I'm enrolled to start at Paul Mitchell in California, the school hasn't started doing financial aid yet so you can't get a grant or scholarship. Lucky for me, I have someone to co-sign a loan for me but because of bad credit I need a $1,500 down payment. I don't have that kind of money. Are there any programs out there that I can do to help pay for the down payment? Please I'm really desperate. Thanks.
  • "Lucky for me, I have someone to co-sign loan"? If this school doesn't have a "financial aid" program in place, and you're destitute why are you going there? Have you tried "county aid"?
  • Illinois is wealthy state with lots of resources. People and businesses aren't leaving, and their education rankings are sinking like a rock like in California. And next Texas, they are the largest net contributor to federal coffers, including New York and California. So why is their flagship city in such bad shape from crime to insolvency? Of all the major metropolitan areas in the US, only Detroit has a worse credit rating than Chicago.
  • Hey Snacky Boy! Look up state poverty rates. Look who has controlled the governors office and legislature for the past 20 years in those states. I 'll bet you see lots and lots of redstates. How did that happen??? Lololololooooo
  • That's what happens when you have mob like characters running things. Times and names may have changed but the gangsters still control the streets in the big cities. I imagine they miss Blagojevich and Jesse Jackson jr.
  • This is the end product of a welfare mentality. Both, as it pertains to the whole economic society and to the individual. And what makes it worse for the 'poor' individual is the stripping of all motivation toward self-improvement....that's how Democrats stay in power. When in doubt...just give a bigger hand-out till we're past the present election.
  • Chicago is a great city.
  • no guns a prosperous state needs armed citizens
  • So it's always the democrats fault,huh? Was the 2007 recession the democrats doing too?
  • San Francisco Cost Of Living Is Very Expensive!! LA Is Also Fairly Expensive About $1400/Month For A Two Bedroom Apt. Traveling Isnt That Difficult..We Have Buses,Trains & taxis. I Actually love living in LA. Theres Plenty To Keep U Entertained, Nice Weather, Beaches, Beautiful Homes
  • Yep almost impossible. I live in Ca and make under two thousand a month, that's poverty and we don't qualify for aid. It costs a lot to live, roughly 1000 for a tiny apartment to rent, utilities, and food are higher than other states. If you have bad credit, only places that will rent are dangerous parts of town.
  • Most popular? Bank of America Worst? Bank of America (opinion due to the game they play with cd's). Look for a good bank by googling banks in your area. Include small regional banks and credit unions. Write down what their minimum requirements for free checking are. Also any fees that the account may have. All this information is online at a bank's website. Only you can choose a bank. Only you.
  • Depending on your circumstances it could be worse than something on your drivers license. Don't pay and you'll rack up additional penalties, and if you still don't pay they will hire a collections agency and it will mess up your credit report. They could also initiate civil action against you. Pay the dang ticket and wear a helmet next time. Sheesh.
  • Anyone from California that does not pay bicycle helmet fines, when caught, will be forced into exile to Bismark, North Dakota. If you escape and return to California to thaw out, they lift you by your ankles so your head is 1 foot off the cement floor and drop you on your head to demonstrate how the helmet would have saved your noggin. Pay your debt and be a free man!
  • Scott,how old are you? If you're over 18 you aren't required to wear a helmet. The fine is only something like $20 anyway. I'd pay it and forget it.
  • yo m c g thanks for the good laugh.
  • We have a problem. A 10 acre piece of land with lots of improvements that is selling for $725K, with a small 1100 sq ft manufactured home on it. The manufactured home limits us to a loan of $417K (about $400 cash out after costs). We only have about $200K for a down-payment. PROBLEM 1: The manufactured loan rates are very high and seller wont pay them down. PROBLEM 2: The property will appraise low now at about $650K max. PROBLEM 3: The loan limits us to how much we can pay and the owner wants to carry the balance above the appraised value at a high rate. PROBLEM 4: Seller wont come down on his price, pay down loans or be flexible. Any ideas (besides finding another place)? When will the new loan limits on manufactured homes go up? I understand it is soon? Will the rates be lower on them or about the same as now - a half point or so higher? We have $7000 mo income and credit score of 780. Thanks
  • Sorry, but the best advice is to find another place. Strange that in this market the seller is so obdurate. With that income, and that credit score, why are you buying a MMH? They depreciate VERY rapidly, like cars. That's why there are the limits on loans. And with prob #2, 3, 4, this seems like a VERY BAD deal for you.
  • Try these places, http://www.petkingdom.com/fish/http://www.petzonesd.com/Also, here is a list of ALL of the pet stores in San Diego( some sell fish, others do not). http://petstorelist.abeautifulurn.com/sa...Keep in mind that because mollies are so common, you probably will get little to no money for them, even at private petstores. And even if you do sell them, you may only get store credit, not cash, which is not a bad thing unless you wanted to spend the money elsewhere. Hope this helps!!
  • I have searched for a bit now, but have yet to find an answer to my particular situation. I am a college student in San Diego, living in a 6 bedroom house with 5 other students, each in our own room. Only one guy that has been living here for 4 years in on the original lease. The lease on file with the bank is from 2006. The former owners were very laid back - hardly visited, let us find our own roommates...etc. so myself and 4 of the others have no name on the lease. Today we got a letter stating that the house will be sold in 45-90 days. So we all gotta move, for sure. My question is - "Are we legally obligated to pay rent?" Lots of people say you have to, but I have yet to see a a link showing that we legally have to. Like I said, one person on an expired lease still lives here, bank is up in San Francisco and I feel that we all can skate by for a month or two, saving up $$ to move into the next place. Frankly, the bank does have our names and email addresses, as we have been paying rent, but we kinda knew this day was coming. Mainly the 1 guy with his name on the lease is not ecstatic about this proposition, but in the end, I still have to keep MY best interests in mind...Any advice, mainly links proving that we have to continue to pay rent would be great. As you can imagine, I don't really trust the financial industry at the moment, so I feel they will say anything to give the illusion that we HAVE to pay, but would hate to look back on this in a year to find I could have saved some money...
  • First of all, as soon as the rent is overdue, you can expect to see a 3-Day Notice to Pay Rent or Quit, and if the rent is not paid within the three day period, then an Unlawful Detainer lawsuit (to get possession of the house and for a judgment for unpaid ren) will be filed and served. They will name all of the residents as defendants in the lawsuit, and if it goes to judgment, not only will each of you have the judgment on your credit record, but with an Unlawful Detainer on your record, it will be close to impossible to rent another house or apartment in California for many years. Banks are ruthless in this type of situation, far worse than the stereotype landlord.
  • Ok. Got you guys. I still have yet to see a link showing this info. Secondly: hypothetical situation: Guy with name on lease moves out. We all pay for each of our rooms, and these prices vary depending on room size. To make things easy say the rent is 3600 total and we all pay say 600 even apiece. Guy with name on lease moves out ~ rent is now 720 per, but being poor college students and all, we can't afford this increase. So are you saying if this guy moves out first, just b/c his name is on the lease, he will be screwed? I am not sure how the courts/bank can prove anything i.e. residency etc...Or to make it even easier, say 3 move out, including guy with name on old lease. That would be 1200 per person, which at this point would be impossible to pay. So, I still don't see any way that we could be sued..etc when anyone could easily just say they moved out on X date and obviously aren't paying rent for a place they no longer live....
  • Legally and morally you pay your rent. Do you plan to stick the guy on the lease with the entire amount. You will be sued either by they bank or the guy and that will destroy your credit and screw up eligibility for student loans
  • Been through this myself. You do need to pay the rent or they can evict you for non payment. It burned me to have to pay the rent knowing that the house would soon be sold, but we were still living on the property so we were obligated to pay-per the lease. I know you probably don't want to pay, and I don't blame you, but it will come back and bite you if you don't/ http://ezinearticles.com/?If-Your-Landlord-is-in-Foreclosure,-Do-You-Still-Need-to-Pay-Rent?&id=1420468
  • i've got faith that throughout the time of California if the hire contract pre-dates the loan lien then the contract would desire to be venerated with the aid of the foreclosing occasion. If the hire contract became reached after the loan became located on the valuables, that's usually the case, then it is wiped out with the aid of way of foreclosures. I additionally think of that your hire contract with the owner maintains to be intact until eventually that proprietor quite loses the living house in foreclosures. verify your hire contract because it ought to specify in any different case. If the hire is canceled with the aid of the foreclosures you will no longer owe the financial employer hire besides and your protection deposit situation is with the owner no longer the financial employer. The financial employer will, extra suitable than in all threat, initiate eviction lawsuits particularly at present to get you out of the living house. in all threat properly worth talking to an criminal expert approximately yet while the owner is already in foreclosures they do no longer look to be going to have the money obtainable to refund your deposit. you're able to would desire to bypass to court docket. stable success!
  • When you receive college credit usually for 5 to 7 being the highest u receive an A. That is what they did for me. Bad part is most universities do not accept sl's and lose some of your time. That is what happened for me. I received 6 credit hours for 5's and 3 for 4. I attend the University of South Carolina. Hope that helps.
  • I am 15 years old and a Freshmen i am about to be a Sophomore and i have been getting a D- In California Algebra 1 its so hard for me and next year i really want to pass Algebra 1 what can i do to be better my parents wont get me a Math Tutor because to expensive so what can i do to get better i am planing to do some thing in the Summer what can i do give me Advice so when i come back as a Sophomore i will master Algebra 1 also i am worried about the California CAHSEE Test Exit Exam so please help me i wanna pass really bad!!!!!
  • as my parents say "live and breathe that class" ask the teacher for help or extra credit . make sure you know everything for any test you may have. this might mean no hanging out with friends for a while or no playing video games or no smoking pot whatever the he'll you do. but oh well wouldn't you want to do that during summer without having summer school?
  • memorize every formula in the book until you know them forward and backward. Then work problem after problem until you trust the formulas implicitly, and can do the problems in your sleep. And need I say "don't give up."
  • Yes...but only if they take you to court and win a judgment. Debt collectors do not have direct power on their own to garnish wages. Any legal threat from a debt collector should be considered suspect. Debt collectors love to pretend to be or represent attorneys to scare you. There is a quick way to find out: Ask them for the full name of their alleged attorney and his/her license # in the Calif. state bar association. If they can provide this info, then the legal threat is real....If they cannot, the threat is most likely a bluff. - The way to pay back old charged off credit card debt is to settle for less up front, being that you'll be punished with bad credit with a charge off regardless of what you do. Assuming you have money saved up, then offer to settle the debt up front for $500 and go from there. Only do this if you can pay up front. They won't give settlements if you can only pay in small amounts over several months/years. Before you pay, get a settlement letter on their letterhead stating that the account will be "Paid in Full" once the agreed to amount is paid. Once you get this, pay with a money order. Photocopy the settlement letter + check and keep in your records forever as documentation that the debt was settled.
  • your wages can only be garnished after the credit card company obtains a civil judgment and a writ of execution asking the court to allow wage garnishment, it is quite a process, and takes time, they must win a civil suit and you have the opportunity to appear at the proceeding, then they must allow the appeal process time to lapse, then obtain the writ,and request garnishment. the government has bailed out many cc companies and they are pushing us all in ways that are not generally acceptable. They must offer you a settlement offer and most will allow a discounted amount and allow several moderate payments to pay the settlement offer, keep working then as much as they are working you
  • Hi all, I'm 17 years old and I am attending a community college in California and am trying to get an associates degree in Administration of Justice before I turn 18. Is it possible to become a police officer in California at age 18? If not should I continue my education and get my bachelors? How can I strengthen my application to a police department? Should I apply to become a Police Cadet? Should I get some experience in Security? Any help is much appreciated :)
  • Most departments will not hire you unless you are at least 21 years old, and many departments prefer candidates older. Getting police officer jobs is becoming more and more competitive. Police departments have the luxury to be very selective about who they hire. You should continue your education, and get at least a 4 year degree. Get the highest grade point average that you can. I would also consider getting an advanced degree if you can. The more education you have, the better. Becoming a police cadet is a very good idea. Joining a police explorer post would also be a good idea. Try to get an internship with a law enforcement agency while in college. You could get some experience in security, but you don't have to. It is important if you do get any job that you be a good employee and maintain a good work record. If you want to become a police officer, don't do anything illegal. Maintain a good reputation. Keep a good driving record. Don't get bad credit. Become the best writer that you can. Improve all of your communications skills as much as possible. Practice to improve your observation and memory skills. Become as physically fit as you can. You could also consider joining the military.
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  • The minimum age in CA is 21 to be sworn in. You should continue your college and get a BA degree. No questions on that and don't beleive anyone if they say you shouldn't or don't need college to be a police officer. To stregnthen your application you should become a police cadet, explorer, or become a private security officer. Or join the reserves. You want this because they are all related to your career field and will give you valuable experience in dealing with the public and enforcing policy and law. Rememebr do this as a part time thing while you are in school. when you graduate, you will have 4 years of college, a BA degree, and 4 years of security or military or police cadet experience. Now that looks like an application booster.
  • Hello, I am a police explorer in Virginia and it helps with future job applications in the department (and others). Also the Cadets will help. As for the age matter it will depend on the agency you are applying to (the locality). It will defer between them all however the common age is 21 (Age to carry a handgun). Military experience is also a huge help, security will help though too. The majority of applicants in this field now have a obtained a Masters Degree so I would go as far as you can with your education (As well as get work experience in non police jobs such as security, etc.) since this field is so competitive.
  • i dont know half the words in there but just go for it, who cares what others think!
  • It is doubtful that any credits from AIU will transfer to any reputable university. AIU is presently unaccredited. You may want to consult this website: http://www.aiutruth.comEDIT: I am not speculating, or seeking points (like I need them). AIU is presently unaccredited, and my university and many, many others will not accept AIU credits under any circumstances.
  • The good news....Credit Card debt in California has an SOL of 4 years (oral contracts are 2, it's debatible if CC debt is considered this in California). The bad news...when you leave the country the SOL freezes, and will restart once you return. I'm not up on the specifics of this and need to do more research. But you get the general idea. The reporting on your credit report is still the same...7 years from the date of the delinquency.
  • Seven LONG Years
  • longer then that i bet
  • Yes, they can put a lien on the property or just outright seize it, if they get a court order allowing them to do so. They can also force you to sell off other assets (expensive cars, furniture, boats, sand toys, etc.) in order to pay back the bank whatever you can. Did you try to negotiate a short sale before the foreclosure? Banks are generally more forgiving when you show a willingness to work with them on resolving the issue via short sale than by just walking away from a property and letting it fall into foreclosure. If you get them to agree to a short sale, the worst that happens is you get 10-99'd for the difference between the sales price and what you owe the bank. It's also much less of a hit on your credit report.
  • This won't help the rest of the country as California is not the only place that foreclosures are high and sales are low. Not to mention that the housing crisis is just the final ***** in the chain that started breaking back in 2000. It will take more than the federal reserve and a few thousand burnt homes to make this country better again. Over the past 6 years, MILLIONS of good/great paying jobs have been lost/off shored. How can anyone think that this couldn't have a drastic, and dramatic, effect on our economy? The people who lost their livelihoods, lost their homes, cars and credit and now it is snowballing across the economy. This isn't a housing crisis, it is a JOBS crisis. But hey, lets throw billions at a few thousand homeowners and think that will fix it. As long as people like you, and our politicians, refuse to see the truth, nothing will change and things will get worse--much, much worse. We are doomed Have a great day.
  • Typically, they can only go after the property for which you have the loan. They can't force you to sell your home, but your credit will be ruined. Good luck!
  • if the foreclosure results in a deficiency judgment, then this judgment will place an automatic lien on any other real estate that you own, but will be in second place of your other lender.
  • It will depend on if you are able to satisfy the deficiency, they will come after your other assets, no matter what they are.
  • So, I heard that I have been sued and found out through some lawyer service that combs clerk of court sites for people who have been sued. I was sued in California by a company. The papers were filed in May. Then, I just checked and on June, the summons person whoever that is went through steps to deliver papers to me to appear in court. He went to my old building, knocked on doors, and tried my old workplace and other things to get me. He finally delivered the papers to some woman who I've never heard of in an apartment I lived in 3 years ago. This is all in the court documents that you can get online. The thing is, I moved away from that place to another place in California (same county) but now reside on the east coast. I've never received a single document from the county clerk of courts or from the plaintiff and would have no idea the case was against me if I hadn't gotten one of those slimy lawyer letters about it. So, do I just ignore it? Are there any problems with ignoring it? they'd have to file in my current state anyway so I think i'm just gonna not deal with it.
  • You should certainly not ignore this. They do not necessarily have to file in your state, especially if the legal obligation was incurred while you were in California, and they may have already gotten a default judgment against you if the court finds that their attempts at service were sufficient. This can adversely affect your finances and your credit. You must find out what the status of that matter is, and should contact an attorney immediately. Ignoring legal proceedings is absolutely the worst thing you can do.
  • My daughter became talked approximately as for duty in our domicile county whilst she became living two hundred km exterior the county. a decision to the selection they gave her, explaining that she became living as much as now away have been given her a quickly exemption. Juries are often chosen and serve for any case they're primary for... by using the attorneys in touch. the approach of lining up potential jurors is basically infrequently on the topic of a single case till one is in a county that infrequently has a jury trial.
  • I used to have a really good job in the mortgage industry, needless to say I am now in a different field making 12 bucks an hour and working 2 jobs. 1) can they still repo my car? 2) what does it mean Charged Off on my credit report? 3) I need to get current tags, will the DMV allow me to do this? Please try not to insult me, I already feel bad enough.......
  • I am surprised they haven't tried to locate you to get the car. Charged off just means they wrote off the debt as a bad debt, but it doesn't mean they haven't sold it to a collection agency that is just waiting for you to go update your tags and with that will have your current address and recover the vehicle. You would never be able to get clear title to this car until you pay for it. My guess is when you go to the DMV it is going to start the ball rolling on them taking the car back. I am not sure if there would be a flag in the system at the DMV, so you might still be able to get tags. If you called the lender they would probably tell you it was sold to collections. Have you gotten any correspondence or calls regarding it? I just find it hard to believe that for 3 years you made no payments and they never came after you.
  • Like i said, i live in california, and I am still in High School, I want to join the military (coast guard) and I do not want to finish High School. I just want to know what the actual requirements are for me to take the GED test, I'm a good test taker and I haven't done bad in classes so I'm pretty confident that I'll pass. If I'm 18 do i just have to drop out and then I'm able to take it? or is there more to it than that? I dont want responses saying "stay in High School" I already have a decent paying job and I already made up my mind on what I want to do. I show up to class everyday and just sit through it, and still dont fail, it's a complete waste of time. So i need to know.
  • You will not be accepted into the Coast Guard with a GED. You will need 15 college credits as well as your GED to be considered. This is not waiverable and you have no choice. So you don't want to hear stay in school but if the military is what you strive to do, stay in school. Dropping out will not gain you entry into the military. Don't believe me, call a recruiter and ask. They'll tell you the same.
  • You said you don't want to hear it (OK), but I can tell you're making the mistake of thinking a GED is exactly the same (and will be treated exactly the same) as an actual diploma. Not even close. True for the USCG, and many civilian jobs as well.
  • This site tells you everything: http://www.cde.ca.gov/ta/tg/gd/gedeligib...
  • Requirements to become a police officer vary and how you become a police officer varies depending on the police department. Visit the websites of the police departments that you might be interested in working for. Police department websites often provide information about their applicant requirements, about how to apply, and about their hiring process. Some relatively common minimum requirements include having at least a high school diploma or ged, being a citizen, being at least 21 years old, having a valid driver's license, and having no felony convictions. Some relatively common steps in hiring processes include application, written test, physical fitness test, interview, drug test, medical examination, and background investigation. You should get a college degree if you can. Getting a college degree is one of the best things that you can do. Many agencies require or prefer applicants to have college. Many applicants have college. Having a degree could help you get hired with some agencies. Some agencies pay their officers more if they have a degree. Having a degree could also help you get promoted during your career. Community colleges are fine. Consider transferring to a 4 year school after you finish at the community college. Choose a major that interests you, that is marketable, and that could be useful for police work. There are many majors that are good for police officers and people that want to become police officers. Accounting, communications, computer science, a foreign language, forensic science, law, and psychology are some examples. Some police departments will hire you, and then send you to the police academy. You should consider trying to get hired by a department that will send you to the academy. This way, you would already have a job and be paid while attending the academy, and you would not have to pay tuition to attend the academy. Some departments require applicants to have already completed police academy training before being hired. Some police academies will accept students that haven't already been hired by a law enforcement agency. In this case, you pay tuition to attend in hopes of getting hired after you graduate. However, you may or may not get hired after completing the academy. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, practice to improve your observation and memory skills, and become as physically fit as you can. How well you do on written tests and during interviews can be very important when trying to get police officer jobs. Make sure to prepare for any tests and interviews. Consider local, state, and federal jobs. Best of luck!
  • I'm about to turn in my application to the Art Institute of California - San Francisco tomorrow. I've read from a few people on here that some employers won't hire you if you're from there, that it's a horrible school, etc...? I went to the open house and it seemed great. They advertise it everywhere over here in the Bay Area, and I've had them come in multiple times in my classes (I'm in high school). I was really excited, but why is everyone insulting it on here? I'm applying to the Web Design & Interactive Media program, but now I'm confused... help?
  • I'm not certain whether the institute is good or bad but I can give you advice to investigate personally. It depends on the quality of their program and the value of their accreditation. Keep in mind that just because something is advertised doesn't mean it's good. Great facilities does not always equal a great program and great teachers. Look for a list of alumni. Look for opinions from former alumni online. I heard one bad thing about them is that the credits are non-transferable, meaning you would be unable to change to a regular university at some time in the future.
  • hello i have two broken teeth (back teeth) ones really infected and hurts a lot. At times i cant sleep without pain pills. I recently got a job so the only way i would be able to pay it off is through payments. but i dont have any credit so technially i have bad credit. so is there any way i could get my teeth fixed through payments with just proof of employment? my tooth has been hurting off and on for several months but when it hurts the pain is unbearable. please any suggestions would be appreciated.
  • Call every single dentist in your area and explain the situation. If you can provide proof of employment, I'm sure one of those dental offices would be willing to get you started on a payment plan (smaller dental offices would probably be willing to work with you). Also, find out if your job provides any kind of dental insurance, which can often be used retroactively (ask your employer) since you just started working and most likely wouldn't be eligable for 60-90 days.
  • you could attempt a dental college for less costly pricing. Do you no longer have a mastercard? in case you could't qualify for a mastercard, regrettably it will be puzzling to qualify for financing at a dentist because that they're extending you a line of credit such as Visa would.
  • I'm finishing my first semester in my freshman year in college and it was very hard for me to adjust to the courses although i was top 5 in my high school. I think my GPA might be around a 2.8 and my dream has always been to become a doctor so if I maintain a 3.6 throughout the rest of my years, will medical schools look at that one bad semester and see that I improved or will this semester just entirely ruin my chances?
  • I am not sure about the medical field but I do know that most of the liberal arts divisions with in the California UC system accept your last 90 credits/45 credits (quarter and semester respectively) as your GPA. I would suggest going to an information session at the grad school you are looking at and ask them there, it often depends on the program. Good Luck
  • It seems that all the young people that I mentor go haywire the first semester! Like you, they are all top5-10% in their HS class to boot. Well, I trust you know where you went astray and you are aware that you need to manage your time and resume good study habits? OK, the short answer is more emphasis is placed on the cumulative GPA and your major so you have time to iron things out. Now, if you are thinking med school, the3.6 is about right and I assume you will be in either a pre-med or life science program? Be aware, there is a serious time committment here and it gets worse in med school. If you truly love it you will succeed, if you are kidding yourself, don't even try, it will consume you. Trust me on this, look deep inside yourself and make sure and if its still right then let nothing distract you from your goal!
  • Requirements to become a police officer vary and how you become a police officer varies depending on the police department. Visit the websites of the police departments that you might be interested in working for. Police department websites often provide information about their applicant requirements, about how to apply, and about their hiring process. Some relatively common minimum requirements include having at least a high school diploma or ged, being a citizen, being at least 21 years old, having a valid driver's license, and having no felony convictions. Some relatively common steps in hiring processes include application, written test, physical fitness test, interview, drug test, medical examination, and background investigation. It is great that you plan on getting a college degree. Getting a college degree is one of the best things that you can do. Many agencies require or prefer applicants to have college. Many applicants have college. Having a degree could help you get hired with some agencies. Some agencies pay their officers more if they have a degree. Having a degree could also help you get promoted during your career. Get a 4 year degree if you can. Also consider public colleges and universities. Get the highest grade point average that you can. Some police departments will hire you, and then send you to the police academy. You should consider trying to get hired by a department that will send you to the academy. This way, you would already have a job and be paid while attending the academy, and you would not have to pay tuition to attend the academy. Some departments require applicants to have already completed police academy training before being hired. Some police academies will accept students that haven't already been hired by a law enforcement agency. In this case, you pay tuition to attend in hopes of getting hired after you graduate. However, you may or may not get hired after completing the academy. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, practice to improve your observation and memory skills, and become as physically fit as you can. How well you do on written tests and during interviews can be very important when trying to get police officer jobs. Make sure to prepare for any tests and interviews. Consider local, state, and federal jobs. Best of luck!
  • I certain hope not. Even as some states have taken it upon themselves to "legalize" pot use, the Federal government has not. For the reason that most departments get federal provide money, that might most of the time discontinue it proper away. Additionally, we can not be underneath the influence of any medications/alcohol at the same time raise a weapon. And you might traditionally not ever cross the bodily exam in the event you had the sort of clinical situation. And state law or now not, I would arrest the man or woman for possession/revenue/use of.
  • A word to the wise to please AVOID those private overly priced For-profit schools, even the regionally accredited ones such as U of P. The for-profit schools are merely out to "make a profit" (and their course credits usually do NOT transfer to other schools). Please instead consider the more affordable community college and/or state/public university as long as the program is accredited within the industry. (Just an fyi that "american public university" is actually a for-profit school.) For general career info: http://www.bls.gov/ooh and can search. U.S. colleges: http://www.utexas.edu/world/univ
  • You still have to go through the Police Academy. Contact one near you and ask about prerequisites.
  • become certified
  • I will be going to see the game board in a casino and they run a very extensive background check. I have bad credit and am paying off debt right now. My crdit report (transunion) says medical reporting wont be able to be seen by no one except myself except where permitted by law. Am in California. SO am wondering if they could see it? Am paying off everyting but the medical ones right now because i can only afford to pay off certain ones. So can they see me medical bills on my report or not is my question?
  • yes!!!
  • They appear on your credit report. The credit information is there, but you can not tell what sort of medical produres you had or anything like that. It is just how much you owe, and how often you are late.
  • I just read the following article and most of the comments after it - http://www.forbes.com/2009/07/06/economy-pension-environment-business-opinions-columnists-california.html How accurate is that article and how accurate are the comments after it? With how liberal California has been in the past, are the problems they are experiencing now (economy, bad credit rating, middle class all moving out, etc.) a result of a liberal government being in place for an extended period of time? What role did illegal immigration have in this mess? What role did the environmentalists have in their predicament? Is Obama leading the US down the same path?
  • Insanity is thinking you can do the same things and get different results. That is why liberals have a mental disorder.
  • California if the future of America if Obama is not stopped.
  • California has a republican administration.
  • Some universities, such as most University of California schools, have required classes that you must take to transfer into specific majors (and undeclared transfers are not accepted). So yes, it MAY be necessary. But if the class is not required, and you have enough credits and a high enough GPA to transfer, then no, you most likely won't have to retake it. If your community college has grade forgiveness, however, you'd be a fool to leave an F on your transcript unnecessarily. I mean, if the class was something like organic chemistry 2 (my personal bete noir) or advanced thermodynamics and you KNOW you're just going to fail the class again, then don't throw good money after bad. But if you failed because of a lack of interest, sheer laziness, or forces beyond your control, retake it for a better grade. Even if it doesn't factor into your GPA after you transfer, that F will be on your college transcripts for the rest of your life, so if you CAN do something about it, it's stupid not to.
  • Talk to an academic adviser at your CC. You need to take another class , but not necessarily re-take the class that you failed. I failed second semester physics, and there was no way i was going to take that class again, particularly with that particular faculty member. When my academic adviser. asked me if I wanted to retake the class, he got very emphatic and NO! from me, which i think surprised him. His reaction was raised eyebrow. he signed my preregistration form for the next terms classes. Many e year colleges of universities don't care whether you have associate's degree or not. Associate's degrees are NOT required to get bachelor's degrees.
  • Universities don't care at all about AA degrees. All they care about is GPA. You don't need to finish your AA degree to transfer. If the course you failed is needed as a transfer credit that will apply toward your University degree, then retake it. Also take every other course that will meet a university requirement. Once you've taken them all, then transfer.
  • If the course is in your major or a required pre-requisite, you should probably retake it or be prepared to take something very similar after your transfer. If it was an elective course that is totally out of your field, it probably won't matter. If it's a general education course, you could probably take something at the second school.
  • If the class is needed for your major, you need to retake it.
  • I got into a California State graduate program for business however I'm nervous that because I didn't list all my colleges that this will back fire for some reason. In one (JC) college I took courses for "high school credit" and it shows on my transcript that they only count towards high school and not college. Then I went to the University of Phoenix---big mistake but took just 2-3courses. I finally finished at a State College my undergrad in accounting and I'm very proud. Will my graduate school ever find out given that I never gave them transcripts to those schools? Now I'm in the graduate program at my state university---should I worry? Are there any admissions officers out there that know what can happen. I want to go to law school but don't want them finding out about University of Phoenix---I got a 3.5 GPA for my undergraduate in regular state college. I'm thinking of applying to law school later.
  • I don't work for admissions but when I have applied to a CSU with many any different colleges in my background. If the course was for high school credit, I think you can leave that one out unless you went back to that school after graduating from high school and took more classes. As for Univ of Phoenix, it is not as clear as attending a JC. Did you already start at your CSU? Otherwise you should call and make sure. They may frown but I personally do not believe they will revoke your admission. The reason is because I don't think any of the classes from Univ of Phoenix are transferable to the JCs or CSUs. I think you can make a good argument that you didn't list them because they are not transferable. It like you had to take some classes at a private learning institution as part of your job training or something. But I would call just to be on the safe side. When you apply to law schools, they will ask everything such as your criminal records, whether you have been disciplined in college, and obviously your entire college record. The main reason is because when you take the bar exam, the state will do a background check on you and they don't want to admit anyone who doesn't qualify to obtain a license. Some of the lesser known law schools will overlook this since not everyone who went to law school practices law.
  • The courses you took for high school credit don't matter. They were just that, in high school. No graduate program cares what you did in high school. As for the courses at U. Phoenix, that is something you should disclose. While there is no reason for them to hunt that sort of information down, the honor code at many schools says that you could potentially be kicked out for false information on your application. I suggest that you email the registrar about the situation implying that you misunderstood the application, thinking they only meant places from which you received a degree. Here's the other thing. Did the 2-3 courses you took there transfer to your undergrad? If they did, then that information was on the transcript that they must have reviewed. That would imply that they know you went to another school before your final undergrad. In all, I wouldn't be too concerned. 2-3 courses is nothing in the long run and would have been the first courses you took as an undergrad. Many schools barely even consider work done in your first two years of study. So while you should disclose it and be honest, I wouldn't worry that they would take back their offer. When you apply to law school, include all schools. Good luck.
  • I signed for a loan for a friends truck a few months ago. His credit was bad so he couldnt get financed, so I signed for the loan. The problem is the truck is now in my name and I want to put it in his name so I am not liable if anything happens. I live in California, is there a DMV form I can fill out to transfer the title to his name only? Thanks
  • Sure there are forms but the first thing you need to find out is: Will the loan company let you transfer the truck to someone else and still keep you as the debtor? I doubt it.
  • good luck with that one, you should have made that clear from the beginning, the problem now, is the finance company put your name on everything, because if your friend messes up, you are going to pay the bills. unfortunately, cars and money, are a good way to screw up a good friendship, with your name on the title, at least if your friend messes up you can get the truck back and sometimes if you pay the principal down faster, you can save money on a high interest short term loan, and be sure and try to get this guy this information, the faster he pays it off, the cheaper it is for him, and the sooner your name is off the paperwork. cosigning a loan, is never a good idea. anybody with a job, and a down payment can get a car, the interest may be high, but it is not your problem, except if you cosign the loan. any how hope it all works out.
  • If you cosigned on the loan, then the bank is going to hold you responsible for making the payments. The only way to get your name off the title or the loan is to pay it off.
  • That was a stupid thing to do. The finance company is NOT going to allow you to remove your name from the loan until it is paid in full. Just prey that your "friend" makes all the payments.
  • Cable companies don't usually care too much about your credit, unless it just really stinks. The main thing is that they want to make sure you haven't defaulted against them or another TV provider. If you don't have collection accounts from utilities (electric, phone, cable/satellite, etc.), you are probably going to be okay. The best thing is to try to get service, and see what they say. If your credit is bad, they may request a deposit, but I doubt that they will turn you down flat. Good luck!
  • No such thing as free summer school.
  • my son is taking Engl. 3 over the summer (by choice in order to graduate early)...it is offered on-line by our district in South Carolina (South Carolina Virtual School) and maybe there is something similar offered in your area. If not (and if you are willing to shell out a few bucks) you may want to try Keystone National High School (it is on-line)...just ck. w/ your district to make sure they will honor the algebra credit from them. Good Luck!
  • I am in Algebra 1 right now (im a freshman) i want to take Algebra 2 this summer so i can get to calculus when im a senior i go to california in the summer ( i live in kansas) 1) could i take the class at a local highschool in cali and have the credit transfered or at least proof that i already took it? 2) would it be that big of a difference on transcripts if i didnt have calculus but had pre calculus?
  • Yea you can. And don't worry, the schools do all of that proof and transcript for you. freshman = Algebra I summer = Algebra II sophomore = Geometry junior = Pre-Calc senior = Calculus It won't be bad if you only have pre-calc by the end of high school but it's always better to be ahead. Klg.
  • Northridge is actually a suburb of Los Angeles in the San Fernando Valley. There is 24 bus service through LA's MTA agency, the service of which has improved greatly since the 1980s. The buses in LA used to be notoriously bad. An old joke was that you could drive by LA bus stops and see skeletons waiting for a bus. After years of complaints and public scrutiny, bus service greatly improved, to the city's credit. Most people find it economical, timely, and satisfactory. There is a subway, which is still a work in progress, and will be for years to come, also through the auspices of the MTA. I'm not sure where the nearest subway station is in or closest to Northridge. There is an above-ground train called MetroLink that pretty much goes everywhere in LA. It's mainly used by suburban commuters from some distance, and rides are usually around $11, but information on this is something that needs to be checked. Hoped it helped at least a little.
  • If your used to New York City public transportation,you will hate most in any other city.
  • My husband and I want to buy a home. He just became a legal resident and has 0 credit score, and makes 18/hr. On the other hand, I have good credit (753) but make only make 14.75/ hr. I can't find anyone to co-sign for us and I'm interested in a 153K house in Norther California. I can't get qualify for more than 100K what can I do?
  • Pick another house that you qualify for, or submit a low ball offer on this one and see if they bite. The worst thing that can happen is they decline the offer.
  • I have a truck and a car...both with payments. I recenlty lost my job because the company went out of business and I had to get a different one with less pay so can no longer afford both. Nobody will buy my truck with gas like it is so I am trying to sell the car...not even trying to get money, just pay it off or takeover payments. So far, I have gotten 3 calls from people wanting to takeover payments but have bad credit. One guy SOUNDS trustworthy...he said he will give me $1000 down, we can get a contract notarized, he will pay 5 days ahead of time if thats what I want, and we can sign off the release of liability. I know this probably isn't the best idea, but is it possible to do? If I dont do something soon, it will get reposessed anyways. HELP!!!???
  • If you ink that deal, take a picture of the car to remember it by. Because you will never see it, or this guy again. If the car is financed, it cannot be transferred to another buyer. That means that your credit is still on the line, and when he stops paying, you are the one left holding the bag. As long as it is financed, it needs to have insurance - under YOUR name. So when he runs over a busload of nuns and orphans, then scurries off, guess who is liable? As long as it is financed, and insured in your name, it will also be registered in your name. So when he gets parking tickets, who will get them? When he commits a hit and run, who will the police look for? There is no good way for this to end. Look at it like this. If the guy was trustworty, and paid his bills on time, he wouldnt need to take over someone's payments, would he? He could get a bank loan and buy the car that way. Banks pay big m oney to people to make informed descions about a person's loan application. They study the credit history, employment history, verify identity, etc. If the people who get PAID to decide his creditworthiness decide not to do it, why would you?
  • The steps to filing bankruptcy are simple. Step 1. Hire an attorney. That's it. Seriously....many people are tempted to try to file on their own. But it's far more complicated then you thing, and even trained attorneys are known to screw things up. If you make one single error, file a wrong form, miss a deadline, not supply certain information, then your BK will be dismissed immediately by the Trustee. All of the money you spent to that point is wasted. All of the work must be redone. And worse yet.....the minute your creditors find out that your BK was dismissed, they are going to work like mad to file a lawsuit and collect what they can, while they can. You are barred from filing another BK for 6 months. I know of one person who had their BK dismissed, and the very next day a repo man came and took their car. As for your question about trying to stall....it could work. In California the Statute of Limitations on credit card debts is 4 years. That time starts from the date of the last transaction. So if you can dodge, hide or otherwise try to get away from a court judgment you would be home free. Your credit will be trashed during this time, bit if you file BK it's going to be toast for 10 years. Planning on any large loans or mortgages? Forget that also. Even without a bankruptcy the creditors will see those charge-off's and that will cause you a problem. If you are not planning such a loan, that's one more reason not to file. There are a lot of angles involved here, and very few details. I suggest you locate a non-profit credit counselor and see what they recommend, or else post some additional details here.
  • Bankruptcy is a Federal Process, but each state has it's own specific exceptions. The ability to file bankruptcy is not determined by the amount of debt(or bad marks) that you have, but your ability to repay the debt you have. You first have to pass a couple of "means tests" to determine if you qualify for BK and if you do would it be a Chapter 7(Liquidation) or a Chapter 13(Repayment/Wage Earner Plan). Once you figure that out, it is not a simple process. This is a legal process and it has many steps that must be done correctly. If they are done incorrectly or you leave things off you could have all or part of the BK dismissed. The link below is from the US Bankruptcy court and can give you some of the basics. But remember that this is general information and your specific situation could(and probably will) have special cases you may need to deal with.
  • US employers are sorely disinclined to hire anyone over 40. They are also disinclined to hire those who are overweight. Furthermore, MBA is a severe glut on US job markets, so unless she's a proven performer as a senior executive & has excellent recent employer recommendations, her chances of finding a job in the US are poor. Furthermore, full-time jobs are evaporating in the US. The vast majority of job openings are for part-time low-pay service jobs, and they hire young.
  • Fast food workers should be paid more money. The primary three reasons as to why this should happen are that these employees are among the poorest workers in the nation, many of them have families that they must support, and they receive unfair wages. Anyone who cares about fairness should support them. These employees are some of the poorest workers in this country. Over the years, they have been making less and less money. The lowest amount each of the workers can be paid is $7.25 an hour. Yet, many of these employees are only able to earn this much. This drives increasing inequality, slow growth, and declines living standards. The workers deserve to have a livable wage. Many of the workers also have families that they must support. More than a quarter of these workers are raising at least one child. They must provide food, shelter, and clothing for their families. How are they supposed to pay for these necessities with the wages they currently have? Clearly, they aren't just working at these jobs for short periods of time and then moving on to higher pay. These people are struggling, and they must be helped. The employees receive very unfair wages. Obviously, they cannot have proper living standards without getting higher pay; their poor living standards are influenced by their low payments. They deserve higher wages. In conclusion, it's time for a change. We are sick of a country that leaves millions of people struggling to get by. We must begin to right
  • Nicely laid out Fast food workers should be paid more money ; anyone who cares about fairness should support them. Fast food companies keep employees at poverty-level wages while making billions of dollars in profits every year."Fast Food Forward " funded a recent study by the University of California at Berkeley. It found 52 percent of fast-food workers depend on public programs, such as food stamps, Medicaid, and the Earned Income Tax Credit, to get by, at a cost of nearly $7 billion a year to taxpayers. That compares to 25 percent of the overall work force who depend on such programs. These employees are some of the poorest workers in this country. Over the years, they have been making less and less money. The minimum wage is $7.25 an hour, and unfortunately many employers hold worker sat this level. This drives increasing inequality, a slowdown in personal financial growth, and declining living standards. The workers deserve to have a liveable wage. Many of the workers also have families that they must support. More than a quarter of these workers are raising at least one child. They must provide food, shelter, and clothing for their families. How are they supposed to pay for these necessities with the wages they currently have? Clearly, they aren't just working at these jobs for short periods of time and then moving on to higher pay. These people are struggling, and they must be helped. The employees receive very unfair wages. Obviously, they cannot have proper living standards without getting higher pay; their poor living standards are influenced by their low payments. They deserve higher wages. It's time for a change! We are sick of a country that leaves millions of people struggling to get by. We must begin to right this wrong. https://www.google.ca/search?sourceid=na...
  • Requirements to become a police officer vary and how you become a police officer varies depending on the police department. Visit the websites of the police departments that you might be interested in working for. Police department websites often provide information about their applicant requirements, about how to apply, and about their hiring process. Some relatively common minimum requirements include having at least a high school diploma or ged, being a citizen, being at least 21 years old, having a valid driver's license, and having no felony convictions. Some relatively common steps in hiring processes include application, written test, physical fitness test, interview, drug test, medical examination, and background investigation. If you want to become a police officer, you should consider getting a college degree if you don't already have one. Getting a college degree is one of the best things that you can do. Many agencies require or prefer applicants to have college. Many applicants have college. Having a degree could help you get hired with some agencies. Some agencies pay their officers more if they have a degree. Having a degree could also help you get promoted during your career. Some police departments will hire you, and then send you to the police academy. You should consider trying to get hired by a department that will send you to the academy. This way, you would already have a job and be paid while attending the academy, and you would not have to pay tuition to attend the academy. Some departments require applicants to have already completed police academy training before being hired. Some police academies will accept students that haven't already been hired by a law enforcement agency. In this case, you pay tuition to attend in hopes of getting hired after you graduate. However, you may or may not get hired after completing the academy. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, practice to improve your observation and memory skills, and become as physically fit as you can. How well you do on written tests and during interviews can be very important when trying to get police officer jobs. Make sure to prepare for any tests and interviews. Consider local, state, and federal jobs. Best of luck!
  • http://www.cityofsantacruz.com/index.aspx?page=56 Took me two seconds to find this on google. You look up the stuff cus I ain't doing everything for you.
  • so in 2013 everything on the web is from 2011.my friend told me this i thought he was joking i bet him 20 bux. so can they go threw a password locked phone people have sensitive stuff on there phones bank credit medical etc. but i figuerd cops can do what they want as long as you dont have money for a good lawyer. To financially cripple yourself . BTW it seems like they hire anyone on the force with a year of criminal justice and training makes you think all of the bad eggs selling your stuff or doing who knows what i respect law and order i understand if you used your phone in a crime thats ok but pull you over go threw your pictures videos for parking in a red or do you have to get arrested.
  • Yes they can in your state. As of Jan 2011 The California Supreme Court ruled that police do not need a warrant to search a cell phone carried by someone under arrest. That is a fact. Before 2011 they still needed a warrant even if the phone was used in a crime such as drug dealing. Most other states people are more protected.
  • if your phone was used in a crime, or they suspect you recorded a crime, they can subpoena the phone if you don't voluntarily turn it over. If you are stopped by the cops for a traffic violation, no, they cannot search your phone. By law, unless you are arrested, they can't take it away from you either, especially if you are using it to record the stop and what the police are doing. The first court of appeals ruled in 2011 that it is your right to record the police, even you are the one under investigation. This ruling was appealed to the Supreme Court of the US and they supreme court refused to hear the appeal thereby upholding the lower court ruling. The police have been known to use a tactic of saying it is a weapon and for their safety you have to put it down. They don't like to be recorded. Should that happen you just say that in Glik vs. Boston the court ruled video and audio recording the police is your right, even if you are the one being investigated and as such, should he/she (the cop) take it away from you they would be violating your first amendment rights and you will sue them.
  • No they can not go through the phone because they think they can do whatever they want, which all the cops I grew up around and still hang around do not actually think that. Most people that say stuff like that are typically anti-police. They need probable cause or a warrant to go through a suspects phone information. A road/patrol officer typically doesn't even go through the phone, most of the time if forensics is available they will send it to them. Also just in my opinion it seems like your English and punctuation needs a little bit of work.
  • Theoretically, they are supposed to get a warrant to go through a phone. In practice, this doesn't always happen. Since most people don't have evidence of a crime stored on their phone, they don't get a chance to contest the illegal search. Police often have ways of manufacturing consent. Once you give consent to a search, the can look at whatever they want.
  • I am 17. Almost 18. I really want to be a cop and have family members who are cops and im good freinds with police captains from my area. I was wondering about my chances. They all said i still have a food chance. But.. ive tried weed 4 times ive drank less than 5 times, no hard drugs. But i have a ticket for running a red light, but i did traffic school. I also have stolen small items like tank tops and a few random supplemwnts from stores. Ive never been caught. Those are my worst decisions i regret terribly. I am never doing any of thise again, so if i keep my nose clean, will that affect me? And what degree should i get? And should i do a police explorer program? Also i am very very strong , fit and pretty smart.
  • Getting police officer jobs is becoming more and more competitive. When police agencies are hiring, they usually have many qualified applicants for a relatively small number of openings. Any red flags can hurt your chances of getting hired by some agencies. Your chances of getting hired could depend on things such as what agency or agencies you apply with, when you apply, how well you do on written tests and during interviews, and how good a candidate you are otherwise. Get a college degree if you can. Getting a degree is one of the best things that you can do. Many agencies require or prefer applicants to have college. Having a degree could help you get hired by some agencies. Some agencies pay their officers more if they have a degree. Having a degree could also help you get promoted during your career. Do whatever you can to make yourself the best candidate that you can. Don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, and become as physically fit as you can. You should definitely consider joining a police explorer program if you can. Some agencies also have cadet programs. Consider local, state, and federal jobs.
  • Two,slim and none. I know a guy who is an ex-marine, went to the Police Academy and still spent a year and a half looking for a job. They can be real picky these days. Lots of candidates and few jobs. Cut your teeth somewhere else and then apply with some experience under your belt. Good luck.
  • I live in california and i used someone's credit card to get myself around 200 bucks in merchandise. i returned all the merchandise i bought to the sheriff police station when they pulled me in and it's also my first offense, and im not a violent person either, it was jus a bad choice i made..will i be going to jail? because i've totally learnt my lesson. and on top of that, the detective said it is highly possible that i might just be gettin a misdemeanor charge since its my first offense, community service, fined and even probation instead of jail time, can i take his word for it? because i dont really wanna go to county prison, im a full time student and i've never been arrested before. just posted bail and awaiting my court trial. any advice would be helpful on what conviction i might be getting. THANKS guys!
  • You could get 6 months in jail, but seriously doubt it. Our jails are full especially in Los Angeles. You can get a public defender if you cannot afford an attorney. I am not an attorney and this is not legal advice. It is only my opinion. I don't think the cop was lying. Since you were honest and told the truth they usually will cooperate with you too. You might repost your question in a different category like law.
  • Not too bright, are you. Your best school is about to come from the school of hard knocks. Hopefully, you'll have some ethics and honesty knocked into your head. Do your time and clean up your act. Looking for a handout from the judge isn't going to do you any good. You should have thought about the consequences before.
  • I've searched google and found nothing on this college...I was told by one of my teachers that this college is one of the best in the state of California to get a degree in architecture, so I decided to check it out, but found nothing... If any of you guys can find a website with information on how much it costs to attend, the credits you need to get in, and where the credits have to come from (private, public, or homeschool...if not all three) that would be awesome...also, if it's not any trouble, maybe you could find a phone number on there too so I can talk to someone who works at the college about this... Thanks for your help! It's very much appreciated... =) surfer_chick
  • its san luis obispo... not st louis... ... its not too bad in tuition costs.. but now a days with all colleges, try to get as many outlets for scholarships as possible.. its in a beautiful ocean city... great at architecture... you'll enjoy it.. some of the best parties i've attended have been at that campus.. www.calpoly.edu (805) 756-1111
  • You have the spelling wrong. Search under "San Luis Obispo" -- that's Spanish for Bishop Saint Louis.
  • I think you mean Cal Poly, San Luis Obispo. < www.calpoly.edu > has all the answers you need. California has 2 polytechnical universities: SLO on the central coast, and at Pomona in Southern Calif. Tom
  • Your spelling is a little off. Try your search for San Luis Obispo college. Its: http://www.calpoly.edu/
  • I was accepted to UC riverside and I am all ready to go there but it is really expensive for my parents and we were thinking about having me go to a community college. Classes have already started at my local CC for the fall so it is too late for me to join now but will it be a good idea to start in the spring? If i plan on transferring back to UCR or a better UC, does that mean i need to take classes during summer at my CC since i would be starting one semester late? Also is it true that its easier to transfer from a community college to a UC than it is from one UC to another? I was planning on transferring from UCR to UCSB anyways.
  • CC is a good idea, just be sure your credits will transfer to the UC Riverside when you apply as a transfer student. CC is great way to save money. Maybe you can start next fall and finish CC then go to UCSB or whatever UC you want. Ask the CC you're looking at if they have something called guaranteed acceptance it means that if you get a certain GPA and grades in CC you are guaranteed to be accepted at whatever 4year school you want to go to, but it has to be one that the CC is affiliated with. for example my cousin went to a CC (not in California) and since she met the requirements she was automatically accepted into the university she wanted since her CC and the university had a relationship
  • Here are the details: The High School is San Ramon Valley in Danville, California. The section is Film as Lit and is listed as a year-long course, and I am trying to transfer in at the semester mark. Despite its listing as "year-long", numerous students have transferred into the class because they failed Senior English and need the credits to graduate. Their transition was seamless. I, on the other hand, am a student who excels in the English field and am merely trying to compliment my current English course with another. My case, however, is becoming increasingly convoluted as I am repeatedly denied and then approved of entry into the course by the teacher, counselor, and counseling department. Most recently I have been denied entry by the principal of the school. I am beginning to lose all faith in the administration of public education. My question is this: is there any legal action that I can take to force the school to allow the enrollment in this class? If there is, could you please tell me the section number of the code that I can use? Thank you.
  • in re Barry C: all of the students who need the credits have already been accepted into the class. I didn't sign up at the beginning of the year because I was told that my semester-long creative writing class would run second semester as well, which it did not. Pertinent information would be more appreciated than an attack on my motives. Thank you.
  • "I am beginning to lose all faith in the administration of public education." Congratulations. I'm 57 and I lost all faith in public education administration back when I was 13, and nothing has happened since, in several states, to restore it. But to answer your question, no, there is no statute that you can cite to force compliance.with your particular situation. Worse, you can't even sue (time-consuming and expensive) unless you can prove outright loss, say admission to a highly accredited university, due to their intransigence. You're taught in school about the 3 branches of government, Legislative, Executive, and Judicial, and the Press is called the 4th Estate, ostensibly because the power of the 1st Amendment helps shield them against arbitrary retribution by the other 3. But School Boards should be regarded as a 4th branch of government, unanswerable to any of the other 3, and impervious even to the Press, since they're so convinced of their invulnerability that they don't suffer from public embarrassment. Mayors, city councils, and judges all fear to tread upon the soverignty of local school boards and, so, the administration proceeds pretty much as it chooses. Only in outright blatant cases do lawsuits get considered, and even then, if you win, you've just sued yourself. Higher property taxes to offset the cost of the litigation and judgment.
  • if you want additional enrichment course, then I am sure the local CC has what you need. But, if the choice is between other kids graduating and you taking a vanity course, when you couldn't be bothered to sign up at the beginning knowing full well it was year long course, you will be denied every time. I daresay if you haven't learned a better way to look for solutions or negotiate a compromise to such a matter when you are months away from graduating high school, you may not have learned anything useful at all in 12 years of school. But it you really want an attorney's opinion, and you think litigation is an appropriate and timely use of your resource and the school district's, then I know for a fact there are hundreds of attorneys in and around Danville listed in the Yellow Pages waiting for your call. Just don't be surprised when they laugh at you when you tell them the reason for your call.
  • Have you ask the parties why your are being denied entry into this class. Start with the principal.
  • Is the class full was there any kind of deadlines you missed, these are questions you need to know before any kind of legal action should take place.
  • Walk back out.
  • I'm a Realtor in Fairfield. Grande Circle has a horrible crime rate. There was a shooting there recently and now people are moving in droves. Del Sur is not great either but not awful. Morebecause there's no central air and it's right by a major road so there's lots of traffic noise, not so much because it's in a bad neighborhood. Look at the condos on Blossom Avenue, the condos on Pennsylvania Ave (Sharon Creek) and any in Vacaville. If you're interested, I have access to a down payment assistance program. You'll get $25,000 as a grant to use as a down payment if you earn less than 80% of the annual median income and have decent credit scores. Feel free to read about it on my web site at www.isellnorcalhomes.com. Best of luck to you! Karin
  • I'm assuming Fiarfield is a typo, and you meant Fairfield. The only time I ever went there, it was extremely hot that day. It was so hot, I went to an air conditioned mall and stayed there all day, just to stay out of the heat. Whether you should rent or buy depends on what your income will be from. If you have a reliable job there, which you're sure you're going to keep for a lot of years, buying probably makes more sense, if you can afford it. On the other hand, since you don't yet know the area, it might make more sense to rent, till you know which neighborhoods you like, etc.
  • I used to live 3 blocks from Fairfield High on Elmhurst Circle. It was a good area to live. There are some apartments near the old drive in theater that weren't bad. I would avoid anything near the downtown area or too close to Suisun. Good luck.
  • I want to become an FBI in the law enforcement department and i'd like to know how much do they start getting paid and also what does it take to become in FBI what are the requirements and what are some standards too. I CANT go to military. What are some recommendations i should do to prepare myself for this, right now i'm in high school what should i do as of right now other than get good grades. What should i do when im in college too?
  • Newly assigned Special Agents are paid as GS-10, step 1 ($43,441) plus locality pay and availability pay. Locality pay (which ranges from 12.5% to 28.7% of base salary depending upon office assignment) is additional compensation to account for differences in the labor market between different areas. Availability pay is a 25% increase in adjusted salary (base salary + locality pay) for all Special Agents due to their requirement to average a 50-hour work week over the course of the year. Thus, with the locality and availability pay adjustments, new Special Agents in their first Field Offices earn between $61,100 and $69,900, depending upon the region of the country to which they are assigned. Getting law enforcement officer jobs is becoming more and more competitive. Becoming an FBI Special Agent is a very competitive process. Get at least a 4 year college degree. Consider choosing accounting, computer science, a foreign language, or law as you major. Get the highest grade point average that you can. Consider getting an advanced degree. Participate in a couple extracurricular activities (student government, criminal justice club, sports, etc.) while in college. Consider doing some volunteer work. Consider trying to get an internship with a law enforcement agency while in college. Don't do anything illegal. Maintain a good reputation. Keep a good driving record. Don't get bad credit. Improve all of your communication skills as much as possible. Practice to improve your observation and memory skills. Become as physically fit as you can. Best of luck!
  • Well, I'm no longer Mormon, so I are not able to say. However they will think that that is having a foul final result at the country, and so it's major to spend money on fighting it. I'll play either side of the fence right here. First of all, no longer legalizing homosexual marriage isn't the equal as outlawing it. It with ease approach you are no longer calling it marriage. I suppose that gays will move on having the equal rights in California. On the opposite hand, why make investments such a lot cash on pushing proposition eight, whilst there are different concerns which might be so major? Now that is a well query. Children are actually ravenous to demise correct on our continent - probably the most harshest deaths possible - and we're contributing to that via the abuse of the multinationals. If the money positioned into combating homosexual marriage have been positioned into getting politicians to drive worldwide firms to regard their employees really in different international locations earlier than being allowed to promote in ours - good, there might be a large change in lots of lives in Latin America and somewhere else in these days. So a lot more major than the query of whether or not homosexual marriage will have to be identified or no longer, is the query of what are we doing approximately the truly demands on this global? Why do not we battle in opposition to the worst iniquities? (By the way in which, do you know that the most important purpose why God destroyed Sodom used to be considering that in their healing of immigrants and of the susceptible?) So plenty of conservatives are practicing truly "Sodomy"!!!! And they don't seem to be doing it anonymously in low-priced inn rooms both. They are doing it out at the open marketplace.
  • If your ruling out military, you need to find out what job is in high need in the FBI and go to school for that job. You will be going against a lot of competition that have military experience. Visit my blog for more info.
  • There really isn't a place for you to camp where you'd be safe or where you'd be allowed. Renting a room might be tough if you don't have good credit or more money than what you're bringing or a job lined up. You might try a hostel. Google: hostel, Los Angeles Beds in dorms (8 - 20 persons) start at about $15 a night. Unfortunately, the economy is really bad here and you probably won't be able to find any type of job for at least several months. Don't think you're going to pick up recyclables or pan-handle, those are practically *union* jobs in LA. Seriously, different guys take the good corners in shifts (pretty much anywhere you won't get chased away by the cops is taken), and there are guys that have recyclables routes and they wouldn't like anyone else cutting in. They're very aggressive about their territories, fights break out all the time. It really isn't a great decision to move out here now. I know you might find it hard to believe that you wouldn't get some sort of job, but we've had massive layoffs and people who had good jobs, a college education, and lots of experience, are taking jobs that teens had a few years ago. People really aren't eating out so there aren't those low wage restaurant jobs like busboy or fast food worker, and holiday hiring at retail stores was done months ago and soon they'll be letting those temps go and if there are any spots, they'll hire the temps that they've already seen work. It isn't really possible to get welfare as a single person, and SSI is tough to get too (what homeless people live off of, it's very little), you really must have proof of serious disability. Also, coming from another state will be a problem for local programs. The food banks are empty, it's the worse it's been in years. I've been bringing more food than ever to a local food bank that has massive support in the community by very wealthy churches and patrons. But it is still is having a hard time keeping up with the demand. So dude, are you really sure you want to come out here? Good luck!
  • Wow, sucks to be you. Most people who ask this question are unprepared, unrealistic, with no money, no experience, no skills, (no visa), and no plan. You, my friend, are at the top of the list of knuckleheads. If you are outside the United States, you will need a visa. The nice folks in the immigration forum can help you with that. Next, you need a plan: First item on the agenda is rent. A decent 1BR apartment in LA currently goes for $1200, give or take. Nicer areas and areas closer to the beach are much higher. Don't expect to move to Santa Monica and get an apartment on the beach for that much. Or Toluca Lake, or Beverly Hills. Next, you will need a car. Los Angeles is VERY spread out, and train service is extremely limited. If you don't have a car, you will have to take a bus, which takes 3 times longer to get anywhere than a car. All told, it generally takes about $3,000 per month to live here. If you don't have a job that pays that much or skills that can get you that kind of job, stay where you are. If you are unskilled and work for minimum wage (or for tips like bartending or waiting tables), you'll only make about $1200 per month. And speaking of jobs, they are rather hard to come by now. College grads seeking employment are having a very tough time of it right now, since the job market is flooded with experienced people who were laid off. Unemployment is over 12% right now. Not exactly the kind of job market you want to move into. Finally, you will need money. Landlords want first month's rent and a security deposit up front. You'll need money for food, transportation, utilities, etc. The consensus in this forum is that you need about $7500 to start out. Your $800 won't even get you 5 minutes with a landlord. As for where to live, I would suggest the Union Rescue Mission. But even that's full, with the economy and the rain this week. So there's your plan. And please don't tell us that you have dreams of being an actor or singer. That sets off another alarm. We already have a million (literally) wannabe actors in this town. Don’t even get me started. Since you asked where to go and where to live, my advice is to stay in Florida. Otherwise, you'll probably just wind up on skid row or on the 6:00 news as the person under the white sheet. There's NO place to camp here. What do you think this is, the national forest or something? WoE's right. If you're not going to stay in Florida, go to San Francisco. There are enough people living in the streets here already. There is NO place where you can camp out and work, unless you work in Yosemite or something. Sheesh.
  • Look on Craigslist, the local paper, roommates.com etc. and try to just rent a room. It will stretch your 6-800 a little further. Everyone else is suggesting that you are making a bad move. I really have to agree with them. My suggestion may only buy you 30-60 days and that's if you only eat half the items on the dollar-menus. We're in the worst recession in 80 years and things are really not improving. California is lagging way behind in economic recovery. Why not move to a city that is actually coming out of the doldrums? Parlay your improved income into a savings account and when you have a realistic amount of cash then consider Los Angeles. If you have sold everything, then your net worth was pretty close to zero to start with. It's OK to take chances with your life, but don't take longshot chances if there is no recovery in sight. Try somewhere like Austin or San Antonio. They are actually hiring and may bolster your finances.
  • only 800 dollars? ... well id have to say, right off the bat... you're doomed. and getting a decent paying job is not really possible, unless you're some angelic person that some major company has been praying forever to walk right in and do everything. Unemployment is currently @ 12.5%, but in reality is closer to 19% or more. MY BEST ADVICE for you is not to come here. rents are anywhere from 850+ a month. You better have access to at least 20K, before you even attempt to make the move. But who am I? you'll just have to come here and FAIL for yourself. BUT DON'T COME TO LOS ANGELES, if you insist on doing something so stupid, because we have enough wannabes and losers here already, and we don't need anymore. Capice?
  • Find a really cheap hotel to sleep for a couple days. Use a computer from a public library and get a ticket back to FL. The poorer sides of town might have the cheapest deals for you, no joke. It's hard for me to tell you what else to do with only $800 of cash when you have no friends or connections in such a big city. Anything less than what I said might leave you homeless, which is up to you.
  • first of all why did you do this? and secondly while im not going to be mean it costs alot more than 800 to start a new life especially in los angeles. the best you could do is find a cheap motel and stay there til you get a job and start making money. otherwise if you still got a job and place in florida i would stay there til you save up enough to move.
  • $600-800 bucks won't even land you in the most trashed up neighborhood in ghetto East LA. I advise you to get a job the minute you arrive here which is another bad idea. The best is to stay in Florida. The unemployment rates here are ridiculously high. Around 13%
  • Air Jamaica, America Airlines
  • My advice, buy warm clothes, a bus pass and have someone make a really nice sign that says, "need money to get back home to florida". Once you got that sign made, use that bus pass to scope out which area you think is the most promising for a bum. Try looking around venice blvd near motor ave, there's a nice median there to beg on, and maybe I'll see you and give you a buck, maybe even 2!!
  • Look for the Victory Center. They help people out a lot with good advice and bless people so much. Hope it all works out for you.
  • Sure. Should be easy. Banks typically give loans on homes if the payment will be under 35% of income. Preferably around 29%, 30%. They consider that a good risk. Someone making $300,000 pulls in $25,000/month. If you have a million dollar house, and a 20% down payment, that makes for an $800,000 loan. Principle & interest on a 30 year loan would be around $4300. Add estimated taxes of $1,000/month (can vary wildly) and insurance of about $200 and that makes payments of about $5500. So you're at 22% of monthly income going to housing. Well beneath averages. But if you've got bad credit and don't have a down payment banks will perceive you to be bad with money and won't loan to you.
  • It's not how much you make, but how much you are spending. A family that make $300,000 and spending 400,000 a year is poorer than someone who is making minimum wages working at McDonalds and saving $50.00 each month. So no, $300,000 may not be enough to get a million dolar home in CA. Cheers
  • You need to use a mortgage calculator to see how much it would cost a month and also add in all your other monthly expenses and debts. You need extra for savings and rainy day funds. Compare that with how much is your monthly net income.
  • It would be really tight and mean most of the money went to the house, not trips, not nice clothes, not new cars. They would be smarter to keep it under 800,000
  • you are 15. Let your parents worry about this.
  • depends on their other debt
  • Afterburn (1992) stars Laura Dern and Robert Loggia. The song that is played at the end of the movie when the credits began to roll really hit me in the chest once i heard it. I was twelve then. Now at 30, if I heard it again, I'd probably start crying. It was that moving. I've been looking for it for years. Please help! Thanks.
  • This is all I could find for that T.V. movie. Hope it helps. "For One Moment" Composed by Deborah Holland (as Debbie Holland) & Stewart Copeland Performed by Deborah Holland (as Debbie Holland) Debbie Holland appears courtesy of I.R.S. Records "Johnny Come Back" "Nothing Is Worse (Than A Broken Heart)" Written by Donald Markowitz (ASCAP) Performed by Robbyn Kirmsse Published by Virgin Music, Inc. / Strongbow Music California & Donald Joy Music Ltd. "Roll The Dice" Written by Donald Markowitz (ASCAP) & Steve Schiff (BMI) Performed by Robbyn Kirmsse Published by Donald Joy Music Ltd. & Property Situation Music
  • Hello i'm only 19 but i want to move to California within the next 2 years. I live in New Jersey atm and i was wondering how much money would i need to get started if i decided to move. I figured i'd need enough money to rent an apartment and have money to buy food for a few months until i can find a job that can pay the bills. So what are we talking about? $10,000? $15,000?
  • There's no one answer to that! Ca. is a BIG state, and rent is dependent on where you want to live. If you want to be on a beach in S. Ca., you'll need a LOT of money for anything decent to rent, and a good credit rating. Most of the entire S. Ca. area is very expensive.The same with the bay area (San Jose all the way N. of the Golden Gate...) other more rural areas aren't so bad. Look on realtors leasing sites for the area you want to go to so you have a better idea what to expect to pay for a place to live. A couple of trips to those areas before moving is also a very good idea. Housing is going to be your biggest expense, and auto insurance, so do your research, its no fun to be stranded and broke.
  • Quite a lot I should think. I live in California and all prices will be higher than you can imagine. Real estate and just about everything else costs more than anywhere else I have lived. While half a million can buy a mansion in some places, you will barely get a condo in many parts of California for that price. Good luck with your move
  • Ahah, i'm thinking exactly the same thing... And soo far, i think $10 000 would be enough..that depends if u already have a car, etc... Job is another factor..If you found a job in cali, than you shouldn't need to take much money as ur side income will come from the job... Try moving from Canada to california..loll
  • ive lived in califfornia and it takes abought 20,to25,00 apparments are not cheap Starting out is1500-2500 a month to rent . that is not your elc bill or waterbill and finding a job is realy hard to get in cali,ps good luck just shop around in cali
  • I'm visiting my girlfriend in California and we want to go get some tacos in Mexico, this wasn't planned at all so all I brought with me is my debit card, social security, and my massachussetts ID, do you guys think this will get me by? It's my first time ever going to Mexico and my first time actuall ever in California (long distance relationship just met in person last week) anyway can I get by with ju my ID, social security, and credit card?
  • You can get into Mexico like that sure... they don't care. Returning is another issue. You need a passport, a passport card or an enhanced license to return. Or... you can try and return and expect to get hauled into secondary and get lectured on being a bad citizen etc etc. That will take a long time. But as a citizen of the U.S. they can't deny you entry once they've established (a reasonable person standard) that you are indeed a US citizen. But if you choose that route, be prepared to be delayed for up to a few hours.
  • You will probably get into Mexico just fine. Getting back on the other hand will not occur without a valid Passport. So be satisfied with Tacos bought on the US side of the border. Tiajuana is not a good place to experience Mexico anyway. It is(as are most border towns) real shitt holes compared to town further from the border. There is a lot of violence, drugs, etc. Plan ahead and take a trip further into the interior for a real experience.
  • Even with a passport, crossing takes at least an hour and a half each way so you can't just go to Mexico. Maybe one day the US will be less xenophobic and allow for crossing easily into Mexico and back the same way that it can be done with Canada.
  • Passport is now mandatory. You cannot enter Mexico, and cannot return to US, without current valid passport. No trip to Mexico, not even a day trip, not even lunch. Not without a passport.
  • No, you need a passport to re-enter the US.
  • You need a U.S. passport.
  • http://gomexico.about.com/od/entryrequir...
  • If your car is over 10 years old it doesn't have enough value to be used in a loan.. You would be better off trying to get a credit card or line of credit.. If you have bad or no credit, you are probably not going to get a loan from anywhere that will not charge you a fortune. Wish I had better news...
  • 1
  • Democrat AS Rep. Aron Rodgers (Black Students, District 2) says: MediCal is a program that is meant to insure the poorest Californians. While single payer sounds like a good idea, and I'm sure that the people who advocate it are have the best intentions, what is it essentially does is force the state to pay to give MediCal to everybody, including millionaires and billionaires. Do the wealthiest people really need MediCal? While I remain opposed to Obamacare, single payer is even worse. At least Obamacare attempts to, although in an unconstitutional manner, make the wealthiest people contribute their fair share by buying private insurance to bring down the cost of health care for the middle and working class. Socialized medicine in Europe is bankrupting many countries there, and there are long wait to receive even the most basic. We need to reform the health care system in a way that decreases costs and increases access without giving MediCal to millionaires and billionaires and without using sweeping, anti-liberty mandates.
  • Medi-Cal is the California Medicaid program. It is called Enhanced Medicaid. It helps people who are in specific categories and whose incomes are below certain county limits. If their incomes is even a little too high, they have a share of cost which is a deductible in any month they want medical services. For a single person in California the max income is $928 a month so that is far from wealthy. The Health Care Act probably will not be ruled unconstitutional in part or whole. Obama and his legal advisors would have looked at that before presenting their plan to Congress. The 2014 insurance exchange subsidized health insurance so everyone can afford to buy it using a tax credit approach and a tax penalty if you decline to buy insurance. Congress did not want to have a government insurance which would have competed with private insurance which would have led to lower premiums. The only government health care we have is for the military where doctors work for the government. I dont know what you are talking about when you say Medi-Cal is being used by millionaires. My income is $1250 a month from Social Security and I do not qualify for Medi-Cal.
  • I assure you that millionaires and billionaires are more than paying for those programs in their taxes... and at the end of the day, these are just basic services, not fancy or high quality... most millionaires would want much better health care... this is mainly for the poor that have none...
  • More big insurance types trying to protect their easy money. Anything so they do not have to work for a living. Single payer is the way to go.
  • Good Luck Dude.
  • Now I make about $3400 per month after taxes. Plus I got stuck with a car payment ($525/month cuz I have bad credit) and a timeshare payment ($175/month). With the $2700 left over, I pay $650/month in child support and my rent other bills. I know it's horrible, but I only ask because a co-worker of mine who makes the same as me pays only $500/month for 2 children. Plus I don't agree with the way my ex lives. She shares a 2 bedroom apartment with her cousin and small child also AND allowed a man she's never met in person before to move in and live with her (for the past 4 months now) and he has no verified income. So I'm just curious, am I paying too much, too little or what?
  • http://www.childsup.cahwnet.gov/regulati...Use the above to find out your states laws, and or talk with your attorney. If I'm not mistaken there each state has its own guide on what the court is able to ask from the absent parent in terms of monetary support aka Child Support Money. **http://www.acf.hhs.gov/programs/cse/**All states and territories run a child support enforcement program, usually in the human services department, department of revenue, or the state Attorney General’s office, often with the help of prosecuting attorneys, district attorneys, other law enforcement agencies and officials of family or domestic relations courts. Native American Tribes, too, can operate culturally appropriate child support programs with Federal funding. Families seeking government child support services must apply directly through their state/local agency or one of the tribes running the program. Services are available to a parent with custody of a child whose other parent is living outside the home. Services are available automatically for families receiving assistance under the Temporary Assistance for Needy Families (TANF) program. **Establishing Support Orders go to http://www.acf.hhs.gov/programs/cse this is California's State Websit of Child Support Enforcement. You will be able to find out where your local support office is located. States must have guidelines to determine how much a parent should pay for child support. Child support orders can be established by a court or by an administrative hearing process. Provisions for health insurance coverage must be included in the support order.
  • Well, in the fine state of California there isn't much you can do. There is a chart where they figure the amount based on your income and the amount of time the child spends with you, you probably have your child/children every other weekend and once a week for dinner. The only way you can really lower your child support is to challenge your wife for more time with you kid(s). I'm no lawyer or anything so you may want to contact someone who knows what the hell they're talking about or do some research on your own. Good luck!
  • I am a bankruptcy attorney and have been involved in many repossessions. It makes absolutely no difference. Either way it still goes on your credit report as a repossession. I think it is better for you to work-out a time and place when they can pick-up the car. Often, I have had car companies repo cars at the most inconvenient times. In one case, the financing company repossessed the guys car in the church parking lot while he was getting married. Boy, wasn't he surprised when he came out of the chapel? In another case, the company repossessed a vehicle from my office parking lot while the client was filing bankruptcy. Sometimes the towing companies will follow you. You don't want to be grocery shopping only to come out of the store and find your car has been taken.
  • Won't make much of a diff. It will trash your credit and they will sell the car for little of nothing and sue you for the balance either way. Can you sell the car or do you owe more than it's worth? I'm afraid you're are about to get your first lesson of the folly of borrowing money, and what scum bankers are.
  • I think they are equally bad as far as damage to your credit report. However it is better in the sense of having less stress and chaos from calls from the lender asking for payment, and collection company calls after that.
  • send them the keys.
  • Yes. I live in California where its really bad. Our state isn't even doing any tax returns, they're handing out IOU's. And where my boyfriend lives, there are no less than about 15 houses that have foreclosed around him. And his parents are 3 months behind on the mortgage payments. Which means, everyone has pretty bad credit, or have/planning to file bankruptcy. There are hardly any jobs, the only real jobs are health-care jobs, because there are always going to be sick people who need care. So yes, it is as bad as it looks. I've been looking for a job for 6-7 months, and nothing.
  • Holy Moly, Nay Nay! That's bleak!!! Uh, I would listen to her.
  • A bad Credit score can keep one from getting a job. The government employees may be canned.
  • No, states cannot close down due to bankruptcies. That has never happened. State governments at the very least have some "guaranteed income", which is taxes from the future. It may not be a lot or enough to even cover their current expenses, but it is a bankable certainty which gives other people some (not all) confidence to make loans to the state. If the government goes under, they have to cancel their extras... social programs and whatnot. I imagine the last ones to get cut (probably never will get cut) are police, medical, tax dept and key government offices. They can lay off nonessential government services like park janitors or the people who mow lawns on the highway. You don't want to defer too much infrastructure like roads, because the commerce (hence taxes) depend on that.
  • If the Federal government refuses to bail them out (which WONT happen because the Speaker of the House is from California) then the state is forced to make cuts to programs mostly health care and social programs. The state will still have revenue because they tax the citizens, but they have to bring spending down until they reach an equilibrium between what they take in through taxes, and what they spend on programs.
  • They get bailed out by the totalitarian Federal Government. Oddly enough, the totalitarian Federal Government is the reason that California does not have 22% more money right now.
  • That is all up in the air, but i dont really think that would happen, If the government failed, then we would probably fall into another civil war with states fighting each other for land, resources, water, and food. To the individual state i think they would begin to allienate themselves from the remains of the government, they would probably begin printing there own money and making alliances with other countries around the world, Hope that helped =]
  • the state's bond rating for future borrowing goes down. That means the state will pay more interest on money it borrows in the future. Your taxes go up again. move out before it happens and/or before you are expected pay the taxes to repay the deficit. In other words - don't pay the taxes. move to a different state first. Living with a fiscally responsible government should be the priority of all Americans.
  • The state's Governor has to borrow money from Washington to help ease the budget deficit. Or he may have to raise state taxes. Isn't Governator Schwarzenegger asking for money from Obama already?
  • Obama bails them out. And people in the rest of the country have to pay for their screw up.
  • never happen the feds will prop it up and of course the taxpayer
  • The debt is time barred...you don't have to pay it. This cannot be put back on your credit report either....Bad debts can stay on your credit report for 7 years from the date of default....so if the debt is from 1997....the max. it can stay is through the years 2004...so the time period to place this item on your credit report has expired. If you paid this company, it would do absolutely nothing to help/fix your credit rating. Technically, a debt collector can come after you forever for defaulted debt...however, once the statute of limitations is up...they've lost the power to successfully take legal action. Per the Fair Debt Collection Practices Act, you can send them a "cease communications" letter and that will be all that you need to do. Per this law they must cease collection activity. Send the collection agency a letter via Certified Mail + Return Receipt (NOT regular mail) stating: Per the Fair Debt Collection Practices Act, cease all communications with me about this alleged debt. This letter has been mailed via Certified Mail with Return Receipt. Receipt of this letter is being officially time stamped. ------------------
  • It is time barred from getting a court judgment. However, they can and will make every effort to get you to pay anyway. That's their job. If you make any indication that you will pay, that resets the SOL clock to day 1. Then they can and will go to court and get a judgment. The debt probably doesn't show up on your credit report as old records drop after 7 years.
  • Yes. China is making hundreds of millions off of the "man made" global warming theory. China is selling CO2 credits to European countries even when China has no limit on CO2. The Kyoto treaty is a welfare program for 3rd world countries. It closes "clean" factories in countries with good enviromental laws(U.S.) and creates new "dirty" factories in countries with bad pollution records(China). This is proof the Kyoto Treaty is a joke. Filthy China doesn't have to follow the treaty but it sells pollution credits to a clean country like Spain for $375 million. http://www.worldwatch.org/features/china...China is such a big polluter that its air pollution is in California. Mercury is entering America. "In California, Professor Tom Cahill tracks pollution across the Pacific, and a lot of what he sees these days comes from China. ...And these things...are coming from manmade sources in China, and laced in those materials are things like arsenic, lead and zinc," Cahill says. " http://www.cbsnews.com/stories/2000/03/3...
  • It is a completely bogus and made up economy created to benefit only certain people so yes I would fully expect it to be corrupt.
  • i'd read the source if it weren't such a one-sided piece. next time use credible objective sources for support.
  • I believe there is fraud in everything, and everyone.
  • No way. The funding for that program dried up a long time ago. And in order to qualify for that credit, you had to buy a new construction home. Do you have ANY idea about how bad the budget is in CA?? The government cannot afford to throw out money to people who are buying a home anyways.
  • Look in the paper or on line & see what apartments cost in an area of California you want to go to. That will start the budget. You will need first & last months rent up front, plus a security deposit, plus be able to pass the credit check. If you are unemployed you will need a cosigner or have the money for a motel till you find a place to stay. You might need a deposit to get utilities in your name. It would be best to have 6+ months of reserves before you go. Also look to see what kind of jobs are available & maybe roommate listings. Don't just rush out, take the time to plan it. Moving is a lot of work & you can't just relax once you get there, as you need to find a job, & a place to live, somewhere you have never been. I am sure you know already the unemployment rate among actors.. p.s. I assume you are over 18.
  • As fast as it takes to get off your butt n walk out the door. As much as you can get plus a whole lot more. Overnight success to never,never. Until you leave, practice sharping your acting skills. Here is the role and it's not an easy one. "Someone who is determined to make the relationship between themselves and their dad better by acting differently." If you can conquer that role, I think you will be fine in LA Good Luck n have a safe trip.
  • You should offer to pay the "flight change fee" that the airlines will charge your guests for changing their flight. This will be expensive, but is only fair since you announced the location and then changed your mind. The fee can be anywhere from $25-200 dollars per person, so you've just learned an expensive lesson in announcing things before you've confirmed them. If the guest is already in Florida and now has a ticket they don't intend to use at all, the airline will usually give them a credit for a future flight - you should offer to pay any penalties or change fees involved with this.
  • Personally, I don't like the whole idea of vacation weddings. That means you want people to take their vacation time and money for your wedding. If people would get married close to home, friends and family could be there with minimal inconvenience and cost, and they'd have more to spend on wedding presents for you... Why change the location now, especially after tickets have already been bought? Better yet, how about a more lavish ceremony close to home, and then spend the money you save by not travelling on the honeymoon or a down-payment for a house.
  • If the invitations are already sent, then you and your hubby need to cough up the funds that anyone is out. Also, do not expect a gift from these people, and tell them so. If the invitations haven't been sent, then offer to cover the fees of changing the booking. Since invites weren't sent yet, If they bought online or chan't change them, then it is on their dime. You need to also think about accomodation. You need to help (reserve) for people who will now need a place to stay in Florida. I'm sure your location change was for VERY good reason, and do share that reason to those people affected. Again, your decision is costing your guests - please expressly tell them you will not accept a gift from them.
  • Well...find out if those tickets are refundable or maybe they can be changed to Florida. If not, you should chnage your plans back to Cali or pay for the tickets already paid for.
  • So? The answer is obvious; you must make restitution for those making plans to travel to California to attend your wedding. It was your choice to select California and then to change your mind. It will be an expensive restitution on your part.
  • ..I think it's too late for the drama. What are you doing changing states? Did they jump the gun and buy before you sent out invitations? If so, it's on them. If not, you can offer to pay the fee for the reservation change.
  • YOU feel bad??!! What about those friends of yours who now have the hassel of changing their flights around? You should take the financial responsibilty since it was your fault in the first place.
  • On one hand, do what you want, it's your day. On the other, stop being a *****, and pick a location. You are a flake, and it sounds like you will probably change your mind about the person you are going to marry.
  • Its your Wedding. Do what you want.
  • "YES" "Go Undergrad" and look in to universities like The San Francisco Art Academy and ART CENTER OF PASADENA CA. AI CREDITS ARE LOW STANDARD ACCREDITED, BUT YOU CAN NOT USE THE CREDITS TO TRANSFER TO A HIGHER ED. SEE US TO FIND OUT WHY! http://www.myspace.com/474737780
  • Art Institute!
  • I have a friend who's adult son REFUSES to move out.. he also moves other people in, but thats besides the point. He makes more money than his mother and refuses to do chores, will not pay rent and eats everything in her refrigerator. They get in helacious fights, she has called the cops to try to get them to force him to leave but they say they can't do that. HOW CAN SHE EVICT HER ADULT SON? who refuses to leave?
  • 1. If your friend is on title to the house and her son is not, and 2. He is mentally compentent and not under a conservatorship, then She can serve him with a 60-day notice to vacate the premises, and on the 61st day, she can file an eviction lawsuit (called an "unlawful detainer") against him. I'm assuming he's lived in this house for more than a year, which is why a 60-day notice is needed. She does not need to give any kind of a cause or reason why she wants him gone. It's her house, she gets to say who lives there and who does not. She can evict the friends, too, for the same reason -- if they've been there less than one year, they only get 30-day notices. Unless one of the two assumptions I had at the start of the post is untrue, there would be no special rules preventing her from evicting her son. It will be a bad thing on his credit record, and it will be an ugly scene in court. But it will get done. I strongly suggest that your friend hire an attorney to handle this situation. It shouldn't be hard to find an attorney who does evictions on flat fee basis and will see it through all the way to a lockout if need be. It's unfortunate that this sort of thing happens within families. But it sounds like this kid is a bum and he needs to get kicked out on the street to learn a few lessons about life.
  • each state has it own laws and regs relating to this matter, BUT the one thing that does seem to be universal is that she is the legal owner of the house right, and as such she can proceed with a legal eviction, this means finding and following ALL the rules, [see the local county rules for this] and then impose them, I would also suggest that IF she can she has a male family member also move into the house so she is protected during this process, which should only take about 30 + days for it to be done legally, and once she has the eviction papers in her hand then the police will HAVE to take her side and enforce the court ruling. As he [I would assume] gets mail at that address then he has certain rights as a tenant even if he pays no rent.
  • some factors in California do have restrict on form of people who can stay in an area, yet this kin would not exceed it. (2 in step with important residing area - mattress room, front room, etc., and little ones do no longer count quantity.) l. a. County rules are that is mandatory to have 250 sq. ft for 5 people. so as that they are no longer even on the threshold of exceeding the criminal shrink. (word, having little ones isn't added tenants movinig in.) you won't be able to evict somebody till they violate the lease, do no longer pay lease, or are breaking the regulation. they are doing no longer something unlawful. you will no longer be able to evict people for overcrowding till you're able to additionally evict the comparable form of adults. California has very strict rules on discrimination against kin with little ones. and additionally you will't evict in line with crowding till that is interior the condominium settlement. do no longer you think of that could be somewhat merciless to evict this kin as a results of fact they are having twins? you % to place 3 sons and daughters out on the line? quite surprising. (that's the suggestions-set any choose could have.) Why is it even an argument? the only element you're able to do isn't renew the lease while it runs out. you're able to desire to supply them as plenty be conscious as conceivable. i believe there is a few thing else in contact right here.
  • I heard from an Attorney that since he is not paying rent then he is considered a guest and you can ask him to leave. If he refuses he can be arrested for trespassing.
  • he's an adult, she is not Obligated to let him stay. it's that easy. add: i don't think there are any laws where the owner of the house is obligated to let him stay unless he was retarted or has special needs, which doesn't seem to be the case.
  • As long as he has mail coming there it's pretty hard to evict him by law. If it was my son, I would put his stuff out, change the locks and dare him to take me to court. I would be his worst nightmare. Good Luck!
  • is hollywood culture a good representative of liberals in general? the drug use, the hippy mindset, the socialist mindset, the type of movies they make... in the beginning hollywood made movies that glorified america, glorified our soldiers, made the good guy look good, instead of glamorizing the bad guy and trying to understand him as if they tried to infect the audience with Stockholm syndrome. they push an anti-war agenda while ignoring the fact that in the middle east, there is no anti-war agenda. when one side fights, the other side has to stand up. it surprised me that most of the hollywood crowd are swimming in money, and they continue to push a socialist agenda, which would actually be in conflict with their own finances.
  • You're absolutely kidding yourself. I live in Hollywood. I'm not a liberal, and I'm not rich enough to be a conservative, but I do have a pretty good view of things around here. The movie industry is a business like any other. Movies and television shows are made because they'll sell- no other reason. Nobody (except from the sounds of it, you) wants to see "In the Army Now" anymore. They don't make those types of movies because ticket sales for that genre plummetted way back in the late 50's, and never recovered. If you aren't interested in a movie, just don't buy a ticket. Very little of the Hollywood Crowd is swimming in money. The guys who own the studios, and VERY successful actors, will be insanely rich, but they aren't the majority. For every actor you see onscreen, there are at least 100 that you didn't. That includes 3rd Spearholder from the left. The same goes for every job title in the credits. 90% of the people here are just trying to scrape out a living, and most fail. No anti-war agenda in the middle east? How many peace conferences and treaties does it take to convince you that someone has an agenda? The simple fact that people over there are trying is the only reason that desert hasn't already been turned into a sea of glass. There are more than two sides to every story. Don't confuse Socialist with Communist. Canada is socialist, and the only real difference between them and us is universal healthcare. China is communist. If Hollywood really had a communist agenda, they wouldn't make controversial films- it would all be tightly controlled fables of morality. That's one of the major ways communist (and other fascist societies) use to control their people. Stockholm syndrome is a very specific illness in which a kidnapping victim or hostage forms an emotional attachment to their captor. If you bought a ticket to the movie, this does not apply to you. So, you don't know anything about Hollywood, don't know the differences between socialism and communism, don't know what Stockholm syndrome is, don't understand the basic principal of Supply and Demand as it relates to capitalism, have no grasp of the Middle East beyond the evening news (if that), and would prefer to see movies that only a communist would make. Whatever. Hail to the Chief, bless his hanging chad. Four more years! Right?
  • the hollywood culture is only representative of the hollywood culture..... they don't represent all liberals just like president Bush doesn't represent all conservatives...... i would like to hear an example of how hollywood pushes a social agenda........please provide
  • There are a lot of mature liberal hollywood icons, such as Natalie Portman. Don't let a select few represent the masses.
  • Eh, no. Is Rush Limbaugh a good representative of the conservative lifestyle? Is Bill O'Reilly? Mark Foley? Seriously, try fitting the filter before you open your ears. You let the bullshit in, that's just what comes out.
  • Ronald Reagan replaced right into a real conservative in each experience of the note. each speech that I heard replaced into awe inspiring and infectious. He replaced into happy with united states, defended her, and human beings said this to be real. I actually have in undemanding words seen one get at the same time that competitors Ronald Reagan's attractiveness and that replaced into the 911 speech that George Bush in vast apple floor 0. correct after that Bush's attractiveness soared to ninety%. i'm from Massachusetts and that i visit assert without hesitation that liberals that I knew on the prompt truly loved Ronald Reagan. i guess it replaced into because they knew that he replaced into actual. i visit in undemanding words imagine that a similar replaced into real for the Southern States besides. Democrats for Reagan were distinct in the 1980's. note: Reagan replaced into governor of California earlier he ran for President. ultimately, Reagan replaced into operating adverse to Jimmy Carter who as you all know, up til now, replaced into seen to be the worst president in US historic previous.
  • Ronald Reagan was a Hollywood actor, oh yeah.
  • Doesn't represent me does Ann Coulter Represent you, do you want to Frag a Congressman, do you want planes flying in the NYT, do you think 9/11 wives are happy their husbands are dead, Ann does
  • They scare me. They will accept anything that sounds pretty, just because it comes from a rich liberal celebrity. They have grown to love them throughout the years of seeing them on the big screen, and will believe anything they say. They forgot Hollywood celebrities don't have time to follow politics, with all of their affairs, and when they have something to say, Liberals don't realize, a Hollywood writer wrote it and the Celebrity reads it.
  • Funny how many of these very wealthy liberals consider themselves to be champions for the downtrodden and poor, but live lifestyles of luxury and wealth. Jane Fonda, Barbara Steisand, Martin Sheen to name a few. They don't have a clue and do they REALLY care? It's easy to talk, talk is cheap.
  • Most actors were unemployed welfare collectors. One actress on "Desperate Housewives" said she was down to her last few thousands of dollars before she got hired for the show.
  • I'm 20, graduated, dad was a cop he is not here to help me. Does having a parent who was in law enforcement help you? Is it an overly stressful job or is it what you make it? I feel I can perform most of the job description but would hate pulling up on an accident with children deceased or something like that. Any other information? I am not fit but not fat, more on the skinny side. Am an excellent writer, like above and beyond advanced writing skills. Only speak English.
  • Requirements to become a police officer vary and how you become a police officer varies depending on the police department. Visit the websites of the police departments that you might be interested in working for. Police department websites often provide information about their applicant requirements, about how to apply, and about their hiring process. Some relatively common minimum requirements include having at least a high school diploma or ged, being a citizen, being at least 21 years old, having a valid driver's license, and having no felony convictions. Some relatively common steps in hiring processes include application, written test, physical fitness test, interview, drug test, medical examination, and background investigation. If you want to become a police officer, you should get a college degree if you don't already have one. Getting a college degree is one of the best things that you can do. Many agencies require or prefer applicants to have college. Many applicants have college. Having a degree could help you get hired with some agencies. Some agencies pay their officers more if they have a degree. Having a degree could also help you get promoted during your career. Some police departments will hire you, and then send you to the police academy. You should consider trying to get hired by a department that will send you to the academy. This way, you would already have a job and be paid while attending the academy, and you would not have to pay tuition to attend the academy. Some departments require applicants to have already completed police academy training before being hired. Some police academies will accept students that haven't already been hired by a law enforcement agency. In this case, you pay tuition to attend in hopes of getting hired after you graduate. Having a parent that was or is a law enforcement office could help you get hired. It depends on the agency. You should become as physically fit as you can. Having good writing skills is important. Getting police officer jobs is becoming more and more competitive. Do whatever you can to make yourself the best candidate that you can. For example, don't do anything illegal, maintain a good reputation, keep a good driving record, don't get bad credit, improve all of your communication skills as much as possible, and practice to improve your observation and memory skills. How well you do on written tests and during interviews can be very important when trying to get police officer jobs. Make sure to prepare for any tests and interviews. Consider local, state, and federal jobs. Best of luck!
  • Most depts. are civil service. Get info and application forms from the city.
  • Go to cop school..
  • Here you go, about 10 years ago I moved from NC to CA. I had a loan and a couple credit cards. i got in a serious motorcycle accident and was out of work for almost a year. The loan took me to court in NC and had a judgement against me. As long as I never go back, I am fine. The credit cards all turned me over to collections and I just kept changing my numbers. After about 10 years, the debts are too old to collect usually. So, just lay low for about 6-8 years and need no credit in that time. Good luck.
  • I have had a bank account for a couple years and this last month I lost my job, so I wrote a few checks and used my debit card because I have overdraft protection, and now my account is over $400 over drawn. Mostly in overdraft fees that were not actually paid, and there are a couple of bounced checks. What will happen if I am unable to pay the bank the money that is over due on my account? I live in California. Thanks to all, and God bless you.
  • In time, the debt will be sold to a Collection agency. Basically, one collection business, will buy the debt from the bank. Then the Collection agency, will be the one chasing you for the money , not the bank. Your best option, in this scenario. If you can not pay it. Is to do this................... Contact the bank, and tell them your situation. That you can not pay it. They will cancel the account, and cease any more bank fees. Meaning, that no more debt will incur on the account. They will then negotiate with you, a payment plan. Even if it is a small amount of money each week or every couple weeks. To get it paid off. Talking to the bank is the best option. The last thing you should never do, is let the debt, go to a collection agency. As once that happens. You risk your credit rating becoming very bad and you will never be able to get a credit card or bank loan ever again. Talk to the bank. They will help u sort it out because at the end of the day.....its not that much money.
  • LIke the gal says above, a lot of variables, and I'd like to throw in the economic area location of the apartment. If you cater to mostly blue-collar working class, you'll have security issues of vandalism, burglary, etc.., where your overhead may increase because you need to hire a security guard to patrol the area. I use to be a security guard, and some of my post assignments were apartment complex. They called for security guard service because the crime and vandalism was compelling some of the reliable (good $$ earning) tenants to move out. When you have good reliable tenants move out, they're not easy to replace. Most people looking for an apartment (in city areas) often have bad credit, past history of eviction, and drug possession or drug sale arrest convictions. You let a tenant with drug history into your complex, the place slowly gets taken over by drug dealers and drug users, coming over to visit and loiter on the property.
  • The variance you pointed out is primarily driven by the purchase price (mortgage amount and terms) on the property. A lot of property owners may be losing money month to month (for instance, if the building goes into a high level of repairs), then receive positive net income when rents go up through increased demand in the area, etc. The selling price of the building is based on the income to be generated as well as the asset of the real estate, so the seller is going to try to make that as close to break even as he can.
  • A low end one bedroom in the LA area will be around $1200, a low end studio about $800+, but not on the westside in an OK neighborhood, that will be more expensive, usually at least $300 more. (Anything much cheaper and you must check it out carefully, because those are about the allowed costs of Section 8 welfare apartments.) It will be a lot easier to find a one bedroom for $1500, and a studio for $1000, but that isn't for anything upscale and/or in a desirable neighborhood, just a simple apartment, but there is more decent inventory at $1500 to $2000 for a one bedroom. An upscale one bedroom apartment can cost $4200 in Pasadena, even more in Santa Monica. Exactly where you live will make a difference in price, the valley tends to be less expensive, the Westside expensive. Sometimes landlords will rent a unit at a bit under market, that's to get the best tenants with great credit and rental history, that will stay for a long time. If you have bad credit or rental history, your options may be limited, also if you are under 21. Many landlords want to see income of 3 or 4 times the rent. Often it's better to live alone in a studio apartment, as roommates bring lots of hassles and can cost you, and you don't save that much as many landlords prefer one (non-couple) adult per bedroom. Be careful about rental scams, there are a lot. Google: Los Angeles rental scams, and rental scams Good luck!
  • Whatever the landlord is asking. But it will be expensive, if it's in a nice neighborhood.
  • I am forming a comapny dealing with adult nudity, not so much porn, more in potography. I like to form an LLC in Nevada, and live in California. Does anyone have an idea what steps and process I need to do to make this so. Nevada is a friendly business state, and laws are more friendly. California has $800 annual fee alone. Where do I start, what steps do I need to do. What taxes in California do I need to pay?
  • You may be on to something - here is my base advise to anyone starting a small business. I would highly suggest reading the book - Rich Dad Poor Dad (listed below) as it has a lot of information on what you will need to get started. I run four business with one being a full C Corp (in Nevada) and three LLCs in my home state. Anytime you want to start any kind of business, there are several basics that you will need: * You should first sit down and think about what it is you want to do and then write out the scenario in detail! This may sound tedious, but it will help you clarify what it is you are thinking about. Also, when you talk to anyone about the business (mentor, bank, clients, prospective investor), you will have a clear vision to share with him or her. You can check any number of books at your local library or the Internet for ideas on creating a business plan or goals list. * Is there anyone out there doing something like what you want to do already? Can you research what it is that they do and maybe even talk with them about what they do? * Are there businesses out there that are doing some aspect that you want to do? In this case, you want to create an online drop shipment business. What websites have you seen that you like (can you talk with them)? How does the local McDonalds or other retail outlet do business that might help you in yours (i.e. how is McDonalds able to provide a product to a customer on demand at almost anytime of day – and do it with a much of high school kids)? * Never listen to anyone who says that you CANNOT do something UNLESS they have been there and tried that!!!!! Anyone can tell you the good things that you can try or do, however, only someone who has actually tried the specific thing your are thinking can truly give you advise on the pitfalls that could await the unsuspecting. * If you want to look for a mentor (free or paid – although mentors usually offer their time at no cost), the question that you should be ready to address is WIIFM (What In It For Me {the mentor})! What are you willing to do for your mentor to help them with something that they may need (for me it’s simple – I am looking for 10 points :-) Contacts: * Contact your local Better Business Bureau or Chamber of Commerce – they have business people who will help start up operations. * THIS ONE MAY NOT WORK IN YOUR CASE (BUT THEN AGAIN, THE UNIVERSITY MIGHT BE A GOOD SOURCE FOR MODELS): Contact your local high school, community college or university and find out whom the teachers are for courses related to your business (like business or computer/internet classes). Contact these teachers to get some ideas or even to see if they will take you company startup on as a class project or special project for some of the student to work on (might give the students extra credit and you a free startup). In the worst case, you might get the names of some good students whom you might hire to do certain aspects of what you need at a very low cost. * Contact you local, county or state governments (check their websites) – many areas have small business administrations (or some other agency that can help with various things) that have any number of references and resources available at little or no cost. * Go to your local library in the Reference Section and find the Encyclopedia of Associations. It is a three-book set published by Gale Research. The first book lists thousands of tiles of professional organizations and groups. It will give a code number to use in the other two books to find out more about that organization. Contact the organizations who have something to do with your idea and find out if they have a services to give you advise or local groups that you can network with. In many cases, just asking for membership and publications information may give you a lot of useful stuff. Other outstanding sources that I have used in running my four businesses: * Nightingale-Conant – the largest producer of audio/video training programs in the world. Many of their programs can be borrowed for free from local libraries. http://www.nightingale.com* Entrepreneur Magazine (http://www.entrepreneurmag.com) – many great tips and ideas about running a company. * Rich Dad Poor Dad - http://www.richdadpoordad.com/ - by Robert Kiyosaki. Has any number of products (read the book first) that you can choose from. * Start Up Nation (besides their website, they have a radio show that may be on in your area – usually Sundays and read the book) http://www.startupnation.com/index.asp The secret to success in business is to read everything that you can relate to your subject and to talk with as many people in the field as possible. Good Luck.
  • im a senior in hs and i have about 60 credits (sophmore level) which is realllly bad. im taking the chspe(california high school proficiency exam) which gives me a certificate that is equal to a diploma. I plan on attending junior college for two years. Now im wondering, if i do really well in junior college(which i know i can because im smart, ive just made bad decisions) could i get into a good college??? i want to pursue acting, so i was thinking julliard or nyu. I'm not sure if i have any chance at all getting into those schools but im just wondering what my options would be. could i even get into a university?? or would i have to go to a state college?? please help me
  • Of course you can still get into a good college. If you do very well in at community college, you can. Colleges will not care about how you did in high school much if you did good in community college. I mean, it makes sense. They want your most recent grades/scores, and if they see improvement, I am sure many colleges will take you! Best of luck in community college! I'm sure you'll do great.
  • If you take and pass the proficiency exam then go to Jr. college, you may not be required to submit your HS records b/c you're not going to receive a HS diploma. Proving you passed the chspe and doing well in Jr. college may be all you need. Check the rules of the college you want to attend. Good Luck!!
  • Well you need mistakes to learn from them. otherwise perfection would render us obsolete. You should experiment with everything. I am sure you will be able to get into any school you want. Talk with the people who work in those schools and ask them questions. Ask them everything you need to know. As far as High School....well High School is a joke. I doubt it would even be considered education cuz you are forced to be there as opposed to encouraged to be there. The forced part doesn't help with the encouragement does. Just call them up and ask.
  • If you prove that you can perform well at a junior college, many other colleges will begin to consider accepting you to their school. I wouldn't expect MIT, Harvard, or Yale to jump in, but there are hundreds of great universities that will see your success for what it is.
  • Unfortunately I tried cocaine when I was 20 years old and was so freaked out while on it that I called the hospital thinking I was overdosing. I went by ambulance. Somewhere, 5 or 6 years ago... there is a drug test showing a positive drug result with my name attached. This was in another state. I want to join the field of law but I am afraid that my stupid decision as a 20 year old may have ruined that opportunity. Is it a bad decision now to attempt to practice law? I also have bad credit and am starting college at an older age. I also went to jail for traffic tickets at the same age, 20... basically I had a bad year where that happened, and my credit went to crap. But I've been working hard to turn things around, find myself fascinated by law... will I be denied? Thanks. Help is very much appreciated.
  • The state doesn't look at your medical records. Not that it matters anyway. More attorneys have tried cocaine than not. ADD: No, I'm not just guessing. You are not required to send a copy of your medical records to the state. If you don't believe me, take a look at the application requirements for licensure.
  • If I check before, I fear that a bad grade will lead to unhappiness over the holiday season. However, a good grade would definitely add to my happiness. I did okay on both of my midterms in a core class of mine, however the final didn't go so well. The teacher has a reputation as being the hardest grader, and it's true. He won't give any partial credit. This is Upper-Division Economics at the University of California, San Diego (UCSD).
  • I always check mine before. That way if there are any grades you want to challenge, you can do that while the "ink is still fresh". I NEVER take a bad grade as my final answer! You have the right to see your finals, and check your actual grades, from your papers, against your professors grade book grades. Also, if you are going to school on financial aid, you know what is in store for you as far as probation etc... If it is parents you are worried about, they are usually much more calm if you come to them with your predicament, and a valid plan of action, if they know you are proactive, and not putting off the inevitable. Anyway, if you worry about the grades all through the break, that kind of spoils the fun too!
  • Personally I would check it because if you don't then it will be hangin over your head all break so just check it and hope for the best and if you did gt a bad grade then let it go and know you'll do better next time and there is always room for improvement.
  • No. While both negatively affect your credit score, paying off your debt is the first step to reestablishing your credit, not to mention avoiding going to court and possibly having wages garnished for failure to pay.
  • i was in a bad way when i was younger and dropped out of highschool. im currently 21 and want to finish school i am only about 50 or so credits short of what is needed in california but i am pregnant and i work full time as a legal secretary. is there any online schools where i could pick up where i left off and earn my diploma.
  • i did the same thing i was gettin into selling drugs and alot of trouble in school and i ended up gettin jumped and i died and was brought back.. i wasnt able to go to school for a long time because i was in the hospital for a long time so i just quit school...i started a online school and it didnt work out the teachers were very irrelyable they didnt give me grades for many things i did they messed up alot of stuff and the destroyed my gpa..so i stoped that and i got my GED.. now days a GED isnt looked down upon its looked at as basically the same as a Highschool deploma... in my GED testing there was 3 pregnant women so that wont hurt you and it was only a 2day test so it wont interfere with your job to bad i was working 1 fulltime job and 2 part time jobs at the time and i got it done and passed fine so u should be able too...glad you tryin to straitin up yo life
  • My son also got mainly F's and D's. He did not think he would get held back; in spite of everyone, meaning, me, his teachers (from 3 different schools), the counselors, the school principle, the probation department, the school review board, and the school psychologist, informing him that before a student can go on to high school, there are certain core subjects -- English, Math, and Science -- that are the most important to at least get a C in in order to go on to high school. Some schools will let you "slide" if you got an F in P.E. However, it all comes down to the G.P.A. (grade point average) which is a cumulative score. Meaning that each letter grade carries a number value. For instance and A = 4 points, B = 3 points, etc. etc. Before you can go to high school, I believe your GPA has to be at least 2.0. (California). If your friend got mainly F's and D's --they probably will not go to high school --Unless your district offers a summer school program where credits can be made up.
  • your "friend" should go to summer school and make it up
  • KALIFORNIA FACT CHECK: * $25 billion spending deficit * Over 350,000 unionized state employees with pensions totaling $150 billion * Over 40,000 state employees earning six figures a year * Retired state employees earning 125% of their original salaries * California’s state expenditures grew from $104 billion in 2003 to $145 billion in 2008. * California has the worst credit rating in the nation. * California has the fourth highest unemployment rate in the nation, * California has the second highest home foreclosure rate. * California’s tax-paying middle class is leaving the state. * California’s net loss last year in state-to-state migration exceeded every other state's. * California has lost 25 percent of its industrial work force since 2001. * Home to an estimated 10 million illegal aliens with immigration laws ignored * Boycott of states like Arizona who try to crack down on illegal immigration * Home to Nancy Pelosi, Barbara Boxer, Diane Feinstein, and Jerry Brown! Is KALIFORNIA becoming a perfect example of what happens when LIBERALISM is continuously voted back into office? Is THIS what liberals want for the rest of the country? A massive government that is collapsing under it's own size and overspending?
  • Looks that way. We've come a long way since Governor Wilson (a Republican who managed to defeat Jerry Brown in a Senate race, and Diane Feinstein in a gubernatorial election) left office, leaving a 16 billion dollar budget surplus. He wasn't perfect, but at least he managed not to tax and spend us into the poor house, while driving away all major investors and businesses.
  • My hair is super frizzy and curly. I'm Gunna try and straighten it myself. I have never straightened myself Someone always did it for me. Anyway my hair comes out pretty quickly after it's straighten like it goes curly. I was wondering is there a product that u put on after u straighten ur hair to keep it straight? I know there is obviously lol but what would u reccomend
  • Heat & chemicals are hair's worst enemies SPECIALLY if your hair gets frizzy & curly. I do not recommend it. When it's humid, it will get frizzy & curly again. FRIZZY HAIR: "As a teenager my hair was pretty frizzy and more damaged," says Natalie Coughlin, a California Olympian, who's one-quarter Filipino. She credits a healthful diet, good hair-care products and working with instead of against her hair type for her healthy mane. "It's important that hairstylists shape my layers so that when I do wear it wavy and play up my natural curls it looks good," Coughlin says, adding that leave-in conditioner makes her frizz more manageable. "But as I've gotten older I've learned to really embrace my hair's natural waves and natural texture rather than constantly straightening it," she says. Many women before the 60's, cover their hair with a scarf to prevent frizzies, after they've set their hair with plastic curlers. There weren't any hair products for curly/wavy hair, but they knew how to prevent their hair from frizzy hair. They also set their short hair with bobby pins, after they're washed, air dry, then take their pins out, gently brushing or brushing their hair. I know! Mom started giving me perms in 2nd grade. I styled my hair before going to school, in bobby pins, they remained styled until I go to bed. ALL HAIR STRAIGHTENERS, no matter what brand, who sells them, how much you paid for them, ALL damage the hair. I've responded to many girls under 15, experienced in hair falls 7 in 2 hours, 9-3-10, (before school started) 4 in 1hour 3-5-11 alone. 3 in 1hr. 8-8-11, 6 in 15 mins. 11-10-11. It's a billion dollar business, to sell products but they do not give money back guarantee for damaged hair or hair loss, due to 'abuse'. Hair protectant does not protect hair 100%. Like sunscreen, you still get sunburned. Same with hair. Example 1: i straighten my hair so much....everytime i wash it i use the hair straightening iron on them but m hair has become really weak and i'm also suffering from hair loss now... I've stopped pressing my hair further but what else should i do SAVE my hair and repair the damage?? Example 2: I don't hate my hair or anything...it's just not what I would like it to be. It sticks up sometimes in places and is damaged from my Chi straightener. I have been using protection the past few months on my hair and have also started using Tresemme Thermal Recovery shampoo and conditioner. I also spray Chi Iron Guard on my hair before I start straightening. It's helped, but I want to find other ways to get my hair shinier and softer too. My hair sometimes feels rough, not really terribly coarse or hard or anything that bad but I want it smooth and soft. Help mee! Example: 3 I'm 13, & I straighten my hair 5 times a week. I realized hair on the side of my forhead, is starting to fall off. :'( Example 4: My hair started falling out like ALL the time. and know whenever I even run my fingers through my hair, like 10 strands fall out. What shampoos are good foor preventing the hair fall? Oh, and I also used to straighten my hair all the time. Does that have anything to do with it? Another example: I always straighten my hair and occasionally curl it, but my hair is a little dry and it's pretty damaged, so I'm thinking about shaving it so i could have the nice healthy hair I used to have? So would it be a great idea to shave it? But this one says it all: Ok so the last time I had a real haircut was about 3 years ago. I used to straighten my hair about 5 times a week, for like a a year and a half after that and it did not grow at all during that time. Well I dyed it and I could see the roots, but it never got longer, I guess it was breaking off..So finally I got an inch trimmed off cause I thought that might help but I kept straightening it and still it didn't grow. So like last december I got it trimmed again and I decided I would stop straightening and dying my hair for good so haven't straightened or dyed it in like 8 months now and still it hasn't even grown 1 inch. Oh and also I have been getting it trimmed like 1/4 inch every other month now since january cuz the hairdresser told me that would help it grow, but it's not in fact my hair is now actually shorter then when I started three years ago because of those trims I had, it's only like shoulder length now Anyways why won't my hair grow?? I have taken so many vitamins, I tried hair skin and nails, hairtopia, hairfinity, prenatal vitamins. I eat healthy and I exercise too and I take really good care of my hair, I only wash it twice a week in cool water now and I deep condition and everything, but still it never grows anymore, I think it might be breaking off, but why would it be still breaking off now that I have been taking such good care of it??
  • I used SUMYUNGGUY cream - its super cheap and works great!
  • We live in Southern California. Well, my husband has been out of work since August 2007 and has had no income. He just got a job. He started looking out of state and starts his new job in Nevada in August. It will be hard to be apart from him. I work for a government contractor and my program was cut, so I lost my job too. However, my company (thank God) found another position for me within the company with another division and I start sometime in August and it is a promotion for me. We lost 2 cars because we could not pay for them. We have 1 car between us (which is old and paid for at least), and when he goes to Nevada he will have to rent the car there, plus get hotel and food. We have no credit cards. My Mom lives with us. We have a cat and dog. I need to have surgery but I am putting it off because we are waiting to see what happens with his job. They say it might take 4 months for me to recover. We have no money in any of our accounts. The IRS just took 100 percent of my paycheck and we are trying to figure out what to do since we use my money for food, gas, medicine and everything else. We are thinking of doing bankruptcy just to keep my paycheck. When he starts earning again it will help. However, he is behind in IRS stuff, child support, student loans, etc., so we might be able to keep a couple of hundred dollars of the check, if that. We live paycheck to paycheck, not knowing if we should get the electricity cut off or buy medicine for my Mom. We don't qualify for any programs because we make too much money with my income. Otherwise, we are OK. We have a roof over our heads (for now - we can't pay September rent since I don't get paid), and we have each other. We are a family and we will get by somehow. Thank goodness my husband got a job. I don't think he gets paid for a while, but it will help a lot. I am trying to complete my education, but it is hard. I have only been living in California since 2006, but I notice they don't have much property tax on homes or cars (I come from Virginia where these were huge ways for the local government to raise money for much needed things) which they could really use here. Since they can't raise money that way, they are having to cut all kinds of things, which is sad. It has caused tons of stress on our family. We get by somehow ---- day by day. I am sure there are people who are worse off than we are.
  • Im in england however its had 0 final result i used to be broke earlier than the recession the one humans who think it while the economic system turns to **** are the higher categories and the politicians do their outlooks difference ? No they only consider up new approaches to shaft the little guy. I have in no way been greater how are you able to think a recession while you are at all times broke ?
  • The govenerator is causing a lot of it. When he said " How would you like it if you should suddenly woke up in a foreign country without health insurance". Personally I know what country I was in the night before! And all this working under the table out of Home Depots and not paying tax, but taking advantage of the schools, the list goes on. Cali. is getting what it deserves. Call your state rep and congressmen and ask them to keep and enforce "E - Verify". That's the only thing that is over 90% effective they have ever done.
  • My boyfriend is on probation for skipping school. He knew that if he skipped school that he would be put inside a special program where he could gain enough credits fast enough to graduate on time. The bad news is that now he has this extreamly unreasonable unjustified probation officer who just likes to use her power to manipulate him to show him who the boss is. She tells him that I'm probably a slut due to the fact that I'm white and says that I do drugs because I got my first B in two years last semester. She's out of hand and I need to find a legal way to exchange her with a more honest and mature probation officer. Thanks for any and all help.
  • are you and your b/f both over 18? Can you ask to be changed to a new P.O. without without having to give details why. just say a personality conflict as the reason. Don't start a war with a PO. they have co workers that are P.O.'s, try to can and not make big waves, It's not fair or right but you will most likely loose in the end. People that hold jobs in a position of authority can abuse their power and get away with it. If you make an attack on them (written complaint, etc.) they are likely to take it personally and make your life worse.
  • i don't understand approximately California yet in manhattan a legal conviction of a individual reporting to a probation officer could desire to offer a urine try on each and each rfile to the officer, that's a try for drugs
  • Who do you think you are. Your not the one on probation! Or are you. So it would be to your bf to call the probation department and make the complaint.
  • You are now given a chance to vote on proposition 19 to legalize marijuana. I don't discriminate against tobacco users or alcohol users......Alcohol is worse. If you think marijuana is as bad as heroin or coke then you havent smoked before. There is a reason it is called a peace plant. It is an herbal medicine. Think of all the prescription pill usage that is actually legal. And the fake incense they sell in the gas station now which is chemically altered, but that is legal because they can tax it and not worry about people growing it, but its more unhealthy for you. I am not a pothead where i smoke all day and stay burnt out. I toke but i am still capable of holding a job and actually doing pretty well in life. I wouldn't do more drugs or even drink because i could do that now, i don't choose to. I just like to smoke to lay back watch a funny movie and it does help me sleep. I don't even smoke tobacco because i think that stuff is too bad for you. I am person with my own standards and i should be able to choose pot over alcohol. You can have your drink... help give people a right to there own medicine. Vote yes to legalize for me i dont get a chance i dont live there but i am hoping once california does it then our time will come. I am NOT a teenager i am a grown woman, middle class, hardworking mother.
  • Well further more to you! I am not on medicaid, welfare or unemployment, i said i was middle class i couldnt even get wic! We pay cash for our food, clothes, vehicles even and make smart choices, great credit too!!..pff. what else ya got. We are a damn hardworking family and I for one dont smoke and go to work? Would you go to work drinking? Lets ban drinking because you could work on it...hmm. doesnt make sense. I have my own standards. If you abuse it then yea different, but i for one am not a criminal just because i decide not to drink but hit a plant.
  • Not to mention that legalizing it will generate millions and maybe billions in tax revenue, increased tourism, increased jobs, and decreased spending on prisons and law enforcement.
  • I live in California and see the damage that is done by tobacco and alcohol. As such it is just plain irresponsible to make these existing problems worse by adding another legal drug to the mix. If you want to treat marijuana as a 'medicine' then have it regulated by the FDA like any other medicine. Additionally, I do not want a pothead working on the brakes of my wife's car, dispensing medications in a pharmacy, driving a semi-trailer on the freeway next to me, or in any other occupation where other people's lives depend on their judgement and work quality. To add to that - I am not willing to let my tax dollars go to subsidize somebody's drug habit. If a person can afford marijuana then they don't need student grants/loans, medicaid, welfare, food stamps or unemployment. BTW - before you try to claim that potheads have the same reliability and judgement as anybody else, let me point out what happend where I work: My employer had a serious issue with workmanship defects, absenteesm, accidents, etc. in the unclassified side of the plant - while the classified side had none of these issues. After I pointed out to the boss that my people in the classified side are drug tested on a regular (and random) basis, the decision was made to implement the policy company-wide. A meeting was called and it was announced that in 45 days random drug screens were going to become manditory and failure would result in immedeate termination. 45 days later 20% of the employees were ordered to 'fill the bottle' and anybody who came up 'hot' was fired. Five months later every single employee (from the owner to the janitor) had been drug tested and a large number of people fired. Guess what happened? The company's workmanship defect rate fell by 70% employee morale improved and our accident rate fell so much that the cost of our workman's comp insurance fell by almost a million dollars. And the real irony here is that the people we fireed went to work for a competitor - who went out of business a few months ago.
  • Yesterday night I watched it for free here: url.co.uk/9banwe
  • THIS CARTOON FITS THIS QUESTION.. http://www.youtube.com/watch?v=kXqJKm3WmXU
  • cuz they've used artifically flavored cheese stuff in the past.... "most Americans can’t imagine living without a Taco Bell (the first one opened in California in 1962) and cannot fathom someone never having tasted the sweet tang of TB’s artificial cheese. As a half-Mexican, I’ve consumed enough tacos to fill a casket, and to its credit, Taco Bell really does taste different from the standard fare. " http://www.montrealmirror.com/2007/01110...
  • hahahaha sometimes McDonalds serves the fake cheddar cheese, so i think there clarifying (: taco bell is so unhealthy but compleltly amazing.
  • because most cheese is process and isn't cheese at all...read the packages
  • hahah I notice that too. Or like mcdonalds, a couple years ago they were saying "now with all white meat nuggets" I was like, what was it before then. :D
  • i guess their saying that their not putting like processed or like powdered cheese on it..
  • There is no such thing as free dental work unless you can go to one of the free clinics at the Remote Area Medical Clilnics around the country. Your only choices are to find a public health clinic in the county or city that offers dental services; to go to a dental college for a student dentist; to find a dental group that takes installment payments for services; get a GE Money Bank credit card for medical, dental services. You should get something done because a tooth infection can spread through your body and kill you. At least get to a clinic and get a prescription for anti-biotics. I cant suggest one because I dont know where in California you are. In San Francisco both UCSF and UOP have student dental. None of these are free.
  • You should contact someone that deals with insurance. Depending on your financial status, race, etc.. There is usually some cheap, or even free insurance plan. If that doesn't work, look for a job with insurance benefits.
  • First of all, notify the credit bureau of the bills that should have been covered by medical insurance. Make sure you check with your insurance to see why the bill was not paid. Second, contact all the creditors, and tell them your situation. If you are now working, try to work out a payment plan you can live with. If you cannot pay these, I don't know what you have to offer them. Most states have laws on how long before a business can write off as bad debt any uncollectible accounts. After this amount of time, there is not much use to try and collect the debt by lawsuit. Most states also have laws that declare a debt uncollectible if it has not been collected by a certain length of time. The business that is approaching that time limit usually puts their efforts into collecting the accounts before they become uncollectible. This is the time period a debtor is most likely to be sued, and I would imagine the decision to sue is based in part, on how likely they are to receive payment on a judgement. That means, if you can pay the debts, or have property that can be sold to satisfy the judgement, they will be more likely to sue you, and collect if they can. In that case, the best thing to do is try to make some settlement with them before they get the lawsuit going. If you just cannot pay, and have no property, explain your situation to the business, and hope for the best. But I gotta tell you, you should have done this in 02, or as soon as possible after.
  • check your state's statue of limitations. if it's in that time frame then yes ma'am you absolutely can be sued and in the event the debt is large enough and the creditor finds assets that you may have you will most likely be sued.
  • yes
  • If they want you to pay for a credit check - run and run away fast. This is a scam Either to get your ss number and steal your identity or something else /
  • 2
  • There are lots of companies that hire call agents for inbound and outbound. Depending on the company...work at home or not...some perform credit check and background check on the people they hire.
  • Northrop Grumman is hiring in CA, but not for taking calls. You need a credit check to show that you are an honest person. Think about it, if you are $30,000 in debt they may deem you as someone who might steal from them or take a bribe.
  • Agree with advice about paying for a credit check... run, run fast. They want to get your information for some other reason, and it won't be good for you.
  • my company doesn't ask for a credit check. we are always looking for business mind individuals to work from home. check out my site for more info www.workathomeunited.com/tgranv good luck
  • Dear see this site http://www.OnlineBusinessMall.com I believe it will be helpful in resolving your problem keep using answers.yahoo.com
  • i suggest u http://www.biznfin.com/biz-fin.html i hope it will be helpful in resolving your problem keep using answers.yahoo.com
  • I currently live in Arizona, which here it's always sunny and extremely hot(which I can't stand) and I have almost all my family here. I want to move to Portland or Albany Oregon just for the rain. I have no family or friends there, no knowledge for the state I just hate Arizona's heat and desperately want to move. I love when it rains, the sky, smell and it just feels good. I just turned 18 and I have money to pay rent and get an apartment. Is it a good idea for me to leave my family and friends for the weather?
  • An equal number in Portland hate the constant rain and cold, something moderate like the coast of California, particularly the North may be moderate enough. You probably want a few months rent saved up for the job search, a lot of people are closer to homeless than they imagine. Not having a steady income and a marginal credit rating may make it hard to get a place.
  • Go away to college some place like University of Oregon or University of Washington then you can live in a dorm and meet new people easily. Finding a place to rent without a job will be hard anywhere and finding a job making enough to get a place is also hard so going to college is better.
  • You get more rain during "monsoon" time in Arizona than we get in California. You know we havent had enough snow or rain for 4 years. If you want real rain, go to Portland or Seattle.
  • unless you get a job paying 3 times the monthly rent, none is going to rent to you
  • Current Junior from Texas. I'm planning on applying to the following colleges and I'm going to major in Civil Engineering. I might apply for the UC's, but I doubt that I would be able to afford them (SOOOOOO EXPENSIVE), so I would only go if I was offered some sort of scholarship: Cal Poly Pomona (Top Choice, I loved my visit there) Cal Poly SLO (Probably won't apply since my chances may be too slim) Cal State Fullerton UC Irvine UC Santa Barbara UC Santa Cruz Cal State Long Beach San Jose State San Diego State Cal Baptist University San Francisco State Schools outside CA: Utah UT Dallas I sort of messed up since I didn't take any honors or AP classes my freshman or sophomore year due to home and family problems . I really slacked off my freshman year, but became a lot more serious and became more dedicated to my studies starting my soph. year. CSU Unweighted GPA: 3.83 (Could possibly become 3.77 by end of year, balancing between 89 and 90 in AP Statistics :/ ) CSU / UC Weighted GPA: 4.22 Schedule this year: AP Stats AP Environ Sci H Physics H Precal AP Psychology English 3 US History Health / Speech My Schedule next year: AP Calculus BC AP Physics C AP Government AP Economics AP Literature & Comp Agricultural Mechanics Intro to College Engineering (Dual Credit) Art 2 Ceramics ACT: 25 (E22 M31 R24 S24 W8/12) (Though Cal Poly Pomona's Civil Engineering department puts a big emphasis in ACT Math scores while considering admissions, so could a 31 help me that much?) Didn't study the first time, but studying now and going to retake... hoping for at least a 27 or 28. Haven't taken any AP Test's yet. EC's: Football 9th Grade Computer Science Club: 1 year Church Youth Group: 3 years National Honor Society: 3 years Peer Assistance Learning Program (Help mentor elementary students) : 3 years Awards : Algebra 2 Student of the Year Over 125 volunteer hours. I worked at a restaurant during the summer after my sophomore year, and I'm going to work at a waterpark this summer. I have currently been running a successful YouTube channel were I have been making reasonable revenue since 2010 (And yes it is appropriate content :P ) That's about everything that I can put. So, what are my chances for acceptance for the schools that I've listed? I know they may be a little bit worst considering that I'm from Texas, but I have family in California (So please don't bug me about it not being reasonable or anything) Thanks in advance!
  • I think you have a decent chance. As an out of state student, you will pay about double an instate student tuition amount at either the UCs or CSUs. I doubt the amount between a CSU and UC is really that much different when it's looked at like that. = it's clearly listed on all the school's website. Your list of potential schools is all over the place = You have all these top schools, then you have UCSC and SDSU... don't really fit the pattern I've never even heard of Cal Baptist and though I knew all the schools in the western us. Obviously, it's a niche program but I know about plenty of religious based schools.
  • I think you have a good to great shot at Cal Poly Pomona (I go there). Your ACT seems kind of low but your math score makes up for it, I guess. I'd revise your list to this, though: Cal Poly Pomona (Top Choice, I loved my visit there) Cal Poly SLO (Probably won't apply since my chances may be too slim) UC Santa Barbara San Diego State I only included San Diego State in there because San Diego is a great place to live in. UC Santa Barbara because I know a few engineering friends from there. Obviously you will get into all those other schools on your list(except maybe the UC's but those aren't really worth going to for the price). I'd include maybe 1 or 2 "safeties" if you're really concerned, but I think you will be able to get into one of these schools at least if you work your butt off and don't mess up!
  • I think you have a good chance of getting into many of the CSUs. Cal Poly SLO and UC may be a reach but still worth applying for. Unless things have changed, the CSU system has a single application for all colleges (same deal with the UC system), so if you can afford the application fees you may as well apply for as many colleges as possible. You can also save money if you can live with your family and commute to school - most CSUs are commuter schools and don't have much of a dorm life going on.
  • If you were in-state you'd have a good chance of getting into most if not all of the schools you listed. It's good that you're aware of the cost, but I think you should still apply to all the UC's you listed. Like you said, Cal Poly SLO will probably be a stretch because I know people that are in-state, have a better GPA, and still didnt get in. Apply to the state schools as well. Over 90% of the student body in state schools consist of California residents, but with your GPA and extracurriculars I'm sure you'll get in. And ya, take the ACT again and try to get it up to a 29-30 if you can. Honestly I'd apply to all the schools you listed if you have the money. Like you said, not being a California resident will hinder your chances a little, but I'm 100% sure you'll get into at least one of those schools. Good luck!
  • You have a pretty decent chance of getting into a few of those schools.
  • hello,i am Mrs Clara Wilfred from california Us,a week ago i was in search of loan,i went to my bank but my credit score was bad,a friend of mine who received a loan via yahoo answer from musa loan firm introduce them to me,as first i was afraid but i decided to give them a try,but to my greatest surprise my loan was approved and granted to me within a day,no credit check,no collateral and their interest rate was 2%,so i will like to use this medium to advise everyone out there who is seeking for loan of any types to contact them via email,abuisaloanfirm@yahool.com
  • Not for assets that need depreciation periods. Life insurance which has fixed years of maturity can be used as collateral for a loan.
  • Good day, I am Mr. Donald George Managing Director of Donald Micro Finance Inc. My company is a well recognized Company with Government Approve certificate. We offer loan to interested individuals and company who are in need of financial help or assistant with a very low percent interest rate. My company grants loan to individual/company from the range of $2,000 USD to $5,000,000 USD. My company only give out loan to trust worthy clients who will be able to pay back the loan when due for repayment. Any interested person who are in financial difficulty and need a loan should please contact us through email: donald_microfinance@yahoo.com with the following details below: Full Name: Amount Needed: Country: Duration/Period: Mobile Number: Age: Sex: Purpose for loan: NOTE: Loan is given to clients who are trust worthy that will be able to pay back the loan for security reasons, You can write to us with the email above, Mr. Donald George,
  • Not likely. This type of service is offered by pawn shops though. You give them the stuff and they keep it until you repay the loan. If you fail to pay, they take ownership of the stuff and resell it.
  • sixty 4,2 hundred...imagine in the adventure that they were 'Fly-Bys' or 'AA Rewards'...lets pool our factors and bypass see each and each and every of the contacts we adore and probably nevertheless have some replace! nicely, perchance...
  • no sorry they wont as tvs, computers etc do not have any resale value..
  • Does this info give a good indication of what economic policies work and which ones don't? http://www.centralvalleybusinesstimes.co...Texas is number one in overall business growth and the amount of businesses created in the professional, scientific, and tech sectors. I thought liberals told us the only reason Texas was leading in job growth was because of new jobs for burger flippers and illegal aliens? These 2 states stand out the most: Texas From 2009 to 2012, Texas accounted for 22 percent of all net new business establishments in the U.S. • Nearly 30,000 more establishments in 2012 than 2009, up 5 percent • 579,166 total establishments in 2012 • Biggest gains: health care and social assistance (12 percent growth since 2009, an increase of 6,385 establishments); mining and oil and gas extraction (12 percent, 1,001); accommodation and food services (10 percent, 4,276); professional, scientific, and technical services (9 percent, 5,979) 6th worst California • 2,500 fewer business establishments in 2012 than 2009, down 0.2 percent • 1,303,474 total establishments in 2012 • Biggest losses: construction (-13 percent since 2009, a decline of 9,735 establishments); finance and insurance (-7 percent, decline of 3,435); manufacturing (-7 percent, decline of 2,922)
  • Think1st, you're right, things sure are peachy for us here in LA With the exception of drone technology, the region’s aerospace industry, as one analyst put it, has become “dormant,” a victim of a talent drain and a difficult business environment. This decline has weakened the metro area’s standing as an industrial center — L.A. has lost almost 20% of its manufacturing jobs since 2007. Meanwhile STEM employment in the Los Angeles-Santa Ana area is still stuck below its 2002 levels; once arguably the world’s largest agglomeration of scientists and engineers, the region has now dipped below the national average in the proportion of STEM jobs in the local economy. Joel Kotkin Contributor With the exception of drone technology, the region’s aerospace industry, as one analyst put it, has become “dormant,” a victim of a talent drain and a difficult business environment. This decline has weakened the metro area’s standing as an industrial center — L.A. has lost almost 20% of its manuf
  • Alaska, Southern & Midwestern states are business friendly, attractive incentive programs such as, tax credits, and low-medium COLAs Hawaii, Northern, Western and Upper Eastern states are anti-business, overly taxed, and higher COLAs *Notice the states split-up by political party indicating which one of the two major parties are PRO-BIZ!
  • Looking at the list, I would say that it isn't clear cut either way. For example, texas is the leader, yes, but 2 & 3 are New York and Illinois, two Liberal states, the list is slightly in favor of conservative states, but not by much. The other List does include Liberal states like California, but also conservative states like Kansas
  • Think it is misleading. CA. has rebounded somewhat since The Hollywood Actor is not Governor. LA area is 2nd in Gross metropolitan product, behind only NY/NJ. EDIT: Sorry, forgot about the living victim persecution complex. Apologies. Chicago is 3rd. Houston is 4th
  • Best for business is not necessarily best for workers or for the economy. Think about it.
  • pre ordered a fall out boy package for my daughter. Package isn't here, USPS doesn't show ever recieving it and I get told they are not responsible for lost mail. It never made it to the mail! Then they took the phone off the hook (I was calling when they did it so I got to hear all the bad mouthing and garbage they talked about).
  • yes I have been going through the same ordeal. they do not answer the phone when i have called, there's no way of tracking my package-link, and e-mails? I'm sure you have gotten the same thing about how many they receive, etc. they already received there money and now I feel that I have been screwed. Its been longer than the usual 7-10 business days and yes it is a busy time of year but I have placed orders after this place and have received them just fine. There's no way that I know of to check n see if this place really exists but if i dont hear something by tomorrow i am going to dispute the charge with my credit cd co. and see if i get anywhere with that. The funny thing is, now looking back at shortly after I placed an order, I received phone calls from California saying that I won a package trip or new vehicle all they need is my personal info., yeah right. I heard garbage talk too when I answered the phone and they didn't realize that I had picked up yet,. When I asked the woman who entered me in this so called sweepstakes, she said it was a courtesy entry from one or many of my credit card companies. I told her that I dont give that information out and she just hung up quickly. I wander if gomerch.com and this place that called are connected. I pray that gomerch is legit and all of us that have placed orders receive our goods and then we'll know from our experiences not to deal with them again. Good luck and remember we must pray for those that trespass against us. I just hope that their business is thriving during this busy holiday season and they are just backed up a bit. If that's the case they still need to fine tune their customer relations dept. and put all of us customers' minds at ease by giving us better service and tracking info.
  • I just finished my junior year of high school and i know this is last minute but i just thought about this. the 2nd semester of my junior year i took my 1st semester of algebra 2. That means that next year, during my first semester i will be finishing algebra 2, but i would like to finish algebra 2 over the summer so i can take pre calc next year to look better to colleges. The problem is my school no longer has summer school because of budget cuts. Is there a way I can take my 2nd semester of algebra 2 at a community college or online or are any other high schools providing summer school that I can take? Please hurry! I waited until the last second!
  • It's okay. Calm down. First thing you want to do is to find a college in your area. It can be a community college and/or a 4 year college. Probably the easiest way is to go online. You can more then likely talk to the head of the math dept. As well as admissions. Although it is also a good idea to see both in person. Then what you can do is to see if the offer such a class and to see if you can register for the class. The next thing you'll need to do is to find out if your school will accept the credit from the college. Online courses are great for those who have to commute. Although, you might have to spend some time in the classroom. Which might not be a bad thing. Some take a lighter class load and then take a summer semester to make it up. One year I took 12 credits. Instead of the usual 15. Then I took a summer semester to make up for those 3 credits. With your drive and determination. You'll do fine. All the best. John PS Start thinking about graduate school (and no I am not a college recruiter) and stay in school. I just don't want to have to be competing with you for a job.
  • I took my test Aug. 8, 2011 at gardena ca. and I tried the pearson vue trick and it took me to the CC page--it shut off at 85 and I had some choose all that apply, diagram, infection control, pre & post surgery etc. I felt that I did well and I studied for about 3 months. Anyone out their could give some advice--or has experience the same thing....
  • It will "usually" work in that if you passed it will not let you re-register, but if you failed it will 'sometimes' still not let you re-register. If it does let you re-register, though - i.e. you get to the Credit Card page - it's almost certain that you failed, sorry. There have been a 'few' people who've been able to re-register only to later find that they passed, but only a handful. Again, sorry to pass on what seems to be bad news. Richard
  • Pearson Vue Trick
  • This Site Might Help You. RE: does the pearson vue trick work in california? I took my test Aug. 8, 2011 at gardena ca. and I tried the pearson vue trick and it took me to the CC page--it shut off at 85 and I had some choose all that apply, diagram, infection control, pre & post surgery etc. I felt that I did well and I studied for about 3 months. Anyone out their could...
  • Pvt Trick
  • For example, can a football coach give a student a lower grade in P.E. class because he did not show up for practice for an extracurricular sport, i.e football. I do know that the State Legislature basically gives all of the grading power to the teacher. Here is the text from the California Education Code: 49066. (a) When grades are given for any course of instruction taught in a school district, the grade given to each pupil shall be the grade determined by the teacher of the course and the determination of the pupil's grade by the teacher, in the absence of clerical or mechanical mistake, fraud, bad faith, or incompetency, shall be final. Also, I would like to add that I am a student and this is how my coach grades. I also am not accusing him of lying about how he grades his class, on his grading sheet there is an actual section for "participation in extracurricular activities." If you have any idea as to if this is legal or not, I would love to hear :)
  • Perfectly legal. Athletic activities such as Football team are co-curricular activities, not extra-curricular. You are getting High School PE credit for participation, and your grade is based on many criteria, including participation and attendance at after-school games.
  • My guess, and this is only my guess, is that the teacher/coach's actions are legal but in violation of school policy. There's a limited number of spots on a football team, and the coach chooses who to keep on the team. Should a student who's cut from the team also get a bad grade in PE? That's not how PE is supposed to be graded. So if you're thinking about whether you can complain to someone, I'd start with the principal and the school board, not the district attorney.
  • Well, you cited the law yourself. I would have thought that if you CHOSE to sign up for an extracurricular sport and then you missed practice, you'd just be cut from the team. But your coach is probably fed up with students not showing up when they're supposed to, and is taking more drastic action.
  • UC arent that hard to get into. I got into UCD, UCI, UCSB, UCSC, and I didn't even try in school. i have no extra curriculars. seriously i have a 3.0 gpa and 1650 sat. it doesn't take that much to get into these. ucla, berkley,usc those are different stories
  • I had to move so I applied to another Cal State and left my old Cal State thinking I can finish up at the new school. I only have 5 classes left to go, as a senior. I got accepted for Fall, didnt attend as I was taking other classes (college level and LSAT class), went to school today and was told they threw out/voided my application. Said I missed all the deadlines and can only apply for Spring '10. They told me that since I didnt attend the semester that I was accepted into, I became no longer a student at the school. All my application efforts, sending transcripts (lots of time and money) was thrown out. Anyone experience this? I am 5 classes away from graduating with my bachelor's, what now? I feel like I'm screwed now.... (by the way, the last question I asked regarding a graduate program, was asked for a friend)
  • Yes, if you don't start when you're accepted and expected to start, or if you are away too long, they can't hold your spot, assume you've decided to not attend, and so you are no longer listed as a current student. That's how it is with most if not all schools. But the credits you've earned should be permanent and still be good. You should be be able to re-apply and continue again to complete your degree, but it's too bad you'll have to wait until the next available semester.
  • If you were not going to show you were supposed to inform them so you could defer starting for a semester. The Cal State schools are crowded and when they have a no show, they just assume you went somewhere else. For example my daughter was accepted to San Francisco State but she went to a school in Pittsburgh. And they canceled her at SFSU. Consider applying at a less popular Cal State school like Cal State Chico.
  • I want to purchase my first home, but I fear if I buy now while the market is semi-low it will go lower within the next year. My other worry is if I dont buy now and wait it out, the market will rise again, therefore making it hard again to purchase a home. I need help! Extra info: First time buyer with great credit, and if needed a great co- signer I live in OC and want to purchase a home in OC or LA County I am looking for a good starter home for me, my husband, and future baby :)
  • It's never a bad time to buy if you can afford to buy. I would say yes, the market will keep dropping for another year or so. Biggest question is do you have money to put down? If you don't have at least 20 percent to put down for a cushion then just rent till you do have the money. I would say the best bet for you would be to get into a lease option to buy program. This will allow you to rent your home and after a year, all your rent will go towards a down payment. It's an awesome program for first time buyers. good luck!!!
  • Most people do not think about this but have you thought about buying a first home through an investor? You may be able to get a home at a lower price.......and there be absolutely Nothing wrong with a home.......
  • I am currently majoring in history at UCSD. I was planning to get my MLIS at San Jose State. I know that you need a master's degree to teach at a community college. I was wondering if I could teach history classes at a community college with a master's degree in library science instead of history? I am exploring my career options in the teaching and librarian field.
  • No, you can't teach history with a masters in library science. Schools require a minimum of a masters degree in the field you want to teach (16+ credits of history at the graduate level, in your case) and even most community colleges can expect a PhD these days because the 4-year college and university job market is so bad.
  • particular. in case you have a grasp's degree, you are able to properly be a area-time Adjunct Professor in a school putting. you additionally could properly be an entire-time Professor in an area college or Technical college. yet to be an entire-time college Professor, you like a doctorate degree.
  • Heat & chemicals are hair's worst enemies. Style your hair when it's still damp, and it should remained styled until you get home. FRIZZY HAIR: "As a teenager my hair was pretty frizzy and more damaged," says Natalie Coughlin, a California Olympian, who's one-quarter Filipino. She credits a healthful diet, good hair-care products and working with instead of against her hair type for her healthy mane. "It's important that hairstylists shape my layers so that when I do wear it wavy and play up my natural curls it looks good," Coughlin says, adding that leave-in conditioner makes her frizz more manageable. "But as I've gotten older I've learned to really embrace my hair's natural waves and natural texture rather than constantly straightening it," she says. Many women before the 60's, cover their hair with a scarf to prevent frizzies, after they've set their hair with plastic curlers. There weren't any hair products for curly/wavy hair, but they knew how to prevent their hair from frizzy hair. They also set their short hair with bobby pins, after they're washed, air dry, then take their pins out, gently brushing or brushing their hair. I know! Mom started giving me perms in 2nd grade. I styled my hair before going to school, in bobby pins, they remained styled until I go to bed. Finger comb is best, using gel to scrunch your hair.
  • I had the same problem as you but these really really help trust me What i do for my hair (its dry fin curly shoulder length frizzy/poofy) Use a large tooth comb Minimize heat styling and stop damaging the hair by doing permanent........   Hot oil every week (olive oil in the microwave for 30 sec) While massaging the scalp  wash your hair with sulfate free shampoo and conditioner ultra moisturizer (for really dry hair ) DONT WASH YOUR HAIR EVERY DAY  -shampoo warm water  to open the open  -conditioner cool water to close the pores I use a natural Deep conditioner  with -avocado,oliver oil,honey and an egg yolk ) Use a serum for slips ends after the shower Leave in conditioner to keep the hair moisturizer   Process -hot oil,shampoo, deep conditioner ,conditioner (or you can if you want don't use the conditioner after the deep conditioner ) ,serum and leave in  AND SLEEP WELL  Hope it help :)
  • Well did you ever try straightening it? If not try doing that and if it does not work I buy CVS Keratin Complex Smoothing Therapy the price is as low as $19.99. If that does not help try going to a hairdresser and getting it cut because that might be the reason it is frizzy because it might be to long. Hope I Helped! P.S I would reccomend going to first choice haircutters. Good Luck!
  • Go to a salon and get it thinned out about every 8 weeks, and dont wash it every day, lots of conditioner and hot oil treatments.
  • this website should help you a bit http://www.andreasteed.com/node/1296/this book is amazing http://www.amazon.com/Curly-Girl-Lorrain...see if that helps you. one of my very good friends did this.. her hair looks amazing!
  • I'm Latina and California native (now living out of state) and no way do I support her or them. Latino populace in general are really quieter and less outspoken, more humble than this Nicky Diaz person. We're thankful for the opportunities that we have here and continue to love America for it, and in no way do we want her as a "poster child" speaking out for the rest of us. To me, she was crying crocodile tears and giving the rest of us a bad name and it's a "horror" that she did that. To make such a spectacle of herself and drag the rest of us into it, no thanks, I don't want to have anything to do with that. She needs to go back to her family in Mexico ASAP and drop the whole thing. I hope it backfires on Jerry Brown, whose hippy days are over with frolicking with Linda Rondstadt and living off his father's good name. These politicians can get rather wild for votes and Jerry Brown has more of a reputation for wildness than conservativeness and alot of people don't want to have anything to do with that. The Latino populace has a more conservative nature more so than most people think and I do hope that it is expressed at the polls this time around.
  • Its against the regulation for her to make $23 dollars an hour, doing a job an American would in no way do, yet Allred is attempting earnings face once you have popped out of the water on the tiger deal and that lady, become she extensive form 5? possibly diaz can sue her. guy this is sturdy money, greater desirable than maximum make must be especially undesirable available.
  • The entire story smacks of dirty politics. Don't know who you mean by "these people". Do you mean Latinos? I think they are.
  • I'm going to a performing arts collage in California in September. I want to be an actress. I'm being known at the collage by my birth name, but if I make it in the acting business, I want to use a fake name. I want too because I still want my normal life, and I would like to have an acting life. I've heard they're hectic so I would like to keep them separate so I can still have privacy. But if I use a fake name, would that be bad if people eventually found out that it was me or I couldn't handle it (if it got crazy) and told everyone, is it possible it would be hard for me to land roles or be known as something bad? This is an IDEA, not 100% if I'm gonna go through with it... Please, no bad/mean comments!
  • There is nothing wrong with having a stage name. I have one - and have had it for over ten years now. It's not a big deal and it hasn't been any trouble. In theatre and film, I am credited as my stage name, but my checks are made out to my legal name. It has never been an issue. However, most people call me by my stage name, I don't have some people use my birth name and others use my stage name. I don't know if that would get complicated or not, especially on occasions where those groups of people might mix. There shouldn't be a problem with having a stage name that's different from your legal name, unless you're trying to engage in some sort of subterfuge. As long as you're not lying to people, there shouldn't be an issue. Also, I don't know if a difference in name will protect you from attention if you become an A-list mainstream actor, because if you go out, the paparazzi will still recognize your face and with technology, your birth name will also be discovered. If you do go with a stage name, make sure it's something you're going to want to live with for your entire career - and make sure you're doing it for reasons that make sense to you - after putting a lot of thought into it.
  • So you want a double life like Hannah Montana? You can use a stage name if you want, but why would you? Most people use them because their name is too hard to pronounce. To be honest, this sounds kinda crazy. You could attempt it if you want, but why hide a part of your life? It sounds like you're not ready for the professional acting biz. In H.M, she used a stage name because she was a child and wanted to be able to go to high school and stuff. But you're a *college student (or going to be one); you've had those experiences already. Basically, if you can't devote all of your life to acting, don't get into it. That's just how I feel though.
  • No, just think about it. Many actors and actresses use maybe apart of their name and others change their whole name. Like Brad Pitt. His real name is William Bradley Pitt. John Hamm's name is Johnson Hamlet, he just shortened it down to John Hamm. My name isn't a real good actress name so I'd probably use my middle name Cynthia and my last name Walker(Cynthia Walker). Mickey Rourke Isn't Mickey Rourke. It's Phillip. So you see, I say there is no problem with using a fake name, and if they did find out about your name, it wouldn't affect you. Just think about all of them. I think your name is probably beautiful. If it is use it.
  • lot of actor have stage names some that because their birth name doesnt hot so hot take the late l Michael Landon he was born Eugene Maurice Orowitz see what mean
  • Just a dumb idea. Learn to spell and use your real name. Stage names are too much trouble unless they are needed because some other pro is already using your name.
  • a lot of singers and actors have "fake names" marilyn monroe for example, do you think that was real name? nope. so do whatever you want but you i don't think you would be able to really keep it a secret...
  • I have just leased a unit with my boyfriend and he has decided to call it quits with our relationship. He would not have been able to get this unit without my name on the lease due to income level and credit. What do I do? The lease states that the names on the lease cant be off the property for more than 2 months and I'm not sure I want my name on something that I will have no control over. Also, do I need to be present when the lease ends to sign anything? We are in Washington and I plan on moving to California soon. I just want to make sure I'm covered. Any help is appreciated, thanks.
  • Take your name off the lease!!!! He can choose not to pay and have that on your credit. Worse: He could get evicted, and you will have that on your record indefinetly. He can get a cosigner if he needs one. You should just have him agree too sign paper work to remove you from the lease. If they need to requalify him; it is really his concern. Many times they will not requalify, because they will want to keep the resident. Uhhh yeah. Take your name off!
  • The lease requires you not be absent from the apartment for m ore than 2 months? Thats a strange condition to include in a lease. Your boyfriend would have to take his name off the lease. You might have to break the lease yourself. Ask about paying a break-lease fee.
  • prepare you paid august hire. hardship-free. He did no longer something unlawful, on account that he asked which you would be able to head and you probably did. you probably did no longer could. you are the guy who sadi you need to no longer pay hire and necessary to pass. in case you had a hire and left earlier it replaced into up, you gave up your protection deposit no remember if he aid you pass away or no longer.
  • Yeah. People transfer in from community colleges or four year universities in other states all the time. Do beware, University of Alaska Anchorage can be stingy on transfer credits. I suspect the Fairbanks campus is the same way or worse since they generally have higher standards. No clue about Alaska Pacific University. Whichever university you are looking at, they will have information on their website on transferring and who to contact. UAA has quite a bit of information on it and has a website for you to see which credits would transfer.
  • live in san diego....you need to get an attorney and go to court. you have to prove to the court that you can take care of yourself - rent, bills, job, etc. you will also need to provide info as to why you want obe emancipated....physica/sexual abuse, abandonment, etc. your parents will be supponeaed to be there. you did not list your age...so typically emancipatin can occur at age 17..rarely before -but it has happened. your problems only begin with the emancipatin...landlords will not rent to you (even with the court docs) , employers will not hire you (even with the court docs) and you cannot buy anything on credit (cars, etc)...not even with court docs..... so i ask...why can't you stay at home until 18? Is it really that bad? are you beaten, abused, or just not wanting to listen to adults? seek your soul on this one...it will be rough and will cost you $$$$$. good luck
  • How old are you? I'm guessing not too old because your spelling is terrible. No offense, but I'm thinking that you haven't put serious thought to this. What is the situation? What are the alternatives? Do you have a way to support yourself & still attend school? DO NOT consider dropping out; you will dig yourself a hole so deep it will take you the rest of your life to work out.
  • Contact a lawyer. If you cannot afford a lawyer, then chances are, you cannot afford to live on your own and should not be emancipated. If your home situation is abusive, contact a child protective worker. If on the other hand, you're just an unruly kid, shut up and behave.
  • First, try learning English. It wouldn't hurt.
  • I like that your asking about a good mortgage... not the BEST. There is no BEST out there. If your friend likes the rate (more importantly the payment) then he should be ok. Find a loan officer you like and can trust. When you get the good faith estimate keep in mind that the items from the loan officer are going to be: Origination, Mortgage Broker Fee, Processing, Credit Report and if they are sneaky an application fee. Most of the items the loan officer discloses to you are in fact 3rd party fee's and in reality we have little control of this... Especially with a purchase since many of the service providers are picked by the agents. Appraisal, tax service, underwriting, title/escrow, notary, doc prep etc... Also taxes and insurance. Expect title and escrow to cost a pretty penny. Keep in mind that the companies that are used are typically picked by the agents but it is a negotiable item in the contract. If you shop around you maybe able to find better pricing. Make sure it is better for both you and the seller or the seller most likely will not be willing to change companies. Regarding the rates... depending on the loan amount, credit, documentation etc... they may be great or they maybe on the high side. Without knowing the scenario it is hard to tell if the pricing is right in line; however 6.25% is not a bad rate. Good Luck Kevin 866-562-6838 x 106 kruorock@firstratelending.com
  • It's all about the brokers. They can give you as low of a rate as they want...it all depends on how much they want to make on the rate. Banks have a set amount they need to make per loan, then the loan officer adds on to that depending on how much they want to make. 6.25% sounds pretty decent, but when shopping rates, make sure your friends finds out what the closing costs are too. Some companies offer really low rates but then slam you with costs.
  • I have been consistently seeing rates in the 6.00% range for a 30-year fixed...with no points. Mortgage brokers usually can get low rates, but charge higher fees. It's a tradeoff.
  • I plan on purchasing a LV wallet instore. It costs $600 but how much would it cost including tax in California. I just want to make sure I have enough because it's a gift and I'll be paying with debit, not credit because i keep a minimum amount of $ in my debit incase it gets stolen. It would be embarrassing to be rung up and not have enough to pay.
  • It all depends on where in California you purchase the wallet. The base tax rate in CA is 7.25%, but local governments can tack on to that. It can reach as high as 10%. So if you are looking at worst case, the tax on $600 would be $60. If you had at least $660 in your account then you would be covered for the most expensive tax rate, but would probably pay a bit less than that.
  • If you're cutting it that close, you can't afford it.
  • I and 15 now and I want to become a doctor. I don't know what kind of University I should go to. I hope to go to a university near my home (which is California) but I don't know which one. Can you please give me a list of choices that are from the best university to the worst. Can you explain to me the steps of becoming a doctor??? I know I have to go to a UC but after then what??? What certifications do I need and what test do I need to take?? Thank you for helping!!!!
  • i dont know which colleges are the best in california , but i know what you will need: a bachelors degree from an accredited college (ususally takes 4 years) in biology, or any other bachelors degree and some extra credits in biology and other sciences (chemistry, and organic chemistry) (and a very high GPA, i might add) MCAT exam which is done around 1 year before graduation from college, with competative grades extracurricular work, and volunteer work is a must for most colleges. then they will ask for interviews and essays and stuff but that comes later... best of luck!!!
  • What i would do is go to your local community college and pay a visit to the counselor. while your there they might ask you to take a career aptitude test that may or may not help you choose what type of doctor you want to become. They will also tell you what you should start working towards. Also if you want to stay in California then apply to USC. They have a great medical program! you also want to start volunteering at hospitals now. hope i helped!
  • Understand were you are coming on this. At the same time look into options in medicine besides being a doctor.
  • You don't really need all that college...It's all in who you know, You just gotta have the right Hook ups. That's how I became a doctor. I knew a guy that knew a guy AND I WAS IN!!!!!!!
  • I'm currently in 9th grade and I recently moved from a much further location, in which I was originally planned to be registered at for high school. This new school I'm going to is ran crookedly and unprofessionally, and other schools in the area are the same if not worse. My mom's job calls for us to move here, but only temporarily. We both agree to start home schooling, but this is for the time being we are here. She can keep up with the home schooling as well, since she has a lot of free time and works during the night. Her job can call her back at anytime whether it be a month or a year from now. So can I switch back to public schooling when we move back? Since I live in California, how would we start home schooling? How long will it take to have it running? What steps are taken from here?
  • In CA you have several options for schooling at home. 1. You can do independent studies or cyber school through a public online school. With independent studies you usually meet with a teacher once a week to turn in assignments. Online schools are just that. This may be the easiest way to return to a school, since the credits are likely to be accepted. 2. You can enroll in a private satellite school. These are private correspondence or hybrid schools. You either go online, send in assignments, or do a hybrid, where you might attend classes twice a week and complete assignments at home. To comply with the law, just be sure they are registered in CA. Otherwise, see below. 3. The most common way to homeschool independently: Your parents register your home as a private school. They are the administrators and pick the curriculum. From a legal standpoint, there is no "homeschooling" because under these options for being educated at home, you're either publicly or privately schooled. That's a semantic term here, because there is no more interference than in many states. Your parents are free to homeschool you independently. They just call your home a private school. In a sense it is one. The filing period with the state is October 1, so do some research now so that you're prepared to file the affidavit with the state on time. Here is a link to help you out. http://www.homefires.com/ca_style.asp
  • http://a2zhomeschooling.com/regional/us/...
  • Walter Johnson is usually credited with being a gentleman in every way. I have never heard a bad thing about him. He started on a farm in Kansas, and went to high school in California, started pro ball in Idaho, then on to the majors in Washington D.C. From there, we have many stories of him being one of the best mannered players of his time. In what were called "barnstorming games", Johnson saw Gibson play, and remarked that he "hits the ball a mile", and considered Gibson to be a better catcher than Bill Dickey. Johnson once stated he felt sorry for Gibson and other black stars. He said they could help major league baseball teams win games. He was regarded as "the black Babe Ruth", but that was a compliment during that time and place. Many, many called him that, sportswriters among them. About 1930, when Babe Ruth was making $80,000 (more than the President), Hall of Fame pitcher Walter Johnson commented on Gibson. He said: There is a catcher that any big-league club would like to buy for $200,000. His name is Gibson... he can do anything. He hits the ball a mile. And he catches so easy he might as well be in a rocking chair. Throws like a rifle...Too bad this Gibson is a colored fellow.
  • I've actually see him credited with being at least a little more enlightened than the average person of his era in this regard--I've seen the Gibson quote, and a few others about the fact that black players were good enough to play in the big leagues. Being born in the late 19th century in Kansas would actually have made him more likely to be anti-Southerner than anti-black. The Kansas-Missouri area was the scene of the bloodiest guerrilla fighting of the civil war--still fresh memories when Johnson was born, There's a great scene in the movie "Wild Bill" where some rowdy cowboy who's been shooting up the street tells Wild Bill Hickok "I'm from Texas, Marshall..." and before he can finish the sentence, Wild Bill smacks him in the mouth and knocks him out, commenting "I'm a Kansas man. I fought four years agin your kind."
  • no you are fine , if you werent you would not be asking this question. no he was not racist if anthing he was ahead of his time by decades. the josh gibson quote as close as i rember was , i am glad that i only face that man in exhibition games . gibson hit him like he owned him which he may well have . i belive that josh gibson may well have hit more home runs than ant other player , in baseball . there are no records to back yjis up . sandura oh . is number one all time. but history by word of mouth it just may be josh gibson . both all time great players . still think mr. gibson hit over 1000. next question how many insults will be recieved over this answer . thank you
  • Question for Who is Mat. If you do'nt know but asume Walter Johnson was racist becwuse he was from Kansas,does'nt that make you predjadese?
  • By all accounts Walter Johnson was not a racist and always tried to act like a gentleman.
  • Is Torii Hunter racist? He said he was interested in playing in Washington or a city with more black fans. What if a white player said that he was interested in playing in Minnesota or Seattle in front of more white fans?
  • I doubt you're crazy. He played in a different era, and he was, by all accounts, a 'good ol' boy.' I've never heard anything one way or the other, but needless to say, i wouldn't be shocked to find out he was.
  • nah i really dont think so you know whats really funny? my history teacher's name is walter johnson also...whoa weird man
  • I've been pricing rentals and properties around Boston, and I have friends who have moved both ways, and it seems the costs are similar for comparable neighborhoods and rentals/properties, and other expenses are similar. You'll have to add more to your budget for a car and expenses, because you're going to need one here, and you're likely going to do a lot of driving, because that's what we do here. LA is so spread out, and we don't really have good public transportation. You can expect to pay $800 - $900 on the low end for a single, and $1100 - $1200 on the low end for a one bedroom. Costs can go way up from there. The east side of LA; Glendale, Pasadena, Burbank, etc, will be less expensive than the Westside; West LA, Santa Monica, etc. The closer to the beach, the more expensive. Hollywood is expensive for what it is, it's not very nice (born and raised there, love it, but honestly...) There are lots of rental scams, so if it seems too good to be true, it is. We really don't have unapproved sublets, if the landlord isn't involved, running your credit, etc, it's likely an illegal rental and you'll get kicked out. Rents aren't going to be much lower than the amounts I stated, even in the sketchiest neighborhoods. You can live a bit out of LA for slightly lower rents (places like Covina, etc) but if you have to drive to LA, you will make up the lower rental costs in car expenses and gas. Our job situation is really bad, so if you don't have a job here before moving, you may have a long wait before you find one, depending on your profession, but even for entry level jobs. You can guess 4 - 6 months until you find a job, if you're lucky. If you're still living at home, start pricing what everything costs to give you an idea of what your budget should be out here. Good luck!
  • I worked for my landlord for two months (one of which he didn't even pay me for). When he gave me a new contract, I refused to sign it (it was very illegal). So then he fired me and claimed I needed to pay him retroactively even though I more than earned the money based on hours worked. I sent an official demand letter refuting his claim, which he promptly ignored. I kept paying rent and left the place in excellent condition, but he let the statutory 21 days pass without sending anything, so I sent another demand letter for my security deposit. Now his attorney is claiming that he can deduct the money from the deposit, because "any debts and credits between the same party can be deducted from securities." I know landlords can sometimes use deposits to cover unpaid rent, but this seems like a pretty bad faith application of the rule. Shouldn't I have gotten some kind of notice? Isn't he already out of options since he let violated 1950.5 (must send check or summary of deductions within 21 days of termination)? Help!
  • It all depends on what the initial contract said that covered those 2 months. The landlord is claiming you owe *him* money but he must show proof of what debt your deposit is being withheld to cover. You're claiming he owes *you* money so you must show proof of hours worked [time sheet or a witness] to get paid. This crosses the line between business and tenancy and the best place to sort it out is in small claims court. The filing fee is $50 and he can be forced to pay the filing fee if he loses the case. You wont get anything for the work you did because it's so hard to prove. So take him to court over the deposit and require him to provide proof that you have an outstanding debt. Be prepared. If you didn't take photos and/or video of the excellent condition you left the place in, expect him to claim damages and get awarded the deposit. "Bad faith application of the rule" - irrelevant. Unfortunately you mixed business with your tenancy and may have stumbled across a shady landlord dealing in illegal and carefully worded contracts.
  • I went to a community college from 18 to 20 years old. I have numerous W's and enough D's and F's. I have completed only 23 units and have a GPA of 1.83. Im now 21 and got my life on track i was diagnosed with ADHD and now take medication that helps me. I am starting private nursing school in two weeks to get a BS in Nursing, for that i am starting fresh without transferring any units. But i also want to get another Bachlors degree. how can i not use those other bad grades? I was thinking switching to another community college. basically i want it to look like i never went to school until now.
  • You're starting "private nursing school?" For a B.S.? That doesn't sounds right. Nursing schools require you to fulfill pre-requirements first and with a 1.83 GPA you would not be considered. Secondly, you can't erase those grades. If you want a B.S. you can transfer whatever credits from your previous institution to a new school (if they take you) you start with a new GPA. You can also go back to school that you were going to and take to semesters of courses and raise your GPA by retaking and taking new courses.
  • Well idk if you can "erase" that part of your life. I know that (in my UNIV) if you do bad on a class you can re-take the class and they will give you the better grade and "swap" them out so you cant see the D/F and it will be replaced with your A!
  • When I signed my lease (which was 4 months ago) I wanted to sign it for 6 months seeing as that I knew I had a possible job opportunity back in Chicago (where I grew up)-- but I knew the opportunity was a 50/50 shot and wouldn't be for AT LEAST a few months.. but the manager stated that since my credit was bad (and they had to work with me to get me approved) that it could be difficult to get re-approved in just 6 months.. so I should do it for a year... I was reluctant but she said if my job WAS relocated then that is the only way I could legally get out of my lease without fees (job relocation that is) So now the time has come and I got the opportunity and have to tell my apartment manager.. but I am just curious.. is that a California law? Is it most likely just something the apartment does? and if I tell her and she says no-- she can't break my lease-- is there anything I can do? (i have nothing in writing stating I can break my lease if my job relocates)
  • This is not general state law. That is only allowed if it is written into the lease or if the landlord agrees to it. With nothing in writing, there is nothing you can do if she changes her mind. EDIT: Subleasing is typically illegal and cannot be done unless the landlord agrees to it. As you can see it is not easy to break a lease. It is a legally binding agreement.
  • iF you have an early out in your lease, great. I am not convinced Calif has any such default 90 day early out for x dollars. however, you can use the national default option, called the "sandwich lease." With it, you become a LL for the duration of the lease, and you find a physical replacement for your unit. YOU Collect from them and you pay your monthly lease payments.
  • you're fortunate that the apartment complicated is prepared to permit you out of your lease with out any greater advantageous expenses as long as there is somebody to re-lease the apartment. There are some places which will fee one greater fee purely for breaking a lease. undergo in strategies that your lease settlement is a legal settlement which you're able to lease the valuables for a particular time-physique. confident, the clarification of your relocation would not have any bearing on getting out of your lease with out having to pay a minimum of till the apartment is re-rented. in case you think of approximately it from the different part..........you signed a lease till August. you would be breaking your lease to relocate in January. So now the apartment complicated will could desire to sell to objective and locate yet another tenant. enable's say it takes 2 months in the previous they are able to get the unit rented. that could be 2 months of lost gross revenues........it somewhat is why you're in charge for paying the lease (undergo in strategies you signed the lease words for length of stay). If I have been you, i could be conversing with my company who's moving me to work out if the corporate is prepared to reimburse me for the months of lease i could could desire to pay by using fact paying 2 rents could be fee prohibitive for many human beings.
  • It's not a sandwich lease, it's a sub-lease, pure and simple.
  • Anybody know of this? I can't find it ANYWHERE online. It's like it never even existed. What I recall is a fragmented memory of the movie(well, short movie, as it was around an hour long). It aired originally on Showtime(or HBO; well, one of those two) back in the early 90s. It was either filmed in the late 80s or early 90s given the fashion and music style seen/heard in the movie. It could've been part of an anthology-type show(each episode is a different short film, kinda like what the "After School Specials" were in the 70s and 80s). Here's what I remember: The main guy is set up on a date with one of the hottest girls in school(it's supposed to be a blind date). The main guy borrows his father's car(either that, or his older brother's car; I only recall him being very particular about making sure it's clean so he doesn't get in trouble) and picks up the girl. But the girl(I wanna say she's blond, as I believe I recall) has other plans. He takes her to a concert. The music's kinda pre-hip hop/alternative styled EMF-type music. The blond girl ditches our main character amongst the concert crowd and winds up going with another guy. The main character(perhaps after the concert), winds up returning to his car in the parking lot and he finds a girl kicking it's fender. Of course, he knows if the car is in any messed up condition, it's his hide, so he stops her. This girl is kinda nerdy looking, brunette with shoulder length wavy/frizzle curls and big glasses. She tells him that she was angry because the guy she was on a date with ditched her, and that when she returned to where he parked, his car was gone(and interestingly, it was where the main character would park, hence she took her anger out on his car, instead). I recall a line about how champagne and tacos don't mix(as she was feeling a little sick). The main guy tries to comfort her, and allows her to sit in his car, but she gets sick and vomits all inside(or at least on the passenger's door). He gets angry and she leaves, but he soon cools down and goes after her. She's walking through the parking lot and he drives besides her and offers her a ride home. She agrees. I think she does a little burp, and he gets scared because he thinks she's going to start throwing up again, but she tells him it was just a burp and she's fine. Now, my memory kinda skips, but I think they wind up going to an apartment party somewhere. I remember a big swimming pool, and something happens where some bully-type character tosses both the main guy and the nerdy girl into the pool. After, the two sit together in the laundry room, waiting as their clothes dry, and they talk. It's there that the main character starts to realize that the nerdy girl is actually kinda cute without her glasses, and with her hair let down. The two kiss. After that, I don't remember much. Anybody know what I'm talking about? I feel like I'm the only person who's ever seen this movie/short film. At the least, I'd like to know who were the actors and actresses in it, and what was the actual title of the film. Thank you!
  • This one was a special, with much of the same storyline as "Mystery Date": C.B.C.'s Magic Hour "The Prom" (1990) starring Stacie Mistysyn, Sean Roberge, Jaimz Woolvett, (Nicole) Nikki de Boer, Kathleen Robertson, Jill Hennessy, Santino Buda Synopsis: Shy Rebecca Pennington longs for excitement and romance in her life, and when she gets the lead role in her high school play she begins to think that those things just might be possible for her. She asks her cousin Tom to set her up with a "prince charming" from his school, but after her dream date is injured at basketball practice, she is greeted instead by Ralph, who initially seems to belong in the frog category. The night turns into one misadventure after another, leading Rebecca to believe that she is doomed to a life without love. But in the end, in true fairytale style, she realizes that princes come in all sorts of packages. NOTE: It took awhile before I remembered Santino Buda's name. He's the reason I have a copy of this on one of my videotapes! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~... I thought of this first, but it's a feature film: Mystery Date (1991) starring Ethan Hawke, Teri Polo, Brian McNamara, Fisher Stevens, B.D. Wong, Don S. Davis, James Hong, Victor Wong IMDB synopsis: Shy teenager Tom McHugh worships his sexy neighbor Geena Matthews that lives on the other side of the street, but he does not dare to talk to her. When his parents travel with their dog for a competition and his self-confident big brother Craig McHugh unexpectedly arrives from California for a visit with a classic 1959 Cadillac, Graig decides to call Geena and schedule a date with Tom. He lends his clothes and his credit card to Tom, who cuts his hair like Craig, buy flowers while Tom calls a limousine service. However, the driver has an accident and Tom decides "to borrow" the fancy car to impress the girl. When Tom is mistakenly taken as being Craig and finds a body in the trunk, his dream-night with Geena becomes a nightmare.
  • it depends on the company policy. Where I work our discounts are connected to a store credit card, we have to use the card to get the discount. In the paperwork i signed when I started it says that if i don't pay the bill i can be fired, it also says that if I write a bad check I have one pay period to take care of it or I will be fired.
  • considering this financial business is the company's business, yes they can get into a person's personal financial business. It is not personal or confidential because it is with the same company. I would think the company would merely take the payment directly out of the individuals pay rather than fire them, but then again the company is an "at will" hiring organization and they can fire a person for no reason at all. If you owe the company you work for money and are not paying it back, why would they be obligated to keep you in their employment?
  • As a former Target Team Lead I can tell you its true.
  • No i do no longer think of you are able to sue, i became fired on the instant the right comparable way regrettably and it became as though i became examining the previous 3 hours of my existence yet back. i do no longer locate it humorous how the folk answering your question earlier me have been so impolite. only only answer with data and allow her comprehend that no, you are able to no longer report a lawsuit.
  • I don't believe this information is correct, your friend is misinformed.
  • I'm currently an undergraduate student at California State University, Long Beach going into my second semester. I have decided to transfer to USC School of Cinematic Arts (I'm a film major), hopefully by my fourth semester. Don't get me wrong, I love CSULB; but somehow, I feel that I'm not satisfied with my education here. It's a wonderful school with great academics, but the fact that this was my back-up school stays in mind. The Beach simply is not my type of school environment. I want to be able to graduate in less than 7 years. How difficult is it to transfer into USC? As in, what are my chances with a decent GPA (3.4-3.5)? Any tips? I do have another option. While applying for colleges in high school, I had always acknowledged the existence of the nationwide Arts Institutes, but had never considered going. Somehow I had always aspired to be a 'university' student (not to say AI is a bad institution). However, after exploring a certain campus (Orange County) while assisting my friend in enrolling there, I found myself growing fond of it. The campus is very small, quiet, and peaceful. I want to work ideally in film, but also video gaming. I feel the atmosphere and environment of the Arts Institute suits me as a working student. My only issue is, will I be able to find the career I want in the industry with a degree from AI? Other things to consider about me: -film major -loves films and video games -aims to be production or character designer, hopefully art director, and ideally director -loves art, drawing, designing I can't decide. I'm thinking that if I don't make it to USC, to transfer to AI. Should I do that, or should I stay at CSULB if USC doesn't work out?
  • The Art Institute of California: Orange County is a for-profit business like the other members of the Art Institute chain. It also is not regionally accredited. In other words, it is a scam whose credits and degrees will not be accepted by colleges and employers. You will not be able to find a career with a degree from this place. USC accept barely over 25% of transfer applicants and the figure is probably much lower for its very popular film major. Your grades are probably too low for admission. I have no knowledge of the quality of your portfolio. If you previously applied to USC from high school, you will not be admitted as a transfer student with a 3.5 GPA even if you have a good portfolio. You are lucky to be at CUSLB which is the academically most highly ranked CSU other than the Cal Polys. You may be able to speed up your graduation time by attending year round. However, only USC, UCLA, and possibly Chapman University have any respect in the film industry among Los Angeles and Orange County universities and even their graduates have a much less than even chance of a career in the film industry. Perhaps you will want to verify this information and consider changing your major?
  • Transfer To Csulb
  • No they won't look at your HS grades. it fairly is real you could prepare a 365 days in the past on the UC or CSU campus( I prepare next semester myself.) the lads and ladies club BS would not rely for the CSU campus's, they only look at numbers.
  • its perfect for my family, im seriously in love with it, its beautiful, perfect location and e v e r y t h i n g !!!!! but the thing is that, 2 other people want it!!!!! im soooo pissed lke all day were talking about where were going to put everything,] were really just getting our hopes up but how loong do you think it takes for them to decide who gets it, or why. i mean we dont have that good of credit. could you tell me some info or something
  • Depending on current market conditions of where you live there could be multiple offers from buyers on a property especially if it has nice characteristics. Here in southern California this occurs mostly on bank owned properties. The bank comes and puts properties for sale at discounted prices. If the house is in good condition at a good price then bidding wars arise. All banks are different in their criteria as to who gets the home. If this was a regular sale meaning from a seller living in the property then if they met the buyer they would probably choose as to who they would like to have living in the home. Good Luck!
  • I've taken a course at San Francisco State through open enrollment and paid cash for my class. San Francisco isn’t my university. It just offered a class that I needed. Well, I don't like the grade I received and I'm planning on retaking this course at MY university; however, I don't want the original bad grade – from San Francisco State - to show on my transcripts or GPA soooo I'm planning on not telling my school, another California State system university, that I took a class at San Francisco State. Can MY school ever find out?
  • Nope. You'd have to tell them about it, and SFS would have to report the grade back to your other university. You aren't trying to get the credit for it, so your university shouldn't care what you did through open enrollment elsewhere.
  • "How is it plausible for a discern to love and smash a baby plenty that they willfully blind themselves to the certainty that the baby is going off course?" some dad and mom have faith they could replace into their baby's buddy to extra suitable relate to them, to maintain the strains of communications open, etc. And as your niece's difficulty shows, that seldom works. toddlers have an outstanding variety of acquaintances. What they decide for is somebody who units extreme standards and illustrates that strikes have outcomes. good strikes (examining, paying interest at college) have good outcomes (good grades); undesirable strikes (skipping type, not doing homework) have undesirable outcomes (undesirable grades). And worse is the tip that a discern-buddy has no impression over their youngsters; mutually as a truant-buddy is nearly a God to the baby. as quickly as the baby realizes the discern will enable them to smash out with stuff, that is incredibly stressful to reel them decrease back in. the baby has no admire for any authority the dad and mom attempt to hire. it often takes an extremely distinctive putting and complete eliminating from all the present undesirable impacts. "My kin feels obliged to maintain this little lady from herself till now that is purely too previous due. Do you think of my kin suitable for stepping in, or could my kin concepts their very own business enterprise?" your loved ones has the main stunning reasons - in spite of the shown fact that it maintains to be unseen in the event that they might replace your niece. Will this variation of parental athority additionally eliminate her from her acquaintances? If not, looking fulfillment would be complicated. it incredibly is the place a sparkling putting; a truancy boot-camp or protection rigidity prep college might probable be extra suitable suitable in direction of reforming your niece. besides the certainty that it sounds extreme, her strikes are extreme and so could the answer. I desire your loved ones the perfect. looking after the different is seldom intrusive. with a bit of luck your niece's dad and mom settle for the help it incredibly is attainable to them.
  • They can't find out. It's not like you were trying to transfer the credit back to your school.
  • CCA is REALLY EXPENSIVE. I had friends going their and they were paying about the same price as a private college. (Like USF). You can find ALL the info on Financial Aide on their website. About the Baking and Pastry program. I hear its not good there. If you REALLY want to do Baking and Pastry, I would suggest City College of San Francisco. First of all that program is FREE (Thats right its a FREE PROGRAM! Its a non credit class, but after you finish the course you get your certificate! I looked into it cause I was thinking about doing it) Its a year long. I think each course is about 500 hours each. But if your a full time student, you should be done in a year. All you pay for is books and materials. So not bad being its a FREE COURSE! Look into it! I might do it too, after I get my degree =)
  • Where is California Culinary Academy located in San Francisco, CA?
  • The california culinary academy does have a good baking and pastry program. They do offer financial aid.
  • The CCA is currently involved in a Class Action suit by many of it's former paying members. They are essentially accused of taking peoples money then failing to live up to parts of the Contract. As others have said, it is very expensive. Many people are out a lot of money, and they are not happy about that.
  • Here are 52 mixed reviews: http://www.yelp.com/biz/california-culin...Although I had a friend who attended who felt very ripped off by the program.
  • Current Junior from Texas. I'm planning on applying to the following colleges and I'm going to major in Civil Engineering. I might apply for the UC's, but I doubt that I would be able to afford them (SOOOOOO EXPENSIVE), so I would only go if I was offered some sort of scholarship: Cal Poly Pomona (Top Choice, I loved my visit there) Cal Poly SLO (Probably won't apply since my chances may be too slim) Cal State Fullerton UC Irvine UC Santa Barbara UC Santa Cruz Cal State Long Beach San Jose State San Diego State Cal Baptist University San Francisco State Schools outside CA: Utah UT Dallas I sort of messed up since I didn't take any honors or AP classes my freshman or sophomore year due to home and family problems . I really slacked off my freshman year, but became a lot more serious and became more dedicated to my studies starting my soph. year. CSU Unweighted GPA: 3.83 (Could possibly become 3.77 by end of year, balancing between 89 and 90 in AP Statistics :/ ) CSU / UC Weighted GPA: 4.22 Schedule this year: AP Stats AP Environ Sci H Physics H Precal AP Psychology English 3 US History Health / Speech My Schedule next year: AP Calculus BC AP Physics C AP Government AP Economics AP Literature & Comp Agricultural Mechanics Intro to College Engineering (Dual Credit) Art 2 Ceramics ACT: 25 (E22 M31 R24 S24 W8/12) (Though Cal Poly Pomona's Civil Engineering department puts a big emphasis in ACT Math scores while considering admissions, so could a 31 help me that much?) Didn't study the first time, but studying now and going to retake... hoping for at least a 27 or 28. Haven't taken any AP Test's yet. EC's: Football 9th Grade Computer Science Club: 1 year Church Youth Group: 3 years National Honor Society: 3 years Peer Assistance Learning Program (Help mentor elementary students) : 3 years Awards : Algebra 2 Student of the Year Over 125 volunteer hours. I worked at a restaurant during the summer after my sophomore year, and I'm going to work at a waterpark this summer. I have currently been running a successful YouTube channel were I have been making reasonable revenue since 2010 (And yes it is appropriate content :P ) That's about everything that I can put. So, what are my chances for acceptance for the schools that I've listed? I know they may be a little bit worst considering that I'm from Texas, but I have family in California (So please don't bug me about it not being reasonable or anything) Thanks in advance!
  • Apply to them all, then make your decision based on where you do and don't get accepted.
  • I consider you may have a excellent to satisfactory shot at Cal Poly Pomona (i go there). Your ACT seems type of low but your math rating makes up for it, i assume. I'd revise your list to this, although: Cal Poly Pomona (high choice, I cherished my visit there) Cal Poly SLO (more often than not won't practice on the grounds that my probabilities could also be too slim) UC Santa Barbara San Diego State I most effective integrated San Diego State in there considering the fact that San Diego is a fine situation to reside in. UC Santa Barbara on the grounds that i know just a few engineering pals from there. Surely you'll get into all those other colleges in your list(except maybe the UC's however these are not relatively valued at going to for the fee). I'd include might be 1 or 2 "safeties" if you are fairly worried, however I feel you will be equipped to get into one of these schools as a minimum if you work your butt off and don't mess up!
  • Ok, here's my dilemma. I'm going to apply for transfer this semester but my GPA is pretty pathetic right now, 2.57. Long story short i went through a lot of personal things my first year. I've been re-taking all the classes i bombed my first year along with my GE classes. I've been getting A's & B's since that bad year and will be done with my 60 credits this spring. I'm just wondering if the GPA i put on the application weighs more than the final GPA i end up with because i still have to send transcripts to the schools throughout the year to make sure i'm keeping up. After inputting the grades i expect to get for this year, realistic expectations not just A's, i should be ending up in the range of 3.2-3.5. I'll go with 3.2. I'm a realist, i know i'm not getting into a UC. It's just that i don't know which GPA the college uses more in their decision to accept or reject you. Wanted to attend Humboldt State, or any of the State Universities really, not Long Beach, Fullerton, etc. I know i won't get into those either. Maybe Northridge tops, & that's only if the final GPA counts for more. Please, no dumb comments.
  • The UC application requires something called a "January update". You submit your application in November and list your planned/in-progress courses, but in January, you have to log in and update it with your grades from Fall semester. So they will see your Fall semester grades and those will get counted into your GPA. One warning: if you are retaking the courses at the same CC, make sure to list them on your application with the exact same department, number, etc. Otherwise, the system may not recognize it as a retake. If you're not taking it at the same school, list out all your retakes and your new, updated GPA in the comments section at the end, just in case. Also, you can get into a UC with a 3.2. You won't get into all of them and there are no guarantees, but it's definitely possible. The strongest ways to balance out the low grades are: 1) show a consistent pattern of strong grades that are more recent than the bad grades (like all As, or all As and Bs in your last year), and 2) demonstrate interest in your field of study (take more than the minimum required for your major, be active in a related student club or get an internship in the field, work with your professors outside of class, and write a good, thoughtful essay about why you chose your major).
  • I feel you are in a very good standing. I too went via the entire IGETC thing for america. My most important used to be impacted so that they demanded extra, as a consequence sure putting the awards and whatnot is a colossal plus. Disgrace you forgot so as to add that to your application it will have helped you (that's why it is there) you can have impressed them and the awards speak for themselves. They prove how so much you may have worked for and so there's no ought to inform them about your excessive tuition expertise. Can you send an extra application to the campus? You can also want to contact the admissions place of work at Berkley or UCLA. Probably sending them a duplicate of your awards among with the transcripts you ought to send from excessive tuition and community tuition. Quality of luck.
  • I'm in Colorado, so it may be different, but at the community college in my city GPA doesn't matter. If you apply, you're accepted.
  • We filed our initial claim on November 20, 2010. We complied immediately with all requests for information. Beginning January 3, 2011, our agent has repeatedly told us that the check will be going out next week. Every week it's the same story. The personal property claim was very cut and dry. They have no dispute as to whether the items claimed are covered (per his own admission). What would be the best course of action at this point? I live in California. File an RFA? File a complaint with the Insurance Commissioner? Hire a lawyer? I'm looking for the best way to quickly recoup our losses since we had to pay for much of the construction/repairs on credit. Thanks!!
  • Hiring a lawyer is the LAST thing I'd do. The first thing, is to talk to your agent, and lay it out. I'd be very tempted to just sit down in their office, ask them to call the adjuster in front of you, and ask for the date the check was cut, and when it's expected to be mailed. It's been six weeks, and you keep hearing "next week the check is going out". I'd strongly suspect that the agent is just slacking off on this. Next, I'd call the adjuster. Tell him the agent's been promising the check "next week" for the past six weeks, what's the deal. You can also talk to the adjuster's supervisor. I actually had a claim where the adjuster went out on maternity leave, and there were a half dozen files left on her desk, that NO ONE took over. Oops. You don't really have a bad faith claim at this point in time - no one has denied coverage, they're just not acting in a prompt and timely manner. You could file the complaint with your state insurance commissioner, but you might get faster results seeing the agent face to face.
  • A lawyer will only cost you more money. If you can't get answers from the insurer, file a complaint with the state insurance commissioner.
  • So I really need a car. Used car, because my credit sucks so I cant afford a New one, and none of my family is willing to co-sign, because I am moving from Delaware to California. And because of the "high costs of living " out there, they dont think I will able able to keep up with payments, and they dont want to be stuck with the bill. I don't know many used car dealerships in DE that are a BKO, good credit bad credit everyone is approved. I looked up reviews on the places i do know, such as DOW, First State Auto, Wolf Elite I & II , New Castle Motors, and they are either too expensive, or known as crooks. So i need a RELIABLE PLACE, where i can get my car and drive over 3,000 miles, and have plently of space for my luggage. And it wont break down? Any suggestions? HELP ASAP!!!! i mean ASAP, i need to move first week of JUNE !!!
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  • It is so bad that you cannot shop on line, you know there are a lot of extremly cheap corsets there, or you could ask for help from your older sister or brother, if they have a credit card, then you could ask them to buy it for you then you give them the monry directly. Or you could go to some lingerie forum etc and post a post that you need a cheap corset, maybe some one could do it for you.
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  • i am going to sue my boss for identity theft because when i stopped working there 4 years ago they had a storage unit in my name which they are always late on causing me bad credit they were supposed to take it out of my name when i stopped working there but failed to do so. i just dont know where to begin looking for a lawyer
  • That's not identity theft. Also, all you can sue for is your actual financial damages, so that's unlikely to be enough to justify a lawyer. Your better off just suing in small claims court. Richard
  • Check out the below link to get a lawyer. I can help you out.
  • There are no jobs, no company wants to come here because all the people throw a fit, all jobs pay minimum wage or just above and there are 100 people applying for a single job whether it be for a grocery store or a high paying job. Our rent is more than our income and all the houses look like somebody took a dump in them. When is Idaho going to let us survive?
  • Idaho has pushed jobs out of the way-residents raising a fuss when someone offers job opportunities, and its almost like a sink hole- you got in and now you cannot get out. rent is higher than income, jobs are scarce and far between, and getting out of here means ruining your credit and chancing your luck in another place. how many times do you have to be homeless before people think of others instead of themselves?
  • Fortunately for you, the governments of California and Oregon are driving businesses to places like Idaho.
  • If that is life in Idaho, maybe the time has come to consider relocating to another part of America which has jobs. Least we forget, one cannot expect jobs to always be just down the road from your house. Some times, you gotta pack up and relocate to where the jobs are..
  • Because Idaho sucks. I know because I live here
  • My leased car's registration is due for the whole year, but I have only extended my lease for three months before I will be leasing a new vehicle and paying registration then. Do I have to pay the full years registration for the car I will be turning in in three months? I live in California and the registration fees are ridiculous here. I have a hard time paying $250 for three months of registration. Thanks!
  • The bad: You have to pay a full year's registration even for 1 day of use. The good: You can credit the unused portion (they pro rate it, so don't expect exactly 9 months worth of credit) toward the new vehicle when you get it. (It involves transferring your old plates and registration to the new vehicle, so do not let your plates stay on the old when you exchange it.)
  • temp tags should work dmv ask for a drive out tag or temp tags
  • sooooooooooooo dont do it/get other car now
  • Look at California. We've given $200 million in free education for illegal immigrants! We have the highest taxes in almost every category in the country. Guess who controls legislation -- DEMOCRAPS! Let me add that we have the WORST credit rating of ALL 50 states!
  • They had a problem with levees down there, not so much infrastructure. I guess that begs the Q of who was responsible for the inadequate levees? They knew beforehand that they wouldnt standup to a category 5 hurricane. The real question is why arent they more independent and have better local evacuation plans? Why were they so dependent on the feds before, during, and after the disaster? I remember when theose rainstorms destroyed huge amounts of crops over in Iowa, I dont recall them begging for federal help. They dealt with the problem themselves. This is true of all liberal "leadership," they are always looking to the highest form of govt (and even outside the US) for guidance and leadership. All liberal eyes are always on the federal govt. They are DEPENDENT and do not understand rugged individualism or the American way.
  • and for your info did you hear the democrat that said on i think january 9th 2009 that we need to give the illegals the jobs of working on the infrastructure and not american citizens ?
  • ::cough::pork-barrel politics::cough:: There's a change a coming in Washington! That change is which way the pork flows for the next two-to-four years. There's a change coming to America! That change is all that will be left in your pockets after the Government steals your paycheck to pay for it's pork.
  • Your right. Florida which is predominately Republican has done a good job of handling it's share of hurricanes. I think it's because democrats spend more money on entitlements.
  • Honey, the entire corrupt corporate entity that is the US has infrastructure problems.
  • This entire country has problems with infrastructure. Your little tirade against Democrats, blaming us for bad infastrcture, is childish to say the least.
  • because democrats keep spending the money every year that was set aside for infrastructure....do you really think that when they say they are going o use it for roads that they actually do?.....wake up and smell the blacktop
  • Nonsense. There are infrastructure problems all over the U.S.
  • They are not, in fact so called Dem controlled States are usually in better repair. Try traveling more.
  • so im 19 and i just finished my second semester as a freshmen at a community college. throughout my high school years, and before that, my parents and especially my dad have always encouraged me to get good grades and do well in school, even when i was failing a class he wouldn't get mad, he will just say to try harder next time and to get at least a C. so in high school all four years i got a 3.0 GPA and i was the first to graduate in my family from high school last june. they were encouraging and always kept me me going, i think becuase of my dad i had a motivation to do well in High school. but all of that changed, after graduating last year he didnt encourage me to continue studying, idk why, he did wanted me however to go to a California State University, but since im not very goo dat math i didnt have the math requirements to go so im going to a community college, so my dad was disappointed about that but it's whatever im planing to transfer to a CSU in 2 years. ok so as soon as i started College, he wasn't caring no more, every mornings when he used to drop me off, he would always say to try hard and do great at school, now he doesnt say anything. he used to check up on my grades in high school and now when i tell him i got a good grade on my paper or to show him my grades for the semester he deosn't seem interested. he does however focus on my younger brother who is a sophomore, he's always been the smart one but lately he hasn't been not trying in school and gets poor grades, see when his grades comes up he motivates him, gives him all the advice, and nothing for me. he's been pressuring me to get a job, which i have been trying but with no luck, i always hear my parents talking about me, saying that im lazy and that i dont want a job, that i will always depend on them, this isn't true of course i want a job! i hate it when i have to ask my dad for cash to go out, or to get school supplies, it's embarrasing! he even told me one day to stop waisting my time and his money at school, if i wasn't going no where, (he said this after telling him that my school was making some cuts and raising our tuition) he also tells me that im a young man now and that i need to become independent, which i agree, but he also wants me to pay for my education, he tells me to get a job and buy my own books, which i disagree cuz even if i had a job i couldnt afford to buy my books! and that once kids reach the age of 18 they dont need help anymore becuase they are adults now and we must support ourselves. he made feel very bad that i actually cried! im so frustrated it's like they dont care about me anymore, it's like they dont care whether i got to school or not as long as i get a job. parents are to support their kids to continue their education and get a good career! the only reason im going to college and being the first in my family to go to college btw, is to get myself a good career with a great pay. but they dont understand. idk what to do can someone help me?
  • He hasn't been to college, so no, he doesn't understand. This is likely making him confused and even a bit insecure. He doesn't know the nature of what you are learning. He probably doesn't understand that credits can transfer - he may think that if you go to community college, you've failed, which isn't true. AND he likely graduated high school and immediately got a job himself, and probably supported himself right off the bat, so he can't understand why your path is so vastly different from what he did & what he would expect of the "typical college student". My advice? Start by finding a job. You can absolutely afford to pay for your supplies and books (though probably not tuition) with a part time job, you just need to be economical about it. Only buy brand new books when you absolutely have to -- stick to used. See if there is a college bookstore that will also allow you to rent when you have the opportunity. Sell your books at the end of the year (unless they pertain to your major). If you keep your notes from past classes, get a file cabinet and file the papers from your classes in file folders. Get just a couple of notebooks (or use binders with looseleaf paper) to take notes on -- at the end of the year, take them out, file the notes and papers, and you have binders or partially-used notebooks that you can continue using - which will save you money. If you have pencils, use them until you cannot anymore; same with pens, markers, highlighters, etc. Another very helpful thing would be to sit down with your degree plan and TALK to your father. Explain to him the classes you're taking, how, exactly, they'll transfer to a larger University and your plan of action for next year. Tell him that you respect him, and appreciate him paying for school, and you want to show him what you're doing. Be patient with him, but make sure he absolutely understands before you leave.
  • If they didn't care, they would not be telling you to get off your freeloading butt and contribute to the cost of supporting you. Money does not magically appear from nowhere and whether you like it or not, you cost money. I'm surprised that by 19 you have not caught onto that concept yet.
  • Cnn/Robin reports the housing market for this country is the highest it's been with the banks scrambling to figure out what to do. To many people getting credit where credit isn't deserved and then failing. The banks have been to easy. California and Nevada (Las Vegas) has been noted as the worst in the country for failing loans, people reaching out to far. Many homes on the market due to failure. Banks (Federal) trying to resolve the situation by tightening loans but, market flooded with homes now that can't be sold. My own Grand daughter loving a home they saw, they can't afford the one they have, always struggling with payments, insurance, taxes and assessments, got a loan before selling first home with no problem, now they have two homes they can't afford. One has been in default for fifteen months now, who's fault is this? Poor management of the loans by the banks have made it to easy. I remember when it took 20% or more down, a clean record for three years and a job insured and guarenteed for five years, to get a home. People bought and didn't move, sometimes the house stayed in the family for generations. Now people move around like changing thier socks.
  • It is hard to tell because I think things are going to be presented based on who is trying to benefit, so to speak. I would just say, if you are looking to invest or buy a house in the area, buy on a fixed interest rate and shop around for a good lender. 1/2% can make a big difference. What is getting a lot of people is the adjustable rates that are fluctuating with the economy. Good luck. =)
  • Well, if you're among the SUPER wealthy who can AFFORD to buy multi-million dollar homes, the Housing Market in California DOES look pretty good... -But if you're just an "average" Joe (or Joanna), looking you buy something that isn't going to bankrupt them into poverty- well, a $250,000 home just ISN'T in their "future"- any time soon. :(
  • Are you planning on moving there? I heard it is falling into the ocean, and all those fires, no rain, I think I would stay where I am at.
  • Good question... Research more about news on foreclosure to have more info.
  • I have good credit and I make 6gs a month but I have no tax record at all. I could get someone to cosign and I could have a friend say I've worked at there business company making the same amount. I'm looking to buy by the end of this year my apt lease will be up on October. How much down payment will I need for like a $400,000-500,000 duplex? This will be my first property..Am I missing something else?
  • This is a very bad idea for several reasons. Step back and start paying your taxes. Start declaring your income now. You cannot buy a place in October with no income that has ever been reported. If you have a down payment, find a small cheap studio instead of a $400,000 duplex and work out a lease purchase agreement if you have to buy something. With an income of $72,000 a year you cannot afford the mortgage even if it was declared. You would just drag down your co-signer as well. I would recommend getting the lease extended another six months while you declare income and shop for something more affordable. Having someone say you worked for their company is fraud and the government will look for the payroll taxes that were supposed to be paid by the company on a quarterly basis and your friend will end up in jail.
  • Unfortunately your failure to declare your income is now biting you in the tush. With banks now so leery of lending it is entirely possible that you will need a 25% down payment. While mortgage rates are almost at an alltime low, I doubt very much that any lender-other than the seller-will not require tax returns. You should determine from a mortgage lender or two what you need in income to support a loan of $300-325G-it won't cost to ask- how many years of tax returns you'll need, perhaps call the local banks to see if any of them are having buyer seminars. Given the current nosedive in rtealty values, you may be able to find a seller who will finance you, perhaps by a 5 year balloon-enough time for you to establish an earning record.
  • First, pay your taxes. If the strip club gave you a 1099 form or a W-2 form, and you didn't file, you are in BIG trouble. If you made money in 2006, you need to file to make up for April 15, 2007. And you said you made money last year, so you need to file to make up for April 15, 2008. You're looking at paying back taxes, (assuming you started working January 2007), you're looking at having to come up with about $40,000 cash to pay the taxes and penalties. On top of that, if all the money is still in cash (meaning you didn't put it in the bank because you didn't want the IRS to see it), you're going to have to prove it wasn't drug money.
  • DO NOT have your friend give you documentation that you work someplace you don't. It is fraud. With a 20% downpayment and good credit, you can do a stated income loan with fairly good pricing and interest rate.
  • My theory has been that all these people losing their houses need somewhere to live, and obviously that means renting. So it would only make sense that there's more demand. However, a couple people have told me the rental market is bad right now. How can that be? I'm thinking of renting my house out, because I'm looking to buy. However, if it's likely to sit unrented, that's not a good plan, because I'll need that money for part of my house payment! I'm in the Sacramento area...
  • check craigslist.com for sactown and investigate properties that are comparable to yours, this will give you an idea on what rent you could get. Be advised, whatever income you get, the lender will credit you with only about 75% of that income on your loan application. Indeed, those losing their homes need to live somewhere, but the rental market is still rather weak. I'd rent the house out first, before buying anything, which will mean renting yourself for a short period. Be prepared to put 20% down on a "new" property, otherwise lenders will hesitate on any loan. good luck. If possible, maybe stay put, get renters to move in with you and you'll make bucks to save towards a bigger down.
  • All I hear from the Republicans is the Democrats want to cut and run. From everything I have seen or read it looks like it is the Iraqis that cut and run. You would think that Dick our VP would know about cut and run, He had five military deferments. And Geo. joined the air guard. No Vietnam for either. And they have the nerve to treat Veterans like they do.
  • Iraqi soldiers need some credit. They risk being blown up at recruiting stations and in their own barracks. Yet, they still volunteer. Maybe we need some perspective. If a reporter wanted California to look worse than Iraq, he would certainly have the data to do it. There's less crime, less illegal immigration, more new business, less taxes, and fewer violent deaths where? IRAQ! Read the link below! PS: Cut the personal attacks--Did you serve in some great war you didn't tell us about?
  • Do you even know what the term "cut and run" means "Cut and run" in this context means we go over there blow everything up than pull troops out while the country is in a state of anarchy. Once they chose to go there they have to finish the job not just quit.
  • The president was in the Air National Guard, it's not his fault that his unit did not deploy. The democrats are the cut and runners not the American soldiers. Not everyone in WWII deployed either. That did not make them cowards, just lucky. How are veterans mistreated? I'm a veteran and I don't feel mistreated.
  • The utmost expert on cut, run, and hide is Bill Clinton. He invented it. Ask him.
  • hey if our government wants to cut and run leaving Iraq the Way it is and have them using nucks against us, then i say we stay!
  • HUH. I GUESS SO IF YOU SAY IT.
  • My fiance' were staying at the Berkeley Marina Doubletree when their Security tried to enter our room at midnight, 2 times, without knocking. I'm afraid the Security Guard was up to something and when I opened the door, He rudely told me I had to go to the front desk. As it turns out, the front desk made a mistake stating my credit card was no good. After they realized it was, they offered me 20,000 Hilton Points and a free nights stay there. I told them I never wanted to stay there again and filed a police report. Since then they informed me the security service had been replaced, but retracted their free nights stay offer. I contacted Hilton corporate multiple times with only rude replies. As it turns out, my fiance' is now unable to sleep, but even worse, unable to orgasm while away at any hotel. This has ruined any subsequent vacations for me and I want Hilton to pay for this. I am looking for a good lawyer to help on a contigent basis. Help.
  • Good luck. You have no case. "Trying" to enter your room means nothing. The problem with the credit card means nothing. You might have damages but you have no claim leading to the damages. If you want a good lawyer, go to the courthouse and ask some of the lawyers you find there who is a good civil litigator. The ones at the courthouse are criminal lawyers who will not want the case, but they know who the good civil lawyers are.
  • My prediction is you can't. The case is weak. It's dubious that an unmarried man can sue for loss of consortium, that would need research. Your inconvenience is hardly enough to claim damage. It's even less likely to get anyone to do it on contingency. They're going to want a bundle of cash up front.
  • This fall, I will be a sophomore, and I plan to transfer to a university this year from a community college by the end of the school year. By the end of January, this is what my application will look like. Before you look at my stats, will colleges take into consideration a strong upward trend? How much of an impact will that have on my chances of being admitted as a transfer? Overall GPA: 3.52 Freshman fall GPA: 3.5 Freshman spring GPA: 2.66 Freshman summer GPA: 3.0 Sophomore fall GPA: 4.0 Credit hours: 50 Volunteer hours: 230+ Extra curriculars: none Letter of recommendation: possibly 1 Classes I took and will take: Freshman fall: -remedial math 1: A -remedial math 2: B -remedial writing 3: C -class all freshman have to take: B -computer science intro: A Freshman spring: -remedial math 3: C -English 1: B -psychology intro: B -upper level biology: W -history intro: C freshman summer: -government intro: D -government intro (re-taken): A -upper level psychology: A Sophomore fall -English 2: A -upper level psychology: A -upper level biology (re-taken): A -college algebra: A -art history: A Sophomore January semester: -pre-cal: A -upper level psychology:A -intr