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State Alabama
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Allowed (Our partner lenders provide payments in Alabama)
Loan amount limit $500
Loan terms 10-31 days
Finance rates 17.50%; 3%/month after default
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Maximum APR (Annual percentage rate) 456.25%

802 19th Street North, Bessemer, AL 35020

Alabama

Bessemer

7070 Aaron Aronov Drive No. 8, Fairfield, AL 35064

Alabama

Fairfield

209 Cox Creek Parkway, Florence, AL 35630

Alabama

Florence

615 19th Street North, Bessemer, AL 35020

Alabama

Bessemer

904 Westlake Mall, Bessemer, AL 35020

Alabama

Bessemer

2100 Quintard Avenue, Anniston, AL 36201

Alabama

Anniston

8979 Madison Boulevard, Madison, AL 35758

Alabama

Madison

1409 S College Street, Auburn, AL 36832

Alabama

Auburn

5451 Halls Mill Road No. 5, Mobile, AL 36619

Alabama

Mobile

1820 6th Avenue SE No. B, Decatur, AL 35601

Alabama

Decatur


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  • I recommend that you contact Fertility Life lines - they have a free hotline that you can call and have someone help you to better understand your current insurance coverage and to do an analysis for you. They were great - gave them my policy info and they researched it, got me all of the info on what was and was not covered and explained it to me. Even if your insurance will not cover treatments, appointments, etc some will cover prescriptions and testing http://www.fertilitylifelines.com/index.... Here are some other suggestions: 1) Start with the RE - most doctors have a team that can help you with finding ways to pay for your treatment - they are amazing at figuring out your insurance benefits, coming up payment plans and may even be able to recommend medical studies / clinical trials that you may be able to participate in. Here is a link to some clinical trials: http://clinicaltrials.gov/ct2/results?te... 2) Grants -there are groups out there that fund raise for fertility treatments - you need to apply and cross your fingers http://www.nobabyonboard.com/options.htm... 3) Loans - banks and credit card companies (my friend used Capital One) offer fertility loans with fair interest rates and payment plans. Maybe see if you can borrow from a family member. Do NOT respond to any of the SCAMS posted as answers to this question or questions like this one - avoid the on-line insurance quote sites that no one has ever heard of and people promising loans by emailing some random yahoo email address. 4) Serious budgeting - I also know couples who have taken part time / seasonal jobs to save up for treatments, sold things on ebay etc . . . 5) Move to one of the 15 states that do mandate coverage and find a job there . . . Massachusetts has wonderful coverage - my medications and procedures were all covered with just my co-pays. I had 6 unsuccessful IUI cycles - 3 with clomid and 3 with injectibles and finally a successful IVF cycle. I would have had coverage for up to 6 attempts at IVF. Easier to do if you are neighboring one of the states that require coverage. The Resolve Website can give you a list of the states: http://www.resolve.org/site/PageServer?pagename=lrn_ic_stintro 6) See if your employer has a a medical flexible spending account - you contribute your money pre-tax (which helps a little) and you can use it towards anything medical related including IVF Hope some of this helps and good luck to you Best wishes & hoping you get your miracle!
  • I realize this is an old thread... but if you don't live in a "coverage" state like CT or NJ then your best bet is to qualify for a clinical trial. Some clinical trials fully pay for things. Other clinical trials pay for 2/3 of the cost and you have to pay the rest. The one my wife did was $5000 per round and the drug company covered the rest. Even if the clinical trial doesn't work out (people get booted from trials all the time because they don't respond to the meds), the drug company and clinic still have an ethical duty to help you find alternative equivalent care. That means that they then offer you standard IVF for $5000. If $5000 is still too expensive (come on!), then consider travelling to another country where it is cheaper still. It's only $2-4k in Mexico and parts of Europe. Travel costs are also deductible. You will need to spend like 10 days in country. Note that IVF is tax deductible after you hit 10% of your adjusted gross income. So if you make $50k per year, every dollar above $5000 you spend can be deducted. As far as financing, I used suntrust bank/lightstream. They have fair rates and specialize in this stuff. The other thing you can do is borrow against your own savings. That's another tactic we used. I had money in the bank and I borrowed against it using a secured loan that has a very low rate (2.25%). You can't be turned down because you are borrowing your own money. Of course you need money to borrow against. If you still can't do any of that... your best bet is to literally move to Connecticut or another coverage state. I am not joking. My wife and I lived in a coverage state, and then moved after we discovered we had these issues. It would literally have been cheaper if we just moved back there and begged for our old jobs back.
  • I don't know of any programs that pay for IVF. But maybe you could look into other insurance plans that cover it or at least cover some of the cost. Also I have heard that some employers help to cover the cost. Maybe you or your husband could bring it up with your employer? Good luck to you.
  • I don't know of any grants, but I have known people giving baby bottles to family members to fill with their spare change or loose dollars, hosting bake sales, lemonade stands, cake baking, cake decorating,selling crafts such as quilting, crocheting, selling Avon, become a Lia Sophia hostess, doing odd jobs around your neighborhood such as mowing lawns, pet sitting, shoveling dog poop, edging yard and doing small landscaping and gardening, house cleaning, baby sitting, be a tutor, donate plasma, recycle bottles and cans, deliver newspapers.... There's so many ways to earn extra money, you just have to get creative! If all else fails, please consider adopting from foster care. It's pretty much free because the government reimburses or pays for all of your costs (homestudy etc) and you can request an age, sex, and gender. These kids really need homes and it would be amazing if you would just consider it!
  • You really need to read "Endometriosis Bible & Violet Protocol" by Zoe Brown (also available in electronic format here: http://www.endometriosisbible.info ). It's about how to eradicate endometriosis disease forever. It worked for me, you will see results in only a matter of weeks. Good Luck!
  • Im 17 and starting my seinor year in high school. I live in Alabama, and it sucks here. I make fairly good grades and have been active in my church for 5 years. But for the last year or so I've been smoking marijuana on occasion. My parents have just found out a few week agos and they think that "Im not making the right decisions". They know every freind of mine that does smoke and they bombard me with suspision and questions for every person I spend time with that they dont know. Ive tried talking to them about my beliefs and feelings tward smoking bud(I dont believe it's bad, im a pretty level headed individual, i also have a good bit of ambition in me ), but they are convinced that i will be snorting meth by the time Im 25, seeing the direction im going. They've threatened to not pay for my collage if they find me smoking again. Its August of my senior year, and I think im living at home for my first year of collage. That's 2 more years, and i really can't take living with them much longer. They treat me like a criminal and it's driving me insane. Im grounded at the moment because my dad found out i was at a hooka bar. Crazy, right? Basically they'd rather me be caged up than let me make my own decisions, and it is royally pissing me off. Im worried that they will never let me make decisions on my own in the future, and that also pisses me off. I'm usually very understanding and try to reason with my parents, but im at a point where i'd rather rebel than listen to them. Im thinking about joining the peace corp.s so i can get my collage tuition paid for and tell them to f*** their money. Advice.
  • look, i live with crazy liberal parents, who support obama and gay rights, don't go to church and watch keith oberman, and we live in the suburbs of new jersey, but if they knew that I ever smoked weed (only tried it once, a year ago) or if they found out that I smoke it occasionally, like you, they would be just as pissed as your parents, and if I had gone to a hooka bar... i'd be so grounded for life.. No i don't believe you'll be snorting meth by 25, weed isn't a huge deal, but to parents it is. And if my liberal parents found out like yours did, they'd also be threatening to kick me out or not pay for my college, and probably be trying to get me into rehab or counciling. Your parents have a right to be angry, and if you want your several hundred thousand dollar college education to be completely free for you, then you better just do what they want.. even if, i dare say it, not do drugs or run off to bars underage. and you really don't have a right to be angry with your parents for being angry with you for doing drugs and drinking underage. I'm a junior in high school and my parents would kill me if they found out that I drink occasionally or had tried weed, but they'd have a complete right to be angry. and by the way, I want to join the Peace Corps too, after I graduate college, so I've done ALOT of research on the Peace Corps, and very rarely do they accept someone WITHOUT a college degree, and its just not a free ride, you have to get into the peace corps to begin with, which isn't as easy as you think, and they don't pay for your college tuition. At all. What they do is, when you need to pay for college, yourself, you get a student loan, with high interest if your parents don't cosign, which you need to pay off once you graduate, and when you enter the peace corps, all they do is defer your loan, which means you don't have to start paying it off until you get out of the peace corps two years later. they don't pay a cent towards your loan or tuition or anything, and when you're done your two years, all they give you is 6,076 dollars, which isn't going to even pay for one semester of a state college. Oh, and by the way, even if the Peace Corps DID pay for tuition, which they don't, you'd still have to pay for room and board and meal plans and text books and a laptop, which is usually way more than tuition. and they drug test you for the Peace Corps.
  • Wow, what a rebel. Don't like things at home? Move out. No one's stopping you. Funny how it's all about Mommy and Daddy paying for your school, huh? You don't want to live by whatever rules they have, but you sure do want that green, huh? Oh, and the Peace Corps? I don't think they take pot heads. And do you know how much money you make working for the Peace Corps? And where you have to go? Maybe you better do some research. Go ahead, tell them to f*** their money, and move out. See how far you get in this economy.
  • I know exactly how you feel man, my mom found my Ultra Thin Zig Zags and flipped out on me about. But when I tried to talk she wasnt having it, so I downloaded The Union: The Business Behind Getting High. Its a documentary about marijuana and why it became illegal. It tells the truth about marijuana, how its the safest natural substance found on our planet. It changed my moms perspective, check it out.
  • Every village has one, and you're it ! I'll bet you think you're smarter than your parents; Right ?
  • Won't it make it easier for the rich to become more comfortable, more wealthy, more healthy? Won't the rich not have to pay minimum wage anymore, thus making them even more wealthy. Minimum wage is basically slave salary anyways. Vote Republican and Conservative if you like to enslave people for the wealthy. Vote Democrat and Liberal if you'd like to see Liberty of all people.
  • It's expensive & less incentive to be productive or go above & beyond the call of duty. Robots will be more efficient & intelligent without the greed, envy, & pride, thought a century or three away from viability. Now that GM, SEIU, AFL CIO, GE, etc. are in a good position with the White house, they can afford the increase that will come their way & offset that increase through consumers. Though higher prices may mean less purchasing for consumers, it will help in tearing down others not in good with the house, smaller guys, & start up guys who might have just created something revolutionary or just providing commodity or a service. Thus securing GEs, GMs, & the Unions existence. One thing is for sure it won't be long till the outcome is similar to Prichard, Alabama. The scheme of reducing debt or creating jobs through grants & subsidize cronyism is like some friends, relatives, co-workers, & acquaintance borrowing from one person to another person when they run out of people to borrow from, they use the last person's loan to pay off one of the creditors so that they can borrow even more from that creditor & pay off another creditor's (friend, acquaintance, co-worker, relative) smaller loan to borrow an even larger one while keeping the extra for you're self. Once everyone loose their trust towards them, they disappear where no one can find them. There's a reason why many countries are ticked off or concerned with the dollar. The system of artificially inflating demand (socialism) on certain industries with social benefits or subsidies collapses in the long run. Printing more money is a sneaky way of devaluing what is owed to foreign nations & devaluing future generations earnings, thus putting into question the seriousness of the borrowers commitment in paying off it's debt. If trade protectionism can start wars, how about debt. What happened to the shovel ready projects? What's with the health care waivers? Why take from medicare/medicaid to fund Obama care? How many Agencies should there be? Dear leader & his congress should have read & thought through the bill that someone else drafted, authored, & put together before shoving & signing it through to know what's in it. With 1800 staff in the administration, how much work, thinking, reading, & writing is the seat in office really engages into. 3 trillion added in the past year, wanting 2 trillion more for the year & so on for the next years to fund foreign aid, foreign intervention, foreign oil exploration, fund cronyism with subsidies, welfare, or tax write offs (credits). Yet propose cutting 1 trillion over 10 years when debt would have added 2-3 trillions more a year while this administration is in office. Why even cut anything when you just keep borrowing. Illinois increased tax to 70% only to give subsidies, waivers & tax breaks to keep the big guys from leaving. Are they now realizing that companies provide more to the community than freebies like WI-FI? Will there be more revenue from 100 companies or a million or more companies? http://www.brandonsun.com/lifestyles/bre... Outlaw all lobbying, Cap elected officials & staff salary to not exceed 3 times the minimum wage (4 times for Admin. CEO like Mayors, Governors, & Presidents) with the criteria on proportion towards Unemployment, Instability & Debt so in a city on decline elected officials & staff would earn less. Elected officials are not lords & king nobility, just a bunch of pencil pushers deciding on waste (greed) or prosperity (common sense). They're suppose to serve the public (legal citizens) not themselves. http://www.youtube.com/watch?feature=iv&... http://www.youtube.com/watch?feature=iv&... http://answers.yahoo.com/question/index;_ylt=AsMABI_9PfKJ_6TqQP.82ebty6IX;_ylv=3?qid=20110701011457AAhJCGv http://answers.yahoo.com/question/index?qid=20110629142821AAFZIgw http://answers.yahoo.com/question/index;_ylt=ApwMpTkuiwQMwXNtafO3bA2sDH1G;_ylv=3?qid=20110526040840AAzIgvn http://answers.yahoo.com/question/index;_ylt=AsO6ykiCtLBWlYtXOrDLuRvty6IX;_ylv=3?qid=20110629215802AAzutBA http://answers.yahoo.com/question/index;_ylt=AhrEUon_9lVjOFOEX94rBlkjzKIX;_ylv=3?qid=20110519085338AAAJR8f http://answers.yahoo.com/question/index;_ylt=ApS6J_A9qNpQiuQwZB1xzeXty6IX;_ylv=3?qid=20110610112038AAz5CP8 http://answers.yahoo.com/question/index?qid=20110507202802AAf9yBj
  • Legalize Slavery
  • You've made the same mistake that many slave owners did. Slaves cost more than minimum wage. You can layoff someone working for minimum wage. A slave? That's wasted capital. Jimmy the fry guy dies, who cares? Jimmy the slave dies, you're out a valuable bit of property.
  • Did the Civil War teach us nothing?...You obviously don't know the difference between being enslaved, and having a life with "minimum wage" even though that is enough for some people to build the foundation of their futures.
  • Slavery is a very wasteful system. It wastes minds and abilities by relegating very capable people to brute labor. In the end everybody looses. You're right about minimum wage jobs being a form of slavery. So is the lack of a public health system. It keeps the have nots in their places. Minimum wage is OK for young people who aren't yet self supporting, or in areas where the economy is very slow and it's a living wage.
  • Congratulations to you for seeing what is actually happening to us, the working People. You are so right, the Republicans have one aim and one aim only to strip Workers of any and all of their already meager rights. They continue to make the Rich richer, overturn Laws which may benefit the workers and bring Slavery back. They want to do away with minimum Wage which already is totally inadequate to survive on. They want to overturn President Obama's Health Care etc. etc. etc. They want to turn us into a Third World Country. What they want is to turn Capitalism into Communism. In Communism, Workers have no rights but the responsibility to keep the Rich so elevated that they become untouchable in any way. In Communism you have a small percentage of People living in total Luxury and the rest of the Population barely survives. We must use the only Power we still have, our Vote and only the Democrats have our wellbeing at Heart.
  • Please learn your history. We were freed by the Republicans, which is how the Republican Party came to be. It was the Democrats that wanted to keep us as slaves. For you to even compare slavery to being paid minimum wage shows your intelligence. You have NO idea what it's like to be a real slave. So, thank a Republican.
  • I'm sure this is a popular republican position - they seem little interest in expanding freedom. And they are giving tax breaks to Billionaires - trying to make them MORE wealthy than they are.
  • im sorry sir but you are retarded. your saying minimum wadge is basically slave salary? SINCE WHEN WERE SLAVES EVER PAID WADGES? and have you every heard of the lower class? there is other peopel besides the weatlhy that aren't dirt poor and shouldn't everyone be given an equal chance to make a fair living?
  • Machines have eliminated labor. Thery don.t want to enslave you. They want to put you in the oven.
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