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State Arizona
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1011 N Pantano Road No. 115, Tucson, AZ 85710

Arizona

Tucson

1842 W Broadway Road, Mesa, AZ 85202

Arizona

Mesa

3930 W Ina Road, Tucson, AZ 85741

Arizona

Tucson

8450 West McDowell Road, Phoenix, AZ 85003

Arizona

Phoenix

1309 W Guadalupe Road No. 1, Mesa, AZ 85202

Arizona

Mesa

1112 S Craycroft Road, Tucson, AZ 85711

Arizona

Tucson

278 W. 32nd Street, Yuma, AZ 85364

Arizona

Yuma

710 West Elliot Rd, Tempe, AZ 85284

Arizona

Tempe

12875 West Bell Road, Surprise, AZ 85374

Arizona

Surprise

12370 N 83rd Avenue No. 1, Peoria, AZ 85381

Arizona

Peoria


Frequently asked questions about arizona loan

  • Idea is great. This will definitely help people to avoid such problems. What is the solution if a person is already in foreclosure problem? Can he still challenge loan provider?
  • You will want an LSR backed up by AU findings (FHA/FNMA "Approve Eligible" and FHLMC "Streamline Accept"). You need this to get your offer accepted (the seller knows that you can close the loan!). To get an LSR, you must spend some time with a mortgage professional strategizing about clearing up credit issues, income, assets, how much house you can afford etc. Best of luck to you!
  • I work with a lot of people who have not so perfect credit. If it can be done, it would be through FHA. We specialize in FHA and VA loans. You can email me if you would like additional info: mark@123loanz.com
  • You should check out Radiusland.com. They don't do credit checks.
  • hello... if ever you want to surf for available spaces, have tried one of their services/packages and it's great. just check it out (www.lowcost-realestate.com) maybe you'll like some of their offers. :) hope this helps.
  • No, it would be better if you just saved up $2000 and made the trip that way. If somehow you were approved, your interest rate would be extremely high. The $2000 loan you would recieve would be upwards of $3000+ after interest that the Banks and CU's charge.
  • As of February 2010, you have to be 21 and employed full time 12/18 months without a co-signer. Plus the fact that personal loans went out of business 20 years ago unless you have collateral to back it up
  • Realistically......No. Banks generally don't do personal loans any longer unless you are a very good customer with top notch credit.
  • Ariah (with lots of exclamation points!): The US Department of Education is far and away the largest source of financial aid for college students in this country - they offer some forms of aid that are available to everyone, and other forms of aid that are only available to aid applicants who demonstrate "exceptional need". Because you are over 24 years of age, you are, by definition, an "independent" student for financial aid purposes. As an independent student, your financial aid need will be based entirely on YOUR financial circumstances, and that's all you'll be telling the Department of Education about when you complete your FAFSA application. The great thing about the FAFSA is that most states and schools "piggyback" off the FAFSA in evaluating you for any financial aid that they offer, separate from the US government. That way, you only have to complete that one application, and you'll be considered for pretty much every type of financial aid available, except for scholarships. Nevada does offer some excellent supplementary forms of state financial aid, and you can read about many of them here: http://www.nevadamentor.org/FinAid/step4...What I would like to suggest is that you spend a few minutes with the US Department of Education pamphlet called "Funding Education Beyond High School: The Guide to Federal Student Aid". This pamphlet is an extremely informative introduction to the entire financial aid system - you'll learn what's available, who qualifies, how much you might receive, and how to apply. Despite the name, the booklet goes beyond just federal sources of aid, and talks about state aid, institutional aid, loans, and scholarships, too. There's a lot of helpful advice in this pamphlet. I wish you the best of luck - and I hope this information helped!
  • Once you turn 24, it is based on your income alone. Not your parents. On the Fafsa that you will fill out, it will ask you to put in your parents info, but it says it's 'optional' DO NOT PUT IN YOUR PARENTS INFO!!!!!!!! If you make very little money you won't have to pay tuition at all. I make about $200 per month, and I got all my tuition paid for. But really you need to fill out your fafsa, and you need to do it fast. The sooner the better. Even if you don't end up needing the money, or going to school or whatever you should still fill it out soon. Good luck
  • You would need to do your FAFSA. Go to www.fafsa.ed.gov. You will use only your information. You will put in the school you wish to go to and have ur results sent to. They will then contact you (college) and let you know what you are eligible for. :)
  • Go to the university of phoenix. It is a great school. I go there. You will get a financial aid counselor and academic counselor.
  • Try this estimator: http://www.finaid.org/calculators/finaid...
  • Hi, looking to buy a mobile home in the Sierra Vista, Hereford area of Arizona. My husband has only been on a new job for a few weeks in an entirely new job field he has not be involved with before. I hear the lack of years on job in a new field can be a challenge finding some one to fund a home loan. We are only seeking $50,000 and under. Credit score is excellent. Have contacted all the banks and mortgage companies. Any ideas?
  • seller financing. but find out first what rates and terms would be at the local credit union -- you'll need this when you bargain for what you want. then watch out for the seller who tries to jack up the price to get a little something extra for himself.
  • Used mobile homes are very difficult to finance because they depreciate quickly. New mobile homes can be financed by the dealer or manufacturer but are a poor investment.
  • Richard Nixon stood before the american public on tv and said " I am not a crook". Turns out he was. He was a liar. If you look into the backgrounds of ALL of our elected officials, I'd be willing to bet you would find corruption, under the table dealings, and a consistent theme of looking out for themselves first and foremost. And why not? It's a common practice in Washington and there is really nothing the people in this country can do about it except to vote that person out of office when his term is up. Only to get another Dem or Rep who is just as crooked. Welcome to America, the land of the not so free.
  • That's the politics work's today my dear.Creating bad news and good news to win and to loose.
  • My husband and I will probably foreclose on our house. We can't sell because Arizona real estate is just awful and the house isn't worth what we purchased it for. We bought for 350,000$ and it is nowhere near that in value right now. What will happen when we foreclose on the property? Does the bank buy it back for what it's worth? If they do, what happens to the rest of the money to make up the loan amount? If we foreclose do we need a lawyer? Thanks for any help, we greatly appreciate it.
  • The bank will try to get as much as they can for it. It may not be what you paid for it. The good news is that if it is your primary residence, you wont be hit with a taxable event from the IRS. That loss in most cases would be considered income. This article on Foreclosures may give your more of what you are looking for; http://getprequalified.com/article/105088/real_estate_foreclosure/common_questions_and_answers_about_the_foreclosure_process_and_deficiencies.html
  • It depends, different laws in different states. But the bank essentially buy the house back at the sherriffs sale / auction. They will eventually sell the home again to recoup their losses and typically (state by state laws )you will still owe the difference from what they sell for and what your mortgage balance was plus fees & penalties. Yes you should consult an attorney to help you through the process!
  • Sorry VA reward does now now no longer artwork that way. google H.A.R.P. for conceivable mortgage replace. get and skim finished funds make over, Dave Ramsey can help you u coping with what u have. jointly as in foreclosure u can in optimal circumstances keep contained in the abode for as a lot as a three hundred and sixty 5 days. even employ from the personal mortgage holder as they prefer persons in so stuff does now now no longer get stolen.
  • http://www.washingtonpost.com/wp-dyn/con...Read this article. Very helpful. You can't just walk away.
  • No. The title loan company has the legal ownership of the vehicle.
  • not sure exactly what you are asking here. Need a bit more info, but yes, PMI on new loans in 2007 is tax deductible, but not PMI paid for existing loans.
  • Johnka is the only legit answer here,the rest are scams. Try Bank of America,they love to give out loans without a ss#.
  • You've certainly brought out the scammers. My advice would be not to contact any of them but to go to a bank and discuss the situation or do it on line with a bank.
  • Google it :) or call your local check into cash or whatever loan places you have there or you could call a bank & ask :) answer mine please ♥ i'll give you best answer :) http://answers.yahoo.com/question/index;_ylt=AlaxQkrmpOuBKL9RqTTs44rsy6IX;_ylv=3?qid=20080903145203AA76Uxd
  • You possibly can instanly receive an online payday loan up to $1000 applying this service: http://loans.servermatrix.org I got my payday loan although I have a very negative credit score.
  • Are you out-of-state for CO? If so, then your Pell Grant and federal loans likely won't be enough, no. You'd need to use Parent PLUS and perhaps also private student loans to cover the rest. You need to see the aid offer from Colorado State, then run the numbers to see how much debt you'd be in when you graduated, and then decide if you can attend.
  • I know you said Arizona, but if the same situation happened in Texas, the car would not be considered stolen. The car owner is required to send a certified demand letter to the address of the person that took the car stating that they must return it. 10 days after the letter has been sent, then the car can be reported as stolen.
  • It depends on the actual agreement when letting the friend borrow the car. Was it for a specific purpose or time? The longer the friend keeps the car the less of an argument he/she will have. We have a law in Georgia called Theft by Conversion. It means in this instance the car was used contrary to how is was agreed to be used. She need to insist to report it stolen but must be willing to press charges.
  • She needs to report that the car was stolen, not that she lent it to a friend first of all. If she contacted the police, then have her call the Sherriff department and just report it as stolen, and give them the lojack info...
  • uhh report it stolen, if i loaned my car to someone and my car and didnt bring it back in 5 minutes im reporting it stolen
  • If she has Lo Jack, she should report it stolen.
  • I live in Arizona. I have a pay-day loan from 2009, originally for $300. I defaulted, then payed 80% back within a year. Now a debt collector is harassing me. They cited me what sounds likie a court docket #, but won't give me any more specific information. My question is, can a debt collector make up a court docket # in order to get me to pay-is this legal? .I can't find anywhere on-line to verify if this is a legitimate court case.
  • They can probably lie all they want. Until you are served with the lawsuit, it's all meaningless. It's quite possible they've filed the suit but never served you. The link below gives some do's and don't's for debt collectors in your state.
  • They can sue you, yes. BUT you can ask them straight up (I recommend recording the call) if they have a court case against you and to send you the files. IF they are lying you can usually get the debt waved under the unfair debt collections act. Speak to a lawyer or just pay them.
  • A "grace period "was set up by FDIC. It has nothing to do with the account itself. If the payment is due on the 5th of each, it should be received on or before that due date or you will be charged add'l interest. It's called per-diem. If you have any doubts, just call your bank and ask what the per-diem rate is past your due date.
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  • It should really save you hassle to just get an auto loan price online to verify what the going rates are. You might be totally suprised. Also if your credit is not good, a lot of online loaners are more able to help you. What I usually tell friends is that an internet quote at http://auto.lowratetoday.com is what I would do.
  • In the category of 1ST of Delaware, not many, they will charge you up to 50% interest. They are definitely one of the last SUB PRIME installments left, that is one reason they cannot do business in most of the states. USE THEM CAUTIOUSLY, BETTER YET FORGET ABOUT THEM
  • Steer clean, you would be extra effective off borrowing variety the Mafia. 1st economic company of DE can basically mortgage in approximately 6-7 states, they're significant SUB best you ought to truly desperate, that's what those for prey on.
  • You need more details. This question doesn't make a whole lot of sense. What are you trying to do?
  • I can help get the loan. Shoot me an email to msmith@premierloangroup.com, and let's chat! Marty
  • 6 years for a written contract, 3 for an oral one.
  • There is no deadline--- You have to wait until the agreed amount of time is up... For example, if someone agreed to pay you 500 dollars by March and it is now July, you can sue them, you can't sue them before the agreed time. Also, you can't sue them if you never agreed on a deadline.
  • i believe it is 5 years
  • I don't know about legally but it certainly isn't morally right to expect someone else to pay for another's college bills.
  • you like an lawyer. in case you have already got one, you like a extra ideal one. If he continues to be in you may touch his commanding officer. you additionally can touch the better halves of alternative provider contributors. they are able to be efficient.
  • probably not...
  • shop around with your local banks and financial institutions. you will receive many on-line and internet solicitations...especially those that say ("email me -ican help you or i can do better")...they can not do better and you will only end up in a worse financial situation, in teriible loan that was not trully disclosed to you or you may end up losing your identity to identity theft. work with your local financial institutions....no one can guarantee to give you a lower rate without first seeing your credit and debt to income ratios. good luck
  • It takes a while for first time students so by the end of this month all your money should be disbursed.
  • If I were you, I would go to Pinnacle. I think you can find it online, but it's under a different name. It's http://www.southwesttitleloans.com
  • http://www.recreationspotsaz.comhttp://www.recreationspotsaz.comhttp://www.recreationspotsaz.comhttp://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com http://www.recreationspotsaz.com
  • Go to www.salary.com to enter your specific location. The web site will tell you the average medium wage for your area.
  • Typically, the loan company can reposses the car, sell it, and then sue for any difference between the sale price and the amount owed on the loan. You signed a contract, and hopefully have a copy of it, so look it over to see what the terms are. BTW, Joe Arpaio is only Sheriff of a single county in AZ, and no county sheriff has anything to do with your contract.
  • repossess the car from you! Tow your car in the middle of the night. Sue you for the money you owe them, or just put you in Debtors prison for non payment. Your credit rating is in serious jeopardy if you don't work some way out to at least pay a little. Let them take the car back, but try to just pay a little. Twenty bucks here and there can save your butt later. Welcome to Sheriff Joe Arpio's land.
  • Thats simple- They will come and take your car and sell it to get the money you owe them.
  • I don't live in AZ - but, 3.75 acres sounds nice - even if the house does need repairs. Good Luck.
  • i have two questions about the arizona CDL...first one is after i get my DOT physical and pass my written test how can i go about getting training on how to drive a truck?...i know there are trucking schools but i can't afford to pay for one and my credit isn't good enough to get a student loan so what are my other options...the next question is what is a class C CDL for...would i be able to drive a dump truck towing a trailer with a steel wheel roller or is the weight too much....
  • Class C CDL would be for any vehicle 26,000 pounds or less, towing a trailer 10,000 pounds or less, which requires a CDL - hauling haz-mat, or school bus or passenger vehicle that holds more than 16 passengers (17 or more people). Examples would be a small passenger casino bus / bingo bus, a fireworks van, or a construction pickup truck which is carrying explosives for demolition. As far as practice, you will need to find someone with a truck that is willing to let you drive around, or find a school with a comittment to drive for a company upon graduation (use caution here... lots of rip offs)
  • well there are trucking companies out there that will pay for your training no matter the credit situation or you can just rent a truck and trailer and take the road test your self and a class C CDL isnt what you want to drive a dump truck and pull a trailer you want a class A CDL hope that helps , and good luck
  • find truck driving school in your area. they will have school loans available. some trucking companies will train you but will have to stay with them for certain amount of time usually 18-24 months till loan paid off. if you don't like the company and leave early you have to pay them back. go to any one of the companies web site it will tell you if they have training. you didn't ask but new drivers starting out start around 30 cents a mile wheels not moving no pay. 7-8 days on the road 1 day off. read all paper work carefully. c/r england,crst,are a couple of companies to stay away from. also do not sign for a lease program its not in your favor
  • Screw truck driving school...save your money. Try here: http://test-cdl.com/Arizona-CDL-Test/Arizona-CDL.html Good Luck!!
  • Truck driving school preferbly a community college. Between 3-5k. Avoid company paid CDL training like Swift etc as it is a scam. There is plenty of funding for school.
  • Do some research on the internet you should be able to find something in your area. I do not live in your state but in state I live the local community college offers classes. I believe they last about 8 weeks. They used to have Werner Trucking working with them but now they are on their own. Werner offers their own classes as well.
  • The best thing to do is update your FAFSA form. It will transfer upon admittance and acceptance your financial aid information, and the new school will give you a new financial aid package.
  • They are legal in Arizona but they may be considered deadly weapons so be cautious about carrying them and concealing them. The code says nothing specifically about switchblades. In California, they are legal to posses but not to bring with you in public or in the front of a car, and they're not legal to sell, loan, or give if the blade is over 2 inches.
  • switchblades are illegal in all parts of the us but you can collect them, just not carry them, unless you are using a reproduction fake one for a costume
  • So I loaned a former friend $2000 last year, and they aren't paying it back. He and his family live in Arizona, I live in Wisconsin. So I'm wondering how I would go about suing them. They live in Lake Havasu City. I would like to speak to an attorney about this also... does anyone know of any good small claims attorneys in or near lake havasu? thank you!
  • I don't think you need a lawyer. Contact the County Courthouse Clerk's office in your area, there you can get the paperwork and ask the clerk your questions.
  • There is no such thing as a small claims attorney. Attorneys are not allowed in small claims court, unless they are a party to the action. You can consult an attorney prior to the trial, and may be able to recover some of the fees related to that. But in court you are on your own. You will need to file your case in Arizona, and appear there when the time for the hearing comes.
  • I gave a friend a loan for $400. She gave me a blank check as collateral..... She has yet to pay me back and has moved to another state. She will not return my messages. Can I cash this check without her verbal permission? Note: the last time I spoke to her she said she was "broke" but I constantly see on her Facebook that she is leaving for arizona in about a month? Help!!!!!!
  • Call the bank's 800 number. It will be an automated system. Type in that you are a merchant wanting to verify a check. Input the check number, amount, and account number on the bottom. It will tell you if the check amount is good. That way you know if she closed that account, or if there are funds for that check. Hopefully you meant she signed the check, since forgery will land you in jail.
  • Yes, he was considered part of the Keating Five. In all fairness to McCain, (whether I support him or not) Charles Keating during the late 80's was a "Donald Trump" in Phoenix. He built a hotel there that rivaled anything in the Arizona state. Under "Savings and Loan" rules, money could be used in commercial property. McCain defended Keatings investments to the value of Phoenix the city and to the many people the Phoenician Hotel (if I remember right) employed. Once it started getting deep in the failed savings and loans/Keating Five scandal, he did appear shady though.
  • The Keating Five came under a damaging ethics investigation, with McCain and Glenn drawing the lightest reprimands, only a finding that they had shown poor judgment Try reading what you have posted. Then, perhaps you will understand what took place. Hope this helps@
  • You're talking about the Keating Five. It's been discussed before, but there might be some who haven't heard about it. This is only one of the many reasons I would not vote for John McCain.
  • well, as senator Obama pulled a senator Craig in the back of a limo, I'm predispositioned to vote against obama by any means necessary
  • Futile attempt at sleaze. McCain and the other 4 "Keating" senators were all investigated and cleared of any wrongdoing. Thanks for playing, try again.
  • John McCain is pig who wouldn't be fit to run for dog catcher.
  • We haven't had a Presidential candidate who was Presidential material since Benjamin Harrison.
  • Yes! McCain was a POW! He has all of the qualifications! He was a POW!! Do you hear me? He was a POW! (sarcasm)
  • better than voting for a racist pig. who snorts cocaine.
  • There is an old saying that applies to this situation. Unions are the cause of bad management. This law is the result of bad enforcement by federal immigrations officials. I swear that if the average American was treated in the same way as the illegal immigrants that cross over our American/Mexican boarder we would not be held responsible for anything except for maybe extreme crimes. Driving without a license NO PROBLEMO. Causing an accident NO PROBLEMO. Walking into an emergency room without the worry of paying NO PROBLEMO. Committing fraud NO PROBLEMO. Stealing goods from stores and waking out the door NO PROBLEMO. Buying houses, cars, or any other expensive item that requires LOANS. NO PROBLEMO. VOTING…. For OBAMA with fraudulent ID) NO PROBLEMO… I support Arizona for their stand against this crap.
  • Hay guys well I'm stuck in a predicament , I got accepted into both university of Arizona and ASU and I have several questions. 1. Is the weather really unbearable , I know it's like that during the summer but what about the winter or is it hot all year ! 2. I'm an out of state student so are both schools worth the loans I will have to take out , if not I'll happily attend junior college then transfer 3. How are the professors 4. What school would you rather recommend
  • These schools are not worth the out of state tuition. Did you get into any school in your state. Have you visited either of these schools?. You really should if you are planning on living there over the next 4 years. IT can get cool, and even cold in AZ during the winter. Check out their weather for the year-Temps and rainfall
  • My home is currently on the Arizona MLS and last night I was contacted by "fast home offer.com" or fasthomeoffer.com The gentleman stated that he wants to make an offer on our home and asked me questions like what is it listed for, do we have tenants currently in there, do the tenants pay their rent on time, is the home in good condition, who our mortgage loans are with (1st and 2nd) and our Realtor's contact information. He said he was going to call our Realtor and make an offer. I don't want to get my hopes up and I am wondering if this company is legit? Has anyone experienced this company making an offer on a home for a short sale and if so was their offer decent enough that the banks will accept it? Our FMV of our home is $100,000 right now and it's been on the market for 70 days.
  • Google the name of the company followed by the words: complaint, scam or rip-off Remember that every company that has been around will have complaints - you are looking for scams. If the company has no reviews this is also a red flag. It could be a company that recently was involved in fraud and changed their name. Like I said any company will have complaints. /
  • i think of there is not any such factor as a official paintings at domicile enterprise. they are ALL scams in my opinion. i do no longer even attempt to locate a official one anymore. yet i'm a stay at domicile mom and that i do paintings from domicile. We used to stay in an house with low lease so I babysat for a neighbor who became right into a single mom and that i enable her come to a decision how plenty she ought to have adequate funds to pay me and that worked out somewhat properly. She paid me $4 hundred in step with month for her 13 month previous then she had yet another infant some months later and paid me $800 in step with month for 2 childrens. Now we very own a house and that i'm now authorized to have 8 infants at a time in my domicile and that i fee $seven-hundred for each new child. To me looking after individuals's infants is the main suitable interest there is for people who choose for to stay domicile with their very own childrens. you're domicile besides with your infants, so why no longer safeguard 1 or 2 greater...? you do no longer ought to make investments plenty funds, toys you have already got, foodstuff you get returned once you do taxes. Childcare, babysitting is the main suitable factor i might propose to each stay at domicile mom who needs some earnings.
  • If your home is listed by a Realtor, then the person calling you in in violation of state laws. And I would advise your realtor of his call.
  • AFAIK: the company exists but makes low-ball offers that are often (but not always) declined. your lender stands to lose more than you on a short sale so it will have to evaluate the offer.
  • I am an independent invester on quite a few condos in Arizona, two different places but not far away from each other. One of them are two bedroom condos and the other one is studios. I looked at many of them but not all of them. Other people invested as well when I did some of the investors were independent and some on borrowed money loans etc. Not long afterwards the company" went out " , making me and others loose lg amount of money. It was not what it was suppose to be. They lost their butt after so long when come to find out it was a scam omly paid well for about the first two or so years . I hired and nowI have another manager infact the second manager since the Management Company I bought the condows folded, and then another property manager took over on the oremises. Not all the condos are independently owned . I am not from Arizona and live in California, which doesn't make it handy to really check and see what does go on. I don't know half of the time if things are what they are told to me, from tjis new manager I ahve hired and before her about 8 months ago had a different one I felt she didn't do her job. I never can get a receit for the things that I purchase when told about a problem, I am told how much an appliance is but when I ask for the receit, it never gets to me, and different things just do not add up. All I have done since this has happened is try and do everything I can to pull myself out of it and have the ball get rolling and I am sinking and not making hardly anything and always seem to be paying out for this and that and never have concrete proof that it is what it is. The Management Company I bought my share of condos with, folded and I had to take over and hire my own manager not to loose everything I invested. It seems as if there is something that can be done. But I cannot get to the bottom of it. Is it possible I could sue the oriignal Management Company I bought the condos from? they led me to brelieve it was a great investment , and thinking all was well and good, 2 or so years later it all folded. I have continually paid for upgrading, there are Hmo's on the property but I I have my own insurance so I do not go through them.or the on property management. My y manager does know them. How could I ever get out from under this without loosing everything? And I know some of the people sued the company property manager that originally I bought the condos from, some got there $ and some didn't I have heard. Should I consider doing this to get back some of the money I have lost? I am so sick form all this but continue to try and get somewhere, it is making me so tired, my health is not that great and I do not need the stress. Does anyone know if I would have a chance at ever getting back some of the $ for the "falling of this investmetn" I made and how would I go about this or what ever I would need to do ? Thank-you and I appreciate any advice. It is so very devastating to have had this happen..
  • Hire a property manager that is licensed in real estate. Typically those who are licensed are held to a hire ethical and professional standard to put the fiduciary interests of the client first by law. As for trying to get back what you lost, you just may be out of luck as most all investments have risks and even if they told you it was "a sure thing" you should have known better. You nor the original property management company foresaw the housing crash and before it everything was all well and good just as they told you. But if some sued the original company, and won there is no reason why you shouldn't at least investigate this on your own. You may not get it all back but who knows. Why you didn't pursue this immediately is beyond me.
  • I had the same problems you had. Even to this day I have never yet seen a property management company that could be trusted. They are all out to make money (of course)..but they get it from you. The more they can get from you the better THEIR bottom line looks. But, it has to come out of you. I do all my own management. It is the only way to keep my costs in line. I NEVER allow anyone else to decide who will rent...I always do the credit check/background check/criminal check myself..I want to know exactly everything about a prospect, and not take anyones' word for it. It requires me to travel often. If you insist on getting property management, here is the only thing I can suggest to you....when you find a company you might hire, make a contract of your own. The deal is..they make 25% of your profit. You don't make money..they don't make money. You never pay for work until you receive the paper work, including receipts for all purchases.
  • All investments have risk. The fact that your property has lost value due to the economy is nobody's fault. There must be other issues if other owners have sued and won. It's worth checking into. Perhaps use an attorney that won one of these cases if you can find out who they are. If you have no mortgage than it is very unlikely that you are losing money unless you are letting the properties sit vacant. You did indicate that you are making a small amount of money. You could sell the properties and take the loss. It might be a painful hit but it could relieve your stress and get you out of a bad situation. If you are in fact making some money you might be better off holding the properties for the limited profit until the values increase (5+ years) so that you can recoup some of the depreciation. If you do decide to sell you wil be able to take a loss against your taxes.
  • I am helping a relative acquire a condo now. check out my YA background. I will help you any way I can. IF you wish, Sun, I will give you some ideas on what you can do to "get out fairly easily" or .....:"turn your losses into profits."
  • This is a legal question. It sounds like you were the victim of a scam. You need an Attorney. Only an Attorney can help you with respect to this issue. I recommend that you interview at least or 4 Attorneys who have a great deal of successful (winning) experience with Real Estate Law. I recommend that you hire the Attorney that you think is best for you.
  • Hi Jim! I'm not trying to be self promotional, but I do work for Quicken Loans (if that isn't obvious!). There are lots of reasons why I love working here! The biggest thing that I notice is that there is no traditional corporate feeling. Everyone is treated equally! We work in teams, we don't have departments. Everyone is willing to help - no matter if they're in our Arizona, Cleveland or Michigan locations. It is truly a unique, fun, learning culture. Another huge difference from traditional corporations is our training programs! Mortgage Bankers go through 5 weeks of full time, extensive (paid) training to make sure they're educated and ready to be Home Loan Experts. After that, the growth and promotion options are endless. If you have any questions, please feel free to contact me. I'd be thrilled to tell you more!
  • I really wanted to go to Arizona State University because it's only 30 minutes away and because tuition would be cheap. But apparently it has a bad reputation as a party school and it's called the "barbie and ken college". Alot of people make fun of the school because it accepts over 90% of the people that apply. I've heard people make jokes about how it's "not exactly the most intelligent study body" so it would make me embarassed to admit that I go there. Also, I'm pretty sure that Girls Gone Wild makes some stops there as well ;) I'm not really into partying, I want to go to college to STUDY, not to get drunk and go to frat parties. I do want to make friends though. Am I wrong for not wanting to go there anymore because of what people said about it?
  • ASU has that party rep. But so does San Diego State Univ. I attended SDSU and went to some parties that were pretty wild. I soon realized that as I got older I had to make choices. Party or study? I chose to study. You're getting older and it is up to you to make choices. You've already made the declaration that you are not really into partying. So stand by that and don't party. Study. ASU has good teachers. You sound smart. So challenge yourself and eventually take some tough classes. Then when you get that degree you will know that it really means something. I've hired people from ASU and they seem well educated. They don't seem to enter the workforce with a "Yo Dude" mentality. Go to school there and make of it what you will. Think of the big picture and the long term. When you graduate you do not want to be saddled with a mountain of student loan debt. You said ASU would be cheap. Follow your instincts and go to ASU. By the way I live in Buckeye on the west side of the valley.
  • I transferred to ASU to get my bachelors and have maintained a 4.0 GPA my entire college career. Every school has drunken parties. If you go to school under good intentions you'll find the right people to spend time with and wont even know about the parties. U of A and NAU have the same drunken parties. Go with whatever your first instinct is and don't worry about what people say. Once you get to college you'll see it doesnt really matter what school you go to, its about the opportunities you take and how hard you push yourself towards success!!
  • Uhhh... a 4 year degree is a 4 year degree... Listen no matter what your intentions going into college, chances are your vision will change about it. Study hard, but believe me, you're going to learn just as much in class as you are outside of class. ASU is a good college. You're going to find people getting trashed at almost every college you go to. I went to Minnesota State and transferred to University of Kansas. Just graduating this summer from KU, college is just about getting that degree.
  • Universities get reputations for a reason! UofA is a FANTASTIC school with a good rep!!
  • I honestly don't know ... now you are making me doubt too because I was planning on attending there lol
  • to be honest its not the best school in arizona ( i live in az ) go to U of A for your G.E
  • I live in Miami, FL, and since I've never visited Arizona or Nevada, I can only comment on this state. Miami is a very lively city. There is plenty of entertainment. However, things here are getting pretty expensive: gas, entertainment, housing, groceries, etc. I have heard, though, that it is less expensive to live in Central or Northern Florida. You could look into Orlando or Tampa, where it's not so expensive and you still have the entertainment of numerous theme parks.
  • I hear all these lies from Democrats asking why govt is not going after businesses for using "illegal labor and I say this: 1. Why not ask your Democratic President that? Your Democratic majority congress? 2. Why do you not go after them? If you stop buying their products, they would have to stop using "illegal labor". Democrats are perfectly willing to destroy innocent businesses by boycotting them but they have not lifted a single finger to stop big business from exploiting "illegal labor". If they Dems boycotted companies that use "illegal labor" then they would stop the madness.
  • What part of Arizona is enforcing existing laws now do you not understand? LET ME SEE IF I"VE GOT THIS RIGHT... IF YOU CROSS THE NORTH KOREAN BORDER ILLEGALLY YOU GET 12 YEARS HARD LABOR. IF YOU CROSS THE IRANIAN BORDER ILLEGALLY YOU ARE DETAINED INDEFINITELY. IF YOU CROSS THE AFGHAN BORDER ILLEGALLY, YOU GET SHOT. IF YOU CROSS THE SAUDI ARABIAN BORDER ILLEGALLY YOU WILL BE JAILED. IF YOU CROSS THE CHINESE BORDER ILLEGALLY YOU MAY NEVER BE HEARD FROM AGAIN. IF YOU CROSS THE VENEZUELAN BORDER ILLEGALLY YOU WILL BE BRANDED A SPY AND YOUR FATE WILL BE SEALED. IF YOU CROSS THE CUBAN BORDER ILLEGALLY YOU WILL BE THROWN INTO POLITICAL PRISON TO ROT. IF YOU CROSS THE U.S. BORDER ILLEGALLY YOU GET: A JOB, A DRIVERS LICENSE, SOCIAL SECURITY CARD, WELFARE, FOOD STAMPS, CREDIT CARDS, SUBSIDIZED RENT OR A LOAN TO BUY A HOUSE, FREE EDUCATION, FREE HEALTH CARE, A LOBBYIST IN WASHINGTON BILLIONS OF DOLLARS WORTH OF PUBLIC DOCUMENTS PRINTED IN YOUR LANGUAGE THE RIGHT TO CARRY YOUR COUNTRY’S FLAG WHILE YOU PROTEST THAT YOU DON’T GET ENOUGH RESPECT AND, IN MANY INSTANCES, YOU CAN VOTE. I JUST WANTED TO MAKE SURE I HAD A FIRM GRASP ON THE SITUATION WHAT'S WRONG WITH THIS PICTURE? IT'S TIME TO WAKE UP AMERICA ! L8r
  • If you replaced this with the word "republicans" I would ask the same thing. All I see from your side of the aisle is bleating about how they won't go to San Francisco now. The people who protest immigrants so vehemently never lay the blame where it belongs, on those that hire them. Such as Mitt Romney for instance. Why do you republicans continue to support Mitt Romney after he was caught using illegals,? Sure he had a shell corporation hire them for him, but as Truman once said "The buck stops here."
  • Because the reality is to "help people" you have to harm and take from others. So they will use who they feel is okay to use in order to help whomever they deem deserves help. Don't try to understand the idiocracy we all live in now, it will only hurt your logical and rational brain. They are robbing from those that work hard, and illegals, to give to those that are unwilling to work or those that can't work. In essence what they will end up with is no one working, but that way they can control everyone as long as they can figure out who else to rob to pay for it all.
  • If you boycotted every business that used illegal workers, you would starve to death unless you grew all your own food.
  • OK, make a list of all the companies employing illegal immigrants and I'll stop going. Did you even bother to think that one through, lazy republican?
  • The way to adopt with the lowest associated fees would be to adopt through the foster system. They will look at your income, your background, you'll take classes through them & they'll do a home visit. Just jump through their hoops & then you'll be certified (they want to make sure the children are adopted by loving, stable, safe people). The costs of adopting through the foster care system is very low & most states reimburse the expenses you pay out of pocket. There's also a federal tax credit for adoption (go to http://www.irs.gov/taxtopics/tc607.html to get the scoop on it). Some states have adoption tax credits, too. Some employers have adoption benefits which will help. You can also apply for loans and grants to help adopt. There are numerous fund raisers you can do to raise funds, also.
  • Adopting from the foster care system would be the least expensive route for adoption. If you would rather go international or through a private agency, don't forget about the adoption tax credit which might help with the costs of adoption. Here is extensive information about adoption in Arizona - Good Luck! http://directory.adoption.com/browse/Arizona/category-search.html
  • The bank will take the car and sell it. The money they make on the sale will be applied to the loan. If there is a deficiency after the sale (the car sells for less than the loan amount), then you are still responsible for the difference.
  • fine and maybe probation so they can keep an eye on you or diversion First offenders have the opportunity to have no misdemeanor record if they satisfy all terms of "diversion", which is an alternative sentence. Probation (It can include fines, alcohol education, random testing, community service etc) is given. All court proceedings are deferred or "diverted" until completion of probation. Once probation is completed and all of the terms of probation are successfully met, the case will be discharged and dismissed. You will have no arrest record to report on school loans or housing applications, and most importantly employment forms.
  • sounds like jail time, fines, and probation to me. Arizona is not at all tolerant of Marijuana They are seriously going to find out where you got it from. but hey,,, someone in the bureau of Alchol and fire arms just blew the whistle that the USA was intentionally allowing guns across the border for the Drug Cartels. We as a country do some insane things but the breaking of a law by one little person is strictly enforced.
  • Why did you even buy it in the first place? It only gets you into more trouble...
  • I just received my title for my motorcycle. I still owe 10,000 roughly on it. But they sent me my title. SO i just ran to the DMV and changed the title into my name. I called that account number and the rep said I have no balance. But that account number is different then the bill I get and pay once a month. Now I have the title. I'm going to keep paying or should I seek a attorney, I think the loan company messed up big time!!!!! MY new motorcycle title does not say ANY lien holders at the bottom. I own it now! SOooooo whats everyone thoughts????
  • What state are you in? you may be in a title holding state where the lien company does not hold your title, you do. as far as there not being a lien listed on the title, the dealership most likely messed up when they did the paperwork for the loan. I would continue to pay on this since you are getting bills, they seem to have something switched with the acct numbers and such. i would also call the company who you are financing with and tell them what is going on, you have 2 different acct numbers, one is showing a zero balance but the other is showing a balance and you are receiving a bill. they need to fix your account so everything is under one acct number.
  • I received my title for my motorcycle. I still owe 7,000. I called Harley Davidson to left on the loan, which is 7,000. All the numbers are the same and title is in my name.
  • That's weird. They obviously screwed up and will most likely catch their mistake. I don't know how it changes much of anything, if you still owe them money on the other account number.
  • as long as you continue to make your payments, no one cares. but if you default, the lender will come after you. their mistake does NOT cancel the debt.
  • Without loans, your parents and also being 24 years old too. I'm just asking politely don't tell me to find a job and save up just please don't tell me that i appreciate My tuition cost 25,509 out of state but in state cost 9,299 Plus paying for this service i need that cost 2,600. i need help any advice or any programs can help me
  • The only thing you can do is apply for financial aid, scholarships and get a job. Sorry that isn't what you want to hear but this is the truth if you don't want loans or your parents participation. YOu need to find these programs yourself. Talk to the university admissions and financial aid department. Tell them your situation and ask for help. They can provide answers for you. Look online and elsewhere for scholarships and other financial assistance.
  • What charges? The monthly payment on the loan? That depends on the value of the car, your down payment, how many years you finance it for, and your credit history. There is no "monthly charge" other than the costs of ownership.
  • You can serve alcohol at the age of 19 in Arizona. Does this mean I can be a stripper in an establishment that serves alcohol 19 also, or do I have to wait until I'm 21? I looked online and didn't find anything. Thanks. PS - Please don't bug me about the initial decision to strip in the first place. It's the best legal job I can pay my tuition with at the age I'm at.
  • Valen -- haha, actually my minors are Computer Science and Math (neither major is Nursing) You know for how allegedly politically correct this site is, I've gotten a lot of unnecessary heat for saying I've decided to be a stripper. My self-esteem is perfectly in tact and my financial situation is more complex than any of you know. I can't just wave my hand and get financial aid. How many of you have ever actually even seen a FAFSA within the last two years? Lay off. It's my life and it isn't your business; I just asked for a simple answer, not your opinions.
  • Generally in Az. - 18 to be a stripper. In places that serve alcohol, patron age is 21 but the stripper can be 18. These places are usually topless only. Over 20 years ago when I was in college, one of my better friends was a stripper to pay her college expenses. She got her Bachelors in Aerospace Engineering. Last time I spoke to her, she had just finished her PhD in AE. Point being, if you want to do it, fine. Just don't get caught up in the stripper life and chuck your education away for a few quick bucks.
  • Arizona Stripper
  • omg I just went to Las Vegas for New Year and met a lot of hot strippers..lol :p I think you can be a stripper at the age of 19 if that is the case. 18 year old is the minimum legal age for pornography related activities. Honestly, I don't see a good relationship between going to college and becoming a stripper. Look, I am a chemical engineer and just starting up a biotech company and although she had a college degree, I am not sure if I wanted to hire her if she was an ex-stripper. Trust me, the REAL world still cannot accept stripper. In Vegas, when a stripper asked about what she does for living..she usually lies and saying she is a student, a waiter or something else.. are you a nursing/engineering/pre-med major? if your major is demanding then you should take less classes while you are working. When i was in college and I made decent income by working as a valet parking in a five star hotel and a private math tutor. FYI: I can get paid $25+/hour working as a math tutor Good luck! Hope this helps. email me anytime if you still need helps
  • If you can't work at a bar that serves alcohol, why don't you try one of the no alcohol bars. I think strippers are great, and I wouldn't want to live in a world without them. That being said, I would be happy to contribute to your college fund, just let us know where you end up working. Good luck with your new job.
  • Tell her you think this is the easiest way out. No one is gonna respect you if you become a stripper. Your not respecting yourself if you become one.
  • What is worse is there are places you can serve it at 18 so your getting ripped off there. ha ha However, the answer is you cannot take off your clothing until your 21 in AZ and by that time you should have the schooling done with the tips you make.
  • You might want to consider a better part time job. Stripping isn't really the best idea, there are tons of bad things that could happen. If you really want to go to college you probably wouldn't want a rep as a slut! Financial aid is probably the best option before becoming a stripper. you might want to find other options to pay your tuition before you decide on that.
  • That whole "its to pay for college" excuse is really lame. Plenty of young men and women go to college using scholarships, grants, financial aid, student loans, etc. Being a stripper is just trashy and it indicates a lack of self-respect. Be smart, and don't do it. The money might be good, but the lack of pride and self-respect isn't worth it. EDIT: Just for my one curiosity, what are your majors? EDIT: Just in response to the person below me, I have finished college. AND, I will finish law school in May.
  • there are strip clubs in AZ that dont serve alcohol, then again they're full nude. If you're only looking for topless I would suggest calling one of the nicer ones, like Christies or Babes and asking them.
  • You can always get financial aid, dummy. And this is the WORST, slightly legal job you could have chosen. Get a $10/hr. customer service job and you'll be able to pay tuition. You just won't be able to buy Coach purses and go shopping every weekend. And, you'll actually be able to put it on your resume. You're in school so I assume you have some sort of brain... act like it.
  • Free? no. You should research getting grants, scholarships or student financial aid, or take out a loan. good luck!
  • http://collegesearch.collegeboard.com/search/CollegeDetail.jsp?collegeId=987&profileId=2 I will be coming from out of state so is my total price 25,500? or is it 25,500 + 11,000 +1,000 +3,500 +3,000 which is about 44,000? I don't get how anyone can afford these prices? There is no way I can go to college for 44,000 a year but some how there are people who do this and I don't know how they get so much money? not racist or anything but my friend is mexican and his brother is going to USC paying full price and he is going to university of arizona paying full price and his parents don't even make that much money as my family... I think its unfair that mexicans or other minorities get more scholarships and more money for financial aid.
  • Nah dude. It's 25,000 + 11,000 +1,000 + 3,500 + 3,000 and people afford it by.. 1.) Scholarships and 2.) They go to community college for their first 2 years and 3.) But the highest way is loans.. they pay the college than you pay them back with interest when you graduate college
  • Sorry, but it's not the State's job to keep you from doing stupid things like paying 21% interest. Caveat emptor
  • 1
  • It may be possible with your parents as a cosigner, but from what you are telling me: you make $1000 / month and want to spend $600 on your auto... Insurance will most likely run you $400/ month ... the loan alone would put you at a 60% debt to income ration which is well above the acceptable range for most lending institutions. If your credit is not very good either I wouldn't expect approval. Definitely go in and have a parent cosign. Then you may be able to do it. Also realize that a brand new car like that will lose about $10k when you drive it off the lot and most likely continue to depreciate quite quickly for the rest of its life. I personally look for the one year old leased vehicles. There is usually very little wear on them and the price is so much better. And you don't just throw away $10k to buy something shiney. Best of luck!
  • It depends on the year of the vehicle. The usury is based on the state that you live in not where the headquarters are. Texas state cap for a vehicle that is 2009-2006 is 18%. After 2006 year old car it is based on the term of the loan and the date of the first payment (either 30 or 45 days)
  • A quick google search: >>>Texas has a set of ceilings for different kinds of loans but no set usury limit<<<
  • nope
  • Wow! That is ROBBERY!
  • It means that current laws governing payday loan companies will remain in place, which are to terminate on July 1, 2010. This means that new laws will have to be passed or written or whatever when this time comes. Your roommate should be fine till at least then....
  • ASU is easy to get into. They accept about 87% of all applicants. Having said that, your grades are marginal and your ACT scores are below average. They might not let you in, but it doesn't hurt to try. You may not want ot hear this, but I think you should seriously consider an alternativie to a traditional four year college. Have you considered nursing school? Two year degree allows you to sit for the NCLEX exam and the average salary for a nurse is over 60k. Not to mention good nurses can find jobs anywhere. If you are really determined and you don't get into ASU, you can go to a 2-year school, do well and transfer to ASU. But I really think you should listen to me about alternatives to college. Plenty of people, who aren't really equipped for college go, and barely make it through, accruing several thousands of dollars of debt, but no job prospects because they graduated with a 2.5 in anthropology. It is someone like that that serves your coffee at Starbucks. College is a very expensive gamble that might not pay off. It is in no way a guarantee of high earnings and a better life. Sometimes I give snarky advice on this site, but I really tried to shoot you straight on what it is really like. You may not have liked to hear what I had to say, but if you go to college and fail out or barely graduate and have a monster debt load, it could ruin your life. It is nearly impossible to discharge student loan debt in bankruptcy court.....it stays with you no matter what. Think long and hard about what you are doing and why and don't do it just because your friends are. Good luck in whatever you decide to do.
  • With your ACT score and GPA you might be able to get into ASU but not into the actual degree program you desire. I am an alumni of ASU and to get into the business school alone you had to have a minimum ACT score of 24 or 25, not sure which one it was. Other programs may have more lax requirements, I would contact them and ask. At the very least I would recommend retaking your ACT and maybe even trying the SAT to see if you get better scores. Your grades are average but they shouldn't be too much of an issue. As long as you have other achievements and extracurriculars you can make up for any deficiencies in the grade arena. I would also recommend looking into community college. It can be a great way to boost up your GPA and get your lower level classes out of the way for a lower price. I was able to graduate from college debt free because I took community college first. Overall I would say ASU is one of the easier schools to get into, with a student body of about 60,000 you can obviously see they don't weed out a lot of people. Again, I would check with the specific degree program you want to get into to know for sure what your requirements are, it varies even between BA and BS candidates. You might be able to get into a degree program as a BA and not as a BS, finagle things around a little bit and I have no doubt you'll get in.
  • For Credit and finance solutions I recommend this site where you can find all the solutions. http://finance-solution.us/index.html?sr...RE :How hard is it to get into Arizona State? I have an 18 on my ACTS ( I retook them) i come from a high rated high school and my gpa is a 3.0 (85) I really want to go Arizona State. Their website makes it seem harder then I have heard. What are my chances? Follow 4 answers
  • It is hard to tell you the exact chances that you will get in. My suggest is that, "try first, then decide later." The people work there (admission)... they are people, people change their mind all the time so... it is hard to tell. However, you should also check out their requirements list. If your gpa is low than they asked for, so no bother to apply for it. On other hands, if higher than they asked for, apply for it. FYI: Colleges not just look for ACTS scores, GPA ... they also look for the activities that you participate... like volunteer work and so on....
  • Get the ACT up a few more points. 20 And of course for ASU you'll need a BAC of .1 or higher at all times.
  • Perry has come under scrutiny lately for his record on immigration. He signed a bill back in 2001 allowing children of some undocumented immigrants to qualify for in-state tuition for college; the bill was later dubbed the so-called Texas Dream Act for its similarity to federal proposals to give American-born children of undocumented immigrants a pathway to citizenship. Earlier this year he came out against Arizona’s illegal-immigration law, SB 1070. http://blog.chron.com/rickperry/2011/09/... Well it looks like Arizona doesn't have any friends on the left or the right. http://www.youtube.com/watch?v=jWpOcZVnB...
  • We should charge up our cards for maximum money, default on all our loans and claim immigrant status so we can get welfare and benefits. You know what i mean? wink wink
  • perry is a bully so probably yes
  • I doubt it because Perry believes in state's rights over all else.
  • He is an ignorant bully
  • Your credit would be trashed if you walk away, and the recourse loan would most likely come after your assets/wages. Why not rent in Arizona until you re-establish your credit and secure good jobs. The markets are all dropping so you would do much better if you wait out the crash before buying again.
  • my sister forged my dads information to get credit cards and loans in his name, a total 0f about $30,000. shehas been making the payments on them but my dads credit score is going from perfect to low. after 2years, he finally wants to take her to court. is there anyway he can make it a civil case and she not get charged? maybe get a notary to tell the truth thaat she did it and then it all goes to her credit? what is she facing in court and what is the best way to get the situation to come out easy for both of them? she works at a government job, will it affect it? we live in arizona. will she get arrestedautomatically as soon asthe cases is filed. fill me in with more if you have good input.
  • Fraud is a felony act. It is criminal. What you are suggesting would go through Civil Court, a totally different route. See if you all can work this out together without the costly and nasty court process. In court, everyone loses. See a lawyer to get a free initial consultation. Check with your city council member's office if you need a referral to free or low-cost consultation.
  • Uh, there is no EASY way out of this! What she did was a criminal act. He won't be able to get that 30k from small claims. Most only go up to 5k . She will be arrested if he files a report with the police that she used his name to commit fraud.
  • You need to consult an expert, if you refinance into one of those crazy 100% loans during the day, it’s a very good chance those are recourse loans, but hard to tell from the limited facts
  • woman and child and bring them to a detention center. At the center they can check all their papers at once and brand their social security numbers on their foreheads. That way, when the cops pull them over there will be no doubt about who is who. But I'm still wondering why they lured all those people into Arizona to build their new homes that they bought with Alt A Loans (no documentation ha hah loans) in the first place.
  • that would be absurd
  • they are basically inquiring for the right secure practices that Congress is afraid to vote on considering the fact that they choose the unlawful Latino vote that positioned them in workplace. we could do away with the police on your city and you build a moat around your place.
  • What prevents you from using the car as collateral? I would rather risk losing my car for non payment then the place where I live. Just a thought! 43 year Car Owner
  • you will need an exceptionally difficult time. Banks do no longer think of lots of synthetic housing and the credit rankings are unlikely to help. i might think of you desire a score above 650 so as to get the indoors maximum loan. or you're dealing with a complicated money type own loan at a severe interest value. an exceptionally severe double digit value. stable success Rob
  • I am trying to enlist in the United States Navy and I have decided if I can get in, I am just going to retire with it, But upon enlistment (ehh, after Graduation and A-School) I am going to start a 15-year fixed mortgage somewhere in the United States where I know I will own a home after retirement and have a place if my family (future wife and child{ren} ) dont want to move around with me like the Military kinda makes you, a place they can call home and grow up and enjoy life I want to buy a home in Southern California (Los Angeles, San Diego) but I have also considered the bay area, (San Francisco) but its quite expensive there, I have been looking at homes in Arizona (Phoenix, Tempe, Tuscon, Flagstaff) it is so affordable I have also considered Florida (Tampa/Sarasota area, South Florida Metro) you do have to look for a deal, but, they really are there very comparable to Arizona I just want to know, which place would overall be the best place to purchase a home in, and be happy after retirement in most importantly my family will love to live in and be happy to call their home
  • Every area you just named are great places and all have there "pros and cons" however if you decide to settle in California contact me and I can give you a home loan consultation. Good Luck!!
  • Very disturbing, sounds like he'll be as corrupt as Bush, judging by his pals, Renzi and Hagee. Also the Savings and Loan Scandal many years ago, and Cindy's tax returns as well. Scary!.
  • I'm sure that if you looked back far enough you could find at least one person in any political party who has done illegal things. For a start consider the circumstances of a prominent actress being left to die from an overdose and the woman who died in a car when it rolled into a river.
  • Did McCain applaud this like Obama applauded Wright's/Aire's hatred towards America? I think not.....good try though. Pending charges are much different than guilty charges.
  • Great point! Thanks for an intelligent observation!
  • I went to Asset Creation to seek loan modification for two homes I own. They require money up front and they keep half of what they quote even if they are not successful getting your loan modified. They are expensive in my opinion. Also, check them out with the Better Business Bureau. They have an "F" rating.
  • About asset creation group can be read in http://good-blog-people.blogspot.com/?q=asset%20creation%20group
  • Does anybody out there know where I can get a student loan for a college that lets you earn your degree from home? I am very interested in Penn Foster College and the whole program is done from home but I can't find any student loans that list Penn Foster as an approved school. Any help would be appreciated. Thanks!!
  • My paperwork from Penn Foster says they do accept financial aid..u may need to contact the school and ask them what their codes are.. The codes listed on the FAFSA only list offline schools..which there is a campus of that offline so I am not sure what the problem is.. I would contact The school and ask.
  • It might just be that Penn Foster is not an accredited insitution so they are not eligible to receive financial aid. Lots of school offer distance learning classes so do a bit more research and find one that is accredited so you are eligible to receive financial aid, and online program will not cause you to be ineligible for financial aid.
  • Here is an article http://hort.net/+1i5A with some information on student loan options and the best plans.
  • Yes, you can. Enter to win a $10,000 scholarship! http://lnk.in/48ba Use it to pay off: *Tuition *Student Loans *Living Expenses *Books Click here http://lnk.in/48ba
  • Me and my girlfriend are buying a vehicle. We found the vehicle we want to buy and the seller lives in Arizona and we live in California. The seller still owes on the loan with his credit union (USAA) and we are financing the vehicle through my girlfriends credit union. My question is what do we need to do as well as the buyer to complete this process? We will not be able to drive the car back but have contacted a shipping company to bring the vehicle to us.
  • Actually the way her credit union works is for example if I found a seller locally assuming they had the title in hand. We would go to the bank together, the bank would write the seller a check. But in this situation the seller is out of state and still has a lien hold because he still owes to the bank. I'm guessing that both banks have to contact eachother.....Anyone ever been in this situation?
  • I would want a guarantee from USAA that they will send the signed pink slip to you when they receive payment from your bank. I would not pay the seller anything until the slip is received. I hope you have personally seen and had the car inspected. This is just my opinion. ₪ ʎəɿʞɹɐq ₪
  • 1
  • My family and I are moving to one of the areas in the vincintity of Pheonix we still haven't decided which one. We are not rich we will be leaving chicago in our family car with about 3000-3500 dollars. I have my degree in special education. (No experience) I will be graduating in May. My boyfriend and I will both be attending Arizona state University getting degrees in Biology. We have two children. And my father will also be moving with us. Will we be able to live for a least two or three months off of 3000 bucks until we all find jobs? I will probably not teach right away, because I want to to teach high school special ed in a biology class. (I need to get my bio degree) are there jobs in group homes, that pay enough to live off of? We live very frugally and don't waste money on the 'finer things' in life. We just want to survive. Chicago is practically kicking us out of this city. I pay 900 dollars a month for a very small two bedroom, 750 on the car, 300 on food,
  • We use our credit cards to get by every month, I am almost finished paying off all my credit card debt, but and still about 55000 in debt because of student loans and my car. Will we survive? Will we be able to live in an area, where I don't have to worry about someone stealing my car? Hurting my children? Robbing us of our possessions? (clothes and books, and some toys? ) Tell me everything you want or are able to type about these things. Any informaton will of great help. Thank you everyone
  • You won't be the only one moving here because of your situation. A lot of California's that have moved here where, I guess they felt "kicked out to" because of the high cost of living. Phoenix has gotten more expensive but nothing like California. There are plenty of jobs in the valley. If you're attending ASU these are the list of cities you should consider living in. Tempe, Mesa, Chandler, Ahwatukee and Gilbert. The East valley is popular place to live in so you have a lot of traffic and that's why you don't want a long commute. Here's a couple of local links to help you with more info. You'll love the weather this time of the year. It's going to be 76 degrees today, but get ready for some HOT! summers. http://www.azcentral.com/http://www.azfamily.com/http://www.phoenixnewtimes.com/
  • Although the dry air and warmth will upgrade her bronchial asthma a little. The going to Az To support with hypersensitive reaction'sand bronchial asthma has considering long gone out the window because the folks from the east who've relocated there within the final 30 yrs have additionally relocated their crops and bushes and grass.
  • Contact the University, and ask them for info, there are alot of nice areas, w/ressonable rents, and be careful and enjoy Az to the max!!
  • be encouraged,keep the faith,you can do this if you have to.many people before you had to make a forced move .i would locate a realtor and line up all your possiblities in the town/city in which you plan to live.AZ.has a few new communities.Good Luck,and God Bless.
  • Yes, you can, and since you guys will be attending ASU...ask them for help with housing! Best of luck to ya!
  • Your going to hate the weather in AZ in the summer. It gets too hot. For 900 hundred dollars you could be buying property. Good luck.
  • eh thats probly enough bearly.. asu is pretty cool. your probably going to have atleast a thousand square feet for $900.00 . but dont move here if you dont have any degree
  • You might be able to do it but not for long.
  • YES! I AGREE! I'm a legal American citizen and I must show my ID when: 1. Pulled over by the police. 2. Making purchases on my department store credit card. 3. When I show up for a doctor's appointment. 4. When filling out a credit card or loan application. 5. When applying for or renewing a driver's license or passport. 6. When applying for any kind of insurance. 7. When filling out college applications. 8. When donating blood. 9. When obtaining certain prescription drugs. 10. When making some debit purchases, especially if I'm out of state. 11. When collecting a boarding pass for airline or train travel. I'm sure there are more instances, but the point is that we citizens of the USA are required to prove who we are nearly every day! Why should people in this country illegally, be exempt!!!!! Why shouldn't we guard our borders as closely as every other country in the world does? Go ARIZONA !!!
  • Yes I agree with it and all the other states who have similar laws already on the books. Why should the police not be able to check for legal ID when a crime or traffic violation has been committed? In most states they do this without a specific law in place. When was the last time you were pulled over and not asked for your ID? The only difference is the person needs to produce their paperwork showing they are here legally, guess what in any other nation you would be required to show the same documentation, such as a passport or visa. This is something we should have been doing all along. As for it being against "Mexicans" I wonder how many know the number of non-Mexicans cross the southern border.
  • I Did not originally as it was broadcast in the news.. now that i know more about it i do agree.... turns out the press has been misleading us slightly.... the law does NOT allow police to ask for id's just cause what it DOES do is require the police to check for id's when they are inquiring about other matters.. so if they have already made a legal stop they check.. otherwise they can't.. THAT i agree with.. i find it laughable that the federal government is challenging the law on the basis that enforcement of immigration is solely the grounds of the federal government.. while admitting they CANT enforce the border.
  • Yes I agree with the law, I wish all states would do the same
  • yes its clear the current system isn't working. i whole heartedly support any legal immigrant or seasonal worker but the illegals are causing way to much trouble. just look at the time all of us have spent on the issue, and we are doing it for free. a ton of people are getting paid to spin this one way or another yet they aren't really providing any needed service. support az and the others http://www.nytimes.com/2010/04/24/us/pol...
  • Very much so. Most people have no idea how much the illegal aliens actually cost, but it is enough that we have to take two classes a day our of the school system, and we do not do procedures in the hospitals that should be done. In addition, the taxes not paid by the illegal aliens is so serious that they may have been a primary cause of the economic melt down. Not the only cause.. one of the causes. You may be interested in looking up the ITIN Loans. I seriously doubt anyone has any adds for them up still, but they were made to illegal aliens, and when the baloon payments arrived, the illegal aliens simply took off. Very bad deal for Americans... good deal for the ratso bankers.
  • Absolutely.
  • The problem is that even though they say "We're not going to discrimite, we promise." Every one of those cops has got their fingers crossed behind their backs... The cops in Arizona are really racist, most people don't realize how bad it is here. Kids patronize the Nazi flag more than the American flag and in certain towns white power vs. brown pride is a big thing, especially in towns like Apache Junction. Mexicans get pulled over 5-1 to a white person. I've lived here my whole life and I've witnessed this first hand. My moms ex-boyfriend was so drunk once that he puked all over himself and passed out hanging halfway out of his drivers door at 3 am. A cop drove up and asked him for his drivers license, saw his last name (pure norweigan) and then told him to get home- no ticket. (it was like right next to our neighborhood, but still.) My dad is a white guy and he has gotten away with letting me drive a car when I was 15 after I got pulled over, the cops could obviously tell it was MY car- you think the same thing would've happned if my dad were Mexican? Also Sheriff Joe was on the News a couple of months ago and when asked what kind of things would make him suspicious of someones legal status he said, "if we pull a guy over and he doesn't have ID, speaks poor english, and theres someone in the trunk, than that would raise some suspicion for legal status." Lots of people get pulled over without ID, they get a ticket or they don't, and thats it. They don't get their trunk searched, unless they look like a mexican guy who can't speak english. No I do not agree with this law, but thats because I can see whats actually happening and not like what the news is portraying for to all the other states to see. If Sheriff Joe really wanted to get rid of all the murderers, drug traffickers, and rapists, why does he raid the McDonalds, Sizzler, Library, and arrest the cooks and cleaning ladies? ANSWER THAT!
  • I agree very much! And I will be very happy when other states begin passing similar laws!
  • Yes I do. I live there.
  • Call me depending on were it is I can help you possible or refer you to someone, Two question what kind of equipment? Would it make more sense to lease it? Eric Berg Business Development Officer Commercial Lending Division Community Bank of Arizona 623-476-9685
  • Yes you can get one of this type . Try to search on yahoo and google to find out some who will give these type of loans . Also ask about their terms and conditions and rate of interest. To know more you can visit http://geteasyloans.blogspot.comand http://creditcardbiz.blogspot.com
  • You will have to request out of state tags and title from your home state i would call the Arizona dmv to get more specifics on how to do this in your case Good Luck!
  • required residency of that state. I ask because right now I am a legal resident of Oregon State and currently eligible for financial aid (grants and loan). However, I'm afraid of moving to Arizona because they have residency requirements (some people say you have to establish at least one year of your residency within the state your moving to and then you'll be eligible for financial aid) and I want to make sure of everything because if the statement is true, I don't want to spend one whole academic year without school. It's a virtue to know abit of information before taking a blind decision. please answer my question honestly and you're appreciated.
  • You asked this yesterday and got correct answers. Your residency is based on where your parents live until you are classified as independent. You have to be a resident for one year, WITHOUT attending school, to get in state tuition and qualify for state financial aid.
  • You have to have been a resident for at least a full year.
  • I am a 26 y/o single hispanic/caucasian mix female no kids. I live in Arizona, 80 minutes from Las Vegas and 4 hours from Phoenix. Right in the Cali, AZ, NV tri state area. I want to open a specialty bar. I've worked as a bartender and had management experience. I have terrible credit that I'm working on rebuilding from my divorce. I do not know even where to start, I'm overwhelmed by just looking at the sba.gov site. I don't know where to begin from the very beginning. What is the first step, all the way to the end? I don't know if I could even get a loan for my business. help?
  • First thing you need is a license to sell alcohol. After that, its all about getting a bar location and stocking the shelves. Afterwards, cross your fingers and hope people see the sign for some tasty drinks.
  • Many times the bank that you do business with will have affordable interest rates on car loans. If this doesn't do the trick, I know that Citibank often offers reasonable car loans as well. Below is a link to Glendale banks with their contact info: http://yellowpages.aol.com/money-and-fin...Hope you found this useful. Wish you the best!
  • Congratulations for doing well enough to want to go to college. I don't know you, but am proud of you. Go online to www.fafsa.ed.gov and fill out your application online for financial aid. That would be the first step. Meet with the college admissions office and financial aid office, explain your situation. Do not get discouraged, talk to many people at the college you wish to attend. I am not sure about specific programs but I do know that the college you want to attend could shed some light on grants, scholarships, housing, meal plans and how to succeed. Perhaps a visit to your Arizona Vocational Rehab office could offer some suggestions as well and may pay for your education. Good luck! Study hard! Go in the direction of your dreams! Be wary of Student Loans and only borrow the minimum you need and do not get into credit card debt. Best Wishes!
  • Most states have an "Independent Living Program" set up for kids who were in DHS custody and have or will be 'aging out of the system" so to speak. This program has money and program support for these kids who otherwise wouldn't. I would call your local DHS office or if you still have contact info for your child welfare worker or child welfare office call them and ask. Most of the time these programs are NOT run through the DHS office, but from an outside agency contracted to work with the kids. So you may have to make quite a few phone calls to talk to the right person who knows WHO runs and makes referrals into the program, but that is where I would start and well worth the 8 hours or so you may be on the phone finding someone who knows anything. Also, if you were a ward of the court after the age of 13, there is a specific question about this on the fafsa application regarding your dependency status. Those who answer YES to this question are considered "Independent" and do not need parental info.
  • For the last five years, we (I work for the company) have virtually exploded, opening hundreds of new stores... therefore I must say, unofficially, we will most likely be in your area within the next two to four years. I know that's not what you're looking for, but as we open all of our stores from profit (instead of getting loans), it sometimes takes us awhile. I hope this helps at least a little, and I know what you're going through! My parents live in Florida (no signs of a store there yet) and they email me a wishlist every time I visit. Hang in there!
  • quitchurbitchin!!! I'm 1400 miles away. let me know when you go and I'll have you pick me up some stuff. BTW Consumer Reports rated groceries nationwide in about 6 areas, and, guess what, Trader Joe's was number 2 out of 54 brands. sweet, now if we could only get them to expand!!
  • i'm interested in broadcasting and I was wondering which school you think is better? here are the links :) - https://webapp4.asu.edu/programs/t5/prog...- http://annenberg.usc.edu/Prospective/Und...which school do you think is more difficult to get accepted into? which school do you think would help find a job after I graduate? -please && thank you.
  • Overall, Arizona is slightly higher-ranked than ASU for academics. However, for broadcast journalism, ASU is your best choice. Really, you won't go wrong at either. Both exceptionally fine schools in every way.
  • There really is no such thing as taking over payments, I have never heard of a car loan that is assumable. There are some people that have probably worked out some sort of scheme, but that's risky on both sides: the seller would have to keep the car in their own name, so if the buyer (you) wrecked the car and hurt someone, they'd still be liable. On the other hand, you could make the payments until the loan is paid off and then they might refuse to give you the car, legally it's still theirs. Work on establishing credit, and perhaps see if perhaps someone in your family might cosign in the short term.
  • That's known as "sub-letting" and it is illegal in AZ and many other states.
  • You can try this website
  • waving Mexican Flags? Waving Mexican and US flags, the activists marched on the courthouse and the offices of tough county sheriff Joe Arpaio, brandishing banners demanding "Stop the Raids, No More Deportations" and "Stop Targeting Immigrants Now." At the end of the protest, demonstrators gathered at Cesar Chavez Plaza, across from city hall. There was a feeling of quiet celebration, with shouts and cheers as passing cars honked to show support. At least 50 protesters angry with Arizona's new immigration law were arrested Thursday during numerous acts of civil disobedience, and some temporarily delayed Maricopa County Sheriff Joe Arpaio's latest crime sweep that opponents say was designed to arrest illegal immigrants. http://www.azcentral.com/news/articles/2...
  • Its ILLEGAL immigrants. Not undocumented. ILLEGAL! KEEP IT GOING over and over until our tax paid congressman, senators, and President listens!!! Americans are tired and broke. If you cross the North Korean border illegally you get 12 years hard labor. If you cross the Iranian border illegally you are detained indefinitely. If you cross the Afghan border illegally, you get shot. If you cross the Saudi Arabian border illegally you will be jailed. If you cross the Chinese border illegally you may never be heard from again. If you cross the Venezuelan border illegally you will be branded a spy and your fate will be sealed. If you cross the Mexican borders illegally you will jailed for two years. If you cross the Cuban border illegally you will be thrown into political prison to rot. If you cross the United States border illegally you get: 1 - A job 2 - A driver's license 3 - A Social Security card 4 - Welfare 5 - Food stamps 6 - Credit cards and bank accounts from most american banks 7 - Subsidized rent or a loan to buy a house 8 - Free education 9 - Free health care 10 - A lobbyist in Washington 11 - Billions of dollars in public documents printed in your language 12 - Millions of servicemen and women who are willing to - and do - die for your right to the ways and means of our constitution 13 - And the right to carry the flag of your country - the one you walked out on - while you call America racist and protest that you don't get enough respect.
  • Well, evidently you can go to AZ and murder another, because there are people there that are against the police doing their job - arresting those breaking the law!! They make me angry. Yes - our immigration policies need to be revamped. They are outdated and biased. But they are there for a reason, and the answer is not following them altogether. When a nation makes a law, it is usually because there is a need. There used to be no immigration laws, and our nation was full of ghettos, crime, and disease due to overpopulation. They had to get a hold of the flow of people into this nation, and set up the laws to do just that. Ignoring them is not the way to get things changed. I have NO respect for anyone that thinks if they don't agree with a law, they can break it because it is "unfair" to them. If you don't want to pay the price for violating the law, the reasonable response would be to NOT VIOLATE THE LAW! I don't always agree with the speed limits that are set in our town, but if a cop pulls me over for it, and I get a ticket, I pay it. That is the price I pay for not following the law. IT IS A CHOICE; NOT A NECESSITY! And don't come up with the sob stories about hard lives in their native nations. Our nation wasn't this way from the start. A lot of citizens of this nation fought - and died - for what we have today. That is what happens. Ask any African American about that happening. They will tell you of Malcome X and Martin Luther King, Jr and the Civil Rights fight. They need to fight and make changes in their nation. And it isn't going to be easy, and many will die because of it. But loving your nation is what you justify that with. I would die for what I think is right and just. I don't think the answer is "Oh well, we can't change anything, so let's just leave this nation and find another!" The answer is to organize and fight. It is not easy; but that is why freedom is so great.
  • JOSE CAN YOU SEE that this law isnt about fixing immigration its about screwing with obama. answer a few questions for me. has any president in our history solved the immigration problem? can you name any of the 911 hijackers that came accross the mexican border? nogales sheriff siad the law is terrible burden on them . he was quoted on cnn saying they dont have the staff , budget or training to handle it. i might suggest that if you revisit history you may notice that the confederate flag was a symbol of revolution in our country. they were fighting against our flag. the union had the stars an stripes an they had their flag. . seems to me that your argument is flawed.
  • I'm surprised it's being covered in the "news" media at all. Hopefully a few hundred Tea Partiers will meet somewhere for lunch, or a White Girl will go missing, so we can get back to hearing about REAL NEWS.
  • It's about comical. "designed to arrest illegal immigrants". Wow what a concept, arresting someone that's doing something ILLEGAL. I swear, only a liberal drone could use that as a defense.
  • I support the goals of the AZ law, but believe that we should first, foremost, and always follow the constitution first. I do not own a Mexican flag. We do not need to modify the constitution. We just need to change federal law to match the AZ law. The law was only struck down because Federal law does not require all aliens to carry papers at all times. It is true that it requires legal resident aliens to do it, but not refugees prior to their hearings. we just need the State Department to begin issuing papers to people awaiting their hearings and modify AZ law to force them to just refer people who claim to be refugees to the State Department instead of arrest them and put them in State jails.
  • I guess it is no worse then Southerners who fly the Confederate Flag at the Tea party political events / protests .. It doesn't seem right either way.
  • Even worse. If you are an illegal in Mexico. and protest their Government ( Let alone wave a US Flag) You will be arrested, thrown in jail and fined. See. .In Mexico it is Illegal to be in the country Illegally. WHOA>. whatta concept.
  • The protests in AZ have been nominated as the worlds most laughable.
  • The federal government should do their job and round them up during those protests and promptly deport them.
  • He can get loans for a second degree, he will have to fill out the federal financial aid form at www.fafsa.ed.gov. He will need his 2005 taxes to fill out the form. He can also look for scholarships at www.fastweb.com.
  • Hi Diva.. Grant is OK, but if you can earn extra and do promote your friends photography on the Internet. Get your domain by free trial at http://www.freedom.vjms.net
  • Government program that pays for your education? Yes...I know several... Army Air Force Navy Marines Coast Guard National Guard
  • Some companies offer educational benefits to employees. Also check with your bank.
  • hOPE YOU WATCH LATE NIGHT INFERMERCIALS
  • http://www.daylon.com/scholarship/that might help.
  • Horrible major + horrible schools = Yahoo! Student Loan Story I hope you have a backup plan. Bernanke hasn't thrown you out of the clear. Why would you want to pay out of state tuition?
  • My credit rating is poor but not horrible and i heard that unless it's terrible there should be no problem. My fiance and i rent a very nice apartment for 800 dollars a month but i would rather have a house that i'm paying to keep. Right now in AZ there are beautiful houses being sold alot cheaper than they are worth because of the housing crisis and i was told to take advantage while i can. Any information about VA loans would be helpful. Thank you
  • Actually, it's the opposite. I live in Arizona right now, and the housing crisis is that very few can actually sell their old houses. In fact, I have a neighbor that has been trying to sell their house for almost a year now. There are about 10 or 20 unsold houses in our small community. That's because the prices have skyrocketed. I suggest that you wait a little bit when the prices cool down before you actually come. :)
  • Someone has loaned me their car from Arizona and they must have different laws there. I live in California and the cops hate that here. The guy put a Magnaflo muffler on and it is so loud. The car is a 1994 Olds 88 - what was he thinking? Also he told me not to do anything like replace it with a factory muffler. I have already been pulled over once this week and given a "big warning" as the cop put it. Is there anything I can do to quiet it down temporarily. Maybe some old school trick that you know about?
  • No temp fix comes to mind other than having a very light foot on the gas, Good Luck.
  • I purchased a truck with the same problem, after trying everything from stuffing stuff in the muffler and exhaust taping it there was nothing I found that worked without screwing up gas mileage and/or idle. Replace the exhaust or don't drive it, sorry dude.
  • About the only thing you can do is not start the car.
  • try rolled up wire netting rammed in tailpipe
  • a judgment disposing of the matter without a trial..
  • You won the case... depending on your state laws you might even get it removed from your credit report.
  • Lookin to buy land in a already existing neighborhood where there is currently no home and i am looking to build a home. Is obtaining this loan going to be imposible for a person with so so credit? Any input or experience is greatly appreciated. In Arizona if that really makes a diffence. I have the income but will i be ruled out for not having good credit?
  • It's extremely tough to do anything without good credit in today's market. Maybe if you have a lot of cash, that might help.
  • 1. save munee so yu kan pae kash in 3 yeers. Prieses in Arazona still going down nuther 3 yrs. Just yesterdae, Fenix based korp went bankrupt...its oenlee asset=1200 lots redee tu bild on. Otta be abel tu bi it cheep in 3 yeers.
  • Dont take this the wrong way, but NAU is a considerably new, unaccomplished school. To offer an MA program, I would definitely be very cautious. NAU is one of those schools that sends out emails to people registered on Loan websites and Scholarship websites for Universities and offers them free admission on scholarships just for submitting your name, address, and a few questions on future career aspirations. I assume the school is more of a joke than ever being clsoe to sufficient to a proper univeristy offering a decen MA program in any course study. However, that may be because its a new school and needs to build a reputation?!?!
  • "A note about the college's admission requirements: 3.0 GPA, class rank in top quarter, 22 ACT (24 out-of-state) or 1040 SAT (1110 out-of-state) required for unconditional admission. Conditional admission with 2.5-2.99 GPA, class rank in upper half, and test scores below requirements for unconditional admission. "
  • I would really like to purchase a home SOON because the prices are so low right now I think I'm ready to buy however my credit score is trashed but I am coming up on enough money to pay off my debts...(about 5k is owed total) I have no car payment or anything like that.. so after that I will owe nothing so after I do that how long should I wait to try to qualify for a 150k home in Arizona? Thank You!
  • well as soon as possible, they will also see if you have had the same job for over 2 years, you may need money for a down payment on top of credit, you may need to buy a car or something on payments for 6 mo.s or so to help build your credit up,first, ,, so ,i would check with whom ever you are going to get this loan from and asking them what to do,dear
  • Depends on just how trashed your credit is. If it is really bad, you may find it will take 18 months to 2 years or more to rebuild your credit to where you can qualify for a mortgage. If it is bad, but not completely trashed, maybe 12 months to 18 months.
  • I got a $13k merit scholarship from ASU, a $3000 merit scholarship from a private donor, (these are per year) and a $6500 student loan to pay tuition. Tuition out of pocket this year will only be around $1100. Your best bet is to get a merit scholarship for at least $12,000 per each because tuition goes up around $1000-$2000 each year. Without my scholarships, I would not be here. While some may consider my family wealthy - my parents make just under $200,000 a year - we're really not because my sister is taking 5 years to graduate from college (and at first went to a pricey private school), wants to go grad school, and we've been paying for my deceased grandparents' farm in addition to mortgage, car payments, etc. I was not offered any grants through the FAFSA, but if your family is making under $40,000 you should get at least a small grant. While you can get aid to live on campus, purchase a meal plan, pay for books and tuition, the most expensive out of pocket cost for you is actually getting to AZ from NJ and back. It will cost an extra $1000-$3000 a year to go back and forth, including moving in and moving out. There no way to get aid for these costs. Start looking for scholarships now; it's never too early.
  • We have the same ticket in our area. It's called "Left Wheels to Curb" which is used when someone has parallel parked facing the wrong direction. The problem with vehicles facing the wrong direction is that when you pull out, you'll be pulling out directly into oncoming traffic. Plus, you drove on the wrong side of the road to get parked that way. You can challenge it, but I can tell you that we take pictures of the vehicle showing the violation which basically eliminates your chances of getting the ticket voided. However, if you can show that the vehicle was stolen at the time or you were having a life-and-death event at the time, you can probably get the ticket tossed. Otherwise, count on paying it. If you don't pay it, you could become eligible to have a Denver Boot installed (which would add boot costs and administrative fees to what you already owe), the fines often double, triple or quadruple over time, you could be eligible to have your vehicle towed if you don't pay when the boot is installed and this could be reported to the credit bureaus which will cause your credit score to drop which in turn means you'll pay higher interest rates, pay more for car insurance and have less chance of getting loans.
  • You might try the metaphysical defence i.e. Since this planet is spinning in Space, what is the wrong direction? Was the other car facing the right direction? What if you had both parked in the wrong direction? Who decides what is the right direction in a cul de sac and why the fancy French name. What's wrong with Dead End?
  • Yes
  • Apparently it is illegal or they would not have ticketed you. You can fight it, you might be able to request installment payments or alternative payment, including community service (we can do that here in Los Angeles). Good luck.
  • you'll be able to desire to purchase a pair of inexpensive plastic trash cans that are tall sufficient which you would be able to verify over the trunk and hood of your automobile. place them approximately 6 ft from a decrease and approximately 20 ft aside (the approximate length of a automobile parking area). metallic cans may be stable to, as you will pay attention them once you hit them or knock them over - beneficial comments.
  • yes, that is specifically illegal in Arizona.
  • Why don't you ask your new employer to "loan" you some $$ toward your first check. Just explain your situation - most people will be helpful if you are honest and upfront. If that doesn't work you may have to hitchhike. Or go to a truck stop and see if you can get a trucker to give you a ride in exchange for helping them unload.
  • But you have Internet access, and I'll bet you have a cell phone? Start walking dude.
  • walk
  • In the following counties, away from Phoenix, AZ... Maricopa, Yavapai, Pinal or Gila counties. To place motor home on and build custom or semi-custom home on in future. Looking for unimproved land 1-10 acres, two wheel drive accessable, NO RESTRICTIONS PLEASE Please respond a.s.a.p.. Thank you, want to get out of the mad house of the big city.
  • Land loans require bigger down payments. Banks fear foreclosing on land even more than on houses.
  • For someone with Excellent Credit, Bank of America is offering 4.5 % The average rate is 5.5% & or thereabouts. Ford is offering decent lease terms but no Loan terms. There's only cash rebate. Try the Credit Union. That'd be the bottom low rate.
  • For a 630 that sounds OK. Check with your local bank. Talk to the manager, tell them your credit score and see if they can give you a ballpark rate for a new car purchase. Tell the dealer you are interested but need 12% rate and see if they have some room to lower the rate. Dealers mark up the rate from a base rate to collect a commision. Go to another Toyota dealer, see if they can pull up your application off the system. Again maybe they quote you the base rate.
  • Normal rates are around 6%, some credit unions may be lower, and most mfg's offer subvented rates anywhere from 0-4.9% for various terms.
  • try checking the credit union web site and click on the rates for new car loans. also try to see if they can bring the price down before you give any down payment....play hard ball or they will see you coming a mile away...
  • I know that many people argue that they are not against immigrants but against illegal immigration because it is "illegal", but how many of those people drink while underage, do drugs, drive 10-20 mph above the speed limit, run red lights, cheat on their taxes, steal cable or pirate music? I dont see them being responsible by asking to be jailed for breaking the law. Or is it more fear and prejudice that drives these people? Because frankly people who smoke, are overweight, who drive recklessly, or flat-out cheat and live off the system are parasites, and it doesnt excuse it just because you're "American". Is breaking the law only allowed for those that are citizens or should citizens set an example and turn themselves in thus minimizing all the law-breaking behavior many are guilty of? Or are these "Americans" hypocrites by ignoring the fact that "For with the judgment you pronounce you will be judged, and with the measure you use it will be measured to you", Matthew 7:2.
  • ILLEGALS OF ALL RACE AND COLOR GTF OUT WE DONT WANT YOU HERE DESTROYING AMERICA WE HAVE OUR OWN ELECTED OFFICIALS, JUDGES, LAWYERS, PHARMACUDICAL COMPANIES, STOCK MARKET SWINDLERS, SHADY LOAN OFFICERS REALITY T.V. SHOWS AND OVERPAID ATHLETES TO DO THAT FOR US SO KICK ROCK Here is the Judge trying to stop Az. law from going into effect. Call her and voice your Opinion HONORABLE SUSAN R. BOLTON Phone: (602) 322-7570 United States District Court Sandra Day O’Connor U.S. Courthouse, Suite 522 401 West Washington Street, SPC 50 Phoenix, AZ 85003-2153
  • Honestly if you want to know what the law is really about here it is: So say you live in, Oregon for example, and say you're an illegal alien, now say you had less than an ounce of marijuana on you, you were trying to sell it [but they can't really prove it], and you were driving drunk. Those are all misdemeanors. In Oregon, people go to jail for those crimes, except illegal aliens, there is a specific law in most states that specifically says "A law enforcement officer can not call the boarder patrol on any illegal alien unless they were breaking a federal felony." Arizona's state law is really only making the "Law enforcement officer can not call boarder patrol" null and void. Which it should be. Honestly I don't think cops will pull you over unless you are going over 7 mph over the speed limit or driving recklessly [Which can kill people, by the way], illegal immigrants can still do almost everything that naturalized citizens can do. but now they can be punished for the same thing Naturalized citizens can.
  • Think about what you just said, then get rid of it. It is about the detainment and deportation of illegal immigrants, nothing else. A good portion of it is already federal law. The people who are against it are either: 1. Illegal Immigrants themselves. 2. Those harboring people in tier 1. 3. Those who haven't read the law. 4. Those who have read it, yet don't understand it in ways. The way it works now is illegal immigrants are now stereotyped as Mexicans, and in the mind of the opposition, are therefore being targeted by the supporters, when in fact, it is all stereotype, because people other than Mexicans can be illegal.
  • Its about being able to enforce laws and have someone provide id. this will allow a person who is breaking the law to live a better qualify life to become legal or to find the ones with a bad record and have them suffer the consequences and get a way to record this more accurately if they are found breaking the law again.
  • so because some American went 55 instead of 50 mph that gives illegals the right to flood into our nation uncontrolled and ruin the place. What a stupid way to try and justify illegal immigration. Only a complete moron would use that justification.
  • I'm against illegals, anyone that whines about anti-illegals, anyone that uses the pathetic gutless race card, anyone that tries to justify illegal immigration by labeling Americans law breakers and anyone that barks off some lame bible script and then calls others names like "hypocrite" thus making themselves the real hypocrites.
  • It's a political move to make immigration a national issue. And it worked, because now that's the only thing you hear about.
  • si si, when dem Americans get caught for breaking da laws, they own up, pay the fine and admit guilt. But us mexicanos expect amnesty for our crimes yay. Break laws, get rewarded.
  • Holy crap, this is one stupid question.
  • well, yes and no. If you bought from a major dealer say ford, honda, GM, then no. your car will be repossessed after 3 missed payments. if you bought your car from a by-here-pay-here lot, then yes it could be, they have their own rules of operation.
  • on account which you have condoned the crimes illegals dedicate and choose them excused for them. you do no longer choose the guidelines enforced, you have stated that with all your alias. each and each time an unlawful replace into caught, you're making excuses for them. and picture approximately deportation an outrage. only such as you condemn this regulation basically by using fact it enforces the federal rules. Humane way is allowing them to circulate away on their own. different than that, take care of it whether. And somebody (alias king) claimming to be a mom might use the area of a nicely known toddler molester. do no longer human beings use morals whilst they use the form of area. And a mom condones this just to absorb for illegals.
  • It all depends on what is stated in your contract. There may or may not be a grace period. It doesn't matter how many payments have been on time, all it takes is for you to be late ONCE.
  • really what he said.. anytime your late they can come and get it but like what he said most dont want the car they want the money.... just pay it
  • In most states, yes. Non-deficiency states: Alaska Arizona California Connecticut Florida Idaho Minnesota North Carolina North Dakota Texas Utah
  • The only reason he wouldn't have the title in his hands is because he is still making payments to the bank and when your "buying" a car meaning you have an auto loan, they keep the title until it's paid off. That's the only reason I can think of him not having the title, and if the bank has it and you pay for the car in full, they automatically send you the title in your name or send it to your bank where you have your auto loan. However if that car is paid off and he doesn't have the title, then don't buy it because it can result you in a bad situation, such as a stolen car. Ask as many questions as you can to make sure the owner/seller is legit.
  • It there is no title, how do you know the seller is the owner? You don't. Since cars are transferred via title, how can you transfer the car after you buy it? You can't. No title, no sale. No, a bill of sale is not the same thing. I can go steal a brand new Lincoln and sell it to you for $100 and give you a bill of sale.
  • The owner does not have a title for the vehicle -------- I LOL at you if you are serious about doing this... Assume that if the owner does not have the title, (s)he does not own that car legally. It may not always hold true, but if you only knew what kind of can of worms you are trying to open up and unload all over yourself...
  • Generally unless you are dealing with a bad credit buy here pay here dealer, they won't even notice you are missing untill it's been 30 days. In any case, call and let them know you ran into a problem and when you will pay.
  • ive heard people say that financial aid and scholarships offered make up for the differences in cost. in state tuition: $6,855 out of state tuition: $22,264 do you have any experience with u of a? there must be some way to do it because many of their students are out of state. i have a 3.2 avg and im taking my SAT may 7.
  • Here are the financial aid statistics that I found on www.collegeboard.com Full-time freshman enrollment: 6,782 Number who applied for need-based aid: 4,698 Number who were judged to have need: 3,155 Number who were offered aid: 3,031 Number who had full need met: 462 Average percent of need met: 68% Average financial aid package: $11,058 Average need-based loan: $3,416 Average need-based scholarship or grant award: $9,748 Average non-need based aid: $6,345 Average indebtedness at graduation: $20,074 I'm not sure if that was helpful or not but I hope so. Blessings
  • Nope!!!
  • I am interested in transferring from ASU to USC and I'm aware that the most difficult part will probably be the finances. ASU charges $9,484 in tuition and USC charges $48,387 not including their mandatory $350 orientation fee, $300 for commitment fee and $792 in "administrative fees" (!!!) USC's final bill for one year is actually over $64,000.
  • Well, you won't know how much aid a school will offer you until you apply, get in, and see their aid offer. So you should at least apply. However, it's unlikely you'll get much non-loan aid from USC as a transfer student, so be prepared for that. You do not want to take out $50-70k per year in loans. Even if you spent your first two years at ASU, and didn't take out loans, you'd graduate from USC a good $140k in debt. That is WAY too much debt to handle. That's an incapacitating level of debt. So if you don't get good aid from USC, and you likely will not, you need to be prepared to walk away. Thing is, part of the fit of any school is financial fit. And I always tell my students this - do not fall in love with ANY school until you see their financial aid offer. It's not your dream school if it costs you $100k or more to attend. That's more of a nightmare than a dream.
  • You raise some good points in your question.
  • If you have a rock-solid business plan and good credit you can approach your bank or credit union for a loan. However, I advise you to do more research about buying a franchise before you make that move. $100,000 is a lot of money. Maybe you could start your own independent sandwich shop for significantly less.
  • Are you looking at buying a Quizno's Sandwich Shop? Be sure to read the blogs about Quizno's requirement that you buy your supplies ONLY from "approved" vendors... It appears that the biggest complaint Q store owners have is that the prices from the approved vendors are higher than the store owners would pay by choosing their own suppliers. And you are required to honor all coupons Q corporate sends out, even if it means you are selling the product for less than it costs you.
  • I recieved a tickets in California for not having my dogs registered and unable to provide proof of rabies shots. The total comes out to more than $1000 , I explained the animal cop or whatever he was that 1 of the dogs was not mine, I was just taking care of it and 2 I was about to move. He still issued me the tickets. I now live in Arizona and have been getting my mail forwarded from old adress and have court notices. I am unsure on what to do, its not really a fix it ticket because I dont live in CA anymore so I'm not going to register my dogs CA. Going to court is not really an option because my old home town is now 13hours away. If I just ignore everything what is the worst that can happen? Will i just get a warrant for my arrest in Ca because if thats the case I don't care I don't plan on going to California. Also if i do get a warrent will it be active as long as I live?
  • Look, you broke the rules, just pay the fine and get it over with. A warrant in California is not going to affect you if you don't go back to the state. However, having a warrant on your record may show up if an employer does a background check, or you apply for a loan or whatever. It's going to follow you around for the rest of your life until you take care of it.
  • Say screw you, and give them your middle finger. I mean sensibly these fines are obvious extortion. We need to stand up for ourselves against tyranny. Which is exactly what this is. The bankrupt, corrupt system is crumbling and they are extending the extortion on the citizenry. I mean come on 1000$ fine for a dog? Is it not your dog? If it is your dog, then why do you need the governments permission to own it? This is what licensing and registration are all about, the same goes for our cars and homes. This is extortion of the highest degree. I hope we as a people can stand against this and stop paying these ridiculous fines and licensing fees. Make them come and get us! It will open everyone's eyes to the true nature of this government.
  • Its all about the money. Don't go back to CA and forget it. I wouldn't give them my money over something like that.
  • Pay up ...it will just get worse ...
  • California is one of the most expensive places in the country to live in. However, I think that Arizona is almost neck and neck with us. Rent is VERY expensive here, even in the more impoverished areas. Depending on WHERE in California you are moving to, expect to pay up to $800 a month for a one bedroom apt. that is the average in most of California, except for the more northern, remote areas. A security deposit and first months rent will set you back at least $2000.00...once again, this is depending on the location. Auto insurance here is much higher. Groceries, utilities, gasoline, and just the general cost of day to day living is pretty high in comparison to other states. I would suggest finding a roommate to share housing expenses, getting a place close to your campus so you can maybe bike or even walk to school, finding a part time job at night to help you keep up with expenses, finding creative ways to doctor up Top Ramen, etc.... Before making your move, I would suggest that you have at least $4000 in your pocket for initial expenses, and you may even want to peruse the help wanted ads in your desired location to see who's hiring and submit an online app. It is usually much better to know that you will be going to a paying job, than moving to a place where your economic future is uncertain. If this dosen't pan out. There are always student loans, and parents (if they can help).
  • Do you mean NationsChoice Mortgage, ASmartLoan.com ? http://bbb.org/central-northern-western-...
  • I am just curious. What happens when you just stop paying for your primary mortgage, your second mortgage and your Home Equilty lines of credit? Obviously, you get kicked out on the street and your credit goes in the toilet but what else? (As if that is not bad enough). But what else happens. Do you end up in debtors prison? ;-) Or do they garnish your wages for the rest of your life for the Heloc? What happens?
  • I really don't know what helocs is but, I do know that having good credit in this day and age doesn't mean a thing. I have excellent credit it is 700, tried to get a small loan the answer was no. My neighbor built a home to sell, he did not sell it, it has been setting empty for 1 year cost him 450,000.00 to build, bank forclosed, if it sells for 325,000 he will owe the bank the difference to the bank, but he will file bk.........
  • The type of people who go to prison for tax evasion are Bernie Madoff. The IRS does not prosecute small taxpayers. They get a penalty in the form of a tax liability instead of a tax credit for not buying insurance after 2014. The Republicans wont change immigration laws because they want immigrants coming here to work cheap. The Democrats wont change the status quo since they want legal Latino voters to vote for Democrats by allowing more Latino immigration. The Fed did not take over the operation of any private industryies and manage them. It securitized the automakers by loans, not grants, which are to be paid back and some of the banks, the same deal for them. We are getting more back in interest payments than we lent out. The only problem was the Bush TARP bill did not mandate banks to ease credit flow into communities for small business. What the Obama economists did was to help the country and it did.
  • The health care fraud is the worst of the two by far and away. There is no comparing them, really. Arizona's law is to protect the citizens, the other is intended to steal your rights and to grasp more control over everybody.
  • Health care bill prison here I come.
  • The AZ law becasue it is for freedom and country, the German people also thought they were fighting for freedom and country and in AZ they chase brown people in churches like Jewish people. But thank you for pointing out that we need medicare part E for everyone.
  • http://www.wnd.com/news/article.asp?ARTI...
  • im a senior this year. i have a 2.9 gpa, 18 act (i am retaking.. i didnt study before.. i bet i can get it up to maybe a 20). 3 years of varsity sports (track and field). 2 years JV rugby. a year of jv baseball. freshman basketball. Eagle Scout. a citizen ship award from my school. 2 academic awards in science and preforming arts, and have taken mandarin for 6 years.
  • I can tell you that my step sister didn't make it in. My step sister was given a letter of a recommendation to go to a community college first. I actually recommend you going to a community college first and take all the classes you can for your major that can be transferred to the college. That way you will be saving yourself alot of money. It really did help my friend save alot of money. You will then have alot more money to pay off your loans faster.
  • uh 95% of people get in. hopefully your not the 5% that don't. but get your gpa up to a 3.0
  • Yes.
  • yes
  • Probably. It isn't very selective.
  • This is not a guess, it is simply put, fact. Nevada, Arizona, Florida, Minnesota then California. In that exact order. New York, as a state, does not even rank in the top 40. Texas ranks 16th.
  • KTB is Correct We are purchasing homes in those areas for pennies on the dollar because of the amount of foreclosures. Buy Assets
  • New York, Texas
  • Go to an office of the NV dept of motor vehicles ( or whatever there is in NV ) and get the vehicle registered there...........there should be a notation on the title of the lien being paid in full, or paperwork to that affect - if not you have to contact the finance co. for that paper before trying to register the vehicle
  • crystal_landsiedel1 you can! all is possible!!! you need search, you need open all your ways: I found interesting information about your answer, college loans, scholarships, college grants & partime works here. Goodhttp://all-student-loan-consolidation.bl... luck!
  • Because they have no memory! "By G. ROBERT HILLMAN / The Dallas Morning News, 05/12/2002 WASHINGTON – Laura Bush takes in Paris in the springtime this week – and Budapest and Prague, too. It will be her first extended solo trip abroad as first lady and, in many ways, an inevitable new step on a long trail blazed by her predecessors. Jacqueline Kennedy did it with a splash 40 years ago with high-profile visits to India and Pakistan. And Hillary Rodham Clinton regularly traveled the world, promoting education, health care and micro-loan programs designed largely to help poor women. On this trip, Mrs. Bush will be more low-key, though no less ambitious in her own businesslike way. She will discuss education and health care, two issues that she has long advocated. And, in an unusual venue, she will direct a 15-minute address to Afghanistan on the Radio Free Europe network. "It's a good opportunity for her to use a global stage to talk about something that's important," said the first lady's press secretary, Noelia Rodriguez, summing up the 10-day trip. "She's very much looking forward to it." Mrs. Bush's daughter, Jenna, a 20-year-old student at the University of Texas, also will make the trip, along with one of President Bush's top aides, counselor Karen Hughes. First stop: Paris The first lady will start in Paris with a speech on education Tuesday to the 30-nation Organization for Economic Cooperation and Development, then move on to Hungary and the Czech Republic to discuss health care issues and Afghan relief efforts. On May 22, she will join the president in Berlin for another week of travel through Germany, Russia, France and Italy." They also forget that Bush spent over 1,000 days on vacation. That means he spent more than 3 years of his 8 on vacation while the troops were being killed in Iraq and Afghanistan, both wars he started. One for no reason as Iraq had nothing to do with 9/11 or terrorist.
  • Jack Legg's Arizona.'
  • Bush took vacations at his own ranch and at his own expense. Michelle is in Spain with "40 close friends" who are not even part of the president's family who are living high on the taxpayers bill.
  • Because Marie A. Obama took 40 of her friends to Spain to stay at a 5 star hotel where they took up 60 rooms at a cost to tax payers of $350,000! All of this at a time when unemployment is over 9.5% and GDP is 2.5% and most Americans can't afford a vacation! This points to the lack of leadership on the part of Barrack Hussein Obama Mm Mm Mm and to Queen Marie A. Obama's indifference to the plight of average Americans!
  • They spend more time jet setting around instead of governing our country. They act like super stars instead of our first family, flaunting their fame on fancy vacations and talk shows while much of the rest of the US is in turmoil from job losses to a lousy economy.
  • Everything the Obama's do get attention from the haters. Hannity and other haters spent a couple weeks bashing Obama for eating mustard on his hamburger. Laura Bush spent a half a million dollars on china on her way out of the White House. Those on the right were completely silent about it.
  • Ya think it's the $278,000 of her trip the tax payers have pay for while she struts around like a lotto winner? Maybe it's her hubbies message that we all have to tighten our belts while we struggle to keep our jobs while they both love spending others peoples money? Let's not forget Obama's 26 golfing days in the first 56 days of the oil disaster then surfacing on day 57 bashing in front of cameras how every one wasn't doing "their" jobs. ------> How about the 10 days they're all going to Martha's Vinyard in a few weeks? NO HATE........but an ant's level of respect is all but gone.
  • 18 vacations in the last 8 months.... liberal railed on Bush doing working vacations at Crawford Texas...... I'm pretty sure cost a lot less to the tax payer there then Spain and Hiawaii..... I see reality touts 77 in 8 year... then you should count the golf Obama has played in the last 1.5 years...
  • Surprise, surprise another vacation next week. Is 0bama planning on out doing Bush with the number of vacations. If so, is that really something we can credit as "An 0bama accomplishment"?
  • Nah, you got it wrong. It doesn't matter where they go. They are always somewhere on vacation. Maybe we shouldn't look a gift horse in the mouth though.
  • It has to go through a Utah FFL holder. Under federal law, a private transfer is permitted only when both persons are legal residents of the same state. If they are residents of different states, then the firearm must be shipped to a licensed dealer in the transferee's (buyer's) state. Note that an FFL holder may acquire a firearm from any person in any state, the seller does not need to have a dealer in his state ship it. Here is the explaination directly from ATF: A person may sell a firearm to an unlicensed resident of his State, if he does not know or have reasonable cause to believe the person is prohibited from receiving or possessing firearms under Federal law. A person may loan or rent a firearm to a resident of any State for temporary use for lawful sporting purposes, if he does not know or have reasonable cause to believe the person is prohibited from receiving or possessing firearms under Federal law. A person may sell or transfer a firearm to a licensee in any State. However, a firearm other than a curio or relic may not be transferred interstate to a licensed collector. [18 U.S.C. 922(a)(3) and (5), 922(d), 27 CFR 478.29 and 478.30] Note to Glacierwolf, where in the U.S.C. or in ATF's regulations is this special exemption for FFL's near the border of two state to allow them to sell guns to people in either state? What is the legal definition of near the border? You have mentioned this mysterious, secret "exception" a few times. The only thing I can find in reading the statutes is that a dealer may sell a long gun to a resident of any state as long as all state laws are followed in both the state where the sale takes place and the state where the buyer resides. Anything other than a long gun (receiver, pistol grip only shotgun, or handgun) must be shipped to an FFL in the buyers home state, no exceptions. This is clearly spelled out in 18 U.S.C. 922(b)(3) and I cannot find any other section that grants an exception or waiver.
  • I would call a gun shop in Utah to see if they know the answer or if they can point you in the right direction. Arizona is pretty easy going when it comes to guns but Utah is generally very liberal and guns are more restricted there. I did some googling and here's what I found: Generally, for a person to lawfully transfer a firearm to an unlicensed person who resides out of State, the firearm must be shipped to a Federal Firearms Licensee (FFL) within the recipient’s State of residence. He or she may then receive the firearm from the FFL upon completion of an ATF Form 4473 and a NICS background check. More information can be obtained on the ATF website at www.atf.gov and http://www.atf.gov/firearms/faq/unlicens... The GCA provides an exception from this prohibition for temporary loans or rentals of firearms for lawful sporting purposes. Thus, for example, a friend visiting you may borrow a firearm from you to go hunting. Another exception is provided for transfers of firearms to nonresidents to carry out a lawful bequest or acquisition by intestate succession. This exception would authorize the transfer of a firearm to a nonresident who inherits a firearm under the will of a decedent. See 18 U.S.C. 922(a)(5).
  • Perfectly legal, you ship the gun through a dealer (or FFL holder, usually a dealer anyway) to a dealer in Utah. They will charge a fee for this, of course, but you can sell your firearms across state lines.
  • Go to sba.gov (small business administration agency). Their website has lots of information on starting up a business, info on funding, writing a business plan and contacts for SCORE counselors scattered throughout the US that can assist you. There are government loans available, and for minorities.
  • Your school's priority aid deadline is important, but all is not lost if you don't meet it. There are two different types of federal student aid - the types that are - for all intents and purposes - unlimited in their funding - and the types that are allocated to each school with a limited pool of funds every year. The Pell Grant and the Stafford loan are the unlimited funds. If your school had 30,000 students, and every single one of them qualified for a Pell Grant or a Stafford loan, they would all get their money. On the other hand, programs like the FSEOG Grant, the ACG Grant, the SMART Grant and the Federal Work Study program are different. The Department of Education sends your school a certain amount of money every year, saying "Here is your FSEOG Grant money for 2009-2010". Your school must then find a way to divide the money equitably amongst the most needy students. For the most part, all of that money is distributed by your school on priority aid deadline day. Miss the deadline, and you're not very likely to be awarded an FSEOG, an ACG, a SMART, or a Federal Work Study assignment. Keep this in mind - only some students would ever qualify for those programs to begin with. For most students, their aid comes exclusively in the form of a Stafford, and perhaps a Pell Grant. If that's all you were going to get anyway, it doesn't matter if you miss the deadline. Missing that deadline is only a problem if you were going to be considered for those other forms of supplementary aid. So - the answer is - you'll get whatever Stafford loan and Pell grants you would have received anyway - but you may have lost out on additional forms of aid like the FSEOG grant or the Federal Work Study program. If you received those forms of aid last year, you probably would have qualified for them again this year - and - having missed the deadline - it's POSSIBLE (but not a sure thing) - that you may not receive those supplementary forms of aid this year. Good luck to you - I hope this helped.
  • Yes you can still send in your FAFSA even though the deadline has past. As long as it's not drastically late, and depending on how fast they process it, if you qualify for any funds, it's a possibility that your aid will arrive before the start of the semester. What happens sometimes is if you qualify, but were late sending in the FAFSA the money will arrive after the start of the semester and you may have to pay a certain percentage and then when the money arrives at the school they will subtract it from your balance and if any is left reimburse it back to you,
  • It has to go through a Utah FFL holder. Under federal law, a private transfer is permitted only when both persons are legal residents of the same state. If they are residents of different states, then the firearm must be shipped to a licensed dealer in the transferee's (buyer's) state. Note that an FFL holder may acquire a firearm from any person in any state, the seller does not need to have a dealer in his state ship it. Here is the explaination directly from ATF: A person may sell a firearm to an unlicensed resident of his State, if he does not know or have reasonable cause to believe the person is prohibited from receiving or possessing firearms under Federal law. A person may loan or rent a firearm to a resident of any State for temporary use for lawful sporting purposes, if he does not know or have reasonable cause to believe the person is prohibited from receiving or possessing firearms under Federal law. A person may sell or transfer a firearm to a licensee in any State. However, a firearm other than a curio or relic may not be transferred interstate to a licensed collector. [18 U.S.C. 922(a)(3) and (5), 922(d), 27 CFR 478.29 and 478.30] Note to Glacierwolf, where in the U.S.C. or in ATF's regulations is this special exemption for FFL's near the border of two state to allow them to sell guns to people in either state? What is the legal definition of near the border? You have mentioned this mysterious, secret "exception" a few times. The only thing I can find in reading the statutes is that a dealer may sell a long gun to a resident of any state as long as all state laws are followed in both the state where the sale takes place and the state where the buyer resides. Anything other than a long gun (receiver, pistol grip only shotgun, or handgun) must be shipped to an FFL in the buyers home state, no exceptions. This is clearly spelled out in 18 U.S.C. 922(b)(3) and I cannot find any other section that grants an exception or waiver.
  • You can but it has to go through an FFL in Utah. Private sales are only legal without a background check if the sale is in person and you are residents of the same state. You are not. Even if it is a face to face transfer they are still an out of state resident. It has to be shipped to an FFL in there state from an FFL in your state. And since you know and have posted it here you cannot feign ignorance if you get caught.
  • the important reason which you will no longer purchase a gun in AZ or NV or the different state for that remember is it particularly is a Federal regulation that's effective to be an area of abode of the State you purchase in. Like roadhazza pronounced you've gotten a broker in yet another state deliver to a broker right here and conflict through this states regulations and registrations for the firearm.
  • The short answer is yes. Pistols should be purchased while in the state of residence. Generally - sales of new pistols to non-residents are not allowed unless the store has an exemption....... you see this in gun stores and shops that are really close to another state's border. A non-resident can buy a pistol in a private sale if the firearm meets the requirements of the home state. (example - A California resident cannot buy a standard Walther P22 and bring it back to CA - he needs the CA approved model) A resident - you - can sell a pistol to a non-resident providing the buyer meets the minium age requirement of both states and the sale does not violate any local ordnances or laws in each state. Lots and lots of pistols are sold each day in private sales. On military bases - we buy, sell and trade amoung people from all over the US of A. It's not a biggie...... of course..... we know our fellow service members are not felons or ax murderers.
  • Sure. Ship it to a FFL in UT and have the guy do a background check there and pick up the gun if he gets a proceed.
  • In a face to face situation where neither one of you is involved in retail gun sales, maybe. In any other situation, I wouldn't do it. There are just too many ways something like that can come back to bite you. Unless you know this person personally and trust them implicitly, sell the gun at your local gun shop on consignment. If this guy uses the gun to commit a criminal act you can be held legally liable as a well.
  • If it's a face to face sale there shouldn't be any problems. If you're shipping it to him it needs to go to an FFL.
  • Hi Olivia Both excellent schools and you will have the prerequisite courses for med-school admissions offered at each. There is no real academic advantage of one over the other.. Apply to both and if both admit you, compare the costs. Which will leave you with less debt after 4 years? Remember that loans have to be repaid.
  • If I remember correctly yes you do and you can only have one. Remember the desert tortoise species are protected and by law you don't own them they belong to the state and you are simply on a long term loan with them.
  • Yes, assuming you mean the native Gopherus agassizi.
  • no
  • I want to buy a business in Arizona prefebly in the Scottsdale/Phoenix area. I dont want restraunt or something fickle and risky. So I was thinking of a property managment business or car wash/service station. Both tend to be stable can be lucrative and arent 24/7 retail business like a 7 eleven. I am qualified up to 750k with a SBA loan. Is this a stupid idea. I am relocating from another part of the country and want to work for myself down there. Am I being stupid?
  • Definitly not. Getting a business as an asset is a great idea. Congratulations on already getting some financing set up. Property managment is easier to get into because it requires less capital, but since you will be new to the area, I would not recommend jumping in to this as soon as you get there. So, lets look at commercial real estate, such as a car wash or service station. The key to purchasing a good commercial property is completely understanding the business that is on the property. There is a lot of due diligence you will have to perform. Be sure you understand exactly what all of the costs are for operating the business, what your revenue is, where it comes from, what you can and cannot do to increase that revenue, how much time you will be putting into managing the asset, how much time you will be putting into operating the asset (if you are planning on doing any), what capital expenses you may have in the next year, five years, 25 years, etc... In general, I would not recommend planning on putting time into operating the business. If you are the owner, then you will have plenty to keep you busy just managing the business. When your management fails, you will end up opperating, so don't plan on doing more than that as well or you will run out of hours in a day. Determine what kind of property/business you want, how much you want it to cash flow for you, and how much work you want to put into it to be able to get it to cash flow that much. (Be realistic, but also optimistic.) Then, go looking for that property in Arizona. No matter what, don't settle for something less than what you decided you wanted to have. You'll end up regretting it later. Good Luck, and welcome to the wide world of "minding your own business."
  • Sounds great to me. I'd find a business broker and start shopping for the right business. What's the alternative? Working for someone else at some mindless desk job?
  • not really but it is a kind of stupid idea you just need to save money until your store gets business so one way to save is get energy efficiency and second you need to not start out with a lot of products trust me I've bee there before
  • You will be stupid for not jumping at this chance. And by the way don't ask a stupid question again
  • Genius. Am i stupid?
  • Are you talking about the " Keating Five "> The five Senators that were suspected of improperly intervening with federal regulators looking into Keating's Lincoln Savings and Loan Association ? The Senate Ethics Committee eventually said that McCain showed " poor judgment " in his dealing with regulators. To read more ....go to www.azcentral.com search John McCain Scandal
  • Vietnam
  • Only damn republican that has a pair of balls.
  • closing costs are associated with both the buyer and seller. the buyer pays the loan fees, and the seller pays the title insurance policy. concerning real estate commissions, this is typically paid by the seller, but is negotiable between the parties.
  • Escrow fee`s are 50/50 Your fee of closing are the percentage from lenders. You can ask for some closing cost fees in your offer from the seller.
  • can go either way - depends on whether or not you ask the seller to pay your title and closings costs (but it's very normal and popular to request seller pay it)
  • you can ask any realtor you can find in your area or in the area where you are interested in. There should no charge or trouble for you when you ask them.
  • Can you afford anything? Presumably you're planning to live somewhere. Your options are to stay at home (if near enough); get a loan and live on campus; or get a loan and rent a room or flat and get a car to drive (probably the most expensive options) It's a recommendation, so it's not a requirement, so you don't have to live on campus.
  • there is no such. it's a loan. how else will you insure the bond?
  • Larry Fundock in Phoenix
  • shoot you or I will never find one because Arizona is TOOOOOOOOOOOOOOOOOOOO damn money hungry and I sure do need one right now like asap
  • You can enter foreclosed homes on the net a get a number of companies that offer lists of foreclosed homes, for a price. But I would start by contacting your local banks and mortgage companies. With the economy the way it is, I am sure they are sitting on alot more than they ever want to. Talk to a loan officer. Good luck, Jackie b
  • You might try http://www.realestateofficestore.com and look at their information.
  • I'm not sure what you mean by "validating your degree." What you can do is validate the credits you took in your undergraduate program by having your transcripts "evaluated." This means having a professional agency determine if the credits you took in your undergraduate degree in Mexico are the equivalent to a bachelors degree granted in the US. Most people do this when they want to apply to a graduate program (master's or doctoral program) in the US. To have your transcripts evaluated, you must contact an approved agency in the state you live. Click on the following link or copy the link and paste it to your browser in order to view the agencies listed by the Arizona Department of Education. http://www.ade.state.az.us/certification/downloads/CredentialEvaluationServices.pdf Good luck, ES
  • Validate Degree In Usa
  • What's up, just wanted to say, I enjoyed this discussion. Very inspiring replies
  • Oh ok... I got this for you... better check on it... Im pretty sure you'll discover something http://www.studentloansmadeez.com
  • Yes I think it is true
  • The 180 credits at OSU are quarter-based credits, while the 120 credits at ASU are credits calculated on the semester based credits. Thus, 1 semester credit equals 1,5 quarter credits. It is just a different method of calculation. Also Regent University offers a BA in Government and MA in Government online, but it is quiet costly. Much cheaper is the American Military University, but it is sole distance institution of higher education. Troy University offers also a political science degree online, which is the cheapest I know about. Me, I am currently at Oregon State University, because it is the cheapest and offers foreign languages in the online format in order to meet the Bachelor of Arts requirements.
  • You do understand that there are almost no jobs for Political Science grads. Most politician have a law degree. Most Poli Sci grads make under $30,000 a year.
  • sure, SJSU does. link to checklist of majors and stages in sources. u.s. and UCD are the two discover colleges. SJSU has great thing approximately being interior the middle of silicon valley. i might propose Stanford college as being the acceptable decision.
  • Amanda is completely wrong. The GI bill is not a loan. It is money you earned with service. However, if you are from Michigan and try to go to Cali or Arizona for school they may charge you extra for being an out of state student. Which the GI bill will pay a cap for the state based on in state tuition. However, a lot of schools have a program called the yellow ribbon program which will pay the difference if you get in the program but thats not a guaranteed thing. Talk to your Education office they will know all about the GI bill and what you can and can't do.
  • you can go to any school you want to as long as it is registered federally. Check out www.va.gov and pull up the info on GI Bill and call the customer service line they will be able to help you get started. Also whatever school you want to go to go by and see the VA counselor there is usually one at every school that knows about the GI Bill and how it works
  • You can use your GI Bill at any accredited college in the US and overseas. So if you want to go to California for school yes it isn't a problem as long as the college is accredited with the VA
  • you may not use your GI bill to get a SCUBA Cert. until you bypass to a Marine college (very few in the rustic, and that they are all located on coast strains), for something including underwater welding, additionally it is going to be an permitted college. to respond to the 2nd area, sure you need to use your GI bill on a similar time as on lively accountability, in spite of if each branch of service on a similar time as on lively accountability will pay a hundred% of your training (as long as you preserve passing your training with atleast a 2.0 GPA), yet once you employ that application you may not use your GI bill on a similar time.
  • In some cases U can even use it overseas. But there are limitations in most cases as far as time, what programs/schools, and if U already have a degree. For instance, U can't use it to get your private pilots license, but U can use it to get your commercial license. Some states provide free or reduced tuition for residents of their state. When I came back to Colorado, I was eligible for tuition assistance if I paid state taxes while I was in. So I paid back taxes, but the assistance just happened to equal the back taxes that I paid. Go figure!!!
  • The GI Bill can be used nationwide.
  • people say that you can use a GI bill for what ever you want... but what they don't tell you is that you have to pay it back its almost like a mortgage.. my x was planning on using his GI bill to buy a house and the army told him that he cant do that... they also told him that what ever he spends of the GI bill will have to be paid back. so say you went to college and wanted to use it to get a degree in medicine you have to pay it back over a certain amount of time! its like you are financing something like a house...
  • Yes, you are not tied to a state.
  • I just got a job that starts in 2 weeks, but my rent is due in 5 days. Today is July 28 and my first paycheck isn't until Sept 3. By that time I will surely be evicted. I just need a bridge of some sort to get me to that point. I have no unemployment since my last job was a contract. I had two months of savings (lost my job on June 4) and I am so very thankful that the good Lord has blessed me with this new job, but I don't know how I'm going to make it for the month of August. I don't care about utilities or food, I just need a roof over my head until I can get that first paycheck. If anyone has any advice I would be very grateful.
  • Could you consider getting an advance on a low interest credit card? Then pay it back ASAP? Do you have a family member who could help you out with a low or no interest loan? There are places that do paycheck advances, but they fees they charge are scary. Is there anything you could pawn or sell?
  • There are no assistance programs for that, aside from a personal loan which you won't likely qualify for as you're just starting a new job. Only thing I can recommend is speaking with your landlord, maybe they'll allow you a month to catch up. But keep in mind, if they agree to this they'll be expecting both August and September rent in September.
  • Did you fill out the FAFSA form? http://www.fafsa.ed.gov/Did you apply for financial aid through your school? Check their website and search for "financial aid info." That is where you start. Then the rest will need to be made up with private loans or money earned at a job.
  • LOL. game design.... That is really humorous. You will take out 30000 in loans and have a payback figure closer to 70000 over 20 years. Game design is one of the biggest 'scam' degrees around. There are no jobs: everyone is a freelancer. have to locate to Arizona, Florida or Calif to even get a job (since Acclaimm went out of business). Take another year off before you invest in a degree in game design and really research the industry.
  • Recently, I enrolled to Virginia Tech and plan on going here at this point. Ive been accepted into Unversity Studies, and I plan on transferring into the Engineering program by the Spring Semester, but im questioning if im making the first choice. Since Ive been accepted to VT, I was really excited, but I was only offered $5500 in federal loans, so I'll have to take out a lot of private loans. On the other hand, I've been accepted directly into ASUs Engineering program. It's about the same price as the VT costs, but I was offered $10,000 a year in Scholarships and Grants. Am I making the right choice on which school to attend? Im just worried I might either not do well in VT or the loans will be too overwhelming in years to come.
  • Given the information in your question, ASU sounds like the better choice.
  • I met a security guard making close to minimum wage that has lived with a rather severe facial disfigurement (12 years). The result of an emergency surgery (brain aneurism) at the base of his skull/upper neck that severed a nerve. His entire left side of his face appears swollen and twisted towards the right. It is beginning to affect his speech. Please help me help him.
  • I sure do... http://www.docscharity.com/index.htmhttp://www.smallworld.org/Home.aspYou should also ask him if he's attempted to apply for Medicaid, which might cover it under certain circumstances. I also wanted to add, many people pay for plastic surgery by taking out a loan through an independent financing organization, even to low income applicants (very high interest rates though)
  • Im a 19 year old girl. Very ambitious and college bound. Being in the military has never been my life long dream like some people. I'm appreciative of the free country I live in but am terrified of going to Iraq, really. Actually anything life threatening is terrifying. The college aid is very alluring for me since I don't want to burden my parents with worry about it or fretting over it myself. I like challenges both mental and physical. My personality is far from being fierce and drill-sargent-tough-ish. One of my parents doesnt really support it because of worry of me getting hurt. So based on all this, is it wise for me to join? Should I wait and see if the war improves in a year? Help!
  • If you join any branch of the military you must expect to go into hostile areas if there is a declared war or not. It's the military for crying out loud-not the girl scouts. If you are scared and don't want to be sent into hostile areas, Iraq or other wise, stay home and take out student loans.
  • I don't want to be taken as sexist in my remarks. But they are qualified. You are thinking about entering the military in a time when they are in desperate need of people, and the incentives are at their highest level. The simple conclusion is that you may very well end up in Iraq, or Africa, or Iran, or Syria, or South Korea. In any event, you would be entering the military in a time of extreme conflict. The most serious thing to consider is the simple fact that your contract will say that they can keep you as long as they need you. If you sign up for 4 years, with a total of 8 year commitment, consider the real possibility that you will be ACTIVE for at least 8 years without an option. They can extend your active enlistment to the full term of your contract, and in extreme cases, beyond. There is nothing easy about being in the military. The main benefit that I know of is the simple fact that your pay is not needed to pay bills, or rent, or food, or medical expenses. If you are single and remain single, you can have a pretty decent living situation with the meager pay they provide, assuming you don't end up in Iraq. Then the living situation will suck no matter what. If you are bent on doing this, and you are serious about being terrified about being in combat, I would suggest the Air Force or the Navy, and pick an administrative job. You would have little chance of ending up in combat, but there is always the possibility. Consider the casualty rate versus the number of people in the service. It's a pretty low percentage. That may not be a comfort, but it's a testament to how serious the military is about keeping their people as safe as possible. Being a woman, you have advantages to get out of your contract obligations that a man does not have. Just a simple fact, and you can research this if you want to. I am not sure if it is the same as it was when I was in, but at that time women were only assigned to combat units if they specifically volunteered for it. That may have changed by now, and it would be worth looking into. You can serve your country in a capacity other than combat, and still get the benefits. My personal belief is that everyone should find some kind of sense of duty to this great nation of ours. I have no regrets about my service. It made me a better person in many ways. (But it didn't really pay for college with the G.I. Bill. It just gave me spending money when I was in school.) Also, if I had it all to do over again, I would stay in the service as a career. I talk to my old friends who are running the show now, and they are on the edge of retirement. I will probably have to work the rest of my life. Good luck with your decision.
  • Ok here's the straight. I served for 12 years before a series of knee surgeries ended my career but I was in the Gulf War. My wife served for 26 years and retired uninjured after three combat tours. Her Dad served for 28 years in the Navy and did 4 years as a contractor in Djibouti, Iraq, Kuwait and Kosovo without a scratch. My niece just enlisted and is in basic training. Do this. Go to the college of your choice and talk to the ROTC recruiter for the AIR FORCE. Then, go talk to the Air National Guard recruiter for AZ. Tell them you want to be an officer in the Air National Guard but want to enlist right now. They should have some answers. Email me if you have any other questions. ROTC is a great way to pay for college and serve your country.
  • this is going to likely be over until eventually now you recognize it. i understand a team of fellows that had young little ones once I went to common. i think it make a distinction of ways previous they're. i'd say that in the event that they're 5 or older then they are going to be discover. As longs as they are going to be waiting to stay inclusive of your hubby they are going to be superb. Plus, as quickly as you connect you would be sending a verify homestead once you're education. i'd connect. the toughest section would be which you wont be waiting to e mail or call, you will ought to deliver snail mail which gets style of stressful after awhile. i think of you need to. I did and it become completely nicely worth it. good success. P.S.- To all the different adult men, sure motherhood is significant, yet in reaction i'd say that conserving your little ones and offering them with a destiny is one in all the terrific aspects of being a verify. How greater advantageous are you able to do the two than by ability of turning right into a member of the army. no longer merely are you conserving you're starting to be a astonishing bonus, I smell college funds. I take it back, your little ones at any age are superb. this is only 9 weeks. Then AIT once you would be waiting to talk many times. What are you thinking approximately making your MOS.
  • If i were you I would goto college first and get my degree, there are plenty of free grants out there for school. Get you degree and just see how everything pans out first since bush is leaving next year
  • It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK - lots and lots of it, that is why a cottage industry of grant writers was born. Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture. Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business. Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html..."The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments." Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business -- THERE'S NONE. http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs For private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I take it they also don't have listings of private foundations who give grants to would-be entrepreneurs. http://www.cfda.gov http://www.grants.gov http://gtionline.fdncenter.org http://www.powerhomebiz.com/vol66/grants.htm http://www.sba.gov/expanding/grants.html
  • I'm now not an proprietor of any breeds besides Australian Shepherds presently, but when there are not any legislation in position regarding the breed within the discipline (such because the case in my neck of the woods)- I flat out refuse to help any companies that ban puppies founded on breeds. Anything from a Chihuahua to a English Mastiff can exhibit animal and/or human aggression and I feel the banning of a unmarried breed as an alternative than an evaluation of all puppies that are available does now not make a kennel valued at my time. I'm additionally now not partial to organization play at kennels with ease for the truth... Well I do not believe any kennel with evaluation of aggression, nor the potential to give up it earlier than it motives harm. My Aussie lady Aleu? She loves herding different puppies at the same time she performs- Some puppies take it in stride, a few don't. The equal may also be mentioned for homeowners and I've had many respect what is she's doing, and a couple of begin yelling approximately "aggression" (she does not even nip like she might with sheep). As for coaching... The matters they spice up of aren't whatever I might in my opinion want. If I did I might be trying out references and qualifications some thing that takes extra time than I care to spend money on a Yahoo Answers query (no offense), and some thing larger performed in the community (mainly while you'll be able to see your different choices).
  • I believe in the current economic climate, with the decline of the U.S. credit rating and international status, that on a strictly capitalistic basis, if such a sale was actually agreed to, Mexico would be entirely within its rights to repossess the properties for breach of contract and incomplete payment. But it's hard to collect from the guys who DO the collecting for Wall Street's loan sharks. .
  • The United States did buy California, Arizona, and New Mexico from Mexico as part of the Treaty of Guadelupe-Hildalgo. Texas had already been independent from Mexico when it was annexed by the United States. The Battle of Tijuana, which is in Mexico (not any of those states), has nothing to do with it. And the United States did not fight in the battle, only American militia members from California were there and they were part of the victorious Federal Army. Please have some sense of history before posting.
  • Making things up is not how you win arguments! That war ended with the Treaty of Guadeloupe, ceding what is now the American southwest as well as California. Were this not the case how do YOU explain American hegemony over the entire region?
  • Hey, I grew up in San Diego and TJ is where all us kids go our switch blades and our first beers.
  • They are in the process of reclaiming these territories as we speak. Pouring drugs into the US is doing the job just fine.
  • You lost, get over it and go back to Mexico where you belong.
  • I missed that lesson in history.
  • If I was as dumb as you I would have the courtesy to kill myself and end the misery.
  • You are being rediculous.
  • I know someone who has a son who is under 18, and is married to a man that kicked her out of the house because she wasn't pretty enough and has proceeded to take out multiple loans to send over 5k money to a woman he has never met in another country.... He told my friend that he wanted a divorce and served her with the papers, she responded but now he is refusing to sign the remainder of the papers.... he has paid no child support, keeps promising to see his son but never arrives, and is basically keeping my friend in limbo. It was my friends understanding that because he refuses to sign now, she is responsible for the loans should he default, i think this is absolutely wrong, seem as all this money is being sent to a mistress, whom by the way her husband has promised to marry. My question is, is there a way that she can divorce him without his consent, because what he is doing, in my opinion is horrible, and all she wants now is to start over and take care of her son. I have been trying to find resources to help her, but i have been unsuccessful. Does anyone know of anything that could be of help?
  • She can divorce him by publication. She can also get a legal separation, which will end her responsibilities for his new debts.
  • First and foremost, to do this in any state, you must be over 18. Anyone under 18 cannot file the legal paperwork to do this. A parent has to do it for them. You need to contact the local county courthouse of the county you live in for these details. The laws and requirements vary by state, and the fees vary by county. Once you have the legal name change, you will need to do the following: 1. Provide a certified copy of the court order to your local social security administration office and your local DMV to get your name changed on your SS card and on your driver's license and car title. 2. Next, go to your bank and do the same thing for your bank accounts. 3. Then contact all your creditors to have your name changed on all your accounts, credit cards, loans, monthly bills (electric, water, phone, etc). Many of these may require you fax or mail them a copy of the court order before they will change your name. 4. If you want it changed on your birth certificate, especially for purposes of acquiring a passport, etc., you will have to contact the Dept. of Vital Statistics of the state you were born in and follow their instructions on getting it changed on your birth certificate. They will require you to send them an official certified copy of the court order along with whatever forms they ask you to fill out, and any fees they have.
  • while you're changing your call via marriage it is quite easy. convey a replica of your marriage certificates, and id with you on your nearest Social protection workplace. they promises you paper artwork to fill out, and that i've got faith it may additionally be loose to accomplish that. while you're changing your call without a marriage it is extra complicated and has to bypass interior the direction of the courtroom device.
  • If anyone were to lend on a go-cart it would pretty much be a signature loan. If you cant get a signature loan, you cant get a go cart loan. Go carts do not have good resale value and they are not easily repossesed.
  • I purchased a truck in arizona with a lien hold and admin stop in florida.I contacted florida dmv and was adviced there is a lien and a admin stop on the truck,which I don't understand the admin stop term.how and which is the easiest way to take this lien off or register this vehicle in california.I don't what route to take..should I file lein or have a mechanic,tow company or wrecking yard do the lien for me?I don't want to call the lien holder and say the wrong stuff.the lien company is consumer loan which is nationwide based finance company.I'm afraid if I call them to release lien,they'll come up with something and try to recover interest of some sort.or should I just do the lien factor and see what happens?I appreciate any input or feedback as I've already dumped a lot of money in this truck.please help thank you
  • I wasn't aware of the lien.the guy told me it was paid off.so he gave me a bill of sale.I was told it shouldn't so bad.the trucks 11 yrs old and he's the original owner.should I contact the lien company and see what's up?or should I proceed with the lien and hope they don't respond.a friend says they probably won't have any interest cause its so old,oh maybe not.he suggest I do lien and see what happens.he also said with the vehicle being so old they won't even respond.if worst goes to worst ill just sue the guy and try to get my money back.
  • Let me get this straight. You bought a car that had a lien on it? correct? If so, you are a fool. You can never own, license, insure or drive a car that has a lien on it. You were taken. In order for you to have the lien released so that you can own the car, the loan must be paid off and the lien released.
  • your not getting the picture man, sorry to be the one to tell you this, who ever sold you that truck, did not own it, and could not legally sell it. a lien holder is the owner, they are owed money by whoever sold you that truck, you have to pay them what they are owed, because some greedy basshole sold you a car he owed money on if florida. you do not mention year make or model. the newer the truck the more is probably owed. if its a dealer, you may have some recourse if it is a private party, you should always go to the dmv FIRST AND VERIFY TITLE IS CLEAR, NEVER BUY A TRUCK WITH A LIEN HOLDER, UNLESS IT IS SIGNED BY THE LIEN HOLDER AND STAMPED WITH THEIR STAMP. if you can catch the guy who sold it you may be able to get the money back from him, you are going to have to call the lien holder the only way it gets released is if they get paid FIRST.a DEALER ON THE OTHER HAND SHOULD HAVE KNOWN AND PAID THE LEIN OFF TO CLEAR TITILE.
  • Why are you buying a rig from someone who doesn't own it.
  • Okay I need a couple grand for moving to arizona for school. Any Ideas? Family is poor, loan is not an option, lottery is doubtful, I have 2 jobs but need more money quickly. A raise will not help much either, could sell some stuff but I don't want to get rid of anything. I love everything I own. Anybody know of a quick and possibly easy way that WILL work? Thanks
  • You are not too far from Nevada. Go sell your body as a male prostitute. Forget 'loving' what you own. It's just STUFF! Is owning a wii worth not going to school? If you have two jobs, you're probably earning enough money but spending it too. Stop spending! Seriously. If you live at home and you are SERIOUS about saivng, your expenses should be $0. That is zero dollars. Stop spending money on everything until you meet your goals.
  • Are you frustrated in life? you think all is lost? No hope from any where? Well i have a good news for you all today, is a privillage that you met the right person. I'm a well known Man which every one knew me to be. My name is Micheal Lancer, i am money lender i assist people financially, because i think enough of all these bankrupt and montages I'm hearing. i want to prove my self to everyone at there. That not everybody are equal. Just send us your personal details: Full Name:.......... Contact Address:......... Phone Number: ........ Country Code:......... Amount Needed: ........... purpose of loan: ................... When to pay back:..................... Hope to see your response via this mail address, micheallancerloanfirm@yahoo.com , micheallancerloanfirm@hotmail.com .
  • Sell Gatorade in front of night clubs at 3 AM (closing time), you can make mad cash that way.
  • donate some sperm<if you're a guy> or you can sell your body there is a lot of good money in that
  • u can get the sponsor from the different people their from the google adds visit that http://sponsorcompanies2010.blogspot.com/
  • gun-running
  • welcome to the club.
  • It's so irritating that I won't even bother listing the ridiculous ones I've come across. They even use English words for country names.... ノーウェ(Norway), スェーデン(Sweden), スペイン(Spain) . . . It's so bad that one of these days I'm expecting them to start calling themselves ジャペン . . . I'm just wondering if anyone feels the same way? I wish there wasn't so many wasei eigo. I want to speak Japanese, not a pidgin version of English! Eh, I'll get over it?
  • Alabama, Alaska, Arizona, Arkansas, Connecticut, Iowa, Michigan, Missouri, Wyoming... All those places are not English words. They are from Native American languages. Colorado, Florida, Montana and Nevada. All those places come from Spanish. No, I don't think you'll get over it. Because normal people never find it a big deal from the start. Loan words exist in every single language. It's a waste of time and just plain silly to try to create a brand new word for every new place, food, and invention that comes your way. And those are not wasei eigo. They're gairaigo. Wasei-eigo is literally "Japanese-created English" whereas gairaigo are loan words. Also, you misspelled nearly everything. Norway is ノルウェー, Sweden is スウェーデン, and Japan would be ジャパン.
  • I feel the same way about Filipino.
  • He cant go to the States if he doesnt have any money. He would just have to apply through the Nigerian Students Loans Board to get a govt loan like other Nigerian students.
  • Police officers arrived at my door saying they have reason to believe I had stolen goods in house. I signed a paper letting them search my house because I of course had no stolen goods, They instead got me for a Felony 6 for possession and a felony 6 for a bong I had, The amount of marijuana was about 1/3 of a gram. I was not charged for stolen goods. I now have my medical marijuana card and I have no previous arrests. I spoke to a lawyer specializing in only marijuana cases. He said he could most likely knock the Felonies to misdemeanors and I would get probation. Only problem is he cost 2000$ Is any one a lawyer or have any experience with this sort of thing?? Do you think a Public Defender could do the same thing for me? Ill lose my jobs if I get charged with felonies I'm not sure if it's worth the risk. What do you think? Thank you for your help
  • You don't get to pick a public defender either you meet the financial requirements or you don't if you have a job you probably aren't eligible even if you are living paycheck to paycheck. P/D's are generally WAY overworked having to deal with hundreds of cases a month so you'll be lucky if they can give you more than a few minutes of their time the day of the trial. I seriously doubt a PD is going to take the time to research your case beyond the plea deals the DA might offer you better hire a lawyer even if you have to take out a loan.
  • I am receiving the remainder of my student loans from my school (University of Phoenix in Arizona), i live in Ohio, its coming from them and they said they sent it on January 21, 2010 via EFT to my bank account, no time given, and as of this morning at 9am eastern standard time it hasn't shown up in my bank account, does anybody know how long it usually takes....Thanks. Paul
  • I'm with Spock on this one. Also, most places such as companies and such, will take 2 to 5 business days to transfer funds. It sort of works like this, depending when you sent them the EFT form and when it was sent to your bank............. They will say they "sent it" on the 21st but in most cases they sent the request on the 21st and had to verify funds availability prior to them disbursing them to you, then they must send the request to the Acct rep who sent request to accts payable ( 24 hrs), accts payable reviewed the request and put into the "que" for disbursement (24 to 48 hrs), approval of funds transfer by person authorized to disburse pymts for school or company was contacted (usually a requirement with their bank and yours) to verify funds transfer and money disbursed. Paymt will show up the following day. Since I am sure you filled out the required authorization form to have money deposited into your acct via EFT and all info is correct, this is usually the procedure, for the accts payable department side. You will want to view your account tomorrow and Wednesday and if no money is apparent you may want to contact the office to verify information is correct.
  • the banking system portion of that takes only one business day. that doesn't mean it is late, though -- here's what could have happened: 1. wrong account number in UoP records, and/or wrong bank routing number. You have to verify these yourself. 2. UoP put a specific date on the transfer that hasn't yet come -- call UoP student financial people and ask for the date the funds will be deposited [what they told you may be the date they processed the paperwork on their end, not the date their treasury is actually going to make the payment]. 3. name on the transfer from UoP doesn't match the name in the bank's records and so the bank asked UoP to clarify who the funds are going to. This is fairly common for women who might have a bank account in their married name and be going to school under their family name [or vice versa]. Check that your UoP name and name on bank account are the same. GL
  • You do not specify if you are in-state or out of state. Tuition varies based on that. An estimate can be obtained directly from the university. Costs associated with a medical degree vary, are you including starting with a BS degree, whether or not you live on campus etc. Your govt backed loans will cover some of the costs, especially if you are pre-approved for admission into the medical program. Consult a counselor on campus if possible.
  • most med schools don't cover fafsa, but i think you still have to fill one out...loans.....LOTS of loans
  • Call BOA & see what they can offer you. You may be able to do a streamline refi but you would have to pay closing costs & set up a new escrow account (unless they would agree to transfer current escrow acct). No appraisal is needed so value won't be an issue. You would still be underwater but you should be able to lower your payment.
  • I just read today Obama is pushing for legislation to allow exactly that ( I could use it too) and supposedly we'd be able to get like 4.25% rates - that would really lower my monthly payment (currently paying 7% and never missed a payment in 6 yrs) - I bought my house at the peak of the market - fortunately it was a lower priced home to begin with but I'm sure I'm still quite a bit underwater
  • You need to ask BofA for a loan modification.
  • Do you think they'd send out the citation if you didn't have to pay it? If you don't pay it, they can do several things including putting it on your credit history which will make your insurance rates go up and make you pay more for loans (if you can even still get them). If your credit was bad to begin with, it may push your credit score low enough to keep you from getting loans. That said, it will end up costing you thousands of dollars in interest and insurance fees if you don't pay it and what, $100, if you pay it. Pay the ticket now or you'll pay through the nose later.
  • I believe you have to be served within a certain period of time, then it drops off. A friend of mine got a ticket in payson over a year ago and he never payed it. He's been pulled over since then and it didn't come up when the officer ran his id/plates.
  • If you don't want to end up in jail, yes.
  • If you don't live there and the homeowner requested it, yes. An inoperable/unregistered and/or unlicensed vehicle on rental property which the homeowner/landlord is getting fined for having, yes. Bit you must have been contacted by certified letter by the landlord asking you to remove it. If you live in a homeowners association, and have therefore signed away your soul and most of your American rights, yes. If it says in the rules and bylaws that inoperative, unregistered and/or unlicensed cars can be towed, they don't have to give any warning. If you live in a homeowners association, again giving away your soul and free rights, they can also tow you without warning for blocking the sidewalk or parking on the street. If the bylaws say you must park in the closed garage, and you agreed by moving in there, they can tow you from your driveway during the night. Outside of a homeowners association, in the free world . . . If it wasn't registered, not without prior notice. If you stopped paying on the car loan, yes. If it was used in the commission of a crime, yes. If its inoperable, non registered and non licenced, not without prior notice. If its blocking a public walkway (sidewalk), not without prior notice unless one of your neighbors is handicapped and needs to pass, either using a wheelchair, Scooter or walking with a walker or cane. They can call, the police may knock to ask you to move it but, if no one answers, its the officers discretion whether to tow immediately or give you 24 hors. If its a continual problem, they'll just tow - you've already been warned. If an automobile is leaking gas or excess amounts of other flammable/poisonous fluids into gutters where it can be washed into storm drains, yes. Immediately.
  • Hell yes. If the car doesn't have the appropriate registration, or if it was used in the commission of a crime they have every right to tow it. I love how people who break the law have the audacity to question the legality of the consequences...
  • It depends on why. Is it your driveway? Are you blocking something? Did someone report you?
  • Depending upon the circumstances, yes.
  • If you're blocking it? Absolutely. If that's not the situation, more information is needed.
  • ok lets just say... a guy went to join the marines at the age of 18, then went to college after he got out to study nursing at arizona state university, and then finally move to las vegas and made around 72k a year with no student loan debt cause he used the post 9 11 gi bill. would he like it over there and would he live comfortably??
  • Entry level nurses do NOT make $70,000. More likely you'll start at $25-$30 an hour, and of course you'll have the usual overhead of student loans, housing & car payments, etc.
  • Yes, you can live comfortably in Las Vegas on around 72k or even less. My husband makes about $52k and we are able to rent a decent sized house in a good area. Even I was able to make a living in NJ on less then half of that while I was on unemployment. However, the job market has still not recovered. It was of the hardest hit cities in the recession. You would have to find an employer willing to pay that much for an entry level nurse. Also, whether this person a LPN or an RN would affect salary as well. LPN's only make about 42k. RN's would make 50k to 70k depending on a specialty and experience. http://www.indeed.com/salary/q-RN-l-Las-...How would we know if he would like it in Las Vegas when we don't even know this person??? He should do some research on the climate and visit to see if he would like it.
  • You can live comfortably anywhere on $72k, except maybe Manhattan. The median household income in the US is only $52k, and most households have multiple income earners. But you're not going to be making $72k as a nurse right out of college. Mid-career maybe, but not starting. We have no way of knowing how much you'd like it though.
  • Pretty goddamm sweet.
  • They're buying if they can get a loan.
  • yea, the surrounding "suburb" cities such as Gilbert, Queen Creek, Buckeye, Surprise all have cheap homes. BUT, if you work in metro Phoenix then be prepared to sit in tons of traffic commuting back and forth. Also, you can pick up a really cheap home in some of the not so appealing areas of the city. You get what you pay for.
  • Plenty of homes for sale, at what some believe are rockbottom prices. However, since the ___ hasn't even come close to hitting the fan yet, anything you buy now will be drastically upside down in a few years.
  • lot of repos out there, if you have adequate cash to cover fees, and down payment, look to purchase!
  • I am 20 years old, credit score of 720. I have two credit cards, I use them and pay them off every month. My debt to income is always very low. I make 40k a year. I had a stable career for 5 years, I have recently switched careers and have been with them for 1 month, will this affect my approval? I am looking to purchase in Phoenix Arizona, I am currently living in Washington. Thank you,
  • Based on numbers only, you could qualify for as much as $120,000 (about 3 times your gross annual income). The problem is your age...or more important, the shortness of your credit profile. Surprising that you could have had a stable career since age 15, but not impossible. Good luck.
  • A 720 is pretty good not great, most places like to see 3 open tradelines... A new job could affect a decision. A trick for credit cards its always good to keep 10% on there with a high avail. I can't say you won't get approved, but maybe wait awhile 6 mts to be sure the job is steady. Also would you have a down pymt, thats always imp. Good luck!
  • If your new job is in the same field as your previous work, you might be okay. If you switched job fields, then you'll have to wait a few more years (typically two). It doesn't hurt to contact a lender and meet for a pre-approval.
  • No you need more time with present employer.
  • I have a house in Arizona and have ownd it for three years but now is not worth as much as it was when i bought it if i do a modification loan will the bank reduce the price of the loan to the price that the house is worth right now. the price has droped from the day i bought it till now around $140k any help would help thank you.
  • just the monthly payment.
  • ummmmm NOO. just because your home dropped in value is NOT and I repeat NOT a good enough reason to call up your mortgage servicer and waste their time. For pete sake, there is no guarantee that home values will stay the same or go up; they are just like buying a car, they can depreciate. also, just so you know, you can't just call up and request a mod; you have to have missed at least 2 1/2 payments, ruin your credit and substantiate a financial hardship documentable by tax returns, pay stubs and the like. Please, don't waste your time and your mortgage servicers time by tying up the phone line.
  • I am currently a senior in high school and have narrowed down my choices to these two in-state schools, ASU and Embry-Riddle. I need some help/advice to which school would offer me the best education for my money and which would help me the most in my future when it comes to finding a job and pay. I want to major in aeronautical engineering and based on my educational background and extracurricular activities, I would receive around $8,000 worth of merit scholarship from both schools. I have a plan set out for each of these colleges. ASU: Go to school for 8 years to receive my masters Total cost with merit scholarship would be around $24,000 Embry-Riddle Option 1: Go to school for 4 years to receive my bachelors and do their ROTC program at the same time Go to the Air Force for another 4 years Total cost with merit/ROTC scholarship would be around $38,000-$56,000 (depending how much I get from the AFROTC) Embry-Riddle Option 2: Go to school for 4 years to receive my bachelors Total cost with merit scholarship would be around $128,000 Work to pay off loans for x amount of years Breakdown: ASU is $14,000-$104,000 cheaper than Embry-Riddle I can get my masters at ASU and cannot at Embry-Riddle (because they do not offer it) I do not have to join the military for ASU and would also not be in debt I would receive the third best aeronautical education in the nation at Embry-Riddle Which school/path would I benefit most from? Which option I receive the best education for my money? Which would be easier to find a job with and offer a better pay (a masters from ASU or a bachelors from Embry-Riddle)? I would really appreciate any feedback and advice. Thank for your time.
  • Any way your look at it, ASU is the better choice.
  • So I have read all the postings that talk about putting an ad in local news papers. That's all fine and good but I would like to know what office to go to and get the process started. Is there an office I can visit to get information? Please dont say get an attorney either.... These days you can do these things yourself and save lots of money. Just may take more time. Well when your spouse has been gone for 5 years time is not an issue. :)
  • Ok so the divorce kit is an great TOOL for someone who has a spouse to sign the papers. Having just gone through an inter-state divorce, I know the legalities of an abandoned spouse. Unfortunately. Keep in mind that the laws I am tell you about apply to NM and ME, but should give you a running start. 1. You must file spousal abandonment (4-7 years) with the clerk of courts in YOUR current city. You can then ask for a martial divorce decree from either the same clerk of court or the deeds office. 2. File the divorce papers $250 to $300. There is a clause in the decree that you spouse is unavailable to sign due to abandonment. 3. I know that this law varies so you will have to look into it but you have to make the divorce public by declaration. There are several ways to do this I suggest the way that the court will most easily accept and the cheapest: you have to post an ad in TWO local papers stating your name, spouses name and that you are getting a divorce, will any disagreeing parties write to or contact John Doe at PO Box ….. Now this is where the law differs in ME you have to have it posted for 3 months. In NM its two months. Once the time is done you will have to schedule a time with the family courts, MAKE SURE YOU HAVE A DOCKET NUMBER. Then you will go in front of the judge with copies of your divorce papers, and ALL the publishing’s that you have done to try and contact your spouse. You will then ask that due to abandonment that the judge force divorce. If he des you will have to go through the same thing posting in the papers divorce for 2-4 months. It is possible but unlikely that the judge will ask for proof of your abandoned spouse. You can prove this by years of bills all in your name, rent, utilities, loans, health insurance. If necessary you can get affidavits from friends and family but that is another story. Good luck, why 5 years? I would have done it after 6 months.
  • Well I'm not sure about your situation or the laws in Tucson but in the case that she left you there are some laws that will allow you to file divorced based on abandonment (depending on the situation). Now I'm no expert on divorce or local laws of Tuscon.. but I thought I'd throw that in just in case it is any use to you.
  • It is possible, there are a few options for divorce according to Arizona state law. Here's a site that provides details on the law, and your options if your spouse cannot be found. http://document-do-it-yourself-service.c...Pamela
  • file your divorce, then you have to send the husband a certified copy Find the last known address and send the certified copy, he may not be there, but you tried and when he does not respond your divorce will go through I had to do this with my missing ex too......Az is a no fault divorce state, they give it to you no matter what.
  • You can pick up a divorce kit in your local bookstore and do it yourself. The only time you need a lawyer is when the divorce is contested.
  • This link is to the Pima County Supreme court. There are self-service forms and instructions on the site, relating to your situation. I hope it helps. Good *luck*! http://www.sc.pima.gov/?tabid=112
  • The hispanics, trying to protect their relatives who are here illegally,are the ones blowing smoke up peoples azzes to cloud the issue. LET ME SEE IF I GOT THIS RIGHT. IF YOU CROSS THE NORTH KOREAN BORDER ILLEGALLY YOU GET 12 YEARS HARD LABOR. IF YOU CROSS THE IRANIAN BORDER ILLEGALLY YOU ARE DETAINED INDEFINITELY. IF YOU CROSS THE AFGHAN BORDER ILLEGALLY, YOU GET SHOT. IF YOU CROSS THE SAUDI ARABIAN BORDER ILLEGALLY YOU WILL BE JAILED. IF YOU CROSS THE CHINESE BORDER ILLEGALLY YOU MAY NEVER BE HEARD FROM AGAIN. IF YOU CROSS THE VENEZUELAN BORDER ILLEGALLY YOU WILL BE BRANDED A SPY AND YOUR FATE WILL BE SEALED. IF YOU CROSS THE CUBAN BORDER ILLEGALLY YOU WILL BE THROWN INTO POLITICAL PRISON TO ROT. IF YOU CROSS THE U.S. BORDER ILLEGALLY YOU GET 1 - A JOB, 2 - A DRIVERS LICENSE, 3 - SOCIAL SECURITY CARD, 4 - WELFARE, 5 - FOOD STAMPS, 6 - CREDIT CARDS, 7 - SUBSIDIZED RENT OR A LOAN TO BUY A HOUSE, 8 - FREE EDUCATION, 9 - FREE HEALTH CARE, 10 - A LOBBYIST IN WASHINGTON 11 - BILLIONS OF DOLLARS WORTH OF PUBLIC DOCUMENTS PRINTED IN YOUR LANGUAGE 12 - AND THE RIGHT TO CARRY YOUR COUNTRY'S FLAG WHILE YOU PROTEST THAT YOU DON'T GET ENOUGH RESPECT I JUST WANTED TO MAKE SURE I HAD A FIRM GRASP ON THE SITUATION...
  • No they can not and it is absurd the way they are assuming that the police are going start kicking down doors one by one and have buses lined up left and right and stopping everyone at every corner. They are pissed, the loop hole is being filled in by and at a State level, it is the same law as the Federal law and all they have done is given the State the authority to utilize this Federal Immigration law(s). Nothing new, nothing specially targeted at the hispanics, they just don't think that any laws should apply to them and all immigration policies should be decided by La Raza and those groups.
  • I agree.. They come like they own the place and think they can get free housing and drink beer all day and stare at girl's asses all day.. They act like this country some free for all place thatt oh I can just frolick over the border and everyone wil shower me with love! Ill shower them with *** kicking.. Arizona is following the law.. Our troops fight for citizens of America.. Not a land full of drunk illegals coming here for a free ride.. I hope this law gets passed everywhere.. If it doesnt I swear Ill explode.. For God sakes kids in california were dismissed from school for wearing OUR american flag shirts on cinco de mayo in OUR country.. Shows how far things are getting. Its time to stop it. This is the United States of America God dam it.. Not the United States of Illegals..
  • Racist or not, it shouldn't matter. Bottom line... illegals are here breaking the law the minute they step foot on US soil. In this scenario, I'm all for racial profiling, demanding to see id's, etc. (so is the majority of the legal citizens)
  • They changed it. It used to say that color language and dress could be grounds for suspicion, but it was cut out. Now it says it cannot be cause. But its not exactly the words its the implication. How are you going to suspect someone if you don't take color, language and dress into consideration.. It is just not clear and open for interpretation and error.
  • So what would be the resolving race based complaints, If I get stopped for "LOOKING" suspicious of being illegal? What? There going to give me a cookie and a pat on the back or are they going to give me that valuable time that was wasted? Please answer my question since you seem to know more than me because you read the bill.
  • There's that one clause from... or that part in section... but what about that last paragraph of... nevermind.
  • You won't see them answer this question! No because they don't want to - it's because they can't! 70% of Americans agree with you!
  • The lead attorney for the class action suit is Randall Stone. His office number is 480-730-0665 Richard
  • sorry, no i don't know any AZ lawyer handling the case. that's a bummer, good luck. may the force b with u.
  • You might find the information at classaction.com.
  • I once went to some career counselors to get help, and they referred me to a site called o net. Just look it up on google, and click on the link below Find Occupations. From there, you will see a few boxes where you can type. Click in the first one on the left, and type the words "clinical psychologist." You will then get a list of careers that closely match to what you are looking for. The first one will be that, and you will get all the information you need about clinical psychologists, such as education and training, and such. Scroll down to the bottom, and you will find the wages based on a national scale, but they also have a drop-down menu where you can find the salary and wages of clinical psychologists based on the state you want to work in. Trust me, this site will really help you.
  • A clinical psychologist often works for a universtiy and i am not up on current saleries.......they can supplement them with books, clients, and the like.......but there is no way of knowing for sure, only a ball park range at a university At payscale dot com there is an entire graf of pay scales for this.......starting at around 40,000$ the first year to 120000 after 20 years..... I cant imagine having a school loan that big, but people pay it as they can each year I would imagine someone in private practice might be able to make more, in the same range as a psychiatrist,
  • Ya. I don't know why Obama is being so kind to him and not talking about it. republicans would be talking about it constantly.
  • Please... he was never convicted of any dealings in that... neither was John Glen.... he was reprimanded for having bad judgment... and if people thought he was really guilty they wouldn't have voted him or Glen back in as their Sen. It's old news...
  • You can improve your credit score with knowledge, some time, some effort and not a lot of money. Start by learning the credit laws in the United States. The big one that will help you is that credit<!--bureaus must respond to disputes in a set amount of time or they have to remove disputed items from your credit report. http://best-loans.awardspace.com/creditscore.htm Get a copy of your credit report and go over it with a fine tooth comb. Find the inaccuracies; almost every credit report has them. Write letters to the credit bureaus, disputing the inaccurate-->items. If they can’t prove it’s correct or don’t respond in time, the items must be removed.
  • McCain is lower than $hit. The opportunist needs to hide his own skeletons. Group tied to al-Qaida backs McCain for prez http://www.wnd.com/index.php?pageId=5767...McCain's campaign manager, Rick Davis, and Ukrainian billionaire Oleg Deripaska, who is suspected of having ties to organized Russian crime. http://www.wnd.com/index.php/index.php?p...McCain didn’t report ties to Contra group http://www.politico.com/news/stories/100...Mob figures later implicated in Arizona savings and loan scandal http://www.wnd.com/index.php?fa=PAGE.view&pageId=57354
  • As I remember recently during a town hall meeting when a couple of people were stating that Obama was a terrorist and so on McCain did stand up for Obama and told the crowd that it was a false statement and that he respected Obama.
  • did you just crawl out of a cave? where were you when McCain called Obama a "good man" at a recent rally when the crowd started bagging on Obama?
  • Because McCain = Evil (liar) I don't trust him!! Obama All the way baby!! Obama is an outstanding guy.. and has morals.. unlike McCain!!! He is Scum!! Yes I know he stood up for Obama that one time...But I wonder what he says about him.. when he's not infront of a camera!!
  • Believe it or not McCain has alot of respect for Obama...don't fall for what the media reports my friend.
  • Maybe McCain thinks that one of those angry sore-loser wingnuts will "make his day".
  • Say what?
  • I have heard that at Palin rallies there is racism, example supporters shouting out "Kill the (n word)", and yet she does not stop. She should conmend it, but instead she attacks Obama more. A) Is it true Palin allows/encourages racism B) Why are the Rep. not stopping it, or are they are really racist!
  • Yes it's true and they let it go on because McCain has his own skeletons he does not want people to talk about. Group tied to al-Qaida backs McCain for prez http://www.wnd.com/index.php?pageId=5767...McCain's campaign manager, Rick Davis, and Ukrainian billionaire Oleg Deripaska, who is suspected of having ties to organized Russian crime. http://www.wnd.com/index.php/index.php?p...McCain didn’t report ties to Contra group http://www.politico.com/news/stories/100...Mob figures later implicated in Arizona savings and loan scandal http://www.wnd.com/index.php?fa=PAGE.view&pageId=57354
  • Palin is a total lunatic. I'm not sure if it's racism or just hatred. She's making him out to be someone who is different and untrustworthy and it's total bull. He's not the one that was just found guilty of abusing his power.
  • No one ever said "Kill the N----" Where are you getting your facts? Twisted and untrue. ONE person supposedly said "kill him" at the rally which I dont agree with for anyone to say. But before you get on your high horse, I wonder where you were the last eight years when horrible things were said about Bush. Someone even made a movie about him being assinated. Did you speak out then????
  • i doubt it. i wouldn't be surprised though but i guess she says pretty stupid stuff at her rallies...ie the war in iraq is an act of god (saw a video of it on yahoo) if it is true, and if she's vp, what kind of society would we live in where the vp supports racism?
  • How can you republicans say ITS NOT TRUE!!!! I mean she said HE PALS AROUND WITH TERRORISTS, practically calls him one, and attracts all the scum of society to her rally (pity they can't be rounded up and shipped back to Alaska with her) and then you wash your hands of it all and say NOT OUR DARLING PIG IN LIPSTICK....nuh uh. Get real. They are hate mongers. End of story. And she is a filthy stinking liar: http://www.youtube.com/watch?v=I_FD1DNwP...that should be IMPEACHED.
  • it's true she gets the people going and then says nothing to stop it nice woman I don't want that kind of person as VP
  • you=misinformed sure there might be one or two nutjobs but there are crazies everywhere you dont think their are people at obama rallies racist against whites please
  • Because it's not true. The Obama campaign hires people to do that, to make her look bad. They'll do whatever they have to do to win.
  • They are NeoCons. It is what THEY do. It'slife
  • You can buy broad form liability insurance. It is also called non owner liability insurance. You will get an insurance card in your name but it does not list any vehicle since you dont own the car. You can drive any car in a class allowed by the policy.
  • If you borrow her vehicle, you borrow her insurance. There is no way around it. Non-ownership insurance is for people that have had their license taken away, and they need to have to get their license back for legal court issues. She will need to take the risk on you. If you purchase insurance, and you get into an accident, it would not cover her vehicle anyway. You both should talk to her local agent.
  • I have the chance to move to Phoenix. My only concern is that it will be hard for me to find employment. Although I am trained in many fields, administrative, loans, property management. I am extremely scared that I will not be able to find a job due to the current economy. If anyone can shed some light that would be great.
  • is awsome to come and buy a House now is really hard to find employment i have a year and iam trained just like you in different fields i was a Executive Admin. Assistant and have applied to different fields positions and nothing really that will pay your bills they are looking for Bachelors degrees and paying you a low wage so my advice if you can survive a little while with out employment come on over.
  • i could recommend you progression to northern Arizona and not interior the Valley of the sunlight. there is an unlawful inhabitants element that has risen over the years and the themes with the youngsters of that element are destroying the great city with the violence and worry interior the faculties. Prescott, and Flagstaff are greater risk-free and are small cities with enormous allure. you could strengthen toddlers there and not be concerned approximately gangs and the transients that are available the process the cities in the process the iciness months and stay until eventually they are harrassed by potential of police, formerly shifting someplace else interior sight. there is ideal Sedona in between the two cities which you may rather desire to be sure with crimson Rock Crossing, and Slide Rock for game. you will no longer have the severe warmth in summer season in Prescott or Flagstaff, and you will even see snow interior the iciness sometimes. they have the appropriate small city sense and are ideal for elevating a family participants. And it is not any longer that long of a force to the enormous city of Phoenix to do significant procuring.
  • 042811 KTAR620Sports 555= CADILLAC 855= FRAY SI= INFINITE 347= STEAL 545= D&W @ Cadillac Ranch 4/28= FIFTH PICK G&A @ Marjerle's 4/28= PICKS KTAR923News 815= WIND 1120= ROSE 203= DANGER 320= WAVE 802= HEAT KTAR Rewards Insider Newsletter 4/28=WESTMINSTER MIX96.9 ROYAL === TRIVIA === 4TH_GRADER= National Park Service BLINDED SCI= Smallpox JEOPARDY= aeropostale WEEKENDS= Always strive to excel SLEUTH= SALMAGUNDI Consumer= Front Seats DSN I= Shrubs DSN II= for whole wheat flour DSN III= Toto was what breed of dog Healthcare= yes; the risk of ED is twice that of a person who does not smoke Healthcare II= both of the above Healthcare III= seek treatment HSW= Sometimes HSW II= Portland, Oregon HSW III= A popular ski center HSW Military= Games= 11 SYC= A new legislative body called the directory SYC II= They're performers in the circus SYC III= Using living tissue as actuators for electronic devices Get Smart= Mixed-use properties do not qualify for 203(k) loans Monster= Green Energy Monster II= Advice Hot Music Trivia= one x Hot Music Video= true
  • TRIVIA 4th Grader: The National Park Service Blinded by Science: Small pox Consumer Guides Auto Trivia: Front Seats Discover Something New: Shrubs Discover Something New II: Buy local food Games 'n eCards Trivia: 11 Get Smart Challenge: Mixed Use Healthcare: yes; the risk of ED is twice that of a person who does not smoke Healthcare II: Both of the above Healthcare III: Seek treatment HowStuffWorks.com: Sometimes HowStuffWorks.com II: Portland, Oregon HowStuffWorks.com III: A popular ski center Jeopardy: What is Aeropostale Monster.com: Green energy Satisfy Your Curiosity: A new legislative body Satisfy Your Curiosity II: They're performers in the circus Weekends Trivia: Always strive to excel MUSIC Classic Rock Challenge: Let it be Classic Rock Music News: 'CAN PHYSICALLY DO' ANOTHER REUNION Country Music: Gretchen Wilson Country Music Video: Old fashioned corded Hot Music Trivia: One X Hot Music Video: True Music Challenge: Those around him Music Trivia: False Music Pop Quiz: Ministers Music Quiz: The Coasters Rock Music Trivia: True Top Video: Red Variety Videos: CLOUDS L&W MIX 96.9 WOD: ROYAL KTAR 620 5:50; CADILLAC 8:50: FRAY SI$: INFINITE 3:47: STEAL 5:50: KTAR 92.3 8:20: WIND 11:20: ROSE 2:03: DANGER 3:20: WAVE 8:02: HEAT Newsletter: WESTMINSTER KEZ 99.9 9:00: TONY 2;00: RUSSELL 5:00: MONICA KOOL 94,5 9:00: KC & The Sunshine Band - That's The Way (I Like It) 12:00: Stevie Wonder - Higher Ground 4:00: It Don't Come Easy 6:00: Shadows Of Knight - Gloria KNIX: 102.5 10:00: HEART LIKE MINE 3:00: NEVER WANTED NOTHING MORE 7:00: A LITTLE BIT STRONGER AZFAMIY CH3 WOD: PICK KMLE 107.9 Secret Password: PLAY SLEUTH: SALMAGUNDI
  • US99.5 WUSN – Chicago Nascar – Kevin Harvick Taylor – Tear Drops Artist – Alan Jackson Trish’s – Beef 4th grader – National Park Service Blinded by Science – Smallpox Consumer – Front seats Country Music – Gretchen Wilson Discover Something – Shrubs Discover Something II – Half of the white flour can be substituted for whole wheat flour Discover Something III – Toto was what breed of dog? Get Smart – Reduces greenhouse emissions Healthcare – The risk of ED is twice that of a person who does not smoke Healthcare II – Both of the above Healthcare III – Seek treatment HSW – Sometimes HSW II – Portland, OR HSW III – A popular ski resort Jeopardy – What is Aeropostale? Monster.com – Green Energy Monsters.com II - Advice Sleuth – Salmagundi Satisfy – A new legislative body called the directory restored order to France prompting the end of the revolution Satisfy II – They’re performers in the circus Satisfy III: Using living tissues as actuators for electronic devices Weekends – Always strive to excel
  • WMIL Town - HARtford Artist - ZAC brown band Team - NEW york mets Facebook - GREen grass Cafe - HarZacNewGre Consumer-FRO Discover-SHR Discover2-WHE Discover3-TOT Get Smart-MIX Healthcare-TWI Healthcare2-BOT Healthcare3-SEE How-SOM How2-POR How3-SKI Wheel of Fortune – Liv Games - 11 Sleuth – Salmagundi – Gun Monster.com-GRE Monster.com2-ADV Satisfy-LEG Satisfy2-CIR Satisfy3-ACT copy and paste froshrwhebototwimixseeliv11 somporskigreadvlegciractcas 97.3 Now Music - Ministers Video - Red Buzzwords 7:13 - BALance 11:13 - 3:13 - 7:13 - 95.7 Oldies Music - The Coasters Vintage Video - NY In Word FORest 99.1 The Mix Music - Both · KTAR Rewards Discover Hyundai Trivia=$5.00 Special Olympics Arizona Trivia Question 1: false Question 2: Eunice Kennedy Shriver Question 3: e. All of the above KTAR Rewards Cardon Children's Hospital Trivia Question 1: Banner Health Question 2: ? (I got it wrong) Question 3: not-for-profit Question 4: 248 Question 5: 1400 S. Dobson Road Mesa, AZ
  • Could You graduate from the 4th grade? – BULGARIA Country Music – GRETCHEN WILSON Deal Of The Day - Blog Deal Of The Day II- Explanation Deal of The Day III – Five Games n' eCards – 11 Name That Question - TUPELO, MISSISSIPPI? Satisfy Your Curiosity III – Actuators Sleuth Trivia – Salmagundi Sports – JIM DUGGAN This Day in Canadian History - STEPHANE VENNE Trivia Thread for April 28 – 11bloexpfivactgun
  • KTAR 620 Wolf WOD - Fray Ash WOD - Steal KNIX 102.5 10:00 L&W - Heart like mine 3:00 L&W - Never Wanted Nothing More
  • WWYZ 92.5 country-Gretchen Wilson CV-old fashion corded Games-11 Sleuth-salmagundi Jeopardy-Aeropostale Blinded-small pox 4th grader-National Park service weekends-always strive to excel Consumer-front Get smart-mix Monsters-green Monster2-advice discover-shrub Discover2-wheat Discover3-toto HSW-some HSw2-Portland HSW3-ski Satisfy-legis Satisfy2-circus Satisfy3-actuator Health-twice Health2-both Health3-seek Bosh-towel Town-A Wendy-Ink Wendy lunch-Jelly beans Bama-peanut Bama's drive-versace Facebook-Sprout Thoughts Prayers and good wishes to all. Jeff WTIC word-Safe newsmaker-
  • KEZ 99.9 9:00 - Tony 2:00 - Russell 5:00 - Monica
  • KOOL 94.5 Kool Kickoff - KC & The Sunshine Band All Request Kool Cafe - Stevie Wonder MIX 96.9 word of day - royal AZ Family GMAZ word of day - pick KEZ 99.9 10am - Tony KTAR 620 5:50am - cadillac 8:50am - fray SI Numbers - infinite KTAR 92.3 8:15am - win 11:20am - rose KNIX 10:00am - Heart Like Mine (thanks Ross H) 7:00pm - A Little Bit Stronger That's all I can do today.
  • KTAR 92.3 8:15 - wind 11:20 - rose 2:02 - danger 3:20 -
  • I know of someone in Arizona that was offered a deal by someone claiming that after the stock market crash of 1929 the Rockefeller family took out insurance policies on birthdays so if there was another crash people could collect and recover their money. This person told the other person that it would $4,000 to do the paper work and she would loan him the money. I say it is a scam....Does anyone know of a scam like this going around. I would hate to see this person ripped off.
  • Its crap, back in the 20's you could take an insurance policy out on anyone. Now you have to be related because people cheated the system so much. But to think they took out policies and you can get in on them?? SCAM
  • It's a scam. If the person gives the other person four thousand dollars, he'll either disappear with the money, or make up more excuses to get more money.
  • it sounds like a scam
  • For most of American history, most people rented their homes. Prior to WWII, most Americans rented. "The American dream of homeownership" occurred during the post-war economic boom when Americans had the money to take advantage of the Federal Home Loan Bank system (subsequently wrecked in 2005-2007). So as long as unemployment and underemployment are high, there can be no housing recovery right? Unless residential real estate is appreciating in value, people will not buy right? Sure the stock market is doing good, but it looks to me like a "jobless recovery". Without a well employed workforce, there does not seem to be confidence that it is a good investment to buy a home in the overbuilt states of CA, AZ, NV, FL, and MI (one fifth of the pop. of the USA). So .... where are all the new jobs going to come from? (I accept that this question might be answered by 2020) Do you agree?
  • Ill say this much as far as the city of Orlando where i reside here there was a huge condo conversion boom in the last few years and is almost impossible to find an apartment complex to rent that isn't already converted and own by a bunch of firms with lawyer investors i my self been looking to buy property to rent but when it comes to HOA and Taxes it is so high that in order to make a profit your looking at hiking up the price but then it will sit vacant since so many others who already paid of their condos are renting them dirt cheap. My only hope is to buy rent for cost and hope that in 4 to 5 years market turns around and hopefully then i can get money out of them when i sell them, and as far as houses those cheap enough to buy have been destroy on the inside that it will cost again a large chunk of your investment cash and again you will need to rent low to stay competitive and break out even.
  • For most of American history, most people rented their homes. Prior to WWII, most Americans rented. "The American dream of homeownership" occurred during the post-war economic boom when Americans had the money to take advantage of the Federal Home Loan Bank system (subsequently wrecked in 2005-2007). So as long as unemployment and underemployment are high, there can be no housing recovery right? Unless residential real estate is appreciating in value, people will not buy right? Sure the stock market is doing good, but it looks to me like a "jobless recovery". Without a well employed workforce, there does not seem to be confidence that it is a good investment to buy a home in the overbuilt states of CA, AZ, NV, FL, and MI (one fifth of the pop. of the USA). So .... where are all the new jobs going to come from? (I accept that this question might be answered by 2020) Do you agree?
  • I agree with you about 99.9%. The appreciating value of of homes part is where I slightly differ and will throw in my 2 cents. Prices do need to appreciate, but NOT near what we saw during the past decade. Housing prices need to AT MOST appreciate with inflation. That is the historical average over the last 70 years. When prices appreciate above that, then you get into housing be unaffordable for the average family. In LA where I live, a decent house cost $500k, but the average family of four can only afford half of that. However, the one kink into that, is that wages for the last 20 years HAVE NOT kept up with inflation. We no longer enjoy the benefit of each year our payments hurt a little less due to salaries and inflation being in line with each other. Those states will be a renter's paradise, with the exception of CA. CA will be the exemption because even with the drop in prices, we are still too expensive. People will be renting, not because it is cheaper, but because housing is STILL too expensive for 90% of people wanting to buy a home for the first time.
  • Ben: C'mon now, if you're ready for college, then it's time that you familiarized yourself with the financial aid system. The US Department of Education provides billions of dollars of aid every year, and more than 10 million US college students receive one or more forms of this assistance. Furthermore, the federal government is hardly the only source of financial aid - they may be the largest single provider, but your state and your school also offer their own financial aid assistance. If you want to be considered for your share of financial aid, you'll have to apply - the one-size-fits-all application is known as the Free Application for Federal Student Aid (or FAFSA), and that's the form you'll need to complete if you want to be considered for just about any available types of assistance. Do yourself a big favor and spend a half hour with this booklet from the Department of Education. It's called "Funding Education Beyond High School: The Guide to Federal Student Aid", but it's really far more than that, because it explains pretty much the entire financial aid system - loans, grants, scholarships, the Federal Work Study program - it's got it all. You'll also learn what to watch out for, because there are scams and crooks out there who would like nothing more than to take advantage of confused students looking at aid for the first time. Once you've read this booklet, you'll have a much better sense of what kinds of assistance might be available to help you afford the cost of NAU, or any other school that you might like to attend. Good luck to you - I know this booklet will help!
  • Good luck with that. Money is the primary reason many do not attend college, or are unable to - even those with a perfect GPA. Your only option is to earn money quickly. Bartending is an excellent way to make quick money in large amounts - but that depends on where you live as you won't make that much working in a small town. If this particular university has a payment deadline around mid-semester or later, or if they don't drop the classes of students late in payment, I think you're chances of making it are better than not, but expect to be perpetually broke.
  • Colin Powell is considering endorsing Barack Obama. If you don't know, Powell is a four-star general, former national security advisor, former secretary of state, former chairman of the joint chiefs of staff, and a Republican. Do you think if there was any question about Obama's past that maybe, just maybe, he would know about it? Do you honestly think that if Obama was a muslim terrorist that he could get past Colin Powell? Some of you people need a lobotomy. http://news.yahoo.com/s/politico/2008101...
  • McCain can only hope to win w/fear tactics instead of issues. To J&J: Can you explain McCain's judgment here: Group tied to al-Qaida backs McCain for prez http://www.wnd.com/index.php?pageId=5767...McCain's campaign manager, Rick Davis, and Ukrainian billionaire Oleg Deripaska, who is suspected of having ties to organized Russian crime. http://www.wnd.com/index.php/index.php?p...McCain didn’t report ties to Contra group http://www.politico.com/news/stories/100...Mob figures later implicated in Arizona savings and loan scandal http://www.wnd.com/index.php?fa=PAGE.view&pageId=57354
  • No one has ever accused him of being a terrorist, he's a US Senator. His judgment is what was in question because Ayers did commit crimes were he bombed buildings and when asked said his only regret was he didn't do more. And his 20 association with a Reverend who repeatedly preached hatred towards white people, so much so Oprah left his church. The old saying about "birds of a feather flock together" comes into play here. If the man has shown repeatedly that he doesn't have the good sense to not associate with people like this in his past, then what sort of people will he use as his advisers and is it good for this country? Character and sound judgment are very important qualities in a President and if you can't see that then I'm sorry.
  • Wow! These answers are good. I'd like to give the Best Answer to these. Carourou is right on! J&J hasn't been listening. Obama already has a top cabinet that's backing him now, and it's not Wright, Ayers, or the like. You need to get off that Foxx fix! With all the backing that he has from the smartest to the richest, I wouldn't think he's a terrorist, would you?
  • Powell is not - deal with it. But think about this. If Barack Obama would apply for a job with the FBI or with the Secret Service, he would be disqualified because of his past association with William Ayers, a known terrorist. If he is elected President he would not qualify to be his own body guard!
  • J&J...McCain has some poor judgment as well wouldn't ya say? John McCain: Keating 5/Charles Keating Rick Davis Larry Pratt G. Gordon Liddy Rod Parsley John Hagee Oregon Citizens Alliance Marylin Shannon US Council for World Freedom Sarah Palin: Alaska Independence Party Joe Vogler 'Trooper-Gate'
  • If Obama really were such a threat, wouldn't the CIA, FBI, or other national security agents have dealt with him long ago? Or at least not let him get to the position of running for president? Use your heads, Americans. You think our national security is at the mercy of officials elected by us and the electoral college?
  • I'm a little confused. Let me see if I have this straight.....(hope I'm not offending anyone) * If you grow up in Hawaii, raised by your grandparents, you're "exotic, different." * Grow up in Alaska eating moose burgers, a quintessential American story. * If your name is Barack you're a radical, unpatriotic Muslim. * Name your kids Willow, Trig and Track, you're a maverick. * Graduate from Harvard law School and you are unstable. * Attend 7 different small colleges before graduating, you're well grounded. * If you spend 3 years as a brilliant community organizer, become the first black President of the Harvard Law Review, create a voter registration drive that registers 150,000 new voters, spend 12 years as a Constitutional Law professor, spend 8 years as a State Senator representing a district with over 750,000 people, become chairman of the state Senate's Health and Human Services committee, spend 4 years in the United States Senate representing a state of 13 million people while sponsoring 131 bills and serving on the Foreign Affairs, Environment and Public Works and Veteran's Affairs committees, you don't have any real leadership experience. * If your total resume is: local weather girl, 4 years on the city council and 6 years as the mayor of a town with less than 7,000 people, 20 months as the governor of a state with only 650,000 people, then you're qualified to become the country's second highest ranking executive. * If you have been married to the same woman for 19 years while raising 2 beautiful daughters, all within Protestant churches, you're not a real Christian. * If you cheated on your first wife with a rich heiress, and left your disfigured wife and married the heiress the next month, you're a Christian. If you teach responsible, age appropriate sex education, including the proper use of birth control, you are eroding the fiber of society. * If , while governor, you staunchly advocate abstinence only, with no other option in sex education in your state's school system while your unwed teen daughter ends up pregnant , you're very responsible. * If your wife is a Harvard graduate lawyer who gave up a position in a prestigious law firm to work for the betterment of her inner city community, then gave that up to raise a family, your family's values don't represent America's. * If you're husband is nicknamed "First Dude", with at least one DWI conviction and no college education, who didn't register to vote until age 25 and once was a member of a group that advocated the secession of Alaska from the USA, your family is extremely admirable. **6 of the past 8 years have been a Republican Majority and Presidency BUT what has happened to the country is ALL the democrats fault. That one is just simply a Impossible Sell and Only Exteme Right Wing nutjobs who watch Fox News, listen to Rush Limbaugh and Hannity and the other right wingers believe that nonsense. OK, much clearer now. So glad to know, TRUE change is coming. Not the same old politics, fear and smear GOP Tactics. I CHOOSE HOPE OVER FEAR. 31 seconds ago Source(s): www.foxattacks.com
  • Well Barrack Obama is not a terrorist.. Do terrorist go to church? Do terrorist run for president and make it? Do you honestly think Obama is a terrorist? If so then you need to do some research!
  • I hope that is the case. The deaf ear of the McCain supporters needs to be "cured" from the refusal to accept the truth. The link by J&J actually proves that the deaf ears and refusal to accept truth are there. "Here's Obama's own words about Wright and Ayers. Worth the watch." http://www.youtube.com/watch?v=pfqPOf6w6...And here are McCain's own 60 Minutes interview words: http://www.youtube.com/watch?v=8BCLrmCWC...
  • If Bill Ayers is a terrorist, why isn't he in jail? Instead he is leading a normal life as a college professor.
  • Haven't you seen? The Keating 5, adulterer candidate told his supporters today that Obama is a descent family man, is not an Arab and nobody should be scared of Obama as President. He also said he respected his accomplishments but he just disagrees with him on the issues. Then his own rally started booing him...LMAO. So yes, I would agree that the Secret Service will have their hands full between now and the next four years, if he gets elected. Hey Java, since Jerome Corsi is such an upstanding man and tells the truth in his articles, then McCain’s connections to terrorists, communists and the Mafia should be worrisome. Group tied to al-Qaida backs McCain for prez http://www.wnd.com/index.php?pageId=5767...McCain's campaign manager, Rick Davis, and Ukrainian billionaire Oleg Deripaska, who is suspected of having ties to organized Russian crime. http://www.wnd.com/index.php/index.php?p...Mob figures later implicated in Arizona savings and loan scandal http://www.wnd.com/index.php?fa=PAGE.vie...We should take a look at another story that raises a red flag about McCain’s “bad judgment” links and connections. McCain didn’t report ties to Contra group http://www.politico.com/news/stories/1008/14436.html
  • Yes - They are stoking hate at all their rallies. We all know there are plenty of people out there "on the edge". God forbid anyone take their hate too far. McCain and Palin are playing to that lowest denominator to try and change their slide in the polls. This usually works, because the electorate doesn't always pay close attention to elections. This year is different, though. Everyone is paying very close attention, thus these smear tactics will not work.
  • yep. If Obama wins hate Mongers will use that to build an even bigger army. That is what this country was built on and it is a shame we can't get over it. The world is leaving us so far behind. I mean China is even walking in space now. What a shame it's like 2010 and racism is alive and well on both sides. Will it ever change. Probably not.
  • Hopefully he will not be killed by some frustrated white f-cking -ss hole racist who will feel entitled to do so because of the atmosphere of slander and abuse that is being created. I will personally report any abusive verbal behavior against Palin or McCain here on Y/A as much as I abhor them.
  • The secret service is actually investigating the McCain/Palin campaign
  • People are mad about how he has side steped issues. They are questioning his associations with people who have had a life long record of being/doing radical things. People are angered about the amount of socialism they feel Obama will introduce which will likely severely hurt this nations economy. But obviously....as you can see from the answers Obama will never do any wrong and obviously any questions of his judgement will be abhored as racist.
  • Hey Liberal, it is not "hating" Its the truth Your golden boy has nothing but anti-Amercian radical friends. Ho read Shelly Obama's paper on how socialism is better than Democracy. Oh that's right, You cant. Its been pulled by the school, so no one can see the Truth. There are none so blind, as tho who will not see
  • hell no we don't believe all that they are just some haters always hatin on obama but never talk about the real issues
  • FYI "iniquity" = sin, so I suppose you meant inquiry. To the user there is virtually no difference, except one would have to belong to a specific group to join a credit union set up by and for the benefit of that group. Interest rates and fees are a little different, but that can be true between competing banks. Credit unions are smaller and so usually more friendly and willing to help. CU's are also not responsible for the housing mess this country went through because they are more conservative and honest. {They are depositor owned, and thus answerable to their members.}
  • A credit union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members.[1][2][3] Many credit unions exist to further community development[4] or sustainable international development on a local level.[5] A bank is a business. It is out to make money with your money. http://en.wikipedia.org/wiki/Savings_and...You didn't look very hard. All i did was Google " credit unions".
  • I am interviewing for a job in Arizona, which is a cheaper part of the country than DC where I am now. However, due to student loans, etc. and other obligations, I need to make close to what I make in salary here now. I never really negotiated salary before but usually just took whatever is offered. This time, I would need to make in the upper range of what the position is listed for. Is there any particular technique or things I should say if it gets to the second stage of the hiring process on salary? And, would I just decline the job if they cannot match that higher part of the salary range that is advertised?
  • Have you tried finding out how much others in your position are being paid? This can help provide a frame of reference when negotiating a higher salary. http://www.payscale.com/research/US/Coun...
  • When she fills out the application for the new title she lists herself as a lienholder.
  • they have the proper forms at the DMV. It's a piece of cake.
  • I live in Arizona, and make roughly $900 a week before tax. I am single, with no dependents. At my last job, I made less money (roughly $350 a week), claimed 2 on Federal, and ended up owing $180 at the end of the year. I don't mind owing a little, I just don't want to get back several hundred or more dollars at the end of the year. (The gov't won't give me an interest free loan, why should I give them one?) If I kept my decelerations the same, will this come out similarly now that I am making more? Thanks for any advice!
  • Hi, I could help you about Federal tax only : If you get paid by weekly, single status, 2 allowances on W-4, then : 900 - 142.30 = 757.7 ( 142.30 is your 2 allowances, on page 35 of Pub 15 ) F/W = 91.4 + 25% ( 757.7 - 704 ) = 104.83 SS = 900 x 4.2% = 37.8 Medicare = 900 x 1.45% = 13.05 Net pay = 900 - ( 104.83 + 37.8 + 13.05 ) = 744.32 F/W for one year : 104.83 x 52 = 5,451.16 Your wages : 744.32 x 52 = 38,704.64 As you file your return 2011: 38,705 - 9,350 = 29,355, this is your taxable income. Your tax liability would be : 850.00 + 15% ( 29,355 - 8,500 ) This is the formula on page 6 of 1040ES. 850.00 + 5,214 = 6,064 So, with your F/W for 2 allowances, you have only : 5,451.16 while your tax liablity is 6,064. You have to pay back : 6,064 - 5,451= 613. You should claim 0 or 1 to avoid owing tax . Good luck to you!
  • 1000 x 50 = 50,000 - 10,000 exemptions = 40,000 taxable; table says $6,200 .... divide by pay periods, and look through schedule E (query at irs.gov - or try paycheckcity or other payroll calculator) and see how many "dependents" you should claim to be very close to 6,200 withheld. SHORT ANSWER: go with S-1 .... WARNING about S-2: you actually owed $580; but that was offset with the Make Work Pay $400 credit - which does not exist for 2011. idk about state taxes, either. What is happening now on your paycheck? - just multiply it out for the year.
  • If that's your only income, then put "single" and 2 exemptions - just like the instructions on the W-4 state. Your old job situation is irrelevant.
  • I have been renting a house in Arizona for 3+ years and recently I received a notice in the mail from the mortgage company that the landlord has not been paying and there is an auction date set on the home. In discussing with the landlord he said that he is trying to renegotiate his loan for a lower payment. Turns out what he's actually doing is going through a short sale process. Meaning that I'm now subject to opening the home that I live in and exposing all my possessions to random strangers. Not something I am comfortable with especially considering I've always paid my rent on time. The current lease that I signed is good through the end of 2011, however he's obviously not expecting to honor his part of it, and I'm wondering if I am obligated to stay through the short sale or if his defaulting on the mortgage is considred a breach of contract and if its something that allows me to get out of the lease? Any help would be appreciated. Also some other points that might help, this was for sure an arms length transaction, I'm in no way related to the land lord.
  • No, selling his property in no way breaches your contract. It does not allow you to get out of the lease, the lease is sold along with the house. Your lease should not be effected by the sale. If it is foreclosed you continue renting from the bank for 3 months, however, the bank will allow you to move earlier.
  • I can't give you any legal advice on this matter, but I have been through the same situation and I will tell you that you need to be very aware of this situation. I rented a house in Baltimore and started get letters saying the house was going to foreclose and so on and so forth for a month or so. I contacted the landlord and he told me that he was in the negotiation process with the bank and that my lease would not be affected. I continued to live there and abide by the terms of my lease until I got a letter from the bank addressed to me that said the house was being foreclosed on and not to continue paying my rent because after October 31st I was no longer allowed to live there and I was not going to be entitled to a refund for any rent paid after the 31st. I talked to my landlord and again he told me that I wasn't going to get kicked out and to keep paying my rent. A week later I got the same letter from the bank again saying I should be trying to move out. I didn't trust my landlord so I moved out and sure enough the house foreclosed 3 days later. I don't know whether or not the bank would have allowed me to rent from them, but judging by the warnings they sent I don't think they would have. Anyway, this is by no means a substitute for real legal advice. It's just an account of what happened to me. I would see if there is anyway you can get in contact with the bank sending the letters. If they've only sent 1 so far then you are probably a little while away from the actual foreclosure. If I remember correctly when this happened to me it started with one and then the letters became more and more frequent as it got closer to the foreclosure date. I just wouldn't trust your landlord in this situation. If you're paying your rent then he should be using it to pay the mortgage so to me that is shady.
  • No, no, and no. In most states, the lease transfers with the sale of the home. You can contact the owner and the real estate agent and tell them that you are willing to do a cash for keys deal where you move out in exchange for X amount of dollars, that way they don't have to deal with your lease. His defaulting on the mortgage and selling the home has no bearing on your lease agreement. It stands. In fact, should you stop paying rent and move out, he can sue you for back rent and get you in all kinds of legal ways that can crew with your credit and your record. You have no grounds to deny access to potential buyers. AZ law: http://www.azleg.gov/ars/33/01343.htmIt states that when reasonable, the landlord must give you 2 days notice before he or his agents enter. As long as he does so, you have no right to refuse access. If you are worried about exposed possessions, take all your valuables and put them in a safe, locked box, or move them to a safe location.
  • You may have the right to stay in the home for a full 6 months from the date you were notified the home is in foreclosure. Google: Tennat Rights Under Foreclosure. Hud: http://portal.hud.gov/hudportal/HUD?src=...NOLO is a free legal website around for over 10 years. http://www.nolo.com/legal-encyclopedia/r...Rental Law .com has info (but dont trust it - enter at your own risk) http://www.rentlaw.com/
  • nicely i'm efficient alot of human beings are not efficient. a number of those names are rather new. except they are fascinated with a difficulty that would contain this way of circumstances, then no, the final public would not favor to understand. besides the indisputable fact that, it would want to behoove maximum to a minimum of understand the version between them and there is a ton of preparation on-line for those looking for an coaching.
  • My husband is named after his loser dad and has been wanting to change his first and middle name for years he has gone by his middle name his whole life anyway, but we don't know how much it will cost. Does anyone know how much it costs for all these things in Maricopa county? The court papers for a name change Social Security Drivers License Marriage License Birth Certificate To run an add in newspaper ( I heard you have to do this) Vehicle Registration Vehicle loan Bank Account Medical Insurance
  • The petition for name change will cost $286 and does not seem to require running an ad if your spouse agrees. Everything else should be free, except maybe the birth certificate and driver's license. Those would simply cost the amount a new copy normally costs, which is negligible.
  • Maricopa County Name Change
  • "E-mails gained via skill of the Houston Chronicle instruct that federal government have ordered proper right here changes on the keeping centers for unlawful immigrants: greater effective kind in menus, sparkling veggie bars, self-serve drinks, continental breakfast on weekends, action photograph nights, bingo, arts and crafts, dance and cooking education, tutoring and computer education." appears like BS to me. If federal funds replaced into alocated to purpose this this is going to be very eaqsy to make effective how plenty replaced into spent and what advancements have been made. have not you people found out your lesson approximately nameless aspects from the India trip debacle?
  • Unless you're about to be evicted or need cash for an emergency medical situation you should just wait. E-file refunds are quick. Depending on your bank you would probably be better off bouncing a few checks than doing what you're considering but I don't know the specifics of your situation so I can not say for certain.
  • Those loans are scams....you will pay OUTRAGEOUS fees and interest. There is a reason why smart people don't use those things.
  • Well, Tucson is a nice place, but it's getting harder to get student loans so make sure you can get them first. The U of Arizona is a great school. You should move somewhere for a year to get residency and reduce your tuition amount, though.
  • It sounds like you need to try out somewhere like North Carolina. Or Pennsylvania. Both a lot quieter than NY.
  • Maybe North Carolina OR Los Angeles VERY SOCIAL!!! But LA is expensive but social
  • ILLEGALS OF ALL RACE AND COLOR GTF OUT WE DONT WANT YOU HERE DESTROYING AMERICA WE HAVE OUR OWN ELECTED OFFICIALS, JUDGES, LAWYERS, PHARMACUDICAL COMPANIES, STOCK MARKET SWINDLERS, SHADY LOAN OFFICERS REALITY T.V. SHOWS AND OVERPAID ATHLETES TO DO THAT FOR US SO KICK ROCK Here is the Judge trying to stop Az. law from going into effect. Call her and voice your Opinion HONORABLE SUSAN R. BOLTON Phone: (602) 322-7570 United States District Court Sandra Day O’Connor U.S. Courthouse, Suite 522 401 West Washington Street, SPC 50 Phoenix, AZ 85003-2153
  • We should all be praying for our country and our leaders even though I know this is not what anyone wants to hear. It has been reported that Susan R. Bolton has been receiving death threats, so I believe that people should really leave her alone at this point. She was appointed years ago by the honorable President Bill Clinton. Truth, none of it really matters anyway. All of the yelling, screaming, name calling, and bickering in the world will not change anything. I am so used to working hard and taking care of my own, and I will continue to do so. I will also continue to be grateful and respect my country and my fellow citizens until the day I die. I will also go to my grave very PROUD knowing that I had absolutely nothing to do with slavery, racism or any other card they want to throw my way. I will also protect my family until the day I die, and it does matter what the color of someone's skin who threatens someone's life, what matters then, is how damn fast you can run. :-) May God Bless You All!
  • Before we get all pissy, Susan Bolton is only a bump in the road. She does not mean anything at this point, so why call her? We will appeal it all the way to the supreme court. So get over it! Her ruling is not relavent anymore.
  • I would like to kick her teeth in, myself. She has to stick up for her own, she is of Mexican decent.
  • It's pharmaceuticals you moron. Learn English or get the hell out of America!
  • Has anyone attended NRU in Arizona? I attended a seminar just last week regarding NRU and investing in real estate. It seems like a get-rich quick scheme because at the end of the night, the person who invited us wanted my friend and I to get started which meant putting up $20,000 (which I don't have) and/or making a loan for $30,000, or borrowing the cash from a family member, or tapping into my IRA, or maxing my credit cards (you get my drift). If you have first hand experience with NRU, please tell me your honest opinion and/or recommendations with this university... ~A-L-O-H-A~
  • S-C-A-M
  • RUN AS FAST AS YOU CAN AWAY FROM THEM! I don't have personal experience with them but I can pretty much guarantee that if it sounds like a get-rich-quick-scheme then it probably is. You should NEVER go into debt to make an investment! You might want to check out Dave Ramsey's books and website for good investing advice.
  • We are moving from Arizona to Washington later this year I drive a truck and want to ship it but they say they need my help getting up there hauling a trailer and other items. Anyways I said I would do it on the condition that they must pay for new tires brakes/pad/shoes extended the warranty I paid for and basiscilly cover anything that breaks. I paid for the loan insurance and extended warranty so I gotta look out for my own interests because if something breaks it's on me to pay for it. Am I bring unreasonable my mom and dad said they don't think they can afford it. I am not being selfish I am looking out for my own finances and costs all those things are on me to fix should they go bad.
  • I don't think so
  • what a tough choice to make ,dont be dragged do whats best for you
  • I am black, fillipino, Cherokee Indian. I have a 3.8 UW, 4.2 W GPA. I just started my junior year so haven't taken my sat/act yet. But my mom only makes around 10-15k a year. Do any of these schools offer full, or most of the cost of tuition, fees, room and board, etc if you need it? UMiami Arizona state UFlorida Florida state Oregon UGeorgia Any info on these schools would be great, thanks.
  • You stand a good chance for obtaining financial aid. Use the site below to find out about different schools./
  • All things considered I think Florida is the best market to invest in. I know both Nevada and Florida are slow in recovery, and admit I know very little about Az and Co, but I just can stop thinking about all those baby boomers who will soon be retiring in the northeast and wanting to live in an east coast warm climate. But the hard part about investing in Florida is holding on to the investment until the market recovers due to issues like high insurance rates. I have doubts on Nevada simply because that market became severely over inflated before the crash and likely will not every reach the level it once was.
  • My very small company has unique spices to offer to the public on a national level but I need investors. How can I get major investors without paying anything out of pocket and without taking out a loan. I have won a few national food contests for our category and know that our blends have a very broad appeal. I suggested that FOX do a reality show kinda like The Apprentice called, "Who wants to invest in my company". I think it would be neat to see a mom and pop company with only $5,000 revenue per year to go to a multimillion dollar company withing one viewing season. Let me know if this is possible. Thanks. Lance. Anthony Spices.com
  • wellif u can get to colorado theres something u can do.go to colorado springs and get directions to cave of the winds.wen u get there dont take the tour instead go in by yourself and for the first 50 feet there will be a small corridor.go inside and at the fork take the right .go ahead until u see a left turn and go left wen u do ul see an empty chamber except for the lamp in the middle go rub the lamp,and a genie will pop out.he will give u three wishes and u can wish for a company that will invest in urs without u having to put any money into it.
  • I don't know anything about a tv show, but maybe you could try for an "angel investor" - an individual investor with money to invest in early-stage or start-up companies. Google might have some good resources.
  • I'm not sure about the Fox reality TV show, but you may want to go and pitch your ideas where investors gather. Here are some places where angel investors come and those looking for funding can come and pitch their business plans. Be sure to have a strong business plan and describe what makes your business idea stand apart: Angel Capital Association http://www.angelcapitalassociation.orgAngel's Forum http://www.angelsforum.comBand of Angels http://www.bandangels.comCommon Angels http://www.commonangels.com Keiretsu Forum http://www.k4forum.com Launchpad Venture Group http://www.launchpadventuregroup.com New World Angels http://www.newworldangels.com New York Angels http://www.newyorkangels.com Prairie Angels http://www.prairieangels.org (charges $125 to submit idea) Robin Hood Ventures http://www.robinhoodventures.com (charges $250)
  • I'm a single male veteran with no children. I want to purchase a home and was prequalified for 110k using my VA Home Loan. My girlfriend has a very high debt to income ratio and will likely file bankruptcy due to high credit card debt. I can't buy anything with her in that shape. I don't have a down payment, I do have the VA benefits. Home prices are more expensive than ever. How do I purchase a home on my own? In Phoenix, AZ the housing market seems out of reach and all that is left are small "apartment condos."
  • Arizona does have a program to help pay for a down payment and closing costs which is offered based upon your income. The lower amount of your income the more you will qualify to receive. While you may be able to borrow $110,000 this program will likely increase your buying power and allow you to get into more house/condo. Good Luck!
  • Beyond your VA benefits, there isn't assistance available.
  • tons of emails and yahoo chat discussions, all saved. This is for previous work done for him on a project. He seems to be avoiding me, although had said he will pay me soon. He said he knows how important the money is to me and my family (no contention), and intended to pay me and his debts to others when he obtains an imminent mortgage loan. That time has come and gone, and he now doesnt answer emails/chats/phone calls, etc. This is a case of where the money is very important, not just the principle of it. It feels like he has been deceptive and deliberately delaying and avoiding. It now feels like theft. What recourse would I have short of physically having someone try to take whats due? Is the saying 'nothing in writing- means no chance' apply here? Does anyone have any other suggestions? (I had not been rude or threatening up to this point in my emails to him, only asking what's happening...come on! Please dont ignore me..etc.) What does the law say about it all?..Help!!
  • How badly do you need the money???? If need it that bad than contact a lawyer. Emails a sufficient enough to take it to court. God bless you and your family with the finances you need.
  • Live and learn....if you are intent on trying to get the money back there is the issue of where to file a lawsuit....since the loan originated from the Phillipines the lawsuit may be filed there..but international law is weird and you may have to travel to the U.S. and file a claim in his home town..if he's even around anymore.
  • get a lawyer...if your emails say that he agrees to pay you so much for your work, that can be just as valid as a contract
  • I don't know the law in Arizona for that fact Michigan either, but I have gone through foreclosure before. You have something called a redemption period that usually permits you a couple of months to become current with your payments. You will receive letters from your lending institute asking for payment, maybe even willing to bargain with you. If those attempts are ignored you will receive a letter from someone stating your property is going up for sale and it will give you a specific date in which that sale is going to be held. After that you will have a couple of months to become current. Aside from all of that be honest with the lending institute and tell them whats going on , in some cases they will forgive those couple of payments and add them on in the rear of your loan and continue on, but you have to make sure you contact them. Good luck and I wish you the best.
  • In Colorado you have a minimum of 110 days after they officially notify you they are beginning the foreclosure process. You should put your home up for sale now. Even if it won't sell for what you owe you may be able to negotiate a short sale with the bank that should be better for your credit than a foreclosure.
  • Just a warning, this explanation is very choppy. I thought of things as I went along and since I need an answer sooner than later I haven't bothered to make it pretty lol. Please....if you're going to criticize or be rude, do not respond. Keep negative energy to yourself. Thanks! Here is the situation: I have a full time job at a property management company I'm in college and receive financial aid I have the option of a roommate but honestly I just want my own place....a studio is fine for me since I'm out and about a lot. I've been helping to pay rent with my dad, and have been paying for Internet through Cox and electricity with SRP (pay as you go. E meter I think its called). I have never had the electricity shut off or the internet. I pay my bills on time. (idk if that affects my credit history or not). We are on a sublease until June and I need a place. I have never taken out a loan The issue is on freecreditreport.com, they say I have such little credit history that I can't even get a report. I don't have any loans I will owe money for. Does little to no credit history make a big difference? And my job said they can offer me rent credit if I stay on one of our properties. Good idea for a college student? And was a good estimate on the amount of rent credit I could get? Of course its hard to predict but think of something reasonably realistic, if you can. Thanks!!!
  • If your job is offering you rent credit, then it's something to consider. It's a great idea considering you have no credit and no co-signer. If that's not something you want to do then yes you can still rent an apartment with little-no credit. There are a few things you can do. First you could find a landlord that doesn't look at credit history. A lot of landlords only check to see if you are employed and sometimes a background check. If you find a place you do like you can always get some recommendations from people you have a financial relationship with or even someone from your job. If you have money saved up you can also offer to give a larger security deposit than what was asked to show you have the money to pay for the apartment. Hope that helps!
  • there is no regulation hostile to it yet no landlord will lease to an 18 3 hundred and sixty 5 days old without one. i'm prepared to guess the landlords citation of the regulation change into in basic terms his own coverage. The regulation in straight forward words calls for he be 18. each and every from time to time landlords needed to be reminded of the regulation. it isn't about an argument of determining if the 18 3 hundred and sixty 5 days old can discover the money for the lease, even with the indisputable fact that the lack of credit history proving he's a good probability and the very undeniable actuality that first timers are notorious for defaulting on leases. in the adventure that your boyfriend can lease his own homestead, per chance he can discover yet another who does have a co-signer. or extra useful yet their own homestead and is searching for a roommate.
  • Donating plasma is legal, and very helpful in the medical industries. Typically it's prorated, for example here in ohio you can donate once every 9 days. The first time you might only get 25 bucks, but then if you go every nine days, at the end of the month the last trip is like 45, but you only get the "increase" per month if you go and make every appt you schedule that is within the boundaries of waiting 9 days. So for example, it's 25 the 1st time, 30 the 2nd time, 40, the third time, and then the last time is 45.
  • I really do not think of color until I apply for a job, loan or a new home...I live in Arizona and they're still not that progressive when it comes to interacting with Americans of African Persausion.
  • I always thought it did not matter your color but in the past few years I have been caught in some things where I saw racism at its worst so I know for a fact to some people color does matter.
  • Only in certain cases... If you're yellow, you might be jaundiced. If you're blue, you might not be getting enough oxygen. If you're orange, you should have used gloves when cleaning the drains on a US Navy ship. (Heh, I once asked a shipmate of mine if she was 'racist against orange people' after showing her my hands.) Other than those examples and a few others like them...no. I go by personality and how intelligent a person is. I don't care how much melatonin a person does or does not have in their skin. Most of what I would use to judge how good looking a person is can be changed with hair dye, makeup, and other products, anyway. For instance, I LOVE black hair, whether it's natural or from a bottle...
  • The Master Race- White
  • Kind of a washed out faded redish.pinky kind of pasty color with brown and redish spots where I don't want them and way too much hair where there shouldn't be any
  • i'm pretty sure i'm a white guy but now that i'm thinkin' about it i could be brown i've got all these little brown spots all over me maybe that's just the paint coming off
  • I'm a mixed plate...japaense, whtie, hawaiiam mix...so I dont see color..
  • yes, if you watch TV you can so see that. black.
  • Stick to current topics: CISPA Mitt Romney Arizona Immigration Iraq and nuclear ambitions medical Marijuana Abortion Stem-cell research Occupy Wall Street -- economic unequality Student Loans
  • My English class at school just did debates here are the ones I remember: Abortion Capitol Punishment TV is bad
  • Current political climate in the USA Obama's feeling towards capitalism and whether he's a socialist or not. The mass medias total lack of impartiality and how it effects the masses
  • almost any current event: war in Afghanistan should us stay out of foreign affair gay marriage abortion war on drugs war on terror there are tons out there :)
  • Will he loan his campaign money with his wife's mega millions? Why is he having problems raising funds? **************************************... WASHINGTON - He backs an unpopular war in Iraq, represents an unpopular political party and is endorsed by an unpopular president in the midst of an economic downturn. As if that's not enough, Republican John McCain could be heavily outspent by his Democratic rival in the U.S. election in November to succeed President George W. Bush. For every $1 the Arizona senator has raised, Democrat Barack Obama has raised $3. http://www.msnbc.msn.com/id/24538368/
  • I have never financially supported a presidential candidate before Obama, but I want him to be our next president, so I will continue to support him. McCain almost had to drop out of the race last winter because of his lack of financial backing. Now his wife is refusing to make her tax returns public. Last night I read about the Keating five. I will do everything I can to keep him out of the White House. McCain is dirty.
  • I thought the Democrats were against big money and yet Obama raises more money than everyone. I guess issues like his connection to Rev. Wright, his stand on illegal immigration and sanctuary cities and the raising of taxes and his support of socialized medicine earn him your votes. I prefer to vote for someone who has my welfare (not the give-away kind) foremost in his mind. A man with experience.
  • Yes, he will be outspent and therefore toast. Just like Hilary
  • My dad loaned my sister about 5grand years ago. He wired it to her and husbands account to get a car. (We lived in Arizona and they lived in Washington.) She was suppose to pay him back and it's been about 4 years and since then they have been on vacations and they are doing great financially. He asked her about it 2 years ago and she said, oh I'll pay you back when we get our tax returns. When they got that return they went on a vacation to California with their kid! Our dad is not very confrontational and doesn't want to cause problems or arguments in the family.. so what should he do to get his money back? We know she can afford it because her husband makes a LOT of money now..
  • Take her to small claims court in whatever district you live in. Chances are she will default by not appearing, then any wages will attached.
  • You wrote your dad is not very confrontational and doesn't want to cause problems or arguments in the family. Does he want to pursue it or YOU? If he wants to pursue it, he should do a free initial consultation with a lawyer and find out his options. There should be a statute of limitations. He should also consult his tax preparer and see if he can write the loan off on his taxes. To make it fair since you are upset about it, he can rewrite his will leaving her less money.
  • Your evil sister will NEVER give the money back That's why everyone always says NEVER lend money to family or friends unless you want the relationship to end. Your dad's only hope now is to file a claim against her in small claims court. He must have all the paperwork to prove his case against her. Hopefully he had her sign papers.etc when she borrowed the money. If he doesn't then he is out of luck. The ugly sister will just claim it was a gift.
  • This is between your dad and your sister. Unless your dad is incompetent; or in dire need of money, and you're going to have to make up the difference; (I'll put it bluntly) butt out. If either of the two above cases apply, and you have power of attorney, ask a lawyer to write a letter demanding payment.
  • I must show ID when: 1. Pulled over by the police 2. Making purchases on my department store credit card. 3. When I show up for a doctor's appointment. 4. When filling out a credit card or loan application. 5. When applying for or renewing a driver's license or passport. 6. When applying for any kind of insurance. 7. When filling out college applications. 8. When donating blood. 9. When obtaining certain prescription drugs. 10. When making some debit purchases, especially if I'm out of state. 11. When collecting a boarding pass for airline or train travel. I'm sure there are more instances, but the point is that we citizens of the USA are required to prove who we are nearly every day. Why should people in this countryillegally be exempt? For that matter, perhaps the liberals can answer the question as to why shouldn't we guard our borders as closely as every other country in the world does?
  • Dave87 and David, you are both lying. The new AZ law does not allow police officers to stop mexican looking people who are walking down the street. Just because Obama says something, doesn't mean its true. As a matter of fact, with his track record, you should start looking for evidence to the contrary about anything he says. The AZ law is not racist and it is not unconstitutional. Police officers can only ask for immigration status AFTER already having legal police contact(most likely through traffic enforcement) and then having a reasonable suspicion that a person is here illegally. They CAN NOT, as Obama lied about, stop the innocent hispanic couple and their 2 kids walking down the street to the local ice cream shop, since the couple is doing nothing illegal and will not be in legal contact with the police. Hoopkid4, have you ever read the US Constitution? Go to the link below and read the USC and tell me where it says that "you can't be asked for ID" It doesn't say that anywhere. The Constitution are restrictions on the Government about intruding upon the rights of its citizens, yet somehow the government is allowed to ask for ID when you board a plane, when you are pulled over for traffic violations, when you are entering this country or any other. Grow up and read the USC before you make such inane comments. Zaphod, if you had actually read the AZ law before commenting on it, you would know that a US citizen, a legal resident alien, or an illegal alien can show their valid Driver's license to the police officer and that is, according to the very law that you haven't read, "presumptive proof that the person is in the country legally" and thus will be allowed to leave upon the resolution of the original police contact. whale
  • True, they might as well tattoo your social security number on your butt when you are born and make you drop your trousers for inspections. But we guard our borders better than at least half the countries in the world. 15 Million East Germans illegally crossed the border 1948-1990 despite walls, fences, mines, guard towers and 47000 border guards with a clear shoot to kill policy. US border security improves each year. But the better we have guarded it, the more illegals are here. Why? Because people used to come here to make money for a while to send home and to save enough to start a family. Now it is too hard to go back and forth, so they bring their families with them and stay. The same thing happened to East Germany. Few who crossed that border ever went back.
  • Who ever said that people in this country illegally should be exempt? That isn't the ISSUE. The question is should people who "look illegal" get locked up because they forgot their damn ID at there house. & We don't have the resources to "guard our borders as closely as every other country in the world does" FYI not every country guards there borders at all.
  • Ok, most of those are choices. You don't have to show ID, but if you want to don't you cannot do whatever it is. And as for being pulled over, they aren't asking for your ID, they are asking for the thing that says that you are legally allowed to drive. It is in the Constitution that law officials cannot ask for ID, if you say you are a citizen they are legally required to believe you.
  • This isn't guarding our borders. It's stopping and questioning random, mexican-looking people (which is illegal - freedom to be secure in papers). Just finish building the f**king fence first to keep them out. I dont see why people dont like that.
  • Your trying to use logic and common sense . I've found that doesn't work . Also , I suspect most who are against the AZ law , can't read .
  • You do not have to prove citizenship or provide immigration or naturalization status and NEVER HAVE. They don't ask you to prove you're a citizen at blockbuster.
  • the law said police can stop you if you look suspiciously illegal so its not the same thing pal
  • I stand with Ariziona!
  • yeah, but you're white, so you dont have to worry about being thrown in jail if you accidentally walk out of the house without id and cops have to stop people for NOTHING, not during an arrest or giving blood just walking around
  • I am a Realtor in Arizona, and for the last two years my business has been primarily dealing with short sales and foreclosures. I have dealt with many banks, but I have to say that Bank of America is by far the worst. I could tell you horror stories, but that would take up too much time. They are highly disorganized and almost don't care if they help you or not. I also have a friend who is fairly high up in the loan mod dept., and she couldn't even help me by placing a few phone calls. It is almost as if they relish in punishing customers. Sorry to be the bearer of bad news, but you are fighting an uphill battle with these clowns. Don't listen to anyone saying they are human and overworked. You have to be tough with them, and most of all......pray!
  • Bank of America is the worst (in my opinion) to deal with. They are trying to foreclose on my father illegal. They 'lost' everything regarding his house, refused to notify everyone on the title of the house of the foreclosure and (they're in court now) demanding that the judge not let my father have a layer. So far my dad has spent $31,000 in layer fees to save the house. You may ask why he didn't just pay the mortgage, well it was my grandmothers house before she passed away, she put the house in his name and one of his brothers, and she didn't tell anyone she was behind. Bank of America will put everything off until the last minute to try and make you give up.
  • There are most likely more people having trouble than not. Sorry that is just the way Bank of America is. They have been extremely overworked lately and many there are generally incompetent or without the authority to be competent.
  • A 51-year-old Arizona mom allegedly used her young sons and their friends to commit at least 20 armed robberies in a calculating and "revolting" scheme, police said. Cynthia Roberson was arrested Friday and accused of manipulating her adolescent sons and others into scores of gunpoint thefts in the Phoenix area by making them feel guilty about finances. Police said Monday that Roberson recently lost her job and guilted her 12- and 14-year-old sons and some of the others into committing the robberies to pay for rent and a car loan. http://www.foxnews.com/story/0,2933,5242...
  • Not the worse but close. People like this do not deserve to have kids. They should be taken away from her, and she should be sterilized. The kids will need to go to counseling now because of her. She was probably too lazy to get her butt out and look for another job or to sell some of the fancy items I'm sure she had in her house - give up the cell phone, get rid of cable until you can get on your feet, sell some of the video games, etc.
  • She's definitely unfit for motherhood! However, I nominate Casey Anthony for World's Worst Mother. The 23-year-old killed her 2-1/2 year old daughter, Caylee, and didn't tell anyone she was missing for 30 days. She is in a Florida jail now, and her murder trial (might) be in October of this year. She is a sociopathic, narcicisstic, and pathological excuse for a human being and shows absolutely no remorse for Caylee's brutal demise. She blames it on a non-existent nanny who she invented. Oh yeah! After she ended Caylee's life, she went partying and drinking/drugging up a storm. Some say the reason she killed Caylee was that Caylee interfered with Casey's partying. Justice for Caylee Marie Anthony!
  • that's pretty bad but in all reality quite a few 12 and 14 yr olds hold up places at gunpoint for their gang leaders at least these kids were helping with the bills! But she'll do a lot more time than the gang people. Maybe she should have just sold drugs than she could have gotten rehab and probation.
  • What the hell is an old woman of 51 doing with teenaged kids anyhow? She is ready for retirement redundancy pay.
  • The so called father who ate his sons eyes and bitten his body all over is the worse ever and now te 4ys old angel is blind and was dieing naked and told neighbors as he layed bitten and bloody in the hall that daddy bit and ate my eyeballs out.No comparison on news stories is it.!!!!!!!!!!!!!
  • No unfortunately. Here in the UK we have at least 4 I can think of who would make her look like mother Theresa. Sad isn't it
  • No. Have you ever read the book "A Boy Called It."? That is the worst mother.
  • She needs parenting skills class like right now. Very shameful.
  • The woman is obviously a sociopath.
  • that's bad but susan smith of south carolina killed her 2 kids by drowning them in her car because her new lover did not like kids
  • on a side note the Arizona college girls are some of the most gorgeous women in America. They grow them there or something
  • No. Student loans will help you pay for school once you have your GED. Even the University of Phoenix won't let you study above your level.
  • Does University of Phoenix offer PhD's?
  • Yes, but that's more of a slam against the university of phoenix than the department of education.
  • No. Any degree has a set standard that must be met prior to beginning classes in pursuit of that degree. You could get your GED...and then go on to study....but in all phases, your earilier study would have to meet the requirements for the next step etc.
  • I see where you don't much go for that thar book larning. So forget about PhD whatever that is. I suggest you go into politics, join the Democrat party. Won't need no edjucashun and the big wheels will tell you what to vote for.
  • No, you can't, but someone that can type better might! You "don't got a GED?" You don't have a GED!
  • No...your writing ability won't help the situation either...LOL that you want to be in education...
  • Depends on your typing skills. Woof!
  • yes
  • I currently attend USC as a freshmen, and I am enjoying the experience for the most part. However, after four years here I will have almost $30,000 in debt from my loans and my parent will have $50,000-60,000 of debt (mostly housing expenses). Medical school is my ultimate goal and I was wondering if going into this amount of debt is worth it even before I start paying for medical school. I could attend the honors college at ASU for basically no cost to myself or my parents with the scholarships they offered me. It actually has smaller classes, more advising, and more internship opportunities than USC. However, it is less well known than USC. Will this hurt my chances of getting into medical school or will it be the better decision?
  • Transfer to Arizona State University. It is a respected university and graduation from it should not hurt medical school admission chances.
  • i think it will.,... if u can afford it..stay in the better university...
  • They create new rules for Americans to aggressively fix the economy. They demand that each citizen must hold residences in four states. They will loan you $500,000 per house. Once you decide, you can never go to any of the other states. Which four states of the fifty would you choose? I would choose: 1) Minnesota 2) North Carolina 3) Maine 4) California
  • Arizona Massachhusetts new York washington
  • 1) Texas 2) Arkansas 3)Florida 4)South Carolina
  • Too many to list Which state are you in? That will narrow the choices. What is your SAT [CR and M only] or ACT scores? That also helps narrow the choices to a manageable number. EDIT: Northern Arizona U has all of these programs. You can get your education there and not break the bank. www.nau.edu From the experience of thousands of graduates with these degrees, you need to avoid debt as much as possible. You can make a living with these professions but not if you are burdened with school loans.
  • I am going to College to be a Registered Nurse... it is alot of rough paintings peculiarly if you happen to move to a University! If I'm no longer operating...I'm learning. You ought to be committed..Nursing is a satisfactory area and it is in prime call for correct now with the economic climate down! I might move with Nursing.. plus it can pay satisfactory! Good Luck :)
  • Try Trick Photography Special Effects - http://tinyurl.com/OZcvOLZDfg
  • Government grants, college scholarships and federal loans, that is the usual course of funding for most students, Complete a FAFSA application online to apply for federal funding (Pell grant) etc.. and also ask the colleges and universities you have applied to about financial aid and scholarships that they offer. Take a look at http://www.schoolgrantsresource.org , the website has loads of FREE information on how to find and apply for a variety of grants and scholarships.... The fafsa website is www.fafsa.ed.gox
  • I would try fastweb.com It has a ton of scholarship opportunities
  • By visiting university websites to find their admission requirements and application procedures. You might want to take note of tuition, housing and living costs. You might want to start by deciding what you want to study and looking for universities in those areas which offer those degrees. You can find scholarship information on university websites
  • That was for his involvement with Charles Keating who bilked $billions from people who invested in his Savings and Loan. Many of the victims were elderly residents from 'Arizona'; the same state McCain is Senator. During the Keating 5 hearing, McCain was verbally reprimanded for "using poor judgment".
  • Because he has poor judgment. Look who he picked to be his VP. Even Republicans are furious with him.
  • You must be watching cnn because I just heard this too and wondered the same thing.
  • Contact ur local red cross. in some situations they are able to loan u sum cash and provide further assistance.
  • Im 24, living in New River, Arizona which is about 20 miles north of Phoenix. Im pretty sure I'm going to be kicked out of my parents house and I have no job. My car runs but it wont get me far as the Head Gasket is blown. I only have $600 and I'm a little lost for ideas on what my next move is. I have no other family so I can't ask them. I can't ask my friends for help because they have their own problems which I don't want to add too. I need to do something relatively soon as I'm still in college and I do not want to be homeless when school starts up again. It would be nice if a student loan came in but that wont happen until August. Any suggestions?
  • a job at McDonalds and a cheap motel to live in.
  • Head gasket likely got blown because a cooling system problem was not attended to, priorities. Don't drive the car. Are you mechanically inclined, have tools. If so much of the job can be do it yourself if you get a repair manual. Be carefull that all bolts taken out of the block go back in the same hole they came out of. Arranging them in cardboard or stuckin styrofoam so they can be identified when they go back in is easy and quite important. how about finding a garage where you can start work as an apprentice mechanic and include fixing your car in the deal with you doing much of the work. it will feel much better being out on your own. If not mechanical, what can you do? Get any job as it is much easier to find a job once you have one. Even the weakest bird much leave the nest. If choosing a mechanic for doing the job, use a real one. Watch him at work. It he is the type that throws all of his bolts into a coffee can and leaves it outside, he is not the right one to do the job. The head will need to go to a shop for magnafluxing and have the valves checked out and replaced if needed. I have someones car parked in the yard that went to the wrong mechanic for a head job and now it is scrap. Itis only May. You can make a lot of positive changes between now and August. Once your car is fixed you can then travel elsewhere and begin anew. Are you going to school just to use up time or as an excuse to not do anything else? If you have a job and start giving money and a helping hand toyour parents they might feel better about you being there a LITTLE longer. It is a new day treat it in a new way. Once one thing gets better it is easier for the next thing to improve.
  • The economic picture for the next ten years is going to be hard very hard on people who graduate from college only to find even a job at lowe's or the burger dive is a rare find. An answer? you should investigate possibilities of creating your own job. it may be your only hope.
  • You should try to reach a compromise with your family first. If not, try reach out one of the churches in your area. For example, The Salvation Army. YMCA might have student-housing.
  • I agree with Scarlet!
  • My chiropractor loaned me a great book, then he moved away after I gave the book back. I really need to find the book again if possible. It is written by a doctor in Arizona (Sedona or Scottsdale or thereabouts as I recall) who can sense and heal pain amazingly. He has demonstrated it in groups and his process specifically manipulates the person so the pain goes away almost like an exorcism. A most memorable part of the book is the doctor saying we all connect to a certain animal and his personal connection story is about a black panther watching him through his window. I sort of recall the doctor/author's first name was John, but memories fade and that could be off. If anyone knows of this author and the book, please let me know so I can find it again. Thanks!
  • Could this possibly be what you are thinking of? http://www.amazon.com/Healing-Ancient-Wo...
  • FHA, 3% down, credit score friendly, ok with gift funds, easy to work with.
  • I am a loan officer. If you want I can help you get approved for as little as 2.25% down on an fha loan. Just send me an email and I will be more than happy to help
  • Here is my situation. Please do not preach and/or judge, I am just desperate for help. -I have a 2.8 GPA because my grades slipped a lot in my junior year. -My has a huge gross income, but has been horrendous with managing his money, so although it would appear to grant companies that he could afford to pay for my college, he is nowhere near capable, or willing. I completely disagree with everything he has done and have considered emancipation so they can see that I truly do need the financial aid. -Although I did not do very well in high school, I am actually very intelligent and got the 2nd highest test scores in 2 out of 3 categories in my entire high school. -I am only interested in Music, Photography, or Abnormal Psychology. I will not settle for something that I am not passionate about like Business or Accountancy Marketing. -I cannot qualify for loans because of my dad's terrible credit. -Both my mother and father refuse to co-sign for me even if they were eligible. -I am a strong believer in paying as you go and would like to do everything possible to avoid debt aka LOANS. -Not one of my 4 older siblings or my parents have attended college, and none of them are supportive of me going to college at all. -I am white, so I cannot qualify for any ethnic scholarships. -I am an Arizona resident. -I am a female. -My high school has an extremely weak guidance counselor program. PLEASE someone give me some advice. I have just finished to consult with my mother about this but she does not want me to go to college at all. Preferably a school counselor, administrator, or someone with some kind of experience in this area. I would appreciate it so much.
  • I have been in your shoes. My parents could not afford to send me to school. So I went to my college's financial aid department. There was a wealth of information there. So many scholarship applications there depending on your major. Also I spoke with the financial advisor and I had to fill out a form due to my special circumstances that I support myself. Also you can get a minority scholarship if you go to an Historic Black College. I know a lot of white people who went to Howard Univ and got minority scholarships. Make sure you fill out the FAFSA before your states deadline so you can get the most consideration for grants and scholarships. Im most certain you will get a lot of scholarships and grants since u will be first in ur family to attend college. Also if you apply early u can qualify for Federal Work Study programs. Say u get 4000 for work study..... U would work a set of hours and a certain amount of pay.... until u made 4000. If all fails, u can always make payment plans with your school. Most schools have some type of payment arrangements. BUT stay away from loans!!! Good luck!!
  • Once you have a buyer call the bank and set up an appointment for you and the buyer to meet there. The buyer will pay you for the car and you pay off the bank. Your banker will have some forms for both of you to sign and will probably direct both of you to the DMV. The new buyer will pay the taxes and fees, you shouldn't have to pay anything.
  • the assumption of a fix is taking a everyday motor vehicle that replaced right into a classic for one reason or the different and thank you to its styling cues or what it represented in terms of a classics muscle motor vehicle made a extensive distinction in acceptance and value. you agree directly to spend 14 grand on a ninety one van it somewhat is superb its on you. this added long essay which you wrote that presented your unique view on the situation is regrettably an prolonged tirade of lacking counsel like WHAT VAN replaced into IT. and of direction a assessment fee of a ordinary year mustang which could have been a sixty 4 a million/2 2 dr convertible (which a chum had ) had you restored one part by employing part including your (Lumina? ) the huge-unfold retail might have been 27,000 money which at suitable is a conservative estimate even in the experience that your coverage expenses for a classic motor vehicle might have been per what you had. This replaced into no longer the case. you weren't paying classic motor vehicle coverage rates on your van maximum appropriate. with out maximum well known right into a overlong justification suffice to declare the suitable i will see coming your way is approximately 5 grand while you're fortunate. Your disdain for the persons who've disrespected you in some way is duly stated it ameliorations no longer a whilt.fact is what it relatively is approximately and restoring a classic mustange is one situation. Restoring a classic van is something else completely I want you the suitable of success regardless of if curiously absolutely everyone who disagrees with you is an fool or additionally an fool. so be it Im hoping your pal can fix your infant together with his physique save and placed it returned to what makes you satisfied. suitable of success.
  • Nothing you do will affect his score unless you get approved for a joint loan and then late pay or default on the loan. AZ is a community property State so any debt either one of your incur after marriage you will both be responsible for.
  • Some info on marriage and credit to help you: Your spouse's individual credit rating can influence a financial institute's decision if you apply for a joint loan or a joint account. Credit scores are based in good part on credit histories, but a spouse whose accounts are set up in the other partner's name may have little or no credit history upon which to create a credit score. And when a woman takes her husband's name, her credit history can be lost in the bureaucracy. If, for example, your spouse has a questionable credit history, that will surely affect how you approach many financial decisions that come with the marriage, such as buying a new car or house or signing up for joint accounts. more info on credit and marriage: http://credit.privacymatters.com/credit-articles/credit-history-and-your-spouse.aspx credit resource center: http://credit.privacymatters.com/learning-center.aspx Good luck to you, hope this helps!
  • Your bad credit should only have an effect if you apply for joint accounts. If he applies for credit individually, your credit score will not matter.
  • I am a 21 year old college student, and I have a very crappy car. I just spent about $500 in repairs for other things(which my parents had to pay for, and I now owe them this money). My car now has an oil leak, and I have no money at all. There is a city bus, but I work far away from my home. It seems like every time I turn around, there is another repair to do on this car. I also need new tires. I am barely getting hours at work, I make about $600-700 a month, which barely gets me by for my bills. I don't have money to pay monthly for a car loan for a newer, slightly better car. I know that the oil leak can damage the engine. What should I do?
  • @ Tim Thanks for the response. I rode the bus for about 6 years between both high school, and the beginning of college. The public transportation around here sucks, and you're constantly late. As for the bike thing, my work is way too far for a bike ride. Plus, it's Arizona. The car is leaking huge puddles of oil, that is why I'm concerned. I'll get some oil though, that will be a for sure thing.
  • I have a 1995 Saturn - 170,000 miles. Uses a quart of oil every 900 miles. I also have a 130,000 on a 2000 Honda accord - drips oil in the garage at about 1/3 -1/2 a quart every 2000 miles. I tell you this to show you, older cars leak oil. No big deal. Unless it's a leak where oil is spewing out and leaving HUGE puddles or causing thick smoke - really thick smoke - don't worry about it. Go buy a case of oil and keep it in the trunk or your apt. Check the oil every 100 miles and see how fast you're loosing it. Track it in a little notebook so you will notice if the leak gets a lot worse. Let this be a character building experience and do one of the following: 1. Get a bicycle and suck it up. You'll get exercise, save on gas (and oil - lol). 2. Take the bus. You're in college - I used to really enjoy using the bus instead of driving because I could get a lot of reading done on the bus. Takes a while to get anywhere and is less convenient but very affordable and you can use the time to get school reading done. 3. You're a college student - so you can read and learn - Get a manual for the car - Chilton's auto repair or similar. Teach yourself how to trouble shoot the problem and get online and research the issue. Is it a main seal (BAD - could cause major engine damage) or is it a leaky oil pan gasket - (probably not worth fixing unless it's leaking a quart every couple of days or so). 4. Get on Craigslist or find another student and barter for the fix. You can pay for something with money, or a trade for your services. Maybe there's a gear head on campus who can fix it easily but needs help with his math or would like you to make his lunches for 10 days, or perhaps give him rides to his work for a few weeks after it's fixed. Cars are expensive. Maybe you could sell it - go without a car for a year, save the money you would have spent on insurance, and tires and gas for a whole year and then buy a newer/crappy car and start all over. Good luck Well, I hear you about the public transportation making you late (or hours of wasted "I'm way too early" time - which makes it impractical). Too far to bike - Arizona - you'd end up taking 2 extra showers per day. Maybe you need to ask yourself the hard question, do I need a car? What if you quit your job and found a new job you could bike or walk to? Could you get rid of it? You're going to pay for the oil leak one way or the other. If it's a bad leak and something that's getting worse, then there is something wrong that needs to be addressed or it's going to leave you stranded. Then you'll be stuck paying for a tow, and a more expensive repair. Waiting on something like this could make things very expensive. If it's just a bad leak but is something simple, you can either pay to fix it, or pay the same amount over time by filling it up over and over with oil. Not having much money means you have to be resourceful and self reliant. If you are able bodied, have 2 good hands, and can read, you can probably fix this. The catch 22 is you'll have to spend money to save money. $20 for a manual and perhaps more for tools (got any friends - with tools?). I don't know what to tell you. It sounds like your saying you need more money, can't pay for tires or repairs... but you don't want to take the bus and it's to far too bike. It sounds like you need to change your situation by finding a new job, or getting a second job. It might help you to figure out a per mile budget for the car. I do this for mine so that I keep enough money in savings for the stuff I know I'm gonna have to pay for. I do it like this: I expect to drive 12,000 miles a year. I expect to get 60,000 miles out of my tires - at $500/set. I have to pay tax. registration, inspection - about $100/yr. I have to pay insurance - About 500/yr I have to fix it when it breaks - hopefully less than $500/yr. I have to maintain it with oil, filters, wiper blades, washes, wax, etc. - let's say $400/yr. So, on and so forth - add in all your costs except gas. Let's say $2000 a year, or 2000 bucks every 12,000 miles. So it cost me about 17 cents a mile. Let's round to 20 for a little safety net. So every month, I put a "payment" into my savings account - for $170.00. Then I only touch that money to pay for car stuff. If I go a long time without repairs, I have a nice nest egg for a down payment when I decide to get a new car. I know that may not help you much now, but if you start to include $170 or $200 month for your car as a "bill" you must pay, like rent, then the next time something comes up, you'll be ready. For now, it sounds like you can limp along on worn tires (when you buy, check out Discount Tire - they always have the lowest prices). And limp along nursing it with oil. You can try oil thickeners like Lucas or Chevron -.... can't remember the name of it, but go to an autoparts store and see what they have. It might slow the leak and save you some money on oil. Whatever you do, you can't afford to run out of oil. That will destroy the engine, as you probably know. No matter how much you're spending on oil, oil is cheaper than engine metal. Good luck
  • Just check your oil often and keep adding oil so it doesnt get low, it will only hurt the engine if you run it low.
  • The term Cowboy gets bashed about as much as the term Jewish - - - many of the most famous outlaws were just that outlaws and not true cowboys actually the majority of true cowbys and their deeds went unsung & unsaid and indeed there were many Jews who made it to the west and lent muscle and effort to herding cattle etc. Since one of the chief reasons that Jews rose to a level of civilization due to their prowess at cattle raising Jews could be said to be the original cowboys but that was the wild Middle East and nbot America's West. Anyhow instead of blathering more here is an article for you. http://www.jewishaz.com/jewishnews/02071...""Contrary to popular notion, not all Jewish immigrants to the United States came through Ellis Island and settled in New York or other cities along the Eastern Seaboard. Many of the more adventurous sought their fortunes along the ever-shifting frontier of the American West, which stretched from the Mississippi River to the Pacific Ocean. The lives and deeds of these pioneers are traced in an ambitious and richly documented exhibit, "Jewish Life in the American West," which runs through Jan. 20, 2003, at the Autry Museum of Western Heritage in Los Angeles. Some of the items in the exhibit are on loan from the Arizona Jewish Historical Society, said Risa Mallin, AJHS executive director. These items include a convention medal that belonged to Freida Marks, one of four woman delegates to the 1924 Republican National Convention; a cowboy hat and cane from Phoenix cattle rancher Eli Graouskay; Graouskay's branding iron with a Jewish star on it; and a photograph of Michael Goldwater's store in Prescott with the Klu Klux Klan marching in front of it. Official poster boys for the exhibit are Adolph and Sam Frankel, posing self-consciously for the camera in Cushing, Okla., around 1915. Sam Frankel is dressed in a three-piece suit, stiff collared shirt, necktie and fedora. Adolph Frankel, by contrast, is the complete cowboy, sporting a rakishly tilted Stetson, kerchief, wooly chaps, pistol and lasso. The single picture captures the transformation of the European Jew from shtetl greenhorn or urban Easterner to proud Westerner and American. While the first Jews arrived in the West with the early Spanish expeditions of the 16th century, perhaps the true prototype of the Jewish pioneer of the 19th century was Solomon Nunes Carvalho. He served as the official artist and photographer in the Fremont expeditions that explored vast tracts of the West, and then became one of the founding fathers of the Los Angeles Jewish community. Also chronicled is another larger-than-life pioneer, Adolphus Sterne, who smuggled arms to Sam Houston, then fought for the independence of Texas from Mexican rule. Jews, who wanted to get as far away as possible from the revolutionary upheavals in Europe, headed for California, particularly during the 1848 Gold Rush. Among them was Joseph Newmark, who, after organizing congregations in New York and St. Louis, arrived in the dusty village of Los Angeles and helped found the Hebrew Benevolent Society as the cornerstone of the evolving Jewish community. The creation of Hollywood as a Jewish "empire" is illustrated through the making of a 1914 six-reeler, "The Squaw Man," by Cecil B. DeMille, Sam Goldwyn and Jesse Lasky. The film is arguably the movie capital's first blockbuster. The Autry Museum was inaugurated in 1988 and was endowed by the silver screen's wildly popular "Singing Cowboy" Gene Autry and his wife, Jackie. It includes galleries, archives, a discovery center and a collection of 51,000 objects. "It is just a fabulous exhibit," Mallin said. "I had my mother with me and mother is from Denver and she saw all these things that she recognized from the Denver Jewish community so everybody that goes from the West would recognize something." AJHS is organizing a trip to visit the Autry Museum and Los Angeles Jewish museums in late October. Call 602-241-7870."" Peace//////\\\\\\\\\\\
  • Jewish Cowboy
  • Famous Cowboys
  • This Site Might Help You. RE: Were any of the famous cowboys of the wild west Jewish?
  • ABSOLUTELY... In fact, the SYNAGOGUE in LAS VEGAS, NEW MEXICO is actually THE OLDEST SYNAGOGUE IN AMERIKA.. it's even older than that one in New York City that CLAIMS to be the first one and the legend is that it was founded by some of the CREW that came to the New World with COLUMBUS and there is even a BOOK on this.
  • For the best answers, search on this site https://shorturl.im/awTF0one armed bandit by the looks so far ?
  • Big Bill Lowenstein and a housewife.
  • Butch Cassidystein-i dont know about the sundance kid.
  • EFC = 0 & single mom looking to attend school in Arizona. The school I'm looking at (Rio Salado) says credits are around $79 each & I think I need about 64 for the AAS I'd like to go for. -I know I may get as much as $5,550 in a Pell Grant, but will I have any money in my pocket from all of this so I can get things like a new computer? What else should I be looking into to apply for (other than loans)?
  • You will only receive the entire $5,500 if you are a full time student enrolled in an eligible program and making satisfactory academic progress. Pell grants have to be paid out in at least two disbursments, usually one for each semester. So, if you are attending a school that has two semesters, you would receive $2,750 for each semester. The money is sent to the college first, where the school's charges such as tuition and fees are deducted. After the charges are paid, any remaining money is sent to you, usually in the form of a check or debit card. It is not possible for us to tell you how much you would receive back because we don't know how many credits you will be taking. At many schools, full time would be around 15 credits, so at $79 per credit, your tuition would be $1185. Your grant for that semester would be $2750, so you would receive $1590 back. This is just a rough estimate, because we don't know the actual number of credits, and there would also probably be fees deducted. Also, if you aren't a full time student, you would only receive a portion of the grant. Your school may also have other sources of aid such as state grants or school scholarships. And you could also apply for private scholarships. But, since your entire need is apparently already covered by the Pell grant, you probably wouldn't receive large amounts from these sources. Once again, this is only a general idea. For a more specific answer, you should contact your school's FA department.
  • an efc of 0 is amazingly good! efc is your envisioned family contribution. what it incredibly is asserting is that your loved ones isn't assisting you with the fees of school, and as a result the government needs to supply you provides and loans to pay on your college. making use of previous due could be somewhat puzzling, because of the fact maximum help is going by potential of choose and because your choose is larger than others, you may desire to be ok. touch your financial help consultant and ask once you're worried. they're going to have the skill to alleviate your fears greater desirable than any people.
  • no extra funding
  • Apply separate. The reason is there is no "family" or "Marital" ties so one of you could move out at any time. If you prepare food separate then file separate. Just because you may share a bag of chips does not mean you are preparing food together.
  • apply separately.
  • Luis Bahena graduated in June 2000 with an associate's degree in Electronics Engineering Technology from the ITT Technical Institute in Phoenix, Arizona. After high school, Luis worked as a sales person for an alarm company. His interest in electronics began there when he observed technicians installing systems and wanted to be able to help them. This is what prompted him to attend ITT Tech and change his career path. Luis has done exceptionally well. He has experienced an above average level of success. When asked how his life had changed since graduating from ITT Tech, Luis said "I've loved every job that I've worked on and the increase in income has allowed me to pay off my student loans within two years and I am planning on purchasing a house this year." Currently, Luis is a Telecommunications Technician with AT&T. He works on Internet, voice and data fiber optic connections. He enjoys traveling to different cities for training and work. He plans to pursue a bachelor's
  • ...degree in the future. When asked if choosing ITT Tech was a good decision, he says, "It was good. I liked the classes, the environment and my instructors. I was especially impressed with how the instructors would take extra time to help me, sometimes on a weekend or their lunch, if I needed it. I made the right choice." Luis added that his time in the labs helped him to understand how to apply the theory discussed in class. "I felt that if you combined the classroom experience with the equipment, you gained more knowledge," says Luis. "When I graduated high school, I didn't even know what a goal was, I learned that at ITT Tech," said Luis. "You have to know what you want to be in life and really work for it." if you can could you rephrase this into your own words and make it like a paragraph. thx
  • first this must be an assignment?....... In 2000, Luis Bahena graduated from Itt Tech in Phininx, Arizona with an Associate's Degree in Electronics Engeniering. Before Entering College He knew exatally what he was going for. You see, after High School he worked for an alarm company as a sales person. He started watching some of the tech and thus started his interest in electronics. He then decided to go to school the electronic engenering. He has love all of his jobs he has ever done and currently working for AT & T as a tech. He has decided to further his education and get his bachlors.
  • Even if your cosigner is on the loan docs as a co owner or joint owner. You would still qualify just depends on if you would claim half or all we are on loan papers with our son as joint but he lives in the house and its his first we own another home so did not qualify so he was able to claim the full amount. if you joint owner (if they are) also would qualify you would have to split the credit.
  • I mailed my 2009 amended taxes on 4/30/2010. (amended because of the fact i offered a house). I referred to as the IRS on 6/18/2010 to make confident in the event that they gained my amended taxes or if there substitute into the different training they'd tell me. the female I talked to stated she shows that my verify for the 1st time abode shoppers credit is scheduled to be mailed on 6/25/2010. Which makes it good at 8 weeks. preserving my hands crossed that i visit easily have the verify in my hand this week.
  • I believe you still qualify, provided the co-signer is on the loan only, and not actually a co-owner on the title for the house.
  • Yes.
  • I live in a small town in Arizona, I bought a used car from small car lot. I purchased the car last March I put 2200 down on a 4200 car. I have been paying on the car bi weekly, I missed one month over the summer and was notified that I would need to catch up. From july thru october I was making over my monthly payment. I continued to make payments every two weeks from $40 to 80 granted it was not the full amount but when I would go into pay I would ask what the balance was or if I was getting behind. The owner himself told me I was ok and another time I asked his wife if the note was current she said yes and they would call with the remaining balance. They never called with the remaining balance for the two months I had asked and today they repossessed my car at work. I had no call stating I was behind nor no mention of it when I made my last payment two weeks ago. When I went to the car lot to speak to him he stated I had to pay the remaining balance in order get my car back. The reason he repossessed my car was because I missed sept's payment but I had the receipts prove I had paid. He told me I could not have my car, he would review the receipts I gave him and again call me!! This was an in house loan, I feel that I'm being ripped off. When he opened my file to show payment history it was handwritten on a piece of white paper! Do I have any rights here or do I just figure out how to come up the remaining balance even though I feel its more than what I owe him.
  • Your car can be repoed if you are $1 short bv 1 day. Your option, if reasoning with the guy doesn't work, is to come up with the entire balance he has you owe plus repo fee in one lump sum. He might let you have it for the amount he considers late plus the repo fee but he doesn't have to. You should have your own well documented receipts & payment log if you disagree with his.
  • If you fall behind with payments, the lender has the legal right to sue you for the entire amount owing
  • Review your contract, review your payments, with out knowing what they say no one here can tell you anything for sure. Good luck.
  • No you shouldn't but if you let it happen again then there's a better chance.
  • hi, i'm deciding between university of new mexico and arizona state university. because of the lottery scholarship, i can go to unm for nearly free. academically, it has what i need. however, i would literally be going to school ten minutes from where i grew up. while i have a lot of friends nearby and i can stay active in my church, i was a little bit looking forward to the 'going away to college' experience. (but, my parents are moving away no matter where i go, so itll kind of be similar, in a way) i have family near asu, and the school has what i want, as well. however, i'd end up taking out $25,000 in loans every year. while i love arizona, the weather, and the school, i'm not sure that the experience is worth landing me $100k in debt by graduation. opinions? is it worth it?
  • $25k per year is a lot of money. ASU is a good school, but IMO, it's not that much better than UNM - it's not $100k better. If you decide to go to UNM, then do things to turn that into a full college experience, just like you'd have at ASU. If you can live in the dorms, for example, feel free to do that. Join clubs and activities, and really participate in them. Really integrate yourself into the campus life, and that'll make the difference. It's not about the distance from home. It's about what you do at college. So even if you go to a college that's close to home, make sure you do the things that other students do on campus - join clubs, go to events, join sports, etc. and you'll be fine. But make a conscious effort to do these things. And one thing you could do that would really make your college years special, and give you a full "going away" experience - do a summer, a semester, or a year on exchange. There are national student exchanges, where you'd go to another college in the US for a bit and then return; and there are also international student exchanges, where you'd go overseas. Interested? Talk to the university about what they have to offer.
  • If both universities are comparible in offerings, go to the one with the smaller bill. The "going away to college" experience just isn't worth the price tag. I stayed at home and at the time was envious of my friends that went away, but I visited them often. I was able to work and learned to manage my time MUCH better than my friends that went away-recent findings suggest that going away encourage dependence instead of independence. To date, I have my own place, my own car (paid for in cash), and ZERO debt. A friend went away to a big fancy university and has mountains of debt and can't get financing for anything (oh, and I make $20k more than her despire her more 'valuable' degree!). I still have great college memories, made lots of new friends and kept old ones. I've found this is a common theme among the friends that went away versus the ones that stayed. I've had many interviews and am often applauded on the lessons I learned from staying local. Remember, when you hit the finish line, all things will be equal-a degree is a degree. As you walk away from it, you'll start running sooner without that debt dragging you down.
  • Do you think your experience of living and studying in ASU is worth $100,000 of student debt? What if you miss all your friends? Your Lifestyle? Your Community? Your Church? You may not enjoy studying in another state as much as you think considering all the above, and when it costs you £25,000 per year to not enjoy this... I would think twice. Your education is the most important, but the free ride that you will get with UNM and the benefits of being around people you know far outweigh the alternatives. If I was in your situation I would opt to not have to pay for my education providing I get the same level of education for free.
  • I purchased a truck in arizona with a lien hold and admin stop in florida.I contacted florida dmv and was adviced there is a lien and a admin stop on the truck,which I don't understand the admin stop term.how and which is the easiest way to take this lien off or register this vehicle in california.I don't what route to take..should I file lein or have a mechanic,tow company or wrecking yard do the lien for me?I don't want to call the lien holder and say the wrong stuff.the lien company is consumer loan which is nationwide based finance company.I'm afraid if I call them to release lien,they'll come up with something and try to recover interest of some sort.or should I just do the lien factor and see what happens?I appreciate any input or feedback as I've already dumped a lot of money in this truck.please help thank you
  • Typically, you should have paid the money to the lien holder directly -- either paying them what they're owed and the remainder to the "owner" or paying it all to the lien holder and they transfer the excess to the "owner". It sounds like the "owner" did not have authority to sell you the truck. If he's honest, the former owner should be clearing this up for you. Otherwise you're looking at a court battle. I think "admin stop" just means the DMV can't transfer ownership until the lien holder releases the lien.
  • No...and I believe he received foreign loans to attend...which will probably come out in two days when Sheriff Joe in Arizona reveals what his investigators have dug up on this crook.
  • Yes. Of course, I base my opinion on his scholastic record of becoming Editor of the Law Review at Harvard. Did George Bush the Twit deserve his Harvard and Yale education? He learned so much in his MA in Business he promptly ran three companies into the ground, BEFORE he was elected President. And he only got in on a legacy admission, not grades.
  • He graduated with honors from Harvard, and that's on public record as is his election to the Harvard Law Review, that does say maybe he's got more on the ball than lesser people believe.
  • We all deserve to be educated. Getting accepted at Ivy League colleges is admirable.
  • Is that you, Santorum? WHAT terrible decisions and WHAT information. I suppose you think that that barnyard that is the GOP nomination slate is so much better.
  • Hey ! Another Idea for SNL- Do a skit of Obama wearing muslim garb getting baptized by Islamic Leader of Chicago Farrahkan or his best buddy Rev Wright- the Black Liberation Babtismal! But Obama is holding up a photo of Darwin Theory- so he wins Christians- Muslims and Atheists support! Then Obamas kids are stand up out the water walk out of the water and wearing a T-Shirt saying SUPPORT ABORTION- Planned Parenthood Needs-your -help. Michelle wearing a T-Shirt of Bill Ayers stomping on the American flag!
  • Yes. I don't think conservatives have a clue what educated decision-making is.
  • WHAT "terrible decision making"? The fact that you'd refer to his education as "so-called" discredits you.
  • Sure, he got through it. They don't teach decision making in college, they teach memorization skills.
  • No, but the person rejected to make way for an affirmative action doofus did.
  • Remember the Savings and loan colapse of the 80-90?. How can John McCain think that he can be the President of the Unitd States after that? and how can we even think of electing him. I know that nobody is perfect, but I think we should do better than that.If you want to refresh your memory you should try: http://www.google.com/search?hl=en&q=McCain+and+Charles+Keathing%2C+Arizona&btnG=Google+Search
  • He has been a Washington insider for years. McCain intervened on behalf of Charles Keating after Keating gave him at least $112,00 in contributions. In the mid-1980s, McCain made at least 9 trips on Keating's airplanes, and 3 of those were to Keating's luxurious retreat in the Bahamas. McCain's wife and father-in-law also were the largest investors (at $350,000) in a Keating shopping center; the Phoenix New Times called it a "sweetheart deal."
  • Arizonan's should remember this, but probably won't. The press is in the process of anointing McCain, so they won't bring out any of these skeletons.
  • Yes you are responsible for the current debt until the loan that you are on is paid off. If I were you, I would contact your attorney immediately and take action to compel him to refinance now. Here is why. If he short sells the house, both of your credit gets trashed. A short sale has a similar affect to a foreclosure. However, if he refinances before the short sale, only he is on the note and only his credit will be affected. Get in front of this today!
  • You are legally liable for the existing mortgage loan until it is paid off. If your ex has not fulfilled the terms of a divorce agreement, you need to go back to the court that granted that agreement for enforcement action. A divorce agreement does not trump a pre-existing mortgage loan.
  • I loaned a former friend a substantial amount of money last January, and he and his family are not paying me back. And to make it even worse, they are actually getting ANNOYED and even FRUSTRATED with ME for "bothering" them to get my money back. Maybe I'm wrong, but I'm pretty sure I'm the only one with any right to be annoyed or frustrated. Anyways, I live in Wisconsin; they live in Arizona. How do I go about filing a small claims suit? Do I get paperwork here?
  • You file the paperwork in you state. http://www.wicourts.gov/about/pubs/circu...
  • where you file depends on where you loaned the money... if you were in Arizona when you loaned the money file there, because you go by their laws not Wisconsin's, and vice versa in Texas verbal is a legally binding contract, you can take someone to court over that, but it helps so much more it you have some kind of proof, like email or a person willing to write a statement and have it notarized you can represent yourself, depending if its eligible in small claims court (usually have a maximum amt) or get an attorney, i'd even look into putting a lien on something valuable the person owns until you get you money (if you find favor with the judge)
  • okay, so i have this friend David. I live in Wisconsin, he used to live here too but moved to Arizona last summer. So last December-ish, he asked me for a loan because his mom and him were going through a tough situation and if they didn't pay their car payment, their car would be reposessed. the loan was for $2,000. i had a lot of misgivings about loaning him the money. and i did have that much in the bank, i could spare it. so i figured i'd give it to him, because i trusted him to pay it back. so now here we are in September. i've asked him numerous times for the money back, or at least for him to make an effort to give me the money back. so basically, now he's pissed at me because i "annoyed" him by asking for the money that is rightfully mine back. um? really? excuse me for even loaning you the money in the first place. he told me that once his dad and step mom that live here are financially stable, they would pay me the $2000. and they are rich. so right now, i'm debating if i should write them a letter and mail it to them and see what they do. because i've come to realize that he will NEVER pay me back. i don't even want to be friends with him anymore. he's such an ***. ughhh. what do you think i should do?
  • Hmm, it's a tough situation. Maybe him being pissed/annoyed is just a defensive sort of reaction, because he feels guilty about it. The money is rightfully yours, of course, and he shouldnt react like this after you did him a favour. Maybe if you could get him to pay it to you in smaller increments when he has some to spare -- perhaps the thought of paying 2000 back in one hit is too much for him to afford atm? If his parents are rich and have the money, HE should organise it with them. You may irritate the parents if you ask them for their money because you loaned their son money. Good luck.
  • Yea its good to mail his parents! just explain well... like why you really need your money back now and of course you shouldn't be his friend anymore he's such an as***** $2000 is serious! you should get your money back before its too late! and then don't ever contact him anymore If i were you, i would be like 'fu** u man, i'm really serious, i need dat money back! you fu****!'
  • i have just gradated from high school and about to go to arizona state university with no scholarship what so ever.Im going off loans that FAFSA has provided but they did not give me any grants because my family makes high income. But my problem is that i really dont want to be in debt when i get out or put alot of stress in my parents because we are currently financially tied down. With no scholarship i have looked into joining the Army Reserves or at least willing to join any reserve military branch. My question is can anyone tell me which branch has the most education benefits. But also what are the chances of getting the full tuition covers i have been hearing in those branches? Thanks you for your time. P.S if you are currently or formerly received the tuition cover how difficult was the process to obtain it?
  • Ok 1st active duty gives over 70000 n reserve gives barely over 40000 4 ur mgib but all branches except gaurd which r reserves pay the same mgib 4 a 4yr enlistment and reserve r likely 2 get shipped so go active duty n get bachelors degree be officer.
  • the two centers are experienced in a various way, in innovations that replicate their diverse missions, yet the two infantry college is amazingly sturdy. Marines concentration greater effective on the preliminary training so they might located troops on ships on the on the spot and understand they won't proceed a training cycle. militia supplies you somewhat much less training indoors the preliminary cycle, information that the troops will circulate to eternal units and enter the LTA/NTC/CMTC rotation at as rapidly as. each and every and each training philosophy suits each and every and each service. the two centers have the comparable kit in each and every of the considerable concerns -- most of the kit, like the M1 tank, substitute right into a secure practices tension decision; diverse kit, like the LAV (talked approximately as a Striker by using the army) substitute right into a USMC decision. Uniforms, load wearing kit, very own kit, and so forth, is each and every of the comparable, or so comparable that throughout undemanding terms the colour differs. The "Marines are no longer getting sturdy kit" is barely a fantasy, reason generally by using Marines. For the ideal 60 years the USMC has fought many sturdy kit advancements shrink than the guise of "now no longer slowing down Marines" or yet another stupid excuse. as a effect, their procurement channels have a bent to lag on the lower back of -- subsequently of certainty they won't settle for form spanking new themes. to cite some obvious examples, the USMC hung directly to the M14 somewhat of the greater effective useful M16; the USMC resisted physique armor; the USMC initially refused the M60 Tank; the USMC initially refused the M1 Tank. Marines pick to communicate approximately how they are no longer getting some thing, yet they in no way want to correct time-venerated that their very own administration is at fault. in case you want to realize it is larger useful, in undemanding terms seem at who's attempting to emulate who? For the ideal century, the Marine Corps has been attempting to take over classic militia missions. do you want to be optimal helpful the way? Or following and attempting to snatch some leftovers? circulate militia!
  • Hi, I live in Arizona and have a wife and a 11 month old child. At the time I was the only one working and chose 4 exemptions/married on my federal. I never was given the option for state but for some weird reason it is at 19 exemptions (this seems extremely high). I make $27K per year but, have allot taken out of my checks before taxes for insurance and other things so usually I bring home about $650.00 - $750.00 per paycheck every 2 weeks. I NEVER have anything taken out of my check unless I get a bonus and my check is over $1000.00 and I am concerned that we will be owing at the end of the year. My wife also now just started a job at Target part time making $8.00 an hour only 32 hours per week. She put married and 2 exemptions for federal and there is 0 put in for AZ state. She only got a small paycheck of $111.00 for 1 week of training and less than 32 Hours of work so far because she just started. No taxes were taken out for that check. we just want to make sure we don't owe. We cant afford to owe! lol just like most people... I tried to get as detailed as possible so that I could get a good answer from someone. Thank you for your time and help, it is much appreciated!
  • My wife isnt just working for the holidays, she is just working part time for the time being until she is ready for full time again. I have the option to change my state and federal right here on the computer at anytime I please. Anyone also have a suggestion for what I should change my state number of exemptions/allowences to? Just giving updates as I get some answer to better help anyone else that answers. I do appreciate all the help im getting with this!
  • Sorry... another update... The 19 allowances/exemptions for state is how much percentage is being held for state. I chose 19% so thats why there is 19 put in. Is this enough? or should i raise it to one of the options below. I hate taxes and we are very uneducated when it comes to it. Thanks again for all feedback! My annual compensation is $15,000 or more. I choose to have Arizona withholding at the rate of (check only one box): ???? 19% ???? 23% ???? 25% ???? 31% ???? 37% of the federal tax withheld
  • You should qualify for EIC because of your child, and that should keep you from owing for federal. Your 4 federal allowances is OK, but it would probably be better for your wife to claim zero. If she is just working for the holidays and makes a couple thousand dollars or less, what she claims might not matter. For state though, I'd ask your payroll department about that 19 allowances - you could end up having to pay the state, although probably $100 or less.
  • Taking the extra exemptions is not a good idea, you will owe taxes unless you have some major deductions to claim, like mortgage interest. I'd get your W-2 changed as soon as possible. I also live in Arizona. My son claimed 4 exemptions, only worked part time and he is single and had no deductions to claim...he owed.
  • i have just gradated from high school and about to go to arizona state university with no scholarship what so ever.Im going off loans that FAFSA has provided but they did not give me any grants because my family makes high income. But my problem is that i really dont want to be in debt when i get out or put alot of stress in my parents because we are currently financially tied down. With no scholarship i have looked into joining the Army Reserves or at least willing to join any reserve military branch. My question is can anyone tell me which branch has the most education benefits. But also what are the chances of getting the full tuition covers i have been hearing in those branches? Thanks you for your time. P.S if you are currently or formerly received the tuition cover how difficult was the process to obtain it?
  • All of the US military branches have the same benefits. Army Reserve Education
  • There are many factor (kickers, VA Ed. Benefits) and the best course of action would be to sit down and talk to a recruiter. Just because you talk to them doesn't mean you have to enlist. Also talk to multiple services to see what they offer.
  • just be prepaid for the fact that once you are in the reserves, you can be taken from school and sent oversea's if needed
  • DO what you feel is right
  • So I will be attending (now questioning) Northern Arizona University as an incoming freshman at the end of this month. I received a letter from the institute awarding me a scholarship with my tuition paid for all four years so long as I meet the criteria of maintaining a GPA. However, to receive this award I must have gotten a 3.5 GPA in high school and no grade lower than a 'B' in any college preparatory class. I recieved a C my sophomore year but in an honors class. I contacted the office of financial aid and scholarships about if I still am eligible EARLIER this year around June. They said they do not take the honors as a B so I didnt get the award. I pleaded and begged for the scholarship but no cigar. Then fast forward to a couple days ago and I received that scholarship letter through the mail SPECIFICALLY stating "Congratulations! You can been chosen to RECEIVE the lumberjack scholar award.." I checked my online account and the award was in fact posted on my account. I checked just now and the award is not in my account anymore and my student loans drastically increased because of the scholarship not being there. Is this right? What action may I take?
  • Oh you need to contact the school and find someone to give you facts. Did you keep the email? Unfortunately this could of been a mistake posted to your account. I would start with the financial aid and talk to the bursary office
  • If you aren't eligible for the scholarship, you can't have the scholarship. So if the scholarship is no longer on your account, that is correct. But since it did post to your account, albeit briefly, you can call financial aid and ask why it was removed. If they say it was due to that C, then they are correct and you can't argue with them. But it's worth asking the question, just in case there is any possibility at all of getting it back on there. Just be polite when you call. Being all grumpy or angry about this won't help you.
  • If a scholarship is conditional and you did not meet the conditions, then there is nothing you can do to get that particular scholarship. I think the only issue is that you've been given confusing information. Without knowing what the Lumberjack scholar award is or what is was worth or who sent the letter, it is impossible to know whether the school has any liability to you. You can certainly ask to meet with the office of financial aid and bring all your documentation (the letters, the college account data.)
  • Often this type of letter is automatically generated, based on your GPA. It sounds like someone in the office checked your transcript and discovered that you did not, in fact, meet the qualifications. So they corrected the error. Scholarships are gifts, and the donor can make any rules they want. If you didn't qualify, then they were within their rights to adjust the award.
  • You can't take any action. You failed to meet the requirement, so you didn't get the scholarship. They'd say it was a mistake; they're not legally bound to actually give you the scholarship.
  • What action can you take? You didn't qualify for the scholarship in the first place.
  • If you fail to meet the criteria for the award, you won't get it. I doubt the 'Congratulations' message has any validity since this sounds like a clerical error and has been rescinded.
  • I didn't know there were any. If you are buying the car outright you shouldn't have to show a DL. The only reason I have to have my DL when I purchase a car is for the loan company, they want all that stuff so they can hunt you down if you fail to pay, if you don't have a US DL and are trying to get a loan for a vehicle from an American finance company I can see how that would be a problem.
  • the guy with the suspended license ought to purchase the motorized vehicle, yet they can't be allowed to rigidity it off the lot. they'd have somebody else rigidity it for them, yet that leaves the insurance project. who's the insured driver? i assume think ofyou've got the motorized vehicle insured contained in the call of the guy you pick to have rigidity it off the lot, which could ascertain the project.
  • Ask the AAI student counselor for the the graduation rate, the job placement success and entry level salary of their graduates in the specific program that you are interested in. Some ratings of the institute by former students of AAI found on the Internet are not very complimentary, considering the cost of the tuition and fees: http://local.yahoo.com/info-20066664-ari...http://www.azcentral.com/news/articles/2...http://www.collegeview.com/schools/arizo...http://www.braintrack.com/college/s/arizona-automotive-institute
  • I recently paid of my vehicle loan. The lien holder is mailing me the lien release. However I am permanently leaving the state in a few days. I wont be here to receive the lien release. I also wont be here to visit the Arizona Motor Vehicle Department. I am selling this vehicle.(Having mom sell it for me, she gets a cut. :p) I am trying to avoid option 1. Option 1. Lien release gets delivered in the mail to my mom. Mom mails the lien release to me out of state. I mail the lien release, title registration form, and funds to the DMV Wait forever Mom gets title in the mail. Mom mails me the title. I get it notarized for sale. I mail the title back to mom and its ready to sell. This may take weeks and weeks. Is option number 2 a possibility. Option number 2. I goto the DMV and fill out a Power Of Attorney From. "http://mvd.azdot.gov/mvd/FormsandPub/... I give the form to my mom as she will be the named attorney. I leave the state and my job is done. My mom recieves my lien release. My mom takes the lien release and power of attorney form to the DMV and receives the title in HER name. DONE! Is option number 2 possible? Would save a lot of wasted time, paper, and money... Thanks...
  • The lien release does not have to be signed. You are making a mountain out of a molehill. Sign the tile in the seller space, leave the title with Mom. Mom can give the lien release to the buyer along with the title when the sale is made.
  • I refuse to pass. In my fatherland, we've a place called MVD show the place you will get a number of the amenities provided by making use of the state's motorcar branch even though it fees greater. i'm keen to pay the greater $35 or despite to get in and out in 10 minutes instead of being there hours. My time is efficacious. as nicely, this time of 12 months a million/2 the human beings on the motorcar Dept. are ill and coughing up germs in all places. Ugh! i'm no hypochondriac yet i don't sense like status in line for a protracted time and, whilst i ultimately score a chair, having to take a seat next to somebody that sounds like a cat attempting to cough up a hairball. OMG, that wasn't YOU became it?
  • no such thing as best try any small bank
  • Im from ohio and want to go to a 4 year college out of state but the only problem is i only have about $19,000 a year total from my stafford loans and federal pell and i have no one to co sign for a private student loan. I really wanted to go to arizona state university for archaeology but i dont have enough money so now i have to fall back on my second plan, to study history and try to become a history teacher. Every out of state 4 year college ive looked at says its at least 24000 a year after room and board, is there any hope at all for me?
  • Move to the new state, work for a year, qualify for in-state tuition. Look around Ohio for good in-state programs. We've got a nice university system with many specialties.
  • If you qualify, the work colleges let you work your way through college rather than pay your way through. Consider getting a bachelor's degree in Interdisciplinary Anthropology from University of Akron with a certificate in Field Archaeology.
  • if your from eastern ohio you should look into butler college here in western pa great school low prices
  • Okay I really need some options to consider. I go to Arizona State University and I'm a freshman. But the problem is that I can no longer afford to go here. I'm in my second semester of living in the dorms but I am not taking courses right now since my loans were denied because lack of a credit-worthy cosigner. (Didn't know this would happen before I moved here) They wont let me enroll until I pay off last semesters past due fees. I bought myself some time to try and see if my grandma's credit would get approved before I'm kicked out of the dorms but that time is running out. My plan was to enroll in a few credits to finish out this semester and then continue to work (I have a part time job) until next fall and go to a local community college for a year to attempt to get in-state tuition since I claim my own taxes. But I still need other options just in case things don't go my way.......I have about two weeks to either enroll in classes or get kicked to the curb with very little money and not alot of direction. Help please!! Please no negative comments either.....I'm trying to find my way in the world just like you probably have to do too.
  • No, you won't qualify as either an in-state or independent student until you turn 24. Currently ASU will only consider you an in-state student if you can produce a diploma from an in-state high school. Do this: return to your parent/s home, get a part-time/full-time job immediately and build yourself a financial nest egg. In six, maybe twelve months from returning home, look into enrolling in a CC, with the emphasis on low-cost tuition and commuting from home. Your situation is not unique, and is not dire; you'll work your way through it. Good luck!
  • You aren't going to qualify for in state tuition in Arizona until you are an independent student (over 24, married, or have kids you support). You will never qualify for in state tuition while you are a student. You must establish residency for purposes other than college for at least one year before you can pay in state tuition. Your residency is based on your parents residency, even if you do your own taxes. You are still a dependent student. You don't really have many options. You can go back home and enroll in a school where you will actually qualify for in state tuition or you can go get a job where you are and find a place to live. Stay there and save whatever money you can until you are considered an independent student.
  • I graduated from high school 2005 with a 3.8 GPA, and went straight into college. I did really well for the first semester, but withdrew halfway through the spring with WF's because I got ill. I made another run at college shortly after before I was really ready again and again failed the courses. Both of these colleges were in Louisiana. I want to attend a university in Arizona in the fall of 2011. However, admissions will not allow me to apply as a freshman -- and I do not want my one big down period to follow me around for the rest of my life. Plus, there are TONS of issues concerning what is accredited, what's not accredited -- particularly with the community colleges I tried right after uni. They can't tell me if my first college is even acceptable as being regionally accredited (they are accredited by two different organizations) until AFTER I apply - however, once I apply, and put the Louisiana school on the app, I'm forever a transfer student (even though I'll be treated as a freshman for all other things) and thus not able to receive aid. Is it fraud to just say I haven't attended school before? The big issue here is aid. There really isn't a lot of support for "transfer" students that don't have all gold stars across the board. If I MUST report schools, where can I find better aid? (Besides loans, my credit is trashed.)
  • Did you get financial aid at any of your old schools? If you lie and say you've never entered another school, you'll get caught when the new school reviews your financial aid transcripts. So you really can't lie. It won't work. Do you qualify for aid now? I suspect you might not, because of your low rate of completion v. attempted credits. That's a federal rule, not a school rule, so you might not qualify for aid anywhere at the moment. That includes student loans. It is possible for you to appeal this decision to the school. You'd need to sit with the financial aid director at your new school and plead your case. If you can't get aid, then you need to pay out of pocket for your classes until you bring your pass v. attempted credit rate up to the acceptable level, after which you will qualify for aid again. So for most people in your circumstance, their best option is community college, because it's inexpensive. I'd have you go back to a cc, and take enough credits until you can qualify for aid again. If you think you can get into the AZ uni at that point, then apply. But if you don't get in, I'd actually advise you to complete the entire associates degree, to establish a long-term track record of academic success - and at that point, I'd have you apply to transfer to a university. Are you working? Does your employer provide tuition assistance? If they do, you can use that to pay for your classes while you bring your completion rate back up.
  • Yes, you will be required to report all higher education institutions you have attended. Unfortunately, you can pick and choose which ones you report on your applications. If it is determined that you withheld information about all higher education institutions, your admission can be revoked or worst, you can be disenrolled. However, if you have demonstrated that are improving your GPA, they may overlook some of your past unsuccessful grades. Perhaps you can explain your past performance in the form of an essay. Don't forget to focus on the changes you have made to improve your GPA. Best wishes!
  • Yes, it is illegal to not to report. Yes, universities have a way to check your entire academic history. Unless you want to test your luck and not report it then explain it later :-) (not recommending this). I'm saying this because I know one student who went to three different colleges, and did not report one by accident (did not remember he went to that school), but had no problem from graduating. It's better to go with academic office (or speak with the higher ups, those staffs don't help often times. They have this 'guideline' that they suppose to follow), explain your background and situation, and request to be placed as a fresh freshman.
  • "You can't run from your past." Yes, lying on your application is fraudulent. And, one way or another, colleges have a way of finding out about your previous transcript. And plus, if you apply for financial aid they WILL research you fully - and find out if you owe any monies to any other school, and/or if you have any other college credits (passes or failures) as they specifically do not make it a habit of paying for "repeated" classes.
  • I'm tired of living in Mississippi and I need a change. Most of my old high school classmates are moving away from here to start a new life, and honestly, I think it's time for me to do the same. I'm a 23 year old teacher assistant. I have a Bachelors degree. I do not have kids, a spouse, or pets. I do have student loan debt, but due to my below minimum wage salary, I would probably be able to defer it for a year. That's just enough time for me to move and find a new (and better) job.
  • personally I'd head to Arizona, but the economy is not so hot there right now you might want to consider the DC area, which is nice
  • Housing= annual morgatage payments, propane to heat the house, land taxes and utilities. We own an old farm house on 10 acres out in prime farm land in Northwestern Iowa. The old farm home NEEDS to be updated!!!!! Our annual precentage for housing costs is 25 from last year. Housing: 25% Clothing: 2% Pets: 11% (we own four horses and a dog) Grocery: 12 % Auto: 19% Debt: 7% (husband's student loans) Savings: 8% (this is how much we saved in our bank account with our after taxes income and 401k input) Together, hubby and I make $49k (I'm a part time teacher and he's a animal feed specialist with a masters degree). Are we doing okay? We have a baby on the way and we plan to build a new home next year...that will majorly throw our precentages out of whack! Help!
  • You're doing great. Except for the car! If you want to achieve financial security without working three jobs, limiting housing costs to 25% of your income is a good rule of thumb. But paying 4/5's as much for transportation as you do for housing is nuts! Don't you think? I'm 'guesstimating' that means you have a $400/month car payment. Sell the car, pay off the loan, and buy a $1000 car with cash. Then your income will effectively go up by 19%! Try to increase your savings to 15% of earnings, especially with a baby on the way... Good luck!
  • I live in Arizona and 2 years back my father passed away. He left me a sum of money to me but the court ordered that the money be put into a "savings" fund at the US bank. I was wondering what steps me and my mother who is the account holder have to take in order to petition the court and ask to withdraw a certain amount so i can have a car before i turn 18 so i can get to and from the school i attend because i moved. i am 17 btw.
  • By the time you got the court to agree to it, if you could, then you already be 18. You could see if any lending institution would give you a loan using that money as collateral.
  • Joseph You can petition the court, but your desires to buy a car will not be any of the courts concern. They have heard it all before. Better your mom should loan you the money, you can pay her back in a year. Soccerref
  • They will not release the funds for something like a car. The trustee of the account can allow withdrawals for things like medical bills and school tuition but not for personal items.
  • None. You cannot touch that till the age of the trust specifies.
  • im exactly the same but since ur 17 u might aswell just wait it out now :/
  • Wait it out.
  • An EFC of 95 qualifies you for the Pell grant, and possibly some state grants. The maximum Ell for 2010-2011 is $5,550 and the maximum a dependent student can take in federal student loans is $5,500 for their freshman year. State grants vary greatly, and if you qualify for the ACG that's worth $750 for the year (your freshman year - the amount raises your sophomore year if you continue to qualify).
  • We think that Arizona smith and his detective in training Stephanie are really funny. We had watched them last year in social studies class. We had always wished to find them on the internet but the closest video was 3 mins that only showed Arizona smith but not Stephanie We would really like a video that showed all of the episode. These videos are called ancient civilizations for children and is by Schlessinger Media. PLEASE HELP US FIND A VIDEO!!!!!!!!!!! thx
  • Your best bet is to enlist the help of a librarian who specializes in inter-library loans to find and borrow it from another school or library. Good luck! CC
  • Asu is my first choice of schools to go to. I want to get in there more than ANYTHING. I am out of state, and do not need financial aid or student loans. I have a 2.6 GPA and got a 1370 on the SATS. I also wrote a special circumstances letter explaining how all through high school I struggled with a disorder that affected my grades. Which is true and legitimate, with a letter of recomondation, explaining what it is and how college should help, from my therapist. Yesterday I called admissions and told them how interested I was in ASU, and if there is anything else on my application that they need from me. They told me my application was currently being evaluated. Do you think I will get in?? I was accepted into Eastern Washington, but denied from Boise State. I heard ASU is pretty easy to get into, but I still am so nervous that I will get denied. I want to go there so bad. Thoughts? Opinions?
  • Honestly, I think you can. I'm actually kind of in the same position as you. I have about a 2.5 GPA and I got a 1440 on the SAT and 20 on the ACT. I am going to write a special circumstances letter explaining how I'm a military child and I've moved across the country 6 times throughout my life and two of those times during high school because of my father's job. I was denied by Central WA due to an academical credential problem during my transfer, and I'm still waiting to hear back from seven other schools, including ASU & Boise State! Arizona State's a really good school especially for what I want to study- and I'd go to the Polytechnic campus if anything. But seriously, ASU has a 91% acceptance rate and it's a plus that you're out of state. I am too. I'd say don't worry about it too much :)
  • For UNLV, your GPA ought to get you hit upon on your ACT/ SAT scores. ultimate that's some indoors documents, in case you have a minimum of a 4 hundred indoors the Verbal on the SAT or a 17 on the English ACT you would be admitted conditionally (which capacity you will ought to desire to maintain a 2.0 on your first semester).
  • I am currently at a Community College in Arizona and would like to go to the University of Washington in Seattle. How do i go about transferring and getting dates set down? i have tried to navigate the website but i haven't gotten too much information. i was just wondering how i should prepare and what type of questions i should ask when i talk to an admissions person. no one in my family had ever gone to a university so i'm kind of on my own. everyone is going to the local state university so i am really clueless about how i should prepare about going out of state for school. i wouldn't be transferring for another year because i'm working on my A.A. but i'm not sure how to go about things. especially money wise since i'll be on campus. will i have to pull out loans or will financial aid cover most of the costs? any tips?
  • Read this book cover to cover. It will give you all the info you need to transfer. http://admit.washington.edu/files/PDFs/T...Also do a transfer Thursday. http://admit.washington.edu/Visit/Transf...Federal fin aid doesn't give your let you borrow more money because you choose to pay the higher out-of-state fees. (out of state tuition alone is 22,000 a year, plus another 9,000 for room, board, and books). Unless you have parents willing to borrow for you, you might consider staying in state. http://admit.washington.edu/Paying/Trans...Hope this helps. It is a very good college website. very informative.
  • I think that all this additional focus on illegal immigrants has increased racisim in az, when really the recession was brought on primarily by greedy people refinancing there homes to the point where they could not afford the payments and defaulted their loans. anyone remember when the last recession hit, the rounded up all the mexicans in trains and shipped them back to mexico, or is that something that is"in the past"
  • Racism is being spread in Arizona not because of this law but because it is damn hard to go to a fast food joint and find a worker that understands english enough to take your order.
  • Hey! I have just set up my final steps to being officially enrolled at Northern Arizona University, and the prices are insane. I don't want to take out loans for the room and board, so I'm trying to find a job. Although finding a job is a easy possibility, I'm wondering how hard it will be to actually work through college. The way I have it worked out now, I will have to work 5 hours a week 5 days a week while still going to classes. Will this effect my grades or overall college experience?
  • if you currently play 5 hours of video games a day anyway, probably none.
  • Well first of all those fees are due the first day of class for the whole semester, just to let you know, you may need a loan for the first term. If you are working a physically or emotionally tiring job it will have quite a negative effect on your grades. For one it brings you down emotionally, without you even realizing it. If you are tired you will be much less inclined to study longer, and you can tend to rationalize it. Students who work during school have (on average) 30% lower grades. It is more stressful to have a job during school, but if it is on campus, most of those jobs are like at the library and computer lab, with a lot of down time to study, which would be preferable.
  • It depends on how challenging your classes are. Also, time management is a factor. For example, if you are not very good in math but are taking math-related classes, working, and not good at managing time, you are setting yourself up for failure by adding the extra strain of a job.
  • you'll have to make enough time for studying and classes, but it will only add to the experiance! you'll be the college veteran :]
  • I was just told by my academic adviser that I won't be able to graduate until spring of 2013. I'll be 24 by then and all my friends just graduated this year (2011). Some are staying for a 5th year and graduating in 2012, yet I wont be done till 2013. My parents are getting on me about when I'm going to finish, I keep taking more loans out and tuition keeps getting more expensive. I'm working two jobs, one which I hate just to stay up to date on my bills. I get depressed seeing my friends traveling to Europe and honestly believe even if I graduate I'll be stuck in a backroom boring my life away (I'm an Accounting Information Systems major). I think I've dug too deep to quit now, but I don't think I can handle much more school.
  • While it takes everyone a different amount of time to get through school, one thing you should be aware of is the tuition cap. There is a lifetime limit for federal student loans, and if you hit your maximum, you may not even qualify for enough stafford loans to finish! You should check with your financial aid office to make sure this will not affect you!
  • Sounds like you did some bad planning. The main thing now is to avoid forcing "other people" (taxpayers, your parents, etc) to pay for your bad planning. You also need to avoid building up an unsustainable student debt load. If you're going part-time, quit one or bith your jobs find a way to go full-time and summers.
  • I would try my best to graduate its only two more years I think u could do it
  • 6 years is Max for a Bachelor's Degree.. (at least to me it is) What are you doing? College is about getting an education, seems like it wasn't your main focus.
  • Get a part time job. To do the same at her grad school, my daughter is working as an emergency medical technician for living expense money and has a campus job lined up for next semester. Or ask the financial aid office at the school for information on private student loans. However, a parent will have to cosign. .
  • i live in Arizona. Do you have to pay back this money? are you only allowed to buy certain houses if you get down payment assistance? how do you qualify for this? can it help with a down payment on a forclosed home? i no this is alot of questions, but i dont know alot about it and have been researching it but was hoping someone could actually explain things to me. and ps. i do have some money saved up but i would like to keep it saved for just in case reasons after i buy a house and if theres free money out there i would really like to get my hands on some. any information would be much appreciated..
  • There are not any federal programs, you must be talking about something local to where you live. Talk to the loan officer at your bank, they will know all about any local programs (state, county or city) that you would qualify for.
  • Zero if your dads credit is good, he doesn't have too much other debt and you don't pay thousands above sticker. Down payments are typically not needed for most good credit car loans bought at reasonable prices. (Not thousands above retail)
  • Whocares is right, so long as his credit is good, they shouldn't require a down payment at all. You realize that your payment will be over $600 a month, right? Not counting insurance and gas. Have fun!
  • Most dealerships, especially for someone your age want to see you put 1/3 of the money down for a car. Now seriously almost no one does that so they would probably be thrilled to see 2,500 down especially if you have a cosigner.
  • unlike tarp the stimulus plan was spending not loans. if you're referring to the additional debt it created, when everyone goes back to work, pays taxes and the gdp goes up everything will be fine and dandy. btw i have some oceanfront property for sale in arizona.
  • When will all of the money from the Wall Street bailout be paid back?
  • Same place where Bush got the money to pay for the wars in Afghanistan and Iraq.
  • Some of it has already been paid back, at a profit.
  • People who have jobs pay taxes. People who don't have jobs don't pay taxes.
  • Great question,but it will fall on deaf ears................
  • hahahahahahahahahaha.......
  • So my husband got a loan for a vehicle with a cosigner in 2007. My husband lost his job so turned It over to the cosigner in verbal agreement that the cosigner will pay it. Well years pass not a cent paid. My husband now is paying the debt and wants to go get the vehicle. With papers saying that my husband is paying for that vehicle can he just pick it up or can the cosigner keep it from him even though my husband is the primary and paying it off? Can co sell it without consent of my husband? If he trashed it Can we sue?
  • If the title shows both names, then I would presume the co has power to sell it..
  • Whose name is on the car's title? It doesn't make any difference who is paying the payments. No one can sell the vehicle before the lien holder (the finance company) releases the title.
  • If the title is only registered to your husband then yes he can, just call the cops and have them meet you where the car is located, but bring proof the car belongs to your husband,
  • Whose name appear on the title? THAT'S who owns the car. Tell me that and what state you are in, and I can give you a better idea of your alternatives.
  • (Translated using BabelFish) Myths and realities of the financial crisis 22 of September of 2008, 04:00 A.M. By Xavier Serbia It has been one week, for some, exciting; for another horrifying one. But, also it has been one week full of myths that are repeated with as much conviction that who says it thinks that it is so. Thus we had personages in the media shouting to us how to make money in the hypothecating market; now they are saying to us that this one is the economic fiasco of history. Of the same form that motivated us with the “irrational exuberance”, now they want to fill to us of “apocalyptic” messages awaiting the “monster of thousand heads”. We go to the point. We take some myths and put them out naked, until we see the reality of each of them. Myth #1: “We are in a recession like the one of the 29” Reality: Nothing like that. With 6,1% in the rate of unemployment and 3,3% in the GDP (preliminary), can we say that it is depression? Certainly we are in a deep financial crisis, but to call it the "depression of 2008”? No. In the depression of 1929 there were hundreds of banks closed, the savings (not the investments) were lost, one in four people ready to work were unemployed and the cities were facing long rows of poor men looking for work and food. Do We see that now? Now what we see are long lines of people buying Ipods. Certainly this financial crisis is affecting the investments of many and can open the iron door from a financial to an economic one (so that it happens to other areas of the economy). But, mechanisms exist that did not exist then to stop the spill. And the leaders are moving towards that direction. My people, the same “catastrophic” shouts occurred after Baring, LTCM, the Asian crisis, dot.com, and with 9/11. Still we are waiting for the depression. Myth #2: “The greed of the rich ones of Wall street has taken us to this” Reality: As far as I know, the didn't call that to Wall Street when individuals, families, salesmen, bankers, mass media, politicians, investors were participating in the celebration of the “hypothecating tequila”. They called it “the opportunity of the American dream”. It is certain that many investment banks, funds of insuring capitalists of risk and insurers took extreme risks when bathing in debts with "the hypothecating tequila" . But, many drank of the same glass of the greed, and not necessarily they are in the high floors of Manhattan, but in common streets like California, Florida, Nevada, Arizona and the list goes on. For that reason, I prefer to say that “the extreme appetite to risk in Wall street as in Main Street has taken us to this”. Myth #3: “The banks are falling” Reality: of nearly 8.425 financial institutions assured by the FDIC, How many banks have closed in the period of 2007-2008? Fifteen (15), which have been in their majority acquired by other banks. Do You know how many banks closed during the crisis of “Savings and Loans” in the decade of the 80's? more than 1,600. Certainly some real estate mortgage banks have undergone the effect of their excesses (IndyBanc, Countrywide, Ameriquest, etc.), investment banks of weight have been carved up (Lehman), others fell to the arms of other banks (Merrill Lynch and Bear Stearn), others are flirting to be merged with another banks (Morgan Stanley), the GSE like Fannie and Freddie fell at the hands of the government, AIG obtained a financial rescue, “hedge funds” have closed, small banks fell at the hands of others, the FDIC increased the level of reserves and it expects that several banks will close down. But, “the banks are not falling”. Myth #4: “My investments are assured” Reality: The investment is not assured, which is assured is the account and its content in case of a closing or fraud on the part of the financial institution. And the protection has a limit. One thing is the loss by fraud or closing of an institution; another thing is the loss by the fall in the value of the investment. It is the FDIC (in the case of the banks), SIPC (in the case of the brokerage houses), NCUA (in the case of credit unions) or Funds of State Guarantee (in the case of the insurance companies) who cover in case of bankruptcy, closing or fraud. We say that if I invested $25.000 in Lehman shares, the value of the shares went through the floor, because nobody covers the loss because that is part of the risk that faces investing. If my money is in an institution that has its respective insurance and it closes or exists a fraud, now they insurance me as long as it fulfills the specifications of that certain insurance. In the case of money that we have in the accounts of retirement by contributions with our employer (for example 401k) this is separated from the employer and the administrator of the money (company of investments that invests the money) in a separated account in our name. Now, if you lost 20% of your value of the investment (example you had $100.
  • Yes, and the FDIC made good and paid off during the Savings and Loan scandal. If people have more than $100,000 in one bank, hopefully they're paying attention. Better safe than sorry -- always, not just now. People are just so negative and anti-American right now, a lot are having fun thinking thinking it's 'the end' of the USA.
  • That's wishful thinking for the foreign press. America has been through much tougher times and we shall rebound from this as well.
  • I find the answers you are getting lack ,any type of substance as to logical reasoning of what the lack of assimilation is. One person had some valid answers, about ethnic barrios, marrying into ones own race. Most of it is the policies of the city government and lending institutions (red lining) loans to Hispanics and black into their side of town. In Tucson Arizona, There was the Cathedral where Mexican Catholic worshiped, Two blocks away was All Saints Church where Anglo Catholic worshiped. Also Mexican students went to Safford Jr High School And 6 blocks away was Roskuge Jr High School where Anglo students went. The powers that be in the city were instrumental in setting up the housing patterns in Tucson. Until such practices were outlawed in the Equal Rights Amendment of the Civil Rights Act of 1965. Many state reasons of not learning English or speaking Spanish within their hearing range. I know of no one that dose not speak English or have a working knowledge of English that has live in the states for awhile, and if you do not want it spoken around you , do not go to those places, simple isn't it., We will continue to keep the lifeblood of our culture ,Spanish. Many of you are very young and know very little about your country's history.
  • I'll give you a non-politically biased opinion on this issue... that's what Yahoo Answers should be... People who argue that immigrants aren't assimilating into American culture have a point in some cases... 1. Immigrants sometimes don't adopt the language. I've noticed it personally especially with Spanish-speaking immigrants and immigrants from Asian cultures. While English isn't the official language, if you want to assimilate into American culture, learning English is helpful. 2. Commonly, immigrants live in distinct communities and deal mainly with people only from their native cultures or at least similar cultures... thus not assimiliating into mainstream American society. 3. Some members of minority cultures only marry people within their own racial/ethnic/social class and thus remain somewhat isolated from other American cultures. No offense meant in any of these observations, just tryin to explain why some people would say this occurs.
  • well all of us are immigrants if you think about it. But here is the thing today. There are people that migrate to the US and may not speak the language the way the system in the USA is set up is to help those individuals get started I believe if you do so legally you are given 10,000 dollarsI could be wrong so don't quote me on it. I would research more into it because this is what I have heard through word of mouth and have no valid sources. however with 10,000 you can get an apartment and also get classes to speak the language. You go out and get a job and start to pay taxes. Some may need welfare for a short period while they are getting started and it is provided. This is a good progam for people getting started. However there are people who come to the United states and do not use the money wisley. God knows what they do with it. Some not all fail to learn english. Fail to learn the laws and fail to get a job. Staying on welfare and calling poverty every time they try to take it away. The programs that where meants to be temporary become permanent. They then strain the system and make it harder for those who truly need a helping hand. This isn't everybody who comes here. then when that dries up for them it is time to get a job but now they don't have the skills to communicate they still can't speak the language and then wind right back up on welfare again.
  • Primarily learning to speak English. Secondarily, celebrate American Holidays and not their countries' holidays such as Cinco de Mayo. Many feel like Mexicans in this country should celebrate July 4th. ***Joel that's not correct word of mouth. I know from personal experience that there are no $10,000 checks being given out. The only way I could even imagine anyone thinking that is if they are a nurse or something (because there is a shortage of nurses in the US) and a hospital paid the immigrant to come to this country so they could work at the hospital.
  • Learn to speak english. It is the language of the Constitution, the language of the Declaration of Independence, the language of the Bill of Rights. It is the language that we work and do business in. So learn it. Dont come to the US and expect others to learn your language. Thats BS.
  • Speak English in public while shopping, banking and mingling with US citizens.
  • I bought my home almost 2 years ago for about 220k, it is now worth 170k due to the awful market....... My loan is set to change in a few months to increased payments and I want to refinance, but no one will help because I am upside down on the loan..... I live in Arizona and am looking for some kind of government assistance to keep me afloat. Does anyone know what or who to contact to get help? Our governor said she was offering assistance, but her website didn't offer any help and I don't know where to go or what to do.... I know the nation is in the same boat as me, is there anyone that can help? I am a hard working young man and bearly make enough for the 1700.00 monthly payments. I've been stealing from peter to pay paul and I don't know what I am going to do once the payments increase.... Thanks!!!
  • try www.fha.gov and http://www.federalreserve.gov/pubs/forec...
  • its a joke that morgage payers aern't entitled to this. rent assistance was designed to offset housing accomodation for low income earners rent or morgage you are still paying to live in your house. unless you are a 30-40yr old teenager still living with parents it is UNLIVABLE without this entitlement. On a flat rate of $538 with a morgage of $230wk (cheaper than rent) plus rates instalments of $30 a wk makes $520 a fornight leaving $18 to pay bills and eat. why does the federal govt descriminate against home owners i mean we sacraficed and saved to get where we are only to b punished. 2 people working the same job same money 1 works and spends saving nothing 1 works saves a house deposit gets a morgage they both become unemployed 1 gets $700 a fortnight (only just covering basics) 1 gets $500 a fortnight only covering morgage why would a person even want to try and better there life only to be persicuted. seems the govt molycoddles and rewards uselessness. i am paying a morgage am not entitled to rent *** am recieving $530 a ft my elec and gas dont get paid and are about to get cut off and i live on free bread from the local charity shops meanwhile ppl living with their parents and 18yr old are entitled to the same benifit some getting rent *** claiming they are paying board. if a person paying is expected to live pay a morgage and maintain a house and utilities on $538 a fort then a 30-40yr old living with parents should only b entitled to $150 a fortnight
  • As of right now, there isn't any government assistance/ I JUST saw on the ABC Evening News about folks who sewed their mortgage company AND WON! Perhaps you should go to that site and look at that portion of the news. MAYBE you'll get some sort of a light to take that down that dark tunnel. Thanks for asking your Q! I enjoyed answering it! VTY, Ron Berue Yes, that is my real last name!
  • Contact you local congressman's office or Senator. There are Federal and State backed mortgage assistance programs. Some will even act to help you negotiate with your lender. Keep trying until you reach someone because there are so many needing help. Don't give up and good luck
  • Try this: www.995hope.com or 888-995-hope. Free counseling 24/7. Good luck to you. Do everything you can to avoid foreclosure.
  • At one time, John McCain said the worst thing that ever happened to him, Vietnam included, was the so-called Keating 5 scandal. "The Vietnamese," he would say, "didn't question my honor." Among McCain's earliest benefactors in Arizona was Lincoln Savings and Loan chief Charles Keating Jr., who filled McCain's campaign coffers with more than $100,000 and hosted the McCains multiple times at his vacation home in the Bahamas. Keating expected his largesse to be rewarded, and when federal regulators began looking into Lincoln's questionable lending practices and investments in the late 1980s, he turned to five senators whose coffers he had lined — Alan Cranston of California, Donald Riegle of Michigan, John Glenn of Ohio and both Arizona senators, Dennis DeConcini and McCain. The only one of these pols still in office is McCain. Although you gotta hand it to him for longevity, is this the right guy to be in charge, when one of the top, if not the top issue, is the economy?
  • Yes, it will be examined repeatedly during the last two months of the campaign. McCain made some serious mistakes but was exonerated in the end. It is good to examine the past history of both candidates for clues into their character and thought processes. I doubt that the Keating scandal will play any part in whether or not a voter supports John McCain.
  • http://www.hiphopdx.com/index/news/id.93...To summarize it Mos is selling t-shirts with the cover art to the Ecstatic and giving buyers a code to download the album. BQ: Do you think you might get it. I personnally am mulling this one over, I haven't bought any clothes in at least a year, so I need some new shirts, I already bought Ecstatic but if they pull this off well, i.e. it looks dope, I'm copping it. NRHH: Your opinion on Labradoodles, how gay on a scale form 1-1,000.
  • Thats actually pretty innovative. Props to Mos. BQ: Possibly. I think the next shirt I'm buying is the Camu Tao shirt though. NRHH: 1,000 + 1
  • I ordered the album from Amazon.com, would rather have gotten it with the T-shirt, maybe I'll order the T-shirt and give the album away. I think it's an excellent marketing idea... NRHH: Labradoobles are really cute dogs. They are not "gay" and a very popular breed. A labrador and poodle make a very cute dog. My Mom recently bought a Schnoodle....a Schanauzer and a Poodle, it's really cute too. Peace, Love & Happiness
  • i think the idea of him having a dream team of him, Talib Kweli, MF DOOM, Slick Rick and Jay Electronica is an equally good idea. that will finally put to bed the greatest rapper alive bullsh*t, cause Mos Def lyrically would murder Jay-Z, Lil Wayne and Eminem. and he would put Jadakiss to the torch.
  • Dude, I'm in debt to the bank (I think) and the great state of Arizona. NRHH: 500 @Talib: Probation fees (I need $150 to get off, I'm gonna look for work here in a few).
  • Thats a great idea and it will probably work.. good sh1t Mos. BQ: Sure it's probably only like $20 NRHH: only homosexuals claim those "dogs" as pets so 1,000
  • yes i am buying some shirts ii gotta look as cool as mos def NRHH:havent heard of them but from the name 1,000
  • About a year ago, I loaned someone about 200 dollars worth of DVDs (House seasons 1 - 4) so he could watch them. I've been asking for them since and he keeps promising he'll give them to me but he never does. About two months ago, he invited a friend I was with to dinner. When my friend told him he was already out, he wanted me to go, but I had no money -- so he fronted me 14 dollars for dinner. He knows I don't have cash -- I am in so much trouble right now I can't even pay my rent, my car note, my utilities, my credit card bills, nothing. I skipped all my bills this month so I could buy myself food. I DID, however, get a job offer (a NICE one) and I made some comment on Facebook about getting a "sweet job offer." 12am, the guy calls me and I answer the phone and the first thing I hear is, "What job offer?" I respond that I'm not willing to discuss that and chuckle, and he snaps "Like your not going to give me my money like I won't give you your DVDs." He immediately hangs up before I can even explain myself. I repay my debts. But the money just physically isn't there. On the other hand, I've been very kind and patient with him for over a year. That phone call, being treated like that.. enough is enough. I live in Tempe, Arizona. I am NOT familiar with the area or the legal system, but would anyone know how much would it put me out to try and take action against this guy for the return of my DVDs or their cash value? I did not have a contract or anything, it was just a friendly gesture.
  • Go to small claims court and ask if you can petition your discs. Also try and put a dollar amount on theses CD's to give the judge the amount you are out. It sounds like your friend has never attempted to give them back. Also try and remember what order they were in, and a small description of your address book ? Then and only them I recommend seeing a lawyer who like those kinds of details.
  • First pay him the $14 so that's out of the way. Then tell him unless he returns the DVD's you will take him to Small Claims Court - if he doesn't, go ahead with it. The local Clerk of the Courts office should be able to help you.
  • John Glenn (d) Ohio, and John McCain (R) Arizona were both exonerated from any wrong doing. If you notice there were others (D) found guilty, but I suspect you knew that as well as the majority of the American people.. ~
  • McCain was a scapegoat to make the whole thing not look like it was perpetrated by entirely democrats. Throw a republican in there and draw attention away from the fact that everyone else was a Democrat, but then not mention it when he's acquitted...nice.
  • The opposite, he was found he had nothing to do with it and exonerated along with John Glenn.
  • He seems to follow Palin like a sick puppy
  • Yes.
  • probably a follower... he is definitely following now....
  • Hi! I live in SW Pennsylvania and I've never lived anywhere else. My mom (naturally) really wants me to go to West Virginia University because it's the closest school to us. However I have heard some things about WVU that makes me not want to go there. The college that really has my attention is the University of Kansas. The weather seems perfect for me, warm but not boiling, and wind to keep it cool. I feel like it's a better school than WVU academically and less of a party school. Don't get me wrong I want to go to some parties, but that's not what I want future employers to think that's what I went to school for. Anyway, if anyone (preferably people that have gone to one of these schools or have gone far away to college) can give me some advice, I would really appreciate it! I want to know about these two schools, their academics, reputations, and campus life. I also want to know the pros and cons to moving so far away from home for college. Thank you so much! P.S. I know that I can't make such an important based on opinions from the internet. But, I would love to have some outside opinions to add to my decision. Thanks again! :)
  • I lived in Illinois and went to Arizona for school. It is definitely a culture shock going far from home. Not just the weather, climate, and environment. But the people, too. While had friends from around the country, I found that I still related better to those from the midwestern and eastern states. I enjoyed being there, but I did miss having family and old friends around. (I could only fly home to visit once a year, and barely anyone visited me.) I wouldn't trade the experience of attending school in another state, HOWEVER, I would trade the DEBT. Going to school out of state is so much more expensive. I'll be paying on my loans for 15-20 years when I'm done. Perhaps you could find another school in your state that is a good fit? Believe me, 10 years from now, the cost savings will outweigh that lovely Kansas weather. (by the way you've heard of tornadoes, right?).
  • I worked full time counseling inmates in a prison release program, and attended graduate school during the day, (flex schedule) and at night. It was hard because I also taught life skills to the inmates on Thursday nights from 6:30-8:30p.m! I was sooooo tired. I was married, so my husband and I made a budget for me to work only weekends and attend grad. school full time once my 100 hour practicum followed by 700 hour internship kicked in. Oh, and my last year of graduate school I was pregnant with my daughter. She was born two months after graduation. See my husband was my saving grace. I think if I was single I would have lost my mind. It was hard, so I know what you're going through girlfriend. My MA is in Psychology, so I got a part-time job on the weekends counseling patient's in an adult detox hospitalization program. They were about as tough to work with as the inmates. But, the money was good (close to $20 hour). Try to find full-time employment that will allow you to utilize your degree (in whatever discipline it is in). Good luck, the end is in sight!
  • I'm doing it right now. It's not easy the writing is intense and at a much higher level--it's grad school after all. The best trick. Get a job at the University first. Then enroll in their program. Depending on the job you'll get either free tuition, you'll still have to pay for books and fees, or some other benefit. Good luck!
  • I did that through two graduate programs in Texas around 33 and 30 years ago. It can be done, moreso in the 2000's than back in the 1970's when I did it, since all the computerized benefits are here that weren't here in the 1970's. I can't tell you how to do it in Arizona since I've never been there. Good luck. It's well worth the effort. God Bless you.
  • i have heard that grad college is way less complicated academically because you're surely envisioned to keep the three.0 (a minimum of), because lower than a B in a route is seen failing. at the same time, you ought to do added artwork undergrads do not (ie particular conferences with a prof, more suitable readings, etc.) Grad scholars also artwork, have households, teach or study. do not stress too a lot about it, yet keep up your artwork. talk at the same time with your fellow grad scholars. Meet at the same time with your consultant.
  • I attended undergraduate and graduate school while working full time. I carried a full load every semester. And I was married and had 3 kids. Was it easy? No way. Was it worth it? You bet! I would recommend you get an evening job so that you can concentrate your days to your studies. I worked in the shipping department of a warehouse. BTW, I now have a very nice cushy job thanks to all that schooling.
  • I worked full time as an undergrad...and it was hell! But I made it through and now I have the career I have always wanted so it was well worth it. I suggest a night job...maybe a waitress just to get you through....this way you can have a pretty decent income..tips will help you survive. Or, get a job at your university..teaching a class. Good Luck.
  • Many grad schools will not let you work while you are in school, but usually that depends on whether or not you have a fellowship.
  • Depends on how rigorous the program is. Education school? Sure. Something tougher? It's difficult to manage your time.
  • Hi buddy............ it all depends on wht program u tryin to get in... I'll suggest go parttime like 20-30 hrs per week.... and ofcourse look for like "Administrative" kindaa of job or better some job in LIBRARY or in Computer LAB.... In short look for that job that won't make u exhausted..... hope this help........
  • get a job where you can sneak & do your papers on the computer- like a receptionist or secretary-
  • I would set my mother up for life. She wouldn't have to worry if her social security is going to be enough to pay the months bills. I would pay off my sisters debts so they can start living debt free. All my debts and student loans would be paid off. I would get off of Medicaid and other services. My health care would dramatically improve. I would hire a homeschooling tutor for my children. I would visit my family in Arizona, they have not met my 7 mo daughter yet because we live so far away. I would move out of the neighborhood we are in now. My son has been beaten up by the bullies here six times, he is only 9. We've had to call the police two times so far. We would move to the country and buy a farm, preferably organic. My daughter, 7, would like a cat, sheep, pig, some chickens, goat, babies of everything she can get her hands on. I would give to many of the of the charitable endeavors. There are so many things I feel I could do to make a difference in the world if I had funds, but as it is all I can provide are my prayers. The Lord chooses his form of assistance.
  • Pay off my mortgage, my car, my sister's home... Then go back to school!!!!!!!! And then I could help out my friends with their mortgages, courses, take my mum on a vacation... I would buy loads of food, and maybe new clothes. 30 million... I would likely give half of it away to charity here and abroad, pay the rest in taxes to the government! Really, if I only have 5 million left for myself, I'd be happy! ;-ppp
  • invest it in stuff like buying 20 houses and then selling them for a higher price
  • Buy an island! Won't have to deal with any ignorant people then!
  • donate fifty thousand to a charity. :) then i'd buy me some stuff. then save the rest. :D
  • Invest it and live off the interest.
  • Buy a house!
  • BUY A BIG HOUSE SAVE UR MONEY UP & SPEND IT ON MISSALANEOUS
  • invest/charity/spend
  • Help!!! Here is the deal: I am the StuCo Treasurer for AZVA (Arizona Virtual Academy). We are a public school in the home, online. This is our first year having a dance (our HS is 4 yrs old..) and since we are an online school in the home, we don't have a physical location. The result no place for us to have the dance... That presents just one issue... Our other issue is that we don't have any money (not the school the council) however we can get a temporary loan from the school for this. That means we need to find a cheap(er) place. Sadly... We can't find a decent place to have this dance... The schools bussiness department approved May 23rd as the date we can have our dance (which makes it hard to find a place cause that is the day of HS graduation for all the schools in Phx). So please, please, please, please if you have any ideas, suggestions, know of a place that is cheap, big and in phx let me know!!! Thanks ahead of time!
  • Try a roller skating rink; big empty space, existing sound system
  • Ask your state governor to provide a location. It would be great p.r. for him. why not have it amongst the petrified logs in the square outside Government House in Phoenix? Ring up a radio station to get assistance to for a band,etc. Good luck. But your studies are more important than this, do not forget.
  • Student Council President (member for 3 years) Cross Country Team Captain (member 4 years, captain twice, 3 time lettering) Track and Field Captain (4 year member, once captain) International Student Mentor and Campus Tourguide (private School 3+years) NHS (3 + years) contributing writer on school paper (2+years) Community Service Club Member (2+ years) GPA 4.3, unweighted 3.9 (Only B is AP Chem) SAT: 2000 ACT+Writing:30 *Also Indoor/Winter Track captain 10 AP Classes (of the tests I've taken I got two 5's a 4 and unfortuantly a 2-the others I will take tests for in the spring I have never taken any Subject Tests!
  • My opinion is no for undergraduate years but yes for graduate school if you get a fellowship or grant support for research as an RA or TA. Reasons: (1) College is ridiculously expensive. Many college graduates are burdened with excessive debt. http://www.bloomberg.com/news/2013-02-05...(2) In-state "Public Ivy" flagship schools are ideal for lower cost and a quality education. Example of Public Ivy: Florida, Michigan, Texas, UC Berkeley, UW(Seattle), Ohio State, Virginia, Wisconsin, Arizona, CU Boulder, Nebraska, U Conn, etc. (3) The choice of major is actually a much more critical factor. Example of good majors: computer science, business administration, biomedical engineering, mechanical engineering, medical informatics, healthcare administration, electrical engineering, allied health like medical billiing/EHR, cardiac technology, diagnostic sonography, etc. Examples of bad majors: psychology, social science, theology, library science, art, history, etc. A computer science major from University of South Florida or Michigan State would be in much better demand in the working world than a pyschology graduate from Harvard. Summary: Choose an in-state flagship school with a full scholarship and a major that is in sincere demand. Then if you do well you may be able to get a research grant or fellowship at an Ivy League school (Harvard, Stanford, Johns Hopkins, MIT, Yale, Northwester, Emory, Georgia Tech, etc). http://www.forbes.com/pictures/lmj45jgfi...
  • It's worth a try. And I wouldn't worry about the price tag for any college until you find out what kind of scholarship and financial aid package you can get. It is not true that you have to be rich to attend an Ivy League school; some are very generous with aid, with relatively few students paying full tuition. And there is no reason to not apply to more than one Ivy League school. Many college application ask where else you applied, but they are not going to reject you because you applied to a rival school!
  • Your standardized test scores are a tiny bit low, but otherwise your qualifications are great, so anything but Harvard or Yale is definitely worth a shot. Some will require two subject tests, though.
  • these days finance is most important you need $60000 a year for tuition , and 30-35000 for living and expenses, if you have that money guaranteed it counts for a lot on any application , it's risky to apply to more than one ivy league as they do communicate , it's why most ivy league students have rich parents, the colleges don't want financial dropouts leading to 2nd and 3rd year courses not full
  • it'd be worth a try
  • I need to know how to abtain a $10,000 dollar grant or loan for school staring in 2 weeks. I searched the grants for Arizona and the soonest to get a grant would be 2-3 months. I need the money in 2 weeks to start school. Any advise or someone who wants a tax credit or write off as donation , please contact me asap Thank you
  • why in two weeks? if you can't start in two weeks, just wait a year and re-apply.
  • did you fill out your FAFSA form? 10K a semester? Dang, you're getting ripped off.
  • if you are emancipated you can. since you aren't 18 yet, you can't be held legally responsible for the types of contracts that and 18 year old can sign. (leases, loans, etc) you are a year or less away from 18, unless there is abuse going on in your home then stay where you are until you can legally leave. If there is abuse going on then report it--that's one way to get out of your home, but you will still be under someones care until you are 18. can you see if you can move in with a relative if things really are unbearable but not abusive?
  • I know every state is different I'm in michigan and I moved out the day after my 17th birthday. I'm 28 now and looking back i wish i would have stayed home longer.
  • i dont know, but this link might help you, Good luck! http://family.findlaw.com/emancipation/
  • pay off my student loans, pay off my house and renovate it into my dream house (I only bought it for 132,000). Probably buy my mom a house. and keep living my life as if nothing happened. except id probably travel 3 times a year to a different country. i guess donate some to univ. of arizona medical center. to their childrens cancer fund.
  • I'd pay off college and drop out ASAP I'd give my parents like $100 million Pay off college debts of some people I know Buy a little cottage somewhere out of the city, in a meadow or something away from humans Live the rest of my life on monies without a care in the world.
  • Pay the taxes, donate to the local Rescue Mission and my favorite charities, use some to travel, give some to the rest of the family and put the rest in retirement savings
  • Retire. Immediately.
  • Donate like 600 million of it. Then divide the rest among my family. Then retire and relax.
  • Buy Messi, Neymar and Cristiano Ronaldo
  • I'd have what's left of the titanic brought up from the bottom of the ocean.
  • I need to give up my job for someone who needs the job. I would take up a job that is unpopular with job seekers but can serve the community better than the high paying ones, such as street cleaning.
  • Run and hide from all the crazies coming to ask for money.
  • Quit school and just relax in life . With money , I ca