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State Arizona
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1011 N Pantano Road No. 115, Tucson, AZ 85710

Arizona

Tucson

1842 W Broadway Road, Mesa, AZ 85202

Arizona

Mesa

3930 W Ina Road, Tucson, AZ 85741

Arizona

Tucson

8450 West McDowell Road, Phoenix, AZ 85003

Arizona

Phoenix

1309 W Guadalupe Road No. 1, Mesa, AZ 85202

Arizona

Mesa

1112 S Craycroft Road, Tucson, AZ 85711

Arizona

Tucson

278 W. 32nd Street, Yuma, AZ 85364

Arizona

Yuma

710 West Elliot Rd, Tempe, AZ 85284

Arizona

Tempe

12875 West Bell Road, Surprise, AZ 85374

Arizona

Surprise

12370 N 83rd Avenue No. 1, Peoria, AZ 85381

Arizona

Peoria


Frequently asked questions about arizona loan

  • Idea is great. This will definitely help people to avoid such problems. What is the solution if a person is already in foreclosure problem? Can he still challenge loan provider?
  • You will want an LSR backed up by AU findings (FHA/FNMA "Approve Eligible" and FHLMC "Streamline Accept"). You need this to get your offer accepted (the seller knows that you can close the loan!). To get an LSR, you must spend some time with a mortgage professional strategizing about clearing up credit issues, income, assets, how much house you can afford etc. Best of luck to you!
  • I work with a lot of people who have not so perfect credit. If it can be done, it would be through FHA. We specialize in FHA and VA loans. You can email me if you would like additional info: mark@123loanz.com
  • You should check out Radiusland.com. They don't do credit checks.
  • hello... if ever you want to surf for available spaces, have tried one of their services/packages and it's great. just check it out (www.lowcost-realestate.com) maybe you'll like some of their offers. :) hope this helps.
  • No, it would be better if you just saved up $2000 and made the trip that way. If somehow you were approved, your interest rate would be extremely high. The $2000 loan you would recieve would be upwards of $3000+ after interest that the Banks and CU's charge.
  • As of February 2010, you have to be 21 and employed full time 12/18 months without a co-signer. Plus the fact that personal loans went out of business 20 years ago unless you have collateral to back it up
  • Realistically......No. Banks generally don't do personal loans any longer unless you are a very good customer with top notch credit.
  • Ariah (with lots of exclamation points!): The US Department of Education is far and away the largest source of financial aid for college students in this country - they offer some forms of aid that are available to everyone, and other forms of aid that are only available to aid applicants who demonstrate "exceptional need". Because you are over 24 years of age, you are, by definition, an "independent" student for financial aid purposes. As an independent student, your financial aid need will be based entirely on YOUR financial circumstances, and that's all you'll be telling the Department of Education about when you complete your FAFSA application. The great thing about the FAFSA is that most states and schools "piggyback" off the FAFSA in evaluating you for any financial aid that they offer, separate from the US government. That way, you only have to complete that one application, and you'll be considered for pretty much every type of financial aid available, except for scholarships. Nevada does offer some excellent supplementary forms of state financial aid, and you can read about many of them here: http://www.nevadamentor.org/FinAid/step4...What I would like to suggest is that you spend a few minutes with the US Department of Education pamphlet called "Funding Education Beyond High School: The Guide to Federal Student Aid". This pamphlet is an extremely informative introduction to the entire financial aid system - you'll learn what's available, who qualifies, how much you might receive, and how to apply. Despite the name, the booklet goes beyond just federal sources of aid, and talks about state aid, institutional aid, loans, and scholarships, too. There's a lot of helpful advice in this pamphlet. I wish you the best of luck - and I hope this information helped!
  • Once you turn 24, it is based on your income alone. Not your parents. On the Fafsa that you will fill out, it will ask you to put in your parents info, but it says it's 'optional' DO NOT PUT IN YOUR PARENTS INFO!!!!!!!! If you make very little money you won't have to pay tuition at all. I make about $200 per month, and I got all my tuition paid for. But really you need to fill out your fafsa, and you need to do it fast. The sooner the better. Even if you don't end up needing the money, or going to school or whatever you should still fill it out soon. Good luck
  • You would need to do your FAFSA. Go to www.fafsa.ed.gov. You will use only your information. You will put in the school you wish to go to and have ur results sent to. They will then contact you (college) and let you know what you are eligible for. :)
  • Go to the university of phoenix. It is a great school. I go there. You will get a financial aid counselor and academic counselor.
  • Try this estimator: http://www.finaid.org/calculators/finaid...
  • Hi, looking to buy a mobile home in the Sierra Vista, Hereford area of Arizona. My husband has only been on a new job for a few weeks in an entirely new job field he has not be involved with before. I hear the lack of years on job in a new field can be a challenge finding some one to fund a home loan. We are only seeking $50,000 and under. Credit score is excellent. Have contacted all the banks and mortgage companies. Any ideas?
  • seller financing. but find out first what rates and terms would be at the local credit union -- you'll need this when you bargain for what you want. then watch out for the seller who tries to jack up the price to get a little something extra for himself.
  • Used mobile homes are very difficult to finance because they depreciate quickly. New mobile homes can be financed by the dealer or manufacturer but are a poor investment.
  • Richard Nixon stood before the american public on tv and said " I am not a crook". Turns out he was. He was a liar. If you look into the backgrounds of ALL of our elected officials, I'd be willing to bet you would find corruption, under the table dealings, and a consistent theme of looking out for themselves first and foremost. And why not? It's a common practice in Washington and there is really nothing the people in this country can do about it except to vote that person out of office when his term is up. Only to get another Dem or Rep who is just as crooked. Welcome to America, the land of the not so free.
  • That's the politics work's today my dear.Creating bad news and good news to win and to loose.
  • My husband and I will probably foreclose on our house. We can't sell because Arizona real estate is just awful and the house isn't worth what we purchased it for. We bought for 350,000$ and it is nowhere near that in value right now. What will happen when we foreclose on the property? Does the bank buy it back for what it's worth? If they do, what happens to the rest of the money to make up the loan amount? If we foreclose do we need a lawyer? Thanks for any help, we greatly appreciate it.
  • The bank will try to get as much as they can for it. It may not be what you paid for it. The good news is that if it is your primary residence, you wont be hit with a taxable event from the IRS. That loss in most cases would be considered income. This article on Foreclosures may give your more of what you are looking for; http://getprequalified.com/article/105088/real_estate_foreclosure/common_questions_and_answers_about_the_foreclosure_process_and_deficiencies.html
  • It depends, different laws in different states. But the bank essentially buy the house back at the sherriffs sale / auction. They will eventually sell the home again to recoup their losses and typically (state by state laws )you will still owe the difference from what they sell for and what your mortgage balance was plus fees & penalties. Yes you should consult an attorney to help you through the process!
  • Sorry VA reward does now now no longer artwork that way. google H.A.R.P. for conceivable mortgage replace. get and skim finished funds make over, Dave Ramsey can help you u coping with what u have. jointly as in foreclosure u can in optimal circumstances keep contained in the abode for as a lot as a three hundred and sixty 5 days. even employ from the personal mortgage holder as they prefer persons in so stuff does now now no longer get stolen.
  • http://www.washingtonpost.com/wp-dyn/con...Read this article. Very helpful. You can't just walk away.
  • No. The title loan company has the legal ownership of the vehicle.
  • not sure exactly what you are asking here. Need a bit more info, but yes, PMI on new loans in 2007 is tax deductible, but not PMI paid for existing loans.
  • Johnka is the only legit answer here,the rest are scams. Try Bank of America,they love to give out loans without a ss#.
  • You've certainly brought out the scammers. My advice would be not to contact any of them but to go to a bank and discuss the situation or do it on line with a bank.
  • Google it :) or call your local check into cash or whatever loan places you have there or you could call a bank & ask :) answer mine please ♥ i'll give you best answer :) http://answers.yahoo.com/question/index;_ylt=AlaxQkrmpOuBKL9RqTTs44rsy6IX;_ylv=3?qid=20080903145203AA76Uxd
  • You possibly can instanly receive an online payday loan up to $1000 applying this service: http://loans.servermatrix.org I got my payday loan although I have a very negative credit score.
  • Are you out-of-state for CO? If so, then your Pell Grant and federal loans likely won't be enough, no. You'd need to use Parent PLUS and perhaps also private student loans to cover the rest. You need to see the aid offer from Colorado State, then run the numbers to see how much debt you'd be in when you graduated, and then decide if you can attend.
  • I know you said Arizona, but if the same situation happened in Texas, the car would not be considered stolen. The car owner is required to send a certified demand letter to the address of the person that took the car stating that they must return it. 10 days after the letter has been sent, then the car can be reported as stolen.
  • It depends on the actual agreement when letting the friend borrow the car. Was it for a specific purpose or time? The longer the friend keeps the car the less of an argument he/she will have. We have a law in Georgia called Theft by Conversion. It means in this instance the car was used contrary to how is was agreed to be used. She need to insist to report it stolen but must be willing to press charges.
  • She needs to report that the car was stolen, not that she lent it to a friend first of all. If she contacted the police, then have her call the Sherriff department and just report it as stolen, and give them the lojack info...
  • uhh report it stolen, if i loaned my car to someone and my car and didnt bring it back in 5 minutes im reporting it stolen
  • If she has Lo Jack, she should report it stolen.
  • I live in Arizona. I have a pay-day loan from 2009, originally for $300. I defaulted, then payed 80% back within a year. Now a debt collector is harassing me. They cited me what sounds likie a court docket #, but won't give me any more specific information. My question is, can a debt collector make up a court docket # in order to get me to pay-is this legal? .I can't find anywhere on-line to verify if this is a legitimate court case.
  • They can probably lie all they want. Until you are served with the lawsuit, it's all meaningless. It's quite possible they've filed the suit but never served you. The link below gives some do's and don't's for debt collectors in your state.
  • They can sue you, yes. BUT you can ask them straight up (I recommend recording the call) if they have a court case against you and to send you the files. IF they are lying you can usually get the debt waved under the unfair debt collections act. Speak to a lawyer or just pay them.
  • A "grace period "was set up by FDIC. It has nothing to do with the account itself. If the payment is due on the 5th of each, it should be received on or before that due date or you will be charged add'l interest. It's called per-diem. If you have any doubts, just call your bank and ask what the per-diem rate is past your due date.
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  • It should really save you hassle to just get an auto loan price online to verify what the going rates are. You might be totally suprised. Also if your credit is not good, a lot of online loaners are more able to help you. What I usually tell friends is that an internet quote at http://auto.lowratetoday.com is what I would do.
  • In the category of 1ST of Delaware, not many, they will charge you up to 50% interest. They are definitely one of the last SUB PRIME installments left, that is one reason they cannot do business in most of the states. USE THEM CAUTIOUSLY, BETTER YET FORGET ABOUT THEM
  • Steer clean, you would be extra effective off borrowing variety the Mafia. 1st economic company of DE can basically mortgage in approximately 6-7 states, they're significant SUB best you ought to truly desperate, that's what those for prey on.
  • You need more details. This question doesn't make a whole lot of sense. What are you trying to do?
  • I can help get the loan. Shoot me an email to msmith@premierloangroup.com, and let's chat! Marty
  • 6 years for a written contract, 3 for an oral one.
  • There is no deadline--- You have to wait until the agreed amount of time is up... For example, if someone agreed to pay you 500 dollars by March and it is now July, you can sue them, you can't sue them before the agreed time. Also, you can't sue them if you never agreed on a deadline.
  • i believe it is 5 years
  • I don't know about legally but it certainly isn't morally right to expect someone else to pay for another's college bills.
  • you like an lawyer. in case you have already got one, you like a extra ideal one. If he continues to be in you may touch his commanding officer. you additionally can touch the better halves of alternative provider contributors. they are able to be efficient.
  • probably not...
  • shop around with your local banks and financial institutions. you will receive many on-line and internet solicitations...especially those that say ("email me -ican help you or i can do better")...they can not do better and you will only end up in a worse financial situation, in teriible loan that was not trully disclosed to you or you may end up losing your identity to identity theft. work with your local financial institutions....no one can guarantee to give you a lower rate without first seeing your credit and debt to income ratios. good luck
  • It takes a while for first time students so by the end of this month all your money should be disbursed.
  • If I were you, I would go to Pinnacle. I think you can find it online, but it's under a different name. It's http://www.southwesttitleloans.com
  • http://www.recreationspotsaz.comhttp://www.recreationspotsaz.comhttp://www.recreationspotsaz.comhttp://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com
  • Go to www.salary.com to enter your specific location. The web site will tell you the average medium wage for your area.
  • Typically, the loan company can reposses the car, sell it, and then sue for any difference between the sale price and the amount owed on the loan. You signed a contract, and hopefully have a copy of it, so look it over to see what the terms are. BTW, Joe Arpaio is only Sheriff of a single county in AZ, and no county sheriff has anything to do with your contract.
  • repossess the car from you! Tow your car in the middle of the night. Sue you for the money you owe them, or just put you in Debtors prison for non payment. Your credit rating is in serious jeopardy if you don't work some way out to at least pay a little. Let them take the car back, but try to just pay a little. Twenty bucks here and there can save your butt later. Welcome to Sheriff Joe Arpio's land.
  • Thats simple- They will come and take your car and sell it to get the money you owe them.
  • I don't live in AZ - but, 3.75 acres sounds nice - even if the house does need repairs. Good Luck.
  • i have two questions about the arizona CDL...first one is after i get my DOT physical and pass my written test how can i go about getting training on how to drive a truck?...i know there are trucking schools but i can't afford to pay for one and my credit isn't good enough to get a student loan so what are my other options...the next question is what is a class C CDL for...would i be able to drive a dump truck towing a trailer with a steel wheel roller or is the weight too much....
  • Class C CDL would be for any vehicle 26,000 pounds or less, towing a trailer 10,000 pounds or less, which requires a CDL - hauling haz-mat, or school bus or passenger vehicle that holds more than 16 passengers (17 or more people). Examples would be a small passenger casino bus / bingo bus, a fireworks van, or a construction pickup truck which is carrying explosives for demolition. As far as practice, you will need to find someone with a truck that is willing to let you drive around, or find a school with a comittment to drive for a company upon graduation (use caution here... lots of rip offs)
  • well there are trucking companies out there that will pay for your training no matter the credit situation or you can just rent a truck and trailer and take the road test your self and a class C CDL isnt what you want to drive a dump truck and pull a trailer you want a class A CDL hope that helps , and good luck
  • find truck driving school in your area. they will have school loans available. some trucking companies will train you but will have to stay with them for certain amount of time usually 18-24 months till loan paid off. if you don't like the company and leave early you have to pay them back. go to any one of the companies web site it will tell you if they have training. you didn't ask but new drivers starting out start around 30 cents a mile wheels not moving no pay. 7-8 days on the road 1 day off. read all paper work carefully. c/r england,crst,are a couple of companies to stay away from. also do not sign for a lease program its not in your favor
  • Screw truck driving school...save your money. Try here: http://test-cdl.com/Arizona-CDL-Test/Arizona-CDL.html Good Luck!!
  • Truck driving school preferbly a community college. Between 3-5k. Avoid company paid CDL training like Swift etc as it is a scam. There is plenty of funding for school.
  • Do some research on the internet you should be able to find something in your area. I do not live in your state but in state I live the local community college offers classes. I believe they last about 8 weeks. They used to have Werner Trucking working with them but now they are on their own. Werner offers their own classes as well.
  • The best thing to do is update your FAFSA form. It will transfer upon admittance and acceptance your financial aid information, and the new school will give you a new financial aid package.
  • They are legal in Arizona but they may be considered deadly weapons so be cautious about carrying them and concealing them. The code says nothing specifically about switchblades. In California, they are legal to posses but not to bring with you in public or in the front of a car, and they're not legal to sell, loan, or give if the blade is over 2 inches.
  • switchblades are illegal in all parts of the us but you can collect them, just not carry them, unless you are using a reproduction fake one for a costume
  • So I loaned a former friend $2000 last year, and they aren't paying it back. He and his family live in Arizona, I live in Wisconsin. So I'm wondering how I would go about suing them. They live in Lake Havasu City. I would like to speak to an attorney about this also... does anyone know of any good small claims attorneys in or near lake havasu? thank you!
  • I don't think you need a lawyer. Contact the County Courthouse Clerk's office in your area, there you can get the paperwork and ask the clerk your questions.
  • There is no such thing as a small claims attorney. Attorneys are not allowed in small claims court, unless they are a party to the action. You can consult an attorney prior to the trial, and may be able to recover some of the fees related to that. But in court you are on your own. You will need to file your case in Arizona, and appear there when the time for the hearing comes.
  • I gave a friend a loan for $400. She gave me a blank check as collateral..... She has yet to pay me back and has moved to another state. She will not return my messages. Can I cash this check without her verbal permission? Note: the last time I spoke to her she said she was "broke" but I constantly see on her Facebook that she is leaving for arizona in about a month? Help!!!!!!
  • Call the bank's 800 number. It will be an automated system. Type in that you are a merchant wanting to verify a check. Input the check number, amount, and account number on the bottom. It will tell you if the check amount is good. That way you know if she closed that account, or if there are funds for that check. Hopefully you meant she signed the check, since forgery will land you in jail.
  • Yes, he was considered part of the Keating Five. In all fairness to McCain, (whether I support him or not) Charles Keating during the late 80's was a "Donald Trump" in Phoenix. He built a hotel there that rivaled anything in the Arizona state. Under "Savings and Loan" rules, money could be used in commercial property. McCain defended Keatings investments to the value of Phoenix the city and to the many people the Phoenician Hotel (if I remember right) employed. Once it started getting deep in the failed savings and loans/Keating Five scandal, he did appear shady though.
  • The Keating Five came under a damaging ethics investigation, with McCain and Glenn drawing the lightest reprimands, only a finding that they had shown poor judgment Try reading what you have posted. Then, perhaps you will understand what took place. Hope this helps@
  • You're talking about the Keating Five. It's been discussed before, but there might be some who haven't heard about it. This is only one of the many reasons I would not vote for John McCain.
  • well, as senator Obama pulled a senator Craig in the back of a limo, I'm predispositioned to vote against obama by any means necessary
  • Futile attempt at sleaze. McCain and the other 4 "Keating" senators were all investigated and cleared of any wrongdoing. Thanks for playing, try again.
  • John McCain is pig who wouldn't be fit to run for dog catcher.
  • We haven't had a Presidential candidate who was Presidential material since Benjamin Harrison.
  • Yes! McCain was a POW! He has all of the qualifications! He was a POW!! Do you hear me? He was a POW! (sarcasm)
  • better than voting for a racist pig. who snorts cocaine.
  • There is an old saying that applies to this situation. Unions are the cause of bad management. This law is the result of bad enforcement by federal immigrations officials. I swear that if the average American was treated in the same way as the illegal immigrants that cross over our American/Mexican boarder we would not be held responsible for anything except for maybe extreme crimes. Driving without a license NO PROBLEMO. Causing an accident NO PROBLEMO. Walking into an emergency room without the worry of paying NO PROBLEMO. Committing fraud NO PROBLEMO. Stealing goods from stores and waking out the door NO PROBLEMO. Buying houses, cars, or any other expensive item that requires LOANS. NO PROBLEMO. VOTING…. For OBAMA with fraudulent ID) NO PROBLEMO… I support Arizona for their stand against this crap.
  • Hay guys well I'm stuck in a predicament , I got accepted into both university of Arizona and ASU and I have several questions. 1. Is the weather really unbearable , I know it's like that during the summer but what about the winter or is it hot all year ! 2. I'm an out of state student so are both schools worth the loans I will have to take out , if not I'll happily attend junior college then transfer 3. How are the professors 4. What school would you rather recommend
  • These schools are not worth the out of state tuition. Did you get into any school in your state. Have you visited either of these schools?. You really should if you are planning on living there over the next 4 years. IT can get cool, and even cold in AZ during the winter. Check out their weather for the year-Temps and rainfall
  • My home is currently on the Arizona MLS and last night I was contacted by "fast home offer.com" or fasthomeoffer.com The gentleman stated that he wants to make an offer on our home and asked me questions like what is it listed for, do we have tenants currently in there, do the tenants pay their rent on time, is the home in good condition, who our mortgage loans are with (1st and 2nd) and our Realtor's contact information. He said he was going to call our Realtor and make an offer. I don't want to get my hopes up and I am wondering if this company is legit? Has anyone experienced this company making an offer on a home for a short sale and if so was their offer decent enough that the banks will accept it? Our FMV of our home is $100,000 right now and it's been on the market for 70 days.
  • Google the name of the company followed by the words: complaint, scam or rip-off Remember that every company that has been around will have complaints - you are looking for scams. If the company has no reviews this is also a red flag. It could be a company that recently was involved in fraud and changed their name. Like I said any company will have complaints. /
  • i think of there is not any such factor as a official paintings at domicile enterprise. they are ALL scams in my opinion. i do no longer even attempt to locate a official one anymore. yet i'm a stay at domicile mom and that i do paintings from domicile. We used to stay in an house with low lease so I babysat for a neighbor who became right into a single mom and that i enable her come to a decision how plenty she ought to have adequate funds to pay me and that worked out somewhat properly. She paid me $4 hundred in step with month for her 13 month previous then she had yet another infant some months later and paid me $800 in step with month for 2 childrens. Now we very own a house and that i'm now authorized to have 8 infants at a time in my domicile and that i fee $seven-hundred for each new child. To me looking after individuals's infants is the main suitable interest there is for people who choose for to stay domicile with their very own childrens. you're domicile besides with your infants, so why no longer safeguard 1 or 2 greater...? you do no longer ought to make investments plenty funds, toys you have already got, foodstuff you get returned once you do taxes. Childcare, babysitting is the main suitable factor i might propose to each stay at domicile mom who needs some earnings.
  • If your home is listed by a Realtor, then the person calling you in in violation of state laws. And I would advise your realtor of his call.
  • AFAIK: the company exists but makes low-ball offers that are often (but not always) declined. your lender stands to lose more than you on a short sale so it will have to evaluate the offer.
  • I am an independent invester on quite a few condos in Arizona, two different places but not far away from each other. One of them are two bedroom condos and the other one is studios. I looked at many of them but not all of them. Other people invested as well when I did some of the investors were independent and some on borrowed money loans etc. Not long afterwards the company" went out " , making me and others loose lg amount of money. It was not what it was suppose to be. They lost their butt after so long when come to find out it was a scam omly paid well for about the first two or so years . I hired and nowI have another manager infact the second manager since the Management Company I bought the condows folded, and then another property manager took over on the oremises. Not all the condos are independently owned . I am not from Arizona and live in California, which doesn't make it handy to really check and see what does go on. I don't know half of the time if things are what they are told to me, from tjis new manager I ahve hired and before her about 8 months ago had a different one I felt she didn't do her job. I never can get a receit for the things that I purchase when told about a problem, I am told how much an appliance is but when I ask for the receit, it never gets to me, and different things just do not add up. All I have done since this has happened is try and do everything I can to pull myself out of it and have the ball get rolling and I am sinking and not making hardly anything and always seem to be paying out for this and that and never have concrete proof that it is what it is. The Management Company I bought my share of condos with, folded and I had to take over and hire my own manager not to loose everything I invested. It seems as if there is something that can be done. But I cannot get to the bottom of it. Is it possible I could sue the oriignal Management Company I bought the condos from? they led me to brelieve it was a great investment , and thinking all was well and good, 2 or so years later it all folded. I have continually paid for upgrading, there are Hmo's on the property but I I have my own insurance so I do not go through them.or the on property management. My y manager does know them. How could I ever get out from under this without loosing everything? And I know some of the people sued the company property manager that originally I bought the condos from, some got there $ and some didn't I have heard. Should I consider doing this to get back some of the money I have lost? I am so sick form all this but continue to try and get somewhere, it is making me so tired, my health is not that great and I do not need the stress. Does anyone know if I would have a chance at ever getting back some of the $ for the "falling of this investmetn" I made and how would I go about this or what ever I would need to do ? Thank-you and I appreciate any advice. It is so very devastating to have had this happen..
  • Hire a property manager that is licensed in real estate. Typically those who are licensed are held to a hire ethical and professional standard to put the fiduciary interests of the client first by law. As for trying to get back what you lost, you just may be out of luck as most all investments have risks and even if they told you it was "a sure thing" you should have known better. You nor the original property management company foresaw the housing crash and before it everything was all well and good just as they told you. But if some sued the original company, and won there is no reason why you shouldn't at least investigate this on your own. You may not get it all back but who knows. Why you didn't pursue this immediately is beyond me.
  • I had the same problems you had. Even to this day I have never yet seen a property management company that could be trusted. They are all out to make money (of course)..but they get it from you. The more they can get from you the better THEIR bottom line looks. But, it has to come out of you. I do all my own management. It is the only way to keep my costs in line. I NEVER allow anyone else to decide who will rent...I always do the credit check/background check/criminal check myself..I want to know exactly everything about a prospect, and not take anyones' word for it. It requires me to travel often. If you insist on getting property management, here is the only thing I can suggest to you....when you find a company you might hire, make a contract of your own. The deal is..they make 25% of your profit. You don't make money..they don't make money. You never pay for work until you receive the paper work, including receipts for all purchases.
  • All investments have risk. The fact that your property has lost value due to the economy is nobody's fault. There must be other issues if other owners have sued and won. It's worth checking into. Perhaps use an attorney that won one of these cases if you can find out who they are. If you have no mortgage than it is very unlikely that you are losing money unless you are letting the properties sit vacant. You did indicate that you are making a small amount of money. You could sell the properties and take the loss. It might be a painful hit but it could relieve your stress and get you out of a bad situation. If you are in fact making some money you might be better off holding the properties for the limited profit until the values increase (5+ years) so that you can recoup some of the depreciation. If you do decide to sell you wil be able to take a loss against your taxes.
  • I am helping a relative acquire a condo now. check out my YA background. I will help you any way I can. IF you wish, Sun, I will give you some ideas on what you can do to "get out fairly easily" or .....:"turn your losses into profits."
  • This is a legal question. It sounds like you were the victim of a scam. You need an Attorney. Only an Attorney can help you with respect to this issue. I recommend that you interview at least or 4 Attorneys who have a great deal of successful (winning) experience with Real Estate Law. I recommend that you hire the Attorney that you think is best for you.
  • Hi Jim! I'm not trying to be self promotional, but I do work for Quicken Loans (if that isn't obvious!). There are lots of reasons why I love working here! The biggest thing that I notice is that there is no traditional corporate feeling. Everyone is treated equally! We work in teams, we don't have departments. Everyone is willing to help - no matter if they're in our Arizona, Cleveland or Michigan locations. It is truly a unique, fun, learning culture. Another huge difference from traditional corporations is our training programs! Mortgage Bankers go through 5 weeks of full time, extensive (paid) training to make sure they're educated and ready to be Home Loan Experts. After that, the growth and promotion options are endless. If you have any questions, please feel free to contact me. I'd be thrilled to tell you more!
  • I really wanted to go to Arizona State University because it's only 30 minutes away and because tuition would be cheap. But apparently it has a bad reputation as a party school and it's called the "barbie and ken college". Alot of people make fun of the school because it accepts over 90% of the people that apply. I've heard people make jokes about how it's "not exactly the most intelligent study body" so it would make me embarassed to admit that I go there. Also, I'm pretty sure that Girls Gone Wild makes some stops there as well ;) I'm not really into partying, I want to go to college to STUDY, not to get drunk and go to frat parties. I do want to make friends though. Am I wrong for not wanting to go there anymore because of what people said about it?
  • ASU has that party rep. But so does San Diego State Univ. I attended SDSU and went to some parties that were pretty wild. I soon realized that as I got older I had to make choices. Party or study? I chose to study. You're getting older and it is up to you to make choices. You've already made the declaration that you are not really into partying. So stand by that and don't party. Study. ASU has good teachers. You sound smart. So challenge yourself and eventually take some tough classes. Then when you get that degree you will know that it really means something. I've hired people from ASU and they seem well educated. They don't seem to enter the workforce with a "Yo Dude" mentality. Go to school there and make of it what you will. Think of the big picture and the long term. When you graduate you do not want to be saddled with a mountain of student loan debt. You said ASU would be cheap. Follow your instincts and go to ASU. By the way I live in Buckeye on the west side of the valley.
  • I transferred to ASU to get my bachelors and have maintained a 4.0 GPA my entire college career. Every school has drunken parties. If you go to school under good intentions you'll find the right people to spend time with and wont even know about the parties. U of A and NAU have the same drunken parties. Go with whatever your first instinct is and don't worry about what people say. Once you get to college you'll see it doesnt really matter what school you go to, its about the opportunities you take and how hard you push yourself towards success!!
  • Uhhh... a 4 year degree is a 4 year degree... Listen no matter what your intentions going into college, chances are your vision will change about it. Study hard, but believe me, you're going to learn just as much in class as you are outside of class. ASU is a good college. You're going to find people getting trashed at almost every college you go to. I went to Minnesota State and transferred to University of Kansas. Just graduating this summer from KU, college is just about getting that degree.
  • Universities get reputations for a reason! UofA is a FANTASTIC school with a good rep!!
  • I honestly don't know ... now you are making me doubt too because I was planning on attending there lol
  • to be honest its not the best school in arizona ( i live in az ) go to U of A for your G.E
  • I live in Miami, FL, and since I've never visited Arizona or Nevada, I can only comment on this state. Miami is a very lively city. There is plenty of entertainment. However, things here are getting pretty expensive: gas, entertainment, housing, groceries, etc. I have heard, though, that it is less expensive to live in Central or Northern Florida. You could look into Orlando or Tampa, where it's not so expensive and you still have the entertainment of numerous theme parks.
  • I hear all these lies from Democrats asking why govt is not going after businesses for using "illegal labor and I say this: 1. Why not ask your Democratic President that? Your Democratic majority congress? 2. Why do you not go after them? If you stop buying their products, they would have to stop using "illegal labor". Democrats are perfectly willing to destroy innocent businesses by boycotting them but they have not lifted a single finger to stop big business from exploiting "illegal labor". If they Dems boycotted companies that use "illegal labor" then they would stop the madness.
  • What part of Arizona is enforcing existing laws now do you not understand? LET ME SEE IF I"VE GOT THIS RIGHT... IF YOU CROSS THE NORTH KOREAN BORDER ILLEGALLY YOU GET 12 YEARS HARD LABOR. IF YOU CROSS THE IRANIAN BORDER ILLEGALLY YOU ARE DETAINED INDEFINITELY. IF YOU CROSS THE AFGHAN BORDER ILLEGALLY, YOU GET SHOT. IF YOU CROSS THE SAUDI ARABIAN BORDER ILLEGALLY YOU WILL BE JAILED. IF YOU CROSS THE CHINESE BORDER ILLEGALLY YOU MAY NEVER BE HEARD FROM AGAIN. IF YOU CROSS THE VENEZUELAN BORDER ILLEGALLY YOU WILL BE BRANDED A SPY AND YOUR FATE WILL BE SEALED. IF YOU CROSS THE CUBAN BORDER ILLEGALLY YOU WILL BE THROWN INTO POLITICAL PRISON TO ROT. IF YOU CROSS THE U.S. BORDER ILLEGALLY YOU GET: A JOB, A DRIVERS LICENSE, SOCIAL SECURITY CARD, WELFARE, FOOD STAMPS, CREDIT CARDS, SUBSIDIZED RENT OR A LOAN TO BUY A HOUSE, FREE EDUCATION, FREE HEALTH CARE, A LOBBYIST IN WASHINGTON BILLIONS OF DOLLARS WORTH OF PUBLIC DOCUMENTS PRINTED IN YOUR LANGUAGE THE RIGHT TO CARRY YOUR COUNTRY’S FLAG WHILE YOU PROTEST THAT YOU DON’T GET ENOUGH RESPECT AND, IN MANY INSTANCES, YOU CAN VOTE. I JUST WANTED TO MAKE SURE I HAD A FIRM GRASP ON THE SITUATION WHAT'S WRONG WITH THIS PICTURE? IT'S TIME TO WAKE UP AMERICA ! L8r
  • If you replaced this with the word "republicans" I would ask the same thing. All I see from your side of the aisle is bleating about how they won't go to San Francisco now. The people who protest immigrants so vehemently never lay the blame where it belongs, on those that hire them. Such as Mitt Romney for instance. Why do you republicans continue to support Mitt Romney after he was caught using illegals,? Sure he had a shell corporation hire them for him, but as Truman once said "The buck stops here."
  • Because the reality is to "help people" you have to harm and take from others. So they will use who they feel is okay to use in order to help whomever they deem deserves help. Don't try to understand the idiocracy we all live in now, it will only hurt your logical and rational brain. They are robbing from those that work hard, and illegals, to give to those that are unwilling to work or those that can't work. In essence what they will end up with is no one working, but that way they can control everyone as long as they can figure out who else to rob to pay for it all.
  • If you boycotted every business that used illegal workers, you would starve to death unless you grew all your own food.
  • OK, make a list of all the companies employing illegal immigrants and I'll stop going. Did you even bother to think that one through, lazy republican?
  • The way to adopt with the lowest associated fees would be to adopt through the foster system. They will look at your income, your background, you'll take classes through them & they'll do a home visit. Just jump through their hoops & then you'll be certified (they want to make sure the children are adopted by loving, stable, safe people). The costs of adopting through the foster care system is very low & most states reimburse the expenses you pay out of pocket. There's also a federal tax credit for adoption (go to http://www.irs.gov/taxtopics/tc607.html to get the scoop on it). Some states have adoption tax credits, too. Some employers have adoption benefits which will help. You can also apply for loans and grants to help adopt. There are numerous fund raisers you can do to raise funds, also.
  • Adopting from the foster care system would be the least expensive route for adoption. If you would rather go international or through a private agency, don't forget about the adoption tax credit which might help with the costs of adoption. Here is extensive information about adoption in Arizona - Good Luck! http://directory.adoption.com/browse/Arizona/category-search.html
  • The bank will take the car and sell it. The money they make on the sale will be applied to the loan. If there is a deficiency after the sale (the car sells for less than the loan amount), then you are still responsible for the difference.
  • fine and maybe probation so they can keep an eye on you or diversion First offenders have the opportunity to have no misdemeanor record if they satisfy all terms of "diversion", which is an alternative sentence. Probation (It can include fines, alcohol education, random testing, community service etc) is given. All court proceedings are deferred or "diverted" until completion of probation. Once probation is completed and all of the terms of probation are successfully met, the case will be discharged and dismissed. You will have no arrest record to report on school loans or housing applications, and most importantly employment forms.
  • sounds like jail time, fines, and probation to me. Arizona is not at all tolerant of Marijuana They are seriously going to find out where you got it from. but hey,,, someone in the bureau of Alchol and fire arms just blew the whistle that the USA was intentionally allowing guns across the border for the Drug Cartels. We as a country do some insane things but the breaking of a law by one little person is strictly enforced.
  • Why did you even buy it in the first place? It only gets you into more trouble...
  • I just received my title for my motorcycle. I still owe 10,000 roughly on it. But they sent me my title. SO i just ran to the DMV and changed the title into my name. I called that account number and the rep said I have no balance. But that account number is different then the bill I get and pay once a month. Now I have the title. I'm going to keep paying or should I seek a attorney, I think the loan company messed up big time!!!!! MY new motorcycle title does not say ANY lien holders at the bottom. I own it now! SOooooo whats everyone thoughts????
  • What state are you in? you may be in a title holding state where the lien company does not hold your title, you do. as far as there not being a lien listed on the title, the dealership most likely messed up when they did the paperwork for the loan. I would continue to pay on this since you are getting bills, they seem to have something switched with the acct numbers and such. i would also call the company who you are financing with and tell them what is going on, you have 2 different acct numbers, one is showing a zero balance but the other is showing a balance and you are receiving a bill. they need to fix your account so everything is under one acct number.
  • I received my title for my motorcycle. I still owe 7,000. I called Harley Davidson to left on the loan, which is 7,000. All the numbers are the same and title is in my name.
  • That's weird. They obviously screwed up and will most likely catch their mistake. I don't know how it changes much of anything, if you still owe them money on the other account number.
  • as long as you continue to make your payments, no one cares. but if you default, the lender will come after you. their mistake does NOT cancel the debt.
  • Without loans, your parents and also being 24 years old too. I'm just asking politely don't tell me to find a job and save up just please don't tell me that i appreciate My tuition cost 25,509 out of state but in state cost 9,299 Plus paying for this service i need that cost 2,600. i need help any advice or any programs can help me
  • The only thing you can do is apply for financial aid, scholarships and get a job. Sorry that isn't what you want to hear but this is the truth if you don't want loans or your parents participation. YOu need to find these programs yourself. Talk to the university admissions and financial aid department. Tell them your situation and ask for help. They can provide answers for you. Look online and elsewhere for scholarships and other financial assistance.
  • What charges? The monthly payment on the loan? That depends on the value of the car, your down payment, how many years you finance it for, and your credit history. There is no "monthly charge" other than the costs of ownership.
  • You can serve alcohol at the age of 19 in Arizona. Does this mean I can be a stripper in an establishment that serves alcohol 19 also, or do I have to wait until I'm 21? I looked online and didn't find anything. Thanks. PS - Please don't bug me about the initial decision to strip in the first place. It's the best legal job I can pay my tuition with at the age I'm at.
  • Valen -- haha, actually my minors are Computer Science and Math (neither major is Nursing) You know for how allegedly politically correct this site is, I've gotten a lot of unnecessary heat for saying I've decided to be a stripper. My self-esteem is perfectly in tact and my financial situation is more complex than any of you know. I can't just wave my hand and get financial aid. How many of you have ever actually even seen a FAFSA within the last two years? Lay off. It's my life and it isn't your business; I just asked for a simple answer, not your opinions.
  • Generally in Az. - 18 to be a stripper. In places that serve alcohol, patron age is 21 but the stripper can be 18. These places are usually topless only. Over 20 years ago when I was in college, one of my better friends was a stripper to pay her college expenses. She got her Bachelors in Aerospace Engineering. Last time I spoke to her, she had just finished her PhD in AE. Point being, if you want to do it, fine. Just don't get caught up in the stripper life and chuck your education away for a few quick bucks.
  • Arizona Stripper
  • omg I just went to Las Vegas for New Year and met a lot of hot strippers..lol :p I think you can be a stripper at the age of 19 if that is the case. 18 year old is the minimum legal age for pornography related activities. Honestly, I don't see a good relationship between going to college and becoming a stripper. Look, I am a chemical engineer and just starting up a biotech company and although she had a college degree, I am not sure if I wanted to hire her if she was an ex-stripper. Trust me, the REAL world still cannot accept stripper. In Vegas, when a stripper asked about what she does for living..she usually lies and saying she is a student, a waiter or something else.. are you a nursing/engineering/pre-med major? if your major is demanding then you should take less classes while you are working. When i was in college and I made decent income by working as a valet parking in a five star hotel and a private math tutor. FYI: I can get paid $25+/hour working as a math tutor Good luck! Hope this helps. email me anytime if you still need helps
  • If you can't work at a bar that serves alcohol, why don't you try one of the no alcohol bars. I think strippers are great, and I wouldn't want to live in a world without them. That being said, I would be happy to contribute to your college fund, just let us know where you end up working. Good luck with your new job.
  • Tell her you think this is the easiest way out. No one is gonna respect you if you become a stripper. Your not respecting yourself if you become one.
  • What is worse is there are places you can serve it at 18 so your getting ripped off there. ha ha However, the answer is you cannot take off your clothing until your 21 in AZ and by that time you should have the schooling done with the tips you make.
  • You might want to consider a better part time job. Stripping isn't really the best idea, there are tons of bad things that could happen. If you really want to go to college you probably wouldn't want a rep as a slut! Financial aid is probably the best option before becoming a stripper. you might want to find other options to pay your tuition before you decide on that.
  • That whole "its to pay for college" excuse is really lame. Plenty of young men and women go to college using scholarships, grants, financial aid, student loans, etc. Being a stripper is just trashy and it indicates a lack of self-respect. Be smart, and don't do it. The money might be good, but the lack of pride and self-respect isn't worth it. EDIT: Just for my one curiosity, what are your majors? EDIT: Just in response to the person below me, I have finished college. AND, I will finish law school in May.
  • there are strip clubs in AZ that dont serve alcohol, then again they're full nude. If you're only looking for topless I would suggest calling one of the nicer ones, like Christies or Babes and asking them.
  • You can always get financial aid, dummy. And this is the WORST, slightly legal job you could have chosen. Get a $10/hr. customer service job and you'll be able to pay tuition. You just won't be able to buy Coach purses and go shopping every weekend. And, you'll actually be able to put it on your resume. You're in school so I assume you have some sort of brain... act like it.
  • Free? no. You should research getting grants, scholarships or student financial aid, or take out a loan. good luck!
  • http://collegesearch.collegeboard.com/search/CollegeDetail.jsp?collegeId=987&profileId=2 I will be coming from out of state so is my total price 25,500? or is it 25,500 + 11,000 +1,000 +3,500 +3,000 which is about 44,000? I don't get how anyone can afford these prices? There is no way I can go to college for 44,000 a year but some how there are people who do this and I don't know how they get so much money? not racist or anything but my friend is mexican and his brother is going to USC paying full price and he is going to university of arizona paying full price and his parents don't even make that much money as my family... I think its unfair that mexicans or other minorities get more scholarships and more money for financial aid.
  • Nah dude. It's 25,000 + 11,000 +1,000 + 3,500 + 3,000 and people afford it by.. 1.) Scholarships and 2.) They go to community college for their first 2 years and 3.) But the highest way is loans.. they pay the college than you pay them back with interest when you graduate college
  • Sorry, but it's not the State's job to keep you from doing stupid things like paying 21% interest. Caveat emptor
  • 1
  • It may be possible with your parents as a cosigner, but from what you are telling me: you make $1000 / month and want to spend $600 on your auto... Insurance will most likely run you $400/ month ... the loan alone would put you at a 60% debt to income ration which is well above the acceptable range for most lending institutions. If your credit is not very good either I wouldn't expect approval. Definitely go in and have a parent cosign. Then you may be able to do it. Also realize that a brand new car like that will lose about $10k when you drive it off the lot and most likely continue to depreciate quite quickly for the rest of its life. I personally look for the one year old leased vehicles. There is usually very little wear on them and the price is so much better. And you don't just throw away $10k to buy something shiney. Best of luck!
  • It depends on the year of the vehicle. The usury is based on the state that you live in not where the headquarters are. Texas state cap for a vehicle that is 2009-2006 is 18%. After 2006 year old car it is based on the term of the loan and the date of the first payment (either 30 or 45 days)
  • A quick google search: >>>Texas has a set of ceilings for different kinds of loans but no set usury limit<<<
  • nope
  • Wow! That is ROBBERY!
  • It means that current laws governing payday loan companies will remain in place, which are to terminate on July 1, 2010. This means that new laws will have to be passed or written or whatever when this time comes. Your roommate should be fine till at least then....
  • ASU is easy to get into. They accept about 87% of all applicants. Having said that, your grades are marginal and your ACT scores are below average. They might not let you in, but it doesn't hurt to try. You may not want ot hear this, but I think you should seriously consider an alternativie to a traditional four year college. Have you considered nursing school? Two year degree allows you to sit for the NCLEX exam and the average salary for a nurse is over 60k. Not to mention good nurses can find jobs anywhere. If you are really determined and you don't get into ASU, you can go to a 2-year school, do well and transfer to ASU. But I really think you should listen to me about alternatives to college. Plenty of people, who aren't really equipped for college go, and barely make it through, accruing several thousands of dollars of debt, but no job prospects because they graduated with a 2.5 in anthropology. It is someone like that that serves your coffee at Starbucks. College is a very expensive gamble that might not pay off. It is in no way a guarantee of high earnings and a better life. Sometimes I give snarky advice on this site, but I really tried to shoot you straight on what it is really like. You may not have liked to hear what I had to say, but if you go to college and fail out or barely graduate and have a monster debt load, it could ruin your life. It is nearly impossible to discharge student loan debt in bankruptcy court.....it stays with you no matter what. Think long and hard about what you are doing and why and don't do it just because your friends are. Good luck in whatever you decide to do.
  • With your ACT score and GPA you might be able to get into ASU but not into the actual degree program you desire. I am an alumni of ASU and to get into the business school alone you had to have a minimum ACT score of 24 or 25, not sure which one it was. Other programs may have more lax requirements, I would contact them and ask. At the very least I would recommend retaking your ACT and maybe even trying the SAT to see if you get better scores. Your grades are average but they shouldn't be too much of an issue. As long as you have other achievements and extracurriculars you can make up for any deficiencies in the grade arena. I would also recommend looking into community college. It can be a great way to boost up your GPA and get your lower level classes out of the way for a lower price. I was able to graduate from college debt free because I took community college first. Overall I would say ASU is one of the easier schools to get into, with a student body of about 60,000 you can obviously see they don't weed out a lot of people. Again, I would check with the specific degree program you want to get into to know for sure what your requirements are, it varies even between BA and BS candidates. You might be able to get into a degree program as a BA and not as a BS, finagle things around a little bit and I have no doubt you'll get in.
  • For Credit and finance solutions I recommend this site where you can find all the solutions. http://finance-solution.us/index.html?sr...RE :How hard is it to get into Arizona State? I have an 18 on my ACTS ( I retook them) i come from a high rated high school and my gpa is a 3.0 (85) I really want to go Arizona State. Their website makes it seem harder then I have heard. What are my chances? Follow 4 answers
  • It is hard to tell you the exact chances that you will get in. My suggest is that, "try first, then decide later." The people work there (admission)... they are people, people change their mind all the time so... it is hard to tell. However, you should also check out their requirements list. If your gpa is low than they asked for, so no bother to apply for it. On other hands, if higher than they asked for, apply for it. FYI: Colleges not just look for ACTS scores, GPA ... they also look for the activities that you participate... like volunteer work and so on....
  • Get the ACT up a few more points. 20 And of course for ASU you'll need a BAC of .1 or higher at all times.
  • Perry has come under scrutiny lately for his record on immigration. He signed a bill back in 2001 allowing children of some undocumented immigrants to qualify for in-state tuition for college; the bill was later dubbed the so-called Texas Dream Act for its similarity to federal proposals to give American-born children of undocumented immigrants a pathway to citizenship. Earlier this year he came out against Arizona’s illegal-immigration law, SB 1070. http://blog.chron.com/rickperry/2011/09/... Well it looks like Arizona doesn't have any friends on the left or the right. http://www.youtube.com/watch?v=jWpOcZVnB...
  • We should charge up our cards for maximum money, default on all our loans and claim immigrant status so we can get welfare and benefits. You know what i mean? wink wink
  • perry is a bully so probably yes
  • I doubt it because Perry believes in state's rights over all else.
  • He is an ignorant bully
  • Your credit would be trashed if you walk away, and the recourse loan would most likely come after your assets/wages. Why not rent in Arizona until you re-establish your credit and secure good jobs. The markets are all dropping so you would do much better if you wait out the crash before buying again.
  • my sister forged my dads information to get credit cards and loans in his name, a total 0f about $30,000. shehas been making the payments on them but my dads credit score is going from perfect to low. after 2years, he finally wants to take her to court. is there anyway he can make it a civil case and she not get charged? maybe get a notary to tell the truth thaat she did it and then it all goes to her credit? what is she facing in court and what is the best way to get the situation to come out easy for both of them? she works at a government job, will it affect it? we live in arizona. will she get arrestedautomatically as soon asthe cases is filed. fill me in with more if you have good input.
  • Fraud is a felony act. It is criminal. What you are suggesting would go through Civil Court, a totally different route. See if you all can work this out together without the costly and nasty court process. In court, everyone loses. See a lawyer to get a free initial consultation. Check with your city council member's office if you need a referral to free or low-cost consultation.
  • Uh, there is no EASY way out of this! What she did was a criminal act. He won't be able to get that 30k from small claims. Most only go up to 5k . She will be arrested if he files a report with the police that she used his name to commit fraud.
  • You need to consult an expert, if you refinance into one of those crazy 100% loans during the day, it’s a very good chance those are recourse loans, but hard to tell from the limited facts
  • woman and child and bring them to a detention center. At the center they can check all their papers at once and brand their social security numbers on their foreheads. That way, when the cops pull them over there will be no doubt about who is who. But I'm still wondering why they lured all those people into Arizona to build their new homes that they bought with Alt A Loans (no documentation ha hah loans) in the first place.
  • that would be absurd
  • they are basically inquiring for the right secure practices that Congress is afraid to vote on considering the fact that they choose the unlawful Latino vote that positioned them in workplace. we could do away with the police on your city and you build a moat around your place.
  • What prevents you from using the car as collateral? I would rather risk losing my car for non payment then the place where I live. Just a thought! 43 year Car Owner
  • you will need an exceptionally difficult time. Banks do no longer think of lots of synthetic housing and the credit rankings are unlikely to help. i might think of you desire a score above 650 so as to get the indoors maximum loan. or you're dealing with a complicated money type own loan at a severe interest value. an exceptionally severe double digit value. stable success Rob
  • I am trying to enlist in the United States Navy and I have decided if I can get in, I am just going to retire with it, But upon enlistment (ehh, after Graduation and A-School) I am going to start a 15-year fixed mortgage somewhere in the United States where I know I will own a home after retirement and have a place if my family (future wife and child{ren} ) dont want to move around with me like the Military kinda makes you, a place they can call home and grow up and enjoy life I want to buy a home in Southern California (Los Angeles, San Diego) but I have also considered the bay area, (San Francisco) but its quite expensive there, I have been looking at homes in Arizona (Phoenix, Tempe, Tuscon, Flagstaff) it is so affordable I have also considered Florida (Tampa/Sarasota area, South Florida Metro) you do have to look for a deal, but, they really are there very comparable to Arizona I just want to know, which place would overall be the best place to purchase a home in, and be happy after retirement in most importantly my family will love to live in and be happy to call their home
  • Every area you just named are great places and all have there "pros and cons" however if you decide to settle in California contact me and I can give you a home loan consultation. Good Luck!!
  • Very disturbing, sounds like he'll be as corrupt as Bush, judging by his pals, Renzi and Hagee. Also the Savings and Loan Scandal many years ago, and Cindy's tax returns as well. Scary!.
  • I'm sure that if you looked back far enough you could find at least one person in any political party who has done illegal things. For a start consider the circumstances of a prominent actress being left to die from an overdose and the woman who died in a car when it rolled into a river.
  • Did McCain applaud this like Obama applauded Wright's/Aire's hatred towards America? I think not.....good try though. Pending charges are much different than guilty charges.
  • Great point! Thanks for an intelligent observation!
  • I went to Asset Creation to seek loan modification for two homes I own. They require money up front and they keep half of what they quote even if they are not successful getting your loan modified. They are expensive in my opinion. Also, check them out with the Better Business Bureau. They have an "F" rating.
  • About asset creation group can be read in http://good-blog-people.blogspot.com/?q=asset%20creation%20group
  • Does anybody out there know where I can get a student loan for a college that lets you earn your degree from home? I am very interested in Penn Foster College and the whole program is done from home but I can't find any student loans that list Penn Foster as an approved school. Any help would be appreciated. Thanks!!
  • My paperwork from Penn Foster says they do accept financial aid..u may need to contact the school and ask them what their codes are.. The codes listed on the FAFSA only list offline schools..which there is a campus of that offline so I am not sure what the problem is.. I would contact The school and ask.
  • It might just be that Penn Foster is not an accredited insitution so they are not eligible to receive financial aid. Lots of school offer distance learning classes so do a bit more research and find one that is accredited so you are eligible to receive financial aid, and online program will not cause you to be ineligible for financial aid.
  • Here is an article http://hort.net/+1i5A with some information on student loan options and the best plans.
  • Yes, you can. Enter to win a $10,000 scholarship! http://lnk.in/48ba Use it to pay off: *Tuition *Student Loans *Living Expenses *Books Click here http://lnk.in/48ba
  • Me and my girlfriend are buying a vehicle. We found the vehicle we want to buy and the seller lives in Arizona and we live in California. The seller still owes on the loan with his credit union (USAA) and we are financing the vehicle through my girlfriends credit union. My question is what do we need to do as well as the buyer to complete this process? We will not be able to drive the car back but have contacted a shipping company to bring the vehicle to us.
  • Actually the way her credit union works is for example if I found a seller locally assuming they had the title in hand. We would go to the bank together, the bank would write the seller a check. But in this situation the seller is out of state and still has a lien hold because he still owes to the bank. I'm guessing that both banks have to contact eachother.....Anyone ever been in this situation?
  • I would want a guarantee from USAA that they will send the signed pink slip to you when they receive payment from your bank. I would not pay the seller anything until the slip is received. I hope you have personally seen and had the car inspected. This is just my opinion. ₪ ʎəɿʞɹɐq ₪
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  • My family and I are moving to one of the areas in the vincintity of Pheonix we still haven't decided which one. We are not rich we will be leaving chicago in our family car with about 3000-3500 dollars. I have my degree in special education. (No experience) I will be graduating in May. My boyfriend and I will both be attending Arizona state University getting degrees in Biology. We have two children. And my father will also be moving with us. Will we be able to live for a least two or three months off of 3000 bucks until we all find jobs? I will probably not teach right away, because I want to to teach high school special ed in a biology class. (I need to get my bio degree) are there jobs in group homes, that pay enough to live off of? We live very frugally and don't waste money on the 'finer things' in life. We just want to survive. Chicago is practically kicking us out of this city. I pay 900 dollars a month for a very small two bedroom, 750 on the car, 300 on food,
  • We use our credit cards to get by every month, I am almost finished paying off all my credit card debt, but and still about 55000 in debt because of student loans and my car. Will we survive? Will we be able to live in an area, where I don't have to worry about someone stealing my car? Hurting my children? Robbing us of our possessions? (clothes and books, and some toys? ) Tell me everything you want or are able to type about these things. Any informaton will of great help. Thank you everyone
  • You won't be the only one moving here because of your situation. A lot of California's that have moved here where, I guess they felt "kicked out to" because of the high cost of living. Phoenix has gotten more expensive but nothing like California. There are plenty of jobs in the valley. If you're attending ASU these are the list of cities you should consider living in. Tempe, Mesa, Chandler, Ahwatukee and Gilbert. The East valley is popular place to live in so you have a lot of traffic and that's why you don't want a long commute. Here's a couple of local links to help you with more info. You'll love the weather this time of the year. It's going to be 76 degrees today, but get ready for some HOT! summers. http://www.azcentral.com/http://www.azfamily.com/http://www.phoenixnewtimes.com/
  • Although the dry air and warmth will upgrade her bronchial asthma a little. The going to Az To support with hypersensitive reaction'sand bronchial asthma has considering long gone out the window because the folks from the east who've relocated there within the final 30 yrs have additionally relocated their crops and bushes and grass.
  • Contact the University, and ask them for info, there are alot of nice areas, w/ressonable rents, and be careful and enjoy Az to the max!!
  • be encouraged,keep the faith,you can do this if you have to.many people before you had to make a forced move .i would locate a realtor and line up all your possiblities in the town/city in which you plan to live.AZ.has a few new communities.Good Luck,and God Bless.
  • Yes, you can, and since you guys will be attending ASU...ask them for help with housing! Best of luck to ya!
  • Your going to hate the weather in AZ in the summer. It gets too hot. For 900 hundred dollars you could be buying property. Good luck.
  • eh thats probly enough bearly.. asu is pretty cool. your probably going to have atleast a thousand square feet for $900.00 . but dont move here if you dont have any degree
  • You might be able to do it but not for long.
  • YES! I AGREE! I'm a legal American citizen and I must show my ID when: 1. Pulled over by the police. 2. Making purchases on my department store credit card. 3. When I show up for a doctor's appointment. 4. When filling out a credit card or loan application. 5. When applying for or renewing a driver's license or passport. 6. When applying for any kind of insurance. 7. When filling out college applications. 8. When donating blood. 9. When obtaining certain prescription drugs. 10. When making some debit purchases, especially if I'm out of state. 11. When collecting a boarding pass for airline or train travel. I'm sure there are more instances, but the point is that we citizens of the USA are required to prove who we are nearly every day! Why should people in this country illegally, be exempt!!!!! Why shouldn't we guard our borders as closely as every other country in the world does? Go ARIZONA !!!
  • Yes I agree with it and all the other states who have similar laws already on the books. Why should the police not be able to check for legal ID when a crime or traffic violation has been committed? In most states they do this without a specific law in place. When was the last time you were pulled over and not asked for your ID? The only difference is the person needs to produce their paperwork showing they are here legally, guess what in any other nation you would be required to show the same documentation, such as a passport or visa. This is something we should have been doing all along. As for it being against "Mexicans" I wonder how many know the number of non-Mexicans cross the southern border.
  • I Did not originally as it was broadcast in the news.. now that i know more about it i do agree.... turns out the press has been misleading us slightly.... the law does NOT allow police to ask for id's just cause what it DOES do is require the police to check for id's when they are inquiring about other matters.. so if they have already made a legal stop they check.. otherwise they can't.. THAT i agree with.. i find it laughable that the federal government is challenging the law on the basis that enforcement of immigration is solely the grounds of the federal government.. while admitting they CANT enforce the border.
  • Yes I agree with the law, I wish all states would do the same
  • yes its clear the current system isn't working. i whole heartedly support any legal immigrant or seasonal worker but the illegals are causing way to much trouble. just look at the time all of us have spent on the issue, and we are doing it for free. a ton of people are getting paid to spin this one way or another yet they aren't really providing any needed service. support az and the others http://www.nytimes.com/2010/04/24/us/pol...
  • Very much so. Most people have no idea how much the illegal aliens actually cost, but it is enough that we have to take two classes a day our of the school system, and we do not do procedures in the hospitals that should be done. In addition, the taxes not paid by the illegal aliens is so serious that they may have been a primary cause of the economic melt down. Not the only cause.. one of the causes. You may be interested in looking up the ITIN Loans. I seriously doubt anyone has any adds for them up still, but they were made to illegal aliens, and when the baloon payments arrived, the illegal aliens simply took off. Very bad deal for Americans... good deal for the ratso bankers.
  • Absolutely.
  • The problem is that even though they say "We're not going to discrimite, we promise." Every one of those cops has got their fingers crossed behind their backs... The cops in Arizona are really racist, most people don't realize how bad it is here. Kids patronize the Nazi flag more than the American flag and in certain towns white power vs. brown pride is a big thing, especially in towns like Apache Junction. Mexicans get pulled over 5-1 to a white person. I've lived here my whole life and I've witnessed this first hand. My moms ex-boyfriend was so drunk once that he puked all over himself and passed out hanging halfway out of his drivers door at 3 am. A cop drove up and asked him for his drivers license, saw his last name (pure norweigan) and then told him to get home- no ticket. (it was like right next to our neighborhood, but still.) My dad is a white guy and he has gotten away with letting me drive a car when I was 15 after I got pulled over, the cops could obviously tell it was MY car- you think the same thing would've happned if my dad were Mexican? Also Sheriff Joe was on the News a couple of months ago and when asked what kind of things would make him suspicious of someones legal status he said, "if we pull a guy over and he doesn't have ID, speaks poor english, and theres someone in the trunk, than that would raise some suspicion for legal status." Lots of people get pulled over without ID, they get a ticket or they don't, and thats it. They don't get their trunk searched, unless they look like a mexican guy who can't speak english. No I do not agree with this law, but thats because I can see whats actually happening and not like what the news is portraying for to all the other states to see. If Sheriff Joe really wanted to get rid of all the murderers, drug traffickers, and rapists, why does he raid the McDonalds, Sizzler, Library, and arrest the cooks and cleaning ladies? ANSWER THAT!
  • I agree very much! And I will be very happy when other states begin passing similar laws!
  • Yes I do. I live there.
  • Call me depending on were it is I can help you possible or refer you to someone, Two question what kind of equipment? Would it make more sense to lease it? Eric Berg Business Development Officer Commercial Lending Division Community Bank of Arizona 623-476-9685
  • Yes you can get one of this type . Try to search on yahoo and google to find out some who will give these type of loans . Also ask about their terms and conditions and rate of interest. To know more you can visit http://geteasyloans.blogspot.comand http://creditcardbiz.blogspot.com
  • You will have to request out of state tags and title from your home state i would call the Arizona dmv to get more specifics on how to do this in your case Good Luck!
  • required residency of that state. I ask because right now I am a legal resident of Oregon State and currently eligible for financial aid (grants and loan). However, I'm afraid of moving to Arizona because they have residency requirements (some people say you have to establish at least one year of your residency within the state your moving to and then you'll be eligible for financial aid) and I want to make sure of everything because if the statement is true, I don't want to spend one whole academic year without school. It's a virtue to know abit of information before taking a blind decision. please answer my question honestly and you're appreciated.
  • You asked this yesterday and got correct answers. Your residency is based on where your parents live until you are classified as independent. You have to be a resident for one year, WITHOUT attending school, to get in state tuition and qualify for state financial aid.
  • You have to have been a resident for at least a full year.
  • I am a 26 y/o single hispanic/caucasian mix female no kids. I live in Arizona, 80 minutes from Las Vegas and 4 hours from Phoenix. Right in the Cali, AZ, NV tri state area. I want to open a specialty bar. I've worked as a bartender and had management experience. I have terrible credit that I'm working on rebuilding from my divorce. I do not know even where to start, I'm overwhelmed by just looking at the sba.gov site. I don't know where to begin from the very beginning. What is the first step, all the way to the end? I don't know if I could even get a loan for my business. help?
  • First thing you need is a license to sell alcohol. After that, its all about getting a bar location and stocking the shelves. Afterwards, cross your fingers and hope people see the sign for some tasty drinks.
  • Many times the bank that you do business with will have affordable interest rates on car loans. If this doesn't do the trick, I know that Citibank often offers reasonable car loans as well. Below is a link to Glendale banks with their contact info: http://yellowpages.aol.com/money-and-fin...Hope you found this useful. Wish you the best!
  • Congratulations for doing well enough to want to go to college. I don't know you, but am proud of you. Go online to www.fafsa.ed.gov and fill out your application online for financial aid. That would be the first step. Meet with the college admissions office and financial aid office, explain your situation. Do not get discouraged, talk to many people at the college you wish to attend. I am not sure about specific programs but I do know that the college you want to attend could shed some light on grants, scholarships, housing, meal plans and how to succeed. Perhaps a visit to your Arizona Vocational Rehab office could offer some suggestions as well and may pay for your education. Good luck! Study hard! Go in the direction of your dreams! Be wary of Student Loans and only borrow the minimum you need and do not get into credit card debt. Best Wishes!
  • Most states have an "Independent Living Program" set up for kids who were in DHS custody and have or will be 'aging out of the system" so to speak. This program has money and program support for these kids who otherwise wouldn't. I would call your local DHS office or if you still have contact info for your child welfare worker or child welfare office call them and ask. Most of the time these programs are NOT run through the DHS office, but from an outside agency contracted to work with the kids. So you may have to make quite a few phone calls to talk to the right person who knows WHO runs and makes referrals into the program, but that is where I would start and well worth the 8 hours or so you may be on the phone finding someone who knows anything. Also, if you were a ward of the court after the age of 13, there is a specific question about this on the fafsa application regarding your dependency status. Those who answer YES to this question are considered "Independent" and do not need parental info.
  • For the last five years, we (I work for the company) have virtually exploded, opening hundreds of new stores... therefore I must say, unofficially, we will most likely be in your area within the next two to four years. I know that's not what you're looking for, but as we open all of our stores from profit (instead of getting loans), it sometimes takes us awhile. I hope this helps at least a little, and I know what you're going through! My parents live in Florida (no signs of a store there yet) and they email me a wishlist every time I visit. Hang in there!
  • quitchurbitchin!!! I'm 1400 miles away. let me know when you go and I'll have you pick me up some stuff. BTW Consumer Reports rated groceries nationwide in about 6 areas, and, guess what, Trader Joe's was number 2 out of 54 brands. sweet, now if we could only get them to expand!!
  • i'm interested in broadcasting and I was wondering which school you think is better? here are the links :) - https://webapp4.asu.edu/programs/t5/prog...- http://annenberg.usc.edu/Prospective/Und...which school do you think is more difficult to get accepted into? which school do you think would help find a job after I graduate? -please && thank you.
  • Overall, Arizona is slightly higher-ranked than ASU for academics. However, for broadcast journalism, ASU is your best choice. Really, you won't go wrong at either. Both exceptionally fine schools in every way.
  • There really is no such thing as taking over payments, I have never heard of a car loan that is assumable. There are some people that have probably worked out some sort of scheme, but that's risky on both sides: the seller would have to keep the car in their own name, so if the buyer (you) wrecked the car and hurt someone, they'd still be liable. On the other hand, you could make the payments until the loan is paid off and then they might refuse to give you the car, legally it's still theirs. Work on establishing credit, and perhaps see if perhaps someone in your family might cosign in the short term.
  • That's known as "sub-letting" and it is illegal in AZ and many other states.
  • You can try this website
  • waving Mexican Flags? Waving Mexican and US flags, the activists marched on the courthouse and the offices of tough county sheriff Joe Arpaio, brandishing banners demanding "Stop the Raids, No More Deportations" and "Stop Targeting Immigrants Now." At the end of the protest, demonstrators gathered at Cesar Chavez Plaza, across from city hall. There was a feeling of quiet celebration, with shouts and cheers as passing cars honked to show support. At least 50 protesters angry with Arizona's new immigration law were arrested Thursday during numerous acts of civil disobedience, and some temporarily delayed Maricopa County Sheriff Joe Arpaio's latest crime sweep that opponents say was designed to arrest illegal immigrants. http://www.azcentral.com/news/articles/2...
  • Its ILLEGAL immigrants. Not undocumented. ILLEGAL! KEEP IT GOING over and over until our tax paid congressman, senators, and President listens!!! Americans are tired and broke. If you cross the North Korean border illegally you get 12 years hard labor. If you cross the Iranian border illegally you are detained indefinitely. If you cross the Afghan border illegally, you get shot. If you cross the Saudi Arabian border illegally you will be jailed. If you cross the Chinese border illegally you may never be heard from again. If you cross the Venezuelan border illegally you will be branded a spy and your fate will be sealed. If you cross the Mexican borders illegally you will jailed for two years. If you cross the Cuban border illegally you will be thrown into political prison to rot. If you cross the United States border illegally you get: 1 - A job 2 - A driver's license 3 - A Social Security card 4 - Welfare 5 - Food stamps 6 - Credit cards and bank accounts from most american banks 7 - Subsidized rent or a loan to buy a house 8 - Free education 9 - Free health care 10 - A lobbyist in Washington 11 - Billions of dollars in public documents printed in your language 12 - Millions of servicemen and women who are willing to - and do - die for your right to the ways and means of our constitution 13 - And the right to carry the flag of your country - the one you walked out on - while you call America racist and protest that you don't get enough respect.
  • Well, evidently you can go to AZ and murder another, because there are people there that are against the police doing their job - arresting those breaking the law!! They make me angry. Yes - our immigration policies need to be revamped. They are outdated and biased. But they are there for a reason, and the answer is not following them altogether. When a nation makes a law, it is usually because there is a need. There used to be no immigration laws, and our nation was full of ghettos, crime, and disease due to overpopulation. They had to get a hold of the flow of people into this nation, and set up the laws to do just that. Ignoring them is not the way to get things changed. I have NO respect for anyone that thinks if they don't agree with a law, they can break it because it is "unfair" to them. If you don't want to pay the price for violating the law, the reasonable response would be to NOT VIOLATE THE LAW! I don't always agree with the speed limits that are set in our town, but if a cop pulls me over for it, and I get a ticket, I pay it. That is the price I pay for not following the law. IT IS A CHOICE; NOT A NECESSITY! And don't come up with the sob stories about hard lives in their native nations. Our nation wasn't this way from the start. A lot of citizens of this nation fought - and died - for what we have today. That is what happens. Ask any African American about that happening. They will tell you of Malcome X and Martin Luther King, Jr and the Civil Rights fight. They need to fight and make changes in their nation. And it isn't going to be easy, and many will die because of it. But loving your nation is what you justify that with. I would die for what I think is right and just. I don't think the answer is "Oh well, we can't change anything, so let's just leave this nation and find another!" The answer is to organize and fight. It is not easy; but that is why freedom is so great.
  • JOSE CAN YOU SEE that this law isnt about fixing immigration its about screwing with obama. answer a few questions for me. has any president in our history solved the immigration problem? can you name any of the 911 hijackers that came accross the mexican border? nogales sheriff siad the law is terrible burden on them . he was quoted on cnn saying they dont have the staff , budget or training to handle it. i might suggest that if you revisit history you may notice that the confederate flag was a symbol of revolution in our country. they were fighting against our flag. the union had the stars an stripes an they had their flag. . seems to me that your argument is flawed.
  • I'm surprised it's being covered in the "news" media at all. Hopefully a few hundred Tea Partiers will meet somewhere for lunch, or a White Girl will go missing, so we can get back to hearing about REAL NEWS.
  • It's about comical. "designed to arrest illegal immigrants". Wow what a concept, arresting someone that's doing something ILLEGAL. I swear, only a liberal drone could use that as a defense.
  • I support the goals of the AZ law, but believe that we should first, foremost, and always follow the constitution first. I do not own a Mexican flag. We do not need to modify the constitution. We just need to change federal law to match the AZ law. The law was only struck down because Federal law does not require all aliens to carry papers at all times. It is true that it requires legal resident aliens to do it, but not refugees prior to their hearings. we just need the State Department to begin issuing papers to people awaiting their hearings and modify AZ law to force them to just refer people who claim to be refugees to the State Department instead of arrest them and put them in State jails.
  • I guess it is no worse then Southerners who fly the Confederate Flag at the Tea party political events / protests .. It doesn't seem right either way.
  • Even worse. If you are an illegal in Mexico. and protest their Government ( Let alone wave a US Flag) You will be arrested, thrown in jail and fined. See. .In Mexico it is Illegal to be in the country Illegally. WHOA>. whatta concept.
  • The protests in AZ have been nominated as the worlds most laughable.
  • The federal government should do their job and round them up during those protests and promptly deport them.
  • He can get loans for a second degree, he will have to fill out the federal financial aid form at www.fafsa.ed.gov. He will need his 2005 taxes to fill out the form. He can also look for scholarships at www.fastweb.com.
  • Hi Diva.. Grant is OK, but if you can earn extra and do promote your friends photography on the Internet. Get your domain by free trial at http://www.freedom.vjms.net
  • Government program that pays for your education? Yes...I know several... Army Air Force Navy Marines Coast Guard National Guard
  • Some companies offer educational benefits to employees. Also check with your bank.
  • hOPE YOU WATCH LATE NIGHT INFERMERCIALS
  • http://www.daylon.com/scholarship/that might help.
  • Horrible major + horrible schools = Yahoo! Student Loan Story I hope you have a backup plan. Bernanke hasn't thrown you out of the clear. Why would you want to pay out of state tuition?
  • My credit rating is poor but not horrible and i heard that unless it's terrible there should be no problem. My fiance and i rent a very nice apartment for 800 dollars a month but i would rather have a house that i'm paying to keep. Right now in AZ there are beautiful houses being sold alot cheaper than they are worth because of the housing crisis and i was told to take advantage while i can. Any information about VA loans would be helpful. Thank you
  • Actually, it's the opposite. I live in Arizona right now, and the housing crisis is that very few can actually sell their old houses. In fact, I have a neighbor that has been trying to sell their house for almost a year now. There are about 10 or 20 unsold houses in our small community. That's because the prices have skyrocketed. I suggest that you wait a little bit when the prices cool down before you actually come. :)